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The Influence of Financial Literacy and Parents' Income on Saving Behavior Based on Parents' Education and School Status Prasetyo, Benedictus Singgih; Yulianto, Arief; Setyadharma, Andryan
Journal of Economic Education Vol 10 No 1 (2021): June 2021
Publisher : Universitas Negeri Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15294/jeec.v9i2.40662

Abstract

Saving is an important thing in financial management. However, on the other hand, people's saving behavior, especially teenagers, is still low. The purpose of this study is to determine the effect of financial literacy and parents’ income on students’ saving behavior based on parents’ education and school status in Senior High School of Semarang City. This study used a quantitative approach. The population in this study were the students of class XI Social Sciences of Senior High School in Semarang City which had a good category in the National Examination 2019. The technique of data collection used questionnaire. The data analysis techniques used descriptive and inferential. The result of this study concludes that there are effects of financial literacy and parents' income on saving behavior. However, based on parents’ education, there is no difference in saving behavior. In line with this, if based on school status, there is no difference in students' saving behavior.
The Effect of Industrial Work Practices, Career Guidance, and Family Environment on Working Readiness through Soft Skills Royani, Ida; Rusdarti, Rusdarti; Yulianto, Arief
Journal of Economic Education Vol 10 No 2 (2021): December 2021
Publisher : Universitas Negeri Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15294/jeec.v10i2.52220

Abstract

Vocational High School (SMK) is a formal education which provides a special training pattern to direct their students become the graduates who are ready to enter participate professionally in the business world or even companies. Consequently, the vocational school required to be able to produce graduates with the standard competencies expected by the working world. The aim of this study is to analyze the influence of industrial work practice, career guidance and family environment on working readiness by soft skills. Method of the study used was a quantitative study. The population in this study was all of the students on grade 12th of SMK Negeri 2 and SMK Negeri 9 in Semarang which were 634 students with 139 students as the sample of the study. Data collection technique was questionnaires. The data analysis technique used was a descriptive percentage statistics, path analysis and Sobel test. Results of the study showed that there is an influence of industrial work practice, career guidance, family environment, and soft skills on working readiness. Based on the sobel test result, soft skills can mediate the influence of industrial work practice, career guidance and family environment on working readiness
The Implementation of Graduate Competency Standards in Entrepreneurship of Islamic Boarding School Rahayu, Rizki Kusumaning; Yulianto, Arief; Prihatin, Titi
Educational Management Vol 10 No 3 (2021): December 2021
Publisher : Educational Management

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

The purpose of this study is to analyze the implementation of planning, organizing, commanding, coordinating, and controlling Graduate Competency Standards in entrepreneurship education at PSKQ Modern Kudus by involving all teams in achieving the vision and mission of PSKQ Modern Kudus. This case study research uses a qualitative approach. The research subjects were the leaders of the PSKQ Modern Kudus, the chairman of the PSKQ Modern Kudus foundation, the teaching staff (ustadz/ustadzah), and students. Collecting data using interview, observation, and document study methods. The research data were analyzed using the interactive model approach of Miles and Huberman (2015). Researchers tested the credibility of the data through triangulation of sources and methods. The results showed that the implementation of planning, organizing, commanding, coordinating, and controlling Graduate Competency Standards in entrepreneurship education at PSKQ Modern Kudus is currently well implemented. Planning is carried out based on the guidelines used at the international level accompanied by modifications according to the circumstances in the PSKQ Modern Kudus. Organizations have been formed and implemented according to their respective roles. Commanding is carried out by the leadership to each member involved in the existing program by providing explanations and motivation. Coordination is carried out by leaders, teaching ustadz and students in learning and projects that are being carried out either directly or indirectly. While the control is by conducting a test and depositing the work of students regarding the calligraphy that has been done and studied.
Sensitivity of Size-measure in Firm-life Cycle Theory: Total Asset vs Total Sales Yulianto, Arief
JDM (Jurnal Dinamika Manajemen) Vol 13, No 1 (2022): March 2022
Publisher : Department of Management, Faculty of Economics and Business, Universitas Negeri Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15294/jdm.v13i1.34960

Abstract

Using different firm size proxies in financial research produces varying empirical results. The purpose of the paper is to find out the most appropriate firm size proxy between total sales and total assets in explaining asymmetric information at each stage of the firm life cycle. Pooled data were obtained as many as 3467 observation units from the annual reports of companies listed on the Indonesia Stock Exchange (IDX) for the 2008-2019 period. In-line functional regression analysis based on dummy percentiles was used to answer research questions. Empirical results have explained that total sales have greater goodness of fit as a proxy for firm size than total assets. The presence of asymmetric information produces debt issues as a signal of poor quality firms. Thus, many previous studies may not be robust and biased.
MEMBANGUN KEMITRAAN BANK SYARIAH DENGAN PENDEKATAN SHARIAH MARKETING Arief Yulianto
Walisongo: Jurnal Penelitian Sosial Keagamaan Vol 19, No 1 (2011): Ekonomi Islam
Publisher : LP2M - Universitas Islam Negeri (UIN) Walisongo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21580/ws.19.1.218

Abstract

Amidst the competitions among shariah bank demanding the shariah bank to have marketing strategies in order to keep a sustainable relation between bank and customers. It was revealed from this research that some variables: product attributes, the quality of service to the Islamic approach to marketing, reputation, satisfaction, affective commitment, continuous commitment and customer loyalty can be accepted as the decisive variables in deciding the good marketing relation­ship between shariah bank and customers.
Factual Model of Internal Quality Assurance System of Private Higher Education Institutions in Indonesia Andi Mursidi; Tri Joko Raharjo; Sugiyo Sugiyo; Arief Yulianto
JETL (Journal of Education, Teaching and Learning) Vol 5, No 1 (2020): Volume 5 Number 1 March 2020
Publisher : STKIP Singkawang

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (337.861 KB) | DOI: 10.26737/jetl.v5i1.1926

Abstract

Quality has increasingly become an important success determiner for higher education institutions. The education quality highly depends on the quality of all management systems run by the higher education institutions. This research aims at explaining the factual model and identifying the main factors influencing the implementation and development of quality assurance system of private higher education institutions in West Kalimantan Province, Indonesia. Research and Development (R&D) method was used as the research methodology to develop the model. Data collection processes start by interviewing the stakeholders of internal quality assurance system at higher education institutions and then distributing questionnaires related to the implementation of internal quality assurance system at each higher education institution. The collected data was then analyzed and synthesized into the factual model. The obtained factual model consisted of three steps: planning, implementing, and evaluating the internal quality assurance. From this factual model, it is revealed that the implementation of internal quality assurance system of private higher education institutions in West Kalimantan Province, Indonesia has not completely become a part of higher education institution accountability orienting on the higher education quality assurance, but more on the temporary purposes, such as higher education institution accreditation purposes.
The Impact of Conservation Information on Average Abnormal Return: Time Series Analysis Murwatiningsih Murwatiningsih; Arief Yulianto; Kris Brantas Abiprayu; Andhi Wijayanto
Jurnal Bisnis Manajemen Vol 19, No 1 (2018): March 2018
Publisher : Fakultas Ekonomi dan Bisnis Universitas Padjadjaran

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (253.498 KB) | DOI: 10.24198/jbm.v19i1.171

Abstract

The aims of this research are to examine the impact of conservation-based information to average abnormal return of firms. The data which used in this research are all of the news regarding corporate action especially conservation-based information that gathered from Bisnis Indonesia from July 2016 through August 2017. All of the firm which also listed in Sri Kehati Index. The order of the examination within this research are (1) stationery test (2) ARCH or GARCH test (3) Dummy test (Least Square Dummy Variable) and (4) Hypothesis test). The results show that the change in AAR is not influenced by conservation publication made by Bisnis Indonesia. It means that the average AAR difference occurs only in the sample yet the result cannot be generalized in capital market in Indonesia.
Good Corporate Governance and Leverage Control Variables at Agency Cost: Non Financial Companies in Indonesia Prasastine, Sachqnava Aguesta; Yulianto, Arief
Management Analysis Journal Vol 11 No 3 (2022): Management Analysis Journal
Publisher : Universitas Negeri Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15294/maj.v11i3.58785

Abstract

This study aims to determine the effect of good corporate governance and leverage as a control variable on agency costs. Agency cost is proxied by asset turnover ratio and good corporate governance is proxied by institutional ownership, managerial ownership and independen board of commissioners. The population in this study are non-financial companies listed on the Indonesia Stock Exchange in 2008-2020. The sample in the study was 60 companies obtained through purposive sampling technique. The study used multiple linear regression using the random effect model. This study has the result that institutional ownership and independen board of commissioners have an insignificant negative effect on agency costs. Managerial ownership has a significant negative effect on agency costs. Leverage as a control variable has a significant negative effect on agency costs.
An Additional Evidence: Pecking Order Theory in Indonesia Pratiwi, Yosi Setya; Yulianto, Arief
Management Analysis Journal Vol 11 No 4 (2022): Management Analysis Journal
Publisher : Universitas Negeri Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15294/maj.v11i4.63562

Abstract

The paper aims to determine the leverage deviation and the impact of firm size on the leverage deviation. We have collected 504 pooled data from the Indonesia Stock Exchange (IDX) from 2009 to 2020. The model estimates have been analyzed by OLS regression, where regress, the deviation of leverage, and firm size is the explanatory variable. Our spurious prevention model controls growth and tangible assets. Our finding is that the company's overleverage is greater than the under leverage of 504 units of observation. OL type companies, characterized by asset volatility with firm size and lower debt ratio, tend to follow the POT hierarchy. They prefer debt issuance over equity; the actual leverage is lower than the target leverage. In contrast, companies characterized by UL with higher volatility in assets in place with firm size and higher debt ratio than OL tend to follow the PDT hierarchy. As a result, they issue equity over debt, and then large companies issue equity in the presence of information asymmetry. It is possible that the modal structure is dynamic and will require testing of time series or data panels. We leave that explicit analysis for future research.
Influence Supervision Head School, Neighborhood Work and Motivation Work Against Teacher Performance Mukhayanah Mukhayanah; Tri Joko Raharjo; Arief Yulianto
Jurnal Penelitian Pendidikan Vol 40, No 2 (2023): October 2023
Publisher : Universitas Negeri Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15294/jpp.v40i2.45921

Abstract

Teacher performance is very decisive achievement results Study in the learning process , however the performance of Indonesian teachers especially in Demak district is necessary get attention special because teacher performance still low Where number of certified teachers only reached 33.2% with the average score of teacher competence is 61.19. Need effort For increase teacher performance with notice internal factors as well external . Study This reveal influence supervision head school , environment work and motivation Work to teacher performance through method quantitative with approach correlational . Questionnaire study shared to 88 SMP/MTs teachers in the District Mranggen , Demak district was selected with purposive sampling. Analysis results regression showing exists influence supervision head school to teacher performance with t- count value of 10.032 1.663. Teacher performance is also influenced by the environment Work with t- count of 10.195 1.663. No Far different , results calculation regression influence motivation Work with teacher performance shows t- count value 10.238 1.663 (t- table ), so There is influence between both . Influence in a manner simultaneous based on analysis regression double showing mark F- count of 52.621 2.713, meaning all three give influence in a manner together to teacher performance . The implication enhancement teacher performance can done with notice various factor like implementation supervision by the head school , conditions environment work , and also encouragement / motivation For Work Good from motivation intrinsic nor extrinsic .
Co-Authors - Kardoyo Adam, Nabil Fikri Agung Yulianto Agus Wahyudin Agus Yuwono Agus Yuwono Alfiyaturrohmah, Rifka Ali Formen Alif, M. Hessal Almira Jovankova Yunan Amin Pujiati Anak Agung Gede Sugianthara Andhi Wijayanto Andi Mursidi Andreanna Kusuma Wardhani Andryan Setyadharma Angga Pandu Wijaya, Angga Pandu Anggara, Aldias wahyu Anggara, Aldias wahyu Anggoro, Haris Dwi Aprilia Anita, Aprilia Ariyana Luthfiyani, Dewi Asani, Sarida Nur Ashari, Teguh Ashari, Teguh Asrori Astuti, Heni Purwo Astyandini, Budi Bambang Subali Belita Yoan Intania Budi Susanto Caridah, Caridah Dayona Ismail, Gurawan Decky Avrilianda Dewi Riyanti, Dewi Dwi Indah Putrianingsih, Dwi Indah Dwi Ratnasari Dyah Rachmawatie, Agnees Eko Handoyo Eny Lestari Fahrur Rozi Fakhruddin Fakhruddin Fakhruddin Febi Ramadhani Rusdin Febriana, Devita Febriyanti, Diah Fuchs, Philip X. Gofar, Abdul Gunawan, Dany Kurnia Haekase, Yongky Defridus Hakim Natigor Sipahutar, Dayan Haryono Haryono Hasanuddin Hasanuddin Heri yanto Heryanti, Yudina Tri I Gusti Ayu Agung Aristi Putri I gusti Ayu Aristi Putri Ida Royani Ida Zulaeha Ilmi Sila Ayu Imam, Atfalul Irwan Irwan Isdaryanti, Barokah Iwan Kurniawan Jarodi , Odi Jarodi, Odi Junipah, Junipah Keban, Kwirinov Kuma Khaer , Ananda Fiky Dibanu Khaer, Ananda Fiky Dibanu Kris Brantas Abiprayu, Kris Brantas Kurniawan, Wibisono Yudhi Kusumaningrum, Indah Lestari, Tika Ayu Lestari, Tika Ayu Lutfi , Fuad Madina Agustina Maemonah, Maemonah Margareta Rahayuningsih Nugroho Edi K Maria Amelia Marifah, Maulina Zaidatul Marinda, Aryanti Masrukhi Masrukhi Melati, Inaya Mihardja, Soma Mokhamat Mukhlisin, Mokhamat Muchsin Muchsin Muhammad Khafid Mukhayanah Mukhayanah Murtiana, Suci Murtiana, Suci Murwatiningsih Murwatiningsih Murwatiningsih Murwatiningsih, Murwatiningsih Nabil Fikri Adam Nasrun Nasrun Noor Hudallah Nuni Widiarti Nurlaily Mauludiyah, Nurlaily Octaviana, Irma Oktia Woro Kasmini Handayani Panca Dewi Purwati, Panca Pendriana, Yuli Pertiwi, Meilinda Brielyan Plangsorn, Boonrat Prasastine, Sachqnava Aguesta Prasetyo, Benedictus Singgih Pratiwi, Yosi Setya Pudjiastuti, RR Endang Sri Pudjiastuti, RR Sri Endang Putit, Lennora Putri, I Gusti Ayu Agung Aristi Putri, Pavita Bayu Qarasyi, Achmad Qhuzairy Rafika Pratiwi, Rafika Rahayu, Rizki Kusumaning Rahman, Fernanda Alfian Ratieh Widhiastuti Ratih Diyah Safitri, Ratih Diyah Ratna Yunita Rini Setyo Witiastuti Rubiyo Rubiyo Ruchman Basori Rusdarti - S Martono Santoso, Seno Sarida Nur Asani Sarwi - Septio Bintoro Andani, Yan Septio Bintoro Andani, Yan Setianingrum, Laras Sheila Erdi El-Majid Shinta Ayu Devi Nurmalasari, Shinta Ayu Devi Sibuea, Ely Yulianita Sibuea, Ely Yulianita Sintya Hayaturrohmah Siti Fiki Ikmah, Siti Fiki Siti Handayani Slamet Lestari Soesanto Soesanto Sri Sumartiningsih Sri Sumartiningsih Sumartiningsih Subronto, Subronto Sucihatiningsih Dian Wisika Prajanti sugi Sugiyo Sugiyo Sugiyo Sugiyo, Sugiyo Sulhadi - Sungkowo Edy Mulyono Susi Tursilowati Susilo, Sigit Suwito Eko Pramono Titi Prihatin Titi Prihatin Totok Sumaryanto Florentinus, Totok Sumaryanto Tri Joko Raharjo Ulfah Mediaty Arief Utomo, Eko Prasetyo Vanditta, Ryni Veryliana Purnamasari, Veryliana Vini Wiratno Putri Wicaksari, Erisa Aprilia Widi Triana Widiyanto Widiyanto wulandari, innayah Yeny Rahma Yeri Sutopo Yoyo Sudaryo Yuli Pendriana Yulianto, Agung Yunita, Elok Arina