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Dewi Iryani
Universitas Bung Karno, Indonesia
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Legal Protection for Cryptocurrency Holders as a Means of Conducting Transactions in the Digital Age Robby Robby; Puguh Aji Hari Setiawan; Dewi Iryani
Journal of Social Research Vol. 5 No. 5 (2026): Journal of Social Research
Publisher : International Journal Labs

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55324/josr.v5i5.3168

Abstract

The problem in this research is about the binding power of the use of cryptocurrencies in electronic business transactions as a medium for buying and selling transactions. Meanwhile, money in Islam is the same as the currency that is determined in the policy in Indonesia, namely it has value, is generally accepted, and has a certain type that has been determined. In addition, what is called a legal medium of exchange is only recognized as an asset, not a legal currency in Indonesia. This research uses a normative legal (library-based) approach with a statute approach to analyze legal regulations for crypto asset owners in conducting digital transactions in Indonesia. Based on the results of the research, it is known that there are differences between policy provisions electronic transactions and currency laws as well as the provisions of the Civil Code. The difference that exists occurs in business transactions using cryptocurrencies as currency in buying and selling transactions in the digital era using the internet network. The use of crypto does not have binding force in even though the terms and pillars of the agreement have been met. because it still contains elements of gharar, dharar and qimar in accordance with the opinions of the scholars and hasik of the 7th MUI Ijtima Ulama Year 2021.  Therefore, their use as a medium of exchange is considered prohibited and lacks legal protection under Indonesian law.
Co-Authors Abdillah, Ahmad Imaduddin Abdul Gani Abraham Prihadi Achmad Hidayat Adi Darmawansyah Adi Iksan Bureni Agustinus Darmanto Panjaitan Aji , Puguh Aji Hari Setiawan, Puguh amran rabani zubaidi Andri Ferdian Arbi Dalimunthe Arwan Arwan Aryasuta Faharsyah Setiawan Ayu Tresna Waty Baehaki, Imam Belinda, Suci Fidia Fitriza Bernadete Nurmawati Bernadete Nurmawati Bey Abwar, Irsyad Hamdie Binto Kusmadi Boas Parlindungan Panjaitan dadang dwi saputro David Ricardo, David Didik Suhariyanto Ellizabeth Febrianto, Andre Fitria, Myrna G. Nyoman Tio Rae Gomulia Oscar Gradios Nyoman Tio Gradios Nyoman Tio Rae Hamamudin, Hamamudin Handradjasa, Joshua Limanto Hari Setiawan, Puguh Aji Hartana Hartana Hartana , Hartana Hartana Hartana Hartana, Hartana Hawreyvian Rianda Seputra Herman, KMS Hie, Hengky Himawan Ismail ISMAIL ,, ISMAIL ISMAIL - Ismail Ismail Ismail Ismail Ismail Ismail Jayawarsa, A.A. Ketut Josef Swisman, Andreas Juniarty, Santy Kapanadze, Maia Karima, Shifa Kirana Pungki Apsari KMS Herman Legi, Arfi Nofri Lemta , Benjamin Lisaldy, Ferdinand Listiyaningsih, Listiyaningsih Maharani Putri Handayani Martunas Sianturi Mohamad Rizki Irmansyah Myrna Fitria Natalia, Rachel Natassya Fachrina Nurmawati, Bernadete Nyoman Tio Rae Oscar, Gomulia Pandreadi, Kadek Permana, Mochammad Aditya Prasetyo Hadi Puguh Aji Hari Setiawan Puguh Aji Hari Setiawan Puguh Aji Hari Setiawan Putra, Erika Putri, Euginia Natania Putu Ayu Masrini Rae, Gradios Nyoman Tio Reka Dewantara Robby Robby russel butarbutar Russel Butarbutar S, Binsar Jon Vic Saat, Eli Saat, Erlim Salma Nur Azizah Samsiah, Tuti Saputra, Ade Akhmad Sarwono, Sarif Setiawan, Puguh Aji Hari Shifa Karima Sihite, Thomas Ericson Hadinata Soni Barumuli Sriulina, Maria Eva Sudarsono, Putut Heri Sudirgo, Tony Sujono, Salsabilla Susetyo Rohadi Tarmudi Tarmudi Tio Rae, Gradios Nyoman Tjahjadi, Hamdani Tresna Waty, Ayu Udi Suhandoro Ummi Habsyah Umra, Alieffandy Unzur Jefri Tambunan Vic S, Binsar Jon