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All Journal Accounting: Jurnal Pendidikan Akuntansi Business and Applied Management Journal Jurnal Ragam Pengabdian Jurnal Pengabdian Kepada Masyarakat (JAPIMAS) Ekopedia: Jurnal Ilmiah Ekonomi Aksi Kita: Jurnal Pengabdian Kepada Masyarakat Indonesia Berdampak: Jurnal Pengabdian Kepada Masyarakat Educational Journal Jurnal Ilmiah Ekonomi dan Manajemen Indonesia
Murni Nia
Universitas Halu Oleo
Humanities Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Environmental Science Materials Science & Nanotechnology Social Sciences Other

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Analisis Perilaku Konsumtif Masyarakat Dalam Perspektif Ekonomi Syariah Di Desa Lalonggombu Kecamatan Lainea Kabupaten Konawe Selatan Murni Nia; Murniati Murniati; Wahyu Muh. Syata; Yuli Regina Tasman
Jurnal Ilmiah Ekonomi dan Manajemen Indonesia Vol. 2 No. 1 (2026): JANUARI -JUNI
Publisher : Indo Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.63822/6mf6vs49

Abstract

This study aims to analyze the consumptive behavior of the community in Lalonggombu Village, Lainea District, Konawe Selatan Regency from an Islamic economic perspective. This study employs a qualitative approach with a descriptive method to explore in depth the phenomenon of consumptive behavior within the community. Data were collected through interviews, observations, and documentation involving village residents as informants. The results show that the community’s consumptive behavior is characterized by a tendency to make excessive and unplanned purchases, as well as prioritizing wants over needs. Factors influencing this behavior include ease of access to goods, social environmental influences, and the presence of attractive promotional offers. From an Islamic economic perspective, such consumptive behavior is not fully in line with Islamic consumption principles, which emphasize moderation, avoidance of extravagance (israf), and prioritization of needs over desires.In conclusion, the consumptive behavior of the community in Lalonggombu Village reflects a deviation from Islamic economic principles in managing consumption. Therefore, it is necessary to enhance public awareness and understanding of the importance of applying Islamic economic values in consumption activities in order to achieve a balance between worldly needs and spiritual values.
Pembuatan Produk Mie Daun Kelor  Masyarakat di Desa Unnamed Road Bonggoeya, Kec. Wua-Wua, Kota Kendari, Sulawesi Rizal Rizal; Abdullah Igo, BD; Muh. Ilham; Hasnawati Hasnawati; Murni Nia; Nurvianti Nurvianti; La Ode Muhammad Yamin
Aksi Kita: Jurnal Pengabdian kepada Masyarakat Vol. 2 No. 3 (2026): MEI-JUNI
Publisher : Indo Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.63822/03w9nn56

Abstract

Di Indonesia, tanaman kelor dikenal sebagai tanaman pagar yang mana tanaman tersebut banyak ditemukan di tingkat rumah tangga. Oleh karena itu, tanaman kelor sangat mudah didapatkan namun pemanfaatan tanaman kaya zat gizi ini masih kurang. Berbagai olahannya, olahan tepung daun kelor memiliki kandungan gizi lebih dibandingkan dengan daun kelor segar. Jumlah kandungan nutrisi pada tepung daun kelor yaitu zat besi sebesar 60 mg/100 g, energi sebesar 358 kkal/100 g, kandungan protein 26,3%, kandungan karbohidrat 48,4% dan lemak sebesar 6,57% (Krisnadi, 2015: 26-30). Berbagai Produk olahan dari tepung daun kelor sudah banyak ditemukan, salah satunya adalah produk mie. Program  Pelatihan dengan tema Pelatihan Kewirausahaan Pembuatan Produk Mie Daun Kelor Masyarakat Di Desa Unnamed Road Bonggoeya, Kec. Wua-Wua, Kota Kendari, Sulawesi Tenggara. Kegiatan ini merupakan  salah satu pembelajaran bagi mahasiswa untuk dapat turun langsung membantu dan memberikan pelatihan kepada masyarakat mengenai bagaimana cara memanfaatkan daun kelor menjadi produk yang bernilai ekonomis. Pemahaman masyarakat tentang pengolahan daun kelor masih terbatas karena mereka hanya melakukan perebusan untuk dikonsumsi, padahal banyak ide kreatif yang bisa dimanfaatkan untuk meningkatkan kualitas gizi pangan. Contoh pengolahan daun kelor menjadi  miemenjadi ide yang dapat dikembangkan oleh masyarakat, karena tidak membutuhkan biaya yang besar serta mudah dibuat di rumah masing-masing warga. Peserta kegiatan sangat senang karena kegiatan ini memberikan pemahaman dan referensi baru bagi masyarakat dalam pemanfaatan daun kelor.
Implementasi Pendidikan Kewirausahaan Dalam Menumbuhkan Minat Berwirausaha Siswa Kelas XI Di SMK Negeri 3 Muna Murni Nia; Nanik Hindaryatiningsih; Lisna Wati; Jumatin Jumatin; Muhammad Juwantho Lewa
Ekopedia: Jurnal Ilmiah Ekonomi Vol. 2 No. 2 (2026): APRIL-JUNI 2026
Publisher : Indo Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.63822/byn7s910

Abstract

This study aims to describe the implementation of creativity in fostering entrepreneurial interest among Grade XI students at SMK Negeri 3 Muna. Creativity is one of the core values of entrepreneurship education, realized through the KIK (Creativity, Innovation, and Entrepreneurship) subject with a focus on practical bag-making using traditional Muna woven fabric. The study employed a descriptive qualitative approach. Research subjects consisted of the Vice Principal for Curriculum, KIK subject teachers, and Grade XI Fashion Design students. Data were collected through participatory observation, in-depth interviews, and documentation studies. Data analysis followed the Miles and Huberman model through data reduction, data display, and conclusion drawing, with validity tested through source and technique triangulation. The results show that creativity is implemented through four concrete forms: (1) freedom of expression in product design and sewing; (2) creative idea development based on the local potential of Muna woven fabric; (3) creative product packaging with student-branded labels; and (4) creative marketing through bazaars and exhibitions. Creativity systematically applied in KIK learning has proven to foster students' entrepreneurial interest, evidenced by increased enthusiasm, courage in marketing products, self-confidence, and the emergence of desire to start independent businesses.
Pengembangan Kreativitas Mahasiswa Melalui Pelatihan Pemanfaatan Botol Bekas sebagai Kerajinan Vas Bunga Bernilai Ekonomis Muhammad Juwantho Lewa; Murni Nia; Abdul Rahman; Nur Hayun; Abdul Jarlin; Sudarsi Sudarsi; Efa Efa; Desi Desi; Sinar Maharani
Indonesia Berdampak: Jurnal Pengabdian kepada Masyarakat Vol. 2 No. 1 (2026): JANUARI-JUNI 2026
Publisher : Indo Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.63822/7tkv8309

Abstract

Plastic waste, particularly used plastic bottles, has become one of the environmental issues that requires productive and sustainable solutions. This community service activity aimed to enhance students' creativity through training on transforming used plastic bottles into flower vase crafts with economic value. The method employed was project-based learning, which actively involved participants in every stage of the production process, including material preparation, bottle cutting, bottle assembly, yarn wrapping, and finishing. Data were collected through observation and documentation during the implementation of the activity. The results showed that participants were able to create various attractive and creative flower vase designs according to their individual ideas and creativity. In addition, the activity improved participants’ understanding of plastic waste management, handicraft-making skills, and awareness of the importance of recycling in daily life. The products produced possess functional, aesthetic, and economic values and have the potential to be developed into creative business products with relatively low production costs. Therefore, training on the utilization of used plastic bottles as flower vase crafts can serve as an effective alternative activity to foster students' creativity while supporting environmental conservation efforts and the development of the creative economy.  
The Influence of Murabahah, Mudharabah, and Musyarakah on the Profitability of Islamic Banking Murni Nia; Abdul Rachman Rika; Asriyani Mulia Basri; Murniati Murniati; Wahyu Muh Syahta
Business and Applied Management Journal Vol. 4 No. 1 (2026)
Publisher : Al-Qalam Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61987/bamj.v4i1.2067

Abstract

This study examines the effect of murabahah, mudharabah, and musyarakah financing on the profitability of Islamic commercial banks registered with the Financial Services Authority (OJK) during the 2021–2023 period. Previous studies have reported inconsistent findings regarding the relationship between Islamic financing contracts and bank profitability, particularly in the context of participatory financing schemes in Islamic banking institutions. This study contributes to the literature by providing empirical evidence on the comparative influence of major Islamic financing contracts on profitability using quarterly multi-bank data from Indonesia. The study employs a quantitative approach using purposive sampling, resulting in three Islamic commercial banks as research samples: PT Bank Muamalat Indonesia, PT Bank Victoria Syariah, and PT BCA Syariah. Data were analyzed using multiple linear regression analysis. The findings reveal that murabahah financing has a negative and significant effect on profitability, mudharabah financing has a positive but insignificant effect, while musyarakah financing has a positive and significant effect on profitability. Simultaneously, murabahah, mudharabah, and musyarakah financing collectively have a significant influence on the profitability of Islamic commercial banks. These findings indicate that financing portfolio composition plays an important role in shaping the financial performance of Islamic banking institutions and highlights the importance of balancing fixed-margin and profit-sharing financing schemes to achieve sustainable profitability.
Co-Authors Abdul Jarlin Abdul Rachman Rika Abdul Rahman Abdullah Igo BD Abdullah Igo, BD Abdur Rachman Rika Ade Rosmalia Annisa Dwi Maharani Ariati Asriyani Mulia Basri Desi Desi Efa Efa Harjun, Harjun Hasnawati Hasnawati Hasniah Hasniah Ilhamurrahman M Hubaib Juli Regina Jumatin Jumatin Jumatin La Manguntara La Miliha La Ode Muhammad Yamin LA TAENA Lisna Wati Muh Fathul Ikrar Muh. Ilham Muhammad Juwantho Lewa Murniati Murniati Murniati Nanik Hindaryatiningsih Nur Hayun Nurmaela Nurvianti Nurvianti Rahmanpiu . Ramly Ramly Ramly Rizal Rizal Sabillah, Bellona Mardhatillah Selviana Sinar Maharani Suci Ramadhani Sudarsi Sudarsi Ummi Kalsum Wa Hiami Wa Ode Fazri Samsinar Wahyu Muh Syahta Wahyu Muh Syata Yasmin Saul Sambolayuk Yuli Regina Tasman