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Dedy Husrizal Syah, Dedy Husrizal
Universitas Negeri Medan
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Journal : Jurnal Akuntansi dan Keuangan

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Fintech Acceptance Among MSMEs: A Post-Covid 19 Response Ulfa Nurhayani; Faisal Rahman Dongoran; Dedy Husrizal Syah; Gaffar Hafiz Sagala
Jurnal Akuntansi dan Keuangan Vol. 26 No. 1 (2024): MAY 2024
Publisher : Institute of Research and Community Outreach - Petra Christian University

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.9744/jak.26.1.56-66

Abstract

The primary objective of this research is to assess the determinants influencing the adoption of Fintech among MSMEs in Medan City, focusing on MSMEs following the post-pandemic period. This study used an online survey among 156 MSMEs in Medan City. This research uses the Structural Equation Modeling - Partial Least Square (SEM-PLS) approach to analyze the conceptual model, utilizing the SmartPLS version 3 analysis tool. The study's results found that perceived ease of use and subjective norms influence the perceived usefulness of Medan City MSME actors in using Fintech. Overall, the results of this study indicate that perceived ease of use, perceived usefulness, subjective norms, and feeling of safety have a positive and significant effect on the usage of Fintech among MSME actors in Medan City. The results of this study also provide practical implications for using Fintech for MSMEs in Medan City in the new normal era (after the COVID-19 pandemic).
Co-Authors Abil Mansyur, Abil Adek Cerah Kurnia Aziz Ahmad Andi Solahuddin Ainul Mardhiyah, Ainul Akmal Huda Nasution, Akmal Huda Ali Fikri Hasibuan Alkhafi Maas Siregar Ananda, Reyvanza Adliva Anggraini, Elya Siska Anggriyani Anjas Pramana Aprinawati, Aprinawati Aried Sumekar Aruan, Mario Timoti Manupak Azizul Kholis Azizul Kholis, Azizul Baharuddin Baharuddin Debora Paninsari Deo Demonta Panggabean Deo Demonta Panggabean Deo Panggabean Dewi Endriani Dito Aditia Darma Nasution Doloksaribu, Maryati Evivani Dongoran, Faisal Rahman Eko Wahyu Nugrahadi Eko Wahyu Nugrahadi Esa Setiana Faisal Rahman Dongoran Faisal Rahman Dongoran Firza M Alphi Fitrawaty Fitrawaty Fitrawaty Fitrawaty Fitrawaty Fitrawaty, Fitrawaty Fitri Simamora Fitri, Anisa Gaffar Hafiz Sagala Gaffar Hafiz Sagala Gamal Kartono Gultom, Syamsul Haikal Rahman Haikal Rahman Haikal Rahman Haryadi - Herbert Sipahutar Herbert Sipahutar, Herbert Hermawan Syahputra Hesti Fibriasari Irfand Irfand Irfandi Irfandi Irfandi Irfandi, Irfandi Irham Ramadhani Izwar Lubis Jonny Haratua Panggabean, Jonny Haratua Jurubahasa Sinuraya Karen, Abigail El Karya Sinulingga Khairul Amdani Khairunnisa Harahap La Ane Lumban Gaol, Adriana Y D Makmur Sirait Manurung, Imelda Free Unita Manurung, Imelda Free Unita Maryati Evivani Doloksaribu Maya Oktora Miftahul Ihsan Motlan . Muhammad Al Qamari Muhammad Alqamary Muhammad Firza Alpi, Muhammad Firza Muhammad Ridha Habibi Z Mukti Hamjah Harahap, Mukti Hamjah Mutiara Agustina Nst Nasriah Nasriah Nelson Tarigan Nurhayani, Ulfa Pintor Simamora Pramana, Anjas Prawijaya, Septian Puji Ratno, Puji Rahman, Haikal Ramadhan, Puja Rizqy Ramadhazka, Dihqan Rangga Restu Prayogo, Rangga Restu Rangkuti, Muhammad Aswin Rini Indah Wati Riski Ananda, Riski Ritonga, Winsyah Putra Rivaldi Akbar Rudi Salman Sadewo, Bayu Sembiring, Rinawati Sianipar, Matthew Alessandro Silaban, Vetric Styven Sirait, Andreas Martin Raja Siregar, Zulkarnain Solahudin, Ahmad Andi Soulthan Saladin Batubara Sulaiman Lubis Sumekar, Aried Syahreza, Dina Sarah Tambunan, Khairuddin Ependi Taufik Hidayat Taufik Hidayat Taufik Hidayat Tri Effiyanti Veithzal Rivai Zainal Via Yusnika Suhendy Wati, Rini Indah winsyahputra Ritonga Winsyahputra Ritonga Zulkifli Zulkifli