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Penggunaan E-Commerce Dan Tingkat Literasi Keuangan Di Kalangan Siswa: Antara Konsumtif Atau Pendapatan? Acep Supriatna; Aida Zahra; Amelia Putri Meilani; Khusaeni, Moch Fahri; Rahma Jamilah; Rama Wijaya Abdul Rozak; Heni Mulyani
Jurnal Mutiara Ilmu Akuntansi Vol 1 No 2 (2023): April : Jurnal Mutiara Ilmu Akuntansi
Publisher : Pusat Riset dan Inovasi Nasional

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55606/jumia.v1i2.1283

Abstract

Pertumbuhan teknologi dan digitalisasi telah membawa dampak signifikan pada kegiatan ekonomi, terutama dengan meningkatnya popularitas ononlinm sebagai bentuk jual beli online. E-commerce memberikan kemudahan dan kenyamanan bagi konsumen, tetapi dapat menyebabkan sifat konsumtif yang berlebihan, khususnya pada siswa. Sifat konsumtif ini dapat memicu gaya hidup hedonisme dan buruknya manajemen keuangan pada siswa. Oleh karena itu, perlu ada upaya untuk mengajarkan siswa tentang pentingnya memprioritaskan kebutuhan dan pengelolaan keuangan yang baik. Penelitian ini menggunakan metode pendekatan kualitatif deskriptif untuk memahami pemahaman siswa tentang e-commerce dan literasi keuangan serta kaitannya dengan sikap konsumtif siswa dan minat wirausaha siswa dalam menggunakan e-commerce. Kuesioner disebarkan melalui Google Form kepada siswa SMA/SMK sederajat. Pertanyaan dalam kuesioner mencakup pengetahuan penggunaan e-commerce, tingkat literasi keuangan siswa, sikap konsumtif dan pengaturan keuangan, serta minat wirausaha dalam menggunakan e-commerce. Penelitian ini menunjukkan bahwa e-commerce banyak digunakan oleh siswa SMA/SMK sederajat dalam kegiatan konsumsi, terutama melalui platform Shopee. Namun, penggunaan e-commerce tidak berpengaruh pada sikap konsumtif siswa karena mereka lebih membeli barang sesuai kebutuhan. Akan tetapi, penggunaan e-commerce berpengaruh pada minat berwirausaha siswa karena mudah diakses dan efektif. Tingkat literasi keuangan siswa berada pada kategori sedang dan siswa memiliki pemahaman dalam mengelola dan mengatur keuangannya dengan baik, sehingga cenderung tidak bertindak konsumtif dalam aktivitas konsumsinya. Literasi keuangan siswa yang baik juga menumbuhkan minat wirausaha.
Pola Pengeluaran Penerima Beasiswa KIP KULIAH: Prioritas Penggunaan Dana Antara Kebutuhan Esensial dan Gaya Hidup Aghnia Ilmi Diniyati; Gina Fadillah; Livia Anggina; Raka Prasetya; Salwa Salsabila; Surani Erni Morowati; Rama Wijaya Abdul Rozak
Jurnal Inovasi Manajemen, Kewirausahaan, Bisnis dan Digital Vol. 1 No. 2 (2024): Mei : Jurnal Inovasi Manajemen, Kewirausahaan, Bisnis dan Digital
Publisher : Asosiasi Riset Ilmu Manajemen dan Bisnis Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61132/jimakebidi.v1i2.77

Abstract

The KIP college scholarship is one of the government programs to help outstanding students but with poor economic backgrounds. The use of KIP college funds should be used for educational needs as it should be that the money comes from the government. The purpose of this study is to analyze the spending patterns of KIP college recipients between essential needs and lifestyle needs. The method used in this research is quantitative method. In this study used data collection in the form of a closed questionnaire through google form, this questionnaire has been filled in by 103 KIP college student respondents spread from public universities in Indonesia. The results showed that the KIP college scholarship had helped the recipients of the scholarship to meet the costs of living and education, they also had a positive impact on the responsibility and wisdom of the pattern of spending funds that had been given by the government as evidenced by the priority scale of supporting lectures, but there were still some respondents who used KIP college funds to meet lifestyle.
Pengaruh Fear Of Missing Out (FOMO) Di Media Sosial Terhadap Kesehatan Keuangan Generasi Z Moch Diki Yulianto; Monicha Dewi Anggraeni; Alivia Alviasari; Muhammad Adi Wicaksono; Maya Maya; Rahma Amelia; Rama Wijaya Abdul Rozak
Jurnal Bisnis Kreatif dan Inovatif Vol. 1 No. 2 (2024): Juni : Jurnal Bisnis Kreatif dan Inovatif
Publisher : Asosiasi Riset Ilmu Manajemen dan Bisnis Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61132/jubikin.v1i2.99

Abstract

Social media has become a crucial platform for Generation Z to stay updated on the latest trends and access information. The influence of influencers and celebrities on social media often encourages Generation Z to participate in these trends, even if it means compromising their financial stability. This study aimed to investigate the extent to which the fear of missing out (FoMO) affects Generation Z's financial well-being. Using a quantitative approach and comparative causal research method, 101 Generation Z respondents were involved in the study. The analysis revealed that FoMO has a significant impact on Generation Z's financial health, including the use of debt to keep up with the latest trends, which can ultimately lead to serious financial problems. The results showed that the fear of missing out on social media significantly contributes to the financial health of Generation Z, with a regression equation of Y = 39.220 - 0.572 X and a significance value (p) of 0.000 (less than 0.05), indicating that the hypothesis is accepted. In other words, the fear of missing out on social media has a significant negative impact on the financial health of Generation Z, accounting for 48.3% of the financial health of Generation Z
Analisis Tingkat Literasi Keuangan Dalam Pengelolaan Finansial Pribadi Mahasiswa Muhammad Hafizd Fauzi; Sri Diana Putri; Rahma Agustina Fadhilah; Mirna Kurniati; Annisa Rizki Pebriani; Muhamad Raihan Eka Putra; Rama Wijaya Abdul Rozak
Akuntansi Pajak dan Kebijakan Ekonomi Digital Vol. 1 No. 2 (2024): Akuntansi Pajak dan Kebijakan Ekonomi Digital
Publisher : Asosiasi Riset Ekonomi dan Akuntansi Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61132/apke.v1i2.74

Abstract

Financial literacy is one of the important skills that must be possessed by individuals, especially students, based on situations that require the ability to manage their personal finances. This research uses a qualitative approach with a focus on semi-structured interviews to gather information. The research participants were 12 students with different ages, genders, universities, study programs and faculties. The results of the analysis from interviews showed that students who live in boarding houses or with their parents can apply financial literacy for financial management, even without realizing it. However, financial literacy is more applied to students who live in boarding houses.
ANALISIS SEMANGAT BELAJAR PADA ANAK JALANAN Tasya Putri Rahayu; Siti Nur Aisyah; Nuri Jamilah Fitriani; Jingga Rahma Aliya; Rama Wijaya Abdul Rozak
Sindoro: Cendikia Pendidikan Vol. 10 No. 10 (2024): Sindoro Cendikia Pendidikan
Publisher : Cahaya Ilmu Bangsa Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.9644/sindoro.v10i10.9495

Abstract

Anak-anak jalanan adalah bagian dari sekelompok orang yang terpaksa bekerja, yang hanya memperburuk keadaan mereka, terikat kehidupan di jalanan dengan kesempatan sedikit atau tanpa sedikit untuk belajar namun, sebagian besar dari mereka masih mencoba untuk belajar. Tujuan penelitian ini adalah merumuskan dukungan yang dibutuhkan anak jalanan agar mereka mampu lebih semangat belajar dan membayangkan masa depan yang lebih baik.penelitian ini menggunakan pendekatan deskriptif kualitatif dengan fokus pada wawancara terstruktur untuk menggali informasi. Partisipan penelitian ini adalah 3 orang anak jalanan yang berumur 7 hingga 13 tahun. penelitian ini menemukan bahwa dukungan keluarga dan teman sebaya merupakan faktor penting yang mempengaruhi motivasi mereka untuk terus belajar. Hasil penelitian ini menekankan perlunya intervensi sosial dan kebijakan pemerintah untuk memberikan akses Pendidikan yang lebih baik sehingga perlunya dukungan dari masyarakat agar anak anak dapat menggapai cita cita mereka dan merubah kualitas hidup mereka kedepannya. Anak-anak jalanan seringkali menghadapi berbagai tantangan dalam mengakses pendidikan, mulai dari tekanan ekonomi, kurangnya dukungan sosial, hingga keterbatasan sarana dan prasarana belajar. Kondisi ini membuat mereka harus memilih antara memenuhi kebutuhan hidup sehari-hari atau melanjutkan pendidikan formal. Dalam banyak kasus, mereka juga mengalami diskriminasi dan stigma dari masyarakat, yang semakin memperburuk motivasi mereka untuk belajar.
DAMPAK MEDIA SOSIAL TERHADAP KESEHATAN MENTAL GEN Z Kartika Dewi; Nasywa Az Zahra Sopyan; Nur Agustina Setiani Putri; Rama Wijaya Abdul Rozak
Liberosis: Jurnal Psikologi dan Bimbingan Konseling Vol. 9 No. 3 (2025): Liberosis: Jurnal Psikologi dan Bimbingan Konseling
Publisher : Cahaya Ilmu Bangsa Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.3287/liberosis.v9i3.9660

Abstract

Generation Z is increasingly using social media to communicate, share experiences and connect with others. However, there are concerns that excessive or unhealthy use of social media can negatively impact mental health. This study aims to find out how social media impacts mental health. This study uses interview techniques, 3 Generation Z people were selected as samples to measure the level of social media use and how it can impact their mental health. based on the research conducted, social media is very impactful on the mental health of Gen Z both positively and negatively. the negatives are anxiety when unable to access social media, difficulty focusing, stress, insecurity which can trigger disruption of mental health. as for the positive side is positive interaction on social media.
KESEJAHTERAAN PSIKOLOGIS PADA LAKI-LAKI YANG MENGALAMI TOXIC RELATIONSHIP Azzahra Siti Nurlatifah; Kayla Azzahra; Shinta Putri Mulyadi; Dwi Dinda Tiara Apriani; Rama Wijaya Abdul Rozak
Liberosis: Jurnal Psikologi dan Bimbingan Konseling Vol. 10 No. 3 (2025): Liberosis: Jurnal Psikologi dan Bimbingan Konseling
Publisher : Cahaya Ilmu Bangsa Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.3287/liberosis.v10i3.10421

Abstract

Penelitian ini bertujuan untuk mengetahui terkait dengan toxic relationship yang dialami laki-laki dan bagaimana dampaknya pada kesejahteraan psikologis. Hubungan yang memiliki dinamika toxic sering menyebabkan pada dampak psikologis yang serius. Penelitian ini menggunakan metode kualitatif studi kasus dengan pendekatan wawancara pada tiga orang laki-laki yang pernah berada dalam hubungan toxic. Hasil dari penelitian ini menunjukkan bahwa hubungan toxic dapat mempengaruhi kesejahteraan laki-laki karena individu belum mampu untuk memenuhi enam dimensi dari kesejahteraan psikologis, khususnya dimensi positive relation with others, autonomy, dan environmental mastery.
PENGARUH REGULASI EMOSI DALAM AKTIVITAS OLAHRAGA FISIK TERHADAP PERILAKU SELF-HARM Mutiara Hartika Budiman; Salwa Aulia Putri; Rashiqa Putri Prabakti; Iqlima Shaffiani Al-Abror; Firly Alfiana Rahmawati; Rama Wijaya Abdul Rozak
Liberosis: Jurnal Psikologi dan Bimbingan Konseling Vol. 10 No. 3 (2025): Liberosis: Jurnal Psikologi dan Bimbingan Konseling
Publisher : Cahaya Ilmu Bangsa Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.3287/liberosis.v10i3.10422

Abstract

Self-harm is often interpreted as a form of self-injury, this behavior experiences very intense difficulties and difficulty in regulating negative emotions caused by negative thoughts that always blame oneself. This research aims to see the influence of emotional regulation in physical sports activities on self-harm behavior. This research uses qualitative methods. Data collection techniques using two main methods, interviews and observation, were used to collect data in this research. This research was conducted by 4 participants, 1 teenager and 3 early adults, 3 subjects were interviewed without intervention and 1 subject underwent intervention. The results of this research are that exercise has a significant relationship with reducing the desire to do self-harm. Physical activity can reduce stress and anxiety which often trigger self-harm behavior. The subject also admitted that the results of the intervention made the subject feel more confident and increased self-control which helped the individual overcome the negative impulses that emerged. As long as the body does exercise, it is known that the body will release endorphins, thereby increasing mood and creating a feeling of calm. Engagement in a regular exercise routine can divert attention from thoughts or feelings that trigger destructive behavior, thereby making exercise an effective way to manage emotions, improve mental well-being, and reduce the tendency to self-harm.
DUKUNGAN SOSIAL TERHADAP ADAPTABILITAS WANITA KARIR Amanda Meiliani Putri; Kamila Fatimah Shaliha; Firda Sofa Az-Zahro; Rahma Tya Antari; Rama Wijaya Abdul Rozak
Triwikrama: Jurnal Ilmu Sosial Vol. 7 No. 1 (2025): Triwikrama: Jurnal Ilmu Sosial
Publisher : Cahaya Ilmu Bangsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.6578/triwikrama.v7i1.10575

Abstract

The purpose of this study is to describe whether social support has a major influence on the adaptability of career women and how the role of social support is a predictor of career women's adaptability. The sampling technique was purposive sampling with a sample size of 50 career women. The data collection technique used in this study was a questionnaire. This study uses the Career Adapt-Abilities Scale - Short Form (CAAS-SF) measuring instrument. The results of this study indicate that Social Support for Career Women's Adaptability has a percentage of 80%, which means that social support is very influential on career adaptability. They feel that social support also has a very significant influence on their career adaptability.
PENGARUH MEDIA SOSIAL TERHADAP PERSEPSI MARRIAGE IS SCARY DI KALANGAN GEN Z Najwa Fathiyati Shafa; Hasna Nur Latifah; Putri Puspita; Popy Susilawati; Rama Wijaya Abdul Rozak
Liberosis: Jurnal Psikologi dan Bimbingan Konseling Vol. 10 No. 5 (2025): Liberosis: Jurnal Psikologi dan Bimbingan Konseling
Publisher : Cahaya Ilmu Bangsa Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.3287/liberosis.v10i5.10870

Abstract

The purpose of this study is to analyze and explain social media use among adolescents, the development of interpersonal relationships, and the influence of social media on the perception of fear of marriage. With the proliferation of social media platforms, norms and values about marriage are increasingly influenced by the content presented, including individual experiences and views shared online. Through questionnaires and content analysis, this study identifies how social media shapes fear and anxiety about marriage among Gen Z. The findings suggest that negative representations of marriage, as well as unrealistic expectations, can reinforce the perception that marriage is something that is scary. This article is expected to provide a deeper understanding of the impact of social media on the younger generation's views of the institution of marriage.
Co-Authors Acep Supriatna Adelia Maileni Agustin Aditia Nugraha Aghnia Ilmi Diniyati Agistia Nurbani Rajaba Agnevia Nursianda Agun Miftah Hidayat AGUS SETIAWAN Ahmad Solehudin Ahnaf Daris Fadhilah Aida Zahra Alivia Alviasari Alviyah, Erlin Nisa Alya Syafira Khairunnisa Amanda Meiliani Putri Amelia Putri Meilani Anatasya Jelita Putri Dirgantara Aneng Aisyah ANGEL NABILA Annisa Rizki Pebriani Aprilia, Sri Nanda Ariyano Ariyano Ariyano Atep Sujana Azzahra Siti Nurlatifah Bagas Putra Budiono Balqis Nabila Balqis Najmi Aqila Putri Syaela Cica Yulia Dafha Priatama Dila Amalia Dwi Dinda Tiara Apriani Dwi Novianti, Dwi Elfan Arya Rakha Elih Sudiapermana, Elih Elsa Suryanovianti Elsya Ardiva Elsya Rahmalia Hidayat Elva Hanov Rais Farid Abdul Wahid Fariza Dwi Maharani Firda Aulianti Firda Nur Fauziah Firda Shauma Destiawan Firda Sofa Az-Zahro Firly Alfiana Rahmawati Fitriyani Dwi Azzahra Gina Fadillah Hana Alifah Putri Hasna Maisya Nazhirah Hasna Nur Latifah Henita Hopid Jidan Humada Nanda Maspupah Indah Sri Gustiani Indriyani Dwi Putri Iqlima Shaffiani Al-Abror Jingga Rahma Aliya JUNDI MUHAMMAD ROBANI Kamila Fatimah Shaliha Kartika Dewi Kayla Azzahra Keisha Azahra Fauzita Khansa Aulia Syahidah Khusaeni, Moch Fahri Livia Anggina Maula Diah Liani Maya Maya Mega Rahma Adelia Meilani Meilani Melvin Christian Abimanyu Mirna Kurniati Miza Armayra Moch Diki Yulianto Mochamad Rizky Ramadhani Mohammad Rafli Kurnia Monicha Dewi Anggraeni Muhamad Raihan Eka Putra Muhammad Adi Wicaksono Muhammad Alwan Fauzan Muhammad Fawwaz Muhammad Hafizd Fauzi Muhammad Raihan Muhammad Zafharani El-Shabaz Mulyani, Heni Mutiara Hartika Budiman Mutiara Zahranti Muzakki Arroyan Diraka Myisha Azlia Nafhatus Sofa Nabila Khairunnisa Nabila Yusuf Nabilla Hapsari Putri Fauzi Najma Silma Nayyara Najwa Ananda Mariana Najwa Fathiyati Shafa Nasywa Az Zahra Sopyan Nasywa Syahidah Nelly Kristin Sibarani Nur Agustina Setiani Putri Nuri Jamilah Fitriani Popy Susilawati Putri Cinndy Shylvia Putri Puspita Rahma Agustina Fadhilah Rahma Amelia Rahma Jamilah Rahma Tya Antari Raka Prasetya Rashiqa Putri Prabakti Restu Fazar Febrianto Reynaldi Farid RIFAN ADHITIA GUMILAR Risma Aprillia Riva Zahra Rizkyani Rizal Zayis Firdaus RIZKI NUR IMAN Rizky Adi Zuliansah Salma Adriyani Putri Saptaji Salsabila Hudaya Salwa Aulia Putri Salwa Salsabila Shafa Nurul Zahran Shinta Putri Mulyadi Shofya Azzahra Muttaqin Silmi Asy-Syifaa SITI NUR AISYAH Sri Diana Putri Stephanie Aurelia Surani Erni Morowati Syaira Septianisa Ramdhan Talita Ardra Widyadhana Tasya Putri Rahayu Tegar Dwi Zulvianto Tita Setiawati USWATUN HASANAH Wibiru, Rafa Perwira Wibiru Wilda Zahrotul Hasanah Wildan Nugraha Wini Anisa Apriliani