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Intra-Institutional Ziswaf Management at Al-Barokah Islamic Boarding School: A Fiqh Muamalah Review Muhammad Zuhirsyan; Supaino; Rizal Agus; Sudarsono; Gatot Teguh Arifyanto; Amrin
Solo International Collaboration and Publication of Social Sciences and Humanities Vol. 4 No. 01 (2026): Solo International Collaboration and Publication of Social Sciences and Humani
Publisher : Walidem Institute and Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61455/sicopus.v4i01.436

Abstract

Objective: This study aims to analyse the contemporary management model of zakat, infaq, sedekah, and waqf (ZISWAF) in the Al-Barokah Islamic boarding school in Simalungun, North Sumatra, from the perspective of muamalah jurisprudence. Theoretical framework: This study is based on the muamalah jurisprudence framework, especially the concept of ownership (al-milkiyyah), trust, benefit (maslahah), and justice ('adl) in the management of social funds. These principles are linked to modern institutional management theory that emphasises accountability, transparency, and efficiency. The integration of classical Islamic legal norms with contemporary management practices is the basis for assessing the effectiveness of the ZISWAF management model in the Islamic boarding school environment. Literature review: The literature review includes Islamic Muamalah Fiqh from an Economic perspective in Islam, Contemporary ZISWAF Management, and Islamic Boarding Schools in the Reality of Sharia Economic Implementation. Methods: This study uses a qualitative approach with a case study method. Data were obtained through interviews with the management of the Al-Barokah Islamic boarding school, documentation of the institution's financial reports, and observations of ZISWAF management practices. Data analysis was carried out through the stages of data condensation, data presentation, and conclusion, using muamalah jurisprudence as an interpretative framework. Results: The study indicates that the ZISWAF management model at the Al-Barokah Islamic boarding school applies a hybrid system that combines fundraising based on traditional religious values ​​with modern institutional management practices. The integration of digital recording systems, participatory decision-making, and empowerment-based fund distribution reflects the application of muamalah fiqh principles in the contemporary context. This model has succeeded in increasing financial transparency, educational independence, and the social welfare of the community around the Islamic boarding school. Implications: These findings indicate that Islamic boarding schools have the potential to become strategic centres of Islamic social finance by institutionalising accountable ZISWAF management in accordance with sharia principles. Novelty: This study introduces the Integrated ZISWAF Management Model (IZMM), which combines the principles of muamalah fiqh with modern management for the sustainable management of Islamic boarding school social funds.
Pengaruh Harga dan Promosi Digital terhadap Intensitas Pembelian Produk Online: (Studi pada Pengguna Aplikasi Shopee di Kalangan Mahasiswa Program Studi Keuangan dan Perbankan Politeknik Negeri Medan) Rizal Agus; Enny Segarahati Barus; Amrin
TSARWAH Vol. 10 No. 2 (2025): December
Publisher : PROGRAM STUDI EKONOMI ISLAM PROGRAM PASCASARJANA IAIN SULTAN MAULANA HASANUDDIN BANTEN

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32678/tsarwah.v10i2.12644

Abstract

Penelitian ini bertujuan untuk mengetahui pengaruh harga dan promosi digital terhadap intensitas pembelian produk online di kalangan mahasiswa yang menggunakan aplikasi Shopee. Studi ini menggunakan pendekatan survei kuantitatif. Data dikumpulkan dengan menyebarkan kuesioner kepada 86 mahasiswa aktif dari Program Studi Keuangan dan Perbankan di Politeknik Negeri Medan, yang dipilih menggunakan teknik pengambilan sampel bertujuan. Teknik analisis data yang digunakan adalah regresi linier berganda, dengan uji validitas, reliabilitas, dan asumsi klasik sebagai tahap pengujian instrumen. Hasil penelitian menunjukkan bahwa harga dan promosi digital secara simultan memengaruhi intensitas pembelian. Hal ini menunjukkan bahwa harga yang semakin terjangkau dan promosi digital yang menarik akan mendorong siswa untuk melakukan pembelian online lebih sering dan dengan keterlibatan yang lebih besar.
Optimizing Halal and Islamic Legal Literacy for MSMEs: Strategies to Enhance the Adoption of Sharia Products in Indonesia Amrin, Amrin; Yono, Yono; Zakaria, Zakaria; Vustany, Rovi Octaviano; Agus, Rizal
Al-Infaq: Jurnal Ekonomi Islam Vol. 16 No. 1 (2025)
Publisher : Fakultas Agama Islam, Universitas Ibn Khaldun Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32832/alinfaq.v16i1.2315

Abstract

This study aims to explore and develop an effective halal literacy strategy for MSMEs in Indonesia, with a focus on increasing the adoption of Islamic financial products. This study also evaluates the success of various implemented halal literacy education and training programs, including their compliance with Islamic legal regulations and national Sharia governance. The research methodology employed a qualitative approach, collecting data through observations and interviews with various MSMEs in Bima City, West Nusa Tenggara. Data analysis was conducted using a SWOT approach. The research findings indicate that a comprehensive halal literacy strategy should include the provision of easy-to-understand educational materials, ongoing training, and awareness-raising through mass media campaigns, supported by strengthening MSMEs' understanding of Islamic legal obligations, halal certification requirements, and Islamic financial regulations. The results of this study emphasize the importance of an integrated approach to improving MSMEs' understanding of Islamic financial products, their legal basis, and the benefits they offer. With increased halal literacy, including Islamic legal literacy, MSMEs can utilize Islamic financial products to support sustainable business growth in accordance with Islamic principles and applicable Islamic financial laws. This study also provides practical recommendations for policymakers, financial institutions, and MSME support organizations to facilitate increased halal literacy, strengthen legal awareness, and expand MSME access to Islamic financial products in Indonesia.
Optimizing Islamic Financial Instruments in Indonesia to Support SDGs: Maqashid Syariah Perspective Ahmad Kholil; Muhammad Zuardi; Amrin; Juryatina
Profetika: Jurnal Studi Islam Vol. 26 No. 01 (2025): Profetika Jurnal Studi Islam 2025
Publisher : Universitas Muhammadiyah Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.23917/profetika.v26i01.9217

Abstract

Objective: Examine how these instruments can be aligned with global development goals while grounded in Islamic principles. This study aims to analyze the optimization of various Islamic financial instruments, such as Zakah, Waqf, Sukuk, and Islamic banking, to support the achievement of SDGs. Theoretical Framework: Maqashid Syariah, which emphasizes the protection of essential human values such as faith, life, intellect, lineage, and wealth, the study highlights the role of Islamic finance in promoting social welfare, economic justice, and environmental sustainability. Literature Review: Conducted, drawing from academic sources, regulatory documents, and practical implementations of Islamic finance in Indonesia and other Muslim-majority countries. Methods: The method used in this study is a qualitative approach with literature study techniques, analyzing relevant literature and Islamic financial policies in Indonesia and the world. Results: The study indicate that Islamic financial instruments can contribute significantly to supporting SDGs, especially in the aspects of poverty alleviation (SDG 1), quality education (SDG 4), economic equality (SDG 10), and sustainable consumption and production (SDG 12). However, there are challenges in optimizing implementation, such as regulations that are not yet uniform, low Islamic financial literacy, and limited innovation in instrument development. Implications: This study recommends synergy between the government, Islamic financial institutions, academics, and the community in strengthening a sustainable Islamic financial ecosystem. With proper optimization, Islamic finance can be an alternative solution in supporting a green, inclusive, and equitable economy by the principles of Maqashid Syariah and the goals of the SDGs. Novelty: This research lies in its integrative approach that bridges the ethical vision of Maqashid Syariah with the contemporary global development agenda, offering a holistic and faith-based framework for sustainable economic progress in Indonesia.
Transformation of the Concept of Maslahah in Sustainable Islamic Finance: a Hermeneutic Analysis of al-Ghazali's Thoughts and ash-Syatibi Muhammad Zuardi; Ahmad Kholil; Amrin; Ishma Amelia
Profetika: Jurnal Studi Islam Vol. 26 No. 01 (2025): Profetika Jurnal Studi Islam 2025
Publisher : Universitas Muhammadiyah Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.23917/profetika.v26i01.9616

Abstract

Objective: This research aims to examine the transformation of the concept of maslahah  in modern Islamic finance, especially in the shift from a normative approach in classical jurisprudence to a contextual approach in the contemporary financial system. Theoretical framework: The research is based on the thoughts of Al-Ghazali, who structured maslahah within the maqashid shariah paradigm (protection of religion, life, intellect, lineage, and property), and Asy-Syatibi, who introduced the flexible concept of maslahah mursalah. Literature review:  involves an in-depth study of classical sources such as Al-Mustashfa and Al-Muwafaqatas well as contemporary literature on Islamic finance and sustainability. Methods: Using a hermeneutic approach, this study analyzes classical and modern texts through literature studies, referring to the works of Al-Ghazali (Al-Mustashfa) and Asy-Syatibi (Al-Muwafaqat) as well as various secondary literature. The results:  The study indicate that the concept of maslahah  has undergone significant development, from a text-based approach to a more flexible application in modern Islamic finance, such as in Islamic banking, green sukuk, and social-based financial instruments. This transformation strengthens the role of Islamic finance in supporting economic sustainability and the Sustainable Development Goals (SDGs). Implication: the reinforcement of Islamic finance as a value-based system capable of promoting inclusive and sustainable development. Novelty: This research lies in its hermeneutic reinterpretation of classical Islamic legal theory to justify and support its modern, sustainability-oriented applications.
Integration of Tax Justice Principles into Islamic Law for the Achievement of Sustainable Development Goals Cahyoginarti; Amrin; Alwy Ahmed Mohamed
Profetika: Jurnal Studi Islam Vol. 26 No. 02 (2025): Profetika Jurnal Studi Islam 2025
Publisher : Universitas Muhammadiyah Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.23917/profetika.v26i02.12426

Abstract

Objective: This study aims to examine how the principles of tax justice in Islamic Law can be integrated into modern tax policies to support the achievement of Sustainable Development Goals (SDGs). Theoretical framework: This study is based on the theory of justice in Islamic Law, which includes the concepts of distributive justice, benefit, and transparency, which in the context of Islamic history are realized through instruments such as zakat, kharaj, jizyah, and usyur. These principles are compared with modern taxation theory, which emphasizes the principles of justice, efficiency, and equity. Literature review: The literature review includes classical and contemporary fiqh literature related to fiscal obligations, tax laws and regulations in Indonesia, the Zakat Management Law, and official documents of the 2030 SDGs, which place economic justice as a main pillar of sustainable development. Methods: This study uses a qualitative approach with a juridical normative method through library research. Data were collected from Islamic legal sources, tax regulations, SDGs documents, and previous research results, then analyzed using content analysis to identify the relevance and potential for integrating the principles of Islamic tax justice with modern fiscal policies. Results: The results of the study indicate that the principle of tax justice in Islamic Law is oriented towards proportionality of burden based on taxpayers' ability, public welfare, and transparency of management. Integration of this principle with modern tax policy can strengthen the function of income redistribution, increase tax compliance, and support the achievement of SDG 1 (poverty alleviation), SDG 8 (inclusive economic growth), and SDG 10 (reduced inequality). Implication: These findings provide policy recommendations for the government to harmonize tax and zakat regulations, improve public fiscal literacy, and optimize the digitalization of tax and zakat payment systems to align with SDG targets. Novelty: This study offers a Hybrid Fiscal Model integration model that combines modern taxes and Islamic fiscal instruments proportionally and based on public welfare, thus creating a tax system that is not only based on Sharia values, but also relevant to the global development agenda.
TINJAUAN HUKUM ISLAM TERHADAP HUKUM WARIS BEDA AGAMA Amrin Amrin
Syarie: Jurnal Pemikiran Ekonomi Islam Vol 5 No 2 (2022): Syar'ie
Publisher : Institut Binamadani Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.51476/syarie.v5i2.377

Abstract

Wacana tentang hukum waris dalam beda agama sudah melahirkan banyak perdebatan di kalangan para ulama mulai salaf sampai ulama khalaf. Perdebatanpun sampai sekarang tidak ada titik penyelesaiannya. Penelitian ini bertujuan untuk mengetahui hukum waris beda agama menurut pandangan beberapa ulama fikih klasik dan kontemporer. Penelitian ini adalah penelitian kualitatif kepustakaan (library Research) dengan pendekatan deskriptif analitis. Hasil penelitian menunjukkan bahwa perdebatan mengenai boleh atau tidaknya memberikan waris kepada ahli waris beda agama terdapat pro dan kontra. Ulama yang mengatakan bahwa diperbolehkan memberikan ahli waris beda agama dengan melihat adanya maslahat dan indahnya toleransi beragama sehingga saling menghormati. Adapun ulama yang tidak memperbolehkan memberikan ahli waris beda agama dengan beranggapan akan bercampurnya harta yang tidak halal dari peninggalan si pewaris.
Analysis of Islamic Economic Law on Fishing Pool Business in Indonesia Siti Nur Asia; Muthoifin; Muhamad Subhi Apriantoro; Amrin Amrin; Sya'roni Sya'roni; Rozi Irfan Rosyadi
Demak Universal Journal of Islam and Sharia Vol. 1 No. 01 (2023): Demak Universal Journal of Islam and Sharia
Publisher : Walidem Institute and Publishing (WIP)

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (291.854 KB) | DOI: 10.61455/deujis.v1i01.7

Abstract

The fishing pool business opportunity is very wide open to get big and fast profits. This study aims to reveal analytically related to Islamic law contracts in the fishing business. The research methodology uses a qualitative descriptive analysis method with a historical juridical approach. The sequence of the research process starts with collecting data on several fishing businesses. The fishing business that has been collected is then recorded and economic activities are carried out in the fishing business. Furthermore, the results of existing economic activity data are analyzed by Islamic economic law. The results of the study concluded that, there are economic activities in the fishing business that is by Islamic economic law contracts such as buying and selling and leasing (al-ijarah). In the fishing business, all buying and selling contracts are carried out by the pillars of Islamic Shari'ah related to buying and selling as long as it does not resemble gambling where ma'kud 'alaih comes from other people. Likewise, with the al-ijarah contract in the fishing business, the al-ijarah system in the fishing business has fulfilled the pillars of Islamic sharia related to al-ijarah, namely some people have a contract (subject), consent qobul, and ujrah. The activities of al-ijarah in the fishing business also have ma'jur which is ijarah In the al-ijarah fishing effort, everything is carried out by the pillars of Shari'ah law as long as it does not resemble gambling where the ma'jur comes from other people. ma'kud 'alaih comes from other people. Likewise, with the al-ijarah contract in the fishing business, the al-ijarah system in the fishing business has fulfilled the pillars of Islamic sharia related to al-ijarah, namely some people have a contract (subject), consent qobul, and ujrah. The activities of al-ijarah in the fishing business also have ma'jur which is ijarah In the al-ijarah fishing effort, everything is carried out by the pillars of Shari'ah law as long as it does not resemble gambling where the ma'jur comes from other people.
Consumption from an Islamic Economic Perspective: Study of Quranic Verses on Consumption Nanda Kurnia Putra; Amrin Amrin; Mansur Muhammad Abu Zinah; Mowafg Masuwd; Subhan Subhan
Demak Universal Journal of Islam and Sharia Vol. 1 No. 01 (2023): Demak Universal Journal of Islam and Sharia
Publisher : Walidem Institute and Publishing (WIP)

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (207.236 KB) | DOI: 10.61455/deujis.v1i01.21

Abstract

Consumption is a primary need in human daily life to be able to sustain life. Consumption that is carried out by the rules of sharia, is permissible in religion. The purpose of this study is to analyze the concept of consumption from the perspective of Islamic economics, the study of the verses of the Qur'an about good and correct consumption. This research uses library research methods often also called literature studies, book surveys, or library research. The results of the study concluded that consumption includes all use and utilization of goods and services to meet human needs in everyday life. Several requirements must be met in consumption, including consumption of good (halal) goods, being thrifty, not extravagant, staying away from debt, and staying away from stinginess and stinginess. In the context of Islamic economics, a Muslim is required to consume only good things. Namely halal both halal according to the nature of the substance, how to process it, and how to get it. Consuming only halal goods and services is a form of human obedience to Allah SWT which has implications for getting rewards as a form of blessing from the goods and services consumed. consumption of good goods (halal), thrifty, not extravagant, staying away from debt, staying away from stinginess and stinginess.
Optimization of Zakat Funds in Improving Human Resource Quality: A Sharia Compliance Perspective at the Asia Moslem Charity Foundation Ishmah Afiyah; Saif Uddin Ahmed Khondoker; Neil C. Cranston; Amrin
Demak Universal Journal of Islam and Sharia Vol. 3 No. 01 (2025): Demak Universal Journal of Islam and Sharia
Publisher : Walidem Institute and Publishing (WIP)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61455/deujis.v3i01.266

Abstract

Objective: This study aims to analyze the optimization of zakat, infaq, and sadaqah (ZIS) funds in improving human resource quality at the Asia Moslem Charity Foundation (YAM). The foundation focuses on managing ZIS funds to support various social programs, particularly in enhancing education and human resource capacity. Proper allocation of ZIS funds can significantly contribute to improving educational quality and the effectiveness of human resource development in the community. Theoretical Framework: The theoretical framework of this study is based on the principles of Islamic philanthropy and Shariah compliance, emphasizing the effective and transparent distribution of zakat funds for socio-economic development. Literature Review: Literature review findings highlight that previous studies have extensively discussed the role of zakat in poverty alleviation and economic empowerment but have not thoroughly explored its impact on human resource development within Islamic foundations. Methods: This research adopts a qualitative approach using a case study method. Data collection involved in-depth interviews with foundation managers, teachers, and beneficiaries, as well as document analysis related to ZIS fund management at YAM. Additionally, an evaluation of human resource programs funded by ZIS was conducted to determine their contribution to education and workforce development. Results: The results indicate that ZIS funds at YAM have been effectively utilized to support various educational programs, such as scholarships for underprivileged students, procurement of educational facilities, and teacher training. In the field of human resource development, ZIS funds have also been used for community-based training, digital skills development, and da’i (Islamic preacher) training. However, challenges remain, particularly regarding transparency in fund management and the need for improved coordination between divisions. Implications: The implications of this study emphasize the importance of strengthening financial accountability and strategic planning in ZIS fund distribution to enhance human resource quality. Novelty: The novelty of this research lies in its in-depth analysis of the integration between ZIS fund management and strategies to improve human resource capacity within Islamic foundations. This study also provides practical recommendations for ZIS fund managers to enhance the effectiveness of fund allocation, ensuring broader social welfare impacts.
Co-Authors Abd Rahim Abdul Wahid Abdurahman Abqorina Ade Irma Imamah Ade Irmah Imamah Adi Priyono Adi Priyono Adi Priyono Adi Priyono Agus, Rizal Ahmad Imam Hambali Ahmad Kholil Ahmad Kholil Aisyah Nurhayatii Aiyub Anshori Al Mumtahanah Al Mumtahanah Alwy Ahmed Mohamed Amelia, Ishma Aminuyati Amirulah, Amirulah Amirullah Amirullah Amirullah M.A. Andi Arif Rifa’i Ardiansyah, Andri Asfari Cahyoginarti Desfrida, Mardelia Devi Sulastri Didin Saepudin Dwi Fajri, Muhammad Dwifajri, Muhammad Eman Suherman Emil Salim Enny Segarahati Barus Enny Segarahati Barus Fitriyah, Mas’udatul Gatot Teguh Arifyanto Gianisa Gianisa Hambali, Ahmad Imam Heldy Ramadhan Putra P Hendra Bayu Suseno Hidayat, Arsad Ibrahim Pandu Ame Ishma Amelia Ishma Amelia Ishma Amelia Ishmah Afiyah John Sihar Manurung - Juryatina Juryatina Juryatina Kaharuddin Kaharuddin Kaharuddin Khaerunnisa Khaerunnisa, Khaerunnisa Khairun Nisa Khairusoalihin Khairusoalihin La Janu M. Ibnusaputra M. Khairul Anwari M. Munawwir Al-Qosimi Ma'muroh Mansur Muhammad Abu Zinah Mas'udatul Fitriyah Mas’udatul Fitriyah Mas’udatul Fitriyah Miftahul Huda Mochammad Noeryoko Mowafg Abrahem Masuwd Muh. Ma’ruf Muhamad Noor Baihaqi bin Mokhtar Muhamad Subhi Apriantoro Muhammad Dwi Fajri Muhammad Dwi Fajri Muhammad Faishal Hidayat Muhammad Riza Nurdin Muhammad Zuardi Muhammad Zuhirsyan Mukhtasar Mukhtasar, Mukhtasar Mustika Utin Rochmawati Mustika Utin RochmawatiI Muthoifin Nabila Sahputri Nailis Shofita Najwa Azzahra Nanda Kurnia Putra Neil C. Cranston Ningrum, Dewi Aprilia Nurdin, Muhammad Riza Nurhayatii, Aisyah Nurhidayah Rahman Nurrahmania Nurrahmania Nurrahmaniah Nurrahmaniah Nurrahmaniah, Nurrahmaniah Obydur Rahman Rahim, Abd Rahmat Rahmat Rahmat Rahmat Ranowan Putra Rismawati Rismawati Rizal Agus Rizal Agus Rozi Irfan Rosyadi Saif Uddin Ahmed Khondoker Shofita, Nailis Siti Asiah Siti Hanna Siti Mutmainah Siti Nur Asia Siti Ummi Masruroh Su'ud Su'ud Su'ud, Su'ud Subhan Subhan Suciyani Suciyani Suciyani Suciyani, Suciyani Sudarno Shobron Sudarno Shobron, Sudarno Sudarsono Sugiyarto Sugiyarto , Sugiyarto Sugiyarto Sugiyarto Sugiyarto Sugiyarto Supaino Supriyanto Supriyanto Supriyanto Supriyanto Sutisna Sutisna Su’ud Su’ud Su’ud, Su’ud Sya'roni Sya'roni Syarifah Vustany, Rovi Octaviano Yessi Kurnia Arjani Manik Yono Yono Yono Yono Yono Yono Yono, Yono Yunus Yunus Zakaria Zakaria Zakaria Zakaria Zamahsari