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All Journal Risâlah, Jurnal Pendidikan dan Studi Islam Counselia: Jurnal Bimbingan Konseling Pendidikan Islam Journal Islamic Pedagogia ENGAGEMENT: Jurnal Pengabdian Masyarakat Gudang Jurnal Multidisiplin Ilmu Community: Jurnal Hasil Penelitian dan Pengabdian Masyarakat Manajia: Journal of Education and Management Quality : Journal of Education, Arabic and Islamic Studies Journal Of Psychology, Counseling And Education Diplomasi : Jurnal Demokrasi, Pemerintahan dan Pemberdayaan Masyarakat JSEF: Journal of Sharia Economics and Finance Aslama Aslim: Journal of Education and Islamic Studies Al-Hukumah: Jurnal Ilmu Pemerintahan dan Studi Islam Kawakib: Journal of Multidisciplinary Research Aimmah: Social Sciences Journal Annujum: Journal of Humaniora and Law Al-Ard: Journal of Education Ilmina: Journal of Education and Counseling El-Ma'wa: Journal of Arabic, Translation and Linguistic
Didik Himmawan
Unknown Affiliation
Religion Aerospace Engineering Arts Humanities Civil Engineering, Building, Construction & Architecture Computer Science & IT Control & Systems Engineering Decision Sciences, Operations Research & Management Earth & Planetary Sciences Economics, Econometrics & Finance Education Environmental Science Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Public Health Social Sciences Other

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Cultivating Financial Intelligence by Learning to Save and Frugal at an Early Age in Cilandak Village Nisaul Isti’ani; Didik Himmawan
Community: Jurnal Hasil Penelitian dan Pengabdian Masyarakat Vol. 4 No. 1 (2025): Action Research Based on Community Development
Publisher : Perkumpulan Dosen Tarbiyah Islam Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61166/community.v4i1.105

Abstract

Saving is better taught to children as early as possible even though a family has an excess economic condition. It is better if the science of saving must still be taught to children. Providing education and understanding about the concept of saving must be started and made a habit at an early age because at that moment children are easier to absorb information and have a high curiosity. The moment of financial problems is an opportunity that can be taught to children and adolescents to learn about personal finance and to improve their own financial management skills. The level of awareness, understanding and thinking of children about the importance of living frugally and saving should be known from an early age. This aims to prepare children's understanding to be disciplined in setting aside the money they have and wisely in using the amount of savings someday. The habit of liking to save will have a positive impact on children to appreciate a gift more. The habit of saving can also teach children to live independently. The activity of saving or saving part of the income that is used to meet important and sudden needs for the future. There are many ways to save, for example setting aside pocket money to be saved, limiting snacks so that pocket money can be saved, buying necessary necessities, and so on. However, saving behavior is difficult to implement if it is not taught from an early age so that later when adults it is easy to apply it in everyday life. Saving is an action recommended by Islam, because by saving means a Muslim prepares himself for the implementation of future planning as well as to face unwanted things.
Socialization of the Early Savings Movement in Sukaslamet Village, Kroya District, Indramayu Regency Fatkhudin; Didik Himmawan
Community: Jurnal Hasil Penelitian dan Pengabdian Masyarakat Vol. 4 No. 1 (2025): Action Research Based on Community Development
Publisher : Perkumpulan Dosen Tarbiyah Islam Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61166/community.v4i1.106

Abstract

Socialization is one of the means that influences a person's personality. Socialization is usually referred to as a theory of roles (role theory). Because in the process of socialization, the roles that must be played by individuals are taught. Saving is currently an important thing. Saving has been instilled early on by some parents to their children. Because savings have an important role in the future. Saving means setting aside some of the money we have to be saved. Saving is one way to manage money. The easiest way to save is at home because it can be done at any time. Having a habit of saving is clearly very useful for our future. Saving is saving a certain amount of money so that it can be used later if needed. The more money saved, the better. This activity is one of the devotion of knowledge that I can do in the series of KKN processes. Carrying out activities that can be beneficial for children in Sukaslamet Village, this activity is the main goal in every program  
Preparation and Socialization of Population Administration Service Flow (Adminduk) in Temiyang Village, Kroya District, Indramayu Regency Ayu Fitriyah; Didik Himmawan
Diplomasi : Jurnal Demokrasi, Pemerintahan dan Pemberdayaan Masyarakat Vol. 3 No. 2 (2025)
Publisher : Perkumpulan Dosen Fakultas Agama Islam Indramayu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58355/dpl.v3i2.46

Abstract

The lack of information sources regarding the procedures and processes of administrative services related to population records that are accessible to the residents of Temiyang Village has led to a lack of understanding among the community about these procedures and processes. Through the creation of an X-Banner as an informational medium for population administrative services and by conducting socialization efforts, it is hoped that the residents of Temiyang Village will be able to easily access information about these procedures and thereby improve their understanding of population administrative services. The method used in this effort is qualitative, involving observation and interviews followed by socialization and the creation of informational media. Data collection in this activity is conducted through pre-tests and post-tests, which are then analyzed using the N-Gain Test to determine the category or level of audience understanding of the socialization material provided.
Strategi Pemasaran Tabungan Haji Terhadap Minat Masyarakat di Bank BJB Syariah KCP Indramayu Kamas; Didik Himmawan; Suryani
JSEF: Journal of Sharia Economics and Finance Vol. 4 No. 1 (2025): Journal of Syariah Economics and Finance
Publisher : Fakultas Agama Islam Universitas Wiralodra

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31943/jsef.v4i1.52

Abstract

Penelitian ini bertujuan untuk mengetahui strategi pemasaran produk tabungan haji dalam menumbuhkan minat masyarakat di Bank BJB Syariah KCP Indramayu. Pendekatan penelitian yang peneliti gunakan adalah pendekatan kualitatif sebagai prosedur penelitian untuk mendapatkan data.  Adapun sumber data yang digunakan adalah data-data yang dapat dari proses wawancara mendalam dan mencari dokumen yang tepat serta melakukan observasi, partisipan, keabsahan data, kemudian data analisis dengan menggunakan reduksi data, penyajian data dan menyimpulkan data. Berdasarkan analisa data yang dilakukan di peroleh hasil penelitian bahwa strategi pemasaran yang baik akan membuat masyarakat cendrung tertarik. Dan hal ini sesuai dengan hasil wawancara yang akan dilakukan pada pegawai staff ahli tabungan haji yang berhasil dalam memasarkan tabungan haji tersebut. Hal ini di karenakan kepercayaan masyarakat terhadap produk Bank BJB Syariah KCP Indramayu yakni produk tabungan haji sebagai mediator dan fasilitator dalam melancarkan perjalanan menuju ke baitullah.
Sistem Dan Prosedur Pembukaan Rekening Giro IB Maslahah di Bank BJB Syariah KCP Indramayu Didik Himmawan; Priyatin Maulani
JSEF: Journal of Sharia Economics and Finance Vol. 4 No. 1 (2025): Journal of Syariah Economics and Finance
Publisher : Fakultas Agama Islam Universitas Wiralodra

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31943/jsef.v4i1.53

Abstract

Simpanan Giro IB Maslahah merupakan salah satu produk dari Bank BJBS KCP Indramayu dengan adanya prodak ini masyarakat lebih mudah untuk mengambil uang dengan jumlah banyak menggunakan cek atau bilyet giro dengan cara membuka rekening giro IB maslahah terlebih dahulu.  Produk Giro IB Maslahah di Bank BJB Syariah ini menggunakan akad wadiah yadhamanah yaitu akad penitipan barang di mana pihak penerima titipan dengan atau tanpa izin pemilik barang dapat memanfaatkan barang titipan dan harus bertanggung jawab terhadap kehilangan atau kerusakan barang. Metode yang digunakan dalam penelitian ini   menggunakan metode deskriptif   kualitatif   dengan   cara observasi dan wawancara. Sistem Giro IB Maslahah di BJB Syariah Tidak ada imbalan yang disyaratkan, kecuali dalam bentuk pemberian (athahaya) yang bersifat sukarela dari pihak bank. Tujuan dari penelitian ini untuk mengetahui sistem dan prosedur pembukan rekening giro akad wadiah yad dhamanah di PT. Bank jabar Banten Syariah Kantor Cabang Pembantu indramayu. Hasil penelitian menunjukan mengenai sistem dan proses pembukaan rekening giro iB maslahah di PT. Bank Jabar Banten Syariah Kantor Cabang Pembantu Indramayu.
Sosialisai Penggunaan Media Digital Sebagai Alat Pembayaran di Desa Karangmulya Kecamatan Kandanghaur Kabupaten Indramayu Anggi Noviyani; Didik Himmawan
JSEF: Journal of Sharia Economics and Finance Vol. 4 No. 1 (2025): Journal of Syariah Economics and Finance
Publisher : Fakultas Agama Islam Universitas Wiralodra

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31943/jsef.v4i1.56

Abstract

Setelah melewati pandemi yang panjang, kita dapat beraktivitas dengan normal meskipun pemerintah sendiri mengeluarkan aturan untuk tetap menjaga protokol kesehatan (prokes) dan selalu jaga jarak, termasuk diantaranya menjaga jarak ketika bertransaksi, yang dulunya menggunakan uang tunai seperti uang kertas dan logam, saat ini sudah semakin berkembang untuk memberlakukan transaksi secara non-tunai. Perkembangan digital yang sudah semakin pesat mengharuskan masyarakat lebih ”melek” digital dan mampu dalam beradaptasi di dunia digital. Sehingga perlunya edukasi pengenalan sistem pembayaran digital kepada masyarakat agar lebih mengenal terkait transaksi digital tersebut. Program pendukung pada kegiatan pengabdian kepada masyarakat (PkM) Uiversitas Wiralodra Indramayu di Desa Karangmulya, bertujuan untuk membantu para remaja dan orang dewasa dalam bidang teknologi atau Information and Technology (IT) untuk mempermudah bertransaksi secara digital sehingga meminimalisir kemungkinan resiko akibat transaksi tunai seperti adanya uang palsu, kelebihan atau kekurangan uang kembalian, dan lain-lain. Metode yang digunakan adalah diskusi dan ceramah. Pengumpulan data menggunakan soal pretest dan posttest dan hasil pengumpulan data dianalisis menggunakan Uji Gain untuk mengetahui peningkatan hasil selama peserta mengikuti edukasi pembayaran digital.
Financial Management Literacy and Training in Making Piggy Banks from Plastic Bottle Waste with Children in Lempuyang Village, Anjatan District, Indramayu Regency Didik Himmawan; Laelatur Rizan
Al-Hukumah: Jurnal Ilmu Pemerintahan dan Studi Islam Vol. 1 No. 2 (2025)
Publisher : Konsultan Jurnal Ilmiah Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Managing money is one of the basic skills that everyone needs to have, and has even been recognized by the Ministry of Education and Culture as part of the National Literacy Movement. Managing money can also be done by saving. Saving is one of the character formations that is one of the habits that must be instilled from an early age. Saving from an early age can train children's ability to be responsible and become independent individuals which will be useful for their lives in the future. Of course, by saving, children themselves begin to learn to save. The purpose of this activity is to provide an understanding of the importance of financial management by saving for elementary school children, as well as to teach and hone the creativity that exists in students. The methods used during learning assistance are lectures, discussions and practices, this practice is carried out using plastic bottle waste media as piggy banks. Data analysis in this activity using pretests and posttests and tested using gain tests. The results of this activity, children in the Sukareja Gribig RT hamlet. 04 rw.03 become more aware of the importance of managing finances including how to save and plan a budget, foster children's creativity in making and utilizing plastic bottle waste so that it can be utilized, with this activity children also contribute to efforts to reduce plastic waste and preserve the environment. The obstacles encountered by children in Lempuyang village are the lack of knowledge of children about the importance of managing finances and saving, Lack of utilization of plastic bottle waste that can be utilized properly and has a selling value. The follow-up to this activity, children can implement saving at home with piggy banks that have been made during the implementation of the supporting program for the Islamic banking study program.
Student Interest in Student Savings Products at BPRS HIK Parahyangan Indramayu Branch Annita Widiastuti; Didik Himmawan
Aimmah: Social Sciences Journal Vol. 1 No. 3 (2025)
Publisher : Konsultan Jurnal Ilmiah Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.63738/aimmah.v1i3.12

Abstract

Savings products for students at BPRS HIK Parahyangan, aims to determine how much interest students have in student savings. Student savings are savings for students issued nationally by banks in Indonesia with easy and simple requirements and attractive features. This Student Savings savings product uses the wadiah contract. The background of this research on student savings products is due to the tight competition between student savings products at BPRS HIK Parahyangan and student savings products at other Islamic Banks. This study uses a qualitative approach that is descriptive in nature. While this type of research is conducted with field research. data collected from interviews, as well as primary and secondary data.  Based on the results of this study conducted by the author, it can be seen that among students there are still many who are not familiar with BPRS HIK Parahyangan Indramayu Branch, still lack interest in saving at BPRS HIK Parahyangan Indramayu Branch, Still Lack of Understanding of Student Savings Products, Lack of public attention to student savings promotions, still many who do not fully trust BPRS HIK Parahyangan Indramayu Branch.
Implementation of Murabahah Contract in Pension Financing at BPRS HIK Parahyangan Indramayu Branch Esha Safitri; Didik Himmawan
Aimmah: Social Sciences Journal Vol. 1 No. 3 (2025)
Publisher : Konsultan Jurnal Ilmiah Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.63738/aimmah.v1i3.13

Abstract

Islamic banks are one of the financial institutions that mediate the liquidity needs of the community through various products and services they have. The products owned by Islamic banks are increasingly developing and competing, one of which is a pension financing product which is a consumer financing that is only given to retirees. Murabahah contract is one of the widely used sharia financing instruments, where the Bank buys goods and sells them to customers with an agreed profit margin. Pension financing is one of the financing that has a small risk. The development of Pension Financing customers at BPRS HIK Parahyangan Indramayu Branch has fluctuated. The formulation of the problem in this study is how the application of the murabahah contract in pension financing at BPRS HIK Parahyangan. The purpose of this study is to find out about the application of the murabahah contract in pension financing at BPRS HIK Parahyangan Indramayu Branch. This research is a field research using a qualitative descriptive method. Where the data sources are primary and secondary obtained through interviews, observations and documentation.  Data processing begins with correcting the data, followed by rearranging the data and analyzing the existing data to find results (conclusions) as answers to the problem formulation.
Analysis of Musyarakah Contract Practices in Property Financing at BPRS HIK Parahyangan Indramayu Didik Himmawan; Nurcahyani
Aimmah: Social Sciences Journal Vol. 1 No. 3 (2025)
Publisher : Konsultan Jurnal Ilmiah Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.63738/aimmah.v1i3.14

Abstract

This study aims to analyze the practice of musyarakah contracts in property financing implemented by the Sharia People's Financing Bank (BPRS) HIK Parahyangan Indramayu. The main focus of this study is on the profit sharing pattern applied and the standardization of musyarakah contracts used in the financing. The research method used is a qualitative approach with data collection techniques through in-depth interviews, observations, and analysis of related documents. The results of the study indicate that the profit sharing pattern in the musyarakah contract at BPRS HIK Parahyangan Indramayu has been adjusted to sharia principles, by considering fairness and transparency between the bank and the customer. The standardization of musyarakah contracts at this bank includes clear procedures, detailed requirements, and implementation guidelines that refer to the fatwa of the National Sharia Council (DSN-MUI). This study contributes to the development of sharia financing practices in Indonesia, especially in the application of musyarakah contracts in the property sector.
Co-Authors Aan Andiyana Abdul Baasith Zulfikar ABDULLOH Abduloh Adelia Islamipasyah Aden Ruslani Afifa Tuljanah Agus Salim Ahmad Farhan Mubarok Ahmad Hadin Assyarif Ahmad Khotibul Umam Ahmad Kurnia Ainun Fatimatuzzahro Al Hidayati Alisah Ayu Ningrum Alissyah Apriliani Amaliana Rahayu Amaliyah Amanatul Maula Amelia Putri Syariah Anggi Noviyani Anisya Astanti Utomo Annisatul Muthi’ah Annita Widiastuti Anung Setiani Arinie Falhah Astri Racmawati Ayu Fitriyah Azi Khoirurrahman Azizah Srie Nurningsih Bagas Wicaksono Boujesta Balqis Tsaniyah Azzahra Barikatun Nabilah Barlian, Ujang Cepi Caniyah Chandra Novan Cindy Fatika Sary Darojatul Maula Desi Rahayu Indraputri DEWI FITRIANI Dewi Kumalasari Dewinnisa Dewinta Silviyana Dhiah Farah Dhifa Dian Antini Dian Zahra N Dian Zahra Nuraeni Diana Novianti Diana Sari Dinan Fadila Ihwan Dini Safitri Dini Syifa Agustina Dion Sadoni Dwi Rika Wahyuni Ellysia Elsavina Rohmah Esha Safitri Faiz Putrawan Faqih Faizal Rahman Fatkhudin Fikra Fadillah FM Fiqri Nurhasanah Fitri Nashifa Fitri Nurul Hidayah Fitria Amalin Christia ‘Nisa Fivin Elyani Ghea Salsabila Hana Wulandari Hanif Fachri Ramadhan Hannah Hasanatul Fitri Hasanudin Hilwa Nurul Azkiya Hylmy Malik Aziz Ibnu Rusydi Ibnudin Ifan Zamborano Imam Arifin Indah Ardianti Indah Dwi Purnamasari Inka Dinda Thiara Qurrotunnisa Irmayanti setiaji Ismi Firska Ismi Ulfi Aoliyah Jihan Fatmah Kahfiyah Rasiyani Eka Jayati Kamas Laelatur Rizan Lailatul Qodriyah Lauria Khaila Ahrom Leni Nur’aeni Lina Sri Melati Linmasya Syafa’atun Nurjannah Lisnawati Lola Aulia Rizqi Luvia Hanum M Siswandi Mahra Alfina MAKSUM Meida Tisnawati Putri Meli Wati Moh Ali Zumi Zam Moh. Fajrul Alfien Mohamad Wildan Soferino Muhammad Anas Ma`arif Muhammad Bihar Isyqi Muhammad Fadian Ilham Muhammad Fadli Satrianu Mulia Uchti Cholifah Nabilah Azzahra Nada Musfikin Muslimin Naelul Muna Nahdiyatul Auliyah Nursyahadah Nala Sri Ayu Luthfiah Nanang Priono Nathearia Nazwa Anindita Maharani Nela Yulianti Neneng Suwerma Nesa Fitriyani Hasanah Nilam suci Nisaul Isti’ani Nova Ardiana Nunik Nur Afifah NUR FADILLAH Nur Izzatun Fauzi Nur Robithoh Nurcahyani Nurhayani Syafitri Oihana Febby Iswantoro Olga Puspa Priyatin Maulani Putri Ayu Ramadhani Putri Ayu Wulandari Putri Fathimah Azzahra Putri Nurul Fitri Putri Rahmah Putri Slamet Qusnul Khotimah Rena Mayang Seruni Reny Anggraeni Reva Pancarani Rindi Ariyani Riqqah Nur’Aisyah Zuhra Ritasya Rizki Nazriel Himawan Rizqi Fadli Rodotul Janah Roehan Abdusyiam Rohdatul Jannah Romyati Safitri Ramahdani Salma Fitri Sandy Kurniawan Sella Selviana Shefilla Agustiana Sigit Hendriawan Siska Kinasih Siti Aisyah Siti Komalasari Siti Laylul Faujiyah Siti Muamaliyah Hairunnisa Siti Nurjana Siti Rosanti Sofyan Sauri Sri Ayuni Sri Eni Sugih Nugraha SURYANI Suwarno Syaefulloh Syifa Aqilah Tamirih Tasiroh Tedy Sutrisno Tina Sholikha Tita Rizqiyah Tri Amelia Maharani Tri Ulfah Nurjanah Triana Wulandari Ulifah Sarih Wahyu Rifa'i Wanji Julianto Windy Renalda Rizky Yelsi Alfitia Ningsih Yusrina Nafilah Zahrotunnisa Zhaskiyah Nur Sabillah Zuhrah Alraji