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Factors Affecting Sharia Banking Literacy Joni Hendra; Mutimmah Rustianawati; Dwi Rahayu
Jurnal Ilmu Manajemen Advantage Vol. 5 No. 1 (2021): June
Publisher : Institut Teknologi dan Bisnis Widya Gama Lumajang

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Islamic financial literacy is expected to be able to increase knowledge and change people's behavior in making decisions to manage finances well in order to achieve their welfare. Therefore, the factors that influence the community's level of Sharia banking literacy are individual characteristics, promotions and government factors. This study aims to determine the effect of individual characteristics, promotions and government factors on Islamic banking literacy. This research uses a quantitative method with an associative approach. The population of this research is all members of fundraisers at BMT UGT Sidogiri Paiton Probolinggo as many as 437 customers, While the customers who were selected as respondents were based on customers who happened to to visit during January-March 2020, as many as 98 respondents. The results of the F test show that the independent variables (individual characteristics, promotions and government factors) simultaneously have a significant effect on Islamic banking literacy, While the t test results show that partially individual characteristics have an effect of 20.2% on Islamic banking literacy, promotion has an effect of 36.4% on Islamic banking literacy and government factors have an effect of 34.6% on Islamic banking literacy. So that the results of hypothesis testing both simultaneously and partially prove that individual characteristics, promotions and government policies have a significant effect on Islamic banking literacy.
Pengaruh Rasio Keuangan Dan Jaminan Aset Terhadap Kebijakan Dividen Pada Perusahaan Manufaktur Di Bursa Efek Indonesia JONI HENDRA
Assets : Jurnal Ilmiah Ilmu Akuntansi, Keuangan dan Pajak Vol. 1 No. 1 (2017): Januari 2017
Publisher : Institut Teknologi dan Bisnis Widya Gama Lumajang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30741/assets.v1i1.9

Abstract

Penelitian ini merupakan studi empiris untuk menguji pengaruh rasio keuangan (cash ratio, debt to equity ratio, dan return on asset) dan jaminan aset terhadap kebijakan dividen yang diukur dengan dividend payout ratio pada perusahaan manufaktur yang terdaftar di Bursa Efek Indonesia dengan periode pengamatan 2010-2014. Teknik sampel yang digunakan adalah purposive sampling sehingga diperoleh jumlah sampel sebanyak 34 perusahaan.Teknik analisis yang digunakan dalam penelitian ini adalah regresi linear berganda dan uji hipotesis menggunakan t-statistik untuk menguji koefisien regresi parsial serta f-statistik untuk menguji kelayakan model penelitian dengan level of significance 5%. Selain itu juga dilakukan uji asumsi klasik yang meliputi uji normalitas, uji multikolinieritas, uji heteroskedastisitas dan uji autokorelasi. Hasil analisis menunjukan bahwa variabel cash ratio dan return on asset berpengaruh positif dan signifikan, sedangkan variabel debt to equity ratio berpengaruh negatif dan signifikan terhadap dividend payout ratio.
Pengaruh Partisipasi Dalam Penganggaran dan Peran Manajerial Pengelola Keuangan Daerah Terhadap Kinerja Pemerintah Daerah: (Studi Empiris pada Pemerintah Kabupaten Probolinggo) Joni Hendra
Assets : Jurnal Ilmiah Ilmu Akuntansi, Keuangan dan Pajak Vol. 2 No. 1 (2018): January 2018
Publisher : Institut Teknologi dan Bisnis Widya Gama Lumajang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30741/assets.v2i1.218

Abstract

Factors influencing the performance of local government according to Abdul Halim (2007) are four, namely, entrepreneurial management capacity, organizational culture, macro environment and regional endowment, all of which demand for immediate reinventing local government. Probolinggo District Government performance performance is on performance performance of larger institution when compared with the realization of its expenditure.This study aims to determine the extent of the influence of participation in budgeting and managerial roles of local financial managers to the performance of the local government of Probolingggo.A sample of 82 samples were obtained from questionnaires distributed to 103 respondents consisting of 3 heads of bodies, 11 heads of service, 1 head of inspectorate, 1 secretary of parliament, 8 heads of office, 12 heads of department, 1 director of RSUD, 10 sub-district heads, 25 village heads and 31 principals of kindergarten / junior high / high school / vocational school in Probolinggo district government selected by using purposive sampling method. Of the 103 questionnaires submitted, 85 respondents returned and only 82 questionnaires could be processed and analyzed.The results showed that the high performance of local governments influenced participation in budgeting, meaning that the higher participation in budgeting will increase the performance of local government. The high performance of local government is influenced by the managerial role of regional financial manager means that the higher managerial role of regional finance manager will increase the performance of local government. The results of this study support previous studies and based on the underlying theory of agency theory and prospect theory.
PENGARUH KUALITAS PRODUK DAN KUALITAS PELAYANAN TERHADAP KEPUTUSAN PEMBELIAN PADA UD. TAHU TIGA BERLIAN PROBOLINGGO Albert Steinado Lava; Joni Hendra
CERMIN: Jurnal Penelitian Vol 5 No 2 (2021): DESEMBER
Publisher : Relawan Jurnal Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36841/cermin_unars.v5i2.1078

Abstract

Penelitian ini dilakukan dengan tujuan untuk mengetahui apakah terdapat pengaruh yang signifikan antara kualitas produk dan layanan secara simultan dan parsial terhadap keputusan pembelian, dan untuk mengetahui variabel mana antara kualitas produk dan layanan yang memiliki pengaruh dominan terhadap keputusan pembelian pada UD Tahu Tiga Berlian, Desa Jabung, Kabupaten Candi Probolinggo. Penelitian ini menggunakan metode penelitian kuantitatif dengan pendekatan kausal asosiatif. Jumlah sampel dalam penelitian ini adalah 38 responden yang merupakan pelanggan pada UD Tahu Tiga Berlian di Desa Jabung Candi Kabupaten Probolinggo. Hasil penelitian menunjukkan bahwa variabel kualitas produk (X1) dan pelayanan (X2) secara simultan (bersama-sama) berpengaruh signifikan terhadap variabel keputusan pembelian (Y) yang diperoleh nilai Fhitung = 40,483 > Ftabel 3,26. Kemudian dari uji parsial terbukti bahwa variabel kualitas produk (X1) berpengaruh signifikan terhadap keputusan pembelian variabel Y dengan nilai 5,088 > ttabel 2,030 sedangkan variabel pelayanan (X2) secara parsial tidak berpengaruh signifikan terhadap keputusan pembelian Y dengan nilai dari t hitung 4,639 > ttabel 2,030. dan variabel kualitas produk berpengaruh dominan terhadap keputusan pembelian pada Perusahaan Tahu Tiga Intan Desa Jabung Candi Kabupaten Probolinggo (5,088 > 4,639).
Implications of Company Size, Company Growth, Institutional Ownership, Profitability and Previous Audit Opinions on Going Concern Audit Acceptance Joni Hendra; R Hery Koeshardjono; Heny Herawati
Wiga : Jurnal Penelitian Ilmu Ekonomi Vol. 12 No. 2 (2022): June 2022
Publisher : Institut Teknologi dan Bisnis Widya Gama Lumajang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30741/wiga.v12i2.823

Abstract

The objectives to be achieved in this study are: (1) to determine the implications of company size, company growth, institutional ownership, profitability and previous audit opinion on going concern audit opinion acceptance. (2) to determine the dominant implication of these variables on the acceptance of going concern audit opinion. The type of research used is quantitative with a causal associative approach. While the population in this study are mining companies listed on the Indonesia Stock Exchange in 2018-2020 with a sample of 10 companies taken by purposive sampling. The reason for this research is based on the consideration that there are still inconsistent results from previous studies. The results of research by Muslimah and Triyanto (2019) show that prior opinion has a significant effect on the acceptance of going concern audit opinions. While the company's growth, debt default, opinion shopping do not partially affect the acceptance of going concern audit opinion. According to Nurpatiw and Rahardjo (2014) there is an influence between company size, institutional ownership, on the tendency to accept going concern audit opinions. Research gives results that company size, institutional ownership, and previous audit opinions have significant implications for the acceptance of going-concern audit opinions, while company growth and profitability have no implications for the acceptance of going-concern audit opinions. The previous audit opinion has a dominant implication on the acceptance of going concern audit opinion.
Pelatihan sistem akuntansi dan manajemen pesanan digital pada usaha mikro kecil menengah bidang konveksi di Probolinggo Ahmad Iskandar Rahmansyah; Alief Muhammad; Joni Hendra; Abdul Basit; Siti Masluha; Dani Hari Tuggal Prasetiyo
Abdimas Siliwangi Vol 5, No 3 (2022): Oktober 2022
Publisher : IKIP SILIWANGI

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22460/as.v5i3.12311

Abstract

Sistem akuntansi dan monitoring secara manual memakan lebih banyak waktu dan tenaga dibanding dengan menggunakan sistem informasi dan teknologi saat ini. Karena memakan banyak waktu dan tenaga sehingga perkembangan dan penghasilannya pun tidak dapat maksimal. Hal ini masih terjadi pada Usaha Mikro Kecil dan Menengah (UMKM), salah satunya adalah UMKM penjahit yang ada di Probolinggo. Sistem pesanan pada jasa jahit busana dan baju saat ini masih menggunakan sistem manual. Yaitu dengan datang langsung ke penjahit untuk pengukuran dan menghubungi penjahit untuk menanyakan progress yang telah dijalankan hingga selesai. Selain itu dari pihak penjahit saat ini hanya melakukan pencatatan pesanan melalui buku cacatan saja. Kedua sistem manual tersebut memiliki banyak kekurangan. Sehingga tujuan dari pengabdian ini adalah memberikan teknologi aplikasi sistem informasi yang membantu dalam sistem pemesanan dan pencatatan secara digital. waktu pengerjaan juga jadi lebih mudah dan cepat. Tidak hanya mitra, pelanggan pun juga senang dengan adanya sistem informasi monitoring pesanan yang dapat memberitahu pelanggan tentang informasi proses pesanannya. Sehingga kontrol pesanan dapat dilakukan oleh pelanggan juga dan jika sudah selesai pelanggan langsung datang untuk mengambil pesanannya tanpa harus menanyakan kembali tentang proses pesanannya.
MSMEs Marketing Strategy During the Covid 19 Pandemic To Achieve Competitive Advantage Joni Hendra; Sudarmiatin; Agus Hermawan
International Journal Of Humanities Education and Social Sciences (IJHESS) Vol 2 No 3 (2022): IJHESS-DECEMBER 2022
Publisher : CV. AFDIFAL MAJU BERKAH

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55227/ijhess.v2i3.286

Abstract

During the COVID-19 pandemic, in general, some small entrepreneurs otherwise known as MSMEs experienced quite difficult conditions, in addition to a decline in people's purchasing power, as well as increasingly fierce business competition, both nationally and internationally. Even so, it cannot be denied that MSMEs have contributed a lot to economic growth in Indonesia, especially in the Probolinggo Region. The purpose of this study is (1) to analyze how small and medium-sized enterprises cope with environmental changes due to the COVID-19 pandemic, (2) to find out the marketing strategies used by Small and Medium Enterprises related to current digital technology support. To achieve this goal, The research uses a case study method or design with a SWOT analysis to assess and help SMEs determine the right marketing strategy and anticipate changes in the business environment. From this research, it was found 4 marketing strategies for MSMEs to increase competition or competitiveness, namely SO MSMEs Strategy to innovate, create product characteristics and utilize digital technology as a promotional and sales medium. W-O Strategy. MSMEs actors are required to always pay close attention to any demand for market share and also consumers who want MSMEs to continue to innovate in product value. The ST strategy, products produced by MSMEs actors should have a distinctive value and provide protection for products by creating their own trademarks. While the W-T strategy, introduces products that are superior outside of product clustering in the region, and has products that are packaged innovatively.  
PELATIHAN TATA KELOLA BISNIS DAN PEMASARAN BAGI LEMBAGA DESA WISATA DALAM MENGEMBANGKAN DESTINASI WISATA Supriono, Supriono; Hendra, Joni; Kurniawan, Andy; Sentanu, I Gede Eko Sri; Hermawant, Romy; Yulianto, Edy; Husaini, Ahmad
Jurnal Leverage, Engagement, Empowerment of Community (LeECOM) Vol. 4 No. 2 (2022): Jurnal Leverage, Engagement, Empowerment of Community (LeECOM)
Publisher : Universitas Ciputra Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37715/leecom.v4i2.3553

Abstract

Pariwisata sering menemui kendala dalam proses penyelenggaraan bisnisnya. Penyebabnya adalah kegiatan pariwisata sering tidak melibatkan masyarakat lokal dalam pengelolaan. Walaupun ada yang melibatkan masyarakat lokal, terkadang masyarakat tersebut tidak mampu menjalankan kegiatan bisnis pariwisata karena kurang pemahaman tentang bisnis pariwisata. Kegiatan pengabdian masyarakat ini berupaya untuk memberikan pelatihan kepada masyarakat yang terlibat dalam pengelolaan pariwisata terkait dengan proses pemasaran (promosi) pariwisata. Kegiatan dilaksanakan bulan Juni–Oktober 2022 dengan metode pelaksanaan secara pendampingan secara langsung (lur- ing) maupun jarak jauh (daring). Jumlah peserta sekitar 40 orang dengan tingkat pendidikan yang heterogen. Oleh karenanya penyampaian materi menggunakan bahasa yang mudah dipahami oleh semua tingkat pendidikan. Evaluasi tidak menggunakan pre-test & post-tes berupa kuesioner, tetapi menggunakan cara lisan dalam penyampaian oleh peserta di akhir pelatihan. Hasil dari pelatihan, mayoritas peserta mengerti dan memahami materi pelatihan dan mampu menerapkan materi tersebut di kemudian hari.
The Influence of Entrepreneurship Intellectual Capital in The Contribution to Economic Growth in The City of Bandung Chairul Hakim; Titien Agustina; Arief Yanto Rukmana; Joni Hendra; Herry Ramadhani
Jurnal Ekonomi dan Kewirausahaan West Science Vol 1 No 02 (2023): Jurnal Ekonomi dan Kewirausahaan West Science
Publisher : Westscience Press

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (399.687 KB) | DOI: 10.58812/jekws.v1i02.237

Abstract

Entrepreneurship and innovation are significant economic growth factors in cities, including Bandung, Indonesia. This study intends to investigate the impact of entrepreneurial intellectual capital on Bandung's economic growth. Using a convenience sampling technique, data were obtained from 300 Bandung entrepreneurs. Even after controlling for other characteristics such as education, age, and gender, the study discovered that entrepreneurial intellectual capital has a considerable beneficial impact on Bandung's economic growth. This research shows that officials in Bandung should prioritize fostering entrepreneurship and innovation to assist the city's economic growth.
Keberlanjutan UMKM di Jawa Barat di Tinjau Dari New-era Business : Transformasi Digital, Dividen Digital, dan Kewirausahaan Machin; Muhammad Reza Aulia; Joni Hendra; Elvina Safitri; Adhi Bawono
Jurnal Bisnisman : Riset Bisnis dan Manajemen Vol 5 No 1 (2023): Jurnal Bisnisman : Riset Bisnis dan Manajemen
Publisher : Universitas Nusa Putra

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.52005/bisnisman.v5i1.130

Abstract

This study examines the sustainability of micro, small, and medium enterprises (MSMEs) in West Java and the role of digital transformation, digital dividends, and entrepreneurship in promoting their sustainability. The research employs a mixed methods approach, including surveys, semi-structured interviews, and literature reviews. The survey results indicate that financial access, market access, government policies and regulations, and human resources are important factors influencing the sustainability of MSMEs in West Java. Digital transformation and entrepreneurship are found to play a significant role in driving sustainability by enabling MSMEs to streamline their operations, access new markets, and adapt to ever-changing market conditions. Digital dividends are also identified as important contributors to sustainability by creating new jobs and contributing to inclusive economic growth. This study has important implications for policymakers, as well as MSME owners and managers in West Java, as it provides insights into how to promote long-term sustainability of MSMEs in the region.
Co-Authors Abdul Basit Abdul Basit Abdul Hanif Achmad Lodry Maspaitela Adhi Bawono Agung Yatiningrum Agus Hermawan Agustina Pujiastuti Agustina, Fatma Wati Ahmad Hafizi Ahmad Iskandar R Ahmad Iskandar Rahmansyah Aisyah Aisyah Albert Steinado Lava Alfina Eilen Frannisti Algifari, Muhammad Alief Muhammad Almuttaqin, Femas Amani, Tatik Amani, Tatik Aminatul Faidah Andika M Iqbal Andri Triyantoro Andy Kurniawan, Andy Anggraini, Cindy Ansori, Ridho Ardiansyah, M. Rifki Arief Yanto Rukmana Avrylina, Nayla Azriansyah, Azriansyah Bahri, Mohammad Saiful Bakri, Pama Budi Utomo Chairul Hakim Chamdanah, Siti Cindy Claudia Dani Hari Tunggal Prasetiyo Dede Hertina Delia Desvianti Della Maretha Dewi Agustin Dhany, Umi Rahma Diska Fitra Dwi Iryaning Handayani Dwi Rahayu Dwi Rahayu Dwi Rizqy Husniah Devi Edy Yulianto Ella Sofiatun Nisah Elma Elma, Elma Elok Dwi Vidiyastutik Elsa Salsabila Elvina Safitri Erlina, Rini Eva Yuniarti Utami Fatimatus Zahro Febri Suaida Rosalinawati febriyanti febriyanti Ghalda, Hisbinnisa Hasna Aulia Gholi, Muhammad Al Gita Fadillah Ramadhani Hadiyanto, Mohammad Hasan, Miftahul Heny Herawati Heppi Syofya, Heppi Herawati Herawati Hermawan, Dedi Joko Hermawan, Dedi Joko Hermawant, Romy Herry Ramadhani Hery Koeshardjono Hery Koesharjono Hidayatunnisa, Hidayatunnisa Hidayu, Seri Hudzafidah, Khusnik Hudzafidah, Khusnik Husna, Sri Wahyu Ilyas Maulana Maulana Imamatul Khoria Islam, Azmi Muhammad Judijanto, Loso Khairunnisa Khairunnisa Khoiru Sabila Kholili Arsat Sukaji Khusnik Hudzafidah Khusnik Hudzafidah Khusnul Chotima Khusnul Khotimah Koni Piranda Kuning, Putri Levedra, Levedra Liani, Fenny Linda Kurnia Supraptiningsih Loso Judijanto Lukman Hakim Lusiana Lusiana M Pillo Alfarabi M. Ridho Ansori M. Rifki Andriyansyah Mabrur, Abdul Qodir Machin Mahmuda, Nur Amilia Maisaroh, Ida Maria Ulfah Mega Fatimah Rosana Miranda, Mira Santika Mitha Otik Wiraswati Mochammad Fajar Al hakim muhammad ilham Muhammad Reza Aulia Muhammad Riski, Muhammad Muhammad Rizki Yusuf Mulyana, Sherly Nadela, Nira Nova Dwi Anggraeni Nurhidayah, Putri Nurisa Nurisa Nuro, Putiha Nurul Izzah Olatunji, Abdul Rasheed Paradiba, Putri Parida Parida Pijar Aida Wibowo Pramana, Zalfa' Nur Auliya Putri Prasetiyo, Dani Hari Tuggal Prihadyatama, Ardila Pujiastuti, Agustina Qamariyah, Ririn R Hery Koeshardjono R. Hery Koeshardjono Ratna Sari Rheina Cindyta Nur Azizah Rifky Ardiansyah Rohmad Fauzi Rosa Dina Rosmiza Bidin Rosyihuddin, Muhammad Rustianawati, Mutimmah Saifullah Saifullah Salsabila, Elsa Seger Priantono Selvi Darma Yanti Sentanu, I Gede Eko Sri Sentris Ranjanis Serliana Serliana Siswanda, Siswanda Siti Chamdanah Siti Masluha Siti Murasih Sofie Fadma Sari Soleha, Siti Suci Nirwani Sudarmiatin Sugianto Sugianto Suharsono, Judi Sukiman Sukiman Supriono Supriono Suratin Suratin Syahirah, Nur Syahrian Barret Yudha Paksi Syantana, Ade Vieea Syarif Hidayatullah Elmas Tatik Amani Teguh Virgiawan Tiara Aninditha Titien Agustina Titin Krisnawati Tria Oca Ariska Triyantoro, Andri Tumini Tumini Tumini, Tumini Utami, Eva Yuniarti Virgiawan, Teguh Vivin Tri Astuti Wahyuni, Sri Rahayu Wandari, Perla Widayanto, Mutinda Teguh Widianita, Nadia Putri Wilamsari, Feni Wulandari, Juliasti Yanti, Eka Putri Dwi Yayuk Indah Wahyuning Tyas Yekti Rahajeng Yekti Rahajeng Yohanes Paulus Luciany Yulfi Hartati Zakiyah Amini