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All Journal Jurnal Masharif al-Syariah: Jurnal Ekonomi dan Perbankan Syariah JURNAL PENDIDIKAN TAMBUSAI International Journal of Social Science and Business Jurnal Review Pendidikan dan Pengajaran (JRPP) Abdi Dosen : Jurnal Pengabdian Pada Masyarakat CERMIN: Jurnal Penelitian Jurnal Leverage, Engagement, Empowerment of Community (LeECOM) Al-Sharf: Jurnal Ekonomi Islam Wiga : Jurnal Penelitian Ilmu Ekonomi Jurnal Ilmu Manajemen Advantage Assets : Jurnal Ilmiah Ilmu Akuntansi, Keuangan dan Pajak Empowerment Society Jurnal Abdi Panca Marga eCo-Fin Edu Society: Jurnal Pendidikan, Ilmu Sosial dan Pengabdian Kepada Masyarakat MIMBAR INTEGRITAS Indonesian Research Journal on Education Jurnal Ilmiah Ekonomi, Manajemen dan Syariah TRIMAS: Jurnal Inovasi dan Pengabdian Kepada Masyarakat Innovative: Journal Of Social Science Research West Science Business and Management Jurnal Ekonomi dan Kewirausahaan West Science West Science Interdisciplinary Studies JUMAD Journal Management, Accounting, & Digital Business JAMPARING: Jurnal Akuntansi Manajemen Pariwisata dan Pembelajaran Konseling Jurnal Multidisiplin Teknologi dan Arsitektur West Science Interdisciplinary Studies Journal of Management Accounting, Tax and Production Jurnal Pengabdian Masyarakat dan Lingkungan Journal of Accounting Law Communication and Technology International Journal of Community Service Implementation Journal of Education Transportation and Business Jurnal Ekonomi, Manajemen, Akuntansi Journal of Business Inflation Management and Accounting
Hendra, Joni
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Rekomendasi Pengembangan Optimalisasi Akuntansi dan Pengelolaan Keuangan untuk Meningkatkan Efisiensi Produksi Olahan Lele di CV. Chosyle Rahmansyah, Ahmad Iskandar; Masluha, Siti; Hendra, Joni; Bahri, Mohammad Saiful; Ghalda, Hisbinnisa Hasna Aulia; Pramana, Zalfa' Nur Auliya Putri
Abdi Panca Marga Vol 4 No 1 (2023): Jurnal Abdi Panca Marga Edisi Mei 2023
Publisher : Lembaga Penelitian dan Pengabdian Kepada Masyarakat (LPPM) Universitas Panca Marga Probolinggo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.51747/abdipancamarga.v4i1.1581

Abstract

This community service aims to optimize the accounting and financial management system at CV Chosyle, a processed catfish production company, in order to enhance efficiency in production and operational processes. In the context of intense business competition, effective financial management becomes pivotal in achieving sustainable growth. The methodology of this community service involves in-depth analysis of the current accounting structure and cash flow within CV Chosyle, followed by the development of recommendations for improvement. The implementation of an appropriate accounting system will aid in monitoring and managing expenses and revenues more accurately. Meticulous financial management will mitigate the risk of resource wastage and ensure efficient allocation of funds for investment and business development. The anticipated outcomes include heightened financial control, improved decision-making, and optimized resource utilization. Consequently, CV Chosyle is poised to experience elevated productivity, enhanced production quality, and heightened competitiveness in the market.
PERAN TEKNOLOGI TEPAT GUNA DALAM PENINGKATAN PRODUKTIVITAS DAN KEBERLANJUTAN USAHA BAGI KELOMPOK UMK KERIPIK TUMBASO DI PROBOLINGGO Hendra, Joni; Supraptiningsih, Linda Kurnia; Hakim, Lukman; Avrylina, Nayla; gholi, Muhammad Al
Abdi Panca Marga Vol 5 No 2 (2024): Jurnal Abdi Panca Marga Edisi November 2024
Publisher : Lembaga Penelitian dan Pengabdian Kepada Masyarakat (LPPM) Universitas Panca Marga Probolinggo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.51747/abdipancamarga.v5i2.2186

Abstract

The problem that is often experienced by production partners is that the process of frying chips still uses conventional methods, namely using a frying pan in general, so that in terms of quality it is constrained by production capacity, and in terms of quality the production results contain too much oil which causes bananas to become soft easily, apart from that. The use of appropriate technology in the form of a frying machine (Vacuum Frying) and an oil draining machine (Spinner) is a solution as an effort to increase efficiency and productivity as well as sustainable business at Tuimbaso MSEs in Lambangkuning village, Lumbang district, Probolinggo. PkM activities aim to increase the efficiency and sustainability of the chips business. The strategy used is apart from designing and making frying machine technology, it also provides training and assistance in marketing management and financial management, so that it is hoped that partners will be able to improve human resources and have a positive impact related to improving business performance in a sustainable manner in and supporting the economy, especially local wisdom. The results or influences felt by partners in this program include partners being able to innovate or develop their production results through product diversification, and being able to expand the market through marker places such as Shopee, Tokopedia and so on. Keywords; TTG; Produktivity; Innovation; Sustainabilty; Business
Ecobrick Innovation for Economic Empowerment and Sustainable Plastic Waste Management Masluha, Siti; Hendra, Joni; Rahmansyah, Ahmad Iskandar
International Journal of Community Service Implementation Vol. 1 No. 3 (2023): IJCSI DECEMBER 2023
Publisher : CV. AFDIFAL MAJU BERKAH

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55227/ijcsi.v1i3.181

Abstract

This community service initiative in Dringu Village, Indonesia, responds to the pressing plastic waste predicament exacerbated by population growth and challenges in reducing plastic dependence. The village, rich in natural resources, faces environmental threats and significant floods due to waste accumulation, impacting social and economic structures. The program's objectives center around implementing the ecobrick method to train and mentor residents, enhance practical skills in plastic waste management, and economically empower the community by viewing plastic waste as a resource for potential business opportunities. Employing a Community-Based Participatory Research approach, the initiative actively involves the community in issue identification through dialogues, fostering local capacity to independently tackle the plastic waste problem. Key participants include cadre members, PKK, and village officials, forming a robust framework for comprehensive and sustainable plastic waste management. The meticulous preparation by participants involved sorting waste, creating ecobricks by filling plastic bottles with small-cut plastic waste, and adding an aesthetic touch through green painting. Plywood pieces complemented the design, forming a two-level shoe rack. This innovative product not only addresses plastic waste but also presents economic opportunities for the community, fostering self-sufficiency and overall well-being
STABILITAS EKONOMI DAN TINGKAT PENDAPATAN DAERAH KABUPATEN BENGKALIS Hidayu, Seri; Miranda, Mira Santika; Khairunnisa, Khairunnisa; Hendra, Joni
Jurnal Review Pendidikan dan Pengajaran Vol. 7 No. 4 (2024): Special Issue Vol. 7 No. 4 Tahun 2024
Publisher : LPPM Universitas Pahlawan Tuanku Tambusai

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31004/jrpp.v7i4.37416

Abstract

Stabilitas ekonomi di suatu daerah menjadi salah satu faktor penting untuk meningkatkan kesejahteraan masyarakat, terutama bagi daerah yang sedang berkembang. Kabupaten Bengkalis, sebagai bagian dari Indonesia, menghadapi tantangan ekonomi yang kompleks, salah satunya adalah inflasi yang mempengaruhi daya beli masyarakat dan pertumbuhan ekonomi secara keseluruhan. Data APBD Kabupaten Bengkalis Tahun 2024 yaitu sebesar 4,1 T dimana pendapatan daerah sebesar Rp3.626.160.805.381, Belanja Daerah Rp4.135.901.040.461 dan Pembiayaan Daerah sebesar Rp509.740.235.080 yang terdiri dari penerimaan pembiayaan sebesar Rp539.740.235.080 dan pengeluaran pembiayaan sebesar Rp30.000.000.000. Berdasarkan data dari pendapatan Kabupaten Bengkalis, maka penggunaan anggaran pendapatan dan belanja daerah di Kabupaten Bengkalis tertuang dalam Belanja daerah yang didalam APBD diarahkan untuk mendukung penyelenggaraan pemerintahan, pembangunan dan pembinaan kemasyarakatan. Stabilitas ekonomi di Kabupaten Bengkalis dapat dicapai dengan menjaga keseimbangan antara permintaan domestik dan pengeluaran domestik, tabungan, serta investasi. Selain itu, Pendapatan Asli Daerah (PAD) menjadi sumber utama pendanaan untuk pembangunan daerah dan pengelolaan pemerintahan. Oleh karena itu, pengelolaan anggaran daerah yang efisien dan transparan, serta penguatan sektor industri dan jasa, sangat penting dalam mewujudkan kestabilan ekonomi yang berkelanjutan di Kabupaten Bengkalis
Literasi Keuangan di Era Digital dan Pengaruhnya Terhadap Penggunaan QRIS di Kalangan Anak Muda Indonesia Wandari, Perla; Aisyah, Aisyah; Riski, Muhammad; Agustina, Fatma Wati; Hendra, Joni
EDU SOCIETY: JURNAL PENDIDIKAN, ILMU SOSIAL DAN PENGABDIAN KEPADA MASYARAKAT Vol. 5 No. 3 (2025): Oktober 2025 - Januari 2026
Publisher : Association of Islamic Education Managers (Permapendis) Indonesia, North Sumatra Province

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56832/edu.v5i3.2001

Abstract

Penelitian ini dilatarbelakangi oleh pesatnya transformasi digital yang mendorong perubahan perilaku ekonomi masyarakat, khususnya di kalangan anak muda Indonesia yang menjadi pengguna utama sistem pembayaran digital berbasis QRIS. Fenomena ini menimbulkan kebutuhan mendesak akan peningkatan literasi keuangan agar penggunaan teknologi finansial berlangsung secara bijak dan berkelanjutan. Tujuan penelitian ini adalah untuk menganalisis pengaruh literasi keuangan dan gaya hidup digital terhadap penggunaan QRIS di kalangan anak muda Indonesia pada periode 2024–2025. Penelitian ini menggunakan pendekatan kuantitatif dengan metode survei daring melalui kuesioner yang disebarkan kepada 72 responden berusia 18–30 tahun yang aktif menggunakan media sosial dan transaksi digital. Data dianalisis menggunakan regresi linier berganda dengan uji validitas, reliabilitas, serta asumsi klasik untuk memastikan kelayakan model. Hasil penelitian menunjukkan bahwa literasi keuangan dan gaya hidup digital berpengaruh positif dan signifikan terhadap penggunaan QRIS, dengan nilai koefisien determinasi sebesar 63,7%, yang berarti kedua variabel mampu menjelaskan sebagian besar variasi perilaku penggunaan QRIS. Temuan ini menegaskan bahwa tingkat pemahaman keuangan yang baik serta gaya hidup digital yang kuat mendorong individu untuk lebih aktif, efisien, dan aman dalam menggunakan pembayaran non-tunai. Penelitian ini berkontribusi pada pengembangan literatur fintech dan perilaku keuangan generasi muda, serta memberikan implikasi praktis bagi lembaga keuangan dan regulator dalam merancang strategi edukasi literasi keuangan digital menuju masyarakat tanpa uang tunai yang inklusif dan berkelanjutan.
EDUKASI PEMANFAATAN TANAMAN OBAT HERBAL MELALUI PROGRAM APOTEK HIDUP UNTUK KESEHATAN KELUARGA Dhany, Umi Rahma; Soleha, Siti; Mabrur, Abdul Qodir; Kuning, Putri; Febriyanti, Febriyanti; Yanti, Eka Putri Dwi; Hendra, Joni
MIMBAR INTEGRITAS : Jurnal Pengabdian Vol 5 No 1 (2026): JANUARI 2026
Publisher : Biro Administrasi dan Akademik

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36841/mimbarintegritas.v5i1.7118

Abstract

Apotik hidup merupakan salah satu pemanfaatan lahan kosong untuk dibudidayakan tumbuhan yang berkhasiat untuk kesehatan sehari hari. Mayoritas mata pencaharian masyarakat desa Brumbungan Lor adalah sebagai petani, tetapi masih banyak masyarakatnya yang belum mengenal dan memanfaatkan tanaman sebagai apotik hidup. Kegiatan ini bertujuan untuk memberikan edukasi kepada masyarakat dalam memanfaatkan lahan pekarangan rumah sebagai media penanaman tanaman obat keluarga (TOGA), sekaligus mendukung ketahanan kesehatan berbasis lokal. Pelaksanaan program ini mencakup penanaman yang terdiri dari beberapa tanaman herbal/toga, manfaatnya bagi kesehatan, serta teknik budidaya yang mudah diterapkan di lingkungan rumah tangga. Dengan pendekatan partisipatif, masyarakat dilibatkan secara aktif dalam seluruh tahapan kegiatan, mulai dari persiapan lahan, penanaman, hingga perawatan tanaman. Hasil kegiatan menunjukkan bahwa program budidaya apotek hidup mampu meningkatkan pengetahuan dan kesadaran masyarakat terkait pemanfaatan tanaman herbal sebagai alternatif pengobatan mandiri. Selain itu, kegiatan ini berpotensi menciptakan lingkungan desa yang lebih hijau, sehat, dan produktif. Dengan keberlanjutan pemeliharaan tanaman oleh warga, program ini diharapkan dapat menjadi salah satu upaya nyata dalam mendukung pola hidup sehat, kemandirian kesehatan keluarga, serta meningkatkan nilai estetika dan ekonomi lingkungan di Desa Brumbungan Lor.
Pengaruh Struktur Modal, Keputusan Investasi, dan Profitabilitas Terhadap Nilai Perusahaan pada Perusahaan Pertambangan yang Terdaftar di BEI Periode 2022-2024 Qamariyah, Ririn; Hendra, Joni; Amani, Tatik
EKOMA : Jurnal Ekonomi, Manajemen, Akuntansi Vol. 5 No. 2: Januari 2026
Publisher : CV. Ulil Albab Corp

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56799/ekoma.v5i2.13287

Abstract

Penelitian ini mempunyai tujuan untuk mengungkapkan pengaruh atau dampak dari tiga variabel independent terhadap variabel independent, yaitu pengaruh struktur modal, keputusan investasi, dan profitabilitas terhadap nilai perusahaan. Peneliti memilih perusahaan pertambangan yang terdaftar di IDX sebagai objek penelitian, total terdapat 77 perusahaan yang bisa dijadikan populasi penelitian, yang kemudian hanya terpilih 29 perusahaan yang menjadi sampel dengan periode 2022-2024, sehingga data sampel penelitian memiliki jumlah keseluruhan 87 data. Peneliti menganalisis data dengan aplikasi SmartPLS, sehingga diperoleh hanya keputusan investasi yang bisa memberikan pengaruh positif serta signifikan pada nilai perusahaan, sedangkan 2 variabel independent lainnya yaitu struktur modal dan profitabilitas tidak mempunyai pengaruh sama sekali terhadap nilai perusahaan.
ANALYSIS OF THE CONTRACT MECHANISM IN SHARIA VENTURE CAPITAL AND ITS RELEVANCE TO MSME FINANCING Hendra, Joni; Syantana, Ade Vieea; Khairunnisa, Khairunnisa; Liani, Fenny; Almuttaqin, Femas; Algifari, Muhammad; Utomo, Budi
Abdi Dosen : Jurnal Pengabdian Pada Masyarakat Vol. 10 No. 1 (2026): MARET
Publisher : LPPM Univ. Ibn Khaldun Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32832/abdidos.v10i1.3158

Abstract

Sharia Venture Capital is an alternative financing instrument that offers a partnership-based scheme oriented toward fairness and free from elements of usury. This study aims to analyze the contractual mechanisms used in Sharia venture capital and their relevance for financing Micro, Small, and Medium Enterprises (MSMEs). The research was conducted using a qualitative approach through a literature review that examines the concept of Sharia venture capital, contract structures, and the characteristics of MSME financing needs. The analysis shows that the most commonly used contracts in Sharia venture capital are musyarakah, mudharabah, and wakalah bil ujrah. Each contract has distinct characteristics that address the needs of partnership-based financing, risk-sharing, and business mentoring. The study finds that this financing model is highly relevant for MSMEs, particularly because it does not require collateral, emphasizes profit-sharing, and provides managerial support. However, its implementation still faces several challenges, such as low Islamic financial literacy and the limited number of Sharia venture capital institutions in Indonesia. This study is expected to serve as a foundation for developing a more inclusive and Sharia-compliant MSME financing model.
ACQUISITION: IMPROVING BANK HEALTH AND CAPITAL STRENGTH IN RUNNING THE COMPANY Hendra, Joni; Ulfah, Maria; Elma, Elma; Miranda, Mira Santika; Azriansyah, Azriansyah; Wulandari, Juliasti; Ardiansyah, M. Rifki
Abdi Dosen : Jurnal Pengabdian Pada Masyarakat Vol. 10 No. 1 (2026): MARET
Publisher : LPPM Univ. Ibn Khaldun Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32832/abdidos.v10i1.3159

Abstract

This study examines bank acquisition as a strategy to strengthen competitive positioning, enhance capital structure, and support business expansion. An acquisition involves not only the integration of management systems, technology, and human resources, but also influences operational efficiency, asset optimization, and the improvement of banking services and products. Positive impacts are reflected in financial ratios, credit risk-bearing capacity, long-term growth, and operational stability, which help increase the trust of customers and other stakeholders. This study also highlights the importance of proper risk management and compliance with OJK regulations to ensure the sustainability and competitiveness of banks within an increasingly competitive banking industry.
ANALYSIS OF THE EFFECTIVENESS OF LEASING FINANCING IN IMPROVING ACCESS TO CAPITAL FOR MICRO AND SMALL ENTERPRISES Hidayu, Seri; Hendra, Joni; Ansori, Ridho; Mulyana, Sherly; Salsabila, Elsa; Wahyuni, Sri Rahayu; Virgiawan, Teguh
Abdi Dosen : Jurnal Pengabdian Pada Masyarakat Vol. 10 No. 1 (2026): MARET
Publisher : LPPM Univ. Ibn Khaldun Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32832/abdidos.v10i1.3160

Abstract

Sharia leasing provides an asset-based financing mechanism that enables Micro and Small Enterprises (MSEs) to obtain productive equipment without requiring substantial upfront capital. This study analyzes the effectiveness of sharia leasing, particularly the ijarah and ijarah muntahiyah bittamlik (IMBT) contracts, in improving MSEs’ access to capital. Using literature review methods, this study evaluates scholarly articles, books, and regulatory documents related to Islamic financing. The findings indicate that sharia leasing effectively enhances access to capital because it does not require additional collateral, offers flexible payment structures, and includes asset ownership options at the end of the lease period. However, its implementation faces challenges such as limited sharia leasing institutions, low financial literacy, and insufficient product innovation. Strengthening education, expanding institutional reach, and developing more flexible leasing models are needed to maximize its contribution to MSE development.
Co-Authors Abda Abda Abdul Basit Adha, Delly Anida Agustin, Dewi Agustina, Fatma Wati Agustira, Annisa Ahmad Iskandar Rahmansyah Aisyah Aisyah Algifari, Muhammad Alief Muhammad Almuttaqin, Femas Alpani, Fadhil Amani, Tatik Ananda, Dea Putri Andy Kurniawan, Andy Anggraini, Cindy Anggraini, Supiya Anisah, Sri Ansori, Ridho Ardiansyah, M. Rifki Arinata, Reski Atika, Nur Avrylina, Nayla Azriani, Sri Azriansyah, Azriansyah Bahri, Mohammad Saiful Bakri, Pama Balitesa, Tiara Budi Utomo Cahnawawi, Safuan Tri Chamdanah, Siti Dhany, Umi Rahma Dwi Iryaning Handayani Dwi Rahayu Edy Yulianto Efiza, Herziani Fera Elma Elma, Elma Elok Dwi Vidiyastutik Erlina, Rini Fahrudin, Muhammad Fadli Fajar, Muhammad Ibnu febriyanti febriyanti Fitri Wahyuni Fitri, Khomisatul Fitri, Rahmahwati Gapur, M. Abdul Ghafar, Abd Ghalda, Hisbinnisa Hasna Aulia Ghapur, M. Abdul Gholi, Muhammad Al Gusriyani, Mercy Hadiyanto, Mohammad Hafizi, Ahmad Hamdani, Irza Hanapi, M Handayani, Astutik Hanifah, Ulya Hartati, Yulfi Hasan, Miftahul Hasanah, Riskiyatul Heppi Syofya, Heppi Herawati Herawati Hermawan, Dedi Joko Hermawant, Romy Hidayat, Muizzul hidayat, shofiyan Hidayatunnisa, Hidayatunnisa Hidayu, Seri Hijriyati, Suci Hudzafidah, Khusnik Husna, Sri Wahyu Iklima, Cahaya Indah Puspita Sari, Indah Puspita Islam, Azmi Muhammad Ismalisa, Ismalisa Jannah, Nurul Wardatul Judijanto, Loso Karimah, Uswatun Khairunnisa Khairunnisa Koeshardjono, Hery Kuning, Putri Layli, Asmaul Levedra, Levedra Liandri, Nindira Putri Liani, Fenny Linda Kurnia Supraptiningsih Lukman Hakim Lusiana Lusiana M. Salman Alfarisi, M. Salman Mabrur, Abdul Qodir Madalina, Rina Mahmuda, Nur Amilia Maisaroh, Ida Marchella, Violla Mardhiah, Siti Maria Ulfah Marisna, Diska Sendi Marlita, Tiara Marusnia, Fera Julianti Mawati, Wulan Anis Melisa Melisa mentari, chintia indah Miranda, Mira Santika Mitha Otik Wiraswati Muhammad Afdal Muhammad Fadhli Muhammad Riski, Muhammad Muhammad Rizki Muhammad Rizky Ramadhan Mulyana, Sherly Munawarah, Faridatul Nabilah, Sri Nadela, Nira Natasya Natasya Nisa, Fikriyatun Nugraha, Riyandi Fatur Nurfadilah Nurfadilah Nurfadillah Nurfadillah Nurfitri Nurfitri, Nurfitri Nurhidayah, Putri Nuro, Putiha Nursyahadah, Febby Nurul Ain, Nurul Olatunji, Abdul Rasheed Paradiba, Putri Pramana, Zalfa' Nur Auliya Putri Prasetiyo, Dani Hari Tuggal Prihadyatama, Ardila Pujiastuti, Agustina Putri Rahmadani, Putri Putri, Renika Septia Qamariyah, Ririn R Hery Koeshardjono Rahayu, Karmilawati Dwi Rahmadhani, Nur Azlya Rahmadiah, Ika Triayu Rahmatullah, Ridho Ramanda, Bella Ratiwi, Ratiwi Ratna Sari RIA ANGGRAINI Rianti, Repa Rindiani, Wahyu A Risdayani, Nabilla Rohmad Fauzi Rosyihuddin, Muhammad Rustianawati, Mutimmah Safitri, Diyan Niken Safitri, Mardiana Safitri, Sucitra Nur Sagita, Nadra Sahrizal, Mhd Salman Alfarisi Salsabila, Elsa Samsul Bahri Saprudin, M Saprudin, Muhammad Saputri, Nurul Wulandari Sentanu, I Gede Eko Sri Sholatullah, Sholatullah Siswanda, Siswanda Siti Masluha Siti Nurbaiti Siti Saidah Sofiyanto, Sofiyanto Soleha, Siti Sugianto Sugianto Sukiman Sukiman Sukma, Ebi Sunarti, Ilis Supriono Supriono Suratin, Suratin syafika, Rida Syah, Muhammad Irfan Syahirah, Nur Syahnandra, Andre Syantana, Ade Vieea Tiara Aninditha Triyantoro, Andri Tumini Tumini, Tumini Ulya, Nailil Ummah, Resta Sofiatul Utami, Eva Yuniarti Virgiawan, Teguh Wahyuni, Siska Wahyuni, Sri Rahayu Wandari, Perla Widayanto, Mutinda Teguh Widianita, Nadia Putri Wulandari, Juliasti Yanti, Eka Putri Dwi Yanti, Nelly Helda Yanti, Selvi Darma Yohanes Paulus Luciany Yuliana Yuliana Zakiyah Amini Zulmairoh, Aiza