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PENGARUH FINANCIAL LEVERAGE DAN UKURAN PERUSAHAAN TERHADAP KINERJA KEUANGAN BANK UMUM SYARIAH PERIODE 2018-2022 Rahmadita, Nurmalia; Amri, Andi
Jurnal Ilmiah Manajemen, Ekonomi, & Akuntansi (MEA) Vol 8 No 2 (2024): Edisi Mei - Agustus 2024
Publisher : LPPM STIE Muhammadiah Bandung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31955/mea.v8i2.4024

Abstract

Fokus penelitian ini adalah untuk mengetahui bagaimana pengaruh Financial Leverage dan Ukuran Perusahaan terhadap Kinerja Keuangan pada Bank Umum Syariah periode 2018-2022 baik secara parsial maupun simultan. Penelitian dengan variabel financial leverage diproksikan melalui Debt to Equity Ratio, variabel ukuran perusahaan diproksikan dengan Size, variabel dependen kinerja keuangan diproksikan dengan Return on Assets proksi tersebut untuk menghitung nilai dari hasil variabel independen dan variabel dependen. Metode penelitian menggunakan metode penelitian kuantitatif. Populasi penelitian ini seluruh Bank Umum Syariah yang terdaftar di OJK, penarikan sampel dengan metode purposive sampling diperoleh sampel yang sesuai kriteria sebanyak 10 Bank Umum Syariah periode pengamatan 2018-2022. Teknik analisis data dengan teknik regresi linear berganda. Hasil yang diperoleh dalam penelitian menunjukkan bahwa variabel financial leverage dan ukuran perusahaan berpengaruh signifikan baik secara parsial maupun simultan terhadap kinerja keuangan.
EFEK MODERASI DARI GCG : ANALISIS FAKTOR YANG MENENTUKAN KINERJA KEUANGAN PADA BANK UMUM SYARIAH Alamsyah, Aryo; Amri, Andi
Jurnal Ilmiah Manajemen, Ekonomi, & Akuntansi (MEA) Vol 8 No 2 (2024): Edisi Mei - Agustus 2024
Publisher : LPPM STIE Muhammadiah Bandung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31955/mea.v8i2.4279

Abstract

Penelitian ini bertujuan untuk menentukan pengaruh green banking terhadap kinerja keuangan, termasuk pengaruh moderasi dewan komisaris untuk green banking terhadap kinerja keuangan, pengaruh moderasi dewan direksi untuk green banking terhadap kinerja keuangan, pengaruh moderasi dewan pengawas syariah untuk green banking terhadap kinerja keuangan, dewan komisaris terhadap kinerja keuangan, dewan direksi terhadap kinerja keuangan, dan dewan pengawas syariah terhadap kinerja keuangan. Jenis penelitian kuantitatif yang digunakan ialah dengan pendekatan kausalitas. Populasi yang digunakan yakni Bank Umum Syariah periode 2018-2022 dan sampel terdiri dari 40 responden setelah memenuhi kriteria sampel dan outlier. Metode pengumpulan data menggunakan data sekunder yang bersumber dari laporan tahunan bank umum syariah terkait dari website perusahaan yang terdaftar di OJK. Structural Equation Modeling (SEM) dengan bantuan software smart Pls 3 untuk dapat menganalisis data. Temuan yang diperoleh dari tujuh hipotesis hanya mempengaruhi satu yaitu pengaruh green banking terhadap kinerja keuangan dan sisanya tidak berpengaruh sama sekali. R-square penelitian ini hanya sebesar 14,6% dan 85,4% dipengaruhi oleh variabel lain. Saran untuk peneliti berikutnya diharapkan dapat melakukan penelitian yang lebih komprehensif terkait variabel-variabel yang ada, dapat menggunakan komponen lain dari aspek GCG.
Meningkatkan Daya Saing UMKM Perikanan Melalui E-commerce Alpiani, Alpiani; Amri, Andi; Tahang, Hamzah; Fakhriyyah, Sitti; Wahid, Abd
Jurnal Visi Pengabdian Kepada Masyarakat Vol. 6 No. 1 (2025): Jurnal Visi Pengabdian Kepada Masyarakat : Edisi Februari 2025
Publisher : LPPM Universitas HKBP Nommensen

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.51622/pengabdian.v6i1.2610

Abstract

The development of digital technology has opened up opportunities for MSMEs to expand their product marketing through the use of e-commerce. However, many MSMEs in the fishery sector in Takalar Regency have not yet optimally utilized digital platforms. This condition encourages the need for efforts to increase digital literacy and the capacity of fishery MSMEs in online marketing. The Fisheries Agribusiness Study Program at Hasanuddin University (Unhas) conducted community service activities with the theme " E-commerce for MSMEs: Opening Global Market Opportunities through Digital Marketing". This activity aims to provide understanding to MSMEs so they can utilize e-commerce as a means of marketing and business development. The implementation method includes presentations, simulations, and question-and-answer sessions integrated with the practice of using e-commerce. The results of the activity indicate an increase in the understanding and skills of fishery MSMEs in utilizing e-commerce. The use of e-commerce is expected to help fishery MSMEs overcome marketing constraints, increase sales, improve the welfare of business actors, and support regional economic growth.  
THE INFLUENCE OF FINANCIAL LITERACY AND DIGITAL LITERACY ON NON-CASH TRANSACTION PREFERENCES Alfiana, Alfiana; Mulastih, Listiana Sri; Sasongko, Restu Widyo; Ristati, Ristati; Amri, Andi
JURNAL ILMIAH EDUNOMIKA Vol. 8 No. 1 (2024): EDUNOMIKA
Publisher : ITB AAS Indonesia Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jie.v8i1.11024

Abstract

Abstract Seiring dengan kemajuan zaman transaksi non-tunai dapat menjadi opsi dalam menggantikan transaksi tunai. Transaksi non-tunai harus didukung karena memiliki sejumlah dampak positif salah satunya mengurangi jumlah uang yang beredar di tengah masyarakat. Terdapat sejumlah faktor yang dapat mempengaruhi preferensi transaksi non-tunai diantaranya pengikatan literasi keuangan dan literasi digital. Penelitian ini merupakan penelitian kuantitatif dengan pendekatan eksplanotri terhadap 250 mahasiswa yang tersebar di seluruh penjuru Indonesia berupa kota padang, Jakarta, Samarinda, dan Makassar. Data yang digunakan disebarkan melui kuisioner dengan skala likert 1-5 berisi setuju, sangat setuju, netral, tidak setuju, dan sangat tidak setuju. Hasil penelitian menunjukkan variabel Financial Literasi dan Digital Literacy memiliki arah hubungan positif dan pengaruh yang signifikan terhadap variabel Non-Cash Transaction Preferences. Keywords : Digital Literacy, Financial Literacy, Non-Cash Transaction Preferences.
THE INFLUENCE OF PRODUCT VARIATIONS ON PURCHASING DECISIONS WITH CELEBRITY ENDORSER AS A MODERATING VARIABLE Kalalo, Rieneke Ryke; Amri, Andi; Tawil, Muhammad Risal; Suseno, Bambang; Akhmad, Noor
JURNAL ILMIAH EDUNOMIKA Vol. 8 No. 3 (2024): EDUNOMIKA
Publisher : ITB AAS Indonesia Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jie.v8i3.14732

Abstract

ABSTRACT This research is a quantitative study with an explanatory approach. The data used are primary data that researchers obtained from users of shopee, tikthok shop, and facebook marketplaces spread throughout Indonesia. The data was collected in the form of a questionnaire from 24 questions from 300 users of shopee, tiktokshop, and the Facebook marketplace mentioned above. The data were analyzed using the smart PLS 4.0 analysis tool. The result in this article show shows that the first and second hypotheses used in this article can be proven and accepted. This is because the P-Values are positive and below the significance level of 0.05, namely 0.021. This is because the more product variations make buyers more interested in making purchasing decisions, the less easily bored, and so on which make purchasing decisions even greater. In the next row, the results answer the second hypothesis where the Celebrity Endorser variable can strengthen the influence of the Product Variation variable on Purchasing Decisions. This is because the same thing is the P-Values that are positive and below the significance level of 0.05, which is 0.000, which is smaller than direct testing of 0.021. Thus it can be concluded that the first and second hypotheses in this article can be accepted and proven. Keywords: Fear of Missing Out, Price Perception, Social Media Promotions, Consumer Satisfaction and Purchase Decision
Studi Kualitatif tentang Faktor-faktor yang Mempengaruhi Loyalitas Nasabah pada Bank Syariah Indonesia Pratiwi, Aziizah Nur; MAHARANI, TASYA; Amri, Andi
Iqtishodiah: Jurnal Ekonomi dan Perbankan Syariah Vol. 7 No. 2 (2025): Iqtishodiah
Publisher : Fakultas Ekonomi dan Bisnis Islam

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62490/iqtishodiah.v7i2.1314

Abstract

Studi ini bertujuan untuk mengidentifikasi faktor-faktor yang memengaruhi loyalitas nasabah di sektor perbankan, dengan fokus khusus pada perbankan syariah di Indonesia. Penelitian ini menekankan pada dampak kualitas layanan, kepercayaan, kepuasan, dan citra merek terhadap loyalitas nasabah. Dengan menerapkan pendekatan kuantitatif dan metode survei, data dikumpulkan dari nasabah bank syariah dan dianalisis menggunakan teknik regresi berganda. Temuan penelitian menunjukkan bahwa kepuasan dan kepercayaan memiliki pengaruh yang signifikan terhadap loyalitas nasabah. Diharapkan hasil penelitian ini dapat memberikan kontribusi dalam pengembangan strategi pemasaran dan pelayanan di industri perbankan syariah.
Effects of Halal Awareness, Service Quality and Promotion on Visitor Decisions Through Destination Imagery as a Mediator Sunarmo, Sunarmo; Thurisaina, Mihda; Amri, Andi; Sagita, Ardio
Indonesian Journal of Halal Research Vol. 6 No. 1 (2024): February
Publisher : UIN Sunan Gunung Djati Bandung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15575/ijhar.v6i1.19489

Abstract

Indonesia has a diversity of destinations and natural and cultural wealth; major assets that other countries might not have. Tourists' desire to travel is undoubtedly diverse. Hence, the Ministry of Tourism and Creative Economy of the Republic of Indonesia carried out promotions to increase the number of tourist visits by providing halal tourism locations that promoted the Muslim-friendly concept. This study determines the impact of halal awareness, service quality, and promotion on visitor decisions through destination imagery. The research method was descriptive quantitative, incorporating a purposive sampling technique to select participants who are visitors or people who have visited Kota Tua. The present study data were obtained by distributing questionnaires to 150 respondents who had visited Kota Tua tourist attractions in the past six months. The data analysis technique used was path analysis using SPSS software. The Cronbach's Alpha value for every variable was greater than 0.60, which implies the questions were trustworthy and it was possible to use each one. Based on the path analysis, halal awareness, service quality, and promotion impact on destination imagery has an R Square (R2) of 0.364 or 36.4%. The impact of halal awareness, service quality, and promotion on visitor decisions has an R2 of 0.548 or 54.8%. The findings indicated that halal awareness has a significant impact on destination imagery. Service quality promotion did not have a significant impact on destination imagery. Halal awareness and service quality did not significantly impact visitor decisions. Promotion and destination imagery had a significant impact on visitor decisions.
PEMBERDAYAAN KELOMPOK WANITA TANI MELALUI TECHNOPRENEURSHIP DALAM INOVASI PRODUK OLAHAN SUSU BERNILAI GIZI Haslindah, Haslindah; Febrianti, Devy; Thahir, Inna Mutmainna Cahyani; Herman, Bahtiar; Amri, Andi
JMM (Jurnal Masyarakat Mandiri) Vol 10, No 1 (2026): Februari
Publisher : Universitas Muhammadiyah Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31764/jmm.v10i1.36448

Abstract

Abstrak: Pengembangan produk pangan lokal berbasis gizi merupakan upaya strategis untuk meningkatkan kualitas kesehatan masyarakat sekaligus memperkuat kemandirian ekonomi desa melalui pemanfaatan sumber daya lokal. Kegiatan pengabdian kepada masyarakat ini bertujuan meningkatkan kapasitas dan keterampilan Kelompok Wanita Tani (KWT) Setia Mekar Kabupaten Enrekang dalam mengolah susu sapi murni menjadi produk pangan inovatif, higienis, dan bernilai tambah. Metode pelaksanaan dilakukan secara partisipatif melalui tiga tahap, yaitu pra-kegiatan berupa observasi dan sosialisasi, tahap pelaksanaan meliputi pelatihan inovasi olahan susu, pendampingan produksi berbasis gizi, serta edukasi gizi, dan tahap evaluasi. Evaluasi dilakukan menggunakan pre-test dan post-test, observasi, serta wawancara untuk mengukur perubahan pengetahuan, keterampilan, dan sikap mitra. Hasil kegiatan menunjukkan peningkatan pengetahuan gizi dasar sebesar 49%, keterampilan pengolahan susu sebesar 56%, serta higienitas produksi sebesar 42%. Variasi produk olahan susu meningkat dari dua menjadi lima jenis produk, dan kepercayaan diri anggota KWT dalam menyampaikan manfaat gizi produk kepada konsumen meningkat sebesar 78%. Kegiatan ini berkontribusi terhadap peningkatan kapasitas teknis, kesadaran gizi, serta penguatan ekonomi desa secara berkelanjutan.Abstract: The development of local nutrition-based food products is a strategic effort to improve public health and strengthen rural economic independence through the utilization of local resources. This community service activity aims to increase the capacity and skills of the Setia Mekar Women Farmers Group (KWT) in Enrekang Regency in processing pure cow's milk into innovative, hygienic, and value-added food products. The implementation method was carried out participatively through three stages, namely pre-activities in the form of observation and socialization, the implementation stage which included training in milk processing innovation, nutrition-based production assistance, and nutrition education, and the evaluation stage. The evaluation was carried out using pre-tests and post-tests, observation, and interviews to measure changes in the knowledge, skills, and attitudes of the partners. The results of the activity showed an increase in basic nutrition knowledge by 49%, milk processing skills by 56%, and production hygiene by 42%. The variety of processed milk products increased from two to five types, and the confidence of KWT members in communicating the nutritional benefits of the products to consumers increased by 78%. This activity contributed to increasing technical capacity, nutrition awareness, and strengthening the village economy in a sustainable manner.
Moderating effect of profitability: An analysis of factors that determine firm value in the Jakarta Islamic Indeks Amri, Andi; Sagita, Ardio; Ramadhi, Ramadhi
IQTISHADIA Vol 16, No 1 (2023): IQTISHADIA
Publisher : Ekonomi Syariah IAIN Kudus

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21043/iqtishadia.v16i1.22396

Abstract

The value of a firm is often examined by linking the factors that influence on its value. However, this method is no longer adequate because profitability also has a significant role in determining the value of a firm. Thus, incorporating the role of profitability in strengthening firm value is a necessary further step. This quantitative research uses samples of all JII companies within five years, from 2016 to 2020. Seventy financial statements were obtained as samples. Secondary data were obtained through the company website and www.idx.go.id. The analysis of data adopted was the Structural Equation Modelling (SEM) with the help of Smart PLS software. The findings show that the liquidity and debt policy have a positive and significant effect on firm value, but the capital structure, dividend policy, and profitability have no effect on firm value. Meanwhile, profitability has an effect as a moderator in the relationship between liquidity and debt policy on firm value. Nevertheless, profitability has no effect on the relationship between capital structure and dividend policy on firm value. This study could have practical implications whereby investors are more aware that stocks listed in the JII also have bright prospects in addition to their conventional counterparts.
Co-Authors ., Amiluddin Abd Wahid Abdul Wahid Adam Andy Omar, Yaumil Atia Ahmad Yusdarwin Waworuntu Akhmad, Noor Alamsyah, Aryo Alfiana Alfiana Alpiani, Alpiani Amiluddin Amiluddin, Amiluddin Andi Adri Arief, Andi Adri Andi Alifuddin ANWAR IBRAHIM, ANWAR Anwar, Dera Azkia Anwar, Dian Purnamasari Ardini, Luky Ardio Sagita Aynun, Nur Citra Ayu, Ayu Dwi Saputri Wahab Azhari, Alim Bahri Bambang Suseno Batubara, Nur Habibah Cangara, Arie Syahruni Corry Wardhani, Andy Damayanti, Nora Desi Rosalina Desti, Yolanda Efendi, Nofriza Eko Susanto Ethrawaty Fachry, Mardiana Fallah Ilham, Naufal Fawaid, Rezki Inta Febriansya Febrianti, Devy Firman Firman Gosari, Benny Audy Jaya Gultom, Mitra Sami Hamzah Hamzah Hardianti Hardianti, Hardianti Hasanah, Divany Sauzan Hasanah, Sabrinah Nurfalah Hasani, M. Chasyim Hasani, Muh. Chasyim Haslindah, Haslindah Hayatul Khairul Rahmat Hendra, Mohamad Herman, Bahtiar Himawan, Bismar Iman Sudrajat Intan Kusuma Dewi Juansya, Andri Kalalo, Rieneke Ryke Kartika, Tina Kartika Lambang Basri Said Lestari, Nur Melinda Machdi, Syakira Permadani Maharani, Tasya Mahardika, Afftah Rizki Mahi , Faizah Mardiana E. Fachry Mardiyah, Nisfah Ainun Maulana, Mohammad Rizki Mawaddah, Jihan Meli Damayanti, Meli Muhamad Risal Tawil Mulastih, Listiana Sri Mustafa, Muhammad Dalvi Nasruddin, Nur Amaliyah Noviandri Nurdin, Nani Harlinda Nurul Mukhlishah Otoluwa, Narto Irawan Pratiwi, Aziizah Nur Putri, Egidia Amalia Rahmadita, Nurmalia Rahman, Irfan Hifdzur Rahmawati, Fatihah Rizki RAMADHI RAMADHI Ramadhi, Ramadhi Ramlan, Asrul Rahadi Rani Bastari Alkam, Rani Bastari Renita, Elfa Restu Widyo Sasongko Ristati, Ristati Rivai, Athaullah Andi Rizqi, Muchammad Rosalina, Desi Salsabila, Shafa Tania Salsabila, Tiara Shalihah Sami Gultom, Mitra Sari, Indrya Sarianti, Kiki Siti Chodijah Sitti Fakhriyyah, Sitti Suhada Suhada, Suhada Sunarmo Sunarmo, Sunarmo Swandani, Swandani Syafei, Ilham Syahrul Syahrul Tae, Lidwina Felisima Tahang, Hamzah Thahir, Inna Mutmainna Cahyani Thurisaina, Mihda Utama, David Pra Utami, Gusti Faoziah Tri Warsihna, Jaka Zulmi Ramdani