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All Journal Jurnal Tomalebbi I-ECONOMICS: A Research Journal on Islamic Economics JURNAL IQTISAD: Reconstruction of Justice and Welfare for Indonesia DIKTUM: Jurnal Syariah dan Hukum AL-MAIYYAH Al-Mashrafiyah : Jurnal Ekonomi, Keuangan, dan Perbankan Syariah International Journal of Supply Chain Management Khatulistiwa: Journal of Islamic Studies Istinbath: Jurnal Hukum dan Ekonomi Islam Nizham Journal of Islamic Studies Madinah: Jurnal Studi Islam Al-Masharif: Jurnal Ilmu Ekonomi dan Keislaman Adzkiya : Jurnal Hukum dan Ekonomi Syariah BISEI: Jurnal Bisnis dan Ekonomi Islam Media Syari'ah: Wahana Kajian Hukum Islam dan Pranata Sosial Al-Kharaj: Journal of Islamic Economic and Business Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah Journal of Economic, Public, and Accounting (JEPA) Mu'amalat: Jurnal Kajian Hukum Ekonomi Syariah BUSTANUL FUQAHA: Jurnal Bidang Hukum Islam Al-MAIYYAH : Media Transformasi Gender dalam Paradigma Sosial Keagamaan Ulumuna Management of Zakat and Waqf Journal (MAZAWA)) Iqtishaduna : Jurnal Ilmiah Mahasiswa Hukum Ekonomi Syariah Jurnal Studi Ekonomi dan Bisnis Islam (SEBI) International Journal of Community Service Jurnal Penkomi : Kajian Pendidikan dan Ekonomi Jurnal Ad-Dariyah Al-Buhuts (e-journal) COMSERVA: Jurnal Penelitian dan Pengabdian Masyarakat International Journal of Multidisciplinary Research and Literature (IJOMRAL) Banco: Jurnal Manajemen dan Perbankan Syariah Mauriduna : Journal of Islamic studies Journal Islamic Economics Ad Diwan Balanca : Jurnal Ekonomi dan Bisnis Islam Jurnal Ekonomi Syariah dan Bisnis Jurnal Ekonomi dan Binsis ANWARUL: Jurnal Pendidikan dan Dakwah Ash-Shahabah: Jurnal Pendidikan dan Studi Islam Maqrizi : Journal of Economics and Islamic Economics Investama : Jurnal Ekonomi dan Bisnis Peradaban Journal of Religion and Society DIKTUM: JURNAL SYARIAH DAN HUKUM Al-Iftah: Journal of Islamic studies and society Madani: Multidisciplinary Scientific Journal Indonesia Journal Of Zakat and Waqf Al-fiqh : Journal of Islamic Studies Socius: Social Sciences Research Journal Southeast Asia Journal of Graduate of Islamic Business and Economics Journal of Management and Innovation Entrepreneurship (JMIE) JEBD At Tawazun Jurnal ekonomi Islam Media Hukum Indonesia (MHI) Nomico Jurnal Pengabdian Masyarakat Ekonomi dan Bisnis Digital Al-masharif: Jurnal Ilmu Ekonomi dan Keislaman Jurnal Ilmiah Multidisiplin Keilmuan Mandira Cendikia (JIMK-MC) TIJARAH: Jurnal Ekonomi, Manajemen, dan Bisnis Syariah J-CEKI Jurnal Ekonomi, Manajemen, Akuntansi FUNDS: Jurnal Ilmiah Akutansi, Keuangan, dan Bisnis Islamic Financial And Accounting Review Madania: Jurnal Kajian Keislaman Jurnal At-Tamwil: Kajian Ekonomi Syariah
Rahman Ambo Masse
Universitas Islam Negeri Alauddin Makassar
Religion Agriculture, Biological Sciences & Forestry Arts Humanities Chemical Engineering, Chemistry & Bioengineering Civil Engineering, Building, Construction & Architecture Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Engineering Environmental Science Industrial & Manufacturing Engineering Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Library & Information Science Mathematics Medicine & Pharmacology Physics Public Health Social Sciences Transportation Other

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DAMPAK COVID-19 TERHADAP PEMBIAYAAN BERMASALAH NASABAH DI BTN SYARIAH KCPS PANAKUKANG PADA TAHUN 2020 Akram Ista; Rahman Ambo Masse; Muh. Irwan. T; Yuli Irawan Rasit
Mu'amalat: Jurnal Kajian Hukum Ekonomi Syariah Vol. 16 No. 1 (2024): Juni
Publisher : Universitas Islam Negeri Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20414/mu.v16i1.6653

Abstract

This study aims to determine the impact of Covid-19 on customer financing and to determine the impact of Covid-19 on banks, in this case BTN Syariah KCPS Pannakukang. This research is a qualitativeresearch conducted descriptively. The results of this study indicate that first, From the customer's perspective, namely the Covid-19 pandemic has greatly affected the customer's business merchandise sales, reduced and decreased income makes customers object to paying installments of financing, income during this pandemic is only to cover installment costs. the impact of this pandemic has made customers look for other income to meet their needs. Used to pay installments and basic daily needs. customers in terms of covering installments are half dead in looking for income to cover installment deposits.Second,From the perspective of the bank itself, namely BTN Syariah KCPS Panakukang, it has experienced a decrease in the level of community participation as an intermediary institution, the presence of Covid 19 has had an effect on turmoil in terms of views for leaders and employees regarding the best solution or solution that can be given to BTN KCPS Panakukang customers, the impact the Covid-19 pandemic for BTN Syariah KCPS Panakukang itself, namely issuing a special policy for BTN Syariah KCPS Panakukang customers.
Prinsip-Prinsip Dasar Ekonomi Islam Rafifah Abu, Rahmah; Rahmaniar; Ambo Masse, Rahman
Mauriduna: Journal of Islamic Studies Vol 5 No 1 (2024): Mauriduna: Journal of Islamic Studies, May 2024
Publisher : Lembaga Penelitian dan Pengabdian Masyarakat, Sekolah Tinggi Ilmu Bahasa Arab Ar Raayah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37274/mauriduna.v5i1.1300

Abstract

Penelitian ini bertujuan untuk menganalisis peran prinsip ekonomi Islam dalam menciptakan kesejahteraan yang berkeadilan bagi seluruh lapisan masyarakat. Dengan menggunakan metode kajian pustaka deskriptif, penelitian ini mengidentifikasi prinsip-prinsip utama ekonomi Islam, seperti keadilan, keseimbangan, tanggung jawab sosial, dan distribusi kekayaan yang adil. Hasil penelitian menunjukkan bahwa ekonomi Islam menawarkan solusi atas berbagai tantangan ekonomi modern, seperti ketimpangan, eksploitasi, dan ketidakadilan, melalui pendekatan yang lebih etis dan berlandaskan nilai-nilai spiritual. Dukungan kebijakan, peningkatan literasi, dan inovasi dalam sistem ekonomi Islam diperlukan agar potensi ini dapat dioptimalkan untuk menciptakan kesejahteraan yang inklusif dan berkelanjutan. This research aims to analyze the role of Islamic economic principles in creating equitable prosperity for all levels of society. Using a descriptive literature review method, this research identifies the main principles of Islamic economics, such as justice, balance, social responsibility and fair distribution of wealth. The research results show that Islamic economics offers solutions to various modern economic challenges, such as inequality, exploitation and injustice, through a more ethical approach and based on spiritual values. Policy support, increased literacy and innovation in the Islamic economic system are needed so that this potential can be optimized to create inclusive and sustainable prosperity.
THE EXPERIENCES FELT LIKE MEDIATORS BETWEEN CONSUMER PERCEPTION AND HALAL PRODUCT PURCHASE DECISIONS Pratiwi, Dhita; Kara, Muslimin; K, Amiruddin; Masse, Rahman Ambo; Wahab, Abdul
International Journal of Multidisciplinary Research and Literature Vol. 3 No. 5 (2024): INTERNATIONAL JOURNAL OF MULTIDISCIPLINARY RESEARCH AND LITERATURE
Publisher : Yayasan Education and Social Center

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53067/ijomral.v3i5.251

Abstract

This study investigates the function of purchasing experience as a mediator in the correlation between consumer perception and purchasing decisions regarding halal products in Indonesia. This research employs a quantitative methodology utilizing a survey approach, incorporating a questionnaire that addresses demographic factors, consumer perceptions, purchasing experiences, and purchasing decisions. The study engaged 400 respondents selected through stratified random sampling. The regression analysis results showed that consumer perception has a positive and significant influence on buying decisions of halal products (coefficient = 0.45, p <0.001). Furthermore, path analysis revealed that purchasing experience is a considerable mediator (mediation coefficient = 0.105, p <0.001), strengthening the relationship between consumer perception and purchasing decisions. A substantial part of the decision-making process is the purchasing experience, which encompasses both the quality of the service and the level of satisfaction it provides. By using bootstrapping to test the hypothesis, it was determined that the purchasing experience had a significant mediating effect on the relationship. The confidence interval for this finding was between 0.080 and 0.135, which indicates that the hypothesis was supported. These findings highlight the importance of providing customers with a pleasant shopping experience, which highlights the need to improve purchasing decisions for halal products
APPLICATION OF SHARIA PRINCIPLES IN THE FINANCIAL MANAGEMENT OF MSMEs IN INDONESIA AT POLMAN, SULBAR Fauziah, Fauziah; Kara, Muslimin; Wahab, Abdul; Masse, Rahman Ambo; Sappeami, Sappeami
International Journal of Multidisciplinary Research and Literature Vol. 3 No. 6 (2024): INTERNATIONAL JOURNAL OF MULTIDISCIPLINARY RESEARCH AND LITERATURE
Publisher : Yayasan Education and Social Center

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53067/ijomral.v3i6.278

Abstract

This investigation aims to investigate the integration of sharia principles into the financial management of micro, small, and medium-sized enterprises (MSMEs) in Polman, West Sulawesi Island. In-depth interviews with MSME actors and regional Sharia financing institutions comprise the qualitative methodology employed in this investigation. This study found that applying sharia principles, such as the use of mudharabah and musyarakah-based financing, positively impacts business sustainability and development. Sharia principles help MSME actors manage resources fairly and transparently and avoid detrimental usury practices. However, the primary challenge is MSME actors' need to understand sharia principles and limited access to appropriate sharia financing institutions. These limitations prevent optimal implementation and reduce the potential benefits. Therefore, this study suggests the importance of increasing understanding through training and socialization regarding sharia principles, strengthening institutions, and accessing sharia financing institutions. Enhanced accessibility and comprehension of Sharia financing are anticipated to foster the growth of more sustainable MSMEs and promote an inclusive local economy
Asuransi Syariah di Indonesia: Perkembangan, Faktor Pendukung, dan Strategi Nurrahimah, S.; Audia, Sitti Rabiatul; Masse, Rahman Ambo
Al-fiqh Vol. 1 No. 3 (2023): Al-fiqh : Journal of Islamic Studies
Publisher : CV Global Research Publication

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59996/al-fiqh.v1i3.299

Abstract

Artikel ini bertujuan untuk mengetahui bagaimana perkembangan asuransi syariah di Indonesia dan faktor-faktor apa saja yang mendukung perkembangannya. Penelitian dilakukan dengan melakukan literatur review untuk melihat bagaimana perkembangan asuransi syariah di Indonesia. Berdasarkan kajian ini, disimpulkan bahwa perkembangan asuransi syariah di Indonesia terbilang signifikan yang ditanda tren peningkatan jumlah perusahaan, varian produk, dan kontribusi bruto. Adapun faktor-faktor yang mendukung perkembangan asuransi syariah antara lain regulasi yang jelas, tenaga pemasaran, dan peningkatan pemahaman masyarakat selaku calon nasabah. Perusahaan asuransi syariah perlu merancang strategi yang efektif untuk memperluas dan mengembangkan pasar.
Religious Moderation and Transnational Islamic Ideology: Phenomena and Implications in Indonesia Aderus, Andi; Ambo Masse, Rahman; Rahman, Amri; Syam, Aydi; Mohammad Subaeh, Syekh Toha Nasir; Firman, Firman
Ulumuna Vol 28 No 1 (2024): June
Publisher : Universitas Islam Negeri Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20414/ujis.v28i1.969

Abstract

This research analyzes Islamic transnational movements, especially the Salafi in South Sulawesi, their internalization, and implications for religious moderation. By applying qualitative methods and a phenomenological approach, this research was carried out in several key locations in South Sulawesi, namely in Makassar, Gowa, and Parepare, including Islamic boarding schools and several strategic mosques. The research reveal that the Salafi da'wah approach, which is effective and responsive to social dynamics, has gained a place in society. However, this puritanical approach faces challenges internalizing religious moderation, especially in interreligious tolerance and adaptation to local culture. Religious moderation offers a solution to create more inclusive and adaptive religious behavior, supporting harmony between religious communities in Indonesia.
FAST FASHION; PERILAKU KONSUMSI BERLEBIH Farah Khumaerah Arif, Nurul; Ambo Masse, Rahman; Sirajuddin, Sirajuddin
JOURNAL ISLAMIC ECONOMICS AD DIWAN Vol 3 No 2 (2024): Ad Diwan
Publisher : Program Studi Ekonomi Syariah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.51192/ad.v3i2.1038

Abstract

The aim of this research is to empirically test students' behavior in consuming excessive fast fashion and find out solutions that students can use to reduce excessive consumption of fast fashion. The method used in this research is a qualitative method using a phenomenological research approach. The data source used is primary data, namely data obtained directly from the original source through interviews. Data analysis carried out by researchers is data collection, data reduction, data presentation, drawing conclusions and verification. The results of this research show that UIN Alauddin Makassar students consume fast fashion in terms of leisure class theory and Monzer Kahf's theory in accordance with the factors that influence them in carrying out this consumption behavior, namely social class, appearance support, personality and self-concept, desires and needs, There are several factors that influence fashionconsumption, namely income, taste, technology, product quality, religion, product price information,attractive product promotions. Meanwhile, according to informants, the negative impacts caused by excessive consumption behavior include reduced savings, increased debt and social jealousy. The conclusion of this research is that excessive behavior is influenced by fomo attitudes and not being able to adapt to current developments
Kajian Penerapan Sistem Khiyar Dalam Transaksi Jual Beli Pada Toko Rumah Jahit Akhwat (RJA) Makassar Sofyan, Idha Fadhilah; Masse, Rahman Ambo; Sudirman, Sudirman; Kara, Muslimin; Awaluddin, Awaluddin
Jurnal Iqtisad Vol 11 No 2 (2024): Jurnal Iqtisad
Publisher : Universitas Wahid Hasyim Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31942/iq.v11i2.12176

Abstract

Penelitian ini bertujuan untuk meneliti bagaimana implemnetasi sistem khiyar yang berjalan dalam jual beli yang ada pada toko Rumah Jahit Akhwat (RJA) Makassar. Penelitian ini termasuk penelitian lapangan dengan menggunakan metodologi penelitian kualitatif dan deskriptif. Hasil penelitian menunjukan bahwa, sistem jual beli yang diterapkan pada toko Rumah Jahit Akhwat (RJA) Makassar menggunakan dua sistem yaitu berbasis offline dan juga online. Pada implementasi sistem khiyar juga berjalan di toko Rumah Jahit Akhwat dengan menerapkan khiyar aib dan juga khiyar syarat, dengan memenuhi batas pengembalian barang. Terkait hambatan dan tantangan penerapan khiyar pada toko Rumah Jahit Akhwat (RJA) Makassar terlihat juga masih terkendala pada sistem operasional yang berjalan ditoko, masih diperlukan beberapa perbaikan untuk lebih mengoptimalkan dalam memenuhi hak pembeli.
Assistance In Financial Management of Karampuang Island Tourism Towards International Tourism Bulutoding, Lince; Rahmah Sari, Nur; Ambo Masse, Rahman; Hasbiullah, Hasbiullah; Suhartono, Suhartono; Jannah, Raodahtul; Sumarlin, Sumarlin; Elfa Syariati, Namla; Marsanda, Marsanda; Reski Ananda Putri, Andi; Reza Pahlevi, Ashraf; Adam Nursya Ban, Muh.; Musdalifa, Musdalifa
International Journal Of Community Service Vol. 4 No. 4 (2024): November 2024 (Indonesia - Thailand - Malaysia)
Publisher : CV. Inara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.51601/ijcs.v4i4.817

Abstract

This study aims to analyze and assist in the financial management of tourism on Karampuang Island with the hope of increasing the island's tourist appeal for foreign visitors. The methods used in this study are literature study and Focus Group Discussion (FGD). Through literature study, data and information regarding best practices of financial management in the tourism sector were taken from various literature, journals and related documents. Furthermore, FGD was conducted by involving local stakeholders, including tourism attraction managers, local communities, and government officials. This activity aims to explore ideas, challenges, and solutions related to sustainable tourism financial management. The results of the FGD show that many tourism actors on Karampuang Island still experience difficulties in managing finances effectively. Therefore, training and assistance in budget management, financial recording, and marketing planning are needed. It is hoped that with this assistance, tourism actors can improve their managerial capacity and develop effective strategies to attract foreign tourists. These findings form the basis for formulating policy recommendations that support the development of sustainable tourism on Karampuang Island.
Halal Certification in Micro, Small and Medium Enterprises (MSMEs) of the Fish Processing Industry in Sambas Regency Muslimah, Muslimah; Kara, Muslimin H.; Masse, Rahman Ambo; Purnamasari, Wulan
Nomico Vol. 1 No. 10 (2024): Nomico-November
Publisher : PT. Anagata Sembagi Education

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62872/4a015y83

Abstract

This research departs from the phenomenon that many MSME actors in the fish processing industry sector in Sambas Regency do not register for halal certification. This study aims to identify the obstacles and problems faced by MSMEs in the Fish Processing Industry Business in Sambas Regency in obtaining Halal Certificates. This type of research is classified as qualitative with the research approach applied is field research. Data collection techniques were pursued through interviews, observation, and documentation. The results of this study indicate that the obstacles and problems faced by business actors in obtaining Halal Certificates in the fish processing industry include limited resources, inability to afford the costs required to meet halal requirements, and limited knowledge and abilities in managing production processes that meet halal standards. In addition, other problems faced are the lack of knowledge and understanding of MSME actors regarding halal certification, the low awareness and obedience of MSME actors to register halal certification, the confidence of MSME actors in the halalness of their products, and limited human resources.
Co-Authors A. Haerunnisah Azizah A. M. Nur Atma Amir A. Zulfikar Darussalam AA Sudharmawan, AA Abdul Chadjib Halik Abdul Rizal, Abdul Abdul Wahab Abdullah AF Abdut Tawwab, Muhammad Achmad Adnan Yahya Adam Nursya Ban, Muh. Aderus, Andi Adji pratama, Satria Adriani Agus, Sherly Afriani Akram Ista Aldi Nyawai Ali Halidin Ali Halidin ALI HALIDIN, ALI Alwi, Aulia Aminuyati Amiruddin, Muhammad Majdy Amri Rahman Andi Aderus Andi Natsif, Fadli Anwar, Nurfiah Arifin, Asriadi Arsyad, Kamaruddin Asapa, Nasrullah Asrandi, Muh Astriani Astuti Syam Audia, Sitti Rabiatul Aulia Alwi Awaluddin Awaluddin Aydi Syam, Aydi Ayu Ruqayyah Yunus Ayu, Vera Bin Sapa, Nasrullah Budi Iswanto Dahri, Muh. Ihsan Damira Dian Sari EKA DEWINTARA Elfa Syariati, Namla Fadli Andi Natsif Farah Khumaerah Arif, Nurul Fatimah, Emi Sri Rahayu Faturrahman Fauziah Fauziah Firawati Firawati Firman Firman Fitra Analia Fitri Handayani Fitri, Nurul Amalia H, Herianti Hamka Hamka, Hamka Hasbiullah, Hasbiullah Hassan Alaaraj, Hassan Heriyani, Heriyani Idha Fadhilah Sofyan Ilham, Rizky Amaliyah Ramdhani Indradewa, Rhian irfan Djufri Irwan Misbach Ita Rukmanasari Jamaluddin Jannah, Raodahtul Jayawarsa, A.A. Ketut K, Amiruddin Kadir, Syahruddin Kamaluddin Nurdin Marjuni Kara, Muslimin H. Katman, Muhammad Nasir Lince Bulutoding M, Misbahuddin Marsanda, Marsanda Maulana Maulana, Maulana Mawaddah Rachman Misbahuddin Misbahuddin Misbahuddin Misbahuddin Mohammad Subaeh, Syekh Toha Nasir Muammar Bakry Muh Affandi Muh Rasul Pradana Muh. Fadly Syam Muh. Ihsan Dahri Muh. Irwan T. Muh. Irwan. T Muh. Irwan.T Muh. Ridwan Markarma Muhamad, Mar’ie Muhammad Afief Mubayyin Muhammad Dahlan Muhammad Fadel Muhammad Nasri Katman Muhammad Nasri Katman Muhammad W, Syafaat Muhsin, Syamsiah Murtiadi Awaluddin Musdalifa Musdalifa Musdalifah musdalifah Muslihati Muslimah Muslimah Muslimin H Kara Muslimin Kara Muslimin Kara Muslimin Kara Muslimin Kara Muslimin Kara Naheri Nahlah, Nahlah Nasrullah Bin Sapa Nasrullah Bin Sapa Nasrullah Sapa Nela Novyanti Nur Annisa Baharsyam Nur Hikmah Nurhidayatullah Rahma Nurjannah Nurjannah Nurjannah Nurrahimah, S. Nurul Pratiwi Parmitasari, Rika Dwi Ayu Prades Ariato Silondae Pratiwi, Dhita Putra, Trisno Wardy Putri R, Rahmatullah R, Randy Rabiatul Adawiyah Rafifah Abu, Rahmah Rahim, Adhira Imawardhani Rahmah Sari, Nur Rahmaniar Rahmawati Muin rati tiar Ratnasari Ratnasari Reniar Reo Zaputra Reski Ananda Putri, Andi Reza Pahlevi, Ashraf Rizal Ancu Rizki, Atika Rukiah Rukman Aditama Sahrani, Sahrani Sakti, Salwa Nurfauziyah Salam, Selmiana Samsidar Sandi, Ahmad Sapa, Nasrullah Sappeami, Sappeami Sirajuddin Sirajuddin Sirajuddin Sofyan, Idha Fadhilah Sofyan, Syathir Sri Nurul Nabila Sry Muliyani Sudarmi Sudarmi Sudirman Sudirman Sufiani Zahra Sumarlin Sumar’in Sunuwati, Sunuwati Syahdan Hidayat Syamsurianto Taqwim, Andi Ahsan Trisno wardy Putra Trisno Wardy Putra Trisno Wardy Putra Wahyuddin WAHYUNI Wawan M. Wiwik Permatasari WULAN PURNAMASARI, WULAN Wulandari, Devy Yuli Irawan Rasit Yuli Irawan Rasit Yuliansyah Yuniar Yunus, Ayu Ruqayyah Zainuddin, Elza