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All Journal Jurnal Tomalebbi I-ECONOMICS: A Research Journal on Islamic Economics JURNAL IQTISAD: Reconstruction of Justice and Welfare for Indonesia DIKTUM: Jurnal Syariah dan Hukum AL-MAIYYAH Al-Mashrafiyah : Jurnal Ekonomi, Keuangan, dan Perbankan Syariah International Journal of Supply Chain Management Khatulistiwa: Journal of Islamic Studies Istinbath: Jurnal Hukum dan Ekonomi Islam Nizham Journal of Islamic Studies Madinah: Jurnal Studi Islam Al-Masharif: Jurnal Ilmu Ekonomi dan Keislaman Adzkiya : Jurnal Hukum dan Ekonomi Syariah Media Syari'ah: Wahana Kajian Hukum Islam dan Pranata Sosial Al-Kharaj: Journal of Islamic Economic and Business SOLUSI Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah Journal of Economic, Public, and Accounting (JEPA) Mu'amalat: Jurnal Kajian Hukum Ekonomi Syariah BUSTANUL FUQAHA: Jurnal Bidang Hukum Islam Al-MAIYYAH : Media Transformasi Gender dalam Paradigma Sosial Keagamaan Ulumuna Iqtishaduna : Jurnal Ilmiah Mahasiswa Hukum Ekonomi Syariah International Journal of Community Service Jurnal Penkomi : Kajian Pendidikan dan Ekonomi Jurnal Ad-Dariyah COMSERVA: Jurnal Penelitian dan Pengabdian Masyarakat International Journal of Multidisciplinary Research and Literature (IJOMRAL) Banco: Jurnal Manajemen dan Perbankan Syariah Mauriduna : Journal of Islamic studies Journal Islamic Economics Ad Diwan Balanca : Jurnal Ekonomi dan Bisnis Islam Jurnal Ekonomi Syariah dan Bisnis Jurnal Ekonomi dan Binsis ANWARUL: Jurnal Pendidikan dan Dakwah Ash-Shahabah: Jurnal Pendidikan dan Studi Islam Maqrizi : Journal of Economics and Islamic Economics Investama : Jurnal Ekonomi dan Bisnis Peradaban Journal of Religion and Society DIKTUM: JURNAL SYARIAH DAN HUKUM Al-Iftah: Journal of Islamic studies and society Madani: Multidisciplinary Scientific Journal Indonesia Journal Of Zakat and Waqf Al-fiqh : Journal of Islamic Studies Socius: Social Sciences Research Journal Journal of Management and Innovation Entrepreneurship (JMIE) JEBD At Tawazun Jurnal ekonomi Islam International Journal of Islamic Studies Media Hukum Indonesia (MHI) Nomico Jurnal Pengabdian Masyarakat Ekonomi dan Bisnis Digital Al-masharif: Jurnal Ilmu Ekonomi dan Keislaman Jurnal Ilmiah Multidisiplin Keilmuan Mandira Cendikia (JIMK-MC) J-CEKI Jurnal Ekonomi, Manajemen, Akuntansi FUNDS: Jurnal Ilmiah Akutansi, Keuangan, dan Bisnis Islamic Financial And Accounting Review Madania: Jurnal Kajian Keislaman Jurnal At-Tamwil: Kajian Ekonomi Syariah
Rahman Ambo Masse
Universitas Islam Negeri Alauddin Makassar
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KONSEP KONSUMSI DALAM EKONOMI ISLAM KONTEMPORER VERSI ABDUL MANNAN DAN MONZER KAHF (Abad XIV H/ XV H/ Abad 20 M) Sandi, Ahmad; Kara, Muslimin; Masse, Rahman Ambo
Jurnal PenKoMi : Kajian Pendidikan dan Ekonomi Vol 7 No 2 (2024): Jurnal Penkomi : Kajian Pendidikan dan Ekonomi
Publisher : Sekolah Tinggi Keguruan dan Ilmu Pendidikan (STKIP) Bima

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33627/pk.v7i2.2125

Abstract

The purpose of this article is to find out and explore the views of Muhammad Abdul Mannan and the views of Monzar Kahf as contemporary Islamic economic thinkers with a focus on consumption. This research is conceptual research using qualitative research methods with literature review. The data used is secondary data, where secondary data is obtained from journal articles, proceedings, conferences, online news and official sites that have relationships or keywords that are appropriate to the topic. From the views of these two contemporary Islamic thinkers, regarding consumption, Muhammad Abdul Mannan emphasizes five principles of consumption, namely: Justice, cleanliness, simplicity, generosity and morality. Meanwhile, Monzer Kahf ties consumption in Islam to three things, namely Islamic rationalism, the concept of falah and the time scale.
Konsep Ekonomi Islam Versi Al-Mawardi dan Al-Ghazali fatimah, emi sri rahayu; Masse, Rahman Ambo; Kara, Muslimin
Jurnal PenKoMi : Kajian Pendidikan dan Ekonomi Vol 7 No 2 (2024): Jurnal Penkomi : Kajian Pendidikan dan Ekonomi
Publisher : Sekolah Tinggi Keguruan dan Ilmu Pendidikan (STKIP) Bima

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33627/pk.v7i2.2199

Abstract

ABSTRACT This article discusses the concepts of Islamic economic thought according to Al-Mawardi and Al-Ghazali. The purpose of this article is to study the economic thinking of Muslim scholars who lived during the Abbasid dynasty, namely Al-Mawardi and al-Ghazali. The research method used in writing this article is literature review. Literature reviews are used to analyze previous research related to the topic in this article. The research results obtained show that Al-Mawardi and Al-Ghazali through their thinking have studied Islamic economics comprehensively by showing that Al-Mawardi's thoughts about the state and economic activity, the concept of public loans, taxation, the urgency of state financial institutions (baitul maal), and the concept of justice is still very relevant in the current context.Then, Al-Ghazali's economic analysis focuses on a number of topics, such as the development of trade and markets, production, barter, and money, and the role of government and public finance. Meanwhile, Al-Ghazali's economic theory begins with the idea of maslahah which covers all human endeavors and establishes strong ties between humans and society.
DAMPAK COVID-19 TERHADAP PEMBIAYAAN BERMASALAH NASABAH DI BTN SYARIAH KCPS PANAKUKANG PADA TAHUN 2020 Akram Ista; Rahman Ambo Masse; Muh. Irwan. T; Yuli Irawan Rasit
Mu'amalat: Jurnal Kajian Hukum Ekonomi Syariah Vol. 16 No. 1 (2024): Juni
Publisher : Universitas Islam Negeri Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20414/mu.v16i1.6653

Abstract

This study aims to determine the impact of Covid-19 on customer financing and to determine the impact of Covid-19 on banks, in this case BTN Syariah KCPS Pannakukang. This research is a qualitativeresearch conducted descriptively. The results of this study indicate that first, From the customer's perspective, namely the Covid-19 pandemic has greatly affected the customer's business merchandise sales, reduced and decreased income makes customers object to paying installments of financing, income during this pandemic is only to cover installment costs. the impact of this pandemic has made customers look for other income to meet their needs. Used to pay installments and basic daily needs. customers in terms of covering installments are half dead in looking for income to cover installment deposits.Second,From the perspective of the bank itself, namely BTN Syariah KCPS Panakukang, it has experienced a decrease in the level of community participation as an intermediary institution, the presence of Covid 19 has had an effect on turmoil in terms of views for leaders and employees regarding the best solution or solution that can be given to BTN KCPS Panakukang customers, the impact the Covid-19 pandemic for BTN Syariah KCPS Panakukang itself, namely issuing a special policy for BTN Syariah KCPS Panakukang customers.
Ketangguhan Finansial Melalui Asuransi Syariah: Perlindungan Holistik Dan Keberlanjutan Ekonomi Nurjannah; Ita Rukmanasari; Nurul Pratiwi; Rahman Ambo Masse; Aulia Alwi
Jurnal Ilmiah Multidisiplin Keilmuan Mandira Cendikia Vol. 1 No. 6 (2023)
Publisher : Yayasan Pendidikan Mandira Cendikia

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Abstract

Ketangguhan finansial melalui perlindungan holistik dan keberlanjutan ekonomi menjadi upaya yang dilakukan untuk menghadapi ketidakpastian ekonomi dan arus globalisasi, instrumen keuangan yang mampu memberikan perlindungan terhadap resiko finansial adalah asuransi syariah. Penelitian ini bertujuan untuk mengeksplorasi konsep ketangguhan finansial berupa perlindungan holistik dan keberlanjutan ekonomi melalui asuransi syariah. Fokus utama penelitian ini adalah memahami konsep dasar asuransi syariah dan peranannya dalam ketangguhan finansial. Penelitian ini termasuk penelitian library research, yang menggunakan pendekatan deskriptif, sumber data penelitian ini berasal dari buku, jurnal, dan riset-riset yang sudah ada. Hasil penelitian menunjukkan asuransi syariah memegang peranan penting dalam memberikan perlindungan kepada peserta asuransi, karena asuransi syariah memiliki keunggulan yang mampu memberikan proteksi yang jauh lebih baik dan mendukung ekonomi yang berkelanjutan melalui prinsip tolong menolong, serta mengutamakan keadilan dan transparansi, perlindungan holistik serta keberlanjutan ekonomi dapat menciptakan ketangguhan finansial pada masyarakat. Penelitian ini diharapkan dapat memberikan landasan dalam pengembangan kebijakan yang mendukung perlindungan finansial yang holistik dan berkelanjutan
Perilaku Produsen Dalam Prespektif Ekonomi Islam Wiwik Permatasari; Idha Fadhilah Sofyan; Prades Ariato Silondae; Aulia Alwi; Rahman Ambo Masse
Jurnal Ilmiah Multidisiplin Keilmuan Mandira Cendikia Vol. 1 No. 6 (2023)
Publisher : Yayasan Pendidikan Mandira Cendikia

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Abstract

Perilaku produsen adalah lembaga bisnis tunggal yang memproduksi barang -barang konsumen untuk memenuhi kebutuhan untuk berkontribusi untuk meningkatkan nilai penggunaan barang atau jasa. Kemitraan adalah interaksi yang adil dan saling menguntungkan antara dua pihak. Penelitian ini bertujuan untuk memastikan hal -hal seperti perilaku produser dari sudut pandang ekonomi Islam. Penelitian semacam ini adalah studi sastra yang mengumpulkan data melalui metode penelitian kualitatif. Metode literatur adalah pendekatan yang akan diterapkan pada evaluasi
Ekonomi Islam Ibn Taimiyah Konteks Mekanisme Pasar, Keadilan Harga, dan Kebijakan Moneter Ismail Hannanong; Abd.Rahman Ambo Masse; Muh Ilham Nur Haslin
Solusi Vol. 22 No. 3 (2024): July
Publisher : Fakultas Ekonomi, Universitas Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26623/slsi.v22i3.9408

Abstract

Penelitian ini bertujuan untuk menganalisis dan memahami perkembangan ekonomi Islam pada masa Ibn Taimiyah. Adapun Objek penelitian ini meliputi Al-Qur’an terjemahan, sejarah ekonomi Islam, pemikiran tokoh-tokoh ekonomi Islam, praktik ekonomi Islam di masa Ibn Taimiyah, serta literatur dan dokumen pendukung. Penelitian ini menggunakan metode penelitian kualitatif deskriptif dimana peneliti mengkaji langsung kitab-kitab Ibnu Taimiyah dan literatur pendukung lainnya. Sehingga ada beberapa teori, konsep, dan metode  yang berbeda dengan pemikiran ekonomi Islam sebelumnya. Selain syumuliyah (Lengkap), Islam merupakan suatu agama yang termasuk juga harakiyah (dinamis). Islam adalah agama yang melengkapi seluruh keyakinan sebelumnya sehingga disebut sempurna (Kamaliyah), sehingga segala aspek dalam kehidupan diatur sesuai dengan ketentuannya, baik yang sifatnya aqidah ataupun muamalah. Diketahui bahwa dalam kaidah muamalah, Islam sangat rinci mengatur berbagai macam tingkah laku manusia yang saling berinteraksi dengan sesama manusia dalam memenuhi kebutuhan hidupnya. Sehingga mampu memberi panduan terkait dengan pasar dan mekanisme yang mencakup segala prinsipnya. Dalam khazanah pemikiran ekonomi Islam, Ibnu Taimiyah telah mengkaji ilmu ekonomi secara mendalam yang terkenal dengan gerakan Ar -ruju’ ila Al-Qur’an (kembali pada sumber ajaran islam, yaitu Al-Qur’an dan As-sunnah). Termasuk pandangannya tentang mekanisme pasar, regulasi harga, keadilan, serta berbagai ilmu ekonomi lainnya. Oleh karena itu, lembaga hisbah diperlukan untuk dapat melindungi akad jual beli
Prinsip-Prinsip Dasar Ekonomi Islam Rafifah Abu, Rahmah; Rahmaniar; Ambo Masse, Rahman
Mauriduna: Journal of Islamic Studies Vol 5 No 1 (2024): Mauriduna: Journal of Islamic Studies, May 2024
Publisher : Lembaga Penelitian dan Pengabdian Masyarakat, Sekolah Tinggi Ilmu Bahasa Arab Ar Raayah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37274/mauriduna.v5i1.1300

Abstract

Penelitian ini bertujuan untuk menganalisis peran prinsip ekonomi Islam dalam menciptakan kesejahteraan yang berkeadilan bagi seluruh lapisan masyarakat. Dengan menggunakan metode kajian pustaka deskriptif, penelitian ini mengidentifikasi prinsip-prinsip utama ekonomi Islam, seperti keadilan, keseimbangan, tanggung jawab sosial, dan distribusi kekayaan yang adil. Hasil penelitian menunjukkan bahwa ekonomi Islam menawarkan solusi atas berbagai tantangan ekonomi modern, seperti ketimpangan, eksploitasi, dan ketidakadilan, melalui pendekatan yang lebih etis dan berlandaskan nilai-nilai spiritual. Dukungan kebijakan, peningkatan literasi, dan inovasi dalam sistem ekonomi Islam diperlukan agar potensi ini dapat dioptimalkan untuk menciptakan kesejahteraan yang inklusif dan berkelanjutan. This research aims to analyze the role of Islamic economic principles in creating equitable prosperity for all levels of society. Using a descriptive literature review method, this research identifies the main principles of Islamic economics, such as justice, balance, social responsibility and fair distribution of wealth. The research results show that Islamic economics offers solutions to various modern economic challenges, such as inequality, exploitation and injustice, through a more ethical approach and based on spiritual values. Policy support, increased literacy and innovation in the Islamic economic system are needed so that this potential can be optimized to create inclusive and sustainable prosperity.
THE EXPERIENCES FELT LIKE MEDIATORS BETWEEN CONSUMER PERCEPTION AND HALAL PRODUCT PURCHASE DECISIONS Pratiwi, Dhita; Kara, Muslimin; K, Amiruddin; Masse, Rahman Ambo; Wahab, Abdul
International Journal of Multidisciplinary Research and Literature Vol. 3 No. 5 (2024): INTERNATIONAL JOURNAL OF MULTIDISCIPLINARY RESEARCH AND LITERATURE
Publisher : Yayasan Education and Social Center

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53067/ijomral.v3i5.251

Abstract

This study investigates the function of purchasing experience as a mediator in the correlation between consumer perception and purchasing decisions regarding halal products in Indonesia. This research employs a quantitative methodology utilizing a survey approach, incorporating a questionnaire that addresses demographic factors, consumer perceptions, purchasing experiences, and purchasing decisions. The study engaged 400 respondents selected through stratified random sampling. The regression analysis results showed that consumer perception has a positive and significant influence on buying decisions of halal products (coefficient = 0.45, p <0.001). Furthermore, path analysis revealed that purchasing experience is a considerable mediator (mediation coefficient = 0.105, p <0.001), strengthening the relationship between consumer perception and purchasing decisions. A substantial part of the decision-making process is the purchasing experience, which encompasses both the quality of the service and the level of satisfaction it provides. By using bootstrapping to test the hypothesis, it was determined that the purchasing experience had a significant mediating effect on the relationship. The confidence interval for this finding was between 0.080 and 0.135, which indicates that the hypothesis was supported. These findings highlight the importance of providing customers with a pleasant shopping experience, which highlights the need to improve purchasing decisions for halal products
APPLICATION OF SHARIA PRINCIPLES IN THE FINANCIAL MANAGEMENT OF MSMEs IN INDONESIA AT POLMAN, SULBAR Fauziah, Fauziah; Kara, Muslimin; Wahab, Abdul; Masse, Rahman Ambo; Sappeami, Sappeami
International Journal of Multidisciplinary Research and Literature Vol. 3 No. 6 (2024): INTERNATIONAL JOURNAL OF MULTIDISCIPLINARY RESEARCH AND LITERATURE
Publisher : Yayasan Education and Social Center

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53067/ijomral.v3i6.278

Abstract

This investigation aims to investigate the integration of sharia principles into the financial management of micro, small, and medium-sized enterprises (MSMEs) in Polman, West Sulawesi Island. In-depth interviews with MSME actors and regional Sharia financing institutions comprise the qualitative methodology employed in this investigation. This study found that applying sharia principles, such as the use of mudharabah and musyarakah-based financing, positively impacts business sustainability and development. Sharia principles help MSME actors manage resources fairly and transparently and avoid detrimental usury practices. However, the primary challenge is MSME actors' need to understand sharia principles and limited access to appropriate sharia financing institutions. These limitations prevent optimal implementation and reduce the potential benefits. Therefore, this study suggests the importance of increasing understanding through training and socialization regarding sharia principles, strengthening institutions, and accessing sharia financing institutions. Enhanced accessibility and comprehension of Sharia financing are anticipated to foster the growth of more sustainable MSMEs and promote an inclusive local economy
Asuransi Syariah di Indonesia: Perkembangan, Faktor Pendukung, dan Strategi Nurrahimah, S.; Audia, Sitti Rabiatul; Masse, Rahman Ambo
Al-fiqh Vol. 1 No. 3 (2023): Al-fiqh : Journal of Islamic Studies
Publisher : CV Global Research Publication

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59996/al-fiqh.v1i3.299

Abstract

Artikel ini bertujuan untuk mengetahui bagaimana perkembangan asuransi syariah di Indonesia dan faktor-faktor apa saja yang mendukung perkembangannya. Penelitian dilakukan dengan melakukan literatur review untuk melihat bagaimana perkembangan asuransi syariah di Indonesia. Berdasarkan kajian ini, disimpulkan bahwa perkembangan asuransi syariah di Indonesia terbilang signifikan yang ditanda tren peningkatan jumlah perusahaan, varian produk, dan kontribusi bruto. Adapun faktor-faktor yang mendukung perkembangan asuransi syariah antara lain regulasi yang jelas, tenaga pemasaran, dan peningkatan pemahaman masyarakat selaku calon nasabah. Perusahaan asuransi syariah perlu merancang strategi yang efektif untuk memperluas dan mengembangkan pasar.
Co-Authors A. Haerunnisah Azizah A. Zulfikar Darussalam AA Sudharmawan, AA Abdul Chadjib Halik Abdul Rizal, Abdul Abdul Wahab Abdul Wahid Haddade Abdut Tawwab, Muhammad Achmad Adnan Yahya Adam Nursya Ban, Muh. Aderus, Andi Adji pratama, Satria Adriani Agus, Sherly Afriani Akram Ista Aldi Nyawai Ali Halidin Ali Halidin ALI HALIDIN, ALI Aminuyati Amiruddin, Muhammad Majdy Amri Rahman Andi Aderus Anwar, Nurfiah Arifin, Asriadi Asapa, Nasrullah Asrandi, Muh Asriyana, . Astriani Astuti Syam Audia, Sitti Rabiatul Aulia Alwi Awaluddin Awaluddin Aydi Syam, Aydi Ayu Ruqayyah Yunus Baso Hamka Bin Sapa, Nasrullah Damira Dian Sari EKA DEWINTARA Elfa Syariati, Namla Fadli Andi Natsif Farah Khumaerah Arif, Nurul Fatimah, Emi Sri Rahayu Faturrahman Fauziah Fauziah Firawati Firawati Firman Firman Fitra Analia Fitri Handayani Fitri, Nurul Amalia H, Herianti Hamka Hamka, Hamka Hasbiullah, Hasbiullah Hassan Alaaraj Heriyani, Heriyani Idha Fadhilah Sofyan Ilham, Rizky Amaliyah Ramdhani irfan Djufri Irwan Misbach Ismail Hannanong Ita Rukmanasari Jamaluddin Jannah, Raodahtul Jayawarsa, A.A. Ketut K, Amiruddin Kamaluddin Nurdin Marjuni Kara, Muslimin H. Katman, Muhammad Nasir Lince Bulutoding M, Misbahuddin Marsanda, Marsanda Mawaddah Rachman Misbahuddin Misbahuddin Misbahuddin Misbahuddin Mohammad Subaeh, Syekh Toha Nasir Muammar Bakry Muh Affandi Muh Ilham Nur Haslin Muh Rasul Pradana Muh. Fadly Syam Muh. Ihsan Dahri Muh. Irwan T. Muh. Irwan. T Muh. Irwan.T Muh. Ridwan Markarma Muhamad, Mar’ie Muhammad Afief Mubayyin Muhammad Dahlan Muhammad Fadel Muhammad Nasri Katman Muhammad Nasri Katman Muhammad W, Syafaat Muhsin, Syamsiah Musdalifa Musdalifa Musdalifah musdalifah Muslihati Muslimah Muslimah Muslimin Kara Muslimin Kara Muslimin Kara Muslimin Kara Naheri nahlah, nahlah Nahlah, Nahlah Nasrullah Bin Sapa Nasrullah Bin Sapa Nasrullah Sapa Nela Novyanti Nur Annisa Baharsyam Nur Hikmah Nurhidayatullah Rahma Nurjannah Nurjannah Nurjannah Nurrahimah, S. Nurul Pratiwi Parmitasari, Rika Dwi Ayu Prades Ariato Silondae Pratiwi, Dhita Putra, Trisno Wardy Putri R, Rahmatullah R, Randy Rabiatul Adawiyah Rafifah Abu, Rahmah Rahmah Sari, Nur Rahmaniar Rahmawati Muin rati tiar Ratnasari Ratnasari Reniar Reski Ananda Putri, Andi Reza Pahlevi, Ashraf Rizal Ancu Rizki, Atika Rukiah Rukman Aditama Sahrani, Sahrani Sakti, Salwa Nurfauziyah Salam, Selmiana Sandi, Ahmad Sapa, Nasrullah Sappeami, Sappeami Sirajuddin Sirajuddin Sirajuddin Sofyan, Idha Fadhilah Sofyan, Syathir Sry Muliyani Sudarmi Sudarmi Sudirman Sudirman Sufiani Zahra Sunuwati Sunuwati Syahdan Hidayat SYAHRUDDIN KADIR Taqwim, Andi Ahsan Trisno wardy Putra Trisno Wardy Putra Trisno Wardy Putra WAHYUNI Wawan M. Wiwik Permatasari WULAN PURNAMASARI, WULAN Wulandari, Devy Yuli Irawan Rasit Yuli Irawan Rasit Yuniar Yunus, Ayu Ruqayyah Zainuddin, Elza