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All Journal Al-Qanun: Jurnal Pemikiran dan Pembaharuan Hukum Islam Bestuur Unifikasi: Jurnal Ilmu Hukum Diponegoro Law Review JURISDICTIE Jurnal Hukum dan Syariah Jurisprudence Law and Justice Unram Law Review Jurnal Penelitian Kesehatan Suara Forikes Jurnal Ilmiah Hukum LEGALITY Varia Justicia JMM (Jurnal Masyarakat Mandiri) SOEPRA Jurnal Hukum Kesehatan Madani Jurnal Politik dan Sosial Kemasyarakatan Jurnal Pro Hukum : Jurnal Penelitian Bidang Hukum Universitas Gresik Legal Standing : Jurnal Ilmu Hukum Jurnal Hukum Volkgeist PengabdianMu: Jurnal Ilmiah Pengabdian kepada Masyarakat JURNAL HUKUM dan KENOTARIATAN Pena Justisia: Media Komunikasi dan Kajian Hukum Media Keadilan: Jurnal Ilmu Hukum JURNAL USM LAW REVIEW Madani : Indonesian Journal of Civil Society Jurnal Supremasi Budapest International Research and Critics Institute-Journal (BIRCI-Journal): Humanities and Social Sciences LEGAL BRIEF KADARKUM: Jurnal Pengabdian Kepada Masyarakat JHCLS Interdisciplinary Social Studies Multidiciplinary Output Research for Actual and International Issue (Morfai Journal) Jurnal Hukum Ekonomi Islam (JHEI) Jurnal Pengabdian Masyarakat Bestari (JPMB) Jurnal ADAM : Jurnal Pengabdian Masyarakat Proceeding ISETH (International Summit on Science, Technology, and Humanity) Prosiding University Research Colloquium terAs Law Review: Jurnal Hukum Humaniter dan HAM Jurnal Indonesia Sosial Teknologi Journal of Sustainable Development and Regulatory Issues International Journal of Law and Society Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah Law and Justice Mitsaqan Ghalizan SASI Media of Law and Sharia Jurnal Ilmu Sosial dan Humaniora Prosiding Seminar Nasional Program Doktor Ilmu Hukum Proceeding International Conference Restructuring and Transforming Law
Wardah Yuspin
Universitas Muhammadiyah Surakarta
Religion Agriculture, Biological Sciences & Forestry Arts Humanities Chemical Engineering, Chemistry & Bioengineering Civil Engineering, Building, Construction & Architecture Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Energy Engineering Environmental Science Health Professions Industrial & Manufacturing Engineering Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Library & Information Science Materials Science & Nanotechnology Medicine & Pharmacology Nursing Public Health Social Sciences Other

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Reconstruction of Law Central Bank Digital Currency (CBDC) in Indonesia Ridho Bawana Jati; Wardah Yuspin; Arief Budiono
Pena Justisia: Media Komunikasi dan Kajian Hukum Vol. 23 No. 1 (2024): Pena Justisia
Publisher : Faculty of Law, Universitas Pekalongan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31941/pj.v23i3.4893

Abstract

The current era of digitalization has made everything digital, including currency. Other countries' currencies have implemented a Central Bank Digital Currency (CBDC) or an official digital currency issued by a central bank, such as El Salvador, Bahamas, China and Nigeria. The background to this research is that until now, there has been no precise legal regulation for using this digital currency in implementing CBDC use in Indonesia, even though the digital currency has been implemented in several countries, as mentioned above. This research uses qualitative research methods by implementing the use of CBDC in Indonesia and examining relevant legislation using it. The next stage uses comparative techniques with several countries, namely Bahamas, China, and Nigeria. The results of this research found that CBDC in Indonesia still needs to have legal regulations or laws that clearly regulate the implementation of CBDC. Rules regarding this use Law Number 7 of 2011 concerning Currency. However, the issuance of Law Number 4 of 2023 concerning the Development and Strengthening of the Financial Sector (UU P2SK) opens up opportunities for the issuance of CBDC. Apart from that, Bank Indonesia also launched a project called White Paper "Garuda Project". According to the project, CBDC will be issued in 2025, which increases the chances of CBDC being issued in Indonesia.
Harmonization of Theft Prevention Regulations Digital Personal Data in Banking Institutions: Perspective Cybercrime Sniffing Ryska Noviasari; Wardah Yuspin; Arief Budiono
Pena Justisia: Media Komunikasi dan Kajian Hukum Vol. 23 No. 1 (2024): Pena Justisia
Publisher : Faculty of Law, Universitas Pekalongan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31941/pj.v23i3.4991

Abstract

This research aims to find out how to harmonize relevant applicable laws and regulations in Cybercrime Sniffing and to analyze the protection provided by law to deal with sniffing cases. This research uses normative research methods. The results of this research are: first, crime regulation sniffing in hacking M Banking via the WhatsApp application, which has been regulated in Article 51 paragraph (2) of the ITE Law and its amendments and Article 67 paragraph (1) of the PDP Law has differences in the aspect of criminal sanctions and/or fines, where the sanctions in the ITE Law and its amendments are more the severity of the sanctions contained in the PDP Law. Refers to the principle of preference, namely the principle of a particular law derogating from the general law and based on teleological/sociological interpretation by looking at the purpose of establishing the law, it can be concluded that in cases of criminal acts in the form of sniffing In the hacking of M Banking via the WhatsApp application, because it relates to personal data breaches, what applies is the provisions of Article 67 paragraph (1) of the PDP Law, because the PDP Law is a regulation that more specifically regulates personal data breaches, so the ITE Law and its amendments are as follows: more general settings should be ruled out. The protection provided by the Act to deal with cases of sniffing M-Banking hacking via the WhatsApp application is regulated by criminal sanctions in Article 67 paragraph (1) of the PDP Law, which can be interpreted to mean that the PDP Law provides criminal sanctions and/or fines to all parties, including banks if there is loss resulting from these actions. Sniffing has implications for harming the victim.
Axiological Aspects of Legal Science from the Muhammadiyah Perspective Kelik Wardiono; M Junaidi; Wardah Yuspin; Isman Isman; Trisno Rahardjo; Syamsul Hidayat
Pena Justisia: Media Komunikasi dan Kajian Hukum Vol. 24 No. 1 (2025): Pena Justisia
Publisher : Faculty of Law, Universitas Pekalongan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31941/pj.v24i2.6835

Abstract

This study aims to determine the purpose of legal science for Muhammadiyah, specifically the Majelis Tarjih (Islamic Council of Muhammadiyah). This is highly urgent, because the Majelis Tarjih is an entity within Muhammadiyah that is responsible for providing solutions to the problems of the people's lives, especially Muhammadiyah members and Muslims in general. In general, the purpose of legal science is to ensure justice, legal certainty, and benefit. Legal scholars have provided an overview of justice, legal certainty, and benefit. Some argue that law is just if it has legal certainty. Meanwhile, the law is certain if it is written or codified. On the side of benefit, there are also many differences. Is the benefit for the victim only, or for the perpetrator as well? The above matters are constantly experiencing dynamics. Therefore, Muhammadiyah, in this case the Majelis Tarjih, wants to provide an alternative purpose of legal science. Based on this, this research has a fairly high urgency, considering that the Majelis Tarjih in its legal istbath should not deviate from the purpose of the law itself. This research method is normative research with a library approach. The research begins by analyzing Islamic sharia by classifying what is fixed (muthasibat) and what is changeable (muthaghoiroh). These two aspects are then discussed in dialogue with the objectives of sharia (maqasidu shari'ah). In the next stage, the author will study the istinbat method of the tarjih assembly's law to synchronize the objectives of law with the istinbath method of the Muhammadiyah tarjih assembly. The findings of this study are that the objectives of law from the Muhammadiyah perspective are flexible. This flexibility lies in achieving benefits and avoiding harm.
Transformasi Digital dalam Investasi Cryptocurrency: Tinjauan Hukum terhadap Perkembangan Teknologi di Indonesia Haszmi Alfateh; Wardah Yuspin
Jurnal Pro Hukum : Jurnal Penelitian Bidang Hukum Universitas Gresik Vol 15 No 2 (2026): Jurnal Pro Hukum: Jurnal Penelitian Bidang Hukum Universitas Gresik
Publisher : Fakultas Hukum Universitas Gresik

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55129/prohukum.v15i2.3008

Abstract

Transformasi digital mendorong perkembangan investasi cryptocurrency sekaligus menimbulkan persoalan regulasi dan perlindungan hukum bagi investor yang mengalami kerugian. Artikel ini menganalisis aspek hukum investasi cryptocurrency di Indonesia, meliputi regulasi, keamanan, privasi, kepemilikan, dan tanggung jawab hukum. Penelitian menggunakan teori perlindungan hukum Philipus M. Hadjon yang memandang perlindungan hukum sebagai upaya melindungi martabat, nilai-nilai manusia, serta hak subjek hukum berdasarkan peraturan hukum agar terhindar dari tindakan sewenang-wenang. Metode penelitian yang digunakan adalah deskriptif-analitis untuk menggambarkan dan menganalisis regulasi terkait investasi cryptocurrency di Indonesia. Hasil penelitian menunjukkan bahwa cryptocurrency di Indonesia merupakan komoditi yang dapat diperdagangkan dalam pasar berjangka, tetapi perlindungan hukum terhadap investor belum komprehensif. Peraturan yang ada belum secara spesifik mengatur perlindungan investor terhadap kerugian yang ditimbulkan oleh perusahaan pemilik atau penerbit token dan koin cryptocurrency. Kondisi tersebut menyebabkan mekanisme penegakan hukum dan pemulihan hak investor yang dirugikan masih menghadapi berbagai keterbatasan. Kebaruan penelitian terletak pada kajian kekosongan norma perlindungan investor pascaperalihan kewenangan pengawasan aset kripto dari Bappebti kepada OJK sejak Januari 2025 yang belum banyak dikaji dalam literatur hukum Indonesia. Kontribusi penelitian berupa analisis kritis terhadap kesenjangan perlindungan hukum preventif dan represif serta rekomendasi kebijakan bagi OJK dan Bappebti untuk membangun regulasi perlindungan investor yang lebih komprehensif, adaptif, dan memberikan kepastian hukum. Penelitian juga menekankan pentingnya mekanisme pengaduan, penyelesaian sengketa, dan pemulihan kerugian guna memperkuat perlindungan investor dalam ekosistem aset digital.
Legal Protection Against Lender in Fintech Peer-to-Peer Lending Sharia Wardah Yuspin; Alfan Dzikria Nurrachman; Ata Fauzie; Lukman Hakim
JURNAL USM LAW REVIEW Vol. 7 No. 2 (2024): AUGUST
Publisher : Universitas Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26623/julr.v7i2.9064

Abstract

The purpose of this study is to determine the legal protection of lenders in Sharia P2PL, which is trying to offer an improved concept of legal protection at POJK No.10/ OJK.05 / 2022. The novelty of this research is the aspect of legal protection from the lender's perspective. This research method uses empirical juridical research through primary data interviews with lenders and observation of providers, including Dana Syariah, Alami Syariah, Ammana, Duha Syariah, Qazwa, Ethics, Investree Syariah, and Papitupi Syariah. The results of this study indicate that financing by lenders in Sharia peer-to-peer lending, the organizers have implemented article 100 of POJK Number 10/POJK.05/2022, including the principles of transparency, fair treatment, as well as confidentiality and security of consumer data. Several factors, such as facilities, community, and culture, support this. This indicates efforts to improve legal protection from lender perspective. However, other consumer protection principles, including the principles of reliability and complaint handling and simple, fast, affordable consumer dispute resolution, still need to be improved. Eventually, there are suggested concept that can increase legal protection for lenders in terms of the obligation to use insurance and also the use of fiduciary guarantees to further increase legal protection for lenders. 
Legal Awareness Socialization in Using Internet in Paulan Village Karanganyar arief budiono; kelik Wardiono; Rizky Aditya Chandra; Syaifuddin Zuhdi; Wardah Yuspin; Achmad Miftah Farid
KADARKUM: Jurnal Pengabdian Kepada Masyarakat Vol. 5 No. 1 (2024): Juni
Publisher : Fakultas Hukum Universitas Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26623/kdrkm.v5i1.8198

Abstract

Indonesia is currently experiencing a very rapid technological advancement. Apart from conducting buying and selling transactions through the internet/digital media, people can also conduct businesses. Then, in this community service program, the authors discussed how to respond to this technological advancement. This is because, in this current millennial era, there is a risk for cyber-crimes and cyberbullying that is currently rampant in every existing social media to obtain money. The target of this socialization is the youth of the Paulan Village Karang Taruna (Youth Organization), Colomadu Regency, Karanganyar Regency, Central Java, Indonesia where almost all of them utilize the Internet in daily life. This community service utilized the descriptive method. The authors employed the legal counselling method as a method of analysis. This legal socialization activity was carried out through lectures, dialogs, discussions, as well as problem resolution related to legal awareness in utilizing the internet and social media with the theme “The Importance of Legal Awareness in Utilizing the Internet and Social Media”. Through this method, participants obtained materials on how to be wise in utilizing social media and the Internet. They are also trained to resolve cyber-crime-related legal issues. After participating in this event, it can be seen that the target of this socialization had a better understanding and knowledge on the Law on Electronic Information and Transaction. Apart from that, they also showed better attitudes in utilizing social media. Socialization should routinely be organized with different materials, while still discussing the importance of utilizing social media
Co-Authors Abdullah Tri Wahyudi Abhinayan Basu Bal Absori Achmad Miftah Farid Adi Nugroho Adityo Wiwit Kurniawan Ahmad Ghufron Ahmad Setiawan Ahzar, Rizki Maulana Aidul Fitiada Azhari Aidul Fitriciada Azhari Alfan Dzikria Nurrachman Amanda Putri Ariyani Amandha Bayu Wiedyasari Ameilia Annisa Salsabila Andria Luhur Prakoso Andriadin, Andriadin Andriati, Fatmi Anindhita Nurfaatin Sukirman Anisa, Nurul Aprilia Dyah Puspitasari Ardi Akbar Tanjung Arief Budiono Ario Trisaksono Ata Fauzie Ata Fauzie Aya Mohammed Youssef Abd Allah Azhar Alam Bagas Sinung Pradana Bahari, Roni Baskoro Tri Pamungkas Basuki, Muhammad Nur Aji Berlian Ramadhany Ayuningtyas Berliana Anggita Putri Bima Wahyu Bintoro Binar Sapto Nugroho Danang Kurniawan Danang Sugihardana Diana Setiawati Diaz Alifarizki Zuvarcan Diyah Murti Hastuti Dustin Ivananda Fadilla ellectrananda anugerah ash-shidiqqi Eny Purwandari Esmara Sugeng Etyn Ariyani Susilowati Fadhilah, Astutik Fafta Aini Putriana Fahmi Fairuzzaman Falah Al Ghozali Farhan Restu Ernanda Fatimah Salma Azzahra Femy Wahyu Fitriani Gandung Triyanto Genta Arya Mohammad Ghufron, Ahmad Gulyamov, Said Gulyamov, Said Saidakhrarovich Harun Haszmi Alfateh Hatinuraya, Yurisvia Previlega Hidayah Ken Kinasih Hidayat, Syamsul I Istani Iksan Indah Maulani Iramadya Dyah Marjanah Iramadya Dyah Marjanah Irawansah, Didik Isman Isman Jati, Ridho Bawana Jompon Pitaksantayothin Jompon Pitaksantayothin Kelik Wardiono Kelik Wardiono Khudzaifah Dimyati Kuswardhani Kuswardhani Lukman Hakim Luthfiah Firdaus M Junaidi Marisa Kurnianingsih Marjanah, Iramadya Dyah Moh. Indra Bangsawan Mohammed Razi Ellathodi Muchamad Iksan Mudofi, Luthfi Nurul Hidayah Muhamad Ramdhani Jihad Muhammad Edi Hermawan Muhammad Nur Aji Basuki Muhammad Nur Aji Basuki Muhtar Arifin Mutimatun Niami Nasrullah Natangsa Surbakti Naufal Sheva Alfauzi Nur Hasanah Nur ilmi putri febriyanti Nurlina Afifah Litti Peggy Dian Septi Nur Anggraini Pramesti, Nadila Putri Rachma Putri Dwi Amalia Rajput, Trisha Ramadhan Arihta Ginting Ridho Bawana Jati Ridho Bawana Jati Ridwan Rika Yunita Hardiyati Rizka Rizka Rizka Rizka Rizky Aditya Chandra Rohmat Soekarno Rully Syahrul Mucharom Ryska Noviasari Said Saidakhrarovich Gulyamov Sakia Agia Salsabella Salsabila Athiyyatulmajid Septarina Budiwati Setiyawan, Wahyudi SH, Harun Shofiana Eka Aulia Siti Soekiswati Syaifuddin Zuhdi Syaifuddin Zuhdi Tampawestri, Miranti Kusretno Tasya Cantik Alya Nabila Trisha Rajput Trisno Rahardjo Ulfa, Nadiya Wiliani, Amalia Y Yudanto Yudanto Yudanto Yulian Dwi N Yurisvia Previlega Hatinuraya Yusril Aulia Patra