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All Journal Islamic Ecomonics Journal Studia Economica: Jurnal Ekonomi Islam IDEAS: Journal on English Language Teaching and Learning, Linguistics and Literature Ekonomi-Qu (Jurnal Penelitian Ilmu Ekonomi) Jurnal Ilmiah Ekonomi Islam Jurnal Masharif al-Syariah: Jurnal Ekonomi dan Perbankan Syariah Journal of Economic, Bussines and Accounting (COSTING) At-Tawassuth: Jurnal Ekonomi Islam JURNAL PENDIDIKAN TAMBUSAI Citra Delima Scientific journal of Citra Internasional Institute Jurnal Pengabdian Magister Pendidikan IPA Journal on Education Jesya (Jurnal Ekonomi dan Ekonomi Syariah) JURNAL MANAJEMEN BISNIS International Journal of Economics, Business and Accounting Research (IJEBAR) Journal of Management and Business Innovations Jurnal Ilmiah Edunomika (JIE) Management Studies and Entrepreneurship Journal (MSEJ) Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah RESEARCH AND DEVELOPMENT JOURNAL OF EDUCATION (RDJE) Review of Islamic Economics and Finance JURNAL ILMIAH MAKSITEK JURNAL ILMIAH KOHESI SOSIOEDUKASI : JURNAL ILMIAH ILMU PENDIDIKAN DAN SOSIAL JURMA : Jurnal Program Mahasiswa Kreatif International Journal of Finance Research Journal La Bisecoman Al-Sharf: Jurnal Ekonomi Islam INTELEKTIVA El-Mujtama: Jurnal Pengabdian Masyarakat JIKEM: Jurnal Ilmu Komputer, Ekonomi dan Manajemen Transformasi Manageria: Journal of Islamic Education Management ETNIK : Jurnal Ekonomi dan Teknik Humantech : Jurnal Ilmiah Multidisiplin Indonesia Jurnal Akuntansi AKTIVA EKSYA: Jurnal Ekonomi Syariah EKONOMIKA45 Salimiya : Jurnal Studi Ilmu Keagamaan Islam eCo-Fin Journal of Management and Business Jurnal Ekonomika Dan Bisnis Balance : Jurnal Akuntansi dan Manajemen Economic Reviews Journal MES Management Journal Journal of Innovation Research and Knowledge Optimal: Jurnal Ekonomi dan Manajemen Journal of Public Representative and Society Provision Inisiatif: Jurnal Ekonomi, Akuntansi Dan Manajemen Commodity : Jurnal Perbankan dan Keuangan Islam Innovative: Journal Of Social Science Research Paradoks : Jurnal Ilmu Ekonomi Wawasan : Jurnal Ilmu Manajemen, Ekonomi dan Kewirausahaan Citra Delima Scientific journal of Citra Internasional Institute Journal of Contemporary Gender and Child Studies Jurnal Pendidikan Kesehatan (e-Journal) Jurnal Nuansa: Publikasi Ilmu Manajemen dan Ekonomi Syariah SAUJANA : Jurnal Perbankan Syariah dan Ekonomi Syariah Jurnal Al-ittifaq Muqaddimah: Jurnal Ekonomi, Manajemen, Akuntansi dan Bisnis Aladalah: Jurnal Politik, Sosial, Hukum dan Humaniora IIJSE El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam JESKaPe: Jurnal Ekonomi Syariah, Akuntansi dan Perbankan JOIES (Journal of Islamic Education Studies) Prosiding Seminar Nasional Unimus Journal of Ekonomics, Finance, and Management Studies Jurnal Price : Ekonomi dan Akuntasi As-Syirkah: Islamic Economic & Financial Journal
Jannah, Nurul
Universitas Islam Negeri Sumatera Utara
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Analisis Faktor-Faktor yang Mempengaruhi Kualitas Pembiyaan Nasabah dalam Program Relaksasi Pandemi Covid-19 di PT Bank Sumut Syariah Kantor Cabang Pembantu H.M. Joni Fitri Rahmadani Harahap; Nurul Jannah
JIKEM: Jurnal Ilmu Komputer, Ekonomi dan Manajemen Vol 2 No 1 (2022): JIKEM: Jurnal Ilmu Komputer, Ekonomi, dan Manajemen
Publisher : Universitas Muhammadiyah Enrekang

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Abstract

PT Bank Sumut utilizes the stimulus or relaxation from this regulator to help ease the burden on customers and at the same time mitigate potential credit risk. The extension of the restructuring policy is expected to help ease debtors in carrying out their obligations during the COVID-19 pandemic. This study aims to analyze what factors affect the quality of customer financing in the COVID-19 pandemic relaxation program at PT Bank Sumut Syariah KCP HM. Joni. The implementation of this restructuring also has an impact on the quality of financing productive assets, especially at KCP Syariah HM Joni. The Collectibility Ratio, NPF and Number of Non-Performing Customers have decreased (improved) since May 2020 both Collectibility 2 and Collectability 3,4, and 5. Several factors causing the decline in debtor collectibility of the Covid-19 Pandemic Relaxation Program are caused by several Economic Factors, Debtor Factors and Bank Internal Factors and other External Factors.
Strategi Pemasaran Produk Tabungan iB Muamalat Haji pada PT Bank Muamalat Indonesia KCP Rantauprapat Muhammad Ravi Akbar; Nurul Jannah
JIKEM: Jurnal Ilmu Komputer, Ekonomi dan Manajemen Vol 2 No 1 (2022): JIKEM: Jurnal Ilmu Komputer, Ekonomi, dan Manajemen
Publisher : Universitas Muhammadiyah Enrekang

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Abstract

The purpose of this study was to determine the marketing strategy of the iB Muamalat Haji Savings product at Bank Muamalat KCP Rantauprapat. This research is a type of descriptive research using a qualitative approach. Information obtained from the results of interviews, literature review sourced from journals and critical thinking from the author. Based on the results of the author's research at PT Bank Muamalat KCP Rantauprapat. So what can be concluded from the company where the author carries out practical internship work, namely as follows; Bank Muamalat is one of the first Islamic banks established in Indonesia in 1991, which focuses on financing Hajj savings and other large projects. Just like Banks in general, they can also make Deposits, Current Accounts and Savings; PT Bank Muamalat KCP Rantauprapat is a bank that operates based on sharia principles in accordance with the regulations set by the government. This is reinforced by every transaction with customers using contracts such as Mudharabah, Murabahah, Musyarakah, Ijarah.
Pengaruh Ekspor, Reksadana Syariah dan Utang Luar Negeri Terhadap Pertumbuhan Ekonomi Nasional Periode 2012-2020 Nurwahida Nurwahida; Sugianto Sugianto; Nurul Jannah
Jurnal Ilmiah Ekonomi Islam Vol 8, No 2 (2022): JIEI
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v8i2.4576

Abstract

Economic growth is the development of activities in the economy that causes an increase in goods and services produced in the society so that the prosperity of the society increases. In this case, Exports, Sharia Mutual Funds, and Foreign Debt can be used as alternative financing/capital to form a just and prosperous economy for the society. This study aims to determine the effect of exports, sharia mutual funds, and foreign debt on national economic growth for the 2012-2020 period, either partially or simultaneously. This study uses the variables of Export, Islamic Mutual Funds, Foreign Debt, and National Economic Growth Period. The results of this study through multiple linear regression tests show that exports have a positive and significant impact on National Economic Growth for the 2012-2020 period. Sharia Mutual Funds have a positive and significant impact on National Economic Growth for the 2012-2020 period. Foreign Debt has a positive and significant impact on National Economic Growth from 2012-2020. Exports, Sharia Mutual Funds and Foreign Debt have a simultaneous effect of Rp. 0.960151 billion or 96% of the National Economic Growth for the 2012-2020 period. Keywords : National Economic Growth, Ekport, Shariah Mutual Funds, Foreign Debt.
Implementation of Sharia Principles in Murabahah Contracts at KCP Bank Muamalat Hari Subakti; Nurul Jannah
Review of Islamic Economics and Finance Vol 5, No 1 (2022): Review of Islamic Economics and Finance : June 2022
Publisher : Universitas Pendidikan Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.17509/rief.v5i1.44450

Abstract

Purpose – The purpose of this research is to educate the form of contract used by Bank Muamalat KCP Kisaran. Specifically examining how the application of sharia principles to murabah financing contracts at Bank Muamalat KCP Kisaran.Methodology - This research method is qualitative by processing data from sources of documentation, interviews, field observations, and literature which is carried out by descriptive analysis.Findings - This study has the result that the form of the murabahah financing product contract at Bank Muamalat KCP Kisaran is based on the provisions of the Sharia Banking Law, Bank Indonesia, and the DSN-MUI Fatwa. Then, in the murabahah financing contract at Bank Muamalat Kota Kisaran, sharia principles are applied, including the absence of usury elements, no maisir, garar, haram, and unjust elements.Keywords: Murabahah Agreement, Bank Muammalat, Financing Products
Analisis Strategi Pemasaran Meningkatkan Jumlah Nasabah Pada Produk Deposito iB Ibadah di PT Bank Sumut Syariah KCPSy HM Yamin Ananda Dwi Cahya; Nurul Jannah
JIKEM: Jurnal Ilmu Komputer, Ekonomi dan Manajemen Vol 2 No 1 (2022): JIKEM: Jurnal Ilmu Komputer, Ekonomi, dan Manajemen
Publisher : Universitas Muhammadiyah Enrekang

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Abstract

Penelitian ini bertujuan untuk mengetahui strategi pemasaran yang dilakukan Bank Sumut Kcpsy HM Yamin dalam meningkatkan jumlah nasabah Deposito iB Ibadah dan Apa saja kendala bagi Bank Sumut Kcpsy HM Yamin dalam memasarkan produk Deposito iB Ibadah. Berdasarkan pada permasalahan yang diteliti, metode yang digunakan dalam penelitian ini adalah metode analisis deskriptif dengan pendekatan penelitian adalah pendekatan kualitatif. Sumber data berasal dari data primer dan data sekunder.Teknik pengumpulan data yang dilakukan adalah dengan observasi, wawancara dan dokumentasi. Hasil dari penelitian yang dilakukan, menunjukkan bahwa strategi pemasaran yang digunakan Bank Sumut Kcpsy HM Yamin dalam memasarkan produknya adalah strategi bauran pemasaran (marketing mix) yang terdiri dari strategi produk, strategi tempat, strategi harga, dan strategi promosi. Dengan menggunakan teknik telle marketing, cross selling, open booth, canvassing, mengunjungi nasabah dan membuat program yang menarik. Kendala yang dihadapi Bank Sumut Kcpsy HM Yamin dalam memasarkan produk Deposito iB Ibadah secara internal yaitu produk deposito yang saat ini belum bisa menjadi prioritas bank dan pegawai yang terkadang masih kurang jeli dan kreatif dalam mengenali calon nasabah. Sedangkan secara eksternal yaitu semakin banyaknya kompetitor (pesaing), masyarakat yang minatnya masih kurang, masyarakat yang lebih hati-hati, dan juga keuangan masyarakat (nasabah) yang tidak stabil.
Pengaruh Promosi dan Kepercayaan terhadap Keputusan Nasabah Menggunakan Produk Tabungan Haji pada Bank Muamalat Menggunakan Produk Medan Buku Mutia Maudy Khasanah; Nurul Jannah
JIKEM: Jurnal Ilmu Komputer, Ekonomi dan Manajemen Vol 2 No 1 (2022): JIKEM: Jurnal Ilmu Komputer, Ekonomi, dan Manajemen
Publisher : Universitas Muhammadiyah Enrekang

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Abstract

Penelitian ini bertujuan untuk mengetahui pengaruh promosi dan kepercayaan terhadap keputusan nasabah dalam memilih produk tabungan haji di bank Muamalat. Serta mencari tahu pengaruh promosi dan kepercayaan terhadap keputusan nasabah dalam memilih produk tabungan haji di Bank Muamalat. Dari hasil uji parsial (t test) antara variabel promosi dan keputusan nasabah dalam seleksi produk Haji Tabungan, nilai Tcount lebih kecil dari Ttable dengan nilai 1,806 <1,984 dan memiliki nilai sig 0.074 lebih besar dari 0,05. Ini menunjukkan bahwa variabel promosi tidak memiliki efek yang signifikan pada keputusan pelanggan dan variabel kepercayaan memiliki efek positif dan signifikan pada keputisan pelanggan.
Pengaruh Promosi dan Kepercayaan terhadap Keputusan Nasabah Menggunakan Produk Tabungan Haji pada Bank Muamalat KCU Medan Baru Mutia Maudy Khasanah; Nurul Jannah
JIKEM: Jurnal Ilmu Komputer, Ekonomi dan Manajemen Vol 2 No 1 (2022): JIKEM: Jurnal Ilmu Komputer, Ekonomi, dan Manajemen
Publisher : Universitas Muhammadiyah Enrekang

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Penelitian ini bertujuan untuk mengetahui pengaruh promosi dan kepercayaan terhadap keputusan nasabah dalam memilih produk tabungan haji di bank Muamalat. Serta mencari tahu pengaruh promosi dan kepercayaan terhadap keputusan nasabah dalam memilih produk tabungan haji di Bank Muamalat. Dari hasil uji parsial (t test) antara variabel promosi dan keputusan nasabah dalam seleksi produk Haji Tabungan, nilai Tcount lebih kecil dari Ttable dengan nilai 1,806 <1,984 dan memiliki nilai sig 0.074 lebih besar dari 0,05. Ini menunjukkan bahwa variabel promosi tidak memiliki efek yang signifikan pada keputusan pelanggan dan variabel kepercayaan memiliki efek positif dan signifikan pada keputisan pelanggan.
Analisis Pendapatan Dan Strategi Bertahan Hidup Petani Karet Sebelum Dan Saat Pandemi Covid-19 Siti Rahmah Ritonga; Muhammad Arif; Nurul Jannah
Jurnal Ekonomi-Qu Vol 12, No 1 (2022): Jurnal Ekonomi-Qu
Publisher : FEB Universitas Sultan Ageng Tirtayasa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35448/jequ.v12i1.16295

Abstract

Rubber is a superior export commodity and is a source of foreign exchange for the country. This study aims to determine the differences in the income of rubber farmers and the survival strategies of rubber farmers before and during the COVID-19 pandemic in Padang Manjoir Village. The method used in this research is descriptive qualitative method, namely by field observations and interviews with informants at the location. The results showed that the income of rubber farmers before and during the COVID-19 pandemic was much different. The income of rubber farmers before Covid-19 was much greater than the income of rubber farmers during Covid-19. This is influenced by the price of rubber and the maintenance carried out by rubber farmers. Meanwhile, the strategies adopted by rubber farmers before and during Covid were not much different. Before Covid-19, rubber farmers continued to clear land, often tapped rubber and some of them had the capital to fertilize. Meanwhile, during the Covid-19 pandemic, more and more farmers were doing plantations around rubber fields and houses and then the produce was sold. 
Analisis Tata Ruang Dalam Kenyamanan Kerja dan Opimalisasi Kinerja pada Bank Muamalat KCU Medan Baru Arif Ramadhan; Nurul Jannah
Economic Reviews Journal Vol. 1 No. 1 (2022): Economic Reviews Journal
Publisher : Masyarakat Ekonomi Syariah Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (957.987 KB) | DOI: 10.56709/mrj.v1i1.3

Abstract

This study aims to determine (1) : office space management that has been carried out at Bank Muamalat Kcu Medan Baru (2) Achievements and efforts in the problem of employee comfort at Bank Muamalat Kcu Medan Baru. (3) the existing management plan of Bank Muamalat Kcu Medan Baru on effective spatial management. The data collection technique is qualitative with descriptive method. The data obtained at Bank Muamalat Kcu Medan Baru there are several errors and obstacles in the arrangement of the room so that some good strategies are needed so that the company maximizes the arrangement in accordance with the principles of spatial management so that the company is comfortable and the employees work well. Keywords: Office Layout, Work Comfort, Employee Performance
Analisis Tata Ruang Dalam Kenyamanan Kerja dan Opimalisasi Kinerja pada Bank Muamalat KCU Medan Baru Arif Ramadhan; Nurul Jannah
MES Management Journal Vol. 1 No. 1 (2022): MES Management Journal 
Publisher : MES Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (923.748 KB) | DOI: 10.56709/mesman.v1i1.9

Abstract

This study aims to determine (1) : office space management that has been carried out at Bank Muamalat Kcu Medan Baru (2) Achievements and efforts in the problem of employee comfort at Bank Muamalat Kcu Medan Baru. (3) the existing management plan of Bank Muamalat Kcu Medan Baru on effective spatial management. The data collection technique is qualitative with descriptive method. The data obtained at Bank Muamalat Kcu Medan Baru there are several errors and obstacles in the arrangement of the room so that some good strategies are needed so that the company maximizes the arrangement in accordance with the principles of spatial management so that the company is comfortable and the employees work well. Keywords: Office Layout, Work Comfort, Employee Performance
Co-Authors Agung Setiawan Ahmad Muhaisin B. Syarbaini Ahmad Perdana Indra Ahmad Perdana Indra Ali Akbar Harahap Ali Daud Hasibuan Alisyah Fatiya Raghdha Alwi Muarif Sembirin Alya Avina Alya Rahma Siregar Ananda Dwi Cahya Andi Tri Lestari Annisa Lestari Ritonga Annisa Suci Ramadhani Arif Ramadhan Arya Neta Adinda Jambak Asmuni Asmuni atika Aula Maulidah Aura Mahdiyah Aya tullah Ayu Rahmawati Ayudiah Uprianingsih Azizah Mudrikah Azizahsekarningrum Bastanta Sinulingga Citra Prasiska Puspita Tohamba, Citra Prasiska Puspita Dea Dara audina Devi Aprilia Ningsih Dharma, Budi Dina Yanti Egi Regi Prayoga Eka Lestari Eka Purnama Sari Eko Agus Alfianto ENDRI ENDRI ESKI ADITYA Eski Aditya Fadia Salsabila Rahmawan Faisal Akbar Fany Renaldy Harahap Farhan Edma Manurung Farida Hanum Boangmanalu Feby Sahira Firdha Aigha Suwito Fitra Maulana Roza Fitri Rahmadani Harahap Hadi Nasbey Hanifah Oktaviani Fakhri Hanizar Simatupang Hari Subakti Helmi, Muhammad Hervina Dahlianti I Gusti Ngurah Agung Surya Aditya Iis Herike Ilham Tri Wardana Imsar Imsar Imsar Imsar Imsar Imsar Imsar Intan Wulan Dari Bancin Inten Sulistya Ningsih Irani Eka Putri Pohan Irma Septria Mawarni Julia Putri Zahara Juliana Nasution Juliani Junita Sari Juwita Wulandari Dalimunthe Khairunisah Khairunisah Kurnia Sandi Panjaitan Laylan Syafina Lena Mardiana Silaen Lia Purnama Sari Lin Arshy Cahaya Lutfiah Lutfiah M. Ridwan Ridwan M. Ryansyah Marliyah Marwah Auliyani Maryam Batubara Maryam Batubara MASDELIMA HASIBUAN MAULIDYA REZEKI Miranda Julia Pasaribu Mohammad Chaidir Muhamad Indra Nurzaman Muhammad A rif Muhammad Afdhal Muhammad Arif Muhammad Arif Muhammad Arif Muhammad Choir Rivaldi Muhammad Lathief Ilhamy Nasution Muhammad Ramadhan Muhammad Ramadhan Muhammad Ravi Akbar Muhammad Rijal Fanshury Hasibuan Muhammad Yafiz Muhammad Yunus Sofian Murat, Nur Atiqah Maulad Mutia Maudy Khasanah Mutiara Ratu Shapura Nadia Amalia Nadira Paramita Nadya Ulfah nasution, fauziah Nia Nazlia Nilam Utami Aqillah Novita Ayunda Sari NUR AHMADI BI RAHMANI Nur Ahmadi Bi Rahmani Nur Ainun Ningsih Nur Ainun Siregar Nur Ainun Siregar Nur Fadlilah Nur Sabiatul Aulia Nur Salsabila Arwan Nst Nurafria Nanda Nuraisyah Syarifah Nurbaiti Nurbaiti Nurlaila Nurlaila Nurlaila Nurlaila Nurul Arsih Padlan Habibi Prayugo Ali Abdillah Prayugo Ali Abdillah Purnama Ramadani Silalahi Putri Ismaydina Putri Masrifah Rahma, Tri Inda Fadhila Rahmad Raja Martua Hasibuan Rahmani, Nur Ahmadi Bi Rahmat Daim Harahap Imsar Ramayani Rima Yohani RINDI SAFIRA Riyadi, Muskhab Eko RIZKIA ZAHRA Robi Mufti Rofiqoh Ainun Ruqayyah Ruqayyah Ryan Arianda Salsabila Putri Salwa Fadillah Haya Saparuddin Siregar Sari, Meyana Selly Febriana Seri Mulyani Sigit Pranomo Hadi Sindi Novita Sari Siti Rahmah Ritonga Solly Aryza Sri Bella Larasaty Yuandra Sri Ramadhani Sri Sudiarti Sri Sudiarti Sri Sudiarti Sugianto Suggianto Sugianto Sugianto Sugianto Sugianto Syarif Amin SYFA ARIKAH Tambunan, Khairina Tria Silvia Tuti Anggraini Tuti Anggraini Tuti Damayanti Marbun Ummi Kalsum Vanessa Vanessa Vega Liana Vega Liana velly khairunnisa velly Wahyu Sarvina Wahyu Syarvina Wika Nurfuadi Wiwin Khairany Simanjuntak Yena Puspita Yeni Rahma Yudi Paruhum Yuliana Sain Yusrizal Yusrizal Yusrizal Yusuf Yusuf ZAHRINA GHAISANY PULUNGAN Zainarti Ziad, Muhammad Thoriq Zikri Rahman Zuhrinal M. Nawawi