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All Journal Islamic Ecomonics Journal Studia Economica: Jurnal Ekonomi Islam IDEAS: Journal on English Language Teaching and Learning, Linguistics and Literature Ekonomi-Qu (Jurnal Penelitian Ilmu Ekonomi) Jurnal Ilmiah Ekonomi Islam Economica: Jurnal Ekonomi Islam Jurnal Masharif al-Syariah: Jurnal Ekonomi dan Perbankan Syariah Journal of Economic, Bussines and Accounting (COSTING) At-Tawassuth: Jurnal Ekonomi Islam JURNAL PENDIDIKAN TAMBUSAI Citra Delima Scientific journal of Citra Internasional Institute Jurnal Pengabdian Magister Pendidikan IPA Journal on Education JURNAL MANAJEMEN BISNIS Jurnal Proaksi International Journal of Economics, Business and Accounting Research (IJEBAR) Journal of Management and Business Innovations Jurnal Ilmiah Edunomika (JIE) Management Studies and Entrepreneurship Journal (MSEJ) Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah RESEARCH AND DEVELOPMENT JOURNAL OF EDUCATION (RDJE) Review of Islamic Economics and Finance JURNAL ILMIAH MAKSITEK JURNAL ILMIAH KOHESI SOSIOEDUKASI : JURNAL ILMIAH ILMU PENDIDIKAN DAN SOSIAL JURMA : Jurnal Program Mahasiswa Kreatif Dinasti International Journal of Economics, Finance & Accounting (DIJEFA) Journal of Holistics and Health Sciences (JHHS) Journal La Bisecoman Al-Sharf: Jurnal Ekonomi Islam INTELEKTIVA El-Mujtama: Jurnal Pengabdian Masyarakat JIKEM: Jurnal Ilmu Komputer, Ekonomi dan Manajemen Transformasi Manageria: Journal of Islamic Education Management ETNIK : Jurnal Ekonomi dan Teknik Humantech : Jurnal Ilmiah Multidisiplin Indonesia Jurnal Akuntansi AKTIVA EKSYA: Jurnal Ekonomi Syariah EKONOMIKA45 Salimiya : Jurnal Studi Ilmu Keagamaan Islam eCo-Fin Journal of Management and Business Jurnal Ekonomika Dan Bisnis Economic Reviews Journal MES Management Journal Journal of Innovation Research and Knowledge AKASYAH: Jurnal Akuntansi, Keuangan dan Audit Syariah Optimal: Jurnal Ekonomi dan Manajemen Journal of Public Representative and Society Provision Inisiatif: Jurnal Ekonomi, Akuntansi Dan Manajemen Commodity : Jurnal Perbankan dan Keuangan Islam Paradoks : Jurnal Ilmu Ekonomi Amkop Management Accounting Review (AMAR) Wawasan : Jurnal Ilmu Manajemen, Ekonomi dan Kewirausahaan Citra Delima Scientific journal of Citra Internasional Institute Journal of Contemporary Gender and Child Studies Jurnal Pendidikan Kesehatan (e-Journal) Jurnal Nuansa: Publikasi Ilmu Manajemen dan Ekonomi Syariah SAUJANA : Jurnal Perbankan Syariah dan Ekonomi Syariah Jurnal Al-ittifaq Muqaddimah: Jurnal Ekonomi, Manajemen, Akuntansi dan Bisnis Aladalah: Jurnal Politik, Sosial, Hukum dan Humaniora IIJSE El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam JESKaPe: Jurnal Ekonomi Syariah, Akuntansi dan Perbankan JOIES (Journal of Islamic Education Studies) Prosiding Seminar Nasional Unimus Jurnal Intelek Insan Cendikia Journal of Ekonomics, Finance, and Management Studies Jurnal Price : Ekonomi dan Akuntasi International Journal of Economics and Management Research Edumaspul: Jurnal Pendidikan
Jannah, Nurul
Universitas Islam Negeri Sumatera Utara
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Pengaruh Ekspor, Reksadana Syariah dan Utang Luar Negeri Terhadap Pertumbuhan Ekonomi Nasional Periode 2012-2020 Nurwahida Nurwahida; Sugianto Sugianto; Nurul Jannah
Jurnal Ilmiah Ekonomi Islam Vol 8, No 2 (2022): JIEI
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v8i2.4576

Abstract

Economic growth is the development of activities in the economy that causes an increase in goods and services produced in the society so that the prosperity of the society increases. In this case, Exports, Sharia Mutual Funds, and Foreign Debt can be used as alternative financing/capital to form a just and prosperous economy for the society. This study aims to determine the effect of exports, sharia mutual funds, and foreign debt on national economic growth for the 2012-2020 period, either partially or simultaneously. This study uses the variables of Export, Islamic Mutual Funds, Foreign Debt, and National Economic Growth Period. The results of this study through multiple linear regression tests show that exports have a positive and significant impact on National Economic Growth for the 2012-2020 period. Sharia Mutual Funds have a positive and significant impact on National Economic Growth for the 2012-2020 period. Foreign Debt has a positive and significant impact on National Economic Growth from 2012-2020. Exports, Sharia Mutual Funds and Foreign Debt have a simultaneous effect of Rp. 0.960151 billion or 96% of the National Economic Growth for the 2012-2020 period. Keywords : National Economic Growth, Ekport, Shariah Mutual Funds, Foreign Debt.
Implementation of Sharia Principles in Murabahah Contracts at KCP Bank Muamalat Hari Subakti; Nurul Jannah
Review of Islamic Economics and Finance Vol 5, No 1 (2022): Review of Islamic Economics and Finance : June 2022
Publisher : Universitas Pendidikan Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.17509/rief.v5i1.44450

Abstract

Purpose – The purpose of this research is to educate the form of contract used by Bank Muamalat KCP Kisaran. Specifically examining how the application of sharia principles to murabah financing contracts at Bank Muamalat KCP Kisaran.Methodology - This research method is qualitative by processing data from sources of documentation, interviews, field observations, and literature which is carried out by descriptive analysis.Findings - This study has the result that the form of the murabahah financing product contract at Bank Muamalat KCP Kisaran is based on the provisions of the Sharia Banking Law, Bank Indonesia, and the DSN-MUI Fatwa. Then, in the murabahah financing contract at Bank Muamalat Kota Kisaran, sharia principles are applied, including the absence of usury elements, no maisir, garar, haram, and unjust elements.Keywords: Murabahah Agreement, Bank Muammalat, Financing Products
Analisis Strategi Pemasaran Meningkatkan Jumlah Nasabah Pada Produk Deposito iB Ibadah di PT Bank Sumut Syariah KCPSy HM Yamin Ananda Dwi Cahya; Nurul Jannah
JIKEM: Jurnal Ilmu Komputer, Ekonomi dan Manajemen Vol 2 No 1 (2022): JIKEM: Jurnal Ilmu Komputer, Ekonomi, dan Manajemen
Publisher : Universitas Muhammadiyah Enrekang

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Abstract

Penelitian ini bertujuan untuk mengetahui strategi pemasaran yang dilakukan Bank Sumut Kcpsy HM Yamin dalam meningkatkan jumlah nasabah Deposito iB Ibadah dan Apa saja kendala bagi Bank Sumut Kcpsy HM Yamin dalam memasarkan produk Deposito iB Ibadah. Berdasarkan pada permasalahan yang diteliti, metode yang digunakan dalam penelitian ini adalah metode analisis deskriptif dengan pendekatan penelitian adalah pendekatan kualitatif. Sumber data berasal dari data primer dan data sekunder.Teknik pengumpulan data yang dilakukan adalah dengan observasi, wawancara dan dokumentasi. Hasil dari penelitian yang dilakukan, menunjukkan bahwa strategi pemasaran yang digunakan Bank Sumut Kcpsy HM Yamin dalam memasarkan produknya adalah strategi bauran pemasaran (marketing mix) yang terdiri dari strategi produk, strategi tempat, strategi harga, dan strategi promosi. Dengan menggunakan teknik telle marketing, cross selling, open booth, canvassing, mengunjungi nasabah dan membuat program yang menarik. Kendala yang dihadapi Bank Sumut Kcpsy HM Yamin dalam memasarkan produk Deposito iB Ibadah secara internal yaitu produk deposito yang saat ini belum bisa menjadi prioritas bank dan pegawai yang terkadang masih kurang jeli dan kreatif dalam mengenali calon nasabah. Sedangkan secara eksternal yaitu semakin banyaknya kompetitor (pesaing), masyarakat yang minatnya masih kurang, masyarakat yang lebih hati-hati, dan juga keuangan masyarakat (nasabah) yang tidak stabil.
Pengaruh Promosi dan Kepercayaan terhadap Keputusan Nasabah Menggunakan Produk Tabungan Haji pada Bank Muamalat Menggunakan Produk Medan Buku Mutia Maudy Khasanah; Nurul Jannah
JIKEM: Jurnal Ilmu Komputer, Ekonomi dan Manajemen Vol 2 No 1 (2022): JIKEM: Jurnal Ilmu Komputer, Ekonomi, dan Manajemen
Publisher : Universitas Muhammadiyah Enrekang

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Abstract

Penelitian ini bertujuan untuk mengetahui pengaruh promosi dan kepercayaan terhadap keputusan nasabah dalam memilih produk tabungan haji di bank Muamalat. Serta mencari tahu pengaruh promosi dan kepercayaan terhadap keputusan nasabah dalam memilih produk tabungan haji di Bank Muamalat. Dari hasil uji parsial (t test) antara variabel promosi dan keputusan nasabah dalam seleksi produk Haji Tabungan, nilai Tcount lebih kecil dari Ttable dengan nilai 1,806 <1,984 dan memiliki nilai sig 0.074 lebih besar dari 0,05. Ini menunjukkan bahwa variabel promosi tidak memiliki efek yang signifikan pada keputusan pelanggan dan variabel kepercayaan memiliki efek positif dan signifikan pada keputisan pelanggan.
Pengaruh Promosi dan Kepercayaan terhadap Keputusan Nasabah Menggunakan Produk Tabungan Haji pada Bank Muamalat KCU Medan Baru Mutia Maudy Khasanah; Nurul Jannah
JIKEM: Jurnal Ilmu Komputer, Ekonomi dan Manajemen Vol 2 No 1 (2022): JIKEM: Jurnal Ilmu Komputer, Ekonomi, dan Manajemen
Publisher : Universitas Muhammadiyah Enrekang

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Penelitian ini bertujuan untuk mengetahui pengaruh promosi dan kepercayaan terhadap keputusan nasabah dalam memilih produk tabungan haji di bank Muamalat. Serta mencari tahu pengaruh promosi dan kepercayaan terhadap keputusan nasabah dalam memilih produk tabungan haji di Bank Muamalat. Dari hasil uji parsial (t test) antara variabel promosi dan keputusan nasabah dalam seleksi produk Haji Tabungan, nilai Tcount lebih kecil dari Ttable dengan nilai 1,806 <1,984 dan memiliki nilai sig 0.074 lebih besar dari 0,05. Ini menunjukkan bahwa variabel promosi tidak memiliki efek yang signifikan pada keputusan pelanggan dan variabel kepercayaan memiliki efek positif dan signifikan pada keputisan pelanggan.
Analisis Pendapatan Dan Strategi Bertahan Hidup Petani Karet Sebelum Dan Saat Pandemi Covid-19 Siti Rahmah Ritonga; Muhammad Arif; Nurul Jannah
Jurnal Ekonomi-Qu Vol 12, No 1 (2022): Jurnal Ekonomi-Qu
Publisher : FEB Universitas Sultan Ageng Tirtayasa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35448/jequ.v12i1.16295

Abstract

Rubber is a superior export commodity and is a source of foreign exchange for the country. This study aims to determine the differences in the income of rubber farmers and the survival strategies of rubber farmers before and during the COVID-19 pandemic in Padang Manjoir Village. The method used in this research is descriptive qualitative method, namely by field observations and interviews with informants at the location. The results showed that the income of rubber farmers before and during the COVID-19 pandemic was much different. The income of rubber farmers before Covid-19 was much greater than the income of rubber farmers during Covid-19. This is influenced by the price of rubber and the maintenance carried out by rubber farmers. Meanwhile, the strategies adopted by rubber farmers before and during Covid were not much different. Before Covid-19, rubber farmers continued to clear land, often tapped rubber and some of them had the capital to fertilize. Meanwhile, during the Covid-19 pandemic, more and more farmers were doing plantations around rubber fields and houses and then the produce was sold. 
Analisis Tata Ruang Dalam Kenyamanan Kerja dan Opimalisasi Kinerja pada Bank Muamalat KCU Medan Baru Arif Ramadhan; Nurul Jannah
Economic Reviews Journal Vol. 1 No. 1 (2022): Economic Reviews Journal
Publisher : Masyarakat Ekonomi Syariah Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (957.987 KB) | DOI: 10.56709/mrj.v1i1.3

Abstract

This study aims to determine (1) : office space management that has been carried out at Bank Muamalat Kcu Medan Baru (2) Achievements and efforts in the problem of employee comfort at Bank Muamalat Kcu Medan Baru. (3) the existing management plan of Bank Muamalat Kcu Medan Baru on effective spatial management. The data collection technique is qualitative with descriptive method. The data obtained at Bank Muamalat Kcu Medan Baru there are several errors and obstacles in the arrangement of the room so that some good strategies are needed so that the company maximizes the arrangement in accordance with the principles of spatial management so that the company is comfortable and the employees work well. Keywords: Office Layout, Work Comfort, Employee Performance
Analisis Tata Ruang Dalam Kenyamanan Kerja dan Opimalisasi Kinerja pada Bank Muamalat KCU Medan Baru Arif Ramadhan; Nurul Jannah
MES Management Journal Vol. 1 No. 1 (2022): MES Management Journal 
Publisher : MES Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (923.748 KB) | DOI: 10.56709/mesman.v1i1.9

Abstract

This study aims to determine (1) : office space management that has been carried out at Bank Muamalat Kcu Medan Baru (2) Achievements and efforts in the problem of employee comfort at Bank Muamalat Kcu Medan Baru. (3) the existing management plan of Bank Muamalat Kcu Medan Baru on effective spatial management. The data collection technique is qualitative with descriptive method. The data obtained at Bank Muamalat Kcu Medan Baru there are several errors and obstacles in the arrangement of the room so that some good strategies are needed so that the company maximizes the arrangement in accordance with the principles of spatial management so that the company is comfortable and the employees work well. Keywords: Office Layout, Work Comfort, Employee Performance
PENGARUH INFLASI TERHADAP PERTUMBUHAN EKONOMI DI SUMATERA UTARA Lia Purnama Sari; Marwah Auliyani; Nurul Jannah
Journal of Innovation Research and Knowledge Vol. 1 No. 7: Desember 2021
Publisher : Bajang Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (209.055 KB)

Abstract

Pertumbuhan ekonomi merupakan cara yang dilakukan untuk meningkatkan kemampuan pada suatu perekonomian dalam menghasilkan sebuah produk atau jasa. Dalam menumbuhkan ekonomi hal yang dapat paling penting diperhatikan oleh pemerintah adalah inflasi. Inflasi adalah proses kenaikan harga-harga umum barang-barang secara terus menerus. Penelitian ini menggunakan metode kuantitatif dengan jenis pengumpulan datanya menggunakan data time series yang diambil dari Badan Pusat Statisti Sumatera Utara pada periode 2018-2020 dengan alat bantu penelitian menggunakan SPSS. Hasil penelitian ini menunjukkan bahwa variabel inflasi memiliki nilai signifikan sebesar 0,543 lebih besar dari 0,05 maka dapat disimpulkan bahwa variabel inflasi berpengaruh signifikan terhadap pertumbuhan ekonomi. Hasil t-hitung menunjukkan nilainya sebesar 0,614 dan t-tabel sebesar 2,89. Artinya t-hitung lebih kecil dari t-tabel yang menunjukkan bahwa variabel inflasi mempunyai pengaruh secara parsial dengan pertumbuhan ekonomi.
Determnan Keputusan Penggunaan Dompet Digital Dengan Minat Guna sebagai Variabel Intervening: Nur Sabiatul Aulia; Sugianto Sugianto; Nurul Jannah
El-Mujtama: Jurnal Pengabdian Masyarakat Vol 3 No 1 (2023): El-Mujtama: Jurnal Pengabdian Masyarakat
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (1088.754 KB) | DOI: 10.47467/elmujtama.v3i1.2245

Abstract

In the era of increasingly advanced developments, it requires humans to follow developments that occur in order to support life. The development of technology and speed in obtaining information is certainly very influential in activities to improve financial performance, one of which is the development of technology-based businesses. This study aims to determine the effect of the level of risk, benefit, and ease to use on the decision to use use a digital wallet with interest in use as an intervening variable. This research was conducted using a quantitative approach and used three independent variables, namely the level of risk (X1), benefit (X2), and ease to use (X3), then there is one dependent variable, namely the decision to use (Y), and one intervening variable, namely interest in using (Z). The samples used were students of the State Islamic University of Nort Sumatera in 2018 as many as 99 samples. The type of data use in this study is primary data by distributing questionnaires to the respondents. While the data analysis techniques used is path analysis. The results of this study indicate that (i) the level of risk has a positive and significant effect on interest in use, (ii) usefulness has a positive and significant effect on interest in use, (iii) ease to use has a positive and significant effect on interest in use, (iv) interest in use has a positive effect and significant to the decision to use, (v) the level of risk has no significant effect on the decision to use through interest in use, (vi) benefit has no significant effect on decisions to use through interest in use, (vii) ease of use has a positive and significant effect on decisions to use through interest in use. Interest path analysis was tested to be able to mediate the relationship between the level of risk, benefit, and ease of use on the decision to use a digital wallet. Keywords : Level of risk, Benefit, Ease to use, Decision to use, Digital wallet
Co-Authors Ade Widya Claudia agusani, widya Ahmad Muhaisin B. Syarbaini Ahmad Perdana Indra Ahmad Perdana Indra Ali Akbar Harahap Alisyah Fatiya Raghdha Alwi Muarif Sembirin Alya Avina Alya Rahma Siregar Ananda Dwi Cahya Andi Tri Lestari Annisa Lestari Ritonga Annisa Suci Ramadhani Aqwa Naser Daulay Aramita Aramita Arif Ramadhan Arya Neta Adinda Jambak Asmuni Asmuni atika Aura Mahdiyah Aya tullah Ayu Rahmawati Ayudiah Uprianingsih Azhari Akmal Tarigan Bastanta Sinulingga Budi Harianto Citra Prasiska Puspita Tohamba, Citra Prasiska Puspita Dea Dara audina Devi Aprilia Ningsih Dharma, Budi Egi Regi Prayoga Eko Agus Alfianto ENDRI ENDRI ESKI ADITYA Eski Aditya Faisal Akbar Fany Renaldy Harahap Farhan Edma Manurung Farida Hanum Boangmanalu Feby Sahira Fina Mulyana Firdha Aigha Suwito Fitra Maulana Roza Fitri Rahmadani Harahap Gunavathy Selvarajh Hadi Nasbey Hanifah Oktaviani Fakhri Hanizar Simatupang Harahap, Fasthabiqul Ambiya Hari Subakti Helmi, Muhammad Hervina Dahlianti I Gusti Ngurah Agung Surya Aditya Iis Herike Ilham Tri Wardana Ilham Tri Wardana Imsar Imsar Imsar Imsar Imsar Imsar Intan Wulan Dari Bancin Inten Sulistya Ningsih Irani Eka Putri Pohan Irma Septria Mawarni Julia Putri Zahara Juliana Nasution Juliani Junita Sari Juwita Wulandari Dalimunthe Kamilah , K Khairunisah Khairunisah Kurnia Sandi Panjaitan Lena Mardiana Silaen Lia Purnama Sari Lin Arshy Cahaya Lutfiah Lutfiah M. Ridwan Ridwan M. Ryansyah Margaretha Maria Shinta Pratiwi Marliyah Marwah Auliyani Maryam Batubara Maryam Batubara MASDELIMA HASIBUAN Maulidah, Aula MAULIDYA REZEKI Melinia Maduratna Miranda Julia Pasaribu Mohammad Chaidir Mudrikah, Azizah Muhamad Indra Nurzaman Muhammad A rif Muhammad Afdhal Muhammad Arif Muhammad Arif Muhammad Arif Muhammad Choir Rivaldi Muhammad Helmi Muhammad Lathief Ilhamy Nasution Muhammad Ramadhan Muhammad Ramadhan Muhammad Ravi Akbar Muhammad Rijal Fanshury Hasibuan Muhammad Yafiz Muhammad Yunus Sofian Mulya Virgonita I Winta Murat, Nur Atiqah Maulad Mutia Maudy Khasanah Mutiara Ratu Shapura Nadia Amalia Nadira Paramita Nadya Ulfah nasution, fauziah Nia Nazlia Nilam Utami Aqillah Novita Ayunda Sari NUR AHMADI BI RAHMANI Nur Ainun Ningsih Nur Ainun Siregar Nur Fadlilah Nur Sabiatul Aulia Nur Salsabila Arwan Nst Nurafria Nanda Nuraisyah Syarifah Nurbaiti Nurbaiti Nurlaila Nurlaila Nurlaila Nurlaila Nurul Arsih Padlan Habibi Prayugo Ali Abdillah Purnama Ramadani Silalahi Purnama Sari, Eka Putri Ismaydina Putri Masrifah Rahma, Tri Inda Fadhila Rahmad Raja Martua Hasibuan Rahmani, Nur Ahmadi Bi Rahmat Daim Harahap Imsar Raisa Aulia Rahma Ramayani Rima Yohani RINDI SAFIRA Riyadi, Muskhab Eko Rizka Afriani RIZKIA ZAHRA Robi Mufti Ruqayyah Ruqayyah Ryan Arianda Salsabila Putri Salsabila Rahmawan, Fadia Salwa Fadillah Haya Saparuddin Siregar Sari, Meyana Selly Febriana Sigit Pranomo Hadi Silvia Retri Aldona Tampubolon Sindi Novita Sari Siti Aisyah Siti Rahmah Ritonga Solly Aryza Sri Bella Larasaty Yuandra Sri Ramadhani Sri Sudiarti Sri Sudiarti Sri Sudiarti Sugianto Suggianto Sugianto Sugianto Sugianto Sugianto Syarif Amin SYFA ARIKAH Tambunan, Khairina Tri Inda Fadhila Rahma Tria Silvia Tuti Anggraini Tuti Anggraini Tuti Damayanti Marbun Ummi Kalsum Vanessa Vanessa Vega Liana velly khairunnisa velly Wahyu Sarvina Wika Nurfuadi Wiwin Khairany Simanjuntak Yena Puspita Yenni Samri Juliati Nasution Yudi Paruhum Yuliana Sain Yusrizal Yusrizal Yusuf Yusuf ZAHRINA GHAISANY PULUNGAN Zainarti Ziad, Muhammad Thoriq Zikri Rahman Zuhrinal M. Nawawi