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ANALISIS PEMBIAYAAN KENDARAAN BERMOTOR (OTO) DI PT. BANK SYARIAH INDONESIA (BSI) KCP MEDAN RINGROAD
Inten Sulistya Ningsih;
Nurul Jannah
Jurnal Akuntansi AKTIVA Vol 3 No 2 (2022): OKTOBER
Publisher : Universitas Muhammadiyah Metro
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DOI: 10.24127/akuntansi.v3i2.3043
Tujuan dari penelitian ini adalah untuk mengetahui bagaimana strategi pembiayaan kendaraan bermotor (OTO) pada PT. Bank Syariah Indonesia (BSI) KCP Medan Ringroad. Metode penelitian yang digunakan dalam penelitian ini adalah metode deskriptif kualitatif. Pengumpulan data dilakukan dengan mewawancarai salah satu karyawan PT. Bank Syariah Indonesia (BSI) KCP Medan Ringroad, dan observasi langsung dan tidak langsung terhadap objek yang berhubungan dengan penelitian. Hasil penelitian menunjukkan bahwa mekanisme pembiayaan kendaraan bermotor (OTO) di BSI mengalami perubahan, khususnya target nasabah pembiayaan KPR OTO. Dalam hal ini, BSI mengutamakan nasabah dengan pekerjaan tetap, baik swasta maupun non swasta. Dalam hal ini kendaraan bermotor yang diberikan pembiayaan berupa mobil.
Strategi Pemasaran Produk Tabungan Giro IB Yang Berkonsep Mudharabah Pada Bank Sumut Syariah Capem HM. Yamin
Fitra Maulana Roza;
Nurul Jannah
JIKEM: Jurnal Ilmu Komputer, Ekonomi dan Manajemen Vol 2 No 2 (2022): JIKEM: Jurnal Ilmu Komputer, Ekonomi dan Manajemen
Publisher : Universitas Muhammadiyah Enrekang
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The purpose of this study was to find out about the marketing strategy of the iB Current Account product. This research is a type of descriptive research using a qualitative approach. Information obtained from interviews, literature review sourced from several books and critical thinking from the author. Based on the results of the author's research at PT Bank Sumut Syariah Kcp HM. Yamin. So what can be concluded from the company where the author carries out practical internship work, namely as follows; PT Bank Sumut which is one of the tools/complements of regional autonomy in the banking sector, PT Bank Sumut has a function as a driver and driver of the pace of development in the region, acting as a regional treasury holder and or carrying out regional money storage as well as a source of regional income and as a source of regional income. Commercial banks. The government considers PT Bank Sumut capable of reviving and considering the important role of PT Bank Sumut
Penerapan Prinsip 5c pada Pembiayaan Murabahah di SUMUT Syariah KCP HM Yamin
Alwi Muarif Sembirin;
Nurul Jannah
JIKEM: Jurnal Ilmu Komputer, Ekonomi dan Manajemen Vol 2 No 2 (2022): JIKEM: Jurnal Ilmu Komputer, Ekonomi dan Manajemen
Publisher : Universitas Muhammadiyah Enrekang
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The purpose of the study was to determine the supporting and inhibiting factors in Murabahah financing at Bank SUMUT Syariah KCP HM Yamin and the application of 5C principles to Murabahah financing at Bank SUMUT Syariah KCP HM Yamin. The research method used is descriptive qualitative research... Information obtained from interviews, literature review sourced from journals and critical thinking from the author. Based on the results of the author's research at Bank SUMUT Syariah Kcp HM. Yamin. So what can be concluded from the company where the author carries out practical internship work, namely as follows; PT Bank Sumut which is one of the tools/equipment of regional autonomy in the banking sector, PT Bank Sumut has a function as a driver and driver of the pace of development in the region, acting as a regional treasury holder and or carrying out regional money storage as well as a source of regional income and as a source of regional income. Commercial banks. The government considers PT Bank Sumut to be able to bounce back and considering the important role of PT Bank Sumut in supporting development in the North Sumatra area, the government only includes PT Bank Sumut in recapitalized banks.
Strategi Pemasaran Pembiayaan Kepemilikan Rumah pada Bank SUMUT KCP SY HM YAMIN
Muhammad Rijal Fanshury Hasibuan;
Nurul Jannah
JIKEM: Jurnal Ilmu Komputer, Ekonomi dan Manajemen Vol 2 No 2 (2022): JIKEM: Jurnal Ilmu Komputer, Ekonomi dan Manajemen
Publisher : Universitas Muhammadiyah Enrekang
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The purpose of this study was to obtain a marketing strategy for KPR products of Bank Sumut Syariah for Bank Sumut Syariah KCP SY HM Yamin in increasing bank income. This research is a type of descriptive research using a qualitative approach. Information obtained from interviews, field identification, literature review sourced from journals and critical thinking from the author. By doing a SWOT analysis of FLPP mortgage financing at Bank Sumut KCP Sy HM Yamin, the results of the Cartesian diagram show the company's position is in quadrant I (growth), which is a very profitable situation for the company. So, Bank Sumut KCP Sy HM Yamin still has the strength to take advantage of existing opportunities as well as possible in order to minimize weaknesses and overcome threats. The strategy applied in this condition is to support an aggressive growth policy (Growth Oriented Strategy, namely by doing agile growth, the company takes advantage of prime conditions to continue to increase expansion, growth and maximize opportunities
Analisis Minat Nasabah pada Penggunaan Aplikasi BSI Mobile dalam Pembayaran E-Commerce: Studi Kasus pada Mahasiswa UINSU
Intan Wulan Dari Bancin;
Nurul Jannah
JIKEM: Jurnal Ilmu Komputer, Ekonomi dan Manajemen Vol 2 No 2 (2022): JIKEM: Jurnal Ilmu Komputer, Ekonomi dan Manajemen
Publisher : Universitas Muhammadiyah Enrekang
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Dengan berkembangnya teknologi yang semakin maju di dunia, maka setiap perusahan-perusahan kecil maupn besar berlomba-lomba untuk mengembangkan sistem mereka, salah satunya adalah pada bank-bank di Indonesia yang berlomba-lomba membuat sistem pelayanan yang mudan praktis layaknya aplikasi BSI mobile. Banyaknya transaksi jual beli yang dilakukan dengan menggunakan media online menjadikan banyaknya masyarakat di haruskan melakukan pembayaran melalui online juga dengan menggunakan fitur-fitur yang telah tersedia. Dengan fitur-fitur yang telah dirancang sedemikian rupa yang dapat membantu segala kegiatan transaksi nasabah, BSI mobile hadir di masyarakat untuk membantu kemudahan transaksi tersebut. Maka dengan itu penelitian ini dilakukan bertujuan untuk menganalisa: (1) Apa yang menjadi hambatan mahasiswa UINSU dalam menggunakan BSI mobile, (2) Mengebangkan minat mahasiswa UINSU dalam menggunakan aplikasi BSI mobile dalam pembayaran E-commerce. Adapun Penelitian ini menggunakan metode peneitian field research karena peneliti terjun langsung ke lapangan untuk mengetahui dan mengamati langsung fenomena yang terjadi yaitu tentang tingkat kepuasan nasabah mahasiswa UINSU dalam menggunakan BSI mobile di Bank Syariah Indonesia agar mendapatkan bukti dan hasil yang tepat. Sampel penelitian didapat dari beberapa mahasiswa UINSU yang telah diambil dari setiap fakultas yang ada di UINSU. Terdapat ada 16 jumlah responden yang saya ambil dari setiap fakultas dan dapat disimpulkan bahwa 7 (46,6%) dari 15 orang mahasiswa menggunakan BSI mobile dan 9 (60%) dari 15 orang mahasiswa UINSU tidak menggunakan aplikasi tersebut karna telah menggunakan aplikasi pembayaran lainnya. Hasil penelitian ini menunjukkan bahwa BSI mobile merupakan aplikasi yang masih belum diketahui dan diminati oleh sebagaian mahasiswa UINSU. Dan bagi nasabah yang tidak menggunakan layanan BSI mobile, berarti mereka merasa kurang atau tidak membutuhkan layanan tersebut.
Analisis Faktor-Faktor Kebutuhan dan Peluang Masyarakat Menjadi Nasabah di Bank Syariah Indonesia (BSI) KC Sibolga
Putri Masrifah;
Nurul Jannah
JIKEM: Jurnal Ilmu Komputer, Ekonomi dan Manajemen Vol 2 No 2 (2022): JIKEM: Jurnal Ilmu Komputer, Ekonomi dan Manajemen
Publisher : Universitas Muhammadiyah Enrekang
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This study discusses the analysis of the factors of people's needs and opportunities to become customers at Bank Syariah Indonesia (BSI) KC Sibolga. The formulation of the problem raised is "What are the factors that influence the needs of the community to become customers at Bank Syariah Indonesia?". The development of Islamic banking in Indonesia is currently progressing. This is evidenced by the number of Conventional Banks that have started to open Sharia Business Units. However, the development of Islamic banks has not been able to influence the needs of the community to become customers of Islamic banks. The purpose of this study was to determine the needs and opportunities of the community to become customers of Islamic banks. People want the results of borrowing funds from financial institutions will get big profits without having to be burdened with interest and avoid usury.
Peranan Kebijakan Moneter Konvensional dan Islam terhadap Pengendalian Inflasi di Indonesia
Fany Renaldy Harahap;
Khairina Tambunan;
Nurul Jannah
JIKEM: Jurnal Ilmu Komputer, Ekonomi dan Manajemen Vol 2 No 2 (2022): JIKEM: Jurnal Ilmu Komputer, Ekonomi dan Manajemen
Publisher : Universitas Muhammadiyah Enrekang
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Salahh satus tugas utama kebijakand moneter adalah mengendalikanr inflasiz. yaitu menjaga stabilitas harga. Inflasi adalah kenaikan harga umum barang-barang dan jasa, yang melemahkan daya beli. Inflasi ditandai dengan kenaikan harga barang, itu adalah suatu peristiwa Kebijakan moneter umum di hampir semua negara. Penelitian inia berbentukf penelitiant kepustakaanr (LibraryyResearchh), segala informasii yang didapatkann berkaitanadengan pembahasan penelitiansini diperolehrdari berbagai sumber-sumber literatur dan bersifattdeskriptif kualitatif. metode kualitatif adalah metode penelitian yang menghasilkan bahasa lisan dan tulisan seorang individu yang diperoleh dengan mengamati perilaku menghasilkan data deskriptif untuk mengatasi inflasi yang tinggi, Bankk Indonesia dapatt mengendalikannyaa dengann menerbitkan SBIi untuku menekan danaz yangg beredar di masyarakatt. Bank sentral bertindak menurunkan suku bunga SBI sebagai berikut Sesuai dengan tarif PUAB atau Pasar uang antar bank merupakan sarana promosi berkembang di pasar uang. Sertifikat Musyarakah berbasis PLS yang dijual kepada masyarakat mengontrol jumlah uang yang beredar dapattt berupaa Sertifikatt Bankk Indonesiaa Syari’ah (SBIS) dan Praktek Pasarr Uangg Bankr Antar Islam atau syari’ah (PUAS).
Implementasi Zakat Maal secara Produktif, Solusi Pengentasan Kemiskinan di Kota Medan
Kurnia Sandi Panjaitan;
Khairunisah Khairunisah;
Nurul Jannah
Al-Kharaj : Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol 5 No 3 (2023): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah
Publisher : Research and Strategic Studies Center (Pusat Riset dan Kajian Strategis) Fakultas Syariah IAI Nasional Laa Roiba
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DOI: 10.47467/alkharaj.v5i3.1643
This study aims to provide an overview in the orm of a portrait of zakat maal and how its contribution, role, and performance in alleviating poverty. The research method used in the journal is a qualitative method using zakat maal as a case study. Zakat maal is a system in the Qur’an to regulate several provisions regarding assets that must be tithe. Zakat is only prouctive as a qualitative and quantitative embodiment so that the zakat issued is not to meet needs at any time (comsumtive). However, trying to have an investment value for the independence of zakat recipients. In Indonesia, where most of the population is Muslim, it actually has stategic potential and is very feasible to be developed in driving the economy. In addition, the concept of zakat offered by Islam promises the dimensions of benefit and the management of potential economic resources in people’s lives so that poverty can be eradicated. Keywords: Zakat Mal, Productive Zakat, Proverty, Economy.
Pengaruh Pendidikan Kesehatan Terhadap Pengetahuan Dan Sikap Remaja Tentang HIV-AIDS
Arif rahman;
Nurul Jannah;
Aya tullah
Citra Delima : Jurnal Ilmiah STIKES Citra Delima Bangka Belitung Vol 6 No 2 (2023): Citra Delima : Jurnal Ilmiah STIKES Citra Delima Bangka Belitung
Publisher : STIKES Citra Delima Bangka Belitung
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DOI: 10.33862/citradelima.v6i2.331
HIV(Human Immunodeviciency Virus) is a major global health problem has taken its toll died 40.1 lives so far. Indonesian Health Ministry recorded HIV cases in 2021 as many as 36.902 cases, majority patients are of productive age. Health education plays an important role in early HIV prevention. The purpose of this research to analyze the influence of health promotion on knowledge and attitudes of adolescents about HIV-AIDS. This research is a pre-Experimental study using One Group Pre-test-Post-Test Design. The research sample was 73 student. Knowledge level research results shows that respondents who have a high level of Pre-Test knowledge are 41.1% and Post-Tes results have increased are 61.6%, and respondents who have a low level of knowledge Pre-Test are 58.9% and Post-Test result. In respondents who have a positive attitude Pre-Test are 52.1% and Post-Test results have an increase are 71.2%. And respondents who have a low attitude Pre-Test are 47.9% and Post-Test results have decreased to 28.8%. Based on the Paired T-Test test, the level of knowledge and attitudes of adolescents towards HIV-AIDS before and after health promotion obtained each Asymptotic Significance Two Tails value or P Value are 0.000 <0.05. It is hoped that health education in schools can be carried out routinely to increase students' knowledge and attitudes in preventing HIV-AIDS.
Analisis Biaya Pemeliharaan Aktiva Tetap (Mesin) untuk Menjaga Kelancaran Produksi pada CV Rabbani Kota Medan
Faisal Akbar;
Nurlaila Nurlaila;
Nurul Jannah
Journal on Education Vol 5 No 2 (2023): Journal on Education: Volume 5 Nomor 2 Tahun 2023
Publisher : Departement of Mathematics Education
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DOI: 10.31004/joe.v5i2.833
This study has a purpose to determine the budget for the maintenance of fixed assets (machines), to find out the realization of the budget for maintaining fixed assets (machines) is greater than the budget for maintenance costs, and to determine the effect of maintenance costs on fixed assets (machines) on the smooth production of CV Rabbani. The data analysis method used is descriptive test analysis technique, descriptive test is a way of formulating and interpreting existing data so as to provide a clear picture through collecting, compiling and analyzing data, so that a general description of the maintenance activities carried out by the company can be known. The results of the research that have been obtained explain that the decrease in the amount of production occurs due to the number of machines that are damaged so that it increases the amount of maintenance costs that exceed the total maintenance cost budget that has been set by CV Rabbani.