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All Journal Islamic Ecomonics Journal Studia Economica: Jurnal Ekonomi Islam IDEAS: Journal on English Language Teaching and Learning, Linguistics and Literature Ekonomi-Qu (Jurnal Penelitian Ilmu Ekonomi) Jurnal Ilmiah Ekonomi Islam Economica: Jurnal Ekonomi Islam Jurnal Masharif al-Syariah: Jurnal Ekonomi dan Perbankan Syariah Journal of Economic, Bussines and Accounting (COSTING) At-Tawassuth: Jurnal Ekonomi Islam JURNAL PENDIDIKAN TAMBUSAI Citra Delima Scientific journal of Citra Internasional Institute Jurnal Pengabdian Magister Pendidikan IPA Journal on Education JURNAL MANAJEMEN BISNIS Jurnal Proaksi International Journal of Economics, Business and Accounting Research (IJEBAR) Journal of Management and Business Innovations Jurnal Ilmiah Edunomika (JIE) Management Studies and Entrepreneurship Journal (MSEJ) Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah RESEARCH AND DEVELOPMENT JOURNAL OF EDUCATION (RDJE) Review of Islamic Economics and Finance JURNAL ILMIAH MAKSITEK JURNAL ILMIAH KOHESI SOSIOEDUKASI : JURNAL ILMIAH ILMU PENDIDIKAN DAN SOSIAL JURMA : Jurnal Program Mahasiswa Kreatif Dinasti International Journal of Economics, Finance & Accounting (DIJEFA) Journal of Holistics and Health Sciences (JHHS) Journal La Bisecoman Al-Sharf: Jurnal Ekonomi Islam INTELEKTIVA El-Mujtama: Jurnal Pengabdian Masyarakat JIKEM: Jurnal Ilmu Komputer, Ekonomi dan Manajemen Transformasi Manageria: Journal of Islamic Education Management ETNIK : Jurnal Ekonomi dan Teknik Humantech : Jurnal Ilmiah Multidisiplin Indonesia Jurnal Akuntansi AKTIVA EKSYA: Jurnal Ekonomi Syariah EKONOMIKA45 Salimiya : Jurnal Studi Ilmu Keagamaan Islam eCo-Fin Journal of Management and Business Jurnal Ekonomika Dan Bisnis Economic Reviews Journal MES Management Journal Journal of Innovation Research and Knowledge AKASYAH: Jurnal Akuntansi, Keuangan dan Audit Syariah Optimal: Jurnal Ekonomi dan Manajemen Journal of Public Representative and Society Provision Inisiatif: Jurnal Ekonomi, Akuntansi Dan Manajemen Commodity : Jurnal Perbankan dan Keuangan Islam Paradoks : Jurnal Ilmu Ekonomi Amkop Management Accounting Review (AMAR) Wawasan : Jurnal Ilmu Manajemen, Ekonomi dan Kewirausahaan Citra Delima Scientific journal of Citra Internasional Institute Journal of Contemporary Gender and Child Studies Jurnal Pendidikan Kesehatan (e-Journal) Jurnal Nuansa: Publikasi Ilmu Manajemen dan Ekonomi Syariah SAUJANA : Jurnal Perbankan Syariah dan Ekonomi Syariah Jurnal Al-ittifaq Muqaddimah: Jurnal Ekonomi, Manajemen, Akuntansi dan Bisnis Aladalah: Jurnal Politik, Sosial, Hukum dan Humaniora IIJSE El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam JESKaPe: Jurnal Ekonomi Syariah, Akuntansi dan Perbankan JOIES (Journal of Islamic Education Studies) Prosiding Seminar Nasional Unimus Jurnal Intelek Insan Cendikia Journal of Ekonomics, Finance, and Management Studies Jurnal Price : Ekonomi dan Akuntasi International Journal of Economics and Management Research Edumaspul: Jurnal Pendidikan
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ANALISIS PEMBIAYAAN KENDARAAN BERMOTOR (OTO) DI PT. BANK SYARIAH INDONESIA (BSI) KCP MEDAN RINGROAD Inten Sulistya Ningsih; Nurul Jannah
Jurnal Akuntansi AKTIVA Vol 3 No 2 (2022): OKTOBER
Publisher : Universitas Muhammadiyah Metro

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24127/akuntansi.v3i2.3043

Abstract

Tujuan dari penelitian ini adalah untuk mengetahui bagaimana strategi pembiayaan kendaraan bermotor (OTO) pada PT. Bank Syariah Indonesia (BSI) KCP Medan Ringroad. Metode penelitian yang digunakan dalam penelitian ini adalah metode deskriptif kualitatif. Pengumpulan data dilakukan dengan mewawancarai salah satu karyawan PT. Bank Syariah Indonesia (BSI) KCP Medan Ringroad, dan observasi langsung dan tidak langsung terhadap objek yang berhubungan dengan penelitian. Hasil penelitian menunjukkan bahwa mekanisme pembiayaan kendaraan bermotor (OTO) di BSI mengalami perubahan, khususnya target nasabah pembiayaan KPR OTO. Dalam hal ini, BSI mengutamakan nasabah dengan pekerjaan tetap, baik swasta maupun non swasta. Dalam hal ini kendaraan bermotor yang diberikan pembiayaan berupa mobil.
Strategi Pemasaran Produk Tabungan Giro IB Yang Berkonsep Mudharabah Pada Bank Sumut Syariah Capem HM. Yamin Fitra Maulana Roza; Nurul Jannah
JIKEM: Jurnal Ilmu Komputer, Ekonomi dan Manajemen Vol 2 No 2 (2022): JIKEM: Jurnal Ilmu Komputer, Ekonomi dan Manajemen
Publisher : Universitas Muhammadiyah Enrekang

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Abstract

The purpose of this study was to find out about the marketing strategy of the iB Current Account product. This research is a type of descriptive research using a qualitative approach. Information obtained from interviews, literature review sourced from several books and critical thinking from the author. Based on the results of the author's research at PT Bank Sumut Syariah Kcp HM. Yamin. So what can be concluded from the company where the author carries out practical internship work, namely as follows; PT Bank Sumut which is one of the tools/complements of regional autonomy in the banking sector, PT Bank Sumut has a function as a driver and driver of the pace of development in the region, acting as a regional treasury holder and or carrying out regional money storage as well as a source of regional income and as a source of regional income. Commercial banks. The government considers PT Bank Sumut capable of reviving and considering the important role of PT Bank Sumut
Penerapan Prinsip 5c pada Pembiayaan Murabahah di SUMUT Syariah KCP HM Yamin Alwi Muarif Sembirin; Nurul Jannah
JIKEM: Jurnal Ilmu Komputer, Ekonomi dan Manajemen Vol 2 No 2 (2022): JIKEM: Jurnal Ilmu Komputer, Ekonomi dan Manajemen
Publisher : Universitas Muhammadiyah Enrekang

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Abstract

The purpose of the study was to determine the supporting and inhibiting factors in Murabahah financing at Bank SUMUT Syariah KCP HM Yamin and the application of 5C principles to Murabahah financing at Bank SUMUT Syariah KCP HM Yamin. The research method used is descriptive qualitative research... Information obtained from interviews, literature review sourced from journals and critical thinking from the author. Based on the results of the author's research at Bank SUMUT Syariah Kcp HM. Yamin. So what can be concluded from the company where the author carries out practical internship work, namely as follows; PT Bank Sumut which is one of the tools/equipment of regional autonomy in the banking sector, PT Bank Sumut has a function as a driver and driver of the pace of development in the region, acting as a regional treasury holder and or carrying out regional money storage as well as a source of regional income and as a source of regional income. Commercial banks. The government considers PT Bank Sumut to be able to bounce back and considering the important role of PT Bank Sumut in supporting development in the North Sumatra area, the government only includes PT Bank Sumut in recapitalized banks.
Strategi Pemasaran Pembiayaan Kepemilikan Rumah pada Bank SUMUT KCP SY HM YAMIN Muhammad Rijal Fanshury Hasibuan; Nurul Jannah
JIKEM: Jurnal Ilmu Komputer, Ekonomi dan Manajemen Vol 2 No 2 (2022): JIKEM: Jurnal Ilmu Komputer, Ekonomi dan Manajemen
Publisher : Universitas Muhammadiyah Enrekang

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Abstract

The purpose of this study was to obtain a marketing strategy for KPR products of Bank Sumut Syariah for Bank Sumut Syariah KCP SY HM Yamin in increasing bank income. This research is a type of descriptive research using a qualitative approach. Information obtained from interviews, field identification, literature review sourced from journals and critical thinking from the author. By doing a SWOT analysis of FLPP mortgage financing at Bank Sumut KCP Sy HM Yamin, the results of the Cartesian diagram show the company's position is in quadrant I (growth), which is a very profitable situation for the company. So, Bank Sumut KCP Sy HM Yamin still has the strength to take advantage of existing opportunities as well as possible in order to minimize weaknesses and overcome threats. The strategy applied in this condition is to support an aggressive growth policy (Growth Oriented Strategy, namely by doing agile growth, the company takes advantage of prime conditions to continue to increase expansion, growth and maximize opportunities
Analisis Minat Nasabah pada Penggunaan Aplikasi BSI Mobile dalam Pembayaran E-Commerce: Studi Kasus pada Mahasiswa UINSU Intan Wulan Dari Bancin; Nurul Jannah
JIKEM: Jurnal Ilmu Komputer, Ekonomi dan Manajemen Vol 2 No 2 (2022): JIKEM: Jurnal Ilmu Komputer, Ekonomi dan Manajemen
Publisher : Universitas Muhammadiyah Enrekang

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Abstract

Dengan berkembangnya teknologi yang semakin maju di dunia, maka setiap perusahan-perusahan kecil maupn besar berlomba-lomba untuk mengembangkan sistem mereka, salah satunya adalah pada bank-bank di Indonesia yang berlomba-lomba membuat sistem pelayanan yang mudan praktis layaknya aplikasi BSI mobile. Banyaknya transaksi jual beli yang dilakukan dengan menggunakan media online menjadikan banyaknya masyarakat di haruskan melakukan pembayaran melalui online juga dengan menggunakan fitur-fitur yang telah tersedia. Dengan fitur-fitur yang telah dirancang sedemikian rupa yang dapat membantu segala kegiatan transaksi nasabah, BSI mobile hadir di masyarakat untuk membantu kemudahan transaksi tersebut. Maka dengan itu penelitian ini dilakukan bertujuan untuk menganalisa: (1) Apa yang menjadi hambatan mahasiswa UINSU dalam menggunakan BSI mobile, (2) Mengebangkan minat mahasiswa UINSU dalam menggunakan aplikasi BSI mobile dalam pembayaran E-commerce. Adapun Penelitian ini menggunakan metode peneitian field research karena peneliti terjun langsung ke lapangan untuk mengetahui dan mengamati langsung fenomena yang terjadi yaitu tentang tingkat kepuasan nasabah mahasiswa UINSU dalam menggunakan BSI mobile di Bank Syariah Indonesia agar mendapatkan bukti dan hasil yang tepat. Sampel penelitian didapat dari beberapa mahasiswa UINSU yang telah diambil dari setiap fakultas yang ada di UINSU. Terdapat ada 16 jumlah responden yang saya ambil dari setiap fakultas dan dapat disimpulkan bahwa 7 (46,6%) dari 15 orang mahasiswa menggunakan BSI mobile dan 9 (60%) dari 15 orang mahasiswa UINSU tidak menggunakan aplikasi tersebut karna telah menggunakan aplikasi pembayaran lainnya. Hasil penelitian ini menunjukkan bahwa BSI mobile merupakan aplikasi yang masih belum diketahui dan diminati oleh sebagaian mahasiswa UINSU. Dan bagi nasabah yang tidak menggunakan layanan BSI mobile, berarti mereka merasa kurang atau tidak membutuhkan layanan tersebut.
Analisis Faktor-Faktor Kebutuhan dan Peluang Masyarakat Menjadi Nasabah di Bank Syariah Indonesia (BSI) KC Sibolga Putri Masrifah; Nurul Jannah
JIKEM: Jurnal Ilmu Komputer, Ekonomi dan Manajemen Vol 2 No 2 (2022): JIKEM: Jurnal Ilmu Komputer, Ekonomi dan Manajemen
Publisher : Universitas Muhammadiyah Enrekang

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Abstract

This study discusses the analysis of the factors of people's needs and opportunities to become customers at Bank Syariah Indonesia (BSI) KC Sibolga. The formulation of the problem raised is "What are the factors that influence the needs of the community to become customers at Bank Syariah Indonesia?". The development of Islamic banking in Indonesia is currently progressing. This is evidenced by the number of Conventional Banks that have started to open Sharia Business Units. However, the development of Islamic banks has not been able to influence the needs of the community to become customers of Islamic banks. The purpose of this study was to determine the needs and opportunities of the community to become customers of Islamic banks. People want the results of borrowing funds from financial institutions will get big profits without having to be burdened with interest and avoid usury.
Peranan Kebijakan Moneter Konvensional dan Islam terhadap Pengendalian Inflasi di Indonesia Fany Renaldy Harahap; Khairina Tambunan; Nurul Jannah
JIKEM: Jurnal Ilmu Komputer, Ekonomi dan Manajemen Vol 2 No 2 (2022): JIKEM: Jurnal Ilmu Komputer, Ekonomi dan Manajemen
Publisher : Universitas Muhammadiyah Enrekang

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Abstract

Salahh satus tugas utama kebijakand moneter adalah mengendalikanr inflasiz. yaitu menjaga stabilitas harga. Inflasi adalah kenaikan harga umum barang-barang dan jasa, yang melemahkan daya beli. Inflasi ditandai dengan kenaikan harga barang, itu adalah suatu peristiwa Kebijakan moneter umum di hampir semua negara. Penelitian inia berbentukf penelitiant kepustakaanr (LibraryyResearchh), segala informasii yang didapatkann berkaitanadengan pembahasan penelitiansini diperolehrdari berbagai sumber-sumber literatur dan bersifattdeskriptif kualitatif. metode kualitatif adalah metode penelitian yang menghasilkan bahasa lisan dan tulisan seorang individu yang diperoleh dengan mengamati perilaku menghasilkan data deskriptif untuk mengatasi inflasi yang tinggi, Bankk Indonesia dapatt mengendalikannyaa dengann menerbitkan SBIi untuku menekan danaz yangg beredar di masyarakatt. Bank sentral bertindak menurunkan suku bunga SBI sebagai berikut Sesuai dengan tarif PUAB atau Pasar uang antar bank merupakan sarana promosi berkembang di pasar uang. Sertifikat Musyarakah berbasis PLS yang dijual kepada masyarakat mengontrol jumlah uang yang beredar dapattt berupaa Sertifikatt Bankk Indonesiaa Syari’ah (SBIS) dan Praktek Pasarr Uangg Bankr Antar Islam atau syari’ah (PUAS).
Implementasi Zakat Maal secara Produktif, Solusi Pengentasan Kemiskinan di Kota Medan Kurnia Sandi Panjaitan; Khairunisah Khairunisah; Nurul Jannah
Al-Kharaj : Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol 5 No 3 (2023): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah
Publisher : Research and Strategic Studies Center (Pusat Riset dan Kajian Strategis) Fakultas Syariah IAI Nasional Laa Roiba

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (1090.626 KB) | DOI: 10.47467/alkharaj.v5i3.1643

Abstract

This study aims to provide an overview in the orm of a portrait of zakat maal and how its contribution, role, and performance in alleviating poverty. The research method used in the journal is a qualitative method using zakat maal as a case study. Zakat maal is a system in the Qur’an to regulate several provisions regarding assets that must be tithe. Zakat is only prouctive as a qualitative and quantitative embodiment so that the zakat issued is not to meet needs at any time (comsumtive). However, trying to have an investment value for the independence of zakat recipients. In Indonesia, where most of the population is Muslim, it actually has stategic potential and is very feasible to be developed in driving the economy. In addition, the concept of zakat offered by Islam promises the dimensions of benefit and the management of potential economic resources in people’s lives so that poverty can be eradicated. Keywords: Zakat Mal, Productive Zakat, Proverty, Economy.
Pengaruh Pendidikan Kesehatan Terhadap Pengetahuan Dan Sikap Remaja Tentang HIV-AIDS Arif rahman; Nurul Jannah; Aya tullah
Citra Delima : Jurnal Ilmiah STIKES Citra Delima Bangka Belitung Vol 6 No 2 (2023): Citra Delima : Jurnal Ilmiah STIKES Citra Delima Bangka Belitung
Publisher : STIKES Citra Delima Bangka Belitung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33862/citradelima.v6i2.331

Abstract

HIV(Human Immunodeviciency Virus) is a major global health problem has taken its toll died 40.1 lives so far. Indonesian Health Ministry recorded HIV cases in 2021 as many as 36.902 cases, majority patients are of productive age. Health education plays an important role in early HIV prevention. The purpose of this research to analyze the influence of health promotion on knowledge and attitudes of adolescents about HIV-AIDS. This research is a pre-Experimental study using One Group Pre-test-Post-Test Design. The research sample was 73 student. Knowledge level research results shows that respondents who have a high level of Pre-Test knowledge are 41.1% and Post-Tes results have increased are 61.6%, and respondents who have a low level of knowledge Pre-Test are 58.9% and Post-Test result. In respondents who have a positive attitude Pre-Test are 52.1% and Post-Test results have an increase are 71.2%. And respondents who have a low attitude Pre-Test are 47.9% and Post-Test results have decreased to 28.8%. Based on the Paired T-Test test, the level of knowledge and attitudes of adolescents towards HIV-AIDS before and after health promotion obtained each Asymptotic Significance Two Tails value or P Value are 0.000 <0.05. It is hoped that health education in schools can be carried out routinely to increase students' knowledge and attitudes in preventing HIV-AIDS.
Analisis Biaya Pemeliharaan Aktiva Tetap (Mesin) untuk Menjaga Kelancaran Produksi pada CV Rabbani Kota Medan Faisal Akbar; Nurlaila Nurlaila; Nurul Jannah
Journal on Education Vol 5 No 2 (2023): Journal on Education: Volume 5 Nomor 2 Tahun 2023
Publisher : Departement of Mathematics Education

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31004/joe.v5i2.833

Abstract

This study has a purpose to determine the budget for the maintenance of fixed assets (machines), to find out the realization of the budget for maintaining fixed assets (machines) is greater than the budget for maintenance costs, and to determine the effect of maintenance costs on fixed assets (machines) on the smooth production of CV Rabbani. The data analysis method used is descriptive test analysis technique, descriptive test is a way of formulating and interpreting existing data so as to provide a clear picture through collecting, compiling and analyzing data, so that a general description of the maintenance activities carried out by the company can be known. The results of the research that have been obtained explain that the decrease in the amount of production occurs due to the number of machines that are damaged so that it increases the amount of maintenance costs that exceed the total maintenance cost budget that has been set by CV Rabbani.
Co-Authors Ade Widya Claudia agusani, widya Ahmad Muhaisin B. Syarbaini Ahmad Perdana Indra Ahmad Perdana Indra Ali Akbar Harahap Alisyah Fatiya Raghdha Alwi Muarif Sembirin Alya Avina Alya Rahma Siregar Ananda Dwi Cahya Andi Tri Lestari Annisa Lestari Ritonga Annisa Suci Ramadhani Aqwa Naser Daulay Aramita Aramita Arif Ramadhan Arya Neta Adinda Jambak Asmuni Asmuni atika Aura Mahdiyah Aya tullah Ayu Rahmawati Ayudiah Uprianingsih Azhari Akmal Tarigan Bastanta Sinulingga Budi Harianto Citra Prasiska Puspita Tohamba, Citra Prasiska Puspita Dea Dara audina Devi Aprilia Ningsih Dharma, Budi Egi Regi Prayoga Eko Agus Alfianto ENDRI ENDRI ESKI ADITYA Eski Aditya Faisal Akbar Fany Renaldy Harahap Farhan Edma Manurung Farida Hanum Boangmanalu Feby Sahira Fina Mulyana Firdha Aigha Suwito Fitra Maulana Roza Fitri Rahmadani Harahap Gunavathy Selvarajh Hadi Nasbey Hanifah Oktaviani Fakhri Hanizar Simatupang Harahap, Fasthabiqul Ambiya Hari Subakti Helmi, Muhammad Hervina Dahlianti I Gusti Ngurah Agung Surya Aditya Iis Herike Ilham Tri Wardana Ilham Tri Wardana Imsar Imsar Imsar Imsar Imsar Imsar Intan Wulan Dari Bancin Inten Sulistya Ningsih Irani Eka Putri Pohan Irma Septria Mawarni Julia Putri Zahara Juliana Nasution Juliani Junita Sari Juwita Wulandari Dalimunthe Kamilah , K Khairunisah Khairunisah Kurnia Sandi Panjaitan Lena Mardiana Silaen Lia Purnama Sari Lin Arshy Cahaya Lutfiah Lutfiah M. Ridwan Ridwan M. Ryansyah Margaretha Maria Shinta Pratiwi Marliyah Marwah Auliyani Maryam Batubara Maryam Batubara MASDELIMA HASIBUAN Maulidah, Aula MAULIDYA REZEKI Melinia Maduratna Miranda Julia Pasaribu Mohammad Chaidir Mudrikah, Azizah Muhamad Indra Nurzaman Muhammad A rif Muhammad Afdhal Muhammad Arif Muhammad Arif Muhammad Arif Muhammad Choir Rivaldi Muhammad Helmi Muhammad Lathief Ilhamy Nasution Muhammad Ramadhan Muhammad Ramadhan Muhammad Ravi Akbar Muhammad Rijal Fanshury Hasibuan Muhammad Yafiz Muhammad Yunus Sofian Mulya Virgonita I Winta Murat, Nur Atiqah Maulad Mutia Maudy Khasanah Mutiara Ratu Shapura Nadia Amalia Nadira Paramita Nadya Ulfah nasution, fauziah Nia Nazlia Nilam Utami Aqillah Novita Ayunda Sari NUR AHMADI BI RAHMANI Nur Ainun Ningsih Nur Ainun Siregar Nur Fadlilah Nur Sabiatul Aulia Nur Salsabila Arwan Nst Nurafria Nanda Nuraisyah Syarifah Nurbaiti Nurbaiti Nurlaila Nurlaila Nurlaila Nurlaila Nurul Arsih Padlan Habibi Prayugo Ali Abdillah Purnama Ramadani Silalahi Purnama Sari, Eka Putri Ismaydina Putri Masrifah Rahma, Tri Inda Fadhila Rahmad Raja Martua Hasibuan Rahmani, Nur Ahmadi Bi Rahmat Daim Harahap Imsar Raisa Aulia Rahma Ramayani Rima Yohani RINDI SAFIRA Riyadi, Muskhab Eko Rizka Afriani RIZKIA ZAHRA Robi Mufti Ruqayyah Ruqayyah Ryan Arianda Salsabila Putri Salsabila Rahmawan, Fadia Salwa Fadillah Haya Saparuddin Siregar Sari, Meyana Selly Febriana Sigit Pranomo Hadi Silvia Retri Aldona Tampubolon Sindi Novita Sari Siti Aisyah Siti Rahmah Ritonga Solly Aryza Sri Bella Larasaty Yuandra Sri Ramadhani Sri Sudiarti Sri Sudiarti Sri Sudiarti Sugianto Suggianto Sugianto Sugianto Sugianto Sugianto Syarif Amin SYFA ARIKAH Tambunan, Khairina Tri Inda Fadhila Rahma Tria Silvia Tuti Anggraini Tuti Anggraini Tuti Damayanti Marbun Ummi Kalsum Vanessa Vanessa Vega Liana velly khairunnisa velly Wahyu Sarvina Wika Nurfuadi Wiwin Khairany Simanjuntak Yena Puspita Yenni Samri Juliati Nasution Yudi Paruhum Yuliana Sain Yusrizal Yusrizal Yusuf Yusuf ZAHRINA GHAISANY PULUNGAN Zainarti Ziad, Muhammad Thoriq Zikri Rahman Zuhrinal M. Nawawi