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All Journal Islamic Ecomonics Journal Jurnal Humanitas: Katalisator Perubahan dan Inovator Pendidikan Studia Economica: Jurnal Ekonomi Islam IDEAS: Journal on English Language Teaching and Learning, Linguistics and Literature Ekonomi-Qu (Jurnal Penelitian Ilmu Ekonomi) Jurnal Ilmiah Ekonomi Islam Economica: Jurnal Ekonomi Islam Jurnal Masharif al-Syariah: Jurnal Ekonomi dan Perbankan Syariah Journal of Economic, Bussines and Accounting (COSTING) At-Tawassuth: Jurnal Ekonomi Islam JURNAL PENDIDIKAN TAMBUSAI Citra Delima Scientific journal of Citra Internasional Institute Jurnal Pengabdian Magister Pendidikan IPA Journal on Education JURNAL MANAJEMEN BISNIS Profit : Jurnal Kajian Ekonomi dan Perbankan Syariah Jurnal Proaksi International Journal of Economics, Business and Accounting Research (IJEBAR) Journal of Management and Business Innovations Jurnal Ilmiah Edunomika (JIE) Management Studies and Entrepreneurship Journal (MSEJ) Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah RESEARCH AND DEVELOPMENT JOURNAL OF EDUCATION (RDJE) Review of Islamic Economics and Finance JURNAL ILMIAH MAKSITEK JURNAL ILMIAH KOHESI JURMA : Jurnal Program Mahasiswa Kreatif Dinasti International Journal of Economics, Finance & Accounting (DIJEFA) Journal of Holistics and Health Sciences (JHHS) Journal La Bisecoman Al-Sharf: Jurnal Ekonomi Islam INTELEKTIVA El-Mujtama: Jurnal Pengabdian Masyarakat JIKEM: Jurnal Ilmu Komputer, Ekonomi dan Manajemen Transformasi Manageria: Journal of Islamic Education Management ETNIK : Jurnal Ekonomi dan Teknik Humantech : Jurnal Ilmiah Multidisiplin Indonesia Jurnal Akuntansi AKTIVA EKSYA: Jurnal Ekonomi Syariah EKONOMIKA45 Salimiya : Jurnal Studi Ilmu Keagamaan Islam eCo-Fin Journal of Management and Business Jurnal Ekonomika Dan Bisnis Islamiconomic: Jurnal Ekonomi Islam Economic Reviews Journal MES Management Journal Journal of Innovation Research and Knowledge AKASYAH: Jurnal Akuntansi, Keuangan dan Audit Syariah Optimal: Jurnal Ekonomi dan Manajemen Journal of Public Representative and Society Provision Inisiatif: Jurnal Ekonomi, Akuntansi Dan Manajemen Commodity : Jurnal Perbankan dan Keuangan Islam Paradoks : Jurnal Ilmu Ekonomi Amkop Management Accounting Review (AMAR) Wawasan : Jurnal Ilmu Manajemen, Ekonomi dan Kewirausahaan Citra Delima Scientific journal of Citra Internasional Institute Journal of Contemporary Gender and Child Studies Jurnal Pendidikan Kesehatan (e-Journal) Jurnal Nuansa: Publikasi Ilmu Manajemen dan Ekonomi Syariah SAUJANA : Jurnal Perbankan Syariah dan Ekonomi Syariah Jurnal Al-ittifaq Muqaddimah: Jurnal Ekonomi, Manajemen, Akuntansi dan Bisnis Aladalah: Jurnal Politik, Sosial, Hukum dan Humaniora IIJSE Jurnal Media Akademik (JMA) El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam JESKaPe: Jurnal Ekonomi Syariah, Akuntansi dan Perbankan JOIES (Journal of Islamic Education Studies) Jurnal Kesehatan Prosiding Seminar Nasional Unimus Journal of Ekonomics, Finance, and Management Studies Jurnal Price : Ekonomi dan Akuntasi Journal of Islamic Economics and Finance International Journal of Economics and Management Research Edumaspul: Jurnal Pendidikan
Jannah, Nurul
Universitas Islam Negeri Sumatera Utara
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PERAN TABUNGAN DALAM MENGHIMPUN DANA PIHAK KETIGA MASA PANDEMI COVID-19 PADA BANK SUMUT KCP SYARIAH SIMPANG KAYU BESAR Yusuf Yusuf; Nurul Jannah; Hamdani Achmad
JURNAL PROFIT Vol 6, No 2 (2022): Economic Banking
Publisher : Nurul Jadid University

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33650/profit.v6i2.3571

Abstract

The development of banking in Indonesia is currently relatively stable and continues to grow; this study aims to determine the role of savings in raising third-party funds at Bank Sumut Syariah KCP Simpang Kayu Besar. The research method used in this research is qualitative research with descriptive analysis technique. The source of the data in this research is the primary data is interviewed by the bank, and the secondary data in this study is a literature study. The bank usually collects third-party funds from the public by using the bank's products consisting of demand deposits, savings and time deposits. At PT. Bank Sumut Syariah KCP Simpang Kayu Besar DPK was very high on deposit products in 2019; during the Covid-19 pandemic, stakes could have been more helpful in increasing the bank's DPK. Savings are essential in growing third-party funds at Bank Sumut Syariah KCP Simpang Kayu Besar.
Pengaruh Literasi Keuangan, Inklusi Keuangan, dan Financial Technology terhadap Kinerja Keuangan UMKM Annisa Rahmawita; Nurul Jannah; Nurbaiti Nurbaiti
Jurnal Humanitas: Katalisator Perubahan dan Inovator Pendidikan Vol 11 No 4 (2025): Desember
Publisher : Universitas Hamzanwadi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29408/jhm.v11i4.33304

Abstract

This study aims to analyze the influence of financial literacy, financial inclusion, and financial technology on the financial performance of MSMEs in Patumbak District, Deli Serdang Regency. The research approach used was an associative quantitative approach, with a sample of 100 MSMEs selected using a purposive sampling technique. Data were collected through questionnaires and analyzed using multiple linear regression. The results indicate that, partially, financial literacy, financial inclusion, and financial technology have a positive and significant effect on MSME financial performance. Simultaneously, these three variables also significantly influence financial performance. These findings emphasize the importance of improving financial literacy, expanding access to formal financial services, and utilizing financial technology as strategic efforts to strengthen MSME business performance and sustainability. This research is expected to serve as an evaluation tool for MSMEs in improving financial management, expanding access to financial services, and encouraging the use of financial technology. It is also expected to provide input for the government and financial institutions in formulating MSME development strategies in Patumbak District.
EFEKTIVITAS PELAKSANAAN HAK TANGGUNGAN SEBAGAI JAMINAN KREDIT DALAM MENJAMIN KEPASTIAN HUKUM BAGI KREDITUR Olita Jasmine; Nurul Jannah; Vina Soviana; Musi zalfa Izza; Natasya Rahma Apriliani; Salma Anisa Risky
Jurnal Media Akademik (JMA) Vol. 4 No. 1 (2026): JURNAL MEDIA AKADEMIK Edisi Januari
Publisher : PT. Media Akademik Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62281/z74qq842

Abstract

Hak Tanggungan merupakan instrumen jaminan kebendaan yang memiliki peran penting dalam perjanjian kredit di Indonesia. Keberadaannya bertujuan memberikan kepastian hukum dan perlindungan bagi kreditur apabila debitur tidak memenuhi kewajiban pembayaran. Penelitian ini bertujuan untuk menganalisis efektivitas pelaksanaan Hak Tanggungan dalam menjamin kepastian hukum bagi kreditur. Metode penelitian yang digunakan adalah penelitian hukum normatif dengan pendekatan perundang-undangan dan pendekatan konseptual. Bahan hukum yang dianalisis meliputi peraturan perundang-undangan, doktrin hukum, serta putusan pengadilan yang berkaitan dengan eksekusi Hak Tanggungan. Hasil penelitian menunjukkan bahwa secara normatif Hak Tanggungan telah diatur dengan jelas dan memberikan kedudukan preferen bagi kreditur. Pelaksanaan di lapangan masih menghadapi berbagai kendala, terutama pada tahap eksekusi objek jaminan yang sering terhambat oleh gugatan debitur dan kelemahan prosedural. Kondisi tersebut berdampak pada tertundanya pemenuhan hak kreditur dan menurunkan tingkat kepastian hukum. Penelitian ini menegaskan pentingnya penguatan regulasi dan peningkatan kehati-hatian dalam pembebanan Hak Tanggungan agar fungsi perlindungan hukum bagi kreditur dapat berjalan secara optimal.
Hubungan Pendidikan Dan Pengetahuan Remaja Pra Nikah Terhadap Cara Penggunaan KB Suntik 1 Bulan Di PMB Neneng Mahfuzah Banjarmasin Anik Purwati; Nurul Jannah
Jurnal Kesehatan Vol 14 No 2 (2025): Jurnal Kesehatan
Publisher : Universitas Yatsi Madani

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37048/kesehatan.v14i2.606

Abstract

Jumlah penduduk Indonesia terus bertambah setiap tahun. Menurut perkiraan, populasi Indonesia akan berlipat ganda setiap lima tahun jika laju pertumbuhan penduduk saat ini tetap tidak berubah. Salah satu hambatan bagi remaja putri pra-nikah dalam menggunakan kontrasepsi adalah kurangnya kesadaran mereka tentang alternatif yang tersedia. Tujuan penelitian ini adalah untuk mengetahui hubungan antara penggunaan suntikan satu bulan di PMB Neneng Mahfuzah di Banjarmasin dan pengetahuan remaja pra-nikah. Penelitian ini menggunakan desain penelitian deskriptif analitis cross-sectional, dan 50 peserta dipilih secara acak sebagai sampel. Penelitian ini menggunakan data primer, yaitu informasi yang dikumpulkan langsung dari responden. Metode analisis data yang digunakan adalah chi square. Sebanyak 12 orang (92,3%) dengan nilai p chi square 0,000 menunjukkan bahwa sebagian besar ibu memiliki pengetahuan yang baik tentang penggunaan kontrasepsi, berdasarkan hasil analisis cross-tabulation. Fakta bahwa Ha diterima dan Ho ditolak menunjukkan adanya hubungan antara penggunaan suntikan satu bulan di PMB Neneng Mahfuzah Banjarmasin dan kesadaran remaja pra-nikah. Kata kunci: Remaja Pranikah, KB suntik, Pengetahuan.
PENGARUH ETIKA BISNIS ISLAM TERHADAP KEPUASAN KONSUMEN TOKO BANGUNAN BAROKAH SANGGRA AGUNG KECAMATAN SOCAH Nur Indayanti; Nurul Jannah; Ulya Dharodjah
Journal of Islamic Economics and Finance Vol. 2 No. 2 (2025): November
Publisher : Yayasan Nuraini Ibrahim Mandiri

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.70248/joieaf.v2i2.3194

Abstract

Etika bisnis islam salah satu dimensi untuk mencapai kepuasan kosumen. Penelitian ini bertujuan untuk menguji pengaruh etika bisnis Islam, khususnya prinsip kejujuran, terhadap kepuasan konsumen di toko bangunan Barokah Sanggra Agung Socah Bangkalan. Menggunakan metode kuantitatif, Teknik yang digunakan dalam pengambilan sampel pada penelitian ini yaitu teknik incidental sampling, jumlah sampel dalam penlitian ini 36 responden. Koefisien regresi (b) sebesar 0,648 menunjukkan adanya pengaruh positif. Apabila etika bisnis Islam (X) meningkat 1 satuan, kepuasan konsumen (Y) akan meningkat sebesar 0,648. Dan Uji T diperoleh nilai T-hitung sebesar 7,460 yang menunjukkan bahwa terdapat pengaruh signifikan dari etika bisnis Islam (prinsip kejujuran) terhadap kepuasan konsumen. Oleh karena itu, pelaku bisnis harus menjadikan etika bisnis Islam sebagai landasan dalam bertransaksi, menjaga kepercayaan, dan membangun hubungan yang berkelanjutan dengan konsumen.   Keywords: Etika Bisnis Islam, Kejujuran, Kepuasan konsumen.
Uji Konstruk Validitas dan Reliabilitas Instrumen Pengukuran Pengunaan Media Sosial, Kesehatan Mental dan Perilaku Kesehatan Reproduksi pada Remaja: Construct Validity and Reliability Testing of Instruments Measuring Social Media Use, Mental Health, and Reproductive Health Behaviors in Adolescents Nurul Jannah; Mufidah, Lubna Nada; Pratiwi, Margaretha Maria Shinta
Journal of Holistics and Health Sciences Vol. 8 No. 1 (2026): Journal of Holistics and Health Sciences (JHHS), Maret
Publisher : Lembaga Penelitian dan Pengabdian kepada Masyarakat, Universitas Ngudi Waluyo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35473/jhhs.v8i1.666

Abstract

The use of social media among adolescents has surged rapidly in the digital era and has the potential to impact their mental health and reproductive health behaviors. Therefore, valid and reliable instruments are needed to assess these relationships. This study aims to examine the construct validity and reliability of five instruments: the Youth Social Media Engagement Scale (YSMES), Adolescent Anxiety Screening Inventory (AASI), Youth Self-Concept Assessment Scale (YSCAS), Adolescent Sleep Quality Index (ASQI), and Adolescent Reproductive Health Behavior Scale (ARHBS) in measuring social media engagement, anxiety, self-concept, sleep quality, and reproductive health behaviors among adolescents. A cross-sectional design with a stratified cluster sampling technique was employed, involving 208 adolescents aged 13–18 years. Construct validity was analyzed using confirmatory factor analysis (CFA), while internal reliability was assessed using Cronbach’s alpha. CFA results showed χ²/df values between 1.72 and 1.90, CFI between 0.94 and 0.96, TLI between 0.93 and 0.95, and RMSEA between 0.052 and 0.058, indicating that all instruments have good validity. Cronbach’s alpha values for YSMES = 0.89, AASI = 0.87, YSCAS = 0.88, ASQI = 0.86, and ARHBS = 0.90 confirm high internal reliability. Thus, all instruments are valid and reliable for measuring social media use, mental health, and reproductive health behaviors among adolescents. Abstrak Penggunaan media sosial pada remaja meningkat pesat di era digital dan berpotensi memengaruhi kesehatan mental serta perilaku kesehatan reproduksi mereka. Oleh karena itu, diperlukan instrumen yang valid dan reliabel untuk menilai hubungan tersebut. Penelitian ini bertujuan menguji validitas konstruk dan reliabilitas lima instrumen: : Youth Social Media Engagement Scale (YSMES), Adolescent Anxiety Screening Inventory (AASI), Youth Self-Concept Assessment Scale (YSCAS), Adolescent Sleep Quality Index (ASQI), dan Adolescent Reproductive Health Behavior Scale (ARHBS) dalam mengukur keterlibatan media sosial, kecemasan, konsep diri, kualitas tidur, dan perilaku kesehatan reproduksi pada remaja. Desian Penelitian cross-sectional dengan tehnik sampling stratified cluster ini melibatkan 208 remaja berusia 13–18 tahun. Validitas konstruk dianalisis menggunakan confirmatory factor analysis (CFA), sedangkan reliabilitas internal dievaluasi dengan Cronbach’s alpha. Hasil CFA menunjukkan nilai χ²/df 1,72–1,90, CFI 0,94–0,96, TLI 0,93–0,95, dan RMSEA 0,052–0,058, mengindikasikan seluruh instrumen memiliki validitas yang baik. Cronbach’s alpha untuk YSMES = 0,89, AASI = 0,87, YSCAS = 0,88, ASQI = 0,86, dan ARHBS = 0,90, menegaskan reliabilitas internal yang tinggi. Dengan demikian, seluruh instrumen dinyatakan valid dan reliabel untuk mengukur penggunaan media sosial, kesehatan mental, dan perilaku kesehatan reproduksi pada remaja.
Analysis of Agribusiness Development Model in Kutalimbaru Regency: A Maqasid Syariah Perspective Annisa Rizqiya; Muhammad Arif; Nurul Jannah
Islamiconomic : Jurnal Ekonomi Islam Vol 16, No 2 (2025)
Publisher : Universitas Islam Negeri Sultan Maulana Hasanuddin Banten

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32678/ijei.v16i2.968

Abstract

Agriculture plays a strategic role in providing food, bioenergy, and driving agro-industrial growth and commodity exports. However, the agricultural sector in Indonesia, including in Kutalimbaru District, Deli Serdang Regency, faces serious challenges, including declining interest among the younger generation and limited adoption of modern technology. Statistics Indonesia (BPS) data (2024) shows a decline of approximately 0.24 million casual workers in the agricultural sector nationally, which is also reflected in Kutalimbaru through reduced active land and a lack of farmer regeneration. This study aims to analyze the implementation of agricultural technology and understand the extent to which the principles of Maqasid Sharia can be integrated into local agribusiness practices. The research method used is a qualitative descriptive approach using observation techniques, in-depth interviews with local farmers, and documentation. The results indicate that limited access to information, minimal technology-based training such as smart farming and drip irrigation, and low institutional support are the main inhibiting factors. From a Maqasid Sharia perspective, strengthening the Kutalimbaru agricultural sector through agricultural technology supports the preservation of life (hifz al-nafs), protection of property (hifz al-mal), and environmental preservation (hifz al-bi'ah). The research conclusion emphasizes the importance of collaboration between the government, extension workers, and religious institutions in increasing agricultural technology literacy based on Islamic values to achieve productive, sustainable, and competitive agriculture.
Co-Authors Ade Widya Claudia agusani, widya Ahmad Muhaisin B. Syarbaini Ahmad Perdana Indra Ahmad Perdana Indra Ali Akbar Harahap Alisyah Fatiya Raghdha Alwi Muarif Sembirin Alya Avina Alya Rahma Siregar Ananda Dwi Cahya Andi Tri Lestari Anik Purwati Annisa Lestari Ritonga Annisa Rahmawita Annisa Rizqiya Annisa Suci Ramadhani Aqwa Naser Daulay Aramita Aramita Arif Ramadhan Arya Neta Adinda Jambak Asmuni Asmuni Aura Mahdiyah Aya tullah Ayu Rahmawati Ayudiah Uprianingsih Azhari Akmal Tarigan Bastanta Sinulingga Budi Harianto Citra Prasiska Puspita Tohamba, Citra Prasiska Puspita Dea Dara audina Devi Aprilia Ningsih Dharma, Budi Egi Regi Prayoga Eko Agus Alfianto ENDRI ENDRI ESKI ADITYA Eski Aditya Faisal Akbar Fany Renaldy Harahap Farhan Edma Manurung Farida Hanum Boangmanalu Feby Sahira Fina Mulyana Firdha Aigha Suwito Fitra Maulana Roza Fitri Rahmadani Harahap Gunavathy Selvarajh Hadi Nasbey Hamdani Achmad Hanifah Oktaviani Fakhri Hanizar Simatupang Harahap, Fasthabiqul Ambiya Hari Subakti Helmi, Muhammad Hervina Dahlianti I Gusti Ngurah Agung Surya Aditya Iis Herike Ilham Tri Wardana Ilham Tri Wardana Imsar Imsar Imsar Imsar Imsar Imsar Intan Wulan Dari Bancin Inten Sulistya Ningsih Irani Eka Putri Pohan Irma Septria Mawarni Julia Putri Zahara Juliana Nasution Juliani Junita Sari Juwita Wulandari Dalimunthe Kamilah , K Khairunisah Khairunisah Kurnia Sandi Panjaitan Lena Mardiana Silaen Lia Purnama Sari Lin Arshy Cahaya Lutfiah Lutfiah M. Ridwan Ridwan M. Ryansyah Margaretha Maria Shinta Pratiwi Marliyah Marwah Auliyani Maryam Batubara Maryam Batubara MASDELIMA HASIBUAN Maulidah, Aula MAULIDYA REZEKI Melinia Maduratna Miranda Julia Pasaribu Mohammad Chaidir Mudrikah, Azizah Mufidah, Lubna Nada Muhamad Indra Nurzaman Muhammad A rif Muhammad Afdhal Muhammad Arif Muhammad Arif Muhammad Arif Muhammad Choir Rivaldi Muhammad Helmi Muhammad Lathief Ilhamy Nasution Muhammad Ramadhan Muhammad Ramadhan Muhammad Ravi Akbar Muhammad Rijal Fanshury Hasibuan Muhammad Yafiz Muhammad Yunus Sofian Mulya Virgonita I Winta Murat, Nur Atiqah Maulad Musi zalfa Izza Mutia Maudy Khasanah Mutiara Ratu Shapura Nadia Amalia Nadira Paramita Nadya Ulfah nasution, fauziah Natasya Rahma Apriliani Nia Nazlia Nilam Utami Aqillah Novita Ayunda Sari NUR AHMADI BI RAHMANI Nur Ainun Ningsih Nur Ainun Siregar Nur Fadlilah Nur Indayanti Nur Sabiatul Aulia Nur Salsabila Arwan Nst Nurafria Nanda Nuraisyah Syarifah Nurbaiti Nurbaiti Nurbaiti Nurbaiti Nurlaila Nurlaila Nurlaila Nurlaila Nurul Arsih Olita Jasmine Prayugo Ali Abdillah Purnama Ramadani Silalahi Purnama Sari, Eka Putri Ismaydina Putri Masrifah Rahma, Tri Inda Fadhila Rahmad Raja Martua Hasibuan Rahmani, Nur Ahmadi Bi Rahmat Daim Harahap Imsar Raisa Aulia Rahma Ramayani Rima Yohani RINDI SAFIRA Riyadi, Muskhab Eko Rizka Afriani RIZKIA ZAHRA Robi Mufti Ruqayyah Ruqayyah Ryan Arianda Salma Anisa Risky Salsabila Putri Salsabila Rahmawan, Fadia Salwa Fadillah Haya Saparuddin Siregar Sari, Meyana Selly Febriana Sigit Pranomo Hadi Silvia Retri Aldona Tampubolon Sindi Novita Sari Siti Aisyah Siti Rahmah Ritonga Solly Aryza Sri Bella Larasaty Yuandra Sri Ramadhani Sri Sudiarti Sri Sudiarti Sri Sudiarti Sugianto Suggianto Sugianto Sugianto Sugianto Sugianto Syarif Amin SYFA ARIKAH Tambunan, Khairina Tri Inda Fadhila Rahma Tria Silvia Tuti Anggraini Tuti Anggraini Tuti Damayanti Marbun Ulya Dharodjah Ummi Kalsum Vanessa Vanessa Vega Liana velly khairunnisa velly Vina Soviana Wahyu Sarvina Wika Nurfuadi Wiwin Khairany Simanjuntak Yena Puspita Yenni Samri Juliati Nasution Yudi Paruhum Yuliana Sain Yusrizal Yusrizal Yusuf Yusuf ZAHRINA GHAISANY PULUNGAN Zainarti Ziad, Muhammad Thoriq Zikri Rahman Zuhrinal M. Nawawi