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PENGUATAN LITERASI KEUANGAN DIGITAL MELALUI FINTECH DAN PENGEMBANGAN KEWIRAUSAHAAN BERBASIS MARKETPLACE UNTUK PEMBERDAYAAN KADER IMM KOTA MATARAM Jafar, M. Ulfatul Akbar; Pratama, Inka Nusamuda; Nazwin, Asfarony Hendra; Subandi, Azwar
Nusantara Hasana Journal Vol. 5 No. 7 (2025): Nusantara Hasana Journal, December 2025
Publisher : Yayasan Nusantara Hasana Berdikari

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59003/nhj.v5i7.1816

Abstract

Digital transformation has driven significant changes in the financial and entrepreneurial sectors, making digital financial literacy and the effective utilization of technology fundamental needs for the younger generation. This community service activity aims to strengthen digital financial literacy through the use of financial technology (fintech) and develop marketplace-based entrepreneurship as an effort to empower members of the Mataram City Muhammadiyah Student Association (IMM). The activity employed a participatory action research approach, which was implemented through the stages of needs analysis, training, mentoring, business implementation, and monitoring and evaluation. The activity involved 120 IMM members with interests in and startups related to the creative economy. The results of the activity showed an increase in participants' digital financial literacy scores of more than 30 percent, an increase in the use of digital financial recording applications in their businesses, and a rise in the number of active online stores on national marketplaces. Furthermore, the establishment of the Mataram City IMM collective marketplace is a strategic outcome that supports the institutional sustainability of the members' businesses. This activity demonstrates that integrating digital financial literacy, fintech adoption, and marketplace-based entrepreneurship is effective in increasing the economic capacity of members and building sustainable economic independence. This community service program is expected to become a practical and replicable empowerment model for student organizations and other youth communities in navigating the dynamics of the digital economy
Public Policy Strategies in Addressing Poverty and Social Inequality in Indonesia Lestari, Nisa; Alam, Nabil; Yusfiani Ginova, Ade; Pratama, Inka Nusamuda
JURNAL ILMIAH DETUBUYA Vol. 2 No. 4 (2025): September
Publisher : Visi Pencerah Nusantara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.64581/jid.v2i4.154

Abstract

This study aims to identify, evaluate, and formulate effective public policy strategies to address poverty and social inequality in Indonesia simultaneously, in an integrated manner, and with a focus on sustainable development. Using a qualitative approach with the Systematic Literature Review (SLR) method, this study analyzes various relevant research results from the Dimensions and Scopus databases for the period 2020–2025. Inclusion criteria include reputable scientific articles that explicitly discuss public policy strategies related to poverty and inequality in Indonesia. The findings indicate that existing policies are still partial, not integrated across sectors and regions, and lack responsiveness to a multidimensional approach to poverty. This study emphasizes the importance of integrating adaptive social protection, utilizing longitudinal data, and learning from international practices, particularly rural revitalization in China, to support the transformation of social interventions at the local level. The proposed strategic recommendations include strengthening the implementation of the Village Law, inclusive agrarian reform, and integrating SDGs principles into national policies. This research contributes to closing the conceptual and practical gaps regarding the effectiveness of evidence-based social policies in reducing poverty and structural inequality in Indonesia.
The Effect of Internal Motivation and External Motivation on the Performance of Employees of the Population and Civil Registration Service of Jaitun, Jaitun; Pratama, Inka Nusamuda
JURNAL ILMIAH DETUBUYA Vol. 3 No. 1 (2025): December
Publisher : Visi Pencerah Nusantara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.64581/jid.v3i1.160

Abstract

This study aims to determine the partial influence of internal and external motivation on employee performance at the Population and Civil Registration Office of Bima Regency. To determine the simultaneous influence of internal and external motivation on employee performance at the Population and Civil Registration Office of Bima Regency. This study employs a quantitative method, utilizing data collection techniques that include distributing questionnaires to a sample of 57 respondents, drawn from a population of 67. The sampling technique used was non-probability-based target sampling. The instrument was tested for reliability, validity, and analysis prerequisites. Based on the study's results, which were analyzed using multiple regression analysis with SPSS version 22 for Windows, the overall results for each partial test indicate that the variables are significant and influential. Based on the calculated F-value of 5.029 with a significant p-value of 0.001 (<0.05), it can be concluded that there is a simultaneous influence of Internal Motivation and External Motivation on Employee Performance. The results show that all independent variables together have a significant influence on the dependent variable, with a significance value of 0.001 (p < 0.05). The magnitude of the simultaneous influence between independent and dependent variables can be seen from the value of the Determination Coefficient (R²) of 0.857, or 85.7%, and the remaining 14.3% is explained by other factors outside the scope of this study. Thus, the hypothesis that there is a significant influence of the independent variables on the Employee Performance variable can be accepted.
Co-Authors -, Ibrahim - Abdul Sakban Adi Sucipto, Adi Adil Hassan Ibrahim Adiman Fariadin Afandi, Lalu Agus Afriansyah, Indra Akbar, Paisal Akmal Muliadi Al Ansyori, Shafwan Alam, Nabil Amil Amil, Amil Andi Andi Angga Muhfi Azhar Anjani, Hayaullah Aprileana, Lady Ardiani, Yeni Ardyawin, Iwin Aslan, Muhammad Aulia, Firli Auzandika, Irgi Azhari, M. Ari Azizah, Izmy Ratih Azwar Subandi Buhari Buhari Darmansyah Darmansyah DARMANSYAH . Dimas Aji Prayoga Dyah Mutiarin Fardi, Muhammad Febriyanti, Amelia Cantika Firra Nurfajriah Firzhal Arzhi Jiwantara Gunawan, Sahril Hadi, Ayatullah Haerul Walad Hamidi, Izzudin Hani Tria Prihatin Hasyim, Hafid Hidayatullah Hidayatullah Ibrahim Ibrahim Ibrahim, Adil Hassan Ida Ayu Putu Sri Widnyani Ikram Ilham Ilham Ilham Zitri ilham zitri Imam, Sadrul Iman, Sadrul Imara, Inang Sri Imran Imran Irma Setiawan, Irma Isdin Iskandar Iskandar Isnaini Isnaini Iwan Tanjung Sutarna Izmy Ratih Azizah Jaitun Jaitun, Jaitun Jeriyah, Ainul Juhari Sasmito Aji Kartika, Putri Khofi, Muhammad Yazid Khoirunnida, Hibby Kurniawan, Cahyadi Kusuma, Lalu Sopan Tirta Lalu Sopan Tirta Kusuma Lestari, Nisa M Samunawardin M Taufik Rachman M. Ulfatul Akbar Jafar Marsanda Maulani Azhari Marwah Marwah Marzuki Muhamad Fikri Irawan Muhammad Aldy Rifaldi Putra Muhammad Yazid Khofi Muliawan Muningsih, Amil Mursalim Mursalim Muslimin, M Iksan Nazwin, Asfarony Hendra Ningrum, St Dinar Sulistiya Nurfajriah, Firra Nurul Istiqomah Nurwahyuningsih Nurwahyuningsih Oktriani, Elisa Pratama, Abdul Aziz Pratama, Danur Wenda Pratiwi, Yupitari Estu Putra, Edi Putra, Rizki Mandala Putri , Nadila Rahmad Hidayat Rahman, Nanang Rahmania, Siti Rahmat, Al Fauzi Rahmi, Siti Atika Ramadani, Suci Riansyah, Riansyah Rifaid Rifaid Rizal Umami Rossi Maunofa Widayat Rulah, Kama Saddam Saddam Sani, Rahmad Fahrul Saputra, Ajai Saputra, Ajay Sarkila, Agung Putra Sigit Karma Syaputra Silmi, Hayatus Siti Hasanah Smith, Muhammad Rizki Solly Aryza Sopan Tirta Kusuma , Lalu Sudarta Sudarta Surya, Lalu Dicky Syaputra, Sigit Karma Tiara Ulung Pribadi, Ulung UMAMI, RIZAL Wahyu Pratama Winardi, Lalu Deri Wirda, Ismi Yudhi Lestanata Yudhi Lestanata Yusfiani Ginova, Ade Zedi Muttaqin ZhelinTri Sah Billah Zulhadi, Zulhadi