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Increasing financial literacy capacity and long-term investment of indonesian migrant workers in malaysia Supriyono, Bambang; Muluk, Mujibur Rahman Khairul; Ari, Dessanti Putri Sekti; Latifah Hanum; Dhefara Hersaning Djati
Journal of Community Service and Empowerment Vol. 7 No. 1 (2026): April
Publisher : Universitas Muhammadiyah Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22219/jcse.v7i1.44238

Abstract

The low level of financial literacy and understanding of long-term investment among Indonesian Migrant Workers (PMI) in Malaysia is a serious problem that impacts consumptive income management and minimal post-migration financial planning. This condition has the potential to hinder the sustainability of PMI's welfare after returning home. This activity aims to improve the capacity of financial literacy and understanding of long-term investment for PMI in Malaysia through an educational and participatory approach. The activity was implemented through a collaboration between the Faculty of Administrative Sciences, Brawijaya University and the Indonesian Embassy (KBRI) in Kuala Lumpur. The methods used included Focus Group Discussions with the Indonesian Embassy's Labor Attaché, material delivery through lectures, interactive discussions, and direct mentoring related to financial management and investment. The activity evaluation used a one-group pretest and posttest design to measure changes in participants' level of understanding. The evaluation results showed a significant increase in knowledge, with an average N-Gain Score of 0.75, which is considered high, and an activity effectiveness level of 75 percent, which is considered quite effective. Overall, this activity had a positive impact in increasing PMI's awareness and understanding of the importance of long-term financial management and investment as a foundation for sustainable prosperity in the future
Co-Authors A. Boby Yefry Adi Rianto Abdullah Said Abdullah, Muh Tang Adriani Ginting Agung Wara Laksana Ainul Hayat Andy Fefta Wijaya Anugerah, Bima Satria Ari, Dessanti Putri Sekti Aria Cakra Wibawa Aris Eko Purnomo Arsy, Selma Kendida Bagyo Yanuwiadi Benny Setiawan, Benny Candra, Angga Asfan Charly Tri Prasetyawan Choirul Saleh Cik Ida Kumalasari Amirudin Danar, Oscar Radyan Devi Erlita Dhefara Hersaning Djati Dina Suryawati Endah Setyowati Erwin Prasetya Toepak Fachry Abda El Rahman Fadel Muhammad, Fadel Fahmi Syafikah Putri Farida Nurani Francisco de Deus Hardianto Djanggih, Hardianto Harsuko Riniwati Hayat, Ainul Hendroyono, Bambang HERMAWAN HERMAWAN Hidayati, Firda I Gede Putra Sri Sentanu Ike Wanusmawatie Imam Hanafi Imam Hardjanto Inci Abdul Yatim Inneke Meilia Fadlina Irwan Noor Irwan Noor Kanthi Titissari Kembara Sopather Khairil Anwar Khairul Muluk Kurniawan, Benoni Dominica Latifah Hanum Linar Humaira Lino Pereira Lukman Damopolii Luqman Hakim Luqman Hakim Luqman Hakim M. Khairul Muluk M.R Khairul Muluk M.R Khairul Muluk M.R Khairul Muluk, M.R Khairul M.R. Khairul Muluk Mardiyono Mardiyono Mardiyono Mardiyono Meini Senewe Mochamad Makmur MR Khairul Muluk Mr. I Gede Eko Putra Sri Sentanu MR. Khairul Muluk Muh Tang Abdullah Muhammad Agung Zulkarnain Mujibur Rahman Khairul Muluk Muluk, MR Khairul Nurani, Farida Nurdianto, Ahmad Pawennei, Mulyati Prio Budi Leksono R. Heffi Achid Muharrom Saleh Soeaidy Sarwono . Septalinda, Ficky Septiana Pancawati Siti Rohmah Subhan Ramdlani Supranoto Supranoto Surya Maulana Suryadi . Tjahjanulin Tjahjanulin Tjahjanulin Tjahjanulin Tjahjanulin, Tjahjanulin Tun Susdiyanti Vivy Kristinae Widiarti, Sri Wike, Wike Wukak, Maria Fransiska Ure