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Journal : JURNAL LPPM BIDANG EKOSOSBUDKUM

Pengaruh Capital Adequacy Ratio, Non Performing Loan dan Loan To Deposit Ratio Terhadap Profitabilitas Bank BUKU 4 Yang Terdaftar di Bursa Efek Indonesia Periode 2016-2020. Mongdong, Virgina; Murni, Sri; Djemly, Woran
Jurnal LPPM Bidang EkoSosBudKum (Ekonomi,Sosial,Budaya, dan Hukum) Vol. 8 No. 2 (2024): Jurnal LPPM Bidang EkoSosBudKum (Ekonomi, Sosial, Budaya, dan Hukum)
Publisher : Universitas Sam Ratulangi

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Abstract

Abstrak: Penelitian ini bertujuan untuk mengetahui pengaruh Capital Adequacy Ratio (CAR), Non Performing Loan (NPL) dan Loan To Deposit Ratio (LDR) terhadap Profitabilitas Bank BUKU 4 yang terdaftar di Bursa Efek Indonesia periode 2016-2020. Populasi dalam penelitian ini adalah seluruh Bank yang termasuk dalam kategori Bank Umum Berdasarkan Kegiatan Usaha (BUKU) 4. Teknik pengambilan sampel yang digunakan dalam penelitian ini adalah purposive sampling dan diperoleh sampel berjumlah 7 Bank.Teknik analisis data yang digunakan adalah analisis regresi linear berganda yang kemudian diolah menggunakan SPSS. Hasil penelitian ini menunjukkan bahwa secara simultan Capital Adequacy Ratio (CAR), Non Performing Loan (NPL) dan Loan To Deposit Ratio (LDR) berpengaruh signifikan terhadap Return On Asset (ROA). Sedangkan secara parsial Capital Adequacy Ratio (CAR) berpengaruh negatif dan tidak signifikan terhadap Return On Asset (ROA), Non Performing Loan (NPL) berpengaruh negatif dan signifikan terhadap Return On Asset (ROA), Loan To Deposit Ratio berpengaruh positif dan tidak signifikan terhadap Return On Asset (ROA). Abstract: This study aims to determine the effect of Capital Adequacy Ratio (CAR), Non-Performing Loans (NPL) and Loan To Deposit Ratio (LDR) on the Profitability of BUKU 4 Banks listed on the Indonesia Stock Exchange for the 2016- 2017 period. The population in this study are all banks that are included in the category of Commercial Banks Based on Business Activities (BUKU) 4. The sampling technique used in this study was purposive sampling and a sample of 7 banks was obtained. The data analysis technique used was multiple linear regression analysis. then processed using SPSS. The results of this research show that simultaneously the Capital Adequacy Ratio (CAR), Non-Performing Loans (NPL) and Loan To Deposit Ratio (LDR) have a significant effect on Return On Assets (ROA). Meanwhile, partially the Capital Adequacy Ratio (CAR) has a negative and insignificant effect on Return On Assets (ROA), Non Performing Loans (NPL) has a negative and significant effect on Return On Assets (ROA), Loan To Deposit Ratio has a positive and insignificant effect on Return On Assets (ROA).
Co-Authors A Husna, A A Y Asy Syifa Abdul Latif Adiguna, Irena Neysa Afifah, Atik Alan Pridibyo Moha Alfian Meykel Lioew Amanda Amanda Ambarwati Ambyah Harjanto, Ambyah Amelia, Chairunnisa Amperawati, Endang Dwi Anna Anna, Anna Annisa Marsela, Annisa Apriyanti, Aan arengkuan Tommy Ari Bawono P Ari Bawono Putranto Bambang Suroso Bandi Bandi, Bandi Biru, Rembulan Catra Banyu Boby Rantow Payu Buddike, W Dinesh Bulantika, Siti Zahra Cai Cen, Cia Celviana Winidyaningrum, Celviana Christoforus Adhitya Sondakh Citra Perwati Silalahi Daisy Engka David P.E Saerang Debby Christina Rotinsulu Decky Adare Dedi Saputra Dedy N. Baramuli Desmita Desmita Dingkol, Mohamad S. E. Djemly, Woran Djoko Sri Bimo Djuminah Djuminah, Djuminah Dolongseda, Adrianus E Donny Oktavianus, Donny Dwi Prasetyani, Dwi Edi Kurniadi Eko Hidayanto Eko Rizki Zakaria Era, Era Erni Erni Eva Meilinda Fadliyan Ahmad Fahmi Ilyas Fahmi Julianto, Muhammad Fathia Nisa Ferdy Roring Fhadila, Ambar Fiki Prayogi Fitri, Gita Galih Dwi Pradipta Hanita, Margaretha Hartoko, Sri Hasan, Fuad Nur Hasanah, Mei Dina Iswatun Hasyim, Mutawakil Heri Sugito Hisjam, Muhammad Ika, Siti Rochmah Ilham, Agus Indri, Indrian Supheni Indrian Supheni Irvan Trang Irvani D Prasanti Ismaniar Ismaniar Ivonne S Saerang Ivonne S. Saerang Jantje L. Sepang Johan R. Tumiwa, Johan R. Johan Tumiwa Joy Elly Tulung Jusuf, Zahwa Annisa Juwantara, Ridho Agung K Sofjan Firdausi Kadir, Ade Laksito Kamboja, Yasman Kampongsina, Cynthia E. Karlinadewi, Novi Rahayu Kartika Handayani Keintjem, Vici A. Kereh, Claudio Kharisma Diyenti, Adella Kolamban, Dea V. Korompis, Ria R. N. Kosasih, Nia J. Lakoro, Alfiansyah Lalu, Reykard S. M. Rudianto, M M. Saifuddin Zuhri, M. Saifuddin Maikel Sanger Mailangkay, Priscilia P. U Manopo J. H. Maramis, Joubert B. Mareyke Jessy Tanod Mareyke Jessy Tanod, Mareyke Jessy Maria Ulfa Maria Yustina Rensi Dartani Maryam Mangantar Massau, Appolos Mawar Sharon R. Pantow Mawey Z. Alfa, Mawey Z. Mongdong, Virgina Monoarfa, Afrian Muhamad Taqi, Muhamad Muhammad Iqbal Muhammad Shofiyuddin Muthalib, Safira N Kharisma Putri, N Kharisma Naiema, An Naas Shahifatun Nasedum, Meyssi I. Nikmah, Rinneke Fadhillatul Nino, Yunaningsih Nur Hazizah Octaria, Dini Olivia Mada Rolos Olpah, Hermiliani Padanun, Mitha P. Pandu Kresnapati Pangumpia, Alsye Wise Paninggiran, Meylisa Panny Agustia Rahayuningsih Parengkuan Tommy Paulina Van Rate Paulina Van Rate Poyoh, Christin Marciah Puspita Sari, Rizka Rahman, Irhamni Rahmawati , Rahmawati Rahmawati, Rahmawati Rahmi Novalita Raimond Tandris Raja Sabaruddin Rantung, Yelisa Rate, Paulina V Rate, Paulina V. Rezki, Muhammad Ria Amitasari Rifangga Tengor, Rifangga Rika I.K.A. Mantiri, Rika I.K.A. Rimonda, Rubi Rindorindo, Rocky P. Rizka, Muhammad Dany Rizki, Dhira Rizky Rurniawan Ano Rogi, Mirah Rohwiyati Rohwiyati Rondonuwu, Patricia J. Rudianto, M Rumengan, Jibrina Rumokoy, Lawren J. Rumokoy, Lawren Julio Rusli, Adi Saputra Sabaru, Tyara D. Safitri Linawati Salsabila, Putri Sanjali, Sarwan Sante, Zevanya Vaneca Santi Santi Sardi Sardi Sari, Permata Sari, Rizka Puspita Sarwoto Sarwoto, Sarwoto Setianingtyas Honggowati SETIYO UTOYO Seventi P, Ignatia Sri Siampa, Mario Sientje C. Nangoy Silcyljeova Moniharapon Silvianetri, Silvianetri Siti Arifah Siti Nurdiani Siti Nurlaela Siti Supeni Sri Mulyani Sri Suranta, Sri Sri Wahyuni Anggraini Kamal, Sri Wahyuni Anggraini Sudrajat, Ignatius Suprih Suhaila, Arina Sumbodo, Bernadus Tresno Sumendap, Ribka R. Surniya, Surniya Susan Sumampow, Susan Susanti, Asri Diah Switli Repi, Switli Taliwuna, Meiky T. Tampi, Beyvie C. Tangkulung, Eunike Gita Tasik, Hizkia H.D. Tauke, Putri Yuliana Tewu, Chintia Bunga Santalia Tewuh, Nigita E. Tumonggor, Mutiara Udjaili, Firah Damayanti Ulum, Irfannul Vera Sri Endah Cicilia Wahyu Nugraha Wahyu Yulianto Ranti, Wahyu Yulianto Warsina, Warsina Watopa, Elviliana Y. Wensen, Nindri Widagdo, Ari Kuncara Widowati, Annisa Rahmadhika Winarna, Jaka Winston Pontoh Wismumpuni, Sidiq Wisriati Laim, Wisriati Wolff, Octavia Regina Worang, Frederick G. Y Indriyani, Y Yonggara, Yoliana Yova, Fika Yulianti Eva, Yulianti Yunita Mandagie Zahra Bulantika, Siti Zalukhu, Rika Surianto Zulfahmi, Muhammad Nofan