Article Per Year (5 Year)
p-Index From 2021 - 2026
8.021
P-Index
This Author published in this journals
All Journal JDM Jurnal Manajemen Terapan dan Keuangan Mimbar PGSD Undiksha Pattingalloang : Jurnal Pemikiran Pendidikan dan Penelitian Kesejarahan Jurnal Online Mahasiswa (JOM) Bidang Ilmu Hukum Indonesian Journal of Urology Nazharat: Jurnal Kebudayaan Pedagogik : Jurnal Ilmiah Pendidikan dan Pembelajaran Fakultas Tarbiyah Unversitas Muhammadiyah Aceh JAKU (Jurnal Akuntansi & Keuangan Unja) (e-journal) EL-IDARE: JURNAL MANAJEMEN PENDIDIKAN ISLAM Jurnal Ilmiah Universitas Batanghari Jambi Jurnal ASET (Akuntansi Riset) Penelitian Pendidikan Geografi JURNAL PENDIDIKAN TAMBUSAI Jurnal Basicedu Neraca Keuangan : Jurnal Ilmiah Akuntansi dan Keuangan Klorofil: Jurnal Penelitian Ilmu-Ilmu Pertanian Santhet: (Jurnal Sejarah, Pendidikan Dan Humaniora) ILKOMNIKA: Journal of Computer Science and Applied Informatics Edunesia : jurnal Ilmiah Pendidikan Indonesian Values and Character Education Journal Jurnal Ilmu Manajemen Terapan (JIMT) Dinasti International Journal of Economics, Finance & Accounting (DIJEFA) Ekonomi Bisnis Manajemen dan Akuntansi (EBMA) Jurnal Applied Science in Civil Engineering Humantech : Jurnal Ilmiah Multidisiplin Indonesia Tsaqila Jurnal Pendidikan dan Teknologi Abiwara : Jurnal Vokasi Administrasi Bisnis Tadbiruna: Jurnal Manajemen Pendidikan Islam Jurnal Pengabdian Masyarakat Bestari (JPMB) Balance : Jurnal Akuntansi dan Manajemen Ar-Rosikhun: Jurnal Manajemen Pendidikan Islam CASHFLOW : CURRENT ADVANCED RESEARCH ON SHARIA FINANCE AND ECONOMIC WORLDWIDE Journal of Management, Accounting, General Finance and International Economic Issues (MARGINAL) Jurnal Perspektif Pembiayaan dan Pembangunan Daerah Journal of Innovation in Management, Accounting and Business Jurnal Basicedu Governors Jurnal Menata Jurnal Pemberdayaan Masyarakat Jambi Accounting Review (JAR) Jurnal Pengabdian Pada Masyarakat Innovative: Journal Of Social Science Research Nanggroe: Journal Of Scholarly Service Moderasi : Journal of Islamic Studies Jurnal RAK (Riset Akuntansi Keuangan) Nanggroe: Journal of Scholarly Service Jurnal Indonesia : Manajemen Informatika dan Komunikasi Riau Jurnal Teknik Informatika Jurnal Pengabdian Masyarakat dan Penelitian Terapan AKRUAL : Jurnal Akuntansi dan Keuangan` Tasharruf : Journal of Islamic Economics and Business Geoid - Journal of Geodesy and Geomatics Jurnal Cakrawala Akuntansi IESM
Ilham Wahyudi
Department of Urology, Faculty of Medicine/Indonesia University, Cipto Mangunkusumo Hospital, Jakarta.
Religion Aerospace Engineering Agriculture, Biological Sciences & Forestry Arts Humanities Astronomy Automotive Engineering Biochemistry, Genetics & Molecular Biology Chemical Engineering, Chemistry & Bioengineering Chemistry Civil Engineering, Building, Construction & Architecture Computer Science & IT Control & Systems Engineering Decision Sciences, Operations Research & Management Dentistry Earth & Planetary Sciences Economics, Econometrics & Finance Education Electrical & Electronics Engineering Energy Engineering Environmental Science Health Professions Immunology & microbiology Industrial & Manufacturing Engineering Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Library & Information Science Materials Science & Nanotechnology Mathematics Mechanical Engineering Medicine & Pharmacology Neuroscience Nursing Physics Public Health Social Sciences Transportation Veterinary Other

Published : 68 Documents Claim Missing Document
Claim Missing Document
Check
Articles

Found 2 Documents
Search
Journal : Moderasi : Journal of Islamic Studies

 1 
Manajemen Risiko Terhadap Praktik Akad Hybrid Pada Pembiayaan UMKM di Indonesia Melalui Digitalisasi Perbankan Syariah Wahyudi, Ilham
Moderasi : Journal of Islamic Studies Vol. 5 No. 1 (2025): June
Publisher : Lajnah Ta'lif wan Nasyr Nahdlatul Ulama (LTN-NU) Kabupaten Probolinggo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54471/moderasi.v5i1.115

Abstract

This study aims to evaluate the effectiveness of implementing hybrid contract-based financing models in supporting the financing of Micro, Small, and Medium Enterprises (MSMEs) by Islamic banking institutions in Indonesia, particularly in the context of ongoing digital transformation. The hybrid contract (akad hybrid) is an innovation that integrates two or more Sharia-compliant contracts into a single financing product, offering flexibility and tailored solutions to meet the complex financial needs of MSMEs. While the model provides several advantages, it also presents significant challenges, especially in terms of compliance with Sharia principles and the management of increasingly complex operational risks in the digital era. This research adopts a qualitative approach using a case study method involving three major Islamic banks in Indonesia: Bank Syariah Indonesia, Bank Muamalat, and Bank Mega Syariah. Data were collected through in-depth interviews with internal bank personnel, such as financing managers and risk analysts, as well as MSME clients. Document analysis of relevant bank policies was also conducted. The findings indicate that hybrid contracts have been effective in expanding MSME financing access, particularly in the trade and service sectors. However, notable risks persist, including inconsistency in contract implementation with Sharia regulations, limited customer understanding of contract structures, and technical challenges in digital-based monitoring. Therefore, the study recommends that Islamic banks enhance their technology-based risk management systems and expand digital Sharia contract education for MSME actors. These findings contribute significantly to the development of innovative and sustainable Sharia financing products that align with the dynamics of the digital economy.
Peran Strategis Modal Ventura Syariah dalam Mempercepat Pertumbuhan Startup dalam Lanskap Ekonomi Digital Ichfan, Hoirul; Wahyudi, Ilham
Moderasi : Journal of Islamic Studies Vol. 4 No. 2 (2024): Desember
Publisher : Lajnah Ta'lif wan Nasyr Nahdlatul Ulama (LTN-NU) Kabupaten Probolinggo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54471/moderasi.v4i2.129

Abstract

The development of the digital economy has created new opportunities for the emergence of technology- and innovation-based startups. However, limited access to financing is a major challenge to the growth and sustainability of startups, especially in the early stages. Sharia venture capital offers a strategic solution by providing high-risk financing coupled with managerial support, network access, and business mentoring. This article aims to analyze the strategic role of Sharia venture capital in accelerating startup growth in the digital economy landscape, reviewing its contribution to growth, challenges faced, and future prospects. The method used is a literature review with a qualitative-descriptive approach. The results of the study indicate that Sharia venture capital serves not only as a source of funding but also as a catalyst for innovation and a business accelerator. However, challenges such as unequal access, high risk, and incomplete regulations remain obstacles to optimizing the role of Sharia venture capital in Indonesia. Therefore, collaboration between the government, industry players, and financial institutions is key to creating a healthy and sustainable startup financing ecosystem
Co-Authors - Afrizal Adila, Sheila Hardhifa Adriyana, Mainur Afriza Afrizal Agerta, Maya Tiara Agus Solikhin, Agus Agustin Rani Nurfadila Andriadi, Deki Arif Saefudin Arry Rodjani Attoillah, Muhammad Farhan Budiman Budiman Budiman Cahyo, Agung Dwi Candra Tri Utami Dadang Iskandar Mulyana` Dailami - Dani, M. Fadly Delvito Vano Sembiring, Venasius Denny Walady Utama Dupa, Anissa Wulan Enggar Diah Puspa Arum Faradina Zevaya Fendri, Fendri Firdaus, Ahmad Amri Fitrian, Rahma Fitriyasni, Fitriyasni Fredy Olimsar Gowon, Muhammad Habib Satria HARIYANTO, MASHUDI Harjo, Satria Budi Hasibuan, Yetti Meuthia Hassanee, Narong Hawalid, Heniyati Hawayanti, Erni Heki, Kosuke Henni Noviasari Heriyani Hernando, Riski Herwin Herwin, Herwin Hizazi, Ahmad Husniawan, Adamsyah Ichfan, Hoirul Irfan Wahyudi Jayanti, Eka Fajri Jose RL Batubara Junaidi Junaidi Kanadi Sumadipradja Krisnantara, Guruh Loryena Ayu Karondia, Loryena Ayu Maynur Misni Erwati, Misni Mohammad Mulyadi Mohammad Zaenal Abidin, Mohammad Zaenal Muafiry, Ihsan Naufal Muhammad Nur Kholis Muhammad Nur Kholis Muhammad Syaifuddin Muhammad Yani, Muhammad Mulya, Melati Mulyana Mulyana Mulyana NA, Athoullah Nadziroh Nazariah, Nazariah Netrawati, Netrawati Netty Herawaty Nur Maziyah Ulya, Nur Maziyah Nursyaifullah, Iqbal Oktavia, Rice Petricia, Echa Pratama, Alfiq Resya Pratama, Tito Purwonegoro, Lesgawati Putra, Andi Juhanesa Putri Lestari, Putri Putri, Novica Putri, Shelsa Moertiriany Rahmad Salahuddin Tri Putra Rahmat, Syahril Rico Wijaya Z Rindiani, Rindiani Rizki, Muhammad Fiqih Julian Roza , Ellya Rustam Rustam Rustam Salfen Hasri, Salfen Salman Jumaili Salwa, Amirah Sapitri, Yulia Sari, Hanifa Sekar Purbarini Kawuryan Septari, Al-Iqrom Serviana, Serviana Sianturi, Dame Siburian, Moria Norberta Sindo, Pabio Sindo, Pablo Sipatuhar, Elisabhet Siska, Erisa Putri Dwi Siti Hasanah Sohiron, Sohiron sukarda, sukarda Sukatin, Sukatin Supartinah Sutyowati, Sutyowati Syafaruddin Syafaruddin Tamaulina Br Sembiring Tuti Andriani Utari, Annisa Wahyu Syarvina Widia Edorita Wiralestari Wiralestari, Wiralestari Wuri Wuryandani Yudi Yudi Yuliusman Yuliusman Yusuf, Syahril Zaharuddin Zai, Neliana Zuhairoh, Zulva Zuhrinal M. Nawawi Zulfikar, M. Zulgani Zulgani Zulma, Gandy Wahyu Maulana