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All Journal JDM Jurnal Manajemen Terapan dan Keuangan Mimbar PGSD Undiksha Pattingalloang : Jurnal Pemikiran Pendidikan dan Penelitian Kesejarahan Jurnal Online Mahasiswa (JOM) Bidang Ilmu Hukum Indonesian Journal of Urology Nazharat: Jurnal Kebudayaan Pedagogik : Jurnal Ilmiah Pendidikan dan Pembelajaran Fakultas Tarbiyah Unversitas Muhammadiyah Aceh JAKU (Jurnal Akuntansi & Keuangan Unja) (e-journal) EL-IDARE: JURNAL MANAJEMEN PENDIDIKAN ISLAM Jurnal Ilmiah Universitas Batanghari Jambi Jurnal ASET (Akuntansi Riset) Penelitian Pendidikan Geografi JURNAL PENDIDIKAN TAMBUSAI Jurnal Basicedu Neraca Keuangan : Jurnal Ilmiah Akuntansi dan Keuangan Jurnal Akuntansi Kompetif Klorofil: Jurnal Penelitian Ilmu-Ilmu Pertanian Santhet: (Jurnal Sejarah, Pendidikan Dan Humaniora) ILKOMNIKA: Journal of Computer Science and Applied Informatics Edunesia : jurnal Ilmiah Pendidikan Indonesian Values and Character Education Journal Jurnal Ilmu Manajemen Terapan (JIMT) Dinasti International Journal of Economics, Finance & Accounting (DIJEFA) Ekonomi Bisnis Manajemen dan Akuntansi (EBMA) Jurnal Applied Science in Civil Engineering Journal of Economics and Business Letters Humantech : Jurnal Ilmiah Multidisiplin Indonesia Tsaqila Jurnal Pendidikan dan Teknologi Abiwara : Jurnal Vokasi Administrasi Bisnis Jurnal Pengabdian Masyarakat Bestari (JPMB) Balance : Jurnal Akuntansi dan Manajemen Ar-Rosikhun: Jurnal Manajemen Pendidikan Islam CASHFLOW : CURRENT ADVANCED RESEARCH ON SHARIA FINANCE AND ECONOMIC WORLDWIDE Journal of Management, Accounting, General Finance and International Economic Issues (MARGINAL) Jurnal Perspektif Pembiayaan dan Pembangunan Daerah Journal of Innovation in Management, Accounting and Business Jurnal Basicedu Governors Jurnal Menata Jurnal Pemberdayaan Masyarakat Jambi Accounting Review (JAR) Journal of Management and Administration Provision Jurnal Pengabdian Pada Masyarakat Innovative: Journal Of Social Science Research Nanggroe: Journal Of Scholarly Service Moderasi : Journal of Islamic Studies Jurnal RAK (Riset Akuntansi Keuangan) Nanggroe: Journal of Scholarly Service Blantika : Multidisciplinary Journal Jurnal Indonesia : Manajemen Informatika dan Komunikasi Riau Jurnal Teknik Informatika Jurnal Pengabdian Masyarakat dan Penelitian Terapan AKRUAL : Jurnal Akuntansi dan Keuangan` Tasharruf : Journal of Islamic Economics and Business Geoid - Journal of Geodesy and Geomatics Jurnal Cakrawala Akuntansi IESM Cashless
Ilham Wahyudi
Department of Urology, Faculty of Medicine/Indonesia University, Cipto Mangunkusumo Hospital, Jakarta.
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Journal : Cashless

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S Strategi Penanganan Pembiayaan Bermasalah Pada BPRS Daya Artha Mentari Pasuruan: Strategi Penanganan Pembiayaan Bermasalah Siti Ilfiah; Bakhri, Saiful; Wahyudi, Ilham
Cashless : Journal of Sharia Finance and Banking Vol. 1 No. 2 (2023): Cashless : Journal of Sharia Finance and Banking (Oktober)
Publisher : Universitas Nahdlatul Ulama Pasuruan, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55757/cashless.v1i2.322

Abstract

Problematic financing can affect the income of BPRS Daya Artha Mentari Pasuruan. This requires treatment to overcome problematic financing. The aim of this research is to find out the strategy for handling problematic financing carried out by BPRS Daya Artha Mentari Pasuruan. This research is field research with a qualitative approach. The research results discuss problematic financing caused by two factors, namely internal factors (coming from BPRS Daya Arha Mentari Pasuruan) and external factors (coming from members). Handling problematic financing at BPRS Daya Arha Mentari Pasuruan by contacting members by telephone, SP warnings, billing directly to the customer's location, conducting customer negotiations through rescheduling, Reconditioning, Restructuring, and confiscation of collateral.
Strategi Karyawan Dalam Meningkatkan Minat Anggota Menabung Dibmt Maslahah Cabang Gondangwetan Pasuruan Pratiwi, Mita Amelia; Bakhri, Saiful; Wahyudi, Ilham
Cashless : Journal of Sharia Finance and Banking Vol. 2 No. 1 (2024): Cashless : Journal of Sharia Finance and Banking (April)
Publisher : Universitas Nahdlatul Ulama Pasuruan, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55757/cashless.v2i1.415

Abstract

Baitul Maal wa Tamwil (BMT) Maslahah Gondang Wetan Pasuruan Branch is a financial institution that implements a system based on Islamic sharia. In our business activities, we apply the principle of profit sharing (nisbah) and not the principle of profit sharing (riba) to guarantee halal income. The goal of every company is to create satisfied customers. Satisfying and retaining customers requires the right service strategy. The aim is to provide customer service and satisfaction so that customers can find out the reasons why customers are interested in saving, namely the quality of service and the public's reaction to customer satisfaction at BMT Maslaha, Gondang Wetang Branch, Pasuruan Branch. I am positive about the presence of BMT Maslaha Gondan Wetang Branch Pasuruan Branch because the service provided by officers at BMT Maslaha Gondan Wetang Branch Pasuruan Branch is very good. This public recognition is mainly due to the performance of the employees of BMT Maslaha, Gondan Wetang Branch and Pasuruan Branch, all of whom are Islamic boarding school graduates and have positive attitudes among their 4,444 active members. Apart from that, BMT Maslaha, Gondangwetang and Pasuruan savings products are always available for urgent needs and profit sharing is carried out every month. The relatively easy process is also the reason members choose to save at the BMT Maslaha Gondang Wetang Branch, Pasuruan Branch. In this case the researcher uses case study research by directly investigating the research topic. Employees of the Pasuruan branch of BMT Maslaha Gondan Wetang are being tested here. The aim of this research approach is to identify employee strategies in increasing customers' interest in saving at the Pasuruan branch of BMT Maslaha Gondang Wetang.The researcher's data source is an important factor to consider when deciding on data collection methods. The data sources used in this research are primary data and secondary data
Analisis Dampak Penerapan IT Terhadap Proses Pembukaan Rekening Tabungan Di Bank Muamalat KCP Pasuruan Mardia, Konita; Bakhri, Saiful; Wahyudi, Ilham
Cashless : Journal of Sharia Finance and Banking Vol. 2 No. 1 (2024): Cashless : Journal of Sharia Finance and Banking (April)
Publisher : Universitas Nahdlatul Ulama Pasuruan, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55757/cashless.v2i1.416

Abstract

Currently, it can be said that almost all banks in Indonesia have mobile banking applications to suit the lifestyle of their customers, including Bank Muamalat by launching a mobile banking application (Muamalat DIN). So in this research the researcher will discuss the impact of implementing IT (Mobile Banking) to find out what impacts it has had on customers and companies, where this research was carried out using qualitative methods, namely field research using primary and secondary data. The impact of implementing IT is very significant on the customer opening process, one of which is being able to provide direction or understanding to access various banking services at any time 24 hours a day and this also has a positive effect on the company
Analisis Implementasi Dan Jenis-Jenis Akad Tabarru' Dalam Transaksi Keuangan Syariah: Analisis Implementasi Dan Jenis-Jenis Akad Tabarru' Dalam Transaksi Keuangan Syariah Wahyudi, Ilham; Nafisah, Wardatun
Cashless : Journal of Sharia Finance and Banking Vol. 3 No. 2 (2025): Cashless : Journal of Sharia Finance and Banking (Oktober)
Publisher : Universitas Nahdlatul Ulama Pasuruan, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55757/cashless.v3i2.1162

Abstract

The tabarru' contract is an important instrument in the Islamic economic system, which is based on the principles of mutual assistance and brotherhood. Unlike the tijari contract, which is oriented toward commercial profit, the tabarru' contract aims solely to seek the pleasure of Allah SWT and to help others. This article aims to describe the definition, classification, and urgency of various types of tabarru' contracts through a descriptive qualitative approach. The study results show that tabarru' contracts are divided into several main categories, such as loans, services, and grants, all of which function as social buffers in the Islamic financial system. A deep understanding of these contracts is essential for Islamic banking practitioners to create a humanistic economic ecosystem.
Co-Authors - Afrizal Adila, Sheila Hardhifa Adriyana, Mainur Afrizal Agerta, Maya Tiara Agus Solikhin, Agus Agustin Rani Nurfadila Andriadi, Deki Apriani, Tari Arif Saefudin Arry Rodjani Attoillah, Muhammad Farhan Budiman Budiman Budiman Cahyo, Agung Dwi Candra Tri Utami Dadang Iskandar Mulyana` Dailami - Dani, M. Fadly Delvito Vano Sembiring, Venasius Denny Walady Utama Dupa, Anissa Wulan Enggar Diah Puspa Arum Faradina Zevaya Fendri, Fendri Firdaus, Ahmad Amri Fitrian, Rahma Fitriyasni, Fitriyasni Fredy Olimsar Gowon, Muhammad Habib Satria HARIYANTO, MASHUDI Harjo, Satria Budi Hasibuan, Yetti Meuthia Hassanee, Narong Hawalid, Heniyati Hawayanti, Erni Heki, Kosuke Henni Noviasari Heriyani Herwin Herwin, Herwin Hizazi, Ahmad Husniawan, Adamsyah Ichfan, Hoirul Irfan Wahyudi Isabella Isabella Jayanti, Eka Fajri Jose RL Batubara Junaidi Junaidi Kadariah, Siti Kanadi Sumadipradja Krisnantara, Guruh Loryena Ayu Karondia, Loryena Ayu Mardia, Konita Misni Erwati, Misni Mohammad Mulyadi Mohammad Zaenal Abidin, Mohammad Zaenal Muafiry, Ihsan Naufal Muhammad Nur Kholis Muhammad Nur Kholis Muhammad Syaifuddin Muhammad Yani, Muhammad Mulya, Melati Mulyana Mulyana Mulyana NA, Athoullah Nadziroh Nafisah, Wardatun Nazariah, Nazariah Netrawati, Netrawati Netty Herawaty Nur Maziyah Ulya, Nur Maziyah Nursyaifullah, Iqbal Oktavia, Rice Osman, Rani Nur Az-zahra Pernando, Erik Petricia, Echa Pratama, Alfiq Resya Pratama, Tito Pratiwi, Mita Amelia Purwonegoro, Lesgawati Putra, Andi Juhanesa Putri Lestari, Putri Putri, Novica Putri, Shelsa Moertiriany Rahmad Salahuddin Tri Putra Rahmat, Syahril Rico Wijaya Z Rindiani, Rindiani Riski Hernando Rizki, Muhammad Fiqih Julian Roza , Ellya Rustam Rustam Saiful Bakhri Salfen Hasri, Salfen Salman Jumaili Salwa, Amirah Sapitri, Yulia Sari, Hanifa Sekar Purbarini Kawuryan Septari, Al-Iqrom Serviana, Serviana Sianturi, Dame Siburian, Moria Norberta Sindo, Pabio Sindo, Pablo Sipatuhar, Elisabhet Siska, Erisa Putri Dwi Siswahyudianto Siti Hasanah Siti Ilfiah Sohiron, Sohiron sukarda, sukarda Sukatin, Sukatin Supartinah Sutyowati, Sutyowati Syafaruddin Syafaruddin Tamaulina Br Sembiring Tuti Andriani Utari, Annisa Wahyu Syarvina Widia Edorita Wiralestari Wiralestari, Wiralestari Wuri Wuryandani Yudi Yudi Yusuf, Syahril Zaenol Hasan Zaharuddin Zaharuddin Zai, Neliana Zuhairoh, Zulva Zuhrinal M. Nawawi Zulfikar, M. Zulgani Zulgani Zulma, Gandy Wahyu Maulana