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All Journal Tekno - Pedagogi : Jurnal Teknologi Pendidikan Jurnal Ilmiah Universitas Batanghari Jambi BAREKENG: Jurnal Ilmu Matematika dan Terapan Jurnal Ilmiah Dikdaya Sainmatika: Jurnal Ilmiah Matematika dan Ilmu Pengetahuan Alam ComTech: Computer, Mathematics and Engineering Applications Insight: Jurnal Bimbingan dan Konseling Jurnal Teknologi Terpadu MULTINETICS JPGI (Jurnal Penelitian Guru Indonesia) Real in Nursing Journal Jurnal Sistim Informasi dan Teknologi Management Studies and Entrepreneurship Journal (MSEJ) JATI (Jurnal Mahasiswa Teknik Informatika) PHI: Jurnal Pendidikan Matematika Budapest International Research and Critics Institute-Journal (BIRCI-Journal): Humanities and Social Sciences Jurnal Math-UMB.EDU Yayasan Cita Cendikiawan Al Khwarizmi Majalah Ilmiah UPI YPTK Jurnal Abdimas ADPI Sosial Dan Humaniora Jurnal Penelitian Pendidikan Matematika J-Intech (Journal of Information and Technology) Hello World Inovasi Pendidikan Fisika Jurnal Pengabdian Masyarakat Gemilang (JPMG) QISTINA: Jurnal Multidisiplin Indonesia JS (Jurnal Sekolah) Jurnal Ilmu Pendidikan dan Pembelajaran Jurnal Multidisiplin Teknologi dan Arsitektur Jurnal Bisnis dan Komunikasi Digital Jurnal Psikologi Dedikasi: Journal of Community Engagement and Empowerment JURNAL MULTIDISIPLIN ILMU AKADEMIK Journal of Accounting Law Communication and Technology Journal of Citizen Research and Development Journal of Applied Holistic Nursing Science
Sri Dewi
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Default of Banking Credit Agreements in the Time of Covid 19 Sri Dewi; Sriono Sriono; Elviana Sagala
Budapest International Research and Critics Institute-Journal (BIRCI-Journal) Vol 4, No 2 (2021): Budapest International Research and Critics Institute May
Publisher : Budapest International Research and Critics University

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33258/birci.v4i2.1878

Abstract

The covid 19 pandemic resulted in a very significant economic impact, and resulted in many defaults on bank credit agreements which underwent payment restructuring based on the covid 19 virus. Financial Services Authority (OJK) Regulation No. 11/POJK.03/2020 concerning the national economic stimulus as a countercyclical policy for the impact of the spread of covid 19 gives authority to banks to establish policies that support economic growth stimulus for debtors affected by the spread of covid 19, one of which is credit or financing restructuring policies. The occurrence of a national disaster caused by the Covid 19 virus had an impact on the force majeure situation. That defaults due to the spread of the covid-19 virus have resulted in debtors being negligent in carrying out their obligations, this method uses the normative juridical method, which refers to the provisions of positive laws and regulations in Indonesia. The results of the research show that defaults in the credit agreement cannot be used as an excuse for not fulfilling their obligations. The spread of covid-19 cannot be used as an excuse that causes a compelling situation that requires the debtor to commit an act of default. In the concept of a rule of law, judicial power is independent in carrying out its judicial function, thus enabling the exercise of judicial power to be fair in examining, adjudicating and deciding cases based on law and justice. Then the policy of the regulations issued by the government against the spread of the covid-19 virus is very important for the community regarding the problem of the spread of the covid-19 virus.
The Development of Students' Creative Thinking Ability Using the Stem-Based Simulation Method about Single and Multiple Interest of Students of SMA N 3 Rantau Utara Sri Dewi; Lily Rohanita
Budapest International Research and Critics Institute-Journal (BIRCI-Journal) Vol 5, No 3 (2022): Budapest International Research and Critics Institute August
Publisher : Budapest International Research and Critics University

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33258/birci.v5i3.6563

Abstract

This research is a literature study on students' creative thinking skills. This study aims to analyze students' creative thinking skills using a stem-based simulation method regarding single and compound interests of North Rantau High School students. The research method used in this study is a qualitative descriptive method. The type of data used in this study is qualitative data, which is categorized into two types, namely primary data and secondary data. Sources of data obtained through library research techniques (library study) which refers to sources available both online and offline such as: scientific journals, books and news sourced from trusted sources. The results of the study concluded that through the STEM teaching method, students were accustomed to working on questions with many correct answers or many strategies that could be used to solve problems. After being given the final task in the form of problems, the researchers arranged students' creative thinking patterns and analyzed the results of students' creative thinking by emphasizing the creative thinking aspect.
Co-Authors Abi Wahyudi Adidtya Perdana, Adidtya Afif Nashi Ulwan, Mhd Aini Yusra Aisyah Aisyah Aisyah Aisyah Alfiah, Lina Christi Amelia Ami Ance Lumbantobing, Panni Andy Satria Anissa Umairah Antomi Saregar Arnita Arnita Asmoro, Damar Safitri Aulia Rahmadhani Ayu, Silvana Oyasi Daulay, Parhan Defitriani, Eni Dhea Indra Dian Septiana Djasmayena, Selvia Dwikoranto Efa Silfia Elviana Sagala Eni Murdiati Eri Widyastuti Evi Nurul Khalifah Eviyona Laurenta Br Barus Giovanni, Teuku Muhammad Hamisa Andreyanti Hamonangan Simbolon, Yohanes Hariyanto, Edi Harman Harman Harman Harman, Harman Hasan, Afrizal Hasratuddin Hendriyana Hendriyana Hermiati, Novi Fitria Hidayat, Muhammad Ferdiansyah Hikmah, Indah Hijratul Ichwanul Muslim Karo Karo Kamid Kamid Kamilah Hayati Kana Saputra S Kartika, Dinda Khasanah, Nisa Ul Khidayatul Munawwaroh Kurniati, Noviani Lily Rohanita Liong, Gouw Tjie Listia, Hijka Louise Siwabessy Lubis, Muhammad Ghafur Rahman Marpaung, Faridawaty Maulida Surbakti, Nurul Maulidina Fadila, Putri Maulidina Fadilah, Putri Mayasari Mayasari, Mayasari Mersiana, Mersiana Muhammad Ridho Napila, Balkis Nasution, Hamidah . Neli Hasdiyanti Ningsih, Chairunnisah Nugraha, Via Aprilia Nuraliza Nuraliza Nurul Ain Farhana Nurul Maulida Surbakti Padlya, Putri Putri Alifa Sapruddin Rahma Shelfana Rahyu Setiani Ramadhani, Fanny Rayandra Asyhar Relawati Relawati Relawati, Relawati RISMA SIMAMORA Rismaya Oktaviani Salsabila Zahra, Salsabila Sarjon Defit Sa’diyah, Lisa Lailatus Siagian, Angel Agasari Siallagan, Sanri Yuliana Sidebang, Restio Silvia Fitriani Simanjuntak, Melati Veronica Sinaga, Marlina Setia Siti Mahmudah siti wulandari Sitompul, Dicky Sambora Situngkir, Silvia Wulandari Sriono Sriono Suryani, Wangi Syahrin , Alvin Theodorus Immanuel Setiawan Tintin Dwi Sumarni, Tintin Dwi Ummah, Nur Siyaadatul Utama Alan Deta Wahyuni, Uli Wardaniah, Sabina Wati, Okta Dia Witri, Afere Wulandari, Devita Yelmi Reni Putri, Yelmi Reni Yoakim Telaumbanua, Louders Yuhandri Yuhandri, Yuhandri Yulvi Hardoni Yumaika Saraswati Zulyadaini Zulyadaini, Zulyadaini