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All Journal Tekno - Pedagogi : Jurnal Teknologi Pendidikan Sinkron : Jurnal dan Penelitian Teknik Informatika Jurnal Ilmiah Universitas Batanghari Jambi Jurnal Penelitian Pendidikan IPA (JPPIPA) BAREKENG: Jurnal Ilmu Matematika dan Terapan Scientific Journal of Reflection : Economic, Accounting, Management and Business Jurnal Ilmiah Dikdaya Sainmatika: Jurnal Ilmiah Matematika dan Ilmu Pengetahuan Alam ComTech: Computer, Mathematics and Engineering Applications Insight: Jurnal Bimbingan dan Konseling Jurnal Teknologi Terpadu MULTINETICS JPGI (Jurnal Penelitian Guru Indonesia) Real in Nursing Journal Jurnal Sistim Informasi dan Teknologi Management Studies and Entrepreneurship Journal (MSEJ) JATI (Jurnal Mahasiswa Teknik Informatika) PHI: Jurnal Pendidikan Matematika Community Development Journal: Jurnal Pengabdian Masyarakat Budapest International Research and Critics Institute-Journal (BIRCI-Journal): Humanities and Social Sciences Jurnal Math-UMB.EDU Yayasan Cita Cendikiawan Al Khwarizmi Majalah Ilmiah UPI YPTK Jurnal Abdimas ADPI Sosial Dan Humaniora Jurnal Penelitian Pendidikan Matematika J-Intech (Journal of Information and Technology) Jurnal Teknik Informatika Hello World Inovasi Pendidikan Fisika Jurnal Pengabdian Masyarakat Gemilang (JPMG) Jurnal Pengabdian Sains dan Humaniora QISTINA: Jurnal Multidisiplin Indonesia eProceedings of Management Innovative: Journal Of Social Science Research JS (Jurnal Sekolah) Jurnal Ilmu Pendidikan dan Pembelajaran Jurnal Multidisiplin Teknologi dan Arsitektur Jurnal Bisnis dan Komunikasi Digital Jurnal Psikologi Media Kesehatan Politeknik Kesehatan Makassar Dedikasi: Journal of Community Engagement and Empowerment JURNAL MULTIDISIPLIN ILMU AKADEMIK Journal of Accounting Law Communication and Technology Journal of Citizen Research and Development Journal of Applied Holistic Nursing Science al Hairy | Journal of Islamic Law
Sri Dewi
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Default of Banking Credit Agreements in the Time of Covid 19 Sri Dewi; Sriono Sriono; Elviana Sagala
Budapest International Research and Critics Institute-Journal (BIRCI-Journal) Vol 4, No 2 (2021): Budapest International Research and Critics Institute May
Publisher : Budapest International Research and Critics University

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33258/birci.v4i2.1878

Abstract

The covid 19 pandemic resulted in a very significant economic impact, and resulted in many defaults on bank credit agreements which underwent payment restructuring based on the covid 19 virus. Financial Services Authority (OJK) Regulation No. 11/POJK.03/2020 concerning the national economic stimulus as a countercyclical policy for the impact of the spread of covid 19 gives authority to banks to establish policies that support economic growth stimulus for debtors affected by the spread of covid 19, one of which is credit or financing restructuring policies. The occurrence of a national disaster caused by the Covid 19 virus had an impact on the force majeure situation. That defaults due to the spread of the covid-19 virus have resulted in debtors being negligent in carrying out their obligations, this method uses the normative juridical method, which refers to the provisions of positive laws and regulations in Indonesia. The results of the research show that defaults in the credit agreement cannot be used as an excuse for not fulfilling their obligations. The spread of covid-19 cannot be used as an excuse that causes a compelling situation that requires the debtor to commit an act of default. In the concept of a rule of law, judicial power is independent in carrying out its judicial function, thus enabling the exercise of judicial power to be fair in examining, adjudicating and deciding cases based on law and justice. Then the policy of the regulations issued by the government against the spread of the covid-19 virus is very important for the community regarding the problem of the spread of the covid-19 virus.
The Development of Students' Creative Thinking Ability Using the Stem-Based Simulation Method about Single and Multiple Interest of Students of SMA N 3 Rantau Utara Sri Dewi; Lily Rohanita
Budapest International Research and Critics Institute-Journal (BIRCI-Journal) Vol 5, No 3 (2022): Budapest International Research and Critics Institute August
Publisher : Budapest International Research and Critics University

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33258/birci.v5i3.6563

Abstract

This research is a literature study on students' creative thinking skills. This study aims to analyze students' creative thinking skills using a stem-based simulation method regarding single and compound interests of North Rantau High School students. The research method used in this study is a qualitative descriptive method. The type of data used in this study is qualitative data, which is categorized into two types, namely primary data and secondary data. Sources of data obtained through library research techniques (library study) which refers to sources available both online and offline such as: scientific journals, books and news sourced from trusted sources. The results of the study concluded that through the STEM teaching method, students were accustomed to working on questions with many correct answers or many strategies that could be used to solve problems. After being given the final task in the form of problems, the researchers arranged students' creative thinking patterns and analyzed the results of students' creative thinking by emphasizing the creative thinking aspect.
Co-Authors Abi Wahyudi Adidtya Perdana, Adidtya Afif Nashi Ulwan, Mhd Aisyah Aisyah Aisyah Aisyah Alfiah, Lina Christi Amelia Ami Ance Lumbantobing, Panni Andy Satria Anissa Umairah Antomi Saregar Aria Wahyuni Arnita Arnita Arnita Aryani, Lina Asmoro, Damar Safitri Ayu, Silvana Oyasi Daulay, Parhan Dedy Kiswanto Defitriani, Eni Dewi, Yosa Novia Dhea Indra Dian Septiana DIdi Febrian Djasmayena, Selvia Dwikoranto Efa Silfia Elviana Sagala Eni Murdiati Eri Widyastuti Evi Nurul Khalifah Eviyona Laurenta Br Barus Fachry Abda El Rahman Faridawaty Gafar, Abd Giovanni, Teuku Muhammad Hamisa Andreyanti Hamonangan Simbolon, Yohanes Hariyanto, Edi Harman Harman Harman Harman, Harman Hasan, Afrizal Hasdiyanti, Neli Hasratuddin Hendriyana Hendriyana Hermawan Syahputra Hermiati, Novi Fitria Hidayat, Muhammad Ferdiansyah Hikmah, Indah Hijratul Ichwanul Muslim Karo Karo Kamid Kamid Kamilah Hayati Kana Saputra S Kartika, Dinda Khasanah, Nisa Ul Khidayatul Munawwaroh Kurniati, Noviani Lily Rohanita Liong, Gouw Tjie Listia, Hijka Louise Siwabessy Lubis, Muhammad Ghafur Rahman Lubis, Rahmad Marpaung, Faridawaty Maulida Surbakti, Nurul Maulidina Fadila, Putri Maulidina Fadilah, Putri Mayasari Mayasari, Mayasari Mersiana, Mersiana Muhammad Muhammad Muhammad Ridho Napila, Balkis Nasution, Hamidah . Ningsih, Chairunnisah Nugraha, Via Aprilia Nuraliza Nuraliza Nurbintang, Hersyila Nurul Ain Farhana Nurul Maulida Surbakti Padlya, Putri Panggabean, Suvriadi Purnamasari, Hanny Putri Alifa Sapruddin Rahma Shelfana Rahman Rahman Rahyu Setiani Ramadhani, Fanny Rayandra Asyhar Relawati, Relawati Rifqi Abdul Aziz RISMA SIMAMORA Rismaya Oktaviani Romadhina, Anggun Putri Salsabila Zahra, Salsabila Sarjon Defit Sa’diyah, Lisa Lailatus Siagian, Angel Agasari Siallagan, Sanri Yuliana Sidebang, Restio Silvia Fitriani Simanjuntak, Melati Veronica Sinaga, Marlina Setia Siti Mahmudah siti wulandari Sitompul, Dicky Sambora Situngkir, Silvia Wulandari Sriani, Arlina Sriono Sriono Sulaiman, Heri Suryani, Wangi Syahrin , Alvin Theodorus Immanuel Setiawan Tintin Dwi Sumarni, Tintin Dwi Ummah, Nur Siyaadatul Utama Alan Deta Wahyuni, Uli Wardaniah, Sabina Wati, Okta Dia Witri, Afere Wulandari, Devita Yelmi Reni Putri, Yelmi Reni Yoakim Telaumbanua, Louders Yosi Suryarinilsih Yuhandri Yuhandri, Yuhandri Yulvi Hardoni Yumaika Saraswati Yusra, Aini Zulyadaini Zulyadaini, Zulyadaini