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Henry Aspan

Faculty Of Social And Science, Universitas Pembangunan Panca Budi, Indonesia

Author-ID : 5496978

Religion Aerospace Engineering Agriculture, Biological Sciences & Forestry Arts Humanities Astronomy Automotive Engineering Biochemistry, Genetics & Molecular Biology Chemical Engineering, Chemistry & Bioengineering Chemistry Civil Engineering, Building, Construction & Architecture Computer Science & IT Control & Systems Engineering Decision Sciences, Operations Research & Management Dentistry Earth & Planetary Sciences Economics, Econometrics & Finance Education Electrical & Electronics Engineering Energy Engineering Environmental Science Health Professions Immunology & microbiology Industrial & Manufacturing Engineering Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Library & Information Science Materials Science & Nanotechnology Mathematics Mechanical Engineering Medicine & Pharmacology Neuroscience Nursing Physics Public Health Social Sciences Transportation Veterinary Other

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BETWEEN RISK TOLERANCE AND FINANCIAL RESILIENCE: A STUDY ON INDUSTRIAL WORKERS IN BATAM CITY Etty Sri Wahyuni; Henry Aspan; Ari Prabowo
Multidiciplinary Output Research For Actual and International Issue (MORFAI) Vol. 5 No. 6 (2025): Multidiciplinary Output Research For Actual and International Issue
Publisher : RADJA PUBLIKA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54443/morfai.v5i6.4679

Abstract This study examines the mediating role of retirement planning in the relationship between risk tolerance and financial resilience among industrial workers in Batam City, Indonesia. Using a quantitative cross-sectional survey design, data were collected from 78 permanent industrial workers employed in manufacturing companies across Batam's industrial zones through purposive sampling. The study employed Partial Least Squares Structural Equation Modeling (PLS-SEM) to test the proposed hypotheses regarding direct relationships and mediation effects. The measurement model demonstrated satisfactory reliability and validity, with Cronbach's Alpha values ranging from 0.892 to 0.968 and Average Variance Extracted (AVE) meeting acceptable thresholds. The structural model analysis revealed significant positive relationships across all hypothesized paths. Risk tolerance showed the strongest relationship with retirement planning (β = 0.640, t = 9.317, p < 0.001), while retirement planning demonstrated substantial positive effects on financial resilience (β = 0.609, t = 5.202, p < 0.001). Risk tolerance also exhibited a direct positive relationship with financial resilience (β = 0.339, t = 2.555, p = 0.011). Most importantly, the mediation analysis confirmed that retirement planning partially mediates the relationship between risk tolerance and financial resilience, with a significant indirect effect (β = 0.390, t = 3.898, p < 0.001) that exceeds the direct effect. The findings contribute to behavioral finance literature by demonstrating that retirement planning serves as a critical mechanism through which individual risk preferences translate into financial resilience outcomes among industrial workers in emerging market contexts. The results support lifecycle theory and planned behavior theory, showing that systematic retirement planning behaviors are more effective than spontaneous risk-taking activities in enhancing financial resilience. Practical implications suggest that financial literacy programs should focus on retirement planning education tailored to workers' risk tolerance levels, while policymakers can develop targeted interventions leveraging individual risk preferences to improve workers' long-term financial well-being. The study provides valuable insights for enhancing financial resilience among Indonesia's industrial workforce in the context of evolving social security systems and demographic transitions.

Legal Feminization: Dissecting Gender Inequality in Judges' Decisions in Sexual Violence Cases Henny Saida Flora; Henry Aspan
Journal of Strafvordering Indonesian Vol. 2 No. 3 (2025): JOSI - JULY
Publisher : PT. Anagata Sembagi Education

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62872/y6p4jb16

This study examines the implementation of Law Number 12 of 2022 concerning the Crime of Sexual Violence (TPKS Law) in criminal justice practice with a focus on gender inequality in legal reasoning and judges' juridical arguments. The TPKS Law exists as a progressive legal instrument that emphasizes a victim-based approach and the principle of non-discrimination, as well as accommodates previously unrecognized forms of non-physical sexual violence. However, the effectiveness of these norms is still constrained by judicial practices that are often based on conventional legal paradigms and patriarchal biases. The normative juridical approach is used to analyze positive legal norms, court decisions, and feminist legal concepts, in order to assess the extent to which the principles of the TPKS Law are internalized by judges. The results of the study show that many decisions still question the credibility of victims and ignore the psychosocial dimension of sexual violence, thus perpetuating the practice of victimization. The low sensitivity of gender in legal considerations shows the need for legal feminization as an effort for epistemological and structural transformation in the judicial system. These findings underscore the importance of gender-sensitive judicial training and criminal procedure law reform so that the law can function as a means of substantive justice. This study recommends the integration of legal feminist values as a normative and interpretive framework in sexual violence cases.

Pengembangan Aplikasi Lelang Hasil Laut Di Kepulauan Riau Wahyuni, Etty Sri; Aspan, Henry; Fadlan, Fadlan; Rumengan, Angelina E.; Ramadhan, Faris; Wahyuni, Sri; Putra, Randi Rian
Community Engagement and Emergence Journal (CEEJ) Vol. 4 No. 3 (2023): Community Engagement & Emergence Journal (CEEJ)
Publisher : Yayasan Riset dan Pengembangan Intelektual

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37385/ceej.v4i3.3714

Pengembangan aplikasi lelang hasil laut untuk nelayan bertujuan untuk menyelesaikan permaslaahan DUDI dalam pelaksanaan operasional usahanya dalam mengekspor hasil laut ke berbagai negara. Penelitian ini dilakukan di kepulauan riau, dikarenakan hampir 96 % dari wilayah kepulauan riau merupakan perairan. Peranan nelayan bagi perekonomian masyarakat pesisir merupakan roda bagi perputaran ekonomi masyarakat. Keterbatasan akan akses untuk memperluas kegiatannya menjadi faktor utama yang membuat produk-produk mereka sulit untuk dikenal di luar Kepualuan Riau. Akses yang dimaksud adalah wadah yang mampu membantu masyarakat pesisir untuk belajar dan memfasilitasi masyarakat untuk memperbaiki kualitas produk agar layak untuk di ekspor. Hasil yang diperoleh dalam pelaksanaan kegiatan ini berupa Aplikasi Ekspor Pedia berbasis android dan IOS, MoU antara perguruan tinggi dan Mitra, Pembentukan inkubator Bisnis, downloader, HKI merek dan Cipta, terdapat banyak kendala dalam pelaksanaan kegiatan diantaranya sulit dalam mencari informasi dasar pelaksanaan program diakibatkan oleh lokasi yang dituju berada di luar pulau Batam, selain itu terdapat beberapa kendala terkait waktu pelaksanaan program yang singkat, dan masalah SDM yang belum maksimal. Dengan adanya program ini tidak hanya DUDI, masyarakat juga mendapat manfaat langsung dalam hal peluang mengembangkan usahanya.

PENCEGAHAN KEKERASAN DALAM RUMAH TANGGA (KDRT) DAN MEKANISME PERLINDUNGAN HUKUM BAGI PEREMPUAN DAN ANAK Aspan, Henry; Ginting, Gloria Gita Putri
Jurnal Pengabdian Masyarakat Disiplin Ilmu Vol. 4 No. 1 (2026): Jurnal Pengabdian Masyarakat Multi Disiplin Ilmu
Publisher : Yayasan Cita Cendikiawan Al Kharizmi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47709/jpmasdi.v4i1.8032

Latar Belakang Masalah: Kekerasan Dalam Rumah Tangga (KDRT) merupakan pelanggaran hak asasi manusia yang secara tidak proporsional berdampak pada perempuan dan anak. Tulisan ini bertujuan untuk menganalisis strategi pencegahan serta mekanisme perlindungan hukum bagi korban di Indonesia. Metode Pengabdian: Upaya pencegahan difokuskan pada penguatan ketahanan keluarga, sosialisasi edukatif, dan penghapusan stereotip gender. Sementara itu, mekanisme perlindungan hukum dilakukan melalui implementasi UU No. 23 Tahun 2004 tentang Penghapusan KDRT, yang mencakup penyediaan perlindungan sementara oleh kepolisian, surat perintah perlindungan dari pengadilan, serta layanan pemulihan kesehatan dan psikologis. Hasil Pengabdian: Hasil kajian menunjukkan bahwa keberhasilan penanganan KDRT sangat bergantung pada sinergi antara penegak hukum, lembaga pendukung, dan keberanian korban untuk melapor.

Restorative Justice in the Digital Era: Criminal Law Mediation Through Online Platforms Saida Flora, Henny; Aspan, Henry
Ipso Jure Vol. 2 No. 6 (2025): Ipso Jure - July
Publisher : PT. Anagata Sembagi Education

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62872/mb21wr19

The paradigm transformation of criminal law enforcement from a retributive to a restorative approach reflects a response to the weaknesses of the conventional justice system that is rigid, slow, and lacks space for victim recovery. Restorative justice (RJ), as a dialogue-based and reconciliation-based approach, has been accommodated in Indonesian law through the SPPA Law and several other administrative regulations. However, the adoption of this approach in general criminal cases and its implementation online still faces serious legal challenges. This study uses a normative juridical method to examine the urgency of regulating digital-based criminal mediation (restorative justice digital/RJD) within the framework of the national criminal law system. The study focused on the limitations of the applicable positive law, the validity of the results of online mediation, the protection of personal data, and the potential for inequality of access for vulnerable groups. The findings show that without comprehensive and integrative regulation with the principle of due process of law, the implementation of the RJD risks violating constitutional rights and undermining the legitimacy of restorative justice itself. Therefore, it is necessary to synchronize criminal law norms, procedural law, the ITE Law, and the PDP Law to form an adaptive, inclusive, and accountable legal framework. The RJD can be a strategic innovation in criminal law reform, as long as it is carried out with legal certainty and strong human rights protection

JURIDICAL STUDY ON THE PHENOMENOLOGY OF DIGITAL CRYPTOCURRENCY ASSETS FROM A LEGAL PERSPECTIVE TAX COLLECTION AND SHARIA QANUN IN INDONESIA Rico Nur Ilham; Henry Aspan
International Journal of Educational Review, Law And Social Sciences (IJERLAS) Vol. 4 No. 5 (2024)
Publisher : CV. RADJA PUBLIKA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54443/ijerlas.v4i5.1937

This study analyzes the phenomenology of cryptocurrency digital assets from the perspective of taxation and sharia law in Indonesia. Cryptocurrency, as a digital innovation based on blockchain technology, has received significant attention both as an alternative investment and a means of transaction. However, its existence poses regulatory challenges, especially in terms of taxation and compliance with sharia principles. This study uses a normative legal method with a legislative and conceptual approach to understand how tax regulations and sharia law regulate cryptocurrency transactions in Indonesia. Data were obtained through literature studies, analysis of relevant legal documents, fatwas, and Qanuns, and interviews with legal and sharia experts. The results of the study show that the Indonesian government has begun to regulate taxes on cryptocurrency transactions through several policies, although there are still challenges in their implementation, such as assessing transaction values and accurate reporting. From a sharia perspective, views on cryptocurrency vary. Some scholars accept cryptocurrency as halal, while others consider it haram due to speculative reasons and the lack of clear underlying assets. In Aceh, as a province with full implementation of sharia law, regulations related to sharia financial transactions are more complex. This study recommends harmonization between tax regulations and sharia law to create legal certainty and justice for all parties involved. The government is expected to strengthen regulations and supervision of cryptocurrency transactions and conduct socialization and education to the public regarding tax obligations and sharia principles related to cryptocurrency. With a comprehensive and integrative approach, it is hoped that a cryptocurrency regulatory system can be created that is fair, efficient, and in accordance with positive and sharia legal values in Indonesia.

THE URGENCY OF A SEPARATION OF PROPERTY AGREEMENT IN MARRIAGE AS AN EFFORT TO CREATE A HARMONIOUS FAMILY Lestari Lamindo Limbong; Henry Aspan; Dahlan
International Journal of Educational Review, Law And Social Sciences (IJERLAS) Vol. 5 No. 1 (2025)
Publisher : CV. RADJA PUBLIKA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54443/ijerlas.v5i1.2340

As science develops, public awareness of the importance of legal protection for themselves also grows rapidly. Likewise, legal protection for married couples. The existence of a separation of property agreement in a marriage is one effort to avoid conflicts related to property in a marriage bond, the less conflict there is, the greater the potential for a harmonious marriage. A separation of property agreement must be made based on an agreement between the two parties so that no one feels disadvantaged. The marriage agreement must also be approved by an authorized official. This study uses the Normative Juridical approach method, namely legal research conducted by examining library materials or secondary data as a basis for research by conducting a search for regulations and literature related to the problems being studied

LEGAL PROTECTION FOR DEBTORS IN SHARIA ECONOMIC CASES SKMHT DECISION NUMBER 723/PDT.G/PA Gtlo Yopa Emalia Fajarini; Henry Aspan; Dahlan
International Journal of Educational Review, Law And Social Sciences (IJERLAS) Vol. 5 No. 4 (2025)
Publisher : CV. RADJA PUBLIKA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54443/ijerlas.v5i4.3395

This journal discusses the legal issues related to the disbursement of financing facilities amounting to Rp. 80,000,000,- by DEFENDANT I without any valid Mortgage Rights binding on SHM No. 34/Buladu, which resulted in the disbursement being considered invalid. Decision Number 723/PDT.G/2021/PA.Gtlo confirms that the deeds made do not meet the formal requirements and must be declared null and void by law. This study also highlights legal protection for debtors in the context of sharia economics, with a focus on fiduciary guarantees regulated in Law No. 42 of 1999. The case discussed involves the confiscation of fiduciary guarantee objects due to the debtor's default, as well as the importance of SKMHT (Power of Attorney to Charge Mortgage Rights) as a legal instrument to secure the creditor's position. This study uses normative legal methods and identifies the factors causing the debtor's default, as well as the correct procedures in issuing APHT (Deed of Granting Mortgage Rights). The results of the study indicate that there is abuse of conditions in the agreement and breach of promise by the debtor, and emphasize the importance of understanding the rights and obligations of debtors and creditors in debt agreements.

ANALYSIS OF LEGAL PROTECTION OF FULFILLMENT OF CHILDREN'S RIGHTS IN DIVORCE CASES IN MEDAN, NORTH SUMATRA Mutia Octavia; Henry Aspan; Beby Sendy
International Journal of Educational Review, Law And Social Sciences (IJERLAS) Vol. 5 No. 4 (2025)
Publisher : CV. RADJA PUBLIKA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54443/ijerlas.v5i4.3396

Divorce can be imagined as very sad when viewed from the perspective of a child's life. After a husband and wife officially divorce, Law No. 35 of 2014, especially Article 14, emphasizes that every child has the right to be raised by their own parents, unless there are valid reasons and/or legal regulations that indicate that the separation is in the best interests of the child and is the last consideration. This study aims to determine the fulfillment and legal protection that children receive in divorce cases. The obligations of both parents that must be fulfilled as regulated in Law No. 35 of 2014, Article 9 concerning child protection, state that when a divorce occurs, parents are still obliged to fulfill the child's rights with full affection. The results of this study were conducted to determine how children's rights are fulfilled in divorce in North Sumatra. This study was conducted with information sources from the Indonesian Child Protection Agency (LPAI) in North Sumatra. The results of this study indicate that with divorce, children's rights have not been fully fulfilled. However, to be able to realize this, awareness of both parents is needed that there are still children's rights that must be fulfilled after a divorce occurs.

LEGAL REVIEW OF THE REFUND PROCEDURE IN CASES OF FAILURE TO PAY A LAND SALE-PURCHASE DEED IN A LAWSUIT ORIGIN OF DEBT AND RECEIVABLE (Court Decision Study Number: 760/Pdt.G/2023/PN.Mdn) Reza Ananda Syahputra; Henry Aspan; Siti Nurhayati
International Journal of Educational Review, Law And Social Sciences (IJERLAS) Vol. 5 No. 5 (2025)
Publisher : CV. RADJA PUBLIKA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54443/ijerlas.v5i5.3632

The land sale and purchase deed serves as authentic evidence in business transactions protected by civil law, as regulated in Article 37 paragraph (1) of Government Regulation Number 24 of 1997 concerning Land Registration, which states that this deed is the basis for registering the transfer of rights at the Land Office. However, in practice, disputes often occur due to a lack of clarity in the agreement, violation of the agreement, or one of the parties failing to fulfill its obligations. In the case of Decision No. 760/Pdt.G/2023/PN.Mdn, the dispute arose when the plaintiff requested a refund for a land sale and purchase transaction that initially involved debts and land certificate guarantees. This case is important to analyze, especially in the context of civil law regarding the formal and substantive requirements of civil lawsuits. The formulation of the problem in this study is What is the legal procedure for refunding funds in cases of default on land sale and purchase deeds, What are the legal considerations of the court in assessing the lawsuit filed by the plaintiff, Is the judge's decision in Decision No. 760/Pdt.G/2023/PN.Mdn has provided adequate legal protection for the parties involved. This research was conducted using a descriptive approach with qualitative methods with a normative juridical research type based on secondary data sources taken from case studies of court decisions and laws with analysis using related legal materials. The results of the study indicate that the plaintiff's claim in this case is declared vague (obscuur libel) because the posita and petitum are unclear, and there is a lack of written evidence supporting the plaintiff's claim. The Panel of Judges also stated that there was an error in determining the defendant (error in persona), so the lawsuit does not meet the formal requirements. To avoid this, the lawsuit must be drafted with a clear posita and petitum, supported by strong evidence, and addressed to the appropriate defendant. By fulfilling the formal and substantive requirements, the lawsuit can be deemed not vague and has a chance of being accepted in court.

Co-Authors Abdul Rahman Maulana Siregar Abdul Razak Nasution Ade Syafitri Agus Adhari Ahmad Junaidi Alief, Muhammad Amanda Dwi Priaguna Ami Natuz Zahara Ami Natuz Zahara Amlan, Amlan Andi Fahri Hasibuan Andoko , Andoko Anggy Auliawan Ansori Maulana Ari Prabowo Aryani Atika Windynata Sipayung Azhali Siregar Bambang Fitrianto Bambang Fitrianto Beby Sendy Berton Lumban Tobing Chandra Dewi Dahlan Dahlan Dahlan Dahlan Daniel Mulia Darwis Anatami Daud Arifin Delima Nasution Deni Karnius Zebua Depari, Jon Heder Dhermawan, M. Ryan Dian Mahardi Lestari Dina Andiza Dira Dinda Alti Doly Amanda NST Duma Milanta Dwi Faradina Eddy Sumardi Eko Sahputra Endang Suhendra Etty Sri Wahyuni Etty Uyun Etty Uyun Fadlan Fadlan Fitria Ramadhani Siregar Fitria Ramadhani Siregar Freddi Agus Hutapea Ginting, Gloria Gita Putri Gloria Gita Putri Ginting Gunawan Gunawan H. Dahlan Halim, Gusni Hardi Hermawan Hasdiana Juwita Bintang Hasdiana Juwita Bintang Henky Dalimunte Henny Saida Flora Herman , Herman Hotman Manullang Indawati Lestari indrawan, muhammad isa indrawan Irawati Irawati Irmanto Brampu Irmanto Brampu Ismed Ismed Jemmy Rumengan Jonly Harmon Hadi Purba Juli Purwanti Kiki Farida Ferine Lestari Lamindo Limbong Lestari, Dian Mahardi Listra Sembiring M. Ramadhan S. M. Tartib Maekal Ananta Pratama Ginting Maharani Maharani, Maharani Mahya, Husna Mariana Zhuo Marice Simarmata Mariduk Lumban Tobing MHD AZHALI Siregar Mhd. Azhali Siregar Muhammad Ari Syahputra Muhammad Arif Sahlepi Muhammad Aulia Amir Batu Bara Muhammad Azhali Siregar Muhammad Edwin Syahputra Lubis Muhammad Fauzy Daulay Muhammad Husni Dalimunthe Muhammad Iqbal Anwar Muhammad Juang Rambe Muhammad Riza Murnita, Eva Mutia Octavia Ngaliman Ngaliman Novan Trianda Matondang Onny Medaline Oskar Refelino Tambunan Pardede, Fransthahi Hamonangan Pirma Ivan Ricky Manurung Priyatna, Escha Gusnadhi Putra, Randi Rian Putri Mauliza Putri Mauliza, Putri Putri Shabrina, Shoniya Dwi Rafianti, Fitri Rahmad Mirad Ramadhan, Faris Rambe, Dinda Fadilah Redyanto Sidi Reza Ananda Syahputra Rico Nur Ilham Rifa Zulkarnain Rina Hartaci Nasution Rindi Andika Riska Febria Afrila Risman Setiawan Rivi Hamdani Lubis Riza Firdaus Riza Firdaus Riza Wira Pratiwi Lumbantoruan Riza Zarzani Riza Zarzani, T. Ronny Yoesfianda Rosli, Rozaini Rozaini Rozaini Rozakiya, Aliftha Rumengan, Angelina E. Sardi Sembiring, Brema Risdianto Siregar, Abdul Rahman Maulana Siti Nurhayati Siti Nurhayati Siti Nurhayati Sonia Salsabilah Sri Devi Zebua Sri Rahmadani Sri Wahyuni Sulyaprilawati Battri Siahaan Sumarno . Syahirah Ishmah Hutabarat T Riza Zarzani Tamaulina Br Sembiring Tarigan, Egi Christianta Tarigan, Hendra Julianto Marselinus Tarigan, Tegar Dermawan Tengku Riza Zarzani N Tonnes Gultom Tri Faranita Viola Gemmy Gemaya Wau, Hilbertus Sumplisius M. Yahya Tanjung Yasmirah Mandasari Saragih Yohny Anwar Yopa Emalia Fajarini Yosua, Dicky Zarzani, Riza Zul Pahmi Harahap Zulfahmi Harahap Zulkarnain Pasaribu

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