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All Journal Islamadina : Jurnal Pemikiran Islam Jurnal Indo-Islamika Analisis: Jurnal Studi Keislaman Ekonomikawan : Jurnal Ilmu Ekonomi dan Studi Pembangunan ISLAMICA: Jurnal Studi Keislaman SALAM: Jurnal Sosial dan Budaya Syar-i Jurnal Pendidikan dan Pemberdayaan Masyarakat Laa Maisyir Jurnal Ekonomi Islam IJIBE (International Journal of Islamic Business Ethics) Jurnal Ekonomi Pembangunan: Kajian Masalah Ekonomi dan Pembangunan Abjadia, International Journal of Education Al-Ihkam: Jurnal Hukum dan Pranata Sosial Jurnal Ilmu Sosial dan Ilmu Politik Jurnal Studi Agama dan Masyarakat Jurnal Pendidikan Nonformal LENTERA: Jurnal Ilmu Dakwah dan Komunikasi INFO ARTHA Jurnal Manajemen Keuangan Publik IJHCM (International Journal of Human Capital Management) Islamic Counseling : Jurnal Bimbingan dan Konseling Islam Sawala : Jurnal Administrasi Negara JRMSI - Jurnal Riset Manajemen Sains Indonesia Jurnal Ilmiah Al-Syir'ah Jurnal PAJAR (Pendidikan dan Pengajaran) Jurnal BPPK : Badan Pendidikan dan Pelatihan Keuangan Jurnal Tata Kelola dan Akuntabilitas Keuangan Negara Al-Mashrafiyah : Jurnal Ekonomi, Keuangan, dan Perbankan Syariah Jurnal Ilmiah Pendidikan dan Pembelajaran AT-TURAS: Jurnal Studi Keislaman Indonesian Treasury Review: Jurnal Perbendaharaan, Keuangan Negara dan Kebijakan Publik Living Islam: Journal of Islamic Discourses KEK (Kajian Ekonomi dan Keuangan) International Journal of Islamic Business and Economics (IJIBEC) IJISH (International Journal of Islamic Studies and Humanities) Transparansi Jurnal Ilmiah Ilmu Administrasi Journal of Islamic Monetary Economics and Finance Jurnal Pendidikan Wiyata Dharma: Jurnal Penelitian dan Evaluasi Pendidikan NUKHBATUL 'ULUM : Jurnal Bidang Kajian Islam SCAFFOLDING: Jurnal Pendidikan Islam dan Multikulturalisme International Journal of Economics, Business and Accounting Research (IJEBAR) Al-Risalah : Jurnal Studi Agama dan Pemikiran Islam Tasharruf: Journal Economics and Business of Islam Media Syari'ah: Wahana Kajian Hukum Islam dan Pranata Sosial Al-Bukhari: Jurnal Ilmu Hadis BUSTANUL FUQAHA: Jurnal Bidang Hukum Islam Budapest International Research and Critics Institute-Journal (BIRCI-Journal): Humanities and Social Sciences WAHATUL MUJTAMA: Jurnal Pengabdian Masyarakat Wawasan: Jurnal Kediklatan Balai Diklat Keagamaan Jakarta Cendikia : Media Jurnal Ilmiah Pendidikan Komunika: Jurnal Dakwah dan Komunikasi Jurnal Keuangan dan Akuntansi Terapan (KUAT) AL-KHIYAR: Jurnal Bidang Muamalah dan Ekonomi Islam AL-QIBLAH: Jurnal Studi Islam dan Bahasa Arab Lentera: Jurnal Ilmu Dakwah dan Komunikasi Review of Islamic Social Finance and Entrepreneurship DIRASAH: Jurnal Kajian Islam TARBIYAH: Jurnal Pendidikan dan Pembelajaran TIJARAH: Jurnal Ekonomi, Manajemen, dan Bisnis Syariah Al-Risalah Jurnal Studi Agama dan Pemikiran Islam International Journal of Islamic Business and Economics (IJIBEC) LITERA: Jurnal Ilmiah Multidisiplin Cendekia: Media Komunikasi Penelitian dan Pengembangan Pendidikan Islam Al-madinah: Journal of Islamic Civilization HISAB: Jurnal Akuntansi Lembaga Keuangan Syariah AMANAH: Jurnal Manajemen Keuangan Sektor Publik Khazanah Pendidikan Islam International Journal of Islamic Khazanah WITECH: Jurnal Teknologi Rekayasa Komputer dan Jaringan
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Perkembangan Keuangan Syariah dan Pertumbuhan Ekonomi di Indonesia: Analisis Hubungan Jangka Panjang dan Jangka Pendek: The Development of Islamic Finance and Economic Growth in Indonesia: An Analysis of Long-Term and Short-Term Relationships Azwar Azwar; Arif Mashuri; Jamaluddin Majid
HISAB: Jurnal Akuntansi Lembaga Keuangan Syariah Vol. 1 No. 1 (2025): HISAB: Jurnal Akuntansi Lembaga Keuangan Syariah
Publisher : Program Studi Akuntansi Lembaga Keuangan Syariah, Politeknik Wahdah Islamiyah Makassar

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This study aims to analyze the short-run and long-run relationship between sukuk development and economic growth in Indonesia. The research employs a quantitative approach using annual time series data covering the period 2003–2022. The dependent variable is Gross Domestic Product (GDP) per capita (current US$), while the independent variable is the value of Sukuk Outstanding (in billion rupiahs). The analysis utilizes the Autoregressive Distributed Lag (ARDL) model to examine both the long-term and short-term linkages between the two variables. The estimation results indicate that, in the long run, sukuk has a positive and significant effect on economic growth, confirming that an increase in sukuk issuance can strengthen national economic activity through the financing of productive, asset-based projects. In the short run, the Error Correction Model (ECM) results reveal an error correction coefficient of -0.084852, which is significant at the 1% level, implying an adjustment mechanism of approximately 8.48% per period toward long-run equilibrium. Although temporary negative effects are observed from previous sukuk issuances, the findings suggest that the market possesses a gradual self-correcting capacity. This study underscores the strategic role of sukuk in supporting sustainable economic growth in Indonesia, in line with Islamic finance principles that emphasize justice, stability, and social welfare.
Tinjauan Zakat, Infak, dan Sedekah sebagai Bentuk Transfer Kekayaan: A Review of Zakat, Infaq, and Sadaqah as Forms of Wealth Transfer Achmat Subekan; Azwar Azwar
HISAB: Jurnal Akuntansi Lembaga Keuangan Syariah Vol. 1 No. 1 (2025): HISAB: Jurnal Akuntansi Lembaga Keuangan Syariah
Publisher : Program Studi Akuntansi Lembaga Keuangan Syariah, Politeknik Wahdah Islamiyah Makassar

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This study aims to describe the concept of zakat, infak, and sadaqah (ZIS) from the perspective of Islamic economics as instruments of wealth transfer and to explain their roles in creating a just and sustainable distribution of wealth within society. The research employs a qualitative approach using the library research method. Data analysis is conducted descriptively and analytically through normative-theological and structural-economic approaches, in order to reveal both the spiritual values and economic functions of ZIS in the context of wealth redistribution. The findings indicate that zakat, infak, and sadaqah play a strategic role in maintaining the socio-economic balance of society. These instruments function as effective mechanisms of wealth transfer that help reduce disparities between the rich and the poor. Beyond being an act of obedience to Allah, ZIS also strengthens social solidarity, promotes economic self-reliance, and realizes falah—the attainment of well-being in this world and the hereafter. Therefore, ZIS represents an Islamic economic instrument that is not only spiritually oriented but also makes a tangible contribution to equitable economic development and social sustainability.
Tinjauan Zakat, Infak, dan Sedekah sebagai Bentuk Transfer Kekayaan: A Review of Zakat, Infaq, and Sadaqah as Forms of Wealth Transfer Achmat Subekan; Azwar Azwar
HISAB: Jurnal Akuntansi Lembaga Keuangan Syariah Vol. 1 No. 1 (2025): HISAB: Jurnal Akuntansi Lembaga Keuangan Syariah
Publisher : Program Studi Akuntansi Lembaga Keuangan Syariah, Politeknik Wahdah Islamiyah Makassar

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Abstract

This study aims to describe the concept of zakat, infak, and sadaqah (ZIS) from the perspective of Islamic economics as instruments of wealth transfer and to explain their roles in creating a just and sustainable distribution of wealth within society. The research employs a qualitative approach using the library research method. Data analysis is conducted descriptively and analytically through normative-theological and structural-economic approaches, in order to reveal both the spiritual values and economic functions of ZIS in the context of wealth redistribution. The findings indicate that zakat, infak, and sadaqah play a strategic role in maintaining the socio-economic balance of society. These instruments function as effective mechanisms of wealth transfer that help reduce disparities between the rich and the poor. Beyond being an act of obedience to Allah, ZIS also strengthens social solidarity, promotes economic self-reliance, and realizes falah—the attainment of well-being in this world and the hereafter. Therefore, ZIS represents an Islamic economic instrument that is not only spiritually oriented but also makes a tangible contribution to equitable economic development and social sustainability.
Transformasi Lembaga Keuangan Syariah Non-Bank: Analisis Theory of Innovations dan Pengembangan Kontemporer: Transformation of Non-Bank Sharia Financial Institutions: Analysis of Theory of Innovations and Contemporary Development Andi Wawan Mulyawan; Azwar Azwar; Sumarlin Sumarlin
HISAB: Jurnal Akuntansi Lembaga Keuangan Syariah Vol. 1 No. 1 (2025): HISAB: Jurnal Akuntansi Lembaga Keuangan Syariah
Publisher : Program Studi Akuntansi Lembaga Keuangan Syariah, Politeknik Wahdah Islamiyah Makassar

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This study aims to provide a comprehensive understanding of non-bank Islamic financial institutions (NBIFIs) through the perspective of the theory of innovations. Employing a descriptive-analytical method and a library research approach, the study finds that NBIFIs are undergoing fundamental transformations driven by the digitalization of business models, the rise of Islamic fintech, the adoption of AI and blockchain technologies, and the development of innovative financial instruments such as digital sukuk and digital takaful. Innovation is also evident in the strengthening of technology-based shariah governance, including automated shariah compliance and the utilization of RegTech and SupTech. Conversely, NBIFIs face significant challenges related to regulatory gaps, low levels of digital literacy, technological risks, and the need for enhanced human capital capacity. Nevertheless, opportunities such as the growth of the global halal industry, the strengthening of the social finance ecosystem, and regulatory support provide strategic momentum for accelerating innovation. This study projects that the future development of NBIFIs will move toward full digitalization, integration of the halal–fintech ecosystem, tokenization of shariah-compliant assets, and hybrid models that combine commercial and social finance. These findings underscore the importance of maqāṣid al-sharīʿah–oriented innovation as a foundational element for strengthening the long-term competitiveness of NBIFIs.
Dinamika Instrumen dan Kelembagaan Pasar Keuangan Syariah: Tantangan dan Prospek Menuju Indonesia sebagai Pusat Keuangan Syariah Global: The Dynamics of Islamic Financial Market Instruments and Institutions: Challenges and Prospects toward Indonesia as a Global Islamic Finance Hub Azwar Azwar; Bayu Taufiq Possumah
HISAB: Jurnal Akuntansi Lembaga Keuangan Syariah Vol. 2 No. 1 (2026): HISAB: Jurnal Akuntansi Lembaga Keuangan Syariah (In Progress Issue)
Publisher : Program Studi Akuntansi Lembaga Keuangan Syariah, Politeknik Wahdah Islamiyah Makassar

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This study aims to describe the Islamic financial instruments in the money and capital markets, analyze the institutional roles in their development, and identify the opportunities, challenges, and prospects of the Islamic financial market in Indonesia. The research employs a library-based qualitative descriptive approach by examining primary and secondary sources such as scholarly literature, DSN-MUI fatwas, and official reports from the Financial Services Authority (OJK), Bank Indonesia (BI), and international institutions. The findings reveal that Islamic financial instruments play a vital role in supporting a halal and just economy, operating under principles free from riba, gharar, and maysir. Institutional frameworks involving OJK, BI, DSN-MUI, IDX, and international bodies such as IFSB and AAOIFI ensure market stability, Sharia compliance, and operational efficiency. Nevertheless, the Islamic financial market faces challenges, including low public literacy, limited regulatory harmonization, and strong competition from conventional and global markets. Despite these constraints, its prospects remain highly promising through integration with the halal industry, strengthened collaboration among stakeholders, and accelerated digital innovation. With appropriate strategies and national policy support, Indonesia holds great potential to emerge as a globally competitive and sustainable Islamic financial hub.
Analisis Dinamis Hubungan antara Belanja Pemerintah Daerah dan Pertumbuhan Ekonomi di Provinsi Sulawesi Selatan: Pendekatan Model VECM: Dynamic Analysis of the Relationship between Regional Government Expenditures and Economic Growth in South Sulawesi Province: VECM Model Approach Azwar Azwar
AMANAH: Jurnal Manajemen Keuangan Sektor Publik Vol. 1 No. 1 (2025): AMANAH: Jurnal Manajemen Keuangan Sektor Publik
Publisher : Program Studi Manajemen Keuangan Sektor Publik, Politeknik Wahdah Islamiyah Makassar

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This study aims to analyze the long-term and short-term relationships between regional government expenditure and economic growth in South Sulawesi Province, as well as to identify the direction of causality and the dynamic interactions between the variables using an econometric approach based on time series data. Annual secondary data for the period 2010–2023 were obtained from the official publications of Statistics Indonesia (BPS) of South Sulawesi Province. The analysis employed the Vector Error Correction Model (VECM), including the Augmented Dickey-Fuller (ADF) stationarity test, optimal lag determination, and Johansen cointegration test. The Granger causality test was used to determine the direction of causal relationships, while the Impulse Response Function (IRF) and Variance Decomposition (VD) analyses were applied to assess the dynamic responses and relative contributions among variables. The results reveal a significant long-term relationship between government spending and economic growth with a negative direction, indicating the presence of a crowding-out effect. The significant and negative error correction term (ECT) suggests a relatively fast adjustment toward long-run equilibrium. However, in the short run, no significant causal relationship was found, implying that regional fiscal policy has not yet had a direct impact on economic growth. The IRF results show that shocks in government spending initially generate a short-term positive response in GDP, which subsequently weakens, while the VD results indicate that government spending contributes only modestly—around 2–7%—to variations in GDP. These findings underscore the need to enhance the effectiveness and productivity orientation of public spending to foster sustainable regional economic growth.
Menjaga Multiplier Effect Pembangunan Desa sebagai Instrumen Pemerataan Ekonomi Nasional: Maintaining the Multiplier Effect of Village Development as an Instrument of National Economic Equalization Achmat Subekan; Azwar Azwar
AMANAH: Jurnal Manajemen Keuangan Sektor Publik Vol. 1 No. 1 (2025): AMANAH: Jurnal Manajemen Keuangan Sektor Publik
Publisher : Program Studi Manajemen Keuangan Sektor Publik, Politeknik Wahdah Islamiyah Makassar

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This study aims to analyze the dynamics of the Multiplier Effect in rural development in Indonesia by examining how cascading economic impacts emerge and are sustained at the village level. Employing a qualitative–descriptive approach, the research explores the institutional, social, and economic interactions that shape the distribution and sustainability of the Multiplier Effect. Data were collected through direct observations and an analysis of official documents, including village budgets and development planning reports. The findings indicate that the Multiplier Effect does not arise automatically from physical development activities but is generated through strategic management of local economic circulation, the strengthening of social capital, and effective village governance. The study further reveals that villages capable of directing development spending toward local procurement, human resource empowerment, and institutional capacity-building tend to produce a more sustainable Multiplier Effect. Conversely, economic leakages, weak governance, and limited community participation serve as major obstacles to long-term sustainability. The study concludes that reinforcing the Multiplier Effect requires integrated strategies encompassing local procurement policies, capacity enhancement, institutional strengthening, and regulatory support. Such efforts are essential to ensure that rural development contributes meaningfully to local economic resilience and the equitable distribution of national welfare.
Apakah Pengeluaran Pemerintah Mendorong Keberlanjutan Lingkungan? Bukti dari Emisi Karbon di Indonesia: Does Government Expenditure Promote Environmental Sustainability? Evidence from Carbon Emissions in Indonesia Azwar Azwar; Bayu Taufiq Possumah
AMANAH: Jurnal Manajemen Keuangan Sektor Publik Vol. 2 No. 1 (2026): AMANAH: Jurnal Manajemen Keuangan Sektor Publik
Publisher : Program Studi Manajemen Keuangan Sektor Publik, Politeknik Wahdah Islamiyah Makassar

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This study aims to examine the effect of government expenditure on carbon emissions in Indonesia using a quantitative econometric approach. Specifically, it aims to identify the direction and significance of the relationship between public spending and environmental outcomes, thereby providing empirical insights for aligning fiscal policy with sustainable development objectives. The study employs a multiple linear regression model based on annual time-series data covering the period 2000–2024. The data are obtained from the World Bank’s World Development Indicators (WDI), particularly the reporting period for national accounts data. The empirical results indicate that government expenditure has a negative and statistically significant effect on carbon emissions, suggesting that higher public spending may contribute to environmental improvement when allocated toward environmentally supportive sectors such as green infrastructure and efficient public services. Urbanization, however, shows a positive and significant relationship with carbon emissions, implying that urban growth in Indonesia remains associated with energy-intensive economic activities. Meanwhile, GDP does not exhibit a statistically significant effect, which may indicate a potential decoupling between economic growth and environmental degradation, although the evidence remains inconclusive. Energy use intensity shows a negative but statistically insignificant effect on carbon emissions. The findings suggest that fiscal policy can serve as a strategic instrument to support environmental sustainability when integrated with green economic policies and energy transition strategies.
Forming Akhlāqul Karīmah (Noble Character) of the Students of Institute of Islamic and Arabic Language (STIBA) Makassar by Implementing Tarbiyah Islāmiyah (Islamic Education) Program M. Kasim; Azwar Azwar
Khazanah Pendidikan Islam Vol. 6 No. 2 (2024): Khazanah Pendidikan Islam
Publisher : UIN Sunan Gunung Djati Bandung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15575/kpi.v6i2.42052

Abstract

This study aims to: (1) analyze the effect of implementing tarbiyah rūhiyah on akhlāqul karīmah in Makassar STIBA students; (2) analyze the effect of implementing tarbiyah ṡaqāfiyah on akhlāqul karīmah in Makassar STIBA students; and (3) analyzing the influence of the implementation of jasadiyah tarbiyah on akhlāqul karīmah in Makassar STIBA students. This study uses data obtained from respondents through questionnaires and a quantitative approach through the component-based Structural Equation Modeling (SEM) technique or variant with Partial Least Square (PLS). The results showed that: (1) the implementation of tarbiyah rūhiyah had a positive and significant effect on akhlāqul karīmah for STIBA Makassar students; (2) the implementation of tarbiyah ṡaqāfiyah has a positive and significant effect on the akhlāqul karīmah of STIBA Makassar students; and (3) the implementation of tarbiyah jasadiyah has a positive and significant effect on akhlāqul karīmah for STIBA Makassar students. Therefore, as a policy recommendation, fostering student akhlāqul karīmah in tertiary institutions can be carried out through the Islamic tarbiyah program as an extracurricular activity. The application of student akhlāqul karīmah coaching can be done through integration into the lecture process. Interventions for the implementation of the Islamic tarbiyah program in tertiary institutions can be applied by making rules and signs for akhlāqul karīmah both on campus and outside the campus
Privacy in Islam as a Guide to Housing Development Zahari Mahad Musa; Mohd Farid Ravi Abdullah; Abur Hamdi Usman; Azwar Iskandar
International Journal of Islamic Khazanah Vol. 11 No. 2 (2021): IJIK
Publisher : UIN Sunan Gunung Djati Bandung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15575/ijik.v11i2.11904

Abstract

The dwelling house is part of the basic needs of human life. In Islam, the designation of a place as a dwelling house has its importance. The dwelling house is not only seen as a sanctuary for oneself and one’s property, but it is also significant in providing space for privacy. This paper discusses privacy related to a dwelling house in Islamic jurisprudence. The discussion will focus on the importance of the privacy rules for a dwelling house to guide the parties involved in housing development. The type of research is qualitative with a socio-historical approach. The results indicate that Islam provides a balance between social life and the need to be alone. The principles of privacy for a dwelling house not only show the security of shariah objectives, but they also guide the construction industry with divine guidance in sustainable human development.
Co-Authors Abd. Rahim Yunus Abdi Wijaya, Abdi Abdullah, Mohd Farid Ravi Abdurahman Abdurrahman Abur Hamdi Usman Abur Hamdi Usman Abur Hamdi Usman Abur Hamdi Usman Abur Hamdi Usman Abur Hamdi Usman Achmad Abubakar Achmad Noerkhaerin Putra Achmat Subekan Achmat Subekan Achmat Subekan Achmat Subekan Achmat Subekan Achmat Subekan Achmat Subekan Achmat Subekan Achmat Subekan Achmat Subekan Adji Suradji Muhammad Adji Suradji Muhammad Ahmad Nurhadi Akkas Akhmad Hanafi Dain Yunta Akhmad Hanafi Dain Yunta Akhmad Hanafi Dain Yunta Akrama Hatta Ali Djamhuri Ali Said Amriani, Tenry Nur Amriani, Tenry Nur Andi Ahmad Mappangaja Andi Wawan Mulyawan Andi Wawan Mulyawan Aqbar, Khaerul Arfan Arifuddin Arfan Arifuddin Arif Mashuri Arifuddin Ahmad Arifuddin, Arfan Ashar Ashar Askar Patahuddin Asri asri Aswanto Muhammad Takwi Hede Aswar Aswar Aswar, Aswar Awal Rifai Bayu Taufiq Possumah Bayu Taufiq Possumah Bayu Taufiq Possumah Bayu Taufiq Possumah Bayu Taufiq Possumah Bayu Taufiq Possumah Bayu Taufiq Possumah Bayu Taufiq Possumah, Bayu Taufiq Darmanto Darmanto Dewi Indriani Edil Wijaya Nur Edy Sofyan Fadhlan Akbar Fakhri Sungit Fakhrizal Idris Fitriana Hamzah Khaeriyah Haris Premadi Hendra Wijaya Hendra Wijaya Henri Priamukti Humaira Ahmad Ihwan Wahid Minu Iskandar Iskandar Iskandar Iskandar Ita Hartati Ita Hartati Jamaluddin Jamaluddin Jamaluddin Majid Jumadil Saputra Kamus Khaerul Aqbar Khaerul Aqbar Khaerul Aqbar Khaerul Aqbar Khaerul Aqbar Khaerul Aqbar Laode Nursyah Dendi Lilly Suzana Shamsu Lilyana Susan M. Amirullah M. Kasim M. Kasim Mahmuddin, Ronny Mas’ud, Bulqia Mazlan Ibrahim Moh. Fadli Mohd Farid Ravi Abdullah Mohd Farid Ravi Abdullah Mohd Farid Ravi Abdullah Mohd Farid Ravi Abdullah Muh. Ali Akbar Muh. Arfah Herwin Muh. Ihsan A.R. Muh. Rezky Pratama Muh. Riandika Muh. Syukur S. Muh. Usman Muhammad Akram Puang Endek Muhammad Ammar Naufal Muhammad Fakhrur Razi Shahabudin Muhammad Hudzaifah Muhammad Ikhsan Muhammad Ikhsan Muhammad Ikhsan Muhammad Ikhsan Muhammad Irham Muhammad Muhammad Muhammad Yusram Muhammad Yusram Mukran H. Usman Mukran H. Usman Mukran H. Usman Musa, Zahari Mahad Muslimin Kara Mutahharah, Mutahharah Mutsalim Khareng Nabilah Al Azizah Nasir, Mohd Norzi bin Nasrul Nasrul Nasrullah Bin Sapa Nur, Chamdar Rabiah Al-Adaliah Rafi, Irsyad Rahmaluddin Saragih Rahmat Kurniawan Rahmat Rahmat Rahmat Rahmat Ravi Abdullah, Mohd Farid Rifai, Awal Ronny Mahmuddin RR. Ella Evrita Hestiandari Saddang, Muhammad Saharuddin Saharuddin Saharuddin Samsuddin Samsuddin Saragih, Rahmaluddin Saragih, Rahmaluddin Saragih, Ramaluddin Saragih, Ramaluddin Siradjuddin Sirajuddin Sirajuddin Sitti Aisyah Kara Sri Mahendra Satria Wirawan Subekan, Achmat Subekan, Achmat Subekan, Achmat Sulkifli Herman Sumarlin Sumarlin Susmihara Syaibani Mujiono Syandri Syandri Syandri, Syandri Syarul Azman Shaharuddin Tenry Nur Amriani Tenry Nur Amriani Tenry Nur Amriani Usman, Abur Hamdi Usman, Mukran H. Wijaya , Hendra Zahari Mahad Musa