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All Journal IJCCS (Indonesian Journal of Computing and Cybernetics Systems) Jurnal Sosialisasi: Jurnal Hasil Pemikiran, Penelitian dan Pengembangan Keilmuan Sosiologi Pendidikan Jurnal Online Mahasiswa (JOM) Bidang Ilmu Hukum Jurnal Ketahanan Nasional Jurnal Al-Tadzkiyyah PROFIT : Kajian Pendidikan Ekonomi dan Ilmu Ekonomi Economic Education Analysis Journal Al Ishlah Jurnal Pendidikan Educatio Jurnal PIPSI: Jurnal Pendidikan Ilmu Pengetahuan Sosial Indonesia Paedagoria : Jurnal Kajian, Penelitian dan Pengembangan Kependidikan Jurnal Teknoinfo Journal of Education and Instruction (JOEAI) Alignment: Journal of Administration and Educational Management Jurnal Pendidikan Ekonomi (JURKAMI) Journal on Education Global Conference Index Jambura Economic Education Journal Jurnal EDUCATIO: Jurnal Pendidikan Indonesia JPEK (Jurnal Pendidikan Ekonomi dan Kewirausahaan) Genta Mulia : Jurnal Ilmiah Pendidikan Jurnal Ilmiah Profesi Pendidikan Journal of Elementary School (JOES) Fitrah: Jurnal Studi Pendidikan Journal of Psychological Perspective Jurnal Teknimedia: Teknologi Informasi dan Multimedia ABSYARA: Jurnal Pengabdian Pada Masyarakat Jurnal Kependidikan: Jurnal Hasil Penelitian dan Kajian Kepustakaan di Bidang Pendidikan, Pengajaran dan Pembelajaran Jumat Informatika: Jurnal Pengabdian Masyarakat Jurnal Abdimas Bina Bangsa Jurnal Info Sains : Informatika dan Sains Participative Journal (PJ) : Jurnal Pengabdian Pada Masyarakat Jurnal Pendidikan Sosial Keberagaman (JURIDIKSIAM) Jurnal WIDYA LAKSMI (Jurnal Pengabdian Kepada Masyarakat) International Journal on Education Insight Journal of Office Administration : Education and Practice Jurnal Abdimas Musi Charitas Kasta: Jurnal Ilmu Sosial, Agama, Budaya dan Terapan Edunusa: Journal of Economics and Business Education Jurnal Ilmiah MEA (Manajemen, Ekonomi, dan Akuntansi) Jurnal Pengabdian Pada Masyarakat Solo International Collaboration and Publication of Social Sciences and Humanities Religia : Jurnal Ilmu-Ilmu Keislaman Jurnal el-Huda: Jurnal Pendidikan, Sosial, dan Keagamaan Talimi Interdiciplinary Journal of Education Digital Muslim Review Journal of Management, Entrepreneurship and Tourism Foreign Language Instruction Probe Blockchain Frontier Technology (BFRONT) Economic Education Analysis Journal Referendum International Journal of Economics, Business and Innovation Research Asian Journal of Management, Entrepreneurship and Social Science Action Research Journal Ulil Albab PESHUM Circular : Jurnal Pendidikan Sosial Dan Ekonomi Indigenous Southeast Asian and Ethnic Studies International Journal of Informatics Engineering and Computing Journal of Computer Science and Technology Application Journal Creative Economics and Trading Halal Ecosystem
Muh. Fahrurrozi
(SCOPUS ID 75214457054 | SINTA ID 5986424) Pendidikan Ekonomi, Universitas Hamzanwadi, Indonesia
Religion Aerospace Engineering Agriculture, Biological Sciences & Forestry Arts Humanities Computer Science & IT Control & Systems Engineering Decision Sciences, Operations Research & Management Earth & Planetary Sciences Economics, Econometrics & Finance Education Engineering Environmental Science Health Professions Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Library & Information Science Mathematics Medicine & Pharmacology Nursing Public Health Social Sciences Other

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Online Loans In Islamic Perspective Literature Analysis On Law, Impact, And Solutions Fahrurrozi, Muhammad; Fikriyah, Khusnul
Journal Creative Economics and Trading Halal Ecosystem Vol. 2 No. 02 (2024): Journal Cethe: November 2024
Publisher : GERASI INSAN NUSANTARA

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Online loans have become a global phenomenon, including in Indonesia, with rapid growth due to easy access and fast processes. However, the practice of online loans is often associated with issues of usury, exploitation, and violations of sharia. This study aims to analyze online loans from an Islamic perspective through a literature approach by reviewing sources of the Qur'an, Hadith, fatwas of scholars, and sharia financial regulations. The results of the study indicate that online loans containing elements of usury and gharar (unclarity) are prohibited in Islam, while sharia online loans based on the principle of profit sharing (mudharabah/qardhul hasan) is permitted. This article also discusses the socio-economic impacts of online loans and Islamic solutions to avoid practices that conflict with sharia
Gaya Kepemimpinan Ketua Himpunan Mahasiswa Jurusan Pendidikan Antropologi dalam Membangun Solidaritas Mahasiswa Nurhaini Siregar; Mutia Havits Silaen; Muhammad Fahrurrozi; Jeremy Arif Gonjales Tarigan; Flores Tanjung
PESHUM : Jurnal Pendidikan, Sosial dan Humaniora Vol. 5 No. 1: Desember 2025
Publisher : CV. Ulil Albab Corp

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56799/peshum.v5i1.12307

Abstract

Tujuan penelitian ini untuk menyelidiki cara Ketua Himpunan Mahasiswa Jurusan (HMJ) Pendidikan Antropologi mengelola ikatan mahasiswa. Latar belakang penelitian didasarkan pada betapa pentingnya organisasi kemahasiswaan sebagai tempat untuk mengembangkan diri sendiri, memberikan pelatihan kepemimpinan, dan memperkuat ikatan antara anggota. Penelitian ini menggunakan metodologi kualitatif, yang mengumpulkan data melalui dokumentasi, wawancara mendalam, dan observasi. Informasi penelitian terdiri dari ketua, pengurus, dan anggota HMJ Pendidikan Antropologi di Universitas Negeri Medan selama tahun 2024–2025. Hasil penelitian menunjukkan bahwa gaya kepemimpinan seorang ketua adalah transformasional, demokratis, memberi dukungan, fleksibel, dan situasional. Dengan kepemimpinan yang diterapkan, organisasi dapat menjadi tempat yang terbuka, terbuka, dan inklusif, yang meningkatkan rasa solidaritas dan kebersamaan anggota. Tantangan seperti kurangnya partisipasi anggota dapat diatasi dengan komunikasi terbuka, musyawarah, dan kerja sama dengan pembina organisasi. Studi ini menemukan bahwa solidaritas mahasiswa sangat dipengaruhi oleh gaya kepemimpinan demokratis dan transformasional. Diharapkan temuan ini akan berfungsi sebagai referensi untuk penelitian lebih lanjut dan menjadi masukan untuk membangun model kepemimpinan di organisasi kemahasiswaan.
The Influence of Financial Literacy, Income, and Spending Control on Household Financial Management among Housewives in Rural Indonesia Fahrurrozi, Muh; Susilawati, Susilawati; Komalasari, Iswari
JMET: Journal of Management Entrepreneurship and Tourism Vol. 4 No. 1 (2026): January, Journal of Management, Entrepreneurship and Tourism (JMET)
Publisher : Sumber Belajar Sejahtera

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61277/jmet.v4i1.270

Abstract

This study aims to analyze the influence of financial literacy, income, and expenditure control on household financial management among housewives in Tangar Hamlet, Setungkep Lingsar Village. This research employs a quantitative approach with an associative design. The sample consisted of 152 housewives selected through simple random sampling from a population of 244 individuals. Data were collected using a Likert-scale questionnaire and analyzed using classical assumption tests and multiple linear regression with the assistance of SPSS. The findings reveal that income has a positive and significant effect on household financial management, indicated by a t-value of 4.274 > 1.976 and a significance value of 0.000 < 0.05. Meanwhile, financial literacy does not have a significant effect, as shown by a t-value of 1.360 < 1.976 and a significance value of 0.176 > 0.05. Similarly, expenditure control does not significantly influence financial management, with a t-value of 1.646 < 1.976 and a significance value of 0.102 > 0.05. However, simultaneously, financial literacy, income, and expenditure control significantly affect household financial management, as indicated by an F-value of 18.589 > 2.67 and a significance value of 0.000 < 0.05. These findings confirm that income is the dominant factor determining the effectiveness of household financial management, while financial literacy and expenditure control need to be strengthened to contribute more substantially to household financial management practices among housewives.
Entrepreneurship Education, Entrepreneurial Competence, Business Strategy, and Technology Access as Determinants of MSME Success in West Nusa Tenggara, Indonesia Fahrurrozi, Muh; Artika, Yuni; Pahrudin, Pahrudin
JMET: Journal of Management Entrepreneurship and Tourism Vol. 4 No. 1 (2026): January, Journal of Management, Entrepreneurship and Tourism (JMET)
Publisher : Sumber Belajar Sejahtera

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61277/jmet.v4i1.271

Abstract

Micro, small, and medium enterprises (MSMEs) play a strategic role in fostering employment, economic growth, and community welfare. However, many MSMEs in developing regions continue to face challenges related to limited entrepreneurial education, insufficient competence, weak business strategies, and suboptimal utilization of technology. This study aims to analyze the influence of entrepreneurship education, entrepreneurial competence, business strategy, and technology access on MSME success in West Nusa Tenggara, Indonesia. This research applied a quantitative explanatory survey design with a total sample of 204 MSME owners selected through simple random sampling. Data were collected through questionnaires and Google Forms and analyzed using multiple linear regression. Findings reveal that entrepreneurship education, competence, business strategy, and technology access significantly and positively affect MSME success, both partially and simultaneously. These results highlight the importance of strengthening human capital development, strategic orientation, and digital adoption to improve MSME performance and sustainability. The study contributes to the growing literature on MSME development and provides practical insights for policymakers and business practitioners to formulate effective empowerment strategies.
Non-Formal Islamic Education in Shaping the Religious Character of Urban Communities in Sekarbela and Pesinggahan, Mataram City Zulkifli; Fahrurrozi, Muhammad; Sari, Ratna Permata
Al-Tadzkiyyah: Jurnal Pendidikan Islam Vol 16 No 2 (2025): Al-Tadzkiyyah: Jurnal Pendidikan Islam
Publisher : Universitas Islam Negeri Raden Intan Lampung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24042/atjpi.v16i2.29708

Abstract

The objectives of this study are: (1) to explain the concept and implementation of kitab turats learning in Sekarbela and Pesinggahan, Mataram City; and (2) to explain the contribution of kitab turats learning in Sekarbela and Pesinggahan, Mataram City, as a form of non-formal Islamic education in shaping the religious character of urban communities. This study employs a qualitative and multidisciplinary approach. Data were collected through observation, interviews, and documentation. The data analysis technique uses Spradley’s ethnographic qualitative analysis model, in which data analysis is conducted directly in the field simultaneously with the data collection process. The analysis consists of domain analysis, taxonomic analysis, componential analysis, and thematic analysis. The results show that kitab turats learning in Sekarbela was initiated by TGH Muhammad Rais, while in Pesinggahan it was pioneered by TGH Mustofa Kamal. The implementation of kitab turats learning has been smooth and successful due to support from knowledgeable teachers, diligent students, comprehensive learning objectives, holistic learning materials, and varied methods, including thariqah ‘alaniyah, which focuses on the material–cognitive domain, and thariqah sirriyah, which encompasses spiritual–affective aspects. In addition, learning evaluation is integrative, combining cognitive, psychomotor, and affective domains. Kitab turats learning in Sekarbela and Pesinggahan, Mataram City, makes a significant contribution to shaping the religious character of urban communities.
Strategic Business Forecasting and Market Trends Analysis Using Machine Learning Techniques Eryc; Nasib; Muh. Fahrurrozi; Ramzi Zainum Ikhsan; Parker, Jonathan
CORISINTA Vol 3 No 1 (2026): February
Publisher : Pandawan Sejahtera Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33050/p8sbs746

Abstract

This study, titled Strategic Business Forecasting and Market Trends Analysis Using Machine Learning Techniques, explores how artificial intelligence (AI) particularly machine learning (ML) can enhance the accuracy and strategic impact of business forecasting in dynamic markets. Traditional statistical forecasting methods often fail to accommodate complex, nonlinear, and high-dimensional data. To address this gap, the research develops and validates a machine learning–based forecasting model designed to integrate predictive analytics into strategic decision-making. The study adopts a quantitative approach and employs Structural Equation Modeling (SEM) using SmartPLS 3 to examine the interrelationships among four latent variables: Market Trends (MT), Forecasting Accuracy (FA), Strategic Planning Efficiency (SPE), and Business Performance (BP). Each construct is measured using three indicators, forming a structural model that tests six hypothesized relationships. The results indicate that understanding market trends significantly improves forecasting accuracy and strategic planning efficiency, which in turn positively influences business performance. Furthermore, forecasting accuracy directly enhances both planning efficiency and overall performance, emphasizing the strategic value of data-driven insights. The findings validate the reliability and predictive power of the proposed model, offering a robust framework for organizations aiming to leverage machine learning in strategic forecasting. By bridging the gap between algorithmic prediction and managerial application, this study contributes to the growing field of AI-driven business analytics and supports the development of more agile, informed, and resilient business strategies in a data-centric economy.
Recontextualizing Web-Based Sources in Report Writing: Exploring Students’ Meaning-Making Practices Fahrurrozi, Muhammad; Sofiani, Evi Maulidah; Sofiana, Eva Maulidah
Foreign Language Instruction Probe Vol. 4 No. 1 (2025): FLIP
Publisher : STIT Buntet Pesantren Cirebon

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Abstract

This qualitative study examines how third-semester EFL students at UIN Siber Syekh Nurjati Cirebon engage with web-based sources in academic report writing. Drawing on theories of intertextuality, genre-based pedagogy, and digital literacy, the research investigates students’ strategies in selecting, interpreting, and integrating online information when composing a report on Cirebon wedding traditions. Data from student texts and semi-structured interviews were analysed thematically using Braun and Clarke’s framework. Findings show that students employed targeted keyword searches and demonstrated awareness of genre structure, but tended to rely on top-ranked institutional sources and simplified conflicting information. While they displayed emerging control over paraphrasing and citation, their critical evaluation of digital content, especially in relation to algorithmic bias and underrepresented perspectives, remained limited. The study underscores the need to expand writing instruction beyond functional skills to include ethical source use, algorithmic awareness, and critical authorship, especially in contexts where AI-assisted tools are increasingly accessible. It recommends further research into how intertextual practices evolve across genres, disciplines, and technological environments. This study positions EFL learners as developing digital authors who require pedagogical support to write with critical awareness in a digitally saturated world.
Development of Technology Integrated PJBL Based LKPD to Improve Student Learning Outcomes in Elementary School Mathematics Subjects Aulia, Syarifah; Ali, Muhamad; Fahrurrozi, Muh.
IJE : Interdisciplinary Journal of Education Vol. 3 No. 3 (2025): November, Interdisciplinary Journal of Education (IJE)
Publisher : Sumber Belajar Sejahtera

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61277/ije.v3i3.232

Abstract

Development of LKPD based on integrated PJBL Technology to improve student learning outcomes in elementary school mathematics subjects in grade V SDN 01 Terara using the ADDIE model. This research aims to develop PJBL-based LKPD that is integrated with technology by achieving the level of validity in the development process and the effectiveness of the developed LKPD. The data collected through observation and dissemination of questionnaires to expert experts and user response questionnaires, namely teachers and students. The quality of LKPD is measured based on two main aspects, namely the effectiveness of a product, and validity. The feasibility of the product was obtained through the evaluation of material experts, with a magnitude of 60%, a linguist's assessment of 70%, and a technologist's assessment of 63%. LKPD products based on PJBL integrated technology are said to be effective on the reciprocity of users by teachers by 71% and product users by students by 70.14%. Based on the results of the posttest and performance, the technology-integrated PJBL-based LKPD was also declared effective in improving student learning outcomes in mathematics subjects. Thus, it can be concluded that the PJBL-based LKPD product integrated with the technology developed is effective, and valid and suitable for use.
The Influence of digital Literacy on Critical Thinking Skills and Social Studies Learning Outcomes Yuliana, Yuliana; Ali, Muhamad; Fahrurrozi, Muh.
IJE : Interdisciplinary Journal of Education Vol. 3 No. 3 (2025): November, Interdisciplinary Journal of Education (IJE)
Publisher : Sumber Belajar Sejahtera

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61277/ije.v3i3.248

Abstract

This study investigates the influence of digital literacy on critical thinking skills and social studies learning outcomes among seventh-grade students at SMPN 1 Lenek. Employing a quasi-experimental pretest-posttest control group design, the research involved both experimental and control groups, with the experimental group receiving digital literacy-based interventions. Data were collected using descriptive and inferential analyses, including normality, homogeneity, and hypothesis testing with SPSS software. The results revealed that students in the experimental group achieved higher post-test scores in both critical thinking skills (M = 74.44) and social studies learning outcomes (M = 84.44) compared to the control group (M = 55.56 and M = 59.44, respectively). The findings confirmed that digital literacy significantly improves students’ critical thinking abilities and academic achievement in social studies. This study highlights the importance of integrating digital literacy into classroom instruction to foster higher-order thinking skills and enhance learning outcomes.
The Influence of Promotion, Price, and Product on Online Purchasing Decisions Mispandi, Mispandi; Fahrurrozi, Muh; SOka, Gina Mayang; Hakim, Muhammad Riswandi; Amelia, Shella Rizqi
JPEK: Jurnal Pendidikan Ekonomi dan Kewirausahaan Vol 9 No 3 (2025): JPEK (Jurnal Pendidikan Ekonomi dan Kewirausahaan)
Publisher : Universitas Hamzanwadi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29408/jpek.v9i3.32988

Abstract

This study aims to determine whether promotion, price and product have a significant effect on online purchasing decisions. The method used is a quantitative method. The population used in this study was 100 people who had purchased products online and the sampling technique used purposive random sampling. Data analysis techniques in this study were classical assumption tests, multiple linear regression, and hypothesis tests. The results of the research that have been carried out can be concluded that partially the promotion value (t count> t table 3.679> 1.985), price (t count> t table (3.679> 1.985), product (t count> t table 2.547> 1.9845) have a significant effect on online purchasing decisions while simultaneously promotion, price, product (F count> F table 37.677> 2.31) have a significant effect on online purchasing decisions.
Co-Authors Adam Semedhi Permana Agus Riswanto Ahmad Muhamad Mustain Nasoha Ahyani, Nurul Akmal, Muhammad Syafiq Alparizi, Salman Amrullah Amrullah Andani , Ulia Rizki Anggraini, Elya Siska Arita Witanti Artika, Yuni Ashfiya Nur Atqiya Aswadi Jaya, Aswadi Atisina, Supardi Aulia, Nanda Rizky Aulia, Syarifah Azhari SN Azhari, Sopian Aziz, Hafizatul Badarudin Baiq Dewi Ratnasari Baiq Intan Fuji Lestari Baiq Jauziati Baiq Jauziati Baiq Liana Widiyanti Baiq Yuliana Rizkiwati Damayanti, Elok Danang Prio Utomo Dedi Riyan Rizaldi Desi Nila Dartika Sari Dimas Hutomo Putra Dukha Yunitasari Dzulhijjah, Miftahul Nurul Eka Farida Eryc Evina Apriyani Fachrurrohman, Rozi Arfin Fadhilla, Nada Farhana Muhammad Farida, Eka Fidiawati, Fidiawati Fitra Salami Flores Tanjung Hairul Anam Hajriana Arfah Hakim, Muhammad Riswandi Hardandrito, Awan Gumilang Hartini Haritani Hartini Hartini Hary Murcahyanto Hasan Basri Hasan Basri Hasan Basri Hatibul Umam Herman Supriadi Heru Cahyono Husnul Hatimah, Husnul Huzain Jailani Irda Nur Oktafiani Izza, Faradillah Nurul Jeremy Arif Gonjales Tarigan Karyawan, Lalu Budi Khairunnazri Khirjan Nahdi Kholidah, Neneng Rika Jazilztul Khusnul Fikriyah Komalasari, Iswari Laila Wati Laili Atil Far'i Lalu Puji Indra Kharisma Lia Dianti Lutfi Lailatul Hikmah Lutfiah Aila Nada M. Adib Nazri M. Juaini M. Nizomul Asfari M. Saleh Sofyan Majid, Muhip Abdul Mardawiah, Mufidatul Marhamah Marhamah Marwan Mas’ud Maryati Bachtiar Mispandi Mispandi Mohzana Muh Hilmi Pauzi Muhamad Ali Muhamad Ali Muhamad Juaini Muhammad Adi Junaidi Muhammad Ali Sukran Muhammad Ali Sukran Muhammad Arif Parluhutan Sitompul Muhammad Muhyihuddin Abdul Qodir Jailli Muhammad Ramli Muhammad Ramli Muhammad Rapii Muhip Abdul Majid Muhra Damarullah Munandar, Siswoyo Aris Mutia Havits Silaen Naru, Germanus Nasib Neneng Rika Jazilztul Kholidah Nilwan Nilwan, Nilwan Nnamdi Ogbolu, Anthony Novia Widiarti Nurhaini Siregar Nurlaili Nurlaili Nurul Yakin Nurul Yakin Pahrudin Pahrudin, Pahrudin Parker, Jonathan Rahadi, Irwan Rahadi, Irwan Ramzi Zainum Ikhsan Ratih Lestari Ratna Permata Sari Ririn Novitasari Riska Fitriani Rizal, Ahmad Ashril Rohaeniah Zain Rosalin, Rizqi Praimadi Rosalin Safarwadi , Safarwadi Samsul Lutfi Sapri Sapri Sari, Luky Vianika Shella Rizqi Arfianti, Shella Rizqi Sholihah, Isfi Sibagariang, Susy Alestriani Siti Mawaddah Siti Nur Laili Rahmawati Siti Surodiana Sofiana, Eva Maulidah Sofiani, Evi Maulidah SOka, Gina Mayang Solihah, Amraini Wahidatus Solihatun Ummah Sopiatun, Sopiatun Subhani, Armin - Sugandi, Yogi Birrul Walid Sukardi Sukardi Sukardi Sukardi Sukran, Muhammad Ali Sumarsono Sumarsono Suparmanto Susilawati, Susilawati Syam, Syukur Teguh Dwi Prayoga Ummah, Solihatun Usuluddin, Usuluddin Vinkan Likita Wijaya, Lalau Hendra Wildan Wildan Wildan Yogi Birrul Walid Sugandi Yogi Rahmadi Putra YUDI NUR SUPRIADI Yuliana Yuliana Zaid Raihan Zain, Rohaeniyah Zainarthur, Henry Zaini, Muhamad Zaitun Zaitun Zaitun Zaitun Zamroni Uska, Muhammad Ziadatul Fatimah Zilatul Ariani Zulkifli