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All Journal Shaut Al-'Arabiyah jurnal niara JURNAL AGRICA Indonesian Treasury Review: Jurnal Perbendaharaan, Keuangan Negara dan Kebijakan Publik Jurnal Infrastruktur JURNAL TUGAS AKHIR MAHASISWA Administraus Jurnal Ilmu Administrasi dan Manajemen Management Studies and Entrepreneurship Journal (MSEJ) Jurnal Penelitian Ekonomi Akuntansi (JENSI) Jurnal Ilmiah Al-Tsarwah Borneo Journal Of Pharmascientech Dinasti International Journal of Economics, Finance & Accounting (DIJEFA) Bertuah : Jurnal Syariah dan Ekonomi Islam Jurnal Sosiohumaniora Kodepena (JSK) Alauddin Journal of Mathematics Education (AJME) International Journal of Health, Economics, and Social Sciences (IJHESS) Jurnal Ekonomi Bisnis, Manajemen dan Akuntansi (JEBMA) Al-Iqtishod : Jurnal Ekonomi Syariah Instal : Jurnal Komputer Jurnal Kolaboratif Sains Joutica : Journal of Informatic Unisla Tarjih: Agribusiness Development Journal re-JIEM (Research Journal of Islamic Education Management) Pareto : Jurnal Riset Manajemen dan Bisnis Semanggi: Jurnal Pengabdian kepada Masyarakat International Journal of Management and Business Economics International Conference on Health Science, Green Economics, Educational Review and Technology (IHERT) Jurnal Manajemen dan Ekonomi Kreatif JAKBS MEUSEURAYA : JURNAL PENGABDIAN MASYARAKAT Jurnal Ekonomi Kreatif Indonesia Jurnal El-Hadhary: Jurnal Penelitian Pendidikan Multidisiplin JEBD Medic Nutricia : Jurnal Ilmu Kesehatan Journal Accounting International Mount Hope Mount Hope Management International Journal EQUILIBRIUM : JURNAL BISNIS DAN AKUNTANSI (EJBA) Al-Mudharabah AL MAQRIZI: Jurnal Ekonomi Syariah dan Studi Islam Journal of Islamic Economics and Finance Jurnal Lempu STIKes BBM Mengabdi: Jurnal Pengabdian Masyarakat Jurnal Serambi Ilmu JIEP: Jurnal Ilmu Ekonomi dan Pembangunan Aksi Kita: Jurnal Pengabdian Kepada Masyarakat DEEP LEARNING: Journal of Educational Research Journal of Humanities, Community Service, and Empowerment
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Analisis Kelayakan Invetasi Pada Usaha Dimsumku.Plw Alwi, Moh.; Arwin, Iksan; Din, Muhammad; Munawarah
Jurnal Ekonomi dan Bisnis Digital Vol. 3 No. 1 (2025): Juli - September
Publisher : CV. ITTC INDONESIA

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Abstract

Based on the investment feasibility analysis of the Dimsumku.PLW business, which combines qualitative and quantitative approaches using primary data from observation, interviews, and documentation, positive financial results were obtained. The calculation of the Payback Period (PP) shows a figure of 2.2 years, Net Present Value (NPV) of IDR 7,477,959, and Internal Rate of Return (IRR) of 45.52%. These findings confirm that the investment can be recovered within 2 years and 2 months, indicating that the business is financially viable and has potential for development in Palu City, Central Sulawesi.
Dompet Santri Berbasis QR Code Sebagai Alat Transaksi Pembayaran di Koperasi Pondok Pesantren Al-Madinah Tebuireng Nur Khafidhoh; Primaadi Airlangga; Munawarah; Ahcmad Ulum Nadzir Syahril Mubarok
Joutica Vol 10 No 2 (2025): SEPTEMBER
Publisher : Universitas Islam Lamongan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30736/jti.v10i2.1347

Abstract

Metode Koperasi Pondok Pesantren dengan transaksi manual sering kali terjadi kelalaian pada pencatatan maupun perhitungan keuangan koperasi, disamping itu  kurangnya pengawasan uang saku santri yang menyebabkan santri leluasa melakukan transaksi di koperasi. Untuk mencegahnya dibutuhkan sistem yang mencatat transaksi secara otomatis dan sistem yang mampu mengontrol keuangan santri selama 24 jam. Oleh karena itu, sistem dompet santri berbasis QR code di koperasi pondok pesantren merupakan solusi untuk mengurangi masalah yang telah diuraikan. Metodologi yang digunakan dalam penelitian ini adalah  Preliminary Field Testing (uji coba awal lapangan), yang mencakup metode pengumpulan data, penerapan teknologi QR code, dan pembangunan perangkat lunak berbasis mobile. Proses penelitian dibagi menjadi beberapa tahapan, mulai dari pendahuluan yang membahas latar belakang masalah hingga tinjauan pustaka, analisis dan perancangan sistem, implementasi serta pengujian sistem, dan diakhiri dengan kesimpulan dan saran. Hasil implementasi aplikasi di Koperasi Pondok Pesantren Al-Madinah Tebuireng menunjukkan bahwa kasir koperasi dimudahkan dengan adanya pencatatan otomatis dari sistem dompet santri, yang sebelumnya dilakukan secara manual. Selain itu, para santri juga dapat lebih mudah mengelola keuangan mereka dengan adanya fitur dompet santri.Berdasarkan tes kelayakan aplikasi dari kuesioner yang diperoleh peneliti mendapatkan skor 42,5 yang berarti 85% “Sangat Baik” dan dapat dijadikan referensi.
Analisis Kelayakan Usaha Jajanan Brownies Kukus Cilla di Tondo djono, bella; Panape, Fitriyani aziz; Din, Muhammad; Munawarah
Jurnal Akuntansi Keuangan dan Bisnis Vol. 3 No. 2 (2025): Juli - September
Publisher : CV. ITTC INDONESIA

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Abstract

Penelitian ini bertujuan untuk menganalisis kelayakan usaha brownies kukus “Browncill” di Kelurahan Tondo, Kota Palu, dengan menggunakan pendekatan kualitatif dan kuantitatif. Analisis dilakukan melalui aspek keuangan dengan menggunakan metode Net Present Value (NPV), Profitability Index (PI), Payback Period (PP), Internal Rate of Return (IRR), serta Average Rate of Return (ARR). Hasil penelitian menunjukkan bahwa nilai NPV positif, PI sebesar 1,20 (>1), PP selama 1 tahun 1 bulan 6 hari, IRR sebesar 31,85% yang lebih tinggi dibandingkan tingkat diskonto 10%, serta ARR sebesar 90,50%. Indikator-indikator tersebut menegaskan bahwa usaha Browncill layak dijalankan dan memiliki prospek pengembangan yang baik. Temuan ini memperkuat pentingnya penerapan studi kelayakan bisnis sebagai dasar pengambilan keputusan dalam pengembangan UMKM kuliner lokal.
Implementation of the Mind Mapping Model to Improve Students' Writing Creativity in Indonesian Language Learning at SMP Negeri 1 Panga Munawarah; Yalis, Irma
DEEP LEARNING: Journal of Educational Research Vol. 1 No. 3 (2025): JULY 2025
Publisher : MANDAILING GLOBAL EDUKASIA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62945/deeplearning.v1i3.245

Abstract

This study explores the effectiveness of the Mind Mapping learning model in enhancing the creativity of ninth-grade students in writing Indonesian language essays at SMP Negeri 1 Panga. Writing is a critical skill that reflects students’ ability to organize ideas, express opinions, and communicate effectively. However, many students face difficulties in generating ideas, structuring essays, and developing originality, which hinders their writing creativity. The research employed a Classroom Action Research (CAR) design, conducted over two cycles consisting of planning, acting, observing, and reflecting stages. Participants included 32 ninth-grade students aged 14–15 years. Data were collected through essay assessments, observation of student engagement, and documentation of classroom activities. Quantitative data were analyzed using descriptive statistics, while qualitative data provided insights into students’ creativity, idea generation, and writing processes. Findings indicate significant improvement in students’ writing creativity after implementing the Mind Mapping model. The percentage of students meeting the creativity criteria increased from 40% in the preliminary assessment to 87% in the second cycle. Observations revealed enhanced idea organization, originality, and engagement in writing tasks. The study concludes that the Mind Mapping model is an effective instructional strategy for fostering writing creativity in Indonesian language classes, supporting students’ cognitive, organizational, and creative development.
Government Financial Management Review: The Impact of Government Spending and Budget Surplus (SiLPA) on Regional Development Somantri, Agung Angga; Muslimin; Kadang, Juliana; Darman; Munawarah; Rahim, Aulia
Indonesian Treasury Review: Jurnal Perbendaharaan, Keuangan Negara dan Kebijakan Publik Vol. 10 No. 3 (2025): Indonesian Treasury Review: Jurnal Perbendaharaan, Keuangan Negara dan Kebijak
Publisher : Direktorat Jenderal Perbendaharaan, Kementerian Keuangan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33105/itrev.v10i3.1356

Abstract

Research Originality — This study examines Indonesian government spending—both state and local budgets—at a disaggregated level, with particular attention to the role of the Budget Surplus (SiLPA). By doing so, it provides a clearer picture of how specific fiscal policies and excess budget financing shape regional economic growth. Research Objectives — The primary aim of this study is to explore how different types of government spending, along with excess budget financing (SILPA), affect regional economic performance in Indonesia. It also seeks to identify which fiscal components contribute most effectively to growth and where potential inefficiencies lie. Research Methods — This study applied Principal Component Analysis (PCA) to nine fiscal variables from 2020 to 2024 across 34 provinces, reducing them to two principal components that together explained more than 91% of the total variance. These components were then analyzed using panel data regression, with the Between OLS model identified as the best fit. The model’s reliability was further validated through a series of statistical tests. Empirical Results — The results indicate that the first principal component (PC1) exerts a significant positive influence on GRDP, whereas the second principal component (PC2) has a negative effect. This implies that although government spending overall tends to stimulate economic growth, inefficiencies—especially within central government expenditures—can offset and weaken these benefits. Implications — The findings underscore the importance of enhancing efficiency and strengthening coordination in government spending. They suggest that policymakers should focus on improving the effectiveness of central government expenditures within the regional context and on strategically channeling SILPA into productive projects. Such measures can stimulate local economies and support the development of more effective, well-targeted fiscal policies.
The Role of Financial Management in Our Galang Bersama Foundation Lestari Dwi Santi; Vitayanti Fattah; Munawarah; Risnawati
Journal of Humanities, Community Service, and Empowerment Vol. 2 No. 1 (2025)
Publisher : PT. Global World Scientific

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58857/JHCSE.2025.v02.i01.p05

Abstract

Financial management is an important aspect in the operation and sustainability of the Galang Bersama Kami Foundation. This study aims to document and analyze the role of financial management at the Galang Bersama Kami Foundation. The research method used is descriptive qualitative with a single case study approach. Data were obtained through interviews with the foundation's management. The findings indicate that the Galang Bersama Kami Foundation has implemented effective and responsible financial management principles. The results of this study also highlight the importance of financial management in supporting the foundation's goals and missions in improving the quality of life of marginalized communities. By implementing good financial management practices, the foundation can ensure that the funds managed are used efficiently and in accordance with the foundation's goals. This study provides the importance of continuity in improving the foundation's financial management capabilities to support the sustainability of community empowerment programs.
The Influence Of Profitability And Solvency On The Value Of Financial Companies Listed On The Indonesian Sharia Stock Index In 2018-2023 Muliani, Sahri; Munawarah
Jurnal Ilmiah Al-Tsarwah Vol. 7 No. 2 (2024)
Publisher : Institut Agama Islam Negeri (IAIN) Bone

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30863/al-tsarwah.v7i2.10528

Abstract

This study aims to analyze the effect of profitability and solvency on firm value with firm size as an intervening variable in financial sector companies listed on the Indonesian Sharia Stock Index (ISSI) during the period 2018–2023. The type of research used is field research with a quantitative research method. The sample was determined using a saturated sampling method, which involves including the entire population in the sample. Hypothesis testing was conducted using the Smart-PLS application. The results of the study indicate that profitability does not have a direct effect on firm value but does have an indirect effect through firm size. Meanwhile, solvency has a direct effect on firm value but does not have an effect when mediated through firm size. These findings suggest that firm size plays an important role as a link between financial performance and perceived value in the eyes of investors. Overall, this study emphasizes the importance of integrated financial management in shaping growth strategies and sustainably enhancing company value.
Penerapan Model Discovery Learning Berbantuan Teknik Ice Breaking Untuk Meningkatkan Motivasi Belajar Siswa Kelas III UPT SPF SD INPRES BTN IKIP I Frisca, Ernos; Raihan, Siti; Munawarah
Lempu PGSD Vol. 2 No. 3 (2025): November
Publisher : Jurusan Pendidikan Guru Sekolah Dasar Universitas Negeri Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.70713/lempu.v2i3.4357

Abstract

Tujuan penelitian ini adalah untuk mengetahui strategi peningkatan motivasi belajar siswa kelas III di UPT SPF SD INPRES Btn Ikip I. Pendekatan yang digunakan dalam penelitian ini adalah metodologi kualitatif yang dikenal sebagai Penelitian Tindakan Kelas, yang dibagi menjadi dua siklus dengan empat tahap: (PTK), pelaksanaan tindakan, observasi, dan refleksi. Melalui observasi, kuesioner, dan rekaman kegiatan pembelajaran, penelitian ini mengumpulkan studi ini dari para pendidik dan peserta didik.mengumpulkan data dari para pendidik dan peserta didik. Nilai rata-rata motivasi angket daftar pertanyaan yang diterima siswa berdasarkan hasil penelitian siklus I adalah 59,823 % yang termasuk dalam kategori sedang .​ Rata- rata  pada siswa kuesioner motivasi di​siklus Siklus II sebesar 87,235 % termasuk dalam kelompok sangat tinggi .adalah 87,235%, termasuk dalam kelompok sangat tinggi . temuan studi penelitian menunjukkan bahwa dengan penerapan model discovery learning berbantuan teknik ice breaking dapat meningkatkan motivasi belajar siswa kelas III
PENGARUH STRES KERJA TERHADAP KINERJA PEGAWAI DI KANTOR CAMAT TOMA KABUPATEN NIAS SELATAN Munawarah; Dennys Paulus Parlindungan Damanik; Rani Duha
PARETO : Jurnal Riset Bisnis dan Manajemen Vol 10 No 1 (2025): PARETO: Jurnal Riset Manajemen dan Bisnis
Publisher : LPPM Universitas Nias Raya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.57094/pareto.v10i1.3826

Abstract

Ruang lingkup Penelitian ini adalah studi tentang Pengaruh Stres Kerja Terhadap Kinerja Pegwai di Kantor Camat Toma Kabupaten Nias Selatan.Tujuan penelitian adalah untuk mengetahui pengaruh stres kerja terhadap kinerja pegawai di Kantor Camat Toma Kabupaten Nias Selatan. Metode penelitian yang digunakan adalah kuantitatif dengan teknik analisis regresi linear sederhana, mengunakan data angket yang disebarkan kepada responden sebanyak 35 orang dikantor Camat Toma Kabupaten Nias Selatan. Hasil penelitian menunjukkan bahwa stres kerja berpengaruh secara signifikan terhadap kinerja pegawai dengan nilai (6,419) > (1,692) dan tingkat signifikan sebesar 0,000<0,05. Jadi dapat disimpulkan bahwa terdapat pengaruh stres kerja terhadap kinerja pegawai.
Co-Authors Abdul Wahid Adelia Dwi Putri Afrida Agus, Zakiah Ahcmad Ulum Nadzir Syahril Mubarok Aiyubi, Teuku Muhammad Rizal Akhmad Kanzul Fikri Al-amin, Ahmad Aliyudin Alif, Muh. Alwi, Moh. Andi Indriani Ibrahim Andreza, Aulia Anggreani, Indah Anisa Anjelika Halim Anwar Arwin, Iksan Aziz, Aisyah Binti Abdul Bahtiar, Yuyun Besse Wilda Buna’i C R K Bidin Candra Yuliana Cici Rianty K. Bidin Cristin Pebriola Cut Nyakdhin Damayanti, A. Triska Dea Afrida Damanik Dennys Paulus Parlindungan Damanik Destya, Nada Dian Nirmasari Diana, Raden Rachmy Din, Muhammad Dina Maria Goretti Simbolon djono, bella Ella Rahmayanti Ellyza Fazlylawati Elma Sofia, Elma Erwan Sastrawan Fahrety, Eny Felix Imanuel Rachman FIRA, FIRA Fitriani Fitriani Nur, Fitriani Frisca, Ernos Gawit Hidayat Ghina Adhha Haura Gustandi, Michael Handika Suchra Hanson Marcello Hayati Hery Widijanto Hidayati, Rahma Imam Malik IRA NURIYA SANTI Irne Aryanie Irwan Nul Khairi ISNAWATI J Kadang Jawak, Nova Girly Br Ginting Jerry Nurriyansyah JHOLANT BRINGG LUCK AMELIA BR SINAGA Jovanka Juliana Kadang Jumriani Kamiruddin Khaira Rizki Lailatul Fitri Launa, Noval Lestari Dwi Santi Lisra Lorena Perangin angin Lukman LUKMAN, LUKMAN Magfira Maizatul Akmal Marzuki, Siti Fathia Shalaty Masrurah, Waqiatul Mawardi, Ardi Mazlan, Muhamad Fakarudin Bin Melda Vidianti Melkyory Andronicus Melviani Miranto, Fadil Mubarokah Sa’bana, Sofia Muh. Faisal Oksa. R Muhammad Agung Anggoro Muhammad Lutfi Muliani, Sahri MUSLIMIN Mu’adzah, Afnan N F Salsabila Navlia, Rusdiana Nur Awalia Arsyad Nur Khafidhoh Nur Khafidhoh, Nur Nur Salamah Nurdin, Fadilah Nurkhalisah Nurul Amna Nurul Azmi Onny Ziasti Fricilia Otong Karyono Panape, Fitriyani aziz Primaadi Airlangga Putra, Rafli Permana putra, rezkianandaputra Rahim, Aulia Raihan, Siti Raisa, Daeva Mubarika Rani Duha Ratna Mutia Rauf, Nurisnaeni Restu Ray Rhema Maya Yemima Waruwu Ridhoi Asyari, Muhammad Riska Adelina br Ginting Risnawati Riza Bunaiya Rizky, Mega Ryan Kevin Fransiskus Silalahi Sabhan Salim, Moch Hanafi Setiawan, Filbert Shafly, Muhammad Fathin Sitti Zuhaerah Thalhah, Sitti Zuhaerah Somantri, Agung Angga Sumartan Sumartan Suminah Taslim, Andi Irga Satrawati Tawar Di Linge ulfa, ulfa wulan agustina Vallencia Gracella Vinka Natalova Nauli Silalahi Vitayanti Fattah Yalis, Irma Zuniar