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Journal : Jurnal Fairness

ANALISIS FAKTOR-FAKTOR YANG MEMPENGARUHI KEPUTUSAN PEMBERIAN KREDIT MIKRO DAN KETERKAITANNYA DENGAN KINERJA PT BANK MANDIRI (PERSERO) TBK UNIT KERJA CLUSTER PALEMBANG ARIEF-2 PROVINSI BENGKULU Fitriano, Yun; Fachruzzaman, Fachruzzaman; Baihaqi, Baihaqi
JURNAL FAIRNESS Vol. 3 No. 1 (2013)
Publisher : UNIB Press

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (488.871 KB) | DOI: 10.33369/fairness.v3i1.15277

Abstract

This research aim to examine if there is or not the influence of the length of business, business capacity, the characteristic of debtor, economy sector which is paid, and the target of performance that is specified by management to the micro credit decision which taken by the Analyst of Micro Credit (MKA) and Manager of Micro Mandiri (MMM) of Mandiri Bank. This research take place in Mandiri Bank work unit Palembang Cluster Arief-2 Bengkulu Province which consist of 17 units of the business partner mandiri/micro branch office. The sample in this research is all of Analyst of Micro Credit (MKA) and the Manager of Micro Credit Palembang (MMM) Cluster Arief-2 Bengkulu Province. The collected data is primer data from the spread of questionnaire then processed by multiple regression examine analyst. The result of this research show that simultaneously the variable of length of business, business capacity, characteristic of debtor, the economic sector which is paid and the target of performance that is specified by management having an effect on micro credit decision. Partially, the length of business variable influence the micro credit decision while other variables do not influence. The result of this research also give an empirical evidence that the main factor which most given attention by the analyst of Micro Credit (MKA) and the Manager of Micro Credit (MMM) of the Mandiri Bank in deciding micro credit is the length of business factor and empirically is proven in this research, by paying attention on the length of business the collectible performance is fluent Palembang Cluster Arief-2 Bengkulu Province can be high with the low number of non performing loan.
Co-Authors Abdul Rahman Abi, Yudi Irawan Abrianto, Bimo Adila, Novinia Afriani, Melati Agresti, Agresti Agung, Kimas Kurniawan Tando Ahmad Soleh Alfajar, Muhammad Imam Alpino, Shendi Putra Amelya, Tifani Rika Anamica, Marshello Anderstar , Tomi Anggini, Anggini Anggraini, Adinda Dewi Anisa, Rici Anjjely, Sellina Dwi Antoni Antoni Anugrahheni, Kitrang Apiska, Nia Ariska, Yesi Indian Astuty, Kamelia Buaton, Wiranda Cantika, Yella Damarsiwi, Eska Prima Monique Daniarti, Rahma Danofi, Alwin Dary, Nadya Putri Wulan Deni Saputra Desi Ismawati Devalya, Devalya Diana Diana E. G, Ida Ayu Made Efendi , M. Aldi Rizki Effendi, Bahman Effendi, Yanto Efrian, Ahmad jalou Fachruzzaman, Fachruzzaman Febiliansa, M. Rahman Febliansyah, M. Rahman Ferina, Zahrah Indah Fitrah, Muhammad Idza Al Fitri, Dwi Kusmita Gayatri, Ida Ayu Made Ermeytha Gustian, Ryan Handayani, Dewa Ayu Made Dewi Handayani, Sri Hanila, Siti Harwini , Dewi Harwini, Dewi Herlin, Herlin Herlina, Yeni Herlyaminda, Evi Hutabarat, Suzeti Monica Ida Anggriani Ilahi, Pandu Nur Akbar Jahda, Amila Tarina Julaili Putri, Ela Karona Cahya Susena, Karona Cahya Kresnawati Kresnawati Kresnawati, Kresnawati Kurniawan, Kiemas Lesmana, Rendy Lutfiani, Irma Madewi.KH, Wista Elis Martika, Rengga Maryani, Dike Meliani, Nita Melinda, Tri Febrina Mia Margareta Midas, Faisal Muhammad Mulyadi, Singgi Muslimin, Herlian Nabila, Melane Neysha Nainggolan, Sulastri Neri Susanti Nisa, Nabela Aulia Nopianto, Nopianto Nopita Sari Oktafiani, Lisa Oktariani, Sri Pardi, Sri Handayani Permana, Jaka Prasetia, Zelinda Pratama, Meylan pratama, rendi Prawitasari , Andriyani Prawitasari, Andriyani Purnamasari, Reni Putra, Iswidana Utama Putra, Septa Adiguna Putri, Lidya Gustina Putri, Pongki Resmala Putri, Shintia Radili , Putri Rahayu, Asti Dwy Rahayu, Melyan Arista Rahmadani, Emilda raja Ardiansyah, Dendi Ramadani, Cindy Ramdona, Desti Resmaini, Rita Riani, Gusti Rinto Noviantoro, Rinto Rizky Ramadhan, Rizky Romanza, Nano Rutiningsih, Ratna Safitri, Ida Nur Safitri, Penti Sandi Saputra Santri, Dila Saputra, Surahman Julizar Saresa, Lausa Sari, Nely Puspita Sari, Yana Nopita Satrya, Ridoh Abima Subhi, Ramadan Sulisti Afriani, Sulisti SUSAN SUSANTI, SUSAN Susanto, Bogi Syallaysyah, Jenny Dwi Tambunan, Dennis Rydarto Tawakal, Anzori Tito Irwanto, Tito Tri Febrina Melinda, Tri Trisna, Rama Dita Ulandari, Silvia Wagini Wagini, Wagini Wati, Ina Sintia Wulandari, Asyora Wulandari, Weni Yanti, Rina Trisna YANTO YANTO Yeni, Sela Rahma Yulianti , Oni Yulianti, Oni Yulita Sari Zhafran, Alif Zoniarti, Zoniarti