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All Journal Jurnal Manajemen Terapan dan Keuangan JAAKFE UNTAN ( (Jurnal Audit Dan Akuntansi Fakultas Ekonomi Universitas Tanjungpura) Jurnal Ekonomi & Bisnis PNJ (JEKBIS PNJ) Jurnal Riset Akuntansi dan Bisnis Jurnal Pamator : Jurnal Ilmiah Universitas Trunojoyo Madura I-ECONOMICS: A Research Journal on Islamic Economics EKOMBIS REVIEW: Jurnal Ilmiah Ekonomi dan Bisnis HUMAN FALAH: Jurnal Ekonomi dan Bisnis Islam Studia Economica: Jurnal Ekonomi Islam Jurnal Masharif al-Syariah: Jurnal Ekonomi dan Perbankan Syariah al-Afkar, Journal For Islamic Studies SEIKO : Journal of Management & Business At-Tawassuth: Jurnal Ekonomi Islam Eksis: Jurnal Ilmiah Ekonomi dan Bisnis Journal on Education JASa (Jurnal Akuntansi, Audit dan Sistem Informasi Akuntansi) JURNAL MANAJEMEN BISNIS JESI (Jurnal Ekonomi Syariah Indonesia) JPEK (Jurnal Pendidikan Ekonomi dan Kewirausahaan) Account : Jurnal Akuntansi, Keuangan dan Perbankan Profit : Jurnal Kajian Ekonomi dan Perbankan Syariah Jurnal Proaksi Jurnal Pendidikan dan Konseling SERAMBI: Jurnal Ekonomi Manajemen dan Bisnis Islam Dinasti International Journal of Education Management and Social Science Tasharruf: Journal Economics and Business of Islam Iqtishodiyah : Jurnal Ekonomi dan Bisnis Islam Al-Kharaj: Journal of Islamic Economic and Business International Journal of Economics Development Research (IJEDR) Management Studies and Entrepreneurship Journal (MSEJ) Journal of Management - Small and Medium Enterprises (SME's) Jurnal Ilmu Perbankan dan Keuangan Syariah Jurnal AKMAMI (Akuntansi Manajemen Ekonomi) Dinasti International Journal of Economics, Finance & Accounting (DIJEFA) JIEP: Jurnal Ilmu Ekonomi dan Pembangunan Ekonomi Bisnis Manajemen dan Akuntansi (EBMA) AL-FALAH : Journal of Islamic Economics INTELEKTIVA Journal La Sociale Indonesian Journal of Business and Management Jurnal Investasi Islam El-Mujtama: Jurnal Pengabdian Masyarakat JURNAL MANAJEMEN AKUNTANSI (JUMSI) International Journal of Trends in Accounting Research JIKEM: Jurnal Ilmu Komputer, Ekonomi dan Manajemen Jurnal Riset Ilmu Ekonomi Kontigensi: Jurnal Ilmiah Manajemen Multidiciplinary Output Research for Actual and International Issue (Morfai Journal) Iqtishodiyah : Jurnal Ekonomi dan Bisnis Islam EKSYA: Jurnal Ekonomi Syariah EKONOMIKA45 Journal of Management and Business Jurnal Cakrawala Ilmiah Jurnal Ilmiah Mahasiswa Raushan Fikr MES Management Journal CEMERLANG :Jurnal Manajemen dan Ekonomi Bisnis Mumtaz : Jurnal Ekonomi dan Bisnis Islam Jurnal Trisna Riset Expensive: Jurnal Akuntansi dan Keuangan Populer: Jurnal Penelitian Mahasiswa Jurnal ekonomi Manajemen dan Bisnis (JUBIS) Indonesian Journal of Islamic Economics and Finance Journal of Islamic Economics Lariba Transformasi: Journal of Economics and Business Management Moneter : Jurnal Keuangan dan Perbankan Innovative: Journal Of Social Science Research Paradoks : Jurnal Ilmu Ekonomi Amkop Management Accounting Review (AMAR) Jurnal Ekonomi Manajemen Akuntansi Jurnal Manajemen Dan Bisnis Ekonomi Jurnal Riset Ekonomi dan Akuntansi Research Horizon International Journal of Trends in Accounting Research Journal of Economics and Management Scienties International Journal of Multidisciplinary Research of Higher Education (IJMURHICA) Lokawati: Jurnal Penelitian Manajemen dan Inovasi Riset Socius: Social Sciences Research Journal Jurnal Ilmiah Ekonomi dan Manajemen Jurnal Penelitian Ilmu Ekonomi dan Keuangan Syariah IIJSE Neraca Manajemen, Akuntansi, dan Ekonomi Majapahit Journal of Islamic Finance dan Management Journal Economic Excellence Ibnu Sina Santri : Jurnal Ekonomi dan Keuangan Islam El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam JESKaPe: Jurnal Ekonomi Syariah, Akuntansi dan Perbankan Majapahit Journal of Islamic Finance dan Management JER Social Sciences Journal Danadyaksa: Post Modern Economy Journal ManBiz: Journal of Management and Business Ulil Albab JIEP: Jurnal Ilmu Ekonomi dan Pembangunan JHSS (Journal of Humanities and Social Studies) Jurnal Ekonomi dan Bisnis Islam Academia Open Jurnal Ekonomi, Manajemen, Akuntansi dan Keuangan Edueksos: Journal Pendidikan Sosial dan Ekonomi Optimal: Jurnal Ekonomi dan Manajemen
Nursantri Yanti
Universitas Islam Negeri Sumatera Utara
Religion Agriculture, Biological Sciences & Forestry Arts Humanities Chemical Engineering, Chemistry & Bioengineering Chemistry Civil Engineering, Building, Construction & Architecture Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Energy Engineering Environmental Science Health Professions Industrial & Manufacturing Engineering Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Library & Information Science Materials Science & Nanotechnology Mathematics Medicine & Pharmacology Public Health Social Sciences Other

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Dampak Positif Berkembangnya Koperasi Syariah Di Daerah Pemukiman Warga Kota Binjai Manurung, Khoirul Ardani; Nursantri Yanti
Quranomic: Jurnal Ekonomi dan Bisnis Islam Vol. 2 No. 2 (2023): Quranomic: Jurnal Ekonomi dan Bisnis Islam
Publisher : Fakultas Ekonomi dan Bisnis Islam IIQ An Nur Yogyakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37252/jebi.v2i2.416

Abstract

The issue at hand in this study is how Islamic cooperatives have helped to advance the welfare and economy of Indonesians. The goal of this study is to inform readers on how sharia cooperatives have shaped business players and society in Indonesia and how they have done so positively. The author uses qualitative research as the method of inquiry. Scientific reasoning is applied in qualitative research. The study's findings indicate that sharia cooperatives can play a role in addressing the community's economic problems. The welfare of the populace will also rotate and be realized if the economic wheel of a nation keeps turning.
Implementasi Strategi Customer Service Dalam Meningkatkan Kepuasan Dan Literasi Nasabah Pada Bank Syariah Indonesia KCP Stabat K.H Zainul Arifin Muhammad Arif Haikal Lubis; Yanti, Nursantri
Quranomic: Jurnal Ekonomi dan Bisnis Islam Vol. 2 No. 2 (2023): Quranomic: Jurnal Ekonomi dan Bisnis Islam
Publisher : Fakultas Ekonomi dan Bisnis Islam IIQ An Nur Yogyakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37252/jebi.v2i2.488

Abstract

This study aims to determine customer service strategies in improving services to sharia principles, and to determine customer understanding of sharia banks. In this study the authors used a qualitative approach and type of research (field research), data collection techniques by means of interviews and documentation. Furthermore, data analysis uses the description method. The data source is Bank Syariah Indonesia KCP Stabat K.H Zainul Arifin. Based on the results of the research, it can be concluded that the strategy used by Bank Syariah Indonesia KCP Stabat K.H Zainul Arifin customer service to improve service to customers at Indonesian Islamic banks KCP Stabat K.H Zainul Arifin is service customer service in providing services to its customers, namely using the basic strategy of being friendly, responsive, and always paying attention to name tags, while the main strategy is Responsiveness, Competence, Credibility, Contribution. , Honesty (honesty), Excellent Service (excellent service), Innovation (change). Keywords: Implementation, Strategi, Costumers Servic, Literacy
The Impact of Palm Oil Production and Islamic Financial Behavior on Farmers’ Welfare: the Moderating Role of Sharia Finance Literacy Aldino, Imam; Nurlaila, Nurlaila; Yanti, Nursantri
Tasharruf: Journal Economics and Business of Islam Vol 10, No 2 (2025): DECEMBER
Publisher : IAIN Manado

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30984/tjebi.v10i2.3864

Abstract

This study investigates the impact of palm oil production and Islamic financial behavior on farmers' welfare in Rantau Utara District, Labuhan Batu Regency, with Islamic financial literacy as a moderating variable. The study aims to bridge the gap between rising palm oil production levels and the persistent welfare disparities experienced by smallholder farmers, emphasizing the crucial role of financial literacy in translating Islamic economic values into effective financial management. A quantitative approach with purposive sampling was used for 85 respondents, and the data were analyzed using multiple linear regression and moderated regression analysis (MRA) to examine the relationships among variables. This method was chosen because it allows for identifying the direct influence of independent variables (palm oil production and Islamic financial behavior) on the dependent variable (farmers' welfare), as well as testing the moderating role of Islamic financial literacy. The results show that palm oil production has a significant positive effect on farmers' welfare (t = 6.633; p < 0.05), while Islamic financial behavior alone does not significantly influence welfare (p > 0.05). However, Islamic financial literacy significantly moderates and strengthens this relationship (p = 0.018), increasing the model's explanatory power from 35.1% to 41.7%. These findings highlight the importance of integrating Islamic financial literacy into rural development policies to enhance farmers' economic resilience and promote inclusive, sharia-compliant growth in Indonesia’s agricultural sector.
Analisis Penerapan Sistem Informasi Akuntansi Pendapatan Koperasi Simpan Pinjam Dalam Meningkatkan Efektivitas Kerja Karyawan Pada PT. Herfinta Farm & Plantation Tanjung Medan Fadilla Khairunnisya Siregar; Arnida Wahyuni Lubis; Nursantri Yanti
Jurnal Proaksi Vol. 12 No. 1 (2025): Januari - Maret 2025
Publisher : Fakultas Ekonomi dan Bisnis, Universitas Muhammadiyah Cirebon

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32534/jpk.v12i1.6894

Abstract

Tujuan Utama – Penelitian ini bertujuan untuk menganalisis penerapan Sistem Informasi Akuntansi (SIA) pada Koperasi Simpan Pinjam Mitra Usaha Bersama PT. Herfinta. Metode – Penelitian ini menggunakan pendekatan kualitatif dengan metode pengumpulan data melalui wawancara, observasi, dan studi dokumentasi. Data dianalisis secara tematik untuk mengidentifikasi tantangan dan dampak penerapan SIA terhadap efektivitas operasional koperasi. Temuan Utama – Hasil penelitian menunjukkan bahwa sebagian besar proses pencatatan transaksi telah menggunakan sistem komputerisasi, namun masih terdapat aktivitas manual dalam beberapa aspek penting. Hal ini menyebabkan keterlambatan dalam penyusunan laporan keuangan serta meningkatkan potensi kesalahan pencatatan. Keterbatasan pelatihan dan infrastruktur menjadi penyebab utama belum optimalnya pemanfaatan sistem. Implikasi Teori dan Kebijakan – Temuan ini mengindikasikan pentingnya pelatihan karyawan secara berkelanjutan dan penguatan infrastruktur teknologi untuk meningkatkan efektivitas sistem. Selain itu, diperlukan dukungan manajerial dan kebijakan internal untuk mempercepat transformasi digital koperasi. Kebaruan Penelitian – Penelitian ini memberikan kontribusi baru dengan mengeksplorasi tantangan dan kondisi nyata penerapan SIA dalam konteks koperasi daerah yang belum banyak disorot dalam penelitian sebelumnya.
THE EFFECT OF LOAN ACCESSIBILITY AND FINANCIAL PLANNING ON ONLINE LOAN CONSUMER BEHAVIOR Afrian Andika Yumna; Nur Ahmadi Bi Rahmani; Nursantri Yanti
JURNAL PROFIT Vol 9, No 1 (2025): Economic And Development
Publisher : Nurul Jadid University

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33650/profit.v9i1.12628

Abstract

The purpose of this study is to ascertain how State Islamic University of North Sumatra (UINSU) Faculty of Economics and Islamic Business (FEBI) students use online loan services in connection to loan accessibility and financial planning. The background of this study is the rise in student use of online loan services, which are typically used to finance lifestyle needs rather than necessities. Through purposive sampling, 100 students were chosen to take part in the survey for this associative quantitative study. SPSS version 25 and multiple linear regression were used for data analysis. Purposive sampling was used to select 100 students for this study, which employs an associative approach and survey method. A p-value of 0.000 and a regression coefficient of 0.638 demonstrate that loan accessibility has a significant and positive impact on consumer behavior.  A regression coefficient of 0.438 and a p-value of 0.000 show that financial planning has a significant and advantageous effect.  Both variables have a significant impact on consumer behavior, as evidenced by the significance value of 0.000 and the F-count value of 93.419 (which is higher than the F-table value of 3.09), respectively.  With a coefficient of determination (R2) of 0.658, financial planning and loan accessibility account for 65.8% of the variation in student consumption patterns.  The remaining 34.2% are affected by factors that are not part of the research model
ANALYSIS OF NONMUSLIM COMMUNITY INTEREST IN USING BANK SYARIAH INDONESIA SAVINGS PRODUCTS IN DELI SERDANG Dedek Joefanny; Nurul Inayah; Nursantri Yanti
Multidiciplinary Output Research For Actual and International Issue (MORFAI) Vol. 5 No. 2 (2025): Multidiciplinary Output Research For Actual and International Issue
Publisher : RADJA PUBLIKA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54443/morfai.v5i2.2715

Abstract

Islamic banks are often assumed to only serve Muslims, when in fact, non-Muslims also show interest in using Islamic banking services such as BSI savings products, to store their funds. This study aims to examine the interest of non-Muslims in BSI savings by focusing on location, product, and promotion factors. Using the accidental sampling method, and using primary and secondary data sources, primary data was collected through interviews with respondents, while secondary data came from the Central Statistics Agency and literature studies. The results of the study show that the three factors such as location, product, and promotion show that the location, product, and promotion factors have a significant effect on the interest of non-Muslims in using BSI savings products, and from the results of the study, it is found that the interest of non-Muslim people is still categorized as low with an indicator of <50% to save at Bank Syariah Indonesia.
Determination of Literacy and Trust in the Sustainable Use of Digital Sharia Insurance Applications Putri, Riri Dwita; Yanti, Nursantri; Harmain, Hendra
International Journal of Multidisciplinary Research of Higher Education Vol 8 No 4 (2025): (October) Theme Education, Religion Studies, Social Sciences, STEM, Economic, Tou
Publisher : Islamic Studies and Development Center in Collaboration With Students' Research Center Universitas Negeri Padang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24036/ijmurhica.v8i4.436

Abstract

This study examines how sharia financial literacy and trust affect continuance intention to use digital sharia insurance applications among millennials in Medan, Indonesia. A quantitative–explanatory design with a cross-sectional survey was employed (n = 100). Likert-scale instruments for sharia digital literacy, trust, and continuance intention were deemed adequate after item purification; reliability and validity were met (e.g., α_literacy = 0.810), and classical assumptions held (normality, no multicollinearity, no heteroscedasticity). Multiple linear regression (IBM SPSS v25) shows that literacy has the strongest positive effect on continuance (B = 0.329; β = 0.466; t = 9.792; p < 0.001). Trust also exerts a positive, statistically significant effect at the 10% level (t = 1.965), which is salient in sectors that have faced reputational shocks. Jointly, the two variables explain a large share of variance (Adjusted R² = 0.904; F = 70.614; p < 0.001), aligning with TAM/TPB logic: literacy elevates perceived usefulness/ease of use, while trust reduces perceived risk and strengthens perceived behavioral control, thereby reinforcing continuance intention. Managerially, two complementary levers are suggested: (1) weaving task-based literacy into the app (e.g., claim simulations annotated with contract types, contribution/tabarru’ wizards, inline glossaries, and decision-point nudges) to translate declarative knowledge into action; and (2) engineering verifiable process transparency (real-time claim tracking, concise tabarru’ summaries, DSN-MUI compliance badges, and clear privacy notices) to build trust. The study enriches post-adoption evidence in Islamic fintech and offers practical guidance to strengthen retention and inclusion among urban millennials.
Muslim Perceptions of Islamic Insurance: An Analysis of the Fatwa by Indonesia’s National Sharia Council Pulungan, Silviani; Jannah, Nurul; Yanti, Nursantri
International Journal of Multidisciplinary Research of Higher Education Vol 8 No 4 (2025): (October) Theme Education, Religion Studies, Social Sciences, STEM, Economic, Tou
Publisher : Islamic Studies and Development Center in Collaboration With Students' Research Center Universitas Negeri Padang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24036/ijmurhica.v8i4.438

Abstract

This study examines how the public interprets the implementation of the Indonesian Ulema Council's National Sharia Council Fatwa on sharia insurance in sharia insurance products. The approach used is descriptive qualitative through in-depth interviews with six informants selected purposively. The data was organized and read repeatedly, then analyzed thematically to find patterns of views, especially related to contracts, tabarru' fund flows, and the claims process. The results show an initial positive attitude due to the religious legitimacy of the fatwa, but technical understanding is still limited. Doubts mainly arise regarding the differences in principles with conventional insurance, clarity of costs, transparency of fund management, and the speed and certainty of claims. Perceptions are influenced by religious values, exposure to information, level of education, the influence of family/religious leaders, and service experience. The study recommends simple one-page product communication, ongoing community-based education, and concise periodic reporting to make fatwa implementation more effective, increase trust, and strengthen interest in participating in Islamic insurance.
Bank Syariah Indonesia's Strategy in Maintaining the Loyalty of Priority Customers at CV Fawas Jaya Ritonga, Aprilia Amanda; Yanti, Nursantri; Inayah, Nurul
JASa (Jurnal Akuntansi, Audit dan Sistem Informasi Akuntansi) Vol. 9 No. 3 (2025): December
Publisher : Program Studi Akuntansi Universitas Langlangbuana Bandung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36555/jasa.v9i3.2983

Abstract

This study aims to explore the strategies implemented by Bank Syariah Indonesia (BSI) in maintaining the loyalty of its priority corporate customers, focusing on a case study of CV. Fawas Jaya as one of BSI’s key business clients. The research is grounded in the significance of retaining high-value clients, particularly in the Islamic banking sector, which emphasizes justice, trust, and value-based service. This study employs a qualitative descriptive approach using a case study method. Data were collected through in-depth interviews, observations, and documentation involving both BSI and CV. Fawas Jaya. The findings reveal that BSI employs several service strategies including the provision of dedicated relationship managers (RMs), ease of access to exclusive services, tailored Sharia-compliant financial products, and proactive communication aimed at building long-term partnerships. The main factors influencing CV. Fawas Jaya’s loyalty include trust in Sharia principles, satisfaction with services, and strong interpersonal communication. Despite facing challenges such as limited human resources and occasional technical issues, BSI continues to innovate to improve service effectiveness. This study concludes that BSI’s strategic efforts have been generally effective in maintaining the loyalty of its priority corporate clients.
Marketing Strategy Product Financing Mitraguna Benefits in Attracting Customer Interest in Shariah Bank Indonesia (BSI Kcp Kisaran) Nadya Namora Hutabarat; Nurul Inayah; Nursantri Yanti
Dinasti International Journal of Education Management And Social Science Vol. 5 No. 4 (2024): Dinasti International Journal of Education Management and Social Science (April
Publisher : Dinasti Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.38035/dijemss.v5i4.2628

Abstract

The marketing strategy for Mitraguna Berkah financing products at Bank Syariah Indonesia (Bsi Kcp Kisaran) involves a marketing mix which includes Product, Price, Promotion and Place. The research methodology used in this research is the library research method which is supported by SWOT analysis. This research was carried out by collecting articles and scientific papers related to Mitra Guna financing products at Bank Syariah Indonesia KCP Kisaran and conducting a SWOT analysis to determine strengths, weaknesses, opportunities and threats in developing a marketing strategy plan. Mitra Guna's financing products have advantages such as fixed installments, take over from other banks, a maximum term of 15 years, and payroll and non-payroll financing. Bank Syariah Indonesia KCP Kisaran sets competitive margins and flexible financing ceilings. Strategic place in the center of Kisaran City with modern facilities. Promotion is carried out through outreach, brochures, sponsorship and advertising to increase public awareness.
Co-Authors Ade Vitria Adelia Azizi Adinda Arafah Afrian Andika Yumna Afwan Hafizh Ahmad Amin Dalimunthe Ahmad Rama Wijaya Ahmad Syakir Ahmad Syakir Ajeng Manjana Aldino, Imam Alicia, Febi Amelia, Anika Ananda Ibnu Sobri Hsb Andri Soemitra Angga Lesmana Angga Putra Suhadi Angga Putra Suhadi Anggraini, Bunga Anisa Madani Nasution Anisya Putri Syam Sinambela Annio Indah Lestari Nasution Annio Indah Lestari Nasution Aqashah, Faisal Arafah, Adinda Arifin Fauzi Lubis Arnida Wahyuni Lubis Arnida Wahyuni Lubis Arya Farhan Asmuni Asshifa Nazila Aridzki Atika Atika Atika Atika Suri Atika Suri Azhri Akmal Tarigan Batubara, Soraya Alyya Syam Bi Rahmani, Nur Ahmadi Budi Harianto Budi Prianto Bunga Anggraini Dara Puspita Dedek Joefanny Della Puspita Sari Della, Della Alvionita Dendi Dwi Ritonga Desi Rahmawati Supraja Dhea Dinanty Dimas Azhari Dina Aulia Dwi Septialamsyah Efendi, Bunga Artha Nefia Elsa, Nazwa Alpuja Erlina Erlina Erma Hotnijar Siregar Erna Sipahutar Etika Manda Sari Rangkuti Fachry Abda El Rahman Fadila, Shintiya Fadilla Khairunnisya Siregar Februari, Budi Filda, Muhammad Amrozi Hafidah Ayu Kusnadi Hani, Zulfa Harahap, Muhammad Ikhsan Hastiani Nasution Hendra Harmain Hotmaida Hotmaida Hsb, Sarmania Hutabarat, Nadya Namora Ian Alfian Iin Prasetyo Ilhami Nasution, Muhammad lathief Imsar Indah Wahyuni Indradewa, Rhian Juliana Nasution Juwairiazizah Rasta K, Kamilah Kamila K Kamilah, Kamilah Khairina, Nabila KHOIRUNNISA PASARIBU Lailanur Fadillah Nasution Larah, Anggi Dwi Laylan Syafina Lesmana, Angga Leswara, Malda Davitha Lisa Chintiya Tambunan Lubis, Herlina Lubis, Nursakilah Lubis, Nurul Amaliyah M Arif Haikal Lubis M. Ikhsan Harahap M. Ikhsan Harahap Maidalena, Maidalena Malda Davitha Leswara Manurung, Ibnu Syawali Manurung, Khoirul Ardani Marliyah Marliyah Marliyah Marliyah Marliyah, Marliyah Marliyah, Marliyah Maryam Batubara Maryam Batubara Medeni, Desi Chintiara Melisa Lubis Miftahul Jannah Hasibuan Muhammad Andre Wardhana Muhammad Arif Muhammad Arif Muhammad Arif Haikal Lubis Muhammad Da’i Arham Muhammad Farhan Muhammad Fauzan Muhammad Ikhsan Harahap Muhammad Lathief Ilhammy Nasution Muhammad Lathief Ilhamy Nasution Muhammad Naufal, Muhammad Muhammad Ramadhan Muhammad Syahbudi muhammad Syahbudi, muhammad Muhammad Zieo Addefrid Putra Munthe, Yusromuin Mustafa Khamal Rokan Nabilah Irwani Nadya Ervina Nadya Namora Hutabarat Nasution, Annio Indah Lestari Nasution, Annio Indah Lestari Nasution, Fathia Zuhra Nasution, Juliana Nasution, Muhammad Lathief Ilhammy Nasution, Sakinah Jahrani Nasution, Zulhasby Assidqy Natasya, Adelia Nur Ahmadi Bi Rahmani Nur Ahmadi Bi Rahmani Nuraini Nuraini Nurbaiti Nurbaiti Nurbaiti Nurhayani Nurhayani Nuri Aslami Nurlaila Nurlaila Nurul Inayah Nurul Inayah Nurul Inayah Nurul Jannah Nurul Jannah Nurul Wahidah Nurwani Nurwani Nurwani, Ahmad Dahrul Dalimunthe Ok Agam Admar Ongku Indramora Siregar Pakpahan, Jiyad Faqih Pulungan, Silviani Purba, Febri Andriawan Puspa, Chairunnisa Dian Putri Dini Agustin Putri, Dinda Karunia Putri, Riri Dwita Rafika Afifah Angkat Rafli, Mhd Rahma, Tri Inda Fadhila Rahmad Syah Rizal Rahmatul Fadilah Rahmi Syahriza Rahmi Syahriza Rahmi Syahriza, Rahmi Reni Dwijaya RENI TANIA PURBA Reni Yusnita Ridayanti Ridayanti Risma Warti Ritonga, Aprilia Amanda Ritonga, Lilis Suryani Rizki Hambali Hsb Sahri Aramiko Said Dariadi Ramadhan Saidah Khairiyah Hasibuan Salman Al-faridzi Salsabila, Hana Saparuddin Siregar Saparuddin Siregar Shabira, Yusra Shintiya Fadila Silalahi, Purnama Ramadani Silvia Anggrie Nst Silvia Fransiska Simanjuntak, Indah Siregar, Atika Siti Hot Nita Hasibuan Siti Rohani Siti Zumara Sri Mutia Fazira Sri Ramadhani Sri Sudiarti Sri Sudiarti Sri Sudiarti Sri Sudiarti sri sudiarti Suhairi Suhairi Sulistya Ningsih, Inten Susi Apriliani Syakir, Ahmad Tiwi Bastari Batubara Tri Inda Fadhila Rahma Tri Inda Fadhila Rahma Tri Inda Fadhila Rahma Tri Inda Fadhila Rahma Tri Suci Irawan Trisnawati Tuti Anggraini Tuti Anggraini Vania Sally Nabila Wahyu Syarvina Waizul Qarni Wicaksana Dwi Prasetiyo Wili Dani Anwar Soleh Siregar Winda Irmayani Sijabat Windy Puspita Yenni Samri Juliati Nasution YENNI SAMRI JULIATI NASUTION, YENNI SAMRI JULIATI Yuhda, Ahmad Sabili Yuliana Yuliana Yusra Amelia Hsb Zainarti Zuhrinal M. Nawawi Zulfa Khoiriah Zulfahani