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All Journal Jurnal Manajemen Terapan dan Keuangan JAAKFE UNTAN ( (Jurnal Audit Dan Akuntansi Fakultas Ekonomi Universitas Tanjungpura) Jurnal Ekonomi & Bisnis PNJ (JEKBIS PNJ) Jurnal Riset Akuntansi dan Bisnis Jurnal Pamator : Jurnal Ilmiah Universitas Trunojoyo Madura I-ECONOMICS: A Research Journal on Islamic Economics EKOMBIS REVIEW: Jurnal Ilmiah Ekonomi dan Bisnis HUMAN FALAH: Jurnal Ekonomi dan Bisnis Islam Studia Economica: Jurnal Ekonomi Islam Jurnal Masharif al-Syariah: Jurnal Ekonomi dan Perbankan Syariah al-Afkar, Journal For Islamic Studies SEIKO : Journal of Management & Business At-Tawassuth: Jurnal Ekonomi Islam Eksis: Jurnal Ilmiah Ekonomi dan Bisnis Journal on Education JASa (Jurnal Akuntansi, Audit dan Sistem Informasi Akuntansi) JURNAL MANAJEMEN BISNIS JESI (Jurnal Ekonomi Syariah Indonesia) JPEK (Jurnal Pendidikan Ekonomi dan Kewirausahaan) Account : Jurnal Akuntansi, Keuangan dan Perbankan Profit : Jurnal Kajian Ekonomi dan Perbankan Syariah Jurnal Proaksi Jurnal Pendidikan dan Konseling SERAMBI: Jurnal Ekonomi Manajemen dan Bisnis Islam Dinasti International Journal of Education Management and Social Science Tasharruf: Journal Economics and Business of Islam Iqtishodiyah : Jurnal Ekonomi dan Bisnis Islam Al-Kharaj: Journal of Islamic Economic and Business International Journal of Economics Development Research (IJEDR) Management Studies and Entrepreneurship Journal (MSEJ) Journal of Management - Small and Medium Enterprises (SME's) Jurnal Ilmu Perbankan dan Keuangan Syariah Jurnal AKMAMI (Akuntansi Manajemen Ekonomi) Dinasti International Journal of Economics, Finance & Accounting (DIJEFA) JIEP: Jurnal Ilmu Ekonomi dan Pembangunan Ekonomi Bisnis Manajemen dan Akuntansi (EBMA) AL-FALAH : Journal of Islamic Economics INTELEKTIVA Journal La Sociale Indonesian Journal of Business and Management Jurnal Investasi Islam El-Mujtama: Jurnal Pengabdian Masyarakat JURNAL MANAJEMEN AKUNTANSI (JUMSI) International Journal of Trends in Accounting Research JIKEM: Jurnal Ilmu Komputer, Ekonomi dan Manajemen Jurnal Riset Ilmu Ekonomi Kontigensi: Jurnal Ilmiah Manajemen Multidiciplinary Output Research for Actual and International Issue (Morfai Journal) Iqtishodiyah : Jurnal Ekonomi dan Bisnis Islam EKSYA: Jurnal Ekonomi Syariah EKONOMIKA45 Journal of Management and Business Jurnal Cakrawala Ilmiah Jurnal Ilmiah Mahasiswa Raushan Fikr MES Management Journal CEMERLANG :Jurnal Manajemen dan Ekonomi Bisnis Mumtaz : Jurnal Ekonomi dan Bisnis Islam Jurnal Trisna Riset Expensive: Jurnal Akuntansi dan Keuangan Populer: Jurnal Penelitian Mahasiswa Jurnal ekonomi Manajemen dan Bisnis (JUBIS) Indonesian Journal of Islamic Economics and Finance Journal of Islamic Economics Lariba Transformasi: Journal of Economics and Business Management Moneter : Jurnal Keuangan dan Perbankan Innovative: Journal Of Social Science Research Paradoks : Jurnal Ilmu Ekonomi Amkop Management Accounting Review (AMAR) Jurnal Ekonomi Manajemen Akuntansi Jurnal Manajemen Dan Bisnis Ekonomi Jurnal Riset Ekonomi dan Akuntansi Research Horizon International Journal of Trends in Accounting Research Journal of Economics and Management Scienties International Journal of Multidisciplinary Research of Higher Education (IJMURHICA) Lokawati: Jurnal Penelitian Manajemen dan Inovasi Riset Socius: Social Sciences Research Journal Jurnal Ilmiah Ekonomi dan Manajemen Jurnal Penelitian Ilmu Ekonomi dan Keuangan Syariah IIJSE Neraca Manajemen, Akuntansi, dan Ekonomi Majapahit Journal of Islamic Finance dan Management Journal Economic Excellence Ibnu Sina Santri : Jurnal Ekonomi dan Keuangan Islam El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam JESKaPe: Jurnal Ekonomi Syariah, Akuntansi dan Perbankan Majapahit Journal of Islamic Finance dan Management JER Social Sciences Journal Danadyaksa: Post Modern Economy Journal ManBiz: Journal of Management and Business Ulil Albab JIEP: Jurnal Ilmu Ekonomi dan Pembangunan JHSS (Journal of Humanities and Social Studies) Jurnal Ekonomi dan Bisnis Islam Academia Open Jurnal Ekonomi, Manajemen, Akuntansi dan Keuangan Edueksos: Journal Pendidikan Sosial dan Ekonomi Optimal: Jurnal Ekonomi dan Manajemen
Nursantri Yanti
Universitas Islam Negeri Sumatera Utara
Religion Agriculture, Biological Sciences & Forestry Arts Humanities Chemical Engineering, Chemistry & Bioengineering Chemistry Civil Engineering, Building, Construction & Architecture Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Energy Engineering Environmental Science Health Professions Industrial & Manufacturing Engineering Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Library & Information Science Materials Science & Nanotechnology Mathematics Medicine & Pharmacology Public Health Social Sciences Other

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The Economic Role of Customer Relationship Management in Enhancing Shopping Convenience: An Islamic Business Ethics Approach Malda Davitha Leswara; Nurbaiti Nurbaiti; Nursantri Yanti
International Journal of Economics Development Research (IJEDR) Vol. 6 No. 5 (2025): International Journal of Economics Development Research (IJEDR)
Publisher : Yayasan Riset dan Pengembangan Intelektual

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37385/ijedr.v6i5.9073

Abstract

This study aims to analyze the implementation of Customer Relationship Management (CRM) in enhancing consumer shopping comfort from the perspective of Islamic business ethics at Farida Fashion Store. A qualitative descriptive approach was employed, using observation, interviews and documentation as data collection methods. The findings reveal that CRM is implemented through personal interactions between employees and customers, without the support of integrated digital systems. Despite this, After implementing CRM, employees became more structured in their customer service, allowing them to maintain their best service for customers such an approach has successfully built customer loyalty and increased satisfaction. From the Islamic business ethics perspective, the store applies five key principles: tauhid (oneness), justice, free will, responsibility, and ihsan (excellence). However, challenges remain, including limited human resources, minimal use of technology. However, challenges remain, such as understaffing and suboptimal technology utilization. With gradual improvements, CRM in this store can be better and provide benefits to both the business and customers.
Faith, Trust, and Service: A Socio-Cultural Analysis of Sharia Insurance Quality in Medan Muhammad Fauzan; Nur Ahmadi Bi Rahmani; Nursantri Yanti
Jurnal Ilmiah Mahasiswa Raushan Fikr Vol 14 No 1 (2025): Jurnal Ilmiah Mahasiswa Raushan Fikr
Publisher : Lembaga Kajian dan Pemberdayaan Mahasiswa UIN Prof. KH. Saifuddin Zuhri Purwokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24090/jimrf.v14i1.13481

Abstract

The Islamic insurance industry continues to grow in response to increasing public awareness of finance based on Islamic principles. This study evaluates the service quality of the Sharia insurance provider AJB Bumiputera 1912, Medan Branch, using the Servqual method. Servqual assesses the gap between customer expectations and perceptions across five key dimensions: Tangibles, Reliability, Responsiveness, Assurance, and Empathy. Employing a descriptive quantitative approach, data were collected through questionnaires distributed to 104 respondents. The analysis involved validity and reliability testing, followed by Servqual calculations. The results reveal that the overall service quality of AJB Bumiputera 1912 Medan Branch meets customer expectations, with an average positive gap of 1.6%. The Tangibles dimension yielded the highest satisfaction level, with a gap of 3%, while the remaining dimensions exhibited relatively minor discrepancies. These findings indicate that the branch provides a high standard of service, yet continuous improvement is essential to further narrow the gap between customer expectations and actual service delivery. Ongoing service quality evaluations are recommended to enhance the company’s competitive edge within the Sharia insurance sector
Manajemen Risiko dalam Program Bantuan Sosial di Labuhanbatu Utara: Perspektif Ekonomi Islam dan Maqasid al-Syariah Dendi Dwi Ritonga; Nursantri Yanti; M. Ikhsan Harahap
Jurnal Ilmiah Mahasiswa Raushan Fikr Vol 14 No 2 (2025): Jurnal Ilmiah Mahasiswa Raushan Fikr
Publisher : Lembaga Kajian dan Pemberdayaan Mahasiswa UIN Prof. KH. Saifuddin Zuhri Purwokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24090/jimrf.v14i2.15155

Abstract

This study investigates risk management in social assistance programs in North Labuhanbatu Regency (PKH, BPNT, YAPI, and PBI BPJS Kesehatan), with emphasis on Islamic economic perspectives. Using a qualitative case study through interviews, observations, and document analysis, it reveals that despite formal reference to Government Regulation No. 04/2019 and ISO 31000:2018, implementation faces major challenges: mistargeting, data duplication, distribution delays, limited human resources, weak coordination, and inadequate technology. These hinder program effectiveness. From an Islamic economics lens, such flaws violate principles of justice, trustworthiness, and protection of wealth. Mistargeting denies the rights of the poor, while weak oversight risks fund misuse. Applying maqasid al-shariah demands strengthening data systems, improving human resources as a form of trustworthiness, and ensuring transparent distribution for maslahah. The study concludes that effectiveness and barakah (blessing) require integrating modern risk management with Islamic ethics, offering a governance model that is efficient, accountable, just, and sustainable.
Strategies to Increase Customer Trust Through Digital Service Innovation at PT Insurance Bumida Medan Branch Tri Suci Irawan; Imsar; Nursantri Yanti
Danadyaksa: Post Modern Economy Journal Vol. 4 No. 1 (2026): Post Modern Economy Journal
Publisher : Yayasan Pendidikan Islam Bustanul Ulum Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.69965/danadyaksa.v4i1.432

Abstract

The digital transformation within the insurance industry demands that companies not only adopt technology but also ensure the cultivation of customer trust in digital-based service systems. In this context, this study aims to analyze the strategies for enhancing customer trust through digital service innovation at PT Asuransi Umum Bumida 1967 Medan Branch using the framework of the Diffusion of Innovation Theory. This study employs a descriptive qualitative approach, collecting data through observation, in-depth interviews with staff and customers, and documentation. Data analysis was conducted using the interactive model of Miles, Huberman, and Saldana, which includes data reduction, data display, and conclusion drawing/verification. The results show that digital service innovations such as the Replay application, e-policies, and policy barcodes offer relative advantages in improving operational efficiency, service speed, and information transparency. However, the innovation adoption process is still influenced by factors such as usage complexity, varying levels of digital literacy, and the preference of some customers for manual systems. Interpersonal communication strategies through marketing, the implementation of a hybrid system, and continuous assistance have proven effective in accelerating the diffusion of innovation. It is concluded that the success of digital service innovation in building customer trust requires the integration of strengthening innovation attributes, optimizing communication, gradual adaptation, and consistent, sustainable support from the organization's social system.
Maslahah-driven Business Model Canvas: Advancing Home-based MSME Development in Medan Della Puspita Sari; Nursantri Yanti; Muhammad Lathief Ilhamy Nasution
Tasharruf: Journal Economics and Business of Islam Vol 11, No 1 (2026): JUNE
Publisher : IAIN Manado

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30984/tjebi.v11i1.3943

Abstract

Home-based culinary MSMEs have seen substantial growth in response to economic instability and limited formal employment options. UMKM Mama Zahra, a local culinary business in Medan Tembung, has strong product acceptance but struggles with professional management and digital marketing. This study examines how the integration of the Business Model Canvas (BMC) and Maslahah principles from Islamic economics influences sustainable growth and managerial decision-making. Using a qualitative case study approach, data was gathered through in-depth interviews with the business owner and customers, participatory observation of operations, and document analysis. The data were analyzed using thematic analysis to identify patterns in BMC components and Maslahah dimensions (dharuriyyat, hajiyyat, and tahsiniyyah). The results show that Maslahah principles influence decisions in value proposition, customer relationships, and revenue streams by emphasizing ethical practices such as product quality, fair pricing, and customer trust. However, challenges in digital literacy and limited online marketing adoption hinder market expansion, weakening promotional strategies and scalability. For instance, the lack of social media presence and digital sales channels restricts customer acquisition beyond the local area, despite high customer loyalty. The study concludes that combining BMC and Maslahah principles fosters sustainable growth, focusing on economic viability, ethical practices, and community welfare. To enhance competitiveness and long-term success, targeted digital marketing training and continuous business mentoring are recommended for home-based culinary MSMEs.
Pengaruh Inflasi, Harga Kebutuhan Pokok & Upah Minimum (UMK) terhadap Kredit Macet (NPF): Studi Empiris Bank Syariah Indonesia di Kota Medan (2021–2025) Nabilah Irwani; Muhammad Lathief Ilhamy Nasution; Nursantri Yanti
Jurnal Penelitian Ilmu Ekonomi dan Keuangan Syariah Vol. 4 No. 2 (2026): Mei : Jurnal Penelitian Ilmu Ekonomi dan Keuangan Syariah
Publisher : STAI YPIQ BAUBAU, SULAWESI TENGGARA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59059/jupiekes.v4i2.3234

Abstract

This study aims to examine the effect of inflation, staple commodity prices, and the City Minimum Wage (UMK) on the level of Non-Performing Financing (NPF) at Bank Syariah Indonesia (BSI) in Medan during the 2021–2025 period. A quantitative research approach was employed using secondary data obtained from Statistics Indonesia (BPS), relevant government institutions, and the financial reports of Bank Syariah Indonesia. The data were analyzed using multiple linear regression with EViews 13 software. The findings reveal that inflation and the City Minimum Wage (UMK) do not have a statistically significant effect on Non-Performing Financing. In contrast, staple commodity prices have a negative and significant effect on NPF. Simultaneously, inflation, staple commodity prices, and the City Minimum Wage significantly influence the level of Non-Performing Financing. Furthermore, the coefficient of determination (R²) of 0.9058 indicates that 90.58% of the variation in NPF can be explained by the three independent variables, while the remaining 9.42% is attributable to other factors outside the scope of this research model.
Application of SAK EMKM-Based Financial Statements at UD Ikan Asin SG Ahmad Rama Wijaya; Nursantri Yanti
Social Sciences Journal Vol. 2 No. 2 (2025): Agustus
Publisher : Universitas Dehasen Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37676/sosj.v2i2.1856

Abstract

Micro, small, and medium enterprises (MSMEs) require reliable financial information to evaluate performance and support business decisions, yet many still rely on simple cash records. This study examines the existing bookkeeping practice of UD Ikan Asin SG and applies the Financial Accounting Standards for Micro, Small, and Medium Entities (SAK EMKM) to reconstruct its financial statements. A descriptive qualitative approach was used. Primary data were obtained through interviews with the owner, direct observation, and documentation of cash-in and cash-out records, while secondary data were drawn from relevant literature. The findings show that the business had not implemented SAK EMKM and recorded only basic receipts and expenditures. Based on the available records, the SAK EMKM-based reconstruction reported total assets of Rp1,552,000,000, sales of Rp360,000,000, cost of goods sold of Rp265,000,000, total operating expenses of Rp62,000,000, and profit of Rp33,000,000 for December 2023. The study demonstrates that structured financial statements can improve the visibility of assets, equity, operating results, and accounting policies, although limited accounting knowledge and the absence of professional accounting personnel remain major implementation constraints.
Optimalisasi Pendayagunaan Zakat Melalui Program Beasiswa Prestasi Tahun 2017-2020: Studi Kasus pada Dompet Dhuafa Waspada Sumatera Utara Atika Suri; Annio Indah Lestari Nasution; Nursantri Yanti
ManBiz: Journal of Management and Business Vol. 3 No. 1 (2024): ManBiz: Journal of Management and Business 
Publisher : Institut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/manbiz.v3i1.595

Abstract

This study was conducted to determine whether the utilization of zakat carried out by Dompet Dhuafa Waspada (DDW) in collaboration with UPZ Bank SUMUT throught the achievement scholarship program has been running optimally or not. This study use a descriptive approach with the type of research is qualitative, so the data analysis use is descriptive qualitative analysis. The results of this study indicate that the achievement scholarship program run by DDW in collaboration with UPZ Bank SUMUT has been running optimally. It is evident from the amount of funds obtained since 2017-2020 which has increased, as well as all the efforts they have made to make this program better and more effective. Then this achievement scholarship program has also resulted in significant changes to the lives of the scholarship beneficiaries, starting from the assistance in education costs, increasing skills and knowledge about entrepreneurship. However, there is still a need for further improvements in the implementation of this program so that this program continues to improve and be more optimal.
Pengaruh Literasi Keuangan, Pendapatan, dan Gaya Hidup terhadap Perilaku Perencanaan Keuangan Generasi Milenial di Kota Medan Khoirunnisa Pasaribu; Nursantri Yanti; Fauzi Arif Lubis
Jurnal Penelitian Ilmu Ekonomi dan Keuangan Syariah Vol. 4 No. 2 (2026): Mei : Jurnal Penelitian Ilmu Ekonomi dan Keuangan Syariah
Publisher : STAI YPIQ BAUBAU, SULAWESI TENGGARA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59059/jupiekes.v4i2.3400

Abstract

The low level of financial literacy among Indonesian society, which according to the 2022 National Survey of Financial Literacy and Inclusion (SNLIK) only reached 49.68%, poses a challenge for the millennial generation in managing their finances, amid the ease of digital transaction access that may encourage consumptive behavior. This study aims to analyze the influence of financial literacy, income, and lifestyle on the financial planning behavior of the millennial generation in Medan City. This study uses a quantitative associative approach with data collected from 99 millennial respondents in Medan City through purposive sampling technique. Data analysis was conducted using the Partial Least Square (PLS) method with SmartPLS 4 software. The results show that financial literacy, income, and lifestyle all have a positive and significant effect on financial planning behavior, with financial literacy as the most dominant factor. Simultaneously, the three variables are able to explain 67.1% of the variance in the financial planning behavior of the millennial generation in Medan City. These findings confirm that improving financial literacy is the key factor in encouraging more directed financial planning behavior among the millennial generation.
Analisis Strategi Pemasaran Produk Tabungan IB Hijrah Haji Muda pada Generasi Milenial di Bank Muamalat Cabang Stabat Angga Putra Suhadi; Maryam Batubara; Nursantri Yanti
OPTIMAL Jurnal Ekonomi dan Manajemen Vol. 3 No. 4 (2023): Desember : Jurnal Ekonomi dan Manajemen
Publisher : Lembaga Pengembangan Kinerja Dosen

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55606/optimal.v3i4.2295

Abstract

The purpose of this study is to find out the marketing strategy of young IB Hijrah Hajj savings for the millennial generation at Bank Muamalat Stabat Branch. The use of data sources in this study is primary and secondary data. The data analysis technique is using SWOT analysis. This analysis places situations and conditions as input factors, then grouped according to their respective contributions described Internal Factors Analysis Summary. Analysis of external factors EFAS. The results showed that the marketing strategy of the IB Hijrah Haji Muda Savings product carried out by Bank Muamalat Stabat Branch was in a very favorable situation for the company because it had opportunities and strengths so that it could take advantage of existing opportunities. The strategy that must be applied in this condition is to support an aggressive growth policy (growth oriented strategy).
Co-Authors Ade Vitria Adelia Azizi Adinda Arafah Afrian Andika Yumna Afwan Hafizh Ahmad Amin Dalimunthe Ahmad Rama Wijaya Ahmad Syakir Ahmad Syakir Ajeng Manjana Aldino, Imam Alicia, Febi Amelia, Anika Ananda Ibnu Sobri Hsb Andri Soemitra Angga Lesmana Angga Putra Suhadi Angga Putra Suhadi Anggraini, Bunga Anisa Madani Nasution Anisya Putri Syam Sinambela Annio Indah Lestari Nasution Annio Indah Lestari Nasution Aqashah, Faisal Arafah, Adinda Arifin Fauzi Lubis Arnida Wahyuni Lubis Arnida Wahyuni Lubis Arya Farhan Asmuni Asshifa Nazila Aridzki Atika Atika Atika Atika Suri Atika Suri Azhri Akmal Tarigan Batubara, Soraya Alyya Syam Bi Rahmani, Nur Ahmadi Budi Harianto Budi Prianto Bunga Anggraini Dara Puspita Dedek Joefanny Della Puspita Sari Della, Della Alvionita Dendi Dwi Ritonga Desi Rahmawati Supraja Dhea Dinanty Dimas Azhari Dina Aulia Dwi Septialamsyah Efendi, Bunga Artha Nefia Elsa, Nazwa Alpuja Erlina Erlina Erma Hotnijar Siregar Erna Sipahutar Etika Manda Sari Rangkuti Fachry Abda El Rahman Fadila, Shintiya Fadilla Khairunnisya Siregar Februari, Budi Filda, Muhammad Amrozi Hafidah Ayu Kusnadi Hani, Zulfa Harahap, Muhammad Ikhsan Hastiani Nasution Hendra Harmain Hotmaida Hotmaida Hsb, Sarmania Hutabarat, Nadya Namora Ian Alfian Iin Prasetyo Ilhami Nasution, Muhammad lathief Imsar Indah Wahyuni Indradewa, Rhian Juliana Nasution Juwairiazizah Rasta K, Kamilah Kamila K Kamilah, Kamilah Khairina, Nabila KHOIRUNNISA PASARIBU Lailanur Fadillah Nasution Larah, Anggi Dwi Laylan Syafina Lesmana, Angga Leswara, Malda Davitha Lisa Chintiya Tambunan Lubis, Herlina Lubis, Nursakilah Lubis, Nurul Amaliyah M Arif Haikal Lubis M. Ikhsan Harahap M. Ikhsan Harahap Maidalena, Maidalena Malda Davitha Leswara Manurung, Ibnu Syawali Manurung, Khoirul Ardani Marliyah Marliyah Marliyah Marliyah Marliyah, Marliyah Marliyah, Marliyah Maryam Batubara Maryam Batubara Medeni, Desi Chintiara Melisa Lubis Miftahul Jannah Hasibuan Muhammad Andre Wardhana Muhammad Arif Muhammad Arif Muhammad Arif Haikal Lubis Muhammad Da’i Arham Muhammad Farhan Muhammad Fauzan Muhammad Ikhsan Harahap Muhammad Lathief Ilhammy Nasution Muhammad Lathief Ilhamy Nasution Muhammad Naufal, Muhammad Muhammad Ramadhan Muhammad Syahbudi muhammad Syahbudi, muhammad Muhammad Zieo Addefrid Putra Munthe, Yusromuin Mustafa Khamal Rokan Nabilah Irwani Nadya Ervina Nadya Namora Hutabarat Nasution, Annio Indah Lestari Nasution, Annio Indah Lestari Nasution, Fathia Zuhra Nasution, Juliana Nasution, Muhammad Lathief Ilhammy Nasution, Sakinah Jahrani Nasution, Zulhasby Assidqy Natasya, Adelia Nur Ahmadi Bi Rahmani Nur Ahmadi Bi Rahmani Nuraini Nuraini Nurbaiti Nurbaiti Nurbaiti Nurhayani Nurhayani Nuri Aslami Nurlaila Nurlaila Nurul Inayah Nurul Inayah Nurul Inayah Nurul Jannah Nurul Jannah Nurul Wahidah Nurwani Nurwani Nurwani, Ahmad Dahrul Dalimunthe Ok Agam Admar Ongku Indramora Siregar Pakpahan, Jiyad Faqih Pulungan, Silviani Purba, Febri Andriawan Puspa, Chairunnisa Dian Putri Dini Agustin Putri, Dinda Karunia Putri, Riri Dwita Rafika Afifah Angkat Rafli, Mhd Rahma, Tri Inda Fadhila Rahmad Syah Rizal Rahmatul Fadilah Rahmi Syahriza Rahmi Syahriza Rahmi Syahriza, Rahmi Reni Dwijaya RENI TANIA PURBA Reni Yusnita Ridayanti Ridayanti Risma Warti Ritonga, Aprilia Amanda Ritonga, Lilis Suryani Rizki Hambali Hsb Sahri Aramiko Said Dariadi Ramadhan Saidah Khairiyah Hasibuan Salman Al-faridzi Salsabila, Hana Saparuddin Siregar Saparuddin Siregar Shabira, Yusra Shintiya Fadila Silalahi, Purnama Ramadani Silvia Anggrie Nst Silvia Fransiska Simanjuntak, Indah Siregar, Atika Siti Hot Nita Hasibuan Siti Rohani Siti Zumara Sri Mutia Fazira Sri Ramadhani Sri Sudiarti Sri Sudiarti Sri Sudiarti Sri Sudiarti sri sudiarti Suhairi Suhairi Sulistya Ningsih, Inten Susi Apriliani Syakir, Ahmad Tiwi Bastari Batubara Tri Inda Fadhila Rahma Tri Inda Fadhila Rahma Tri Inda Fadhila Rahma Tri Inda Fadhila Rahma Tri Suci Irawan Trisnawati Tuti Anggraini Tuti Anggraini Vania Sally Nabila Wahyu Syarvina Waizul Qarni Wicaksana Dwi Prasetiyo Wili Dani Anwar Soleh Siregar Winda Irmayani Sijabat Windy Puspita Yenni Samri Juliati Nasution YENNI SAMRI JULIATI NASUTION, YENNI SAMRI JULIATI Yuhda, Ahmad Sabili Yuliana Yuliana Yusra Amelia Hsb Zainarti Zuhrinal M. Nawawi Zulfa Khoiriah Zulfahani