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All Journal International Journal of Evaluation and Research in Education (IJERE) Jurnal Pendidikan Ekonomi Undiksha Jurnal Pendidikan Ekonomi (JUPE) Equilibrium PROFIT : Kajian Pendidikan Ekonomi dan Ilmu Ekonomi Jurnal Pemberdayaan Masyarakat Madani (JPMM) Jurnal Pendidikan Ekonomi & Bisnis Jurnal Riset Pendidikan Ekonomi al-Uqud : Journal of Islamic Economics Jurnal Pengabdian Pada Masyarakat SELAPARANG: Jurnal Pengabdian Masyarakat Berkemajuan JURNAL EKONOMI PENDIDIKAN DAN KEWIRAUSAHAAN Distribusi Jurnal Pendidikan Ekonomi (JURKAMI) Journal of Education Technology Efektor Jurnal Maksipreneur: Manajemen, Koperasi, dan Entrepreneurship Paedagogia: Jurnal Pendidikan Jurnal PTK dan Pendidikan EDUKATIF : JURNAL ILMU PENDIDIKAN Jurnal Pendidikan Edutama Jurnal Educatio FKIP UNMA JPEKA: Jurnal Pendidikan Ekonomi, Manajemen dan Keuangan Jurnal Ilmiah Profesi Pendidikan International Journal of Demos JEKPEND Jurnal Ekonomi dan Pendidikan Budapest International Research and Critics Institute-Journal (BIRCI-Journal): Humanities and Social Sciences IJORER : International Journal of Recent Educational Research International Journal of Economy, Education and Entrepreneurship (IJE3) Abimanyu: Journal of Community Engagement Journal of Management and Digital Business Formosa Journal of Science and Technology (FJST) Formosa Journal of Sustainable Research (FJSR) Jurnal Manajemen Bisnis Kewirausahaan J-ABDIPAMAS (Jurnal Pengabdian Kepada Masyarakat) Economics and Business Journal Electronic Journal of Education, Social Economics and Technology Innovative: Journal Of Social Science Research International Journal of Multidisciplinary Approach Research and Science Jurnal Ekonomi, Akutansi dan Manajemen Nusantara International Journal of Emerging Research and Review Jurnal Pengabdian Masyarakat dan Riset Pendidikan Jurnal Edukasi Ekonomi International Journal of Economics, Commerce, and Management Digital Innovation : International Journal Of Management Epaper Bisnis: International Journal Entrepreneurship and Management Asian Journal of Environmental Research Educational Researcher Journal Jurnal Ilmiah Manajemen Dan Kewirausahaan
NORIDA CANDA SAKTI
Universitas Negeri Surabaya
Religion Agriculture, Biological Sciences & Forestry Arts Humanities Automotive Engineering Biochemistry, Genetics & Molecular Biology Chemical Engineering, Chemistry & Bioengineering Computer Science & IT Control & Systems Engineering Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Electrical & Electronics Engineering Engineering Environmental Science Health Professions Immunology & microbiology Industrial & Manufacturing Engineering Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Library & Information Science Materials Science & Nanotechnology Mathematics Medicine & Pharmacology Nursing Public Health Social Sciences Veterinary Other

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Digital Entrepreneurial Readiness Among High School Students: The Roles of Digital Financial Literacy, Self-Efficacy, And Digital Creativity Intan Rizqi Dwi Istighfarin; Norida Canda Sakti
Paedagogia: Jurnal Pendidikan Vol 15 No 1 (2026): PAEDAGOGIA: Jurnal Pendidikan (On Progress...)
Publisher : Fakultas Tarbiyah dan Ilmu Keguruan IAIN Palu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24239/pdg.Vol15.Iss1.1076

Abstract

The rapid growth of Indonesia's digital economy contrasts sharply with the low level of youth entrepreneurship, revealing a significant gap between digital access and entrepreneurial action. This study examines the integrated influence of digital financial literacy, self-efficacy, and digital creativity on digital entrepreneurial readiness among high school students, focusing on the psychological mechanisms that transform competencies into readiness. Using a quantitative approach, data were collected through structured questionnaires from 125 students in the P5 Entrepreneurship Program and analyzed using PLS-SEM. The results show that the model explains 67.8% of the variance in digital entrepreneurial readiness, with self-efficacy acting as a key mediator. Digital creativity shows the strongest effect on self-efficacy, while self-efficacy significantly influences readiness. These findings reveal that psychological mechanisms are as important as technical competencies in fostering entrepreneurial readiness. This study provides evidence-based recommendations for integrating digital skills development with psychological readiness building in Indonesia's Merdeka Curriculum, offering specific strategies for curriculum design and educational policy to bridge the digital entrepreneurship gap among youth.
PENGARUH RASA TAKUT KETINGGALAN (FOMO), KONTROL DIRI, DAN PENGARUH TEMAN SEBAYA TERHADAP PERILAKU PEMBELIAN IMPULSIF DI KALANGAN MAHASISWA Pramestha, Nisa Vialmaida; Sakti, Norida Canda
Distribusi - Journal of Management and Business Vol. 14 No. 1 (2026): Distribusi, March 2026
Publisher : Fakultas Ekonomi dan Bisnis Universitas Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29303/distribusi.v14i1.674

Abstract

Impulsive behavior among students is an issue that often leads to negative consequences, both in terms of financial management and decisions related to their studies. The purpose of this study is to analyse the extent to which FOMO, self-control, and the influence of peer groups play a role in impulsive behavior among students enrolled in the 2022 Economics Education Study Program. This study applies an explanatory associative design combined with a quantitative method. The entire population consisting of 98 participants was sampled using saturated sampling technique. Analysis of the data was performed using multivariate linear regression using IMB SPSS Statistics 22 software. The analysis findings indicate that FOMO and peer influence have a favourable and substantial impact on impulsive buying behavior. Self-control variables were found to have no discernible impact. The implications of this research underscore the importance of a more holistic financial literacy education strategy, one that emphasizes not only strengthening self-control but also the ability to cope with digital and social pressures.
Pengaruh Fear of Missing Out (FOMO), Kontrol Diri, dan Pengaruh Teman Sebaya terhadap Perilaku Pembelian Impulsif: Studi Asosiatif Eksplanatori pada Mahasiswa Nisa Vialmaida Pramestha; Norida Canda Sakti
Jurnal Ekonomi, Akutansi dan Manajemen Nusantara Vol. 4 No. 3 (2026): Edisi Januari - April
Publisher : Utiliti Project Solution

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55338/jeama.v4i3.635

Abstract

Perilaku impulsif pada mahasiswa menjadi isu yang kerap menimbulkan konsekuensi kurang baik, baik dalam pengelolaan keuangan maupun dalam keputusan yang berkaitan dengan studi. Penelitian ini bertujuan mengkaji sejauh mana Fear of Missing Out (FOMO), kemampuan mengendalikan diri, serta pengaruh lingkungan pertemanan berperan terhadap kecenderungan bertindak impulsif pada mahasiswa Program Studi Pendidikan Ekonomi angkatan 2022. Studi ini menerapkan pendekatan kuantitatif dengan desain asosiatif eksplanatori. Seluruh populasi yang terdiri dari 98 mahasiswa dijadikan sampel melalui teknik sampling jenuh. Data dikumpulkan menggunakan kuesioner daring berbasis skala Likert 5 poin. Analisis data dilakukan dengan regresi linier berganda menggunakan perangkat lunak IMB SPSS Statistics 22. Hasil analisis menunjukkan bahwa FOMO dan pengaruh teman sebaya memiliki pengaruh positif serta signifikan terhadap perilaku pembelian secara impulsive. Variabel kontrol diri tidak terbukti memberikan pengaruh signifikan. Implikasi penelitian ini menggarisbawahi pentingnya strategi pendidikan literasi keuangan yang lebih holistik, tidak hanya menekankan penguatan kontrol diri, tetapi juga kemampuan menghadapi tekanan digital dan sosial.
Economic Education as a Foundation for Macroeconomic Stability: Unveiling the Mediating Role of Financial Literacy Andri Octaviani; Waspodo Tjipto Subroto; Norida Canda Sakti
International Journal of Multidisciplinary Approach Research and Science Том 4 № 01 (2026): International Journal of Multidisciplinary Approach Research and Science
Publisher : PT. Riset Press International

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59653/ijmars.v4i01.2116

Abstract

Macroeconomic stability is a vital foundation for sustained economic growth; however, the mechanisms by which economic education influences aggregate stability have not been fully mapped. This study aims to examine the influence of economic education on macroeconomic stability, with financial literacy as a mediating variable and digital financial inclusion as a moderating variable. Employing a quantitative explanatory approach, data were collected from 400 respondents of productive age in Indonesia through structured online surveys (September-November 2025). Data analysis utilised Partial Least Squares - Structural Equation Modelling with SmartPLS 4.0. Results demonstrate that economic education positively and significantly influences macroeconomic stability (β=0.215, p=0.001). Financial literacy was partially confirmed to mediate this relationship (β=0.340, p<0.001), functioning as a crucial transmission mechanism through risk management, savings, and policy channels. Furthermore, digital financial inclusion was found to moderate positively (β=0.185, p=0.004), strengthening the impact of financial literacy on economic stability; higher digital access accelerates the effectiveness of prudent financial decision-making. These findings extend Human Capital Theory by demonstrating that the impact of economic education transcends individual productivity to encompass the resilience of the national economic system. Practically, the research recommends integrating financial life-skills curricula and digital inclusion policies accompanied by educational verification to mitigate systemic risks, particularly in emerging markets such as Indonesia.
Digital literacy, entrepreneurial knowledge, and internal locus of control as predictors of entrepreneurial interest among Indonesian economics education students Anggraini, Alifah Dwi; Sakti, Norida Canda; Fitrayati, Dhiah
Journal of Management and Digital Business Vol. 6 No. 1 (2026): Journal of Management and Digital Business
Publisher : Nur Science Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53088/jmdb.v6i1.2704

Abstract

High unemployment rates among college graduates and low interest in entrepreneurship among students are pressing issues in Indonesia's economic development. This study examines how digital literacy, entrepreneurial knowledge, and internal locus of control influence entrepreneurial interest among economics students at Surabaya State University. Using a quantitative approach and explanatory research design, this study involved 171 participants obtained through random sampling. Data analysis was performed using Partial Least Squares (PLS)-based Structural Equation Modeling (SEM) through the WarpPLS application. The results of the study demonstrate that entrepreneurial interest is positively and significantly impacted by all three variables. Among the three, entrepreneurial knowledge emerged as the dominant factor, followed by digital literacy and internal locus of control. Overall, this research model was able to explain 48% of the variation in entrepreneurial interest.
Co-Authors Adam Rusydi Ady Soejoto Agung Listiadi Ainiyah, Maf Ulatul Ainun Novita Anggraini Albrian Fiky Prakoso Amaliyah, Khoirotul Andri Octaviani ANGGA MARTHA MAHENDRA, ANGGA Anggraini, Alifah Dwi ANIS SETYANINGSIH Anis Setyaningsih Arina Salsabilla Haq AULIA DAWAM A’rasy Fahrullah Bayu Surindra Cahyaningrum, Marina Nur Caroline, Debby Devangga Putra Adhitya Pratama Dhiah Fitrayati Dimis, Vika Wapa Putri Diyah Utami DIYAH UTAMI Dwi Saputra, Maskhur Dwi Yuli Rahmawati Efendi, Rachmat Eka Hendi Andriansyah EKA NURUL APRILLIANI Eko Ginanjar, Ardhita Endang Sri Wahyuni ERLINTA WULAN HARIYATI Farij Ibadil Maula Febby Febriantika Noer Fisabilillah Felly Fitri Indriani Fitriyah Dwi Febriana FX Sri Sadewo FX Sri Sadewo Han Tantri Hardini Harti Hendi Andriansyah, Eka Heni Purwa Pamungkas Herrukmi Septa Rinawati Herrukmi Septa Rinawati, Herrukmi Septa Indah Nurlaili, Eka Intan Rizqi Dwi Istighfarin Irfani Nadia Putri Isna Aulia Nur Habibah Istianah Istianah Istianah Istianah Jun Surjanti Khoirotun Nisa' Lifa Farida Panduwinata LUCKY RACHMAWATI Luqman Hakim Luthfiyah, Ana Martinus Legowo MARTINUS LEGOWO Maulia, Danis Meylia Elizabeth Ranu MUHAMMAD EDWAR Muhlisin Muhlisin Mulyaningtyas, Indah Fajarwati Nico Irawan Nina Fitriya Yulaika Nisa Vialmaida Pramestha Ni’matush Sholikhah Novi Trisnawati Novita Aprilia, Novita Nugraheny Priastuti, Dyah Nurfaiz Subaktiyo Nurlaili, Eka Nurlaili, Eka Indah NURUL APRILLIANI, EKA Octaviana Arisinta Pramestha, Nisa Vialmaida Putra, Andika Permana Putri Ulfa Kamalia Qonita Putri Yuliananda Rafsanjani, Mohamad Arief Raya Sulistyowati RETNO MUSTIKA DEWI Ristanti, Maulina Dwi RIZA YONISA KURNIAWAN Rohmat rohmat Ruri Nurul Aeni Wulandari Saino Sarfita, Dhea Septyan budy Cahya Sherla Pramesti Siti Sri Wulandari Srisuk, Prattana Sugeng Harianto SUGENG HARIANTO SUSANTI Susanti Susanti Susanti Susanti Tri Sudarwanto Triana, Dyahsita Ulfi Umami, Dyah Vira Virda Fithrotun Nufus Vitaloka Mawaddhah Vivin Muthoharoh Waspodo Tjipto Subroto Wening Patmi Rahayu WIDA WULANDARI WULAN HARIYATI, ERLINTA Youhanita, Ety Yoyok Soesatyo Yulaika, Nina Fitriya