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Analisis Future Perception, Self Control, Dan Debit Card Use Terhadap Saving Berhavior Dengan Cost Saving Sebagai Variabel Mediasi Pada Mahasiswa Di Kota Batam Juliana Juliana; Wisnu Yuwono
YUME : Journal of Management Vol 4, No 3 (2021)
Publisher : Pascasarjana STIE Amkop Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37531/yum.v4i3.1296

Abstract

Abstrak Penelitian ini bertujuan untuk mengetahui pengaruh dari debit card use, self control, dan future perception terhadap saving behavior melalui cost saving sebagai variabel mediasi pada mahasiswa di Kota Batam. Penelitian ini menggunakan metode kuantitatif, di mana pengambilan data dilakukan secara random sampling dengan membagikan kuesioner kepada 400 responden mahasiswa di berbagai Universitas di Kota Batam dengan syarat para responden aktif menabung setiap bulannya. Dari hasil analisis dan pengolah data menggunakan SmartPLS 3.0 dan SPSS versi 23.0, diperoleh hasil bahwa debit card use, self control, dan future perception mempengaruhi seseorang dalam menyigapi penghematan biaya (cost saving).Kata Kunci: cost saving, debit card use, future perception, saving behavior, self control. AbstractThis study aims to determine the effect of debit card use, self control, and future perception on saving behavior through cost saving as a mediating variable for students in Batam City. This study uses a quantitative method, where data collection is done by random sampling by distributing questionnaires to 400 student respondents at various universities in Batam City with the condition that the respondents actively save every month. From the results of analysis and data processing using SmartPLS 3.0 and SPSS 23.0, the results show that debit card use, self control, and future perception affect a person in responding to cost savings. Keywords: cost saving, debit card use, future perception, saving behavior, self control.  
APLIKASI INFORMASI TEMPAT PARIWISATA KEPULAUAN BANGKA BELITUNG BERBASIS ANDROID Siti Khotijah; Juliana Juliana; Dewi Driyani
Jurnal Pelita Teknologi Vol 14 No 1 (2019): Maret 2019
Publisher : DPPM Universitas Pelita Bangsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (327.657 KB) | DOI: 10.37366/pelitatekno.v14i1.225

Abstract

At present there are many areas of interest that are located in Bangka that is unknown and also not less interesting than other areas in Indonesia that are unknown to many people and most of them are only known through mouths, social media, like the internet where information is often incomplete and clear. This causes a lack of information about areas in the region that can be used as tourism sites. With such problems, it is expected that the design of an Android-based application can provide more information for the Bangka region. The main reason for using Android in making this application is because nowadays many people use smartphones to find information so that complete information can be obtained, especially for interesting areas in the region. The making of information applications in the tourist area of ​​the Bangka region uses survey methods and programs used in making this android-based application using the Appypie program and the tool used to make this application is the United Modeling Language (UML) and Flowchart and the results obtained from the research this is an application that provides information on areas in Bangka to be used as tourism spots based on Android. Keywords: Information application, bangka region, android
PENGARUH BAURAN PEMASARAN TERHADAP KEPUTUSAN KONSUMEN DALAM MEMBELI KUSEN JENDELA KAYU PADA MEBEL JAYA KARYA MANDIRI SERASAN DI KECAMATAN SERASAN KABUPATEN NATUNA Juliana Juliana; Devi Yasmin; Neni Triana Maswardi
Jurnal Produktivitas: Jurnal Fakultas Ekonomi Universitas Muhammadiyah Pontianak Vol 4, No 1 (2017): Jurnal Produktivitas: Jurnal Fakultas Ekonomi Universitas Muhammadiyah Pontianak
Publisher : Universitas Muhammadiyah Pontianak

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (152.17 KB) | DOI: 10.29406/jpr.v4i1.792

Abstract

Penelitian ini bertujuan untuk menganalisis pengaruh bauran pemasaran terhadap keputusan konsumen dalam membeli kusen jendela kayu pada Mebel Jaya Karya Mandiri Serasan di Kecamatan Serasan Kabupaten Natuna. Oleh karena itu, metode asosiatif digunakan untuk menganalisis hubungan antara kedua variabel tersebut. Teknik pengumpulan data menggunakan kuesioner, observasi dan wawancara. Kuesioner yang telah disusun dalam skala Likert kemudian disebarkan kepada 100 responden sebagai sampel penelitian yang dipilih menggunakan teknik purposive sampling, yaitu konsumen yang datang langsung membeli sendiri kusen jendela kayu. Data dianalisis menggunakan analisis korelasi Pearson Product Moment yang diolah menggunakan Program SPSS 21.Hasil penelitian menunjukkan bahwa terdapat hubungan yang kuat dan signifikan antara bauran pemasaran dengan keputusan konsumen dalam membeli kusen jendela kayu pada Mebel Jaya Karya Mandiri Serasan di Kecamatan Serasan Kabupaten Natuna yang ditunjukkan dengan nilai korelasi sebesar 0,672. Artinya, jika strategi bauran pemasaran yang diterapkan perusahaan ditingkatkan pelaksanaannya, maka keputusan kosumen dalam membeli kusen jendela kayu juga akan meningkat. Hasil analisis koefisien determinasi menunjukkan bahwa sebanyak 45,16% keputusan konsumen dalam membeli kusen jendela kayu pada Mebel Jaya Karya Mandiri Serasan di Kecamatan Serasan Kabupaten Natuna dipengaruhi oleh bauran pemasaran, dan sisanya 54,84% dipengaruhi oleh faktor atau variabel lain di luar penelitian ini. Hasil uji korelasi menunjukkan bahwa terdapat hubungan yang signifikan antara bauran pemasaran terhadap keputusan konsumen membeli kusen jendela kayu pada Jaya Karya Mandiri Serasan Kabupaten Natuna. Kata Kunci: Bauran Pemasaran, Keputusan Pembelian Konsumen, Mebel Jaya Karya Mandiri
PENERAPAN STRATEGI PEMBELAJARAN INTERAKTIF DENGAN TEKNIK PEMBELAJARAN KOLABORATIF SEND-A-PROBLEM TERHADAP KEMAMPUAN PEMECAHAN MASALAH MATEMATIS SISWA KELAS IX SMP Beni Junedi; Juliana Juliana
MES: Journal of Mathematics Education and Science Vol 4, No 2 (2019)
Publisher : Universitas Islam Sumatera Utara

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (984.875 KB) | DOI: 10.30743/mes.v4i2.1289

Abstract

Abstract. Mathematical problem solving is a process that includes understanding problems, planning problem solving, solving problems and checking again. Writing this article aims to determine the mathematical problem solving abilities of students by applying interactive learning strategies with collaborative learning techniques a-problem and conventional learning. This study was a quasi-experimental study with a randomized subject design posttest only control group design. Data collection techniques in the form of essay tests by testing hypotheses using the t-test. The results of the hypothesis test concluded that mathematical problem solving ability with the application of interactive learning strategies with collaborative learning technique is a problem better than conventional learning.Keywords: Interactive Learning, Collaborative Techniques Send-a-Problem, Mathematical Problem Solving Ability
EFEKTIVITAS PENYALURAN PEMBIAYAAN KPR SYARIAH BERSUBSIDI PADA PT BANK BTN SYARIAH CIREBON Putri Pithaloka Kennedy; Juliana Juliana; Suci Aprilliani Utami
Ekspansi: Jurnal Ekonomi, Keuangan, Perbankan, dan Akuntansi Vol 12 No 2 (2020): Jurnal Ekspansi November 2020
Publisher : Jurusan Akuntansi Politeknik Negeri Bandung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35313/ekspansi.v12i2.2224

Abstract

This research is based on the phenomenon of the problem in which the subsidized Syariah KPR at Bank BTN Syariah is still not on target and has not been utilized by the original debtor or owner. The houses are not occupied or diverted so that the government has not yet become effective in the subsidized Islamic KPR. The purpose of this study is to determine the pattern of the procedure for disbursement of subsidized Syariah mortgage financing at PT. Bank BTN Syariah Cirebon and to find out the level of effectiveness in disbursing subsidized sharia KPR financing to PT. Bank BTN Syariah Cirebon. The population in this study are customers of subsidized Syariah mortgage financing at PT. Bank BTN Syariah Cirebon. The sampling technique used was non-probability-purpose sampling of 96 respondents who had been determined using the Slovin formula. The research method used in this research is descriptive method with a quantitative approach. The data analysis technique used is SPSS 22. The results of the effectiveness of subsidized syariah mortgage financing are the effectiveness of the indicators of use variable 85.3%, target accuracy 84.8%, scope 85.0%, cost effectiveness 85.9%, and accuracy time 81.3%. It can be concluded overall that the effectiveness of Subsidized Syariah KPR financing at PT. Bank BTN Syariah Cirebon is very effective with a yield of 84.5%. Keywords: Effectiveness, Subsidized Syariah KPR, BTN Syariah
Antecedents Sensory Appeal And Consequences It Recommend Intention, Revisit Intention, Willingness To Buy Culinary Product Juliana Juliana; Amelda Pramezwary; Arifin Djakasaputra; Jimmy Muller Hasoloan Situmorang; Nova Bernedeta Sitorus; Fachrurazi Fachrurazi
Budapest International Research and Critics Institute-Journal (BIRCI-Journal) Vol 5, No 2 (2022): Budapest International Research and Critics Institute May
Publisher : Budapest International Research and Critics University

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33258/birci.v5i2.4695

Abstract

The goal of this study was to see if Cultural Experience, Excitement, Health Concern, and Sensory Appeal had an effect on Recommendation Intention, Recurrence Intention, and Willingness to Buy Culinary Product. This study's population consists of tourism tourists who visit Medan City's culinary tourism. This study's sample size was 200 people. This is a quantitative study using a survey method. In this study, a questionnaire was used to collect data. Domestic tourists who visited Medan City culinary tourism were distributed online questionnaires to respondents using a Non Probability Sampling approach using purposive sampling with the criteria that tourists had visited Medan City culinary tourism once a year. PLS-SEM is used to analyze data. The findings revealed that Cultural Experience, Excitement, and Health Concern variables had a positive influence on Sensory Appeal, and Sensory Appeal variables had a positive influence on Recommend Intention, Revisitation Intention, and Willingness to Buy Culinary Product.
Improving Students’ Toefl Listening Skill through Task-Based Learning Approach Juliana Juliana
Budapest International Research and Critics Institute (BIRCI-Journal): Humanities and Social Sciences Vol 4, No 1 (2021): Budapest International Research and Critics Institute February
Publisher : Budapest International Research and Critics University

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33258/birci.v4i1.1586

Abstract

Toefl is urgently needed as an administrative requirement to work and participate in the scholarship competition. Students are required to master skills of this test. However, based on the results of pre-observations conducted in Information System class of Potensi Utama University, it is known that the average Toefl scores of students in Reading (37.8%), structure (32.7%), and Listening (29.5%). This phenomenon occurs because Toefl learning emphasizes a lot of activities on reading and structure skills so students do not get listening tasks with good quality and quantity. Therefore, the effective learning approach is needed to make Toefl learning process more effective in improving the listening skill of students.  The result showed that there was an Improving of students’ listening skill from the test results of before observation with the highest conversion score of students’ Toefl listening is 43. Meanwhile, after being given action and application of task-based learning approach there was a change that the highest score of students’ Toefl listening in cycle I is 54 and the highest score of students’ Toefl listening in cycle II is 62. Therefore, it can be concluded that using the task-based learning approach has significantly improved students' Toefl listening skill.
Influence Capital Structure, Liquidity, Size the Company, Debt Policy and Profitability towards Corporate Value on Property Company, Real Estate and Building Construction Listed on the Stock Exchange Indonesia Period 2016-2019 Ninta Katharina; Albert Wijaya; Juliana Juliana; Valen Avelina
Budapest International Research and Critics Institute-Journal (BIRCI-Journal) Vol 4, No 2 (2021): Budapest International Research and Critics Institute May
Publisher : Budapest International Research and Critics University

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33258/birci.v4i2.1919

Abstract

Property issuers must be prepared to face another year of sluggish market where after three years there has been a continuous cycle of weakness. The purpose of this research is to see the influence. Capital Structure, Liquidity, Company Size, Debt Policy and Profitability against Company Value in property companies, re-evaluation and construction of buildings listed on the Indonesia Stock Exchange for the 2016-2019 Period. Quantitative research approach. This type of descriptive quantitative research. The nature of this research is due and effect / causal. The population in this study were 83 types of property, real estate, and building construction companies listed on the Indonesia Stock Exchange for the 2016-2019 Period. The sample is 23 companies. The result is that the capital structure has no partial effect on company value in companies, real estate and building construction listed on the Indonesia Stock Exchange for the 2016-2019 Period. Liquidity does not partially affect the value of property, real estate and building construction companies listed on the Indonesia Stock Exchange for the 2016-2019 period. The size of the company does not have a partial effect on the value of the company in property, real estate and building construction listed on the Indonesia Stock Exchange for the 2016-2019 period. The debt policy does not have a partial effect on company value in property, real estate and building construction listed on the Indonesia Stock Exchange for the 2016-2019 period. Profitability has a partial effect on company value in property, real estate, and building construction listed on the Indonesia Stock Exchange for the 2016-2019 period. Capital structure, liquidity, company size, debt and profitability simultaneously influence the value of the company in property, real estate and building construction listed on the Indonesia Stock Exchange for the 2016-2019 period.
Menumbuhkan Integritas melalui Karakter Anti Korupsi untuk Mempersiapkan Remaja menjadi Agen Perubahan Amelia Naim Indrajaya; Yulita Fairina Susanti; Rudy Eddywidjaja; Heryudi Heryudi; Candra Setianto; Juliana Juliana
Journal of Sustainable Community Development (JSCD) Vol 3 No 1 (2021): Journal Of Sustainable Community Development (JSCD)
Publisher : Sekolah Tinggi Manajemen IPMI

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32924/jscd.v3i1.24

Abstract

ABSTRAK Meskipun telah dilakukan berbagai upaya, Indonesia kembali dinilai sebagai negara paling terkorup di Asia. Sejak awal tahun 2004 dan 2005 berdasarkan hasil survei dikalangan para pengusaha dan pebisnis oleh lembaga konsultan Political and Economic Risk Consultancy (PERC). Hasil survei lembaga konsultan PERC yang berbasis di Hong Kong menyatakan bahwa Indonesia merupakan negara yang paling korup di antara 12 negara Asia. Predikat negara terkorup diberikan karena nilai Indonesia hampir menyentuh angka mutlak 10 dengan skor 9,25 (nilai 10 merupakan nilai tertinggi atau terkorup). Pada tahun 2005, Indonesia masih termasuk dalam tiga teratas negara terkorup di Asia. Ini seharusnya mampu membangkitkan suatu pemahaman baru, bahwa diperlukan suatu sistem yang mampu menyadarkan semua elemen bangsa untuk sama-sama bergerak memberantas korupsi yang telah menggurita.Cara yang paling efektif adalah melalui media pendidikan. Belajar dari pengalaman negara lain yang relatif berhasil memberantas korupsi, selain aspek penegakan hukum (law enforcement) yang tidak kalah pentingnya adalah Aspek pencegahan dalam bentuk Pendidikan Anti Korupsi (PAK). Program kampanye anti korupsi ini menerapkan pendekatan yang menumbuhkan kesadaran untuk menjadi agen perubahan dengan menerapkan sembilan nilai integritas yaitu Jujur, Peduli, Sederhana, Tanggung Jawab, Kerja Keras, Mandiri, Disiplin, Berani dan Adil. Melalui abdimas ini para remaja diajak untuk mulai berkomitmen untuk menyebarkan konsep integritas melalui perilaku kehidupan sehari-hari dan melakukan kampanye anti korupsi melalui sosial media untuk Indonesia yang lebih bersih. Katakunci: Anti Korupsi, Integritas, Change-Maker, Area of Control, Area of Influence ABSTRACT Despite various efforts, Indonesia was again rated as the most corrupt country in Asia in early 2004 and 2005 based on the results of a survey among entrepreneurs and business people by the Political and Economic Risk Consultancy (PERC) consultancy. The results of a survey by the Hong Kong-based consulting agency PERC stated that Indonesia was the most corrupt country among 12 Asian countries. The predicate of the most corrupt country was given because Indonesia's score almost touched the absolute number 10 with a score of 9.25 (10 is the highest or most corrupt score). In 2005, Indonesia was still among the top three most corrupt countries in Asia. This should be able to generate a new understanding, that we need a system capable of awakening all elements of the nation to jointly move to eradicate corruption that has plagued us.The most effective way is through the media of education. Learning from the experiences of other countries that have been relatively successful in eradicating corruption, apart from the aspect of law enforcement which is no less important is the aspect of prevention in the form of Anti-Corruption Education (PAK). This anti-corruption campaign program applies an approach to raise awareness to become an agent of change by applying the values of integrity, through characters namely Honest, Caring, Humble, Responsibile, Hard Work, Independent, Discipline, Courageous and Fair. Through this community engagement, teenagers began to commit to spreading the concept of integrity through their daily life behavior and carrying out anti-corruption campaigns through social media for the future corruption-free Indonesia.Keywords: presentation skill, moment of truth, empathy, assertiveness
Identification of Tourism Product Marketing Strategy Plans to Foreign Markets Efforts to Increase Income in the Era of Regional Autonomy Sri Aprianti Tarigan; Juliana Juliana; Tina Linda; Bestadrian Prawiro Theng; Edward Harnjo
Budapest International Research and Critics Institute (BIRCI-Journal): Humanities and Social Sciences Vol 4, No 3 (2021): Budapest International Research and Critics Institute August
Publisher : Budapest International Research and Critics University

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33258/birci.v4i3.2468

Abstract

This tourism study analyzed the evidence of studies to identify marketing strategies for tourism products to foreign markets through the study and analysis of several international publications that discuss tourism promotion and marketing issues. The tourism business is the same as other businesses where it is very much tied to promotion and marketing in order to be able to survive and develop quickly to be known by potential foreign tourists. Therefore, we collected literature with the help of internet searches on some well-known publications such as Sagepub, Google Scholar, and other publications published in the last ten years. Then we analyzed it with a phenomenological approach starting from the data coding system, interpretation and evaluation until we found data findings that answered the core problem of this tourism study with the principle of high validity. Because this study depends on the literature, all of our data is found electronically following health protocol where there are public restrictions on Covid-19 response efforts. Based on the data and discussion, we conclude that the findings include tourism promotion and marketing strategies based on experts, an innovative and productive way to believe via the internet with several social media platforms and other websites. Thus, this finding becomes a significant contribution for many people.
Co-Authors A. Jajang W. Mahri Ade Muharam Adrian Bahutala Adrian Hamzah Adrian S Pane agustina bahriul bangsil Agustriyono Ibrahim Ahmad Shirotol Ahmad Taufiq Harahap Ajmain Ajmain Albert Wijaya Ali Djamhuri Alinna Alinna Alvionita, Mita Alya Putri Agustina Amelda Pramezwary Amelia Naim Indrajaya Amelia Retno Eka Putri Andrianus Winata Ali Aqsha Almadinah Arifin Djakasaputra Asrul Asrul Bedriati Ibrahim Beni Junedi Bunari Bunari Bunga Lestari Candra Setianto Carin Anjani Catherine Natalie Citra Panigoro Citra Rahmatia Darinda Sofia Tanjung Dea Kamelia Putri Delvina Colen Henata Deng Hongguang Deprizon, Deprizon Desria Mauliati Devi Risma Devi Yasmin Dewi Driyani Diena Mutiara Lemy Djakasaputra, Arifin Dwi Marlina Dwika Aulia Fitrah Panjaitan Eddy Noviana Edward Harnjo Elisnawati Harun Erwin Permana Ewin Kasiati Fachrurazi Fatria Siti Maharani Darise Febi Adela Fikran Toolingo Firmansyah Firmansyah G. Ahmad Gaol, Rumiris Lumban HALIMATUS SA’DIAH SA’DIAH Hanisah Hanisah Helmin Dupamana Hendra Kurniawan Hendrik David Julianus Borolla Hertina Firza Heryudi Heryudi Humaira Humaira HUSNUL KHOTIMAH Icha Nurmayanti Mohamad Inayah Inayah Indah Siti Aulya Indra G. Ahmad Intan Tri Tiansih Nuna Ira Suryani Jabbar Sabil Jenti Mariani Hutasoit Jesi Alexander Alim Johan Jang Kalista Moolulungo Kesi Kesi Khairunnisya Khairunnisya M. Yogi Riyantama Isjoni Malik Fajar Ardiansyah Mardian Nusi Mauliana Mauliana Maya Dwi Utari Meriyanti Muharam Miranda Miranda Moh Kelvin Makus Muchtar Ahmad Muhammad Rizq Gobel Muhammad Rizq Gobel Mulis Mulis Mulis Musthakimah Musthakimah Nada Syiva Salsabila Nadia Haviza Purba Naina Idma Siregar Nazirah Al Zany Neni Triana M. Ngatno Sahputra Nikira Nikira Ninta Katharina Nirmala Nurdiandani Nopita Eli Nova Bernedeta Sitorus Nova Irene Bernedeta Sitorus Nur Afit Azizah Nur Izzah Fuad Nurbaiti Nurbaiti Oktafalia Marisa Pebrijah Nasution Purba, Edy Marjuang Purnamawati Purnamawati Putri Pithaloka Kennedy Putri Sari Ayu Rahfa Azzahra Rahim Husain Rahmat Hidayat Thalib Rahmawati Rahmawati Raja Siregar Refliyanto Djalilu Resya Dwi Marselina Rika Dewi Riko Kurniawan Rina Ningdayati Risa Anggraini Rita Marsuci Harmain Robbi Awaluddin Ropi Marlina Rudy Eddywidjaja Rully Tuiyo Sabrina O Sihombing sakban sakban Silaban, Patri Siti Khotijah Siti Nurmawan Sinaga Situmorang, Jimmy Muller Hasoloan Sopar Sinambela Sri Aprianti Tarigan Sri Indah Ayu Pertama Sari Sri Mardiyati Sri Murtiana Suherman, Sutianto Pratama Sundari, Sri Syahrilfuddin Syahrilfuddin Syamsiar, Syamsiar Syamsuddin Syamsuddin Tegar Adit Tiawan Theng, Bestadrian Prawiro Tia Salsabilla Tina Linda Ulfah Lainun Bokings Ulfiana Hanifah Umrah Umrah Utami, Suci Aprilliani Valen Avelina Vicky Leonarto Widia Astuti Wismanto Wismanto Wisnu Yuwono Wusono Indarto Yossinomita Yuana Tri Utomo Yulita Fairina Susanti Yuni Afriani Yuniarti Koniyo Zubair Y Supu