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All Journal Jurnal Bisnis dan Ekonomi Asy-Syir'ah: Jurnal Ilmu Syari'ah dan Hukum Economic Education Analysis Journal Li Falah: Jurnal Studi Ekonomi dan Bisnis Islam Edukasi Islami: Jurnal Pendidikan Islam Performance JURNAL AKUNTANSI, MANAJEMEN DAN EKONOMI Amwaluna Jurnal Ekonomi dan Keuangan Syariah SERAMBI: Jurnal Ekonomi Manajemen dan Bisnis Islam Soedirman Economics Education Journal JURNAL EKONOMI SYARIAH JBMR: Journal of Business and Management Review Jurnal Fokus Manajemen Bisnis Indonesian Journal of Islamic Business and Economics (IJIBE) International Journal Of Science, Technology & Management (IJSTM) JPM: JURNAL PENGABDIAN MASYARAKAT Bahtera Inovasi Interdisciplinary Social Studies Salam (Islamic Economics Journal) Indonesian Journal of Business Analytics (IJBA) CASHFLOW : CURRENT ADVANCED RESEARCH ON SHARIA FINANCE AND ECONOMIC WORLDWIDE Journal of Management, Accounting, General Finance and International Economic Issues (MARGINAL) Jurnal Inspirasi Binsis dan Manajemen Universal Journal of Science and Technology The Es Economics and Entrepreneurship The Eastasouth Management and Business Jurnal Ekonomi, Bisnis, dan Akuntansi West Science Business and Management Jurnal Riset Manajemen Faedah: Jurnal Hasil Kegiatan Pengabdian Masyarakat Indonesia Jurnal Pengabdian Masyarakat Mengabdi: Jurnal Hasil Kegiatan Bersama Masyarakat The Eastasouth Journal of Social Science and Humanities International Journal of Business and Quality Research International Journal of Technology and Education Research International Journal of Education, Vocational and Social Science International Journal of Economics, Business and Innovation Research LAN TABUR: JURNAL EKONOMI SYARIAH Mizan: Journal of Islamic Law
Najmudin
Universitas Jenderal Soedirman
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Moderating Competitive Advantage On Factors Affecting MSMEs Business Performance In The Time Of Covid-19 Bekti Karnowati, Nandang; Najmudin, Najmudin; Suwandari, Lusi; Adi Prakoso, Fajar; Widya Apriandi, Devy
International Journal of Science, Technology & Management Vol. 4 No. 3 (2023): May 2023
Publisher : Publisher Cv. Inara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.46729/ijstm.v4i3.828

Abstract

This study aims to investigate how MSMEs in Cilacap capacity to compete and perfome well in the marketing arena are impected by market orientation and entrepreneurial orientation. The goal of this study is to balance the effect of market orientation on bussiness performance by looking at the potential moderating function of competitive advantage. Partial Least Square model analysis is used in the study. MSMEs business actors werw given a quetionnaire with a likert scale and five possible answers. We discovered that whilw market orientation is crucial for creating a competittive edge, it has no real bearing on how well a company performs. Additionally, whereas entrepreneurial mindset direccty affects corporate performance, it has little impact on competitive advantage. MSME business actors need to able to create fresh concept that can help the neighborhood deal with socioeconomic issue brought on by the Covid-19 pndemic.
How Digital Payment And Social Media Marketing Affect Purchase Decisions Of Subang Culinary SME Customer, Indonesia Apriandi, Devy; Najmudin, Najmudin; Karnowati, Nandang Bekti; Prakoso, Fajar Adi
International Journal of Science, Technology & Management Vol. 4 No. 4 (2023): July 2023
Publisher : Publisher Cv. Inara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.46729/ijstm.v4i4.861

Abstract

This research is an empirical study to see the relationship between the application of digital payment media and digital marketing for small and medium enterprises, especially in the culinary sector in the city of Subang. Why is this research being carried out in Subang, because there are not many small and medium entrepreneurs in the culinary sector in the city of Subang who have implemented digital payments and digital marketing in their businesses. The data in this research uses primary data obtained from 121 questionnaires to culinary business customers who make digital payments and search for information digitally before making a purchase. From the results of data processing, it is known that digital payments have a significant effect on purchasing decisions in small and medium businesses in the culinary sector with a T-count score of 6,357, and marketing using social media also has a significant effect with a T-count value of 6,609, and together digital payments and marketing social media has a significant effect with an F count of 114,804
The Influence of Third-party Funds; Asset Quality, Profit, and Lost Sharing to The Islamic Bank Liquidity in Indonesia Maulida Berniz, Yulis; Najmudin, Najmudin; Jayanti, Esih; Yustina Rahmawati, Ika; Utami, Yuni
International Journal of Science, Technology & Management Vol. 4 No. 4 (2023): July 2023
Publisher : Publisher Cv. Inara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.46729/ijstm.v4i4.876

Abstract

During the COVID-19 pandemic, Islamic commercial banks experienced liquidity excess due to the third-party funds that increased and the weak distribution of financing by Islamic banks. In addition, the asset quality of Islamic banks is showing good development, this will affect the bank's ability to meet sufficient liquidity. This study uses 7 Islamic commercial banks as a sample from a population of 14 Islamic commercial banks registered in the Financial Services Authority (OJK) from March 2012 to December 2020 (quarterly data) period. This research method uses a fixed-effect model, with a GLS weight approach, Cross-section SUR. The results of this study are third party funds, asset quality (Non-Performing Financing), and Capital Adequacy Ratio have a significant effect on the liquidity of Islamic banks, while Profit and Loss Sharing and Return on Assets do not affect the liquidity of Islamic banks.
Exploring the Role of Financial Literacy as a Catalyst for Circular Economy Adoption in Rural MSMEs in Indonesia and ASEAN Salam, Muhammad Ibnu; Najmudin, Najmudin
Jurnal Akuntansi, Manajemen dan Ekonomi Vol 28 No 1 (2026): January-June 2026
Publisher : Faculty of Economics and Business, Jenderal Soedirman University

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32424/1.jame.2026.28.1.17369

Abstract

This study aims to explore financial literacy as a key catalyst for accelerating the adoption of the circular economy among Micro, Small, and Medium Enterprises (MSMEs) in rural areas of Indonesia and ASEAN countries. Employing a descriptive qualitative approach through a literature review, the research specifically identifies the relationship between the financial literacy levels of MSME owners and their readiness to implement circular economy innovations. Key aspects discussed include financial management understanding, capacity to access alternative funding sources, and challenges in integrating sustainability principles into everyday business practices. The literature review indicates that low financial literacy significantly hinders rural MSMEs' green investment decisions, while enhancing financial literacy is shown to strengthen MSMEs' capacity to effectively and sustainably adopt circular economy practices. The study underscores the importance of financial education strategies and community-based support programs as strategic initiatives that should be reinforced by government policies and multisectoral collaboration to ensure sustainable rural economic development in Indonesia and the ASEAN region.
Optimalisasi Peran Generasi Z sebagai Khatib Muda dalam Membangun Peradaban Umat di Era Digital Ma’zumi, Ma’zumi; Suja’i, Suja’i; Najmudin, Najmudin
JPM: Jurnal Pengabdian Masyarakat Vol. 6 No. 3 (2026): January 2026
Publisher : Forum Kerjasama Pendidikan Tinggi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47065/jpm.v6i3.2800

Abstract

The Friday sermon (khutbah Jum‘ah) faces challenges in engaging Generation Z, as sermons often seem detached from their realities. Yet, the khutbah has strategic potential as a tool for spiritual and social development within the mosque community. This community service program aims to strengthen the capacity of young preachers (khatib muda) from Generation Z through contextual sermon training that is relevant to the challenges of the digital era, while utilizing the mosque as a center for community empowerment. The program was carried out in collaboration with the Campus Mosque of Sultan Ageng Tirtayasa University, a strategic partner that provided participants, facilities, and support for implementing post-sermon action programs. The project used a Participatory Action Research (PAR) approach, emphasizing that participants actively engaged in every program stage, including: (1) intensive training for young preachers on sermon substance and the mosque’s social role; (2) sermon practice and direct mentoring; (3) observing and evaluating sermon delivery; and (4) conducting post-sermon social and religious action programs. Data were collected through participatory observation, interviews, and documentation, and analyzed descriptively and qualitatively using triangulation techniques. The activities showed a significant improvement in participants’ rhetorical competence, sermon content, and social sensitivity. Approximately 85% of participants successfully developed sermon manuscripts with contextual themes, and 78% delivered sermons that engaged the audience. Post-sermon programs such as Green Dakwah, Masjid Talk Gen Z, and digital literacy training successfully increased youth congregation participation and strengthened the mosque’s role as a collaborative community space. The training of Generation Z preachers proved effective in reinforcing the khutbah's role as a holistic instrument for community development.
The Influence Of Work Motivation and Work Environment on Employee Performance In The Manufacturing Engineering Division Of PT Adis Dimension Footwear Tangerang Regency Najmudin, Najmudin; Soebadio, Bizzma Buana Amriki; Setiawan, Temmy
UJoST- Universal Journal of Science and Technology Vol. 5 No. 2 (2026): October 2026
Publisher : Faculty of Science and Technology University of Pramita Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.11111/ujost.v5i2.209

Abstract

This study aims to determine: (1) the partial effect of work motivation on employee performance; (2) the partial effect of the work environment on employee performance; (3) the simultaneous effect of motivation and the work environment on employee performance.This study uses a quantitative descriptive method, which describes variables as they are, supported by numerical data generated from actual conditions. The population in this study was all production employees at PT. Adis Dimension Footwear Balaraja-Tangerang. The research sample consisted of 80 respondents. This study used a saturated sampling technique due to the small population size; therefore, the sample in this study used the entire population of 80 employees as respondents. Data collection techniques used were observation, questionnaires, and documentation. Data analysis used multiple linear regression analysis with SPSS 26. Data validity was obtained through a partial t-test and a simultaneous F-test.The results of this study indicate that (1) partially, work motivation significantly influences the performance of employees in the Manufacturing Engineering department at PT. Adis Dimension Footwear Balaraja-Tangerang, which is indicated by the calculated t value > t table (2.994 >1.991) and a significance value of 0.000 smaller than the significance value of 0.05. Thus Ha is accepted and H0 is rejected. (2) Partially, the work environment significantly influences the performance of employees in the Manufacturing Engineer section at PT. Adis Dimension Footwear Balaraja-Tangerang, which is indicated by the calculated t value > t table (2.623 >1.991) and a significance value of 0.000 smaller than the significance value of 0.05. Thus Ha is accepted and H0 is rejected. (3) Simultaneously, work motivation and work environment significantly influence the performance of employees in the Manufacturing Engineer section at PT. Adis Dimension Footwear Balaraja-Tangerang, which is indicated by F count > F table (26.994 >3.12) with a significance level of 0.000. Thus Ha is accepted and H0 is rejected. Based on the research results, it can be concluded that work motivation and work environment variables, both partially and simultaneously, have a significant influence on the performance of employees in the Manufacturing Engineer division at PT. Adis Dimension Footwear Balaraja-Tangerang.
Why Infaq Remains Consumptive in Some Regions: A Comparative Study of Local Islamic Social Finance Practices Nuzulul Atiah, Isti; Herianingrum, Sri; Hasyim, Fuad; Najmudin, Najmudin; Sofiaturrohmah, Siti
Lan Tabur: JURNAL EKONOMI SYARIAH Vol. 7 No. 2 (2026): In Progress (March)
Publisher : LAN TABUR: Jurnal Ekonomi Syariah The Islamic University of KH. Achmad Muzakki Syah Jember, East Java. Jember Jln. Manggar Gebang Poreng 139A Patrang Jember Jawa Timur

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53515/lt.v7i2.166

Abstract

Islamic social finance is increasingly recognized as a strategic instrument for economic empowerment; however, infaq utilization remains predominantly consumptive in many institutional contexts. This study develops an institutional governance explanation for why infaq functions productively in some regions while remaining consumptive in others. Drawing on institutional governance theory and Islamic social finance literature, this study argues that the transformation of infaq depends on governance capability, policy coherence, and ecosystem integration rather than on the intrinsic characteristics of the instrument. Using a qualitative comparative design based on secondary data from four regions in Indonesia, this study examines variations in institutional capacity, governance structure, and program integration. The findings show that productive infaq utilization is closely associated with institutional capability configuration, including structured program design, policy alignment, and integration with microenterprise empowerment systems. This study introduces the Localized Productive Infaq Governance (LPIG) model, which explains how governance capability enables the transformation of philanthropic funds into productive social capital. This study contributes to Islamic social finance literature by advancing a governance-centered theoretical framework and offering a transferable institutional model applicable to diverse Islamic social finance ecosystems.
Halal Labeling and Product Quality on Purchase Intention of Halal Food MSMEs: The Role of Consumer Trust as an Intervening Variable Salsabila, Amalia; Syarifudin , Efi; Sudrajat, Budi; Peristiwo, Hadi; Suja'i, Suja'i; Najmudin, Najmudin
Lan Tabur: JURNAL EKONOMI SYARIAH Vol. 7 No. 2 (2026): In Progress (March)
Publisher : LAN TABUR: Jurnal Ekonomi Syariah The Islamic University of KH. Achmad Muzakki Syah Jember, East Java. Jember Jln. Manggar Gebang Poreng 139A Patrang Jember Jawa Timur

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53515/lt.v7i2.176

Abstract

ABSTRACT Introduction: The halal industry has grown rapidly and has become an important sector in the global economy. Halal products are not only associated with religious obligations for Muslim consumers but are also considered indicators of product quality, safety, and credibility. This study aims to examine the effect of halal labeling and product quality on purchase intention of halal food Micro, Small, and Medium Enterprises (MSMEs), with consumer trust as an intervening variable. Methods: This research employs a quantitative approach using data collected from 100 respondents who have purchased or consumed halal food products from MSMEs. The data were analyzed using Structural Equation Modeling–Partial Least Squares (SEM-PLS). Results: Product quality significantly influences consumer trust, while halal labeling does not. However, halal labeling directly affects purchase intention. Product quality does not directly influence purchase intention but has an indirect effect through consumer trust. Consumer trust significantly affects purchase intention and mediates the relationship between product quality and purchase intention, but not between halal labeling and purchase intention. Conclusion and Suggestion: Product quality plays a key role in building consumer trust, which drives purchase intention, whereas halal labeling primarily acts as a direct cue in purchasing decisions. Therefore, halal food MSMEs should focus on maintaining product quality while ensuring credible halal certification.
Co-Authors Abidin, Maula Zaenal Adi Prakoso, Fajar Adipura Danang Maulana Agus Setiono Agustin, Fitria Ahmad Fatoni Ahmed Bakhit, Mohammed Elfadil Aida Maqbullah Akbar Ilham Adi Pangestu Amalyah, Sarah Anggraeni, Ade Irma Anggun Mely Mustika Apriandi, Devy Apriandi, Devy Widya Arini Zubaedah Atiyah, Isti Nuzulul BAMBANG SUNARKO Banani, Ade Bekti Karnowati, Nandang Bosdon Andre Gevril Sinaga Budi Rahardjo Budi Sudrajat Carolina Ety Widjayanti Daryono Daryono, Daryono Dea Nur Safitri Della Nanda Puspitararas Devy Widya Apriandi Dian Siska Verawati Diego Agung Laksono Dini Nurjannah Dwita Setiyani Ekaningtyas Widiastuti Ekaningtyas Widiastuti Ekaningtyas Widiastuti Esih Jayanti Fajar Adi Prakoso Faraby Muhammad Zabaril Febriyanti, Erika Fika Rahmanita Gigih Rafif Suthanto HADI PERISTIWO, HADI Hanifah, Fitria Hasibuan, Reza Rahmadi Hasuri, Hasuri Hasyim, Fuad Helmia Mabchut Nahdi Ima Maisaroh Inastasya Shafira Indiyastuti, Nurhayati Indyastuti, Devani Laksmi Intan Shaferi, Intan Iqbal Iqbal Irfan Muhaimin Iwan Ridwan Jakaria Jakaria Jaryono Jaryono Jaryono Jaryono Jaryono, Jaryono Jihan Amalia Joni Prayogi Lasmedi Afuan Leni Susanti Lina Rifda Naufalin Lusi Suwandari ma'zumi, ma'zumi Maemonah, Maemonah Maksum, Maharani Pratiwi Mangku, I Ketut Marwah, Amelia Siti Maula Zaenal Abidin Maulida Berniz, Yulis Ma’zumi, Ma’zumi Mei Rani Amalia Muhammad Raditya Rahagi Muhammad Taufiq Nahdi, Helmia Mabchut Najib, Mohamad Ainun Nandang Bekti Karnowati Nandang Bekti Karnowati Naufal Amara Syihan Neneng Sofiyanti Novandri, Weni Nunik Kadarwati Nurbaeti, Anindya Rizki Nurhayati Indiyastuti Nurtania Sudarmi Nuzulul Atiah, Isti Patonangan, Markliv Pradipta Setyanto, Refius Prakoso, Fajar adi Putra Pratama Putriana Setyaningtyas Fadilah Rabiatul Adawiyah, Wiwiek Rachmaniar Myrianda Dwiputri Rayhan Fidho Baghaskoro Retno Widuri RETNO WIDURI Reza Faizal Anshori Rio Dhani Laksana Ronald Haryanto Salam, Muhammad Ibnu Saleh, Sujai Salsabila, Amalia Setyanto, Refius Pradipta Sigit Wibowo Dwi Nugroho Soebadio, Bizzma Buana Amriki Sofiatul Khotimah, Sofiatul Sofiaturrohmah, Siti Sri Herianingrum SRI LESTARI Sri Lestari Sri Lestari Sri Rahayu Subroto, Muhammad Arshy Andika Sudarto Sudarto Sudarto Sudarto Suja'i, Suja'i Sujanah, Nanah Suja’i, Suja’i Suliyanto Suliyanto Susanti, Fatonah Eka Syahrul Syarifudin Syarifudin , Efi Syifa Fitriani Syihabudin, Syihabudin Temmy Setiawan, Temmy Tiyan Fatkhurrokhman Wahyudin Wahyudin Wandika , Hari Wely Hadi Gunawan. Weni Novandari Weni, Weni When Nada Milenia Wina Taskia Aulia Wisanggeni Bagus Anggoro Wiwiek R. Adawiyah Wiwiek Rabiatul Adawiyah Wiwiek Rabiatul Adawiyah Yuni Utami Yunus Agung Kristanto Yustina Rahmawati, Ika Zainal Abidin Zubaedah, Arini