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The Impact of Digitalization and E-Commerce on the Development of MSMEs in Indonesia Hardi, Rushel; Meisarah, Helfina; Anazra, Davania; Hayati, Fitri
International Journal Of Education, Social Studies, And Management (IJESSM) Vol. 6 No. 1 (2026): The International Journal of Education, Social Studies, and Management (IJESSM)
Publisher : LPPPIPublishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.52121/ijessm.v6i1.980

Abstract

Ongoing digital transformation has reshaped the way Micro, Small, and Medium Enterprises (MSMEs) operate, requiring business actors to adjust their strategies in order to sustain competitiveness in a rapidly evolving market. This research explores how digitalization and e-commerce adoption contribute to the development of MSMEs in Indonesia, particularly in terms of business effectiveness, operational improvement, and market expansion. A qualitative research design was applied through a literature-based approach by examining and synthesizing findings from prior studies and academic sources. The analysis reveals that digital technology adoption supports MSME growth by expanding market opportunities, streamlining transaction processes, and enhancing marketing activities. However, several obstacles remain, including limited digital capabilities, uneven internet infrastructure, financial constraints related to technology investment, and concerns over data security. Accordingly, collaborative efforts involving government institutions, private sectors, and educational organizations are necessary to establish an inclusive digital environment that strengthens MSME competitiveness in the digital economy.
Sinergi Strategi Digitalisasi dan Dukungan Lembaga Keuangan Mikro Terhadap Keberlanjutan UMKM Kuliner di Kota Medan Herlin, Annisa Rahmah; Pane, Nurdyanti Choirunnisa; Damanik, Era Rahmadani; Hayati, Fitri
Jurnal Masharif al-Syariah: Jurnal Ekonomi dan Perbankan Syariah Vol 10 No 5 (2025)
Publisher : Universitas Muhammadiyah Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30651/jms.v10i5.30263

Abstract

Penelitian ini mengkaji hubungan antara penerapan strategi digitalisasi dan peran lembaga keuangan mikro (LKM) dalam menjaga keberlanjutan usaha mikro, kecil, dan menengah (UMKM) sektor kuliner di Kota Medan. Metode yang digunakan adalah kualitatif deskriptif melalui studi literatur dengan memanfaatkan berbagai sumber data sekunder yang relevan. Hasil kajian menunjukkan bahwa digitalisasi berperan penting dalam meningkatkan efisiensi operasional, memperluas jangkauan pasar, serta memperkuat daya saing UMKM kuliner. Di sisi lain, LKM berkontribusi melalui penyediaan akses pembiayaan, pendampingan usaha, serta peningkatan literasi keuangan bagi pelaku UMKM. Sinergi antara digitalisasi dan dukungan LKM dapat memperkuat keberlanjutan usaha melalui peningkatan pendapatan, inovasi produk, serta kemampuan adaptasi terhadap perubahan pasar. Namun, masih terdapat kendala pada aspek literasi digital dan keuangan yang memerlukan perhatian lebih lanjut. Oleh karena itu, kolaborasi antara pemerintah, LKM, dan pelaku UMKM sangat penting dalam mendorong transformasi digital yang inklusif dan berkelanjutan pada sektor kuliner di Kota Medan.
Co-Authors Adela, Adela Adelia, Intan Aditya S, Rafly Affendi, Hazrul Agustin, Putri Dini Aisy, Rihla Datul Aisyah Aisyah Akbar, Fatawil Al-Fatih, Muhammad Aldine, Thia Thania Alfurqan, Alfurqan Amelia, Dinda Amira, Bunga Ananda Sar, O.K. Putri Ananda, Nabila Tri Anazra, Davania Andira, Naufal Anggina, Ita Ayu Anisah, Azizah Anriani Ritonga, Mei Apriwandi . Aritonang, Surya Ardika Atika Atika Aulia, Dinda Auliya Lubis, Niswa Ayunda, Antin Ayuni, Erliza Azhara, Vina Naomi Azura Fahani, Tania Barus, Vivi Aprinilova Binti Ahmad, Putri Afiqah Boangmanalu, Rahmat Syahputra Butarbutar, Kheny Kernila Chairane, Chairane Damanik, Dian Farindah Damanik, Era Rahmadani Darus, M. Aza Raja Desyandri Desyandri Dinanty, Dhea Dinata, Agfahmi Dirgantara, M. Riyan Disti, Pinasthika Alya Dwika, Galuh Citra Sukma EKA FADHILA Fadilah, Cut Fadilla, Hasana Fadla, Sarah Lailatil Fahlevy, Reza Faiq, Tegar Achmad Fatni Mufit Fauziah Nasution Febriana, Vinni Febriani, Arum Febriayu, Lelita Febrina, Dwi Febrita, Ayang Fikri, Tyo Azharil Firman Firman Fitri, Muhd. Aidil Frisca Putri, Wan Frizky, M. Habbil Fuja Novitra Ginting, Herminaria Br. Habibi, Bachtiar Yusuf Hafizah, Casyariadi Vana Hamsa, Ahmadi Hani, Fildzah Harahap, Faris Andrawika Harahap, Sri Widya Hardi, Rushel Hasibuan, Reni Ria Armayani Herlin, Annisa Rahmah Herlina Herlina Hsb, Indah Sahima Hutabarat, Siti Lutfia Indah Wahyuni Intifada, Winda Suryani Irdamurni Japakiya, Ismail Lutfi Jayadi, Mhd Dimas Juliana Juliana Junior Barus, Tony Khairulnisa, Khairulnisa Lestari, Yara Leswara, Malda Davitha Livianti, Laudy Lubis, Adrian Niken Lubis, Farah Ananda Lubis, Lutfhia farhana Lubis, M. Syahrozi Maharani, Nurul Sandra Maidalena Maidalena, Maidalena Marselina Marselina Maslyah, Maharani Nur Matua Siregar, Haposan Maulida, Maulida Tri Puspita Meha, Nurmala Lutfi Meisarah, Helfina Monalisa, Febri Nanda Musthofa, Imam Amir Naldo, Jufri Naldo Nanda, Muhammad Rhenz Nasution, Julia Hamdini Nathania, Nazhiwa Neviyarni, Neviyarni Nikira, Nikira Nofi Susanti Noviyana, Nurul Nurafni, Anggi Nuraini, Nasywa Nurhayati Nurhayati Nurhizrah Gistituati Nursyahara, Septia Oktavia Sufa, Amanda P.H, Wira Herdika Firliansyah Pane, Nurdyanti Choirunnisa Pasaribu, Indriani Pasaribu, Veny Sriulina Pohan, Aqila Syafah Marwah Pohan, Raihan Adha Rahman Pratiwi, Dinda Pratiwi, Tia Pujiastuti, Wulandari Puri, Eliza Puspita Dewi, Puspita Putra Apriadi Siregar Putri, Diva Anisyah Putri, Holilah Putri, Nadja Melika Putri, Sella Permana Putri, Siti Rahmayanti Qurrotu’aini, Hanna Muthia Rahmatillah, Riska Rahmawita, Annisa Rahmi Dewi Ramadhani, Indri Gayatri Rauzan, Ryan Rianti, Irna Ritonga, Dendi Dwi Putra Rohima Rohima Ruslita Batubara, Aisyah Norma Rusmanianty, Rusmanianty Safira, Putri Salsabilla, Salsabilla Samosir, Ema Indah Maria Santi Bancin, Eliyas Santika Siregar, Imel Saqina Nasution, Putri Amalia Saragih, Lutfiah Irwani Sari Siregar, Efrida Rahma Sari, Eza Tirta Sari, Sri Indah Ayu Permata Sawitri, Seli Novalin Sigalingging, Sinarta Silaen, Aprilia Putri Siti Komariah Siti Nurhalimah Suherman, Dea Stivani Syafira, Syafira Syahputri, Salsabila Syofianda, M. Uki Titin Hartini Tusa’diah Siregar, Nurhalimah Umayya Gea, Wardatul Utami, Nuria Tri Wicaksono, M. Fadli Widyanto, Ricky Wijaya, M. Aulia Yahman, Qaila Nailaya Yanuar Hamzah Yulia Khairina Ashar Yulika, Herma Yumna, Afrian Andika Yusliani, Yusliani Zaenab , Zaenab Zahira, Nazhan Zhafira, Tengku Aiena Zulvira, Riri