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All Journal Jurnal Pendidikan dan Pembelajaran Khatulistiwa (JPPK) JDM (Jurnal Dinamika Manajemen) JAM : Jurnal Aplikasi Manajemen Jurnal Prima Edukasia Asia-Pacific Management and Business Application Edukasi Islami: Jurnal Pendidikan Islam Jurnal Teknologi Sistem Informasi dan Aplikasi Inovator : Jurnal Manajemen AL-TANZIM : JURNAL MANAJEMEN PENDIDIKAN ISLAM JAKP (Jurnal Administrasi dan Kebijakan Publik) Jurnal Ilmiah Mandala Education (JIME) Al-Bayan: Jurnal Ilmu al-Qur'an dan Hadist International Journal of Financial, Accounting, and Management Enrichment : Journal of Management At-Tajdid : Jurnal Pendidikan dan Pemikiran Islam International Journal Of Science, Technology & Management (IJSTM) International Journal of Business, Law, and Education Indonesian Collaboration Journal of Community Services (ICJCS) ProBisnis : Jurnal Manajemen Journal Of World Science Pedagogy : Jurnal Pendidikan Matematika International Journal of Ethno-Sciences and Education Research LEBAH Journal of International Conference Proceedings Journal of Artificial Intelligence and Digital Business Jurnal Edukasi dan Pengabdian kepada Masyarakat (JEPKM) Jurnal Fairness As-Syifa Journal of Islamic Studies and History Kreativitas Pada Pengabdian Masyarakat (Krepa) Jurnal Pelita Nusantara : Kajian Ilmu Sosial Multidisiplin Jurnal Madinasika: Manajemen dan Keguruan Multifinance Jurnal Pengabdian Masyarakat dan Riset Pendidikan International Journal of Law, Policy and Governance Proceeding Of International Conference On Education, Society And Humanity Jurnal Insan Pengabdian Indonesia BACA: Jurnal Dokumentasi dan Informasi Ulil Albab
Kamaludin Kamaludin
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Journal : Multifinance

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THE ROLE OF FINANCIAL TECHNOLOGY (FINTECH) IN MANAGING UMKM FINANCE IN NORTH BENGKULU DISTRICT Zoraya, Intan; Kamaludin, Kamaludin; Santi, Fitri; Rahmayanti, Dewi; Afandy, Chairil
Multifinance Vol. 2 No. 3 (2025): Multifinance
Publisher : PT. Altin Riset Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61397/mfc.v2i3.328

Abstract

This study examines the role of financial technology (fintech) in improving financial literacy among Micro, Small, and Medium Enterprises (MSMEs) in North Bengkulu Regency. Along with the development of technology and people's need for more efficient financial services, fintech has emerged as a solution to facilitate financial transactions. However, the community's low understanding of fintech can lead to financial risks, especially for MSME groups that tend to be consumptive. The research involved socialization and education on the use of fintech, with a focus on its positive impact and how to use it wisely. The methods used included surveys, presentations, and interactive discussions with participants. The results of the activity showed an increase in participants' knowledge of fintech and its potential utilization to improve financial transactions. This activity is expected to encourage local economic growth and increase public awareness of the importance of financial literacy in the digital era. Therefore, continuous education and support are needed to ensure that people can optimally utilize fintech.
Co-Authors . Darmansyah ., H.M. Chiar Agustina Ekaputri, Retno Ahmad Nahrowi Akram Harmoni Wiardi Alesa, Nelly Amelia, Aas Anwar, Miftahul Apriansyah, Syahrud Ariatpi, Fina Arief Rijaluddin Arif Hidayat Aziza, Nurna Baehaqi Berto Usman, Berto Burhanudin Burhanudin Chairil Afandy Dantika, Fina Azizah Deri, Rahmi Rismayani Dessy, Dessy Dewi Rahmayanti Dian Dian Dianti, Salma Ratna Divianto Divianto Endang Endang, Endang Evendi, Erpin Fatwanah, Fatwanah Fauzi, Erpan Fauziah, Siti Nur Indah Firdaus, M. Azis Firmansyah, Rendy Rizkyta Fitranita, Vika Fitri Santi Fridian, Sonny Agus Gunawan Gunawan Harisudin, Mohamad Harry Triana Heru Irianto Hijroini, Hijroini Himmah Taulany Hoirunnisa Apriyanti Husaini⁴, Husaini⁴ Indriani, Rini Irianto, Kurniawan Budi Irpan Ilmi Jahudin, Andi Aswad Jata, Anak Agung Gede Darma Joko Sutrisno Julir, Nenan Kankarofi, Rabiu H. Kurnianto, Egi Kurniati Karim Lenny Marlina, Lenny Lestari, Ikhlazia Indah Linda Ika Mayasari, Linda Ika Listyasari, Winda Dewi Lutfia, Lutfia Syafrudin Marvin, Marvin Masduki Ahmad Midiastuty, Pratana Puspa Muhammad Afif Nabawiyah, Habsatun Nikmah Nikmah Nupusiah, Ulpah Nurhattati Nurlaelatul, Neneng Pardi, Husnial Permana, Maya Raeimona Prasetijo , Joewono Predi Supriadi Putra Hani Pitriyani Putra, Mukti Trio Raden Mohamad Herdian Bhakti Rahayu, Azi Juliar Rahmi Maulida Rajagukguk, Handyka Oktra Ramadhan, Nabil Auliya Ramanda, Aprilia Robiansyah, Anton Runiasih, Mawar Sahro Wardi Saiful Saiful Sari, Nirwana Nilam Sidiq, Fahmi Siti Zulaikha Situmorang, Marika Slamet . Sri Mulyati Sunarto, Ading Suranta, Eddy Suthia Hayu, Rina Syahrum Agung Takdir, Muh. Taqiyya, Hana Teti Desyani Triana, Harry Tupan Tupan Wahyudi . Yarmunida, Miti Yayat Hidayat Zoraya, Intan