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All Journal IQRA`: Jurnal Ilmu Perpustakaan dan Informasi JIKEM: Jurnal Ilmu Komputer, Ekonomi dan Manajemen Sewagati: Jurnal Pengabdian Masyarakat Indonesia Digital Bisnis: Jurnal Publikasi Ilmu Manajemen Dan E-commerce Inisiatif: Jurnal Ekonomi, Akuntansi Dan Manajemen Jurnal Penelitian Ekonomi Manajemen dan Bisnis Jurnal Manajemen dan Ekonomi Kreatif Wawasan : Jurnal Ilmu Manajemen, Ekonomi dan Kewirausahaan (JIMBE) Maeswara: Jurnal Riset Ilmu Manajemen dan Kewirausahaan Lokawati: Jurnal Penelitian Manajemen dan Inovasi Riset Jurnal Nuansa: Publikasi Ilmu Manajemen dan Ekonomi Syariah Jurnal Ilmiah Ekonomi dan Manajemen Jurnal Ilmiah Research Student Jurnal Sains Student Research Jurnal Penelitian Ilmu Ekonomi dan Keuangan Syariah Maslahah: Jurnal Manajemen dan Ekonomi Syariah IIJSE Journal of Islamic Economics and Finance Menawan : Jurnal Riset dan Publikasi Ilmu Ekonomi Santri : Jurnal Ekonomi dan Keuangan Islam JURNAL ILMIAH PENELITIAN MAHASISWA Jurnal Manajemen dan Pendidikan Agama Islam JURNAL MULTIDISIPLIN ILMU AKADEMIK JURNAL RUMPUN MANAJEMEN DAN EKONOMI JURNAL ILMIAH EKONOMI, MANAJEMEN, BISNIS DAN AKUNTANSI Jurnal Pajak dan Analisis Ekonomi Syariah Ekonomi Keuangan Syariah dan Akuntansi Pajak Jurnal Ilmiah Nusantara MAXIMAL Jurnal Intelek Insan Cendikia Zoologi: Jurnal Ilmu Peternakan, Ilmu Perikanan, Ilmu Kedokteran Hewan Jurnal Manajemen Kewirausahaan dan Teknologi JURNAL AKADEMIK EKONOMI DAN MANAJEMEN Jurnal Bisnis, Ekonomi Syariah dan Pajak Global Leadership Organizational Research in Management
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ANALISIS EFISIENSI PRODUKSI DAN PENGELOLAAN LIMBAH PADA PABRIK SEPATU: STUDI KASUS DI JL. BROMO KOTA MEDAN, SUMATERA UTARA Ayunda Syapa Azra; Dina Wenika; Muhammad Zieo Addefrid Putra; Zainarti Zainarti
JURNAL ILMIAH NUSANTARA Vol. 1 No. 4 (2024): Jurnal Ilmiah Nusantara
Publisher : CV. KAMPUS AKADEMIK PUBLISING

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61722/jinu.v1i4.1780

Abstract

This research aims to analyze production efficiency and waste management in a shoe factory located on Jl. Bromo. A case study approach is used to explore the production process and the waste management strategies implemented. Data was collected through direct observation, interviews with management, and analysis of related documents. The research results showed that the factory had several inefficiencies in the production chain, which resulted in wastage of raw materials and energy. In addition, the existing waste management system does not fully meet applicable environmental standards, especially in terms of hazardous waste processing. Based on these findings, it is recommended that factories make improvements to production technology and improve waste management practices through implementing the 3R (reduce, reuse, recycle) system. Implementation of this strategy is expected to increase operational efficiency and environmental sustainability.
ANALISIS STRATEGI MARKETING MEDIA SOSIAL TERHADAP MINUMAN KESAYANGAN CABANG LAU DENDANG KEC PERCUT SEI TUAN SUMATERA UTARA Padila Putri; Siska Aliya Damayanti; Yogi Agung Pradana; Zainarti Zainarti
JURNAL ILMIAH EKONOMI DAN MANAJEMEN Vol. 2 No. 7 (2024): JURNAL ILMIAH EKONOMI DAN MANAJEMEN (JIEM)
Publisher : CV. KAMPUS AKADEMIK PUBLISING

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61722/jiem.v2i7.1769

Abstract

Marketing via social media is a form of digital marketing strategy where business people use social media and websites to promote their business, products or services. This research aims to find out whether the beloved beverage business uses social media marketing strategies in carrying out promotions. The method used in this research is qualitative with an interview method, namely a direct interview technique with a respondent using several questions. The results of this research show that the Lau Dendang Branch of Favorite Drinks uses social media marketing strategy techniques to attract customers by sharing promotions via their social media. This shows that promotion through social media is very effective.
Analisis Kesadaran Masyarakat Indonesia Tentang Pentingnya Asuransi Syariah Siska Permata Sari Harahap; Zainarti Zainarti
Journal of Islamic Economics and Finance Vol. 3 No. 1 (2025): Februari: Journal of Islamic Economics and Finance
Publisher : STIKes Ibnu Sina Ajibarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59841/jureksi.v3i1.2210

Abstract

The aim of this research is to determine the level of public awareness Indonesian people regarding the importance of sharia insurance. Even though there is an increase in public interest in sharia insurance, with data showing a about 39% increase in comprehension between 2016 and 2020, the level of awareness is still relatively low. This results from a failure to comprehend the basic principles of sharia insurance, lack of access to effective education and outreach, and distrust of sharia financial institutions. This research found that the millennial generation shows greater interest in sharia insurance, However, many people still do not know the distinction between conventional and sharia law insurance. Therefore, more intensive efforts are needed to increase sharia financial literacy and inclusion through comprehensive education programs. This research recommends stakeholders to develop more effective strategies in increasing sharia insurance penetration and building public awareness about the importance of insurance in everyday life. Thus, increasing public awareness and understanding of sharia insurance is expected to expand sharia financial inclusion and provide broader benefits for society and the Indonesian economy.
Analisis Faktor-Faktor Penyebab Kurangnya Pemahaman Masyarakat Tentang Asuransi di Indonesia Yulia Febrianti; Zainarti Zainarti
Journal of Islamic Economics and Finance Vol. 3 No. 1 (2025): Februari: Journal of Islamic Economics and Finance
Publisher : STIKes Ibnu Sina Ajibarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59841/jureksi.v3i1.2212

Abstract

The purpose of this study is to examine the elements that contribute to the Indonesian population's poor insurance knowledge. Even though insurance plays a significant role in offering financial security, public involvement is still minimal. This study highlights a number of important elements, such as a strong sense of communal solidarity, limitations in commercial communication, and inadequate financial literacy. People often rely on unofficial social assistance, which makes them believe that insurance is not necessary. Misunderstandings about the advantages of insurance are also a result of insurance firms' poor marketing strategies and lack of socialization. Data was gathered from a variety of pertinent literature sources using a literature review and qualitative analysis process. The results show that more successful teaching approaches that are appropriate for the local cultural context are required to improve public awareness and involvement in insurance. It is anticipated that this research will aid in the creation of programs and policies that will raise insurance literacy in Indonesia.
Penerapan Asuransi di Kehidupan Masyarakat Dalam Lembaga Keuangan Bukan Bank Gandhi Sulaiman Sitompul; Zainarti Zainarti
SANTRI : Jurnal Ekonomi dan Keuangan Islam Vol. 3 No. 1 (2025): SANTRI : Jurnal Ekonomi dan Keuangan Islam
Publisher : Asosiasi Riset Ekonomi dan Akuntansi Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61132/santri.v3i1.1192

Abstract

This research explores an in-depth understanding of how society responds to insurance policy analysis in non-bank financial institutions through a phenomenological approach. The findings show that limited financial literacy is the main challenge in understanding the complexity of insurance products outside of banking. The influence of personal experience, cultural values, and risk perceptions also shape people's perceptions of the value of insurance. Additionally, variations in participation levels and decision-making patterns were also revealed, weakening the understanding of risk levels. These financial literacy challenges cause chaos and confusion, hindering public participation in insurance products at non-bank financial institutions. Efforts to improve financial literacy and increase understanding of insurance claims are crucial to stimulate optimal community participation. The application of insurance remains relevant in helping people overcome financial problems due to unexpected events, building trust, and creating economic stability in the context of non-bank financial institutions.
Implementasi Akad Mudharabah Pada Produk Asuransi Syariah di Indonesia Nur Widya Ningsih; Zainarti Zainarti
Jurnal Penelitian Ekonomi Manajemen dan Bisnis Vol. 4 No. 1 (2025): Jurnal Penelitian Ekonomi Manajemen dan Bisnis
Publisher : Pusat Riset dan Inovasi Nasional

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55606/jekombis.v4i1.4720

Abstract

Mudharabah contracts are used in Indonesian sharia insurance products to provide financial solutions that comply with Islamic sharia rules. According to the terms of the contract, insurance companies act as fund managers (mudharib) and participants as capital owners (shahibul mal), working together to share profits. This study used a qualitative descriptive method to assess the concept, implementation mechanism, and implementation obstacles. The study’s findings show how the mudharabah contract promotes socioeconomic sustainability by prioritizing justice, openness, and trust; however, more attention is required to issues such as competition from conventional insurance and a lack of Islamic financial knowledge.
PERAN MANAJEMEN KEUANGAN DAN DIGITAL MARKETING DALAM UPAYA MENINGKATKAN OMSET PENJUALAN KAOS PRIA BAGI UMKM TWOHERSHOP DI KOTA MEDAN Bayu Prabowo; Muhammad Nasir; Yusril Mahendra; Zainarti Zainarti
Inisiatif: Jurnal Ekonomi, Akuntansi dan Manajemen Vol. 1 No. 4 (2022): Oktober : Inisiatif: Jurnal Ekonomi, Akuntansi dan Manajemen
Publisher : Universitas 45 Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (85.883 KB) | DOI: 10.30640/inisiatif.v1i4.524

Abstract

The role of financial management and digital marketing cannot be separated from the efforts of related stakeholders to realize growth while increasing prosperity while increasing sales revenue. One indicator of increasing the welfare of business actors is an increase in sales turnover. It is hoped that this condition can be achieved by maximizing digital marketing strategies, which are specifically designed for business people out there. This is important, because the acceleration of technology moves very fast, causing changes in consumer behavior in choosing and buying and selling transactions. This situation encourages business owners to be able to improve and innovate, not only to survive, but also to be able to enjoy the financial benefits of today's technological changes. To prove the effectiveness of digital marketing media in the form of markets, research subjects are needed, namely small business actors who are directly involved with online marketing, interview approaches and their level of success in using digital media (markets). Through this research, it is hoped that small businesses can choose wisely and effectively use digital media (Marketplace) in their marketing activities so that their sales turnover can increase. This research takes the location or object of research in the city of Medan, to be precise at an online shop called TwoHershop. Given that there is intense competition in trade competition in the city of Medan, the authors conducted research in the form of direct interviews with sources who are online store owners to get maximum results.
Strategi Manajemen Kinerja Dalam Meningkatkan Efektivitas Operasional Pada Perusahaan Asuransi Thasya Virdinia; Zainarti Zainarti
JURNAL RUMPUN MANAJEMEN DAN EKONOMI Vol. 2 No. 1 (2025): Januari
Publisher : CV. KAMPUSA AKADEMIK PUBLISHING

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61722/jrme.v2i1.3495

Abstract

This article aims to identify and analyze effective performance management strategies to enhance operational effectiveness in insurance companies. The study employs a qualitative descriptive method with a case study approach on a leading insurance company in Indonesia. Data were collected through in-depth interviews, observations, and analysis of internal company documents. The results indicate that the implementation of a balanced scorecard, the adoption of digital technology in operational processes, and the continuous development of human resource competencies are key factors supporting optimal performance achievement. These strategies have been proven to improve efficiency, strengthen customer service, and maintain the company’s competitiveness amidst the dynamic and competitive insurance industry.
ANALISIS RASIO SOLVABILITAS DALAM MENGUKUR KINERJA KEUANGAN PADA PERUSAHAAN PT ASURANSI JIWA SYARIAH AMANAHJIWA GIRI ARTHA PADA TAHUN 2021-2023 Zainarti Zainarti; Novita Sari
JURNAL RUMPUN MANAJEMEN DAN EKONOMI Vol. 2 No. 1 (2025): Januari
Publisher : CV. KAMPUSA AKADEMIK PUBLISHING

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61722/jrme.v2i1.3498

Abstract

Tujuan penelitian ini adalah untuk mengevaluasi kinerja keuangan PT Asuransi Jiwa Syariah Amanahjiwa Giri Artha tahun 2021–2023 dengan menganalisis rasio solvabilitas. Rasio utang terhadap aset (DAR), rasio utang terhadap ekuitas (DER), dan rasio utang terhadap ekuitas jangka panjang (LTDER) termasuk di antara rasio solvabilitas yang diteliti. Catatan keuangan perusahaan dijadikan sebagai sumber data, yang kemudian dianalisis secara kuantitatif. Berdasarkan temuan studi tersebut, DAR perusahaan pada tahun 2021 memenuhi norma-norma industri, namun pada tahun 2022 dan 2023 meningkat melebihi norma, sehingga menunjukkan kemungkinan likuidasi yang lebih tinggi. Hingga tahun 2022, DER perseroan masih dalam batas normal; namun, pada tahun 2023, angka tersebut melampaui batas normal, yang berarti peningkatan rasio utang terhadap ekuitas. Bisnis ini telah menunjukkan manajemen tanggung jawab jangka panjang yang baik dengan terus mempertahankan LTDER di bawah norma industri. Studi ini menunjukkan bahwa menjaga rasio solvabilitas di bawah persyaratan industri sangat penting untuk meningkatkan kinerja keuangan dan meminimalkan risiko keuangan. Diharapkan dunia usaha dan pemangku kepentingan akan menggunakan studi ini sebagai panduan ketika membuat keputusan keuangan strategis.
Tinjauan Mendalam Tentang Plagiarisme : Pelanggaran Etika dalam Dunia Akademik dan Profesional Devia Astry Khairani; Zainarti Zainarti
Jurnal Penelitian Ilmu Ekonomi dan Keuangan Syariah Vol. 3 No. 1 (2025): Februari: Jurnal Penelitian Ilmu Ekonomi dan Keuangan Syariah
Publisher : STAI YPIQ BAUBAU, SULAWESI TENGGARA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59059/jupiekes.v3i1.2053

Abstract

Plagiarism has become a significant issue in both academic and professional contexts, raising questions about intellectual integrity and ethics. This article aims to explore various aspects of plagiarism, including definitions, types, and its impact on scholarly and industry communities. The research methodology involves a comprehensive literature review and analysis of case studies to illustrate the prevalence and motivations behind plagiaristic behaviors. The findings indicate that acts of plagiarism not only harm the individuals involved but also undermine trust and the values of honesty within the academic and professional communities at large. This study also highlights efforts to prevent plagiarism and the importance of ethics education in promoting dignified and respectful writing practices.
Co-Authors Abda Abda Abdul rahmad rayadi Ade Fahdiya Syakhilah Adelia Natasya Adina Litriwani Adinda Zahwa Adisty Anggraini Adisty Aulia Zahra Aditya Putra Piliang Afiyah Dwi Astri Afni Haryanti Harahap Ahmad Habib Pinim Aida Malan Sari Aisyah Azzahro Nasution Aisyah Putri Arimbi Al Ramzy Alfian Khoiri Malau Amanda Mutiara Hasibuan Andrey Sheva Aditya Zebua Angger Gumilang Sugiarto Anisah Cyntia Dewi Pratama Annisa Febrianda Ardhinur Ardhinur Arif Hidayat Lubis Arofiani Mutmainah Asnawi Asnawi Asshifa Nazila Aridzki Aulia Syahfitri Ayla Rizky Janira Ayu Ashara Harahap Ayunda Syapa Azra Balqis Nurul Zannah Bastanta Sinulingga Bayu Prabowo Chairun Nisa Panjaiatan Dara Nabila Dea Amanda Putri Dede Endrico Demala Sari Deni Irawan Devia Astry Khairani Dina Aulia Dina Cheetah Khairiyah Dina Wenika Ditia Azzahra Aswin Tanjung Diva Aulia Ramadani Perangin-angin Dwiki Wardana Syah Dzaky Raditya Ella Safitri Ella Tri Puspita Elna Sari Nasution Elvira Andriyani Elya Ramadhani Tambunan Fachry Abda El Rahman Fadilla Al Hapis FAHMI ABDILLAH Fauzi Ahmad Romadhon Febri Khairani Harahap Febrianti Shakira Fiqkri Ardian Fitriyani Dalimunthe Gandhi Sulaiman Sitompul Gladis Jelita Habibah Ramadhani Nasution Hafiz Maulana Siregar Hastiani Nasution Hasyim Sarwani Tanjung Hilwa Muslimah Harahap Husnul Khotima Imel Santika Inayah Fadhila Irgi Iqbal Irna Ardilla Ismu Hadi Siregar Istiaza Azra Jumriani Siregar Kayla Alfia Azzaidi Nst Khairrul Azzahri Khoirunnida Ritonga Leni Shofiyani Luthfi Hafiz Luthfia Sabrina M. Farhan Aulia Rozan M. Hizbullah Hasibuan M. Rafiq Efrianda Hutabarat Maysa Chairani Mey Yunanda Mhd. Dzikry Falah Erlangga MIFTAHUL JANNAH Minta Ito Lubis Miratul Imaniah Muhammad Al fahmi Muhammad Alfin Muhammad Alwi Hasibuan Muhammad Bima Nugraha Muhammad Choir Rivaldi Muhammad Faisal Alfarisyi Muhammad Fauzan Muhammad Fauzan Effendi Muhammad Hafizhan Fakhri Muhammad Ikhsan Al Rasyid Muhammad Imam Chairuddin Harahap Muhammad Nasir Muhammad Ridho Efryanda Muhammad Zieo Addefrid Putra Muhammad Zikri Alshaufi Muhammad Zikrullah Mulia Syahputri Nabila Iskandar Nabila Nabila Nada Sausan Adha Fili Nadia Taqiya Ihsan Nadia Zahra Hasibuan Nadira Aulia Zahra Naia fingkani solin Namira Alya Adzani Siagian Nasution, Annio Indah Lestari Nasywa Laila Ramadhani Naylatussalwa Makarim Nazwa Akhiela Salsabila Batubara Nia Rahmadani Nisya Aulia Nitha Amanda Noni Artiya Syahputri Novita Sari Nur Widya Ningsih Nuraisah Nuraisah Nurbaiti Rizki Kabeakan Nurhidayah Nurhidayah Nurjannah Nurjannah Nurul Afida Oktavia Ramadhani Padila Putri Panisa Panisa Popi Dea Ananda Pratiwi Ayu Ningtyas Putra Yusuf Abror Rafly Aditya Sambo Rafly Ramadhan Simanjuntak Rahmat Hidayat Siregar Raihansyah Azdi Bintang Rania Atika Putri Restu Agung Syahputra Ridho Maulana Kombih Rini Rahmadani Riri Dwita Putri Riski Nita Maulina Putri Tambak Riza Aulia Rolan Rizki Rinaldi Daulay Salsabila Sofiya Wardani Salwa Salsabila Sanjai Kurniawan Lubis Sarah Febrian Septia Sakinah Rizki Utama Septian Dwi Cahya Servina Rahayu Shella Gustianda Siska Aliya Damayanti Siska Permata Sari Harahap Siti Abibah Siti Khairani Siti Khoiriyah Karina Ujung Siti Nurhaliza Sri Putri Wahyundari Suci Nabila Syahputri Sucita Saskya Piliang Syafira Okta Vionna Wirya Syahfitri Ronauli Daulay Syahviqa Izzati Syaqila Nain Lubis Tasya Fadilah Tasya Syaqinah Tatia Hervi Farinka Riyadi Tengku Ayu Aisyah Putri Thasya Virdinia Tia Aprilia Tifanny Az-zahra Tisragil Aprillia Tri Purnama Sari Untsa Nashira Wahid Luthfi Hakim Wahyudin Wahyudin Widya Anggraini Witri Febriani Panggabean Wulansari Wulansari Yauma Afriyanti Yeni Aprilinda Lubis Yogi Agung Pradana Yulia Febrianti Yulita Adelia Yusril Mahendra Zafira Alya Kirana Zidan Choiril Akmal zuhdi, Muhammad Farhan Zuhdi Zulfahri Salim