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ANALISIS KINERJA KEUANGAN PERUSAHAAN DENGAN MENGGUNAKAN RASIO SOLVABILITAS PADA PT. JMA SYARIAH TAHUN 2019 – 2023 zuhdi, Muhammad Farhan Zuhdi; Zainarti Zainarti
JURNAL ILMIAH EKONOMI DAN MANAJEMEN Vol. 3 No. 2 (2025): Februari
Publisher : CV. KAMPUS AKADEMIK PUBLISING

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61722/jiem.v3i2.3840

Abstract

Penelitian ini bertujuan untuk menganalisis kinerja keuangan PT. JMA Syariah dengan menggunakan rasio solvabilitas selama periode 2019 hingga 2023. Pokok masalah yang diangkat adalah bagaimana kesehatan kinerja keuangan perusahaan dapat diukur melalui rasio solvabilitas dan dampaknya terhadap pengelolaan utang serta ekuitas perusahaan. Metode yang digunakan dalam penelitian ini adalah pendekatan deskriptif kuantitatif, di mana data yang dianalisis diambil dari laporan keuangan tahunan PT. JMA Syariah, khususnya laporan arus kas dan laporan posisi keuangan. Data yang digunakan mencakup informasi keuangan dari tahun 2019 hingga 2023, yang meliputi total utang, ekuitas, dan aset perusahaan. Hasil analisis menunjukkan bahwa kinerja keuangan PT. JMA Syariah mengalami fluktuasi, dengan rasio solvabilitas yang menunjukkan bahwa perusahaan cukup sehat pada tahun 2019, namun mengalami penurunan di tahun-tahun berikutnya. Kesimpulan dari penelitian ini adalah bahwa perusahaan perlu meminimalisir total utang dan meningkatkan ekuitas serta aset untuk menjaga kesehatan kinerja keuangan dan menghindari risiko kebangkrutan akibat utang. Penelitian ini diharapkan dapat memberikan rekomendasi bagi manajemen perusahaan dalam pengelolaan keuangan yang lebih baik di masa depan.
Analisis Hadist “Manajemen Waktu” Muhammad Fauzan; Zainarti Zainarti
Jurnal Penelitian Ekonomi Manajemen dan Bisnis Vol. 4 No. 1 (2025): Jurnal Penelitian Ekonomi Manajemen dan Bisnis
Publisher : Pusat Riset dan Inovasi Nasional

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55606/jekombis.v4i1.4794

Abstract

Time is one of the greatest blessings given by Allah SWT to humans and has an important role in the life of a Muslim. This article analyzes the hadith of Rasulullah SAW which says, “Take advantage of five things before five things,” which teaches the importance of time management in various aspects of life. This hadith emphasizes the use of youth, health, wealth, free time and life before the arrival of a more challenging phase. By understanding this hadith, Muslims are invited to manage their time productively, not only for worldly interests, but also to achieve spiritual blessings. This article also provides a guide to the practical implementation of time management according to Islamic teachings.
ANALISIS PROSES PENGKLAIMAN PESERTA JHT BPJS KETENAGAKERJAAN KANTOR CABANG RANTAU PRAPAT Ismu Hadi Siregar; Zainarti Zainarti
JOURNAL SAINS STUDENT RESEARCH Vol. 3 No. 2 (2025): Jurnal Sains Student Research (JSSR)
Publisher : CV. KAMPUS AKADEMIK PUBLISING

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61722/jssr.v3i2.3910

Abstract

This research aims to analyze the claim process for Old Age Security (JHT) participants at the BPJS Employment Rantau Prapat Branch Office. The claims process is a crucial aspect of social security services, which directly influences participant satisfaction. The method used in this research is a qualitative-descriptive approach, with data collection through in-depth interviews and observations of claim participants and BPJS officers. The research results show that there are several factors that influence the smoothness of the claim process, including participants' understanding of the claim procedure, completeness of the documents submitted, and efficiency of service from officers. Apart from that, it was also found that participants often experienced obstacles, such as delays in processing claims and lack of clear information regarding claim status. This research recommends increasing socialization regarding claims procedures to participants and training for officers so they can provide better services. Thus, it is hoped that this analysis can make a positive contribution to improving the claims system at BPJS Employment, so that it can increase participant satisfaction and service effectiveness.
Meningkatkan Kinerja Perusahaan Asuransi : Strategi Pengelolaan Sumber Daya Manusia dalam Mencapai Tujuan Perusahaan Muhammad Bima Nugraha; Zainarti Zainarti
Jurnal Manajemen dan Ekonomi Kreatif Vol. 3 No. 1 (2025): Jurnal Manajemen dan Ekonomi Kreatif
Publisher : Universitas Kristen Indonesia Toraja

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59024/jumek.v3i1.543

Abstract

This article aims to analyze human resource (HR) management strategies in enhancing the performance of insurance companies and how effective HR management contributes to achieving corporate goals. The research utilizes a qualitative approach, collecting data through in-depth interviews and document analysis related to HR management in insurance companies. The findings show that effective HR management practices, such as employee training, proper performance evaluations, and motivation through reward systems, play a crucial role in improving the performance of insurance companies. Additionally, adaptation to technology and change management were found to be key factors in achieving more efficient and sustainable corporate objectives.
STRATEGI PEMASARAN UNTUK MENINGKATKAN PENJUALAN PADA UMKM TAHU SUMEDANG BANG AMIR (Studi Kasus Pada Umkm Tahu Sumedang Bang Amir, Kecamatan Medan Denai, Kota Medan) Nabila Iskandar; Muhammad Choir Rivaldi; Shella Gustianda; Zainarti Zainarti
JURNAL ILMIAH EKONOMI DAN MANAJEMEN Vol. 2 No. 6 (2024): JURNAL ILMIAH EKONOMI DAN MANAJEMEN (JIEM)
Publisher : CV. KAMPUS AKADEMIK PUBLISING

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61722/jiem.v2i6.1721

Abstract

This research aims to observe the marketing strategy of Tahu Sumedang Bang Amir MSMEs to increase product sales. The research method used is qualitative with a case study approach. Data was collected through in-depth interviews with MSME owners as well as direct observation of the marketing locations used. The research results showed that Tahu Sumedang Bang Amir MSMEs had not yet expanded their marketing strategy using online media and only carried out business activities at home and sold to local residents and consumers who were regular customers. However, future planning has been summarized for product and brand promotion strategies for wider marketing using online media, inter-city sales, ordering event catering and maintaining the taste that has become the taste of consumers.
PENGARUH LOKASI DAN STRATEGI PEMASARAN TERHADAP PENJUALAN BAKSO BAKAR JUMBO ANTUM ARSYA DI JL.TEMPULING MEDAN, SUMATERA UTARA Asshifa Nazila Aridzki; Fitriyani Dalimunthe; Muhammad Zikri Alshaufi; Zainarti Zainarti
JURNAL ILMIAH EKONOMI DAN MANAJEMEN Vol. 2 No. 6 (2024): JURNAL ILMIAH EKONOMI DAN MANAJEMEN (JIEM)
Publisher : CV. KAMPUS AKADEMIK PUBLISING

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61722/jiem.v2i6.1773

Abstract

This study aims to analyze the effect of location and marketing strategy on the sales of Bakso Bakar Jumbo Antum Arsya. With a quantitative and qualitative approach, this research identifies key factors that influence sales success. Data was collected through customer surveys, interviews with management, and social media analysis. The results show that a strategic location and the implementation of effective marketing strategies significantly increase sales. The findings provide insights for culinary entrepreneurs in growing their business. Translated with DeepL.com (free version).
STRATEGI BAURAN PEMASARAN USAHA KECIL KERIPIK SINGKONG DI DESA BANDAR KHALIPAH KECAMATAN PERCUT SEI TUAN KABUPATEN DELI SERDANG Adisty Anggraini; Nisya Aulia; Nurjannah Nurjannah; Zainarti Zainarti
Wawasan : Jurnal Ilmu Manajemen, Ekonomi dan Kewirausahaan Vol. 1 No. 1 (2023): Januari : Jurnal Ilmu Manajemen, Ekonomi dan Kewirausahaan
Publisher : Fakultas Teknik Universitas Maritim AMNI Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (88.876 KB) | DOI: 10.58192/wawasan.v1i1.386

Abstract

A small cassava chip business is a household business that produces snacks made from special cassava snacks. The single most important factor influencing the performance of small businesses in Singapore is their marketing strategy, which takes into account their products, prices, promotions and distribution locations. This research was conducted in the small business community of Bandar Khalipah Village in Percut Sei Tuan district. The purpose of this study was to understand the mix marketing strategies used by the Singapore government. Descriptive qualitative, data collection techniques with notes, and documentation are the methods used for analysis. Research results 1) the marketing mix strategy used by small businesses in Singapore is a product made with good quality materials, good quantity, has a handle, and is wrapped in plastic. The quoted price is equal to the price. The traditional promotional method still used in Cassava Chips is "lewd mouth to mouth" and "place/distribution channel" is "products marketed slim in the place of production then exist" i.e. "channeled to consumers" through "wholesalers". 2) Product and price are internal determining factors. Externally influenced factors include increased sales during peak hours, while internally influenced factors include sluggish production and promotion locations. External factors that become obstacles include business competitors and seasonal raw materials.
Peran Manajemen Sumber Daya Manusia dalam Meningkatkan Kualitas dan Produktivitas Susu Sapi: Sebuah Studi Literatur Zainarti Zainarti; Miratul Imaniah; Aulia Syahfitri; Nurhidayah Nurhidayah; Mulia Syahputri; Maysa Chairani
Jurnal Manajemen Kewirausahaan dan Teknologi Vol. 2 No. 2 (2025): Juni : Jurnal Manajemen Kewirausahaan dan Teknologi
Publisher : Asosiasi Riset Ilmu Manajemen Kewirausahaan dan Bisnis Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61132/jumaket.v2i2.574

Abstract

This study uses a qualitative method and starts from the title “The Role of Human Resource Management in Improving the Quality and Productivity of Cow’s Milk: A Literature Study”. This study aims to examine in depth how human resource (HR) management plays a role in improving the quality and productivity of cow’s milk through a literature review. Effective HR management, such as employee placement according to workload, ongoing training, and competency development, has been shown to increase production efficiency and the quality of cow's milk. In addition, factors such as health management, technology utilization, and work environment management are also important aspects in supporting dairy farm productivity. This literature study found that the synergy between HR management and optimization of internal resources, such as finance, technology, and physical, contributed significantly to the development of dairy farming businesses and the achievement of sustainable milk production standards. Thus, an integrated HR management strategy is needed to answer the challenges and demands of the ever-growing market in the dairy farming sector.
Strategi Digitalisasi sebagai Solusi Pemasaran UMKM : Studi pada Warung Sarapan Tiga Dara di Medan Area Siti Khairani; Istiaza Azra; Zainarti Zainarti
Jurnal Nuansa : Publikasi Ilmu Manajemen dan Ekonomi Syariah Vol. 3 No. 3 (2025): September: Jurnal Nuansa : Publikasi Ilmu Manajemen dan Ekonomi Syariah
Publisher : Asosiasi Riset Ilmu Manajemen Kewirausahaan dan Bisnis Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61132/nuansa.v3i3.1965

Abstract

This research discusses the strategic role of MSMEs in the Indonesian economy and explores digitalization as a marketing solution to overcome challenges such as less strategic location and low digital literacy. The aim is to investigate the impact of digitalization on MSME marketing strategies, particularly in improving operational efficiency and market reach. The method used is qualitative with a literature review from credible sources such as books and scientific journals. The results show that digitalization significantly improves the marketing effectiveness of MSMEs, as in the case study of Warung Sarapan Tiga Dara which is able to overcome location limitations by utilizing social media and digital tools to reach a wider audience. In conclusion, the implementation of digital marketing strategies is essential for MSMEs to thrive in a competitive environment by improving operational efficiency, customer engagement, and business sustainability despite location constraints.
Analisis Faktor-Faktor Yang Mempengaruhi Pendapatan UMKM Penjualan Telur Ayam Di Jalan Tempuling Mey Yunanda; Noni Artiya Syahputri; Pratiwi Ayu Ningtyas; Zainarti Zainarti
JURNAL MULTIDISIPLIN ILMU AKADEMIK Vol. 2 No. 4 (2025): Agustus
Publisher : CV. KAMPUS AKADEMIK PUBLISHING

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61722/jmia.v2i4.5424

Abstract

This study examines the factors that influence the income of MSMEs selling chicken eggs on Jalan Tuamang Medan. The livestock industry, especially raising hen farming, plays an important role in the economy and national food security by providing affordable and easily accessible sources of animal protein to the public. The study was conducted using observation and interview methods with egg traders who have been operating for several years. The results of the study indicate that factors such as product quality, sales location, marketing strategy, and consumer perceptions of the health and hygiene value of the product affect the income level of these MSMEs. In addition, the success of farmers in using available resources and expanding marketing networks through various channels also contributes to increasing income. Thus, strengthening marketing strategies and innovation in livestock management are the main keys to increasing the success and welfare of MSMEs selling chicken eggs in the area.
Co-Authors Abdul rahmad rayadi Ade Fahdiya Syakhilah Adelia Natasya Adisty Anggraini Adisty Aulia Zahra Afiyah Dwi Astri Afni Haryanti Harahap Ahmad Habib Pinim Aida Malan Sari Al Ramzy Amanda Mutiara Hasibuan Angger Gumilang Sugiarto Anisah Cyntia Dewi Pratama Annisa Febrianda Ardhinur Ardhinur Arif Hidayat Lubis Arofiani Mutmainah Asnawi Asnawi Asshifa Nazila Aridzki Aulia Syahfitri Ayu Ashara Harahap Ayunda Syapa Azra Bastanta Sinulingga Bayu Prabowo Chairun Nisa Panjaiatan Dara Nabila Dea Amanda Putri Dede Endrico Deni Irawan Devia Astry Khairani Dina Aulia Dina Cheetah Khairiyah Dina Wenika Ditia Azzahra Aswin Tanjung Dwiki Wardana Syah Ella Safitri Elna Sari Nasution Elvira Andriyani Elya Ramadhani Tambunan Fachry Abda El Rahman Fauzi Ahmad Romadhon Febri Khairani Harahap Febrianti Shakira Fiqkri Ardian Fitriyani Dalimunthe Gandhi Sulaiman Sitompul Gladis Jelita Habibah Ramadhani Nasution Hastiani Nasution Hasyim Sarwani Tanjung Husnul Khotima Imel Santika Irgi Iqbal Irna Ardilla Ismu Hadi Siregar Istiaza Azra Jumriani Siregar Khairrul Azzahri Khoirunnida Ritonga Leni Shofiyani Luthfi Hafiz Luthfia Sabrina M. Hizbullah Hasibuan M. Rafiq Efrianda Hutabarat Maysa Chairani Mey Yunanda MIFTAHUL JANNAH Miratul Imaniah Muhammad Alwi Hasibuan Muhammad Bima Nugraha Muhammad Choir Rivaldi Muhammad Faisal Alfarisyi Muhammad Fauzan Muhammad Fauzan Effendi Muhammad Hafizhan Fakhri Muhammad Imam Chairuddin Harahap Muhammad Iqbal Muhammad Nasir Muhammad Zieo Addefrid Putra Muhammad Zikri Alshaufi Muhammad Zikrullah Mulia Syahputri Nabila Iskandar Nada Sausan Adha Fili Nadia Zahra Hasibuan Naia fingkani solin Nasution, Annio Indah Lestari Naylatussalwa Makarim Nisya Aulia Noni Artiya Syahputri Novita Sari Nur Widya Ningsih Nuraisah Nuraisah Nurbaiti Rizki Kabeakan Nurhidayah Nurhidayah Nurjannah Nurjannah Nurul Afida Padila Putri Panisa Panisa Popi Dea Ananda Pratiwi Ayu Ningtyas Putra Yusuf Abror Rafly Aditya Sambo Rania Atika Putri Restu Agung Syahputra Ridho Maulana Kombih Riri Dwita Putri Riski Nita Maulina Putri Tambak Salsabila Sofiya Wardani Sarah Febrian Septia Sakinah Rizki Utama Septian Dwi Cahya Servina Rahayu Shella Gustianda Siska Aliya Damayanti Siska Permata Sari Harahap Siti Khairani Siti Khoiriyah Karina Ujung Siti Nurhaliza Sri Putri Wahyundari Sucita Saskya Piliang Syafira Okta Vionna Wirya Syahfitri Ronauli Daulay Tasya Fadilah Thasya Virdinia Wahid Luthfi Hakim Wahyudin Wahyudin Widya Anggraini Yauma Afriyanti Yeni Aprilinda Lubis Yogi Agung Pradana Yulia Febrianti Yulita Adelia Yusril Mahendra zuhdi, Muhammad Farhan Zuhdi Zulfahri Salim