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Sri Sumaryati
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Religion Agriculture, Biological Sciences & Forestry Arts Humanities Biochemistry, Genetics & Molecular Biology Chemistry Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Environmental Science Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Library & Information Science Mathematics Nursing Physics Public Health Social Sciences Other

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Journal : Jurnal Pengabdian UNDIKMA

 1 
Financial Empowerment Through Mindful Spending Program Among Indonesians in Japan Sari, Dhany Efita; Hidayati, Isnaya Arina; Suranto; Sumaryati, Sri; Sukmana, Septian Enggar; Sa’adah, Nur Aeni
Jurnal Pengabdian UNDIKMA Vol. 7 No. 2 (2026): May
Publisher : LPPM Universitas Pendidikan Mandalika (UNDIKMA)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33394/jpu.v7i2.19761

Abstract

This community service program aims to enhance financial confidence and mental resilience among Indonesians in Japan through a mindful spending intervention that integrates financial literacy with emotional awareness. Mindful spending emphasizes conscious financial decision-making by aligning spending behavior with personal priorities and psychological well-being. The program was implemented through two online educational sessions and one face-to-face (F2F) workshop using a Brief Intervention Training approach. A total of 29 participants attended the online sessions, which covered the theoretical foundations of mindful spending, financial mental health, and contextual financial practices in Japan. Furthermore, 15 participants participated in the F2F workshop held at the Indonesian Mosque in Tokyo, where they engaged in scenario-based exercises involving promotional discounts, lifestyle spending, and competing financial priorities. Participants documented their responses and reflected on their decision-making processes during group discussions. Data were collected through post-program questionnaires and analyzed using descriptive statistics and correlation analysis. The findings revealed high levels of mindful spending (M = 4.08), mental resilience (M = 4.06), and financial confidence (M = 4.04). Strong positive correlations were identified between mental resilience and financial confidence (r = .80), as well as between financial responsibility and financial confidence (r = .77). Overall, participants reported improved financial awareness and emotional regulation after the program. These results indicate that integrating financial literacy with psychological resilience through mindful spending is an effective approach to empowering the Indonesian diaspora in managing financial challenges abroad.
Co-Authors - Artianningsih - Ngadiman - Siswandari - Sukirman - Susilaningsih - Susilawati ., Jaryanto ., Sudiyanto Agiel Puji Damayanti Agus Efendi Anitah Diah Mawarni, Anitah Diah Anna Puji Rahayu Anna Yahya Anna, Jesica Martogi Anugrawati, Marina Ari Wibowo Ariana, Yudi Arif Budianto Arifuddin Fathoni Aris Fita Bayu Arnelis Djalil Asri Diah Susanti Binti Muchsini Cut Misni Mulasiwi Damayanti, Lutfiah Endah Dewi Ika Sari Dewi Puspita Sari Dhany Efita Sari Dini Oktoria Djono Djono Dwi Hastuti Eka Fitriana Elvia Ivada Fahrunisa, Liana Fatma Sukmawati, Fatma Fina Oktafiani Fitri Sita Pambudi Fitria Novitasari Gunahardi Handini, Oktiana Isnaya Arina Hidayati Joharistima, Kalila Rahma Kurniati, Kiki Kusuma, Alfiana Rosita Laras Kusumawardani, Seftia Laili Faiza Ulfa Leny Noviani Leo Agung S Lies Nurhaini Linda Erviyana Luthfi Isna Nur Aini, Luthfi Isna Nur M Rosyid Ali Ridho, M Rosyid Ali Masruri, Muhammad Agil Mufti Zahroh Latifah Auladana Muhtar Muhtar Ngadiman ., Ngadiman Novi Tri Angga Nurhasan Hamidi Oktaviana, Charisma Nur Permatasari, Sinta Dewi Prajanti Kusuma Ningrum Pujiastuti, Royani Puspitasari, Lia Pebriana Qodr, Taufiq Subhanul Rahmawati, Lisa Kartika Reda Taradipa Retno Kadarsih Rini Asnawati Rio Wahyudi Rita Nurhamsah, Rita Rizki Rahmawati, Rizki Safirah, Dina Saharsini, Astuning Sari, Damar Fatika Sa’adah, Nur Aeni Selano, Yohanes Parsaoran Septian Enggar Sukmana Seto, Bayu Sigit Santosa Sigit Santosa Sigit Santoso Siswandari *, Siswandari Siswandari - Siswandari Siswandari, Siswandari Siti Supeni Sohidin Sohidin, Sohidin Sri Witurachmi Sudiyanto -, Sudiyanto Sudiyanto Sudiyanto Sudiyanto Sudiyanto Sunardi Suranto Susanti, Asri Diah Susilaningsih *, Susilaningsih Susilaningsih - Susilaningsih Susilaningsih, Susilaningsih Sutimin, Leo Agung Tiarani, Mukhamad Khasan Triana Rejekiningsih dkk Ulkhafid, Jihan Anisak Wahyu Adi Wiedy Murtini Yola Firiana Yuniarti, Tuti Zarror, Afif Fauzan