Articles
The Debtor’s Behavior in Microfinance Industry: An Exploratory Study of Measurement Scales
Susanto, Joko;
Raharja, Bayu Sindhu
Jurnal Analisis Bisnis Ekonomi Vol 18 No 2 (2020)
Publisher : Universitas Muhammadiyah Magelang
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DOI: 10.31603/bisnisekonomi.v18i2.4042
This study is an exploratory descriptive research that attempts to explore the measurement indicators of debtors’ behavior in microfinance industry. It employs as much of previous studies showed little attention in the relation of debtor's behaviour and non-performing loans. On the contrary, they spotlight more on the banking-specific information and macroeconomics factors. Therefore, this research tries to discover the debtor's behaviour which is assumed to have an impact on non-performing loans. The behaviours which employed and proposed are impulsiveness, risk-taking behaviour, and trustworthiness. This study aims to inquiry the measurement scales of proposed behaviours as well as test the validity and reliability of those indicators by employing exploratory factor analysis (EFA). The result shows that there are three indicators accepted being a measuring instrument of impulsiveness, two for risk-taking behaviour, and four signs for trustworthiness. It also examines in the descriptive analysis of the debtor's behaviour based on their socio-demographic criteria such as gender, age, marriage status, and wage. The research result would give an insight into both empirical and practical advantage in terms of microfinancing management. Theoretically, this paper serves a valid and reliable of debtors’ behavior measurement scales that would contribute for future research in testing the relation of such behavior variables to non-performing loans.
DETERMINAN TINGKAT PENGANGGURAN TERBUKA DI D.I. YOGYAKARTA
susanto, joko;
wildan pratama, muhammad arsya
Develop Vol 5 No 1 (2021)
Publisher : Universitas Dr. Soetomo
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DOI: 10.25139/dev.v5i1.3689
Studi ini bertujuan untuk mengetahui determinan pengangguran terbuka di Daerah Istimewa Yogyakarta. Penelitian ini menggunakan data sekunder yang diterbitkan oleh Badan Pusat Statistik tahun 2010-2018. Data tersebut mencakup tingkat pengangguran terbuka, pertumbuhan ekonomi, upah minimum kabupaten/kota, dan modal manusia. Penelitian ini menggunakan regresi panel berdasarkan Fully Modified Ordinary Least Square (FMOLS) dan Dynamic Ordinary Least Square (DOLS).  Hasil penelitian menunjukkan bahwa pertumbuhan ekonomi berdampak negatif, sedangkan upah minimum kabupaten/kota berdampak positif terhadap pengangguran terbuka. Peningkatan pertumbuhan ekonomi mendorong penurunan pengangguran terbuka, sedangkan kenaikan upah minimum kabupaten diikuti oleh kenaikan tingkat pengangguran terbuka. Sementara  itu, modal manusia tidak berpengaruh pada tingkat pengangguran terbuka akibat rendahnya rata-rata lama sekolah. Untuk itu, pemerintah perlu meningkatkan sumber daya manusia melalui wajib belajar 12 tahun.
Infrastructure, Gross Regional Domestic Product, and Convergence of Human Development Index
Susanto, Joko
Jurnal Ekonomi & Studi Pembangunan Vol 22, No 2: October 2021
Publisher : Universitas Muhammadiyah Yogyakarta
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DOI: 10.18196/jesp.v22i2.7619
Due to a disparity in Human Development Index (HDI) among regencies and cities in Special Region of Yogyakarta, this study aimed to examine whether HDI convergence occurred in this province. The data were sourced from the Statistics of Special Region of Yogyakarta, including HDI, infrastructure, and gross regional domestic product in four regencies and one city from 2001 to 2019. The infrastructure consists of installed electricity, education, and health facilities. The results showed an absence of HDI convergence between regions in the Special Region of Yogyakarta. Furthermore, HDI growth in the impoverished region was slower than in leading ones, resulting in a gap. The infrastructure gap made the impoverished region unable to catch up with leading ones, causing an HDI divergence. In contrast, Gross Regional Domestic Product (GRDP) has no impact on HDI. Therefore, the government needs to improve infrastructure in disadvantaged areas to increase HDI.
DETERMINAN TINGKAT PENGANGGURAN TERBUKA DI D.I. YOGYAKARTA
susanto, joko;
wildan pratama, muhammad arsya
Develop Vol. 5 No. 1 (2021)
Publisher : Universitas Dr. Soetomo
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Full PDF (335.023 KB)
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DOI: 10.25139/dev.v5i1.3689
Studi ini bertujuan untuk mengetahui determinan pengangguran terbuka di Daerah Istimewa Yogyakarta. Penelitian ini menggunakan data sekunder yang diterbitkan oleh Badan Pusat Statistik tahun 2010-2018. Data tersebut mencakup tingkat pengangguran terbuka, pertumbuhan ekonomi, upah minimum kabupaten/kota, dan modal manusia. Penelitian ini menggunakan regresi panel berdasarkan Fully Modified Ordinary Least Square (FMOLS) dan Dynamic Ordinary Least Square (DOLS).  Hasil penelitian menunjukkan bahwa pertumbuhan ekonomi berdampak negatif, sedangkan upah minimum kabupaten/kota berdampak positif terhadap pengangguran terbuka. Peningkatan pertumbuhan ekonomi mendorong penurunan pengangguran terbuka, sedangkan kenaikan upah minimum kabupaten diikuti oleh kenaikan tingkat pengangguran terbuka. Sementara  itu, modal manusia tidak berpengaruh pada tingkat pengangguran terbuka akibat rendahnya rata-rata lama sekolah. Untuk itu, pemerintah perlu meningkatkan sumber daya manusia melalui wajib belajar 12 tahun.
EDUCATED UNEMPLOYMENT AND PERSONAL CHARACTER
Susanto, Joko;
Siswanto, Yuni
JEJAK: Jurnal Ekonomi dan Kebijakan Vol 15, No 1 (2022): March 2022
Publisher : Universitas Negeri Semarang
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DOI: 10.15294/jejak.v15i1.31715
This study identifies the factors causing unemployment of vocational high school graduates due to the mismatch between the mismatch demand and supply of labor. The research uses primary data obtained from questionnaires to several vocational high school graduates accompanied by interviews with several entrepreneurs and labor experts in Yogyakarta Special Region. This study utilizes qualitative analysis obtained through focus group discussions (FGD) and the Delphi method to identify the cause of educated unemployment. The results indicate that the dominant factor in worker’s success is the personal character. The vocational high school graduates have advantages in hard skills and soft skills but they are weak in personal character. If they have not found jobs as they expected, they tend to wait for jobs vacancies. During the waiting process, they are included in the unemployed group. Their choices lead to educated unemployment. Therefore, all the stakeholders should strengthen the youth's character.
Ketegaran Upah Nominal sebagai Sarana Rekonsiliasi Hubungan Industrial pada Masa Krisis
Susanto, Joko
Jurnal Ekonomi dan Pembangunan Indonesia Vol. 15, No. 2
Publisher : UI Scholars Hub
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The decreasing of worker productivity, that happened in the crisis, would be a reason for employer to lower nominal wages. However, the crisis also led to a reduction of worker's real incomes due to higher inflation so the workers ask higher nominal wage to maintain their welfare. This research analysis nominal wage determination in Indonesian chemical industries during the crisis. This research uses regression analysis based on the dynamic panel data model. The results show that during the crisis, nominal wage rate is not decrease. Employer state that decline in nominal wage have a negative impact on company performance. During the crisis, downward nominal wage rigidity is a way for industrial relations reconciliation.
PENGELOLAAN SAMPAH BERBASIS SUMBER DI DESA ADAT SANGEH KECAMATAN ABIANSEMAL KABUPATEN BADUNG BALI
Trisna Dewi, Putu Eka;
Karyoto, Karyoto;
Gede Swetasoma, Cokorda;
Toya, I Nyoman;
Susanto, Joko;
Pariawan, I Wayan;
Sudiarta, I Wayan;
Susanto, Roni Eko;
Suarka, I Made
Akses: Jurnal Penelitian dan Pengabdian Kepada Masyarakat Universitas Ngurah Rai Vol 15 No 1 (2023)
Publisher : Universitas Ngurah Rai
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DOI: 10.70358/jurnalakses.v15i1.1081
Sangeh Tourism Village is one of the tourist villages in Badung Regency which has various tourism potentials that can still be developed and optimized. One of the problems of the Tourism Village is related to waste management at tourist attractions. Of course, organic and inorganic waste must be separated so that it is easy to manage again and does not pollute the environment. The Ngurah Rai University Postgraduate conducted PkM in partnership with DTW Sangeh (Taman Mumbul and Alas Nutmeg) which invited the Head of the Sangeh Traditional Village and the Head of the Sangeh Traditional Village to discuss with Community Service participants regarding the problems that exist in the management of the Sangeh Tourism Village. So on this occasion, the Postgraduate Program at Ngurah Rai University, apart from cleaning the environment by sorting waste based on sources, also handed over 2 trash cans that could be used at the Sangeh tourist spot.
Fungsi Kelitbangan dalam Rangka Penguatan Kelembagaan Kantor Litbang di Kabupaten Lamongan
Susanto, Joko;
Priyambodo, Priyambodo
CAKRAWALA Vol 9, No 1: Desember 2014
Publisher : Badan Penelitian dan Pengembangan Provinsi Jawa Timur
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DOI: 10.32781/cakrawala.v9i1.182
Penelitian ini bertujuan untuk penguatan kelembagaan Kantor Penelitian dan Pengembangan Kabupaten Lamongan, dengan menggunakan metode deskriptif kualitatif untuk menggambarkan kondisi hambatan dan aspek-aspek lain yang terkait dengan organisasi Kantor Litbang Kabupaten Lamongan. Lembaga ini sudah sesuai dengan tupoksinya, namun demikian keberadaannya masih harus ditunjang dengan SDM Peneliti dengan jumlah tiga kali dari jumlah pejabat yang ada. Untuk menghindari tumpang tindih tema dan pemborosan sumber daya, semua kegiatan penelitian/kajian/studi seharusnya dikoordinasi oleh Kantor Litbang Kabupaten Lamongan. Peningkatan anggaran penelitian sangat diperlukan mengingat selama ini salah satu penyebab kurang eksisnya lembaga litbang adalah minimnya anggaran yang menyebabkan keterbatasan kuantitas dan kualitas hasil penelitian.
PENGEMBANGAN EKONOMI KREATIF DI KABUPATEN SIDOARJO
Susanto, Joko;
Priyambodo, Priyambodo
CAKRAWALA Vol 7, No 2: Juni 2013
Publisher : Badan Penelitian dan Pengembangan Provinsi Jawa Timur
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DOI: 10.32781/cakrawala.v7i2.139
Tujuan dari kajian ini adalah untuk mengembangkan ekonomi kreatif di Kabupaten Sidoarjo. Dengan menggunakan analisis kajian pustaka hasil kajian menunjukkan bahwa pembangunan ekonomi telah bergeser dari yang semula bertumpu pada sumberdaya alam (SDA) berubah kea rah pembangunan atau pengembangan ekonomi berbasis pada pengembangan dan peningkatan mutu sumberdaya manusianya (SDM) melalui eksplorasi ide-ide kreatif masyarakat. Oleh karenanya Pemerintah Kabupaten Sidoarjo perlu segera mengembangkan ekonomi kreatif dengan cara mengadop perkembangan industry kreatif yang telah berjalan di negara-negara maju seperti Inggris dan Amerika Serikat. Dengan langkah awal membuat klasifikasi subsector ekonomi dan bisnis kreatif. Membuat rencana pengembangan dan membangun sentra-sentra industry kreatif sesuai dengan karakteristik Kabupaten Sidoarjo.
Improving Quality of Life of the Elderly with Hypertension by Family Support
Iswatun, Iswatun;
Efendi, Ferry;
Umam, Khotibul;
Susanto, Joko;
Indira Murty, Maulida;
Hidaayah, Nur;
Rukanah, Rukanah
Jurnal MIDPRO Vol 15 No 2 (2023): JURNAL MIDPRO
Publisher : Universitas Islam Lamongan
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DOI: 10.30736/md.v15i2.352
Quality of life can affect the life of everyone, including the elderly. The elderly are people who live in a continuous aging process, which is manifested by decreased immunity or is susceptible to various diseases that can cause death. The purpose of this study was to analyze the relationship between family support and quality of life in the elderly with hypertension at the Parengan Tuban Health Center. The design of this study uses correlational analytic with a cross-sectional approach. The number of samples is 144, using purposive sampling technique. The inclusion criteria for this study were the elderly with hypertension, the elderly were conscious, the elderly were in a good cognitive state, the elderly were able to communicate, and the elderly were willing to be respondents. The research instrument was a family support questionnaire, and an Older People Quality Of Life-Brief questionnaire. The data were analyzed using the Sperman Rank (Rho) statistical test with a significance <0.05. The results showed that most of the family support was good at 70.8% and the quality of life was very good 69.4% and the result of the p-value test was 0.01, meaning that there is a relationship between family support and the quality of life of the elderly with hypertension. This research is expected to have implications for family empowerment in the form of increasing family support that can improve the quality of life in the elderly with hypertension.