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Novi Yanti
Universitas Islam Negeri Sultan Syarif Kasim Riau
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Journal : Al-Hijrah: Journal of Islamic Economics and Banking

 1 
Financial Literacy And Income On Interests In Saving Yunengsih, Tiara Wirda; Yanti, Novi; Erniwati, Erniwati; A, Abdul Rahim; Marseli, Anisa
Al-Hijrah: Journal of Islamic Economics And Banking Vol. 1 No. 2 (2023): Al-Hijrah: Journal of Islamic Economics and Banking
Publisher : Institut Agama Islam Sumatera Barat

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55062/al-hijrah.v1i2.560

Abstract

This study aims to determine the effect of financial literacy and income on the interest in saving at PT. BPR Tri Capital Investama (TCI) West Sumatra. The population in this study was the North Pariaman District Community with a total sample of 100 respondents, where the research data was obtained through a questionnaire which was then processed using an instrument test, data analysis techniques using the classical assumption test, multiple linear regression analysis, hypothesis testing and determination of the R2 coefficient. The results of the t test study show that (1) financial literacy has no significant effect on the intention to save with a t value of 1.937 < t table 1.98 with a significance value of 0.056 > 0.05, and (2) income has a significant effect on the intention to save by the calculated t value is 6.697 > 1.98 with a significance value of 0.000 < 0.05. The results of the f test show that (3) financial literacy and income simultaneously (together) affect the intention to save the t-count value of 6.697 > 1.98 with a significance value of 0.000 <0.05. The determination of 40.1% while the remaining 59.9% is influenced by variables other than the independent variables in the study. It is hoped that the people of North Pariaman Subdistrict will be able to increase awareness of the importance of financial literacy, and also be more proactive in studying existing financial aspects to maintain and manage finances in the future.
Effectiveness of Management Information System Applications in Increasing Zakat at the National Zakat Amil Agency Moelyadi, Moelyadi; A, Abdul Rahim; Marseli, Anisa; Syamsurizal, Syamsurizal; Yanti, Novi; Rinaldi, Alhazar
Al-Hijrah: Journal of Islamic Economics And Banking Vol. 2 No. 2 (2024): Al-Hijrah: Journal of Islamic Economics and Banking
Publisher : Institut Agama Islam Sumatera Barat

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55062/al-hijrah.v2i2.725

Abstract

ZIS management at Baznas Padang Pariaman City before the creation of SIMBA was still done manually. This causes several problems, such as the process of receiving, recording, and distributing ZIS funds which are slow and inefficient. These problems can have an impact on decreasing public trust in Baznas Padang Pariaman City. To overcome these problems, Baznas Padang Pariaman developed the SIMBA application. This study uses a qualitative method approach. This research was conducted at the Padang Panjang City National Zakat Agency Office. The instrument used in this study was an interview. The data sources in this study were primary data and secondary data. Data analysis techniques in this study were data collection, data reduction, data presentation and data verification. Data validity techniques in this study were source triangulation, technical triangulation and time triangulation. The results of the study showed that the Baznas Management Information System Application (SIMBA) at the Padang Pariaman National Zakat Agency was very effective because the results of direct research on the use of the SIMBA application met the indicators of program understanding, target accuracy, timeliness, and achievement of goals, real change. The advantages of SIMBA are that it makes it easier to input data, such as Muzaki registration, zakat data recording, to issuing receipts. Zakat distribution becomes more targeted and transparent with data and information on zakat recipients, types of assistance, and the amount of assistance provided. Accurate and faster zakat management reports are carried out. Muzaki can easily access information about zakat management, including their zakat data, zakat recipients, and BAZNAS zakat programs. Increased productivity by automating tasks. Increased accuracy of zakat data and minimize errors.
Co-Authors A, Abdul Rahim Afriani, Defi Afrida, Elly Agus Sutarjo Agusri, Wiwis Agussalim, Agussalim Ahmad Atiq Ahmad Fudholi Ainiya, Dwi Qurrotul Akana, Lika Albis Ya Albi Alinur, Alinur Alwan Alwan Amalia, Intan Rahma Andi Thahir Andika Adinanda Siswoyo Andika Triansyah Anisa, Anisa Marseli Anwar, Miftakhul Aprianda, Rafi Apriani, Riza Aprilia Apriliani, Firda Apriwandi Apriwandi . Arif Pratama Budiman Aslina, Neri Astri Senania, Astri Awaludin Martin Bafadal, M Fachrurrozi Bakkareng, Bakkareng Beddu, Muhammad Juni Budi Setiawan Butar, Lusiana Butar Cai Cen, Cia Chitraningrum, Nidya Daud, Normadiah Delvianti Devy Putri Milanda Diah Yudhawati Eka Pandu Cynthia Eka Supriatna Eldhani, Gufran Elli Afrida Elvia Budianita Erman Taer Erniwati Erniwati Fairuzy, Zeeva Khalilah Fardhan, Muhammad Farida Ariani Fauziah, Nenden febriyanti, utari Firdaus, Windra Fitri Insani Fitri Insani Fitri Insani fitri, irsadul Fitri, Radia Fitria, Anif Hadya, Rizka Halawa, Alkisah Ikhlas Hamdani Hamdani Handayani, Niknik Hanum, Atiqoh Hasbi Hasibuan, Fadhilah Arfa Hazazi, Rizki Helman Helman, Helman Helmi, Lika Akana Hetty Elfina Hidasari, Fitriana Puspa Hidayat, Ikhwan Mahfud Hura, Periaman Hutauruk, Martinus Robert Huvat, Albuinuslinus Ilham Mahendra Iriansyah, Deril Ita, Jefita Ivo Dwi Ananda Jhon Rinaldo Julfina Juliansyah, Muhamad Ednis Julnaidi, Julnaidi Karing, Maliyana Khair, Hubbal Khoirul Anwar Kholilullah, Muhammad Khumairah, Zahra laelly, tazkia aisha Laia, Firman Daris Lastina, Irma Lodzviana Saputri, Eka Lola Oktavia M, Agussalim Mahfud Hidayat, Ikhwan Malik’aiman, Agung Maliza, Nofia Margaret Stevani Marliana Safitri Martin Kustati Martinus Robert H MAS'ARI, AHMAD Masdi, Muhammad Meri Dwi Anggraini Miftahul Ghifrah Sembiring Milanda, Devy Putri Moelyadi Moelyadi Muhammad Affandes Muhammad Fachrurrozi Bafadal Muhammad Irsyad Muhammad Irsyad MUHAMMAD YUSUF Muharram, Rahma Mekar Mursal Mursal Mustapa, Mustapa Nadila, Andieni Delia Nadila2 Delia Naima, Shafira Salsa Nasriah Nasriah Nazruddin Safaat H Nofriandi, Revi Novia Sari, Suci Novita, Elmahesa Noviyanti Noviyanti, Noviyanti Nurhafifah Nurmaida, Arrita Nursyafni, Nursyafni Nursyaputri, Wan Mery Nurul Dalimunte Nusrizky, Asri Okfalisa Okfalisa Pambudi, Puguh Pandey, Nishi Pardede, Pantas Pangondian Pertamarvinas, Jimy pestri, Jumia Pizaini Pizaini Putri, Bunga Ludmila Rendrar Putri, Fina Indah Putri, Nadila Diana Putri, Rahma Lia Rahmad Kurniawan Ramadani, Jasmine Aura Rambe, Saima Reflianto, Reflianto Remanti, Remanti Renea Shinta Aminda Renylius, Cindy Onggara Gabriel Reski Mai Candra Rice Haryati Rifa'i, Muhammad Ahsin Rika Taslim Rinaldi, Alhazar roky_yonatan Ruri Hartika Zain Rusdi, Heriandi Salfadri, Salfadri Salim, Umar Hi santa, santa ompusunggu Saputra, Rio Saputra, Tommy Sarjon Defit Satria, Fandri Sauri, Muhammad Sopian Septian, Agil Setiawan, Adil Setiawan, Adil setiawati, erni Shabila, Miranda Sharma, R.B. Sibuea, Nurhalimah Silalahi, Alistraja Dison Siti Rohmah Sitorus, Ismawati Sofa, Yunarti Indra Soklek, Lusia Desita Egu Purwanti Katarina Sriyanto, Darmawan Sulistyarini, Sulistyarini Sumiarti, Imas Sunreni, Sunreni Suryani Suryani Susi Yuliastanty Susiani, Rini Suwanto, Witri Syafarudin, Muhammad Arif Syamsurizal - - Syarovina, Alfi Syofria Meidona Tampubolon, Manner Teja Rinanda Teti Chandrayanti Thantawi, Tubagus Rifqy Thomy Sastra Atmaja tihawa, tihawa TITIN SUNARYATI Ulfa, Sukriya Ulfah, Masithah Vatin, Nurva Dillatul Victor G Simanjuntak Vifania, Balqis Vinsensius, Egirius Wandi, Joni Indra Wardhana, Jerry Widi Astuti Widiyanti , Indri Witri, Fellia Wiwik Yunitaningrum Yelvi Fitriani Yelvi Fitriani Yetri Hasan YULIA SYAFITRI Yunan, Nadiya Yunan, Nadya Yunengsih, Tiara Wirda Yuningsih, Isma Aulia Yusra, Yusra Zaki, Fakhri Zaki, Zaki