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All Journal Irfani Jurnal Manajemen Pendidikan Jurnal Inovasi Teknologi Pendidikan Hijri Jurnal Pendidikan Agama Islam Al-Thariqah al-Afkar, Journal For Islamic Studies Jurnal Literasiologi Dinasti International Journal of Education Management and Social Science JCP (Jurnal Cahaya Pendidikan) Fakultas Keguruan dan Ilmu Pendidikan Tadbiruna: Jurnal Manajemen Pendidikan Islam Al-Aulia: Jurnal Pendidikan dan Ilmu-Ilmu Keislaman Vicratina : Jurnal Ilmiah Keagamaan Jurnal Pemberdayaan Masyarakat Indonesia Accounting Research Journal Amal: Jurnal Ekonomi Syariah Edukasiana : Journal of Islamic Education Studi Multidisipliner: Jurnal Kajian Keislaman Madania: Jurnal Kajian Keislaman Qoumun: Journal of Social and Humanities At-Tathbīq: Journal of Education and Learning International Journal of Learning and Education
Miftah Hur Rahman Zh
Universitas Islam Malang
Religion Arts Humanities Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Environmental Science Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Mathematics Social Sciences Other

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Menjembatani Kesenjangan : Kerangka Kerja SDG-Wakaf-FinTech Terpadu untuk Transformasi Keuangan Pendidikan di Indonesia Akbar, Rifaldi Nurul; Kurniawan, Muhammad Iman; Rahman Zh, Miftah Hur; Kamilah, Athia Nur
AMAL: Jurnal Ekonomi Syariah Vol. 7 No. 2 (2025): Desember
Publisher : UIN AM. Sangadji Ambon

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33477/eksy.v7i2.12004

Abstract

This study investigates the convergence of Islamic social finance, educational waqf, and FinTech to finance Sustainable Development Goal (SDG) 4 in Indonesia. It aims to map the potential and challenges of this integration and propose a synergistic conceptual model. Employing a qualitative approach, we collected primary data through in-depth interviews with 25 key stakeholders, Focus Group Discussions (FGDs), and analysis of policy documents. Thematic analysis reveals that the potential of educational waqf is hampered by regulatory asymmetry and governance deficits within the nadzir institution, leading to a strategic misalignment with specific SDG 4 targets. Our findings identify the dual role of FinTech as a capital mobilizer via micro-waqf platforms and as a blockchain-based monitor that builds transparency. The study concludes that realizing an effective waqf ecosystem requires an integrated approach: strengthening regulatory foundations and nadzir capacity, leveraging FinTech as a catalyst, and adopting an SDG-aligned impact measurement framework. Future research should prioritize developing and testing such a measurement framework and exploring regulatory sandbox models for Shari'ah-compliant waqf FinTech innovation. Keywords: Educational Waqf, FinTech, SDG 4, Governance, Blockchain, Impact Measurement, Islamic Social Finance
Digital cash waqf in Indonesia: Opportunities and challenges a systematic literature review with PRISMA framework Rifaldi Nurul Akbar; Muhammad Iman Kurniawan; Miftah Hur Rahman ZH
Indonesia Accounting Research Journal Vol. 13 No. 2 (2025): December: Auditing, Finance, Accounting, Management
Publisher : Institute of Accounting Research and Novation (IARN)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35335/iacrj.v13i2.554

Abstract

This study analyzes the development of digital cash waqf in Indonesia by exploring its opportunities, challenges, and strategic implications. It aims to provide a comprehensive synthesis of the impact of digital platforms on public participation, the efficiency of institutional coordination, and the potential for financial innovations such as Cash Waqf Linked Sukuk (CWLS). Employing a Systematic Literature Review (SLR) guided by the PRISMA framework, the research conducted a rigorous identification and screening process of 195 articles from the Scopus database, ultimately selecting 25 high-quality articles for detailed thematic analysis. The key findings reveal that digital platforms significantly increase participation, particularly among younger generations, driven by ease of use, social influence, and digital literacy. However, the study also identifies complex challenges, including weak coordination among the Indonesian Waqf Board (BWI), nadzir (waqf managers), and Islamic financial institutions, coupled with low public literacy and trust. While innovations like CWLS offer considerable potential for sustainable development, their implementation faces obstacles stemming from an immature regulatory framework and ineffective marketing strategies. Based on these findings, the study concludes that optimizing digital cash waqf requires strengthening regulations, enhancing literacy through digital campaigns, building the capacity of nadzir, and fostering more synergistic institutional collaboration. Future research should explore innovative business models, assess the specific effectiveness of fintech platforms, and investigate the determinants of CWLS adoption from both customer and regulatory perspectives to enrich waqf development strategies in the digital era.
The Effect of a Digital Flipbook Integrated with Gamified Wordwall Assessments on Learning Motivation and Outcomes in Islamic Education Zh, Miftah Hur Rahman; Maulana Paramaditya Ananta; Naufal Rifqi Nasution; Muhammad Arinal Haq
International Journal of Learning and Education Vol 1 No 2 (2025): International Journal of Learning and Education (IJLE)
Publisher : NAJAHA

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

This study provides compelling empirical evidence for the effectiveness of integrating digital learning media with gamified assessment tools in the context of Islamic secondary education. Addressing a clear research gap regarding the combined impact of such technologies in Al-Quran Hadits instruction, the researchers employed a quasi-experimental design with 68 eleventh-grade students at MAN Kota Batu. The experimental group utilized a digital flipbook for content delivery, reinforced by a series of Wordwall-based gamified assessments, including quizzes and matching games. The control group, in contrast, received instruction through conventional textbooks. The study’s findings were statistically significant and robust. The experimental group exhibited substantially higher learning motivation, with a mean score of 82.47 compared to 71.35 in the control group, representing a large effect size. Furthermore, their learning outcomes were markedly superior, with a mean score of 84.56 versus 72.18, also demonstrating a very large effect size. A MANOVA analysis confirmed a significant multivariate effect, indicating that the treatment had a powerful positive influence on the combined dependent variables of motivation and achievement. These results suggest that the interactive and engaging nature of the digital flipbook, combined with the immediate feedback and game-like elements of Wordwall, creates a more stimulating and effective learning environment. The study offers crucial quantitative evidence for educators and policymakers in madrasahs, supporting the strategic integration of technology to enhance both student engagement and academic performance in religious studies.
THE PRINCIPAL'S STRATEGY IN CULTIVATING STUDENTS' DISCIPLINE CHARACTER AT THE INDONESIAN SCHOOL IN KUALA LUMPUR MALAYSIA Muzakir, Muchammad Ibnu; Fadli, Muhammad Raisul; Miftah Hur Rahman Zh
Irfani Vol. 21 No. 3 (2025): Irfani
Publisher : LP2M IAIN Sultan Amai Gorontalo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30603/irfani.v21i3.6842

Abstract

This research aims to analyze various strategies used by school principals in cultivating students' disciplined character in Indonesian schools in Kuala Lumpur. The research method used was a qualitative study by conducting interviews and observations of several school teachers and principals at Indonesian schools in Kuala Lumpur. The research results show that there are several strategies that are commonly used, including establishing clear school rules, consistent application of sanctions and rewards, involving parents in building student character, and creating a supportive learning environment. The implication of this research is the important role of school principals in shaping students' disciplinary character and the need for comprehensive and consistent implementation of strategies. It is hoped that this research can contribute to the development of character education in Indonesian schools in Kuala Lumpur. The research results show that the principal has a very important role in cultivating the disciplined character of students at school. They use a variety of strategies, including establishing clear school rules, consistent application of sanctions and rewards, involving parents, and creating a supportive learning environment. The implication of this research is the importance of the role of the school principal and the need to implement comprehensive and consistent strategies in shaping students' disciplinary character.
Re-examining Quality in AI-Mediated Language Learning: A PLS-SEM Analysis of Pedagogical Alignment, Engagement, and Arabic Language Proficiency Risbiyantoro, Hendro; Mahnun, Nunu; Efendi, Aprijon; Zh, Miftah Hur Rahman; Fadhli, Muhibuddin; At Thaariq, Zahid Zufar; Syam, Aldo Redho; Assiddiqi, Jimly
Jurnal Pemberdayaan Masyarakat Vol 5, No 1 (2026)
Publisher : Yayasan Keluarga Guru Mandiri

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.46843/jpm.v5i1.709

Abstract

This study examines the effects of AI-based learning tools on Arabic language learning among Arabic students, with student engagement and educational content quality as mediators. This study used a quantitative causal-explanatory design and administered an online questionnaire to students, teachers, and education professionals (N=960). Using Partial Least Squares Structural Equation Modeling (PLS-SEM) to analyze the data, there was a large direct positive effect of AI tools on proficiency and an even stronger positive mediating effect of student engagement. Unexpectedly, perceptions of educational content quality were strongly negatively associated with proficiency, suggesting that a mismatch between content design and the learner’s sociocultural context may impede learning even when the pedagogical design is sound. The results highlight that the success of AI in language learning is not merely a function of the state of the technology, but, more importantly, a function of pedagogically sound content and its continued capacity to promote profound engagement. This research enhances the science of technology-enhanced learning by proposing a refined model for English language education in Egypt and by providing implementation-oriented suggestions for furthering practice, calling for a shift from technocentric implementation to learner-centric orchestration of AI in Arabic language education.
Co-Authors Ade Sofyan Mulazid Afiful Ikhwan Agus Wedi Akbar, Rifaldi Nurul Almi, Ridho Fikri Aprijon Efendi Arief Ardiansyah Arief Ardiansyah Assiddiqi, Jimly At Thaariq, Zahid Zufar At Thaariq, Zahid Zufar Ayunisa, Dini Arifa Dedi Kuswandi Dedi Kuswandi Dudun Ubaedullah Fadli, Muhammad Raisul Fatih Budiman Fatimah Nikmatullah Haditia, Mohamad Happy Susanto Idham Kamilah, Athia Nur Khabib Mustofa Kurniasih, Dede Dwi Manaf, Sofwan Maryono Maryono Maulana Paramaditya Ananta Mona Novita Muchammad Ibnu Muzakir Muh. Ihsan Yudha Pradana Muhamad Odi Tondi Naustion Muhammad Arinal Haq Muhammad Iman Kurniawan Muhammad Iman Kurniawan Muhibuddin Fadhli Muhibuddin Fadhli Mukhlisin, Mukhlisin Mutiara Sari Dewi Mutiara Sari Dewi Naufal Rifqi Nasution Nindya Liftia Sani Nunu Mahnun Nurrahmaniah, Nurrahmaniah Pangestu, Eka Zendriyan Permana, Yudi Pratikto, Muhammad Iqbal Surya Purnomo Putra, Muhammad Fatih Budiman Rido Kurnianto Rifaldi Nurul Akbar Risbiyantoro, Hendro Riyadi Riyadi Rokimin Rokimin, Rokimin S Siswanto Sinaga, Muhammad Najmi Alwi Slamet Daroini Sofwan Manaf Supriyono Supriyono Suryono, Fajar Syam, Aldo Redho Syamsul Arifin Terminanto, Ade Ananto Ummah, Siti Chomsiatin Binti Ni’matul Wahidaini, Wahidaini Yerry Soepriyanto Yoghi Citra Pratama Zuyyina Ilmy Azizah