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ANALISIS YURIDIS PENYELESAIAN KREDIT MACET TANPA JAMINAN HAK TANGGUNGAN (Studi Putusan Nomor: 11/PDT.G.S/2018/PN SON) Rahmawati, Widya; Simanjuntak, Kristi W.; Rakia, A. Sakti. R. S.
Judge : Jurnal Hukum Vol. 6 No. 02 (2025): Judge : Jurnal Hukum
Publisher : Cattleya Darmaya Fortuna

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54209/judge.v6i02.1363

Abstract

Kedudukan perjanjian kredit tanpa jaminan hak tanggungan adalah perjanjian sah dalam hukum perdata selama sesuai dengan (Pasal 1320 KUHPerdata), meskipun tidak diatur dalam UU Hak Tanggungan karena tidak melibatkan agunan berupa tanah atau bangunan. Kredit jenis ini tetap diakui oleh Undang-Undang Perbankan, dan pelaksanaannya tunduk pada prinsip kehati-hatian serta penilaian kelayakan debitur. Namun, tanpa hak tanggungan, posisi hukum kreditur menjadi lebih lemah jika terjadi wanprestasi, karena tidak memiliki hak eksekusi langsung terhadap objek jaminan, sehingga penyelesaian harus melalui gugatan perdata di pengadilan. Penyelesaian kredit macet tanpa jaminan hak tanggungan sesuai putusan No.: 11/pdt.g.s/2018/pn son yaitu kredit dengan jaminan hak tanggungan memberikan perlindungan hukum yang lebih kuat bagi kreditur karena memungkinkan eksekusi langsung melalui parate eksekusi tanpa perlu putusan pengadilan. Sebaliknya, kredit tanpa hak tanggungan lebih berisiko karena eksekusi hanya dapat dilaksanakan lewta gugatan perdata dan putusan pengadilan yang inkracht, sehingga proses penyelesaiannya lebih lambat dan kompleks. Namun, baik kredit dengan maupun tanpa jaminan tetap sah secara hukum selama sesuai dengan syarat sah perjanjian menurut KUHPerdata. Bagi debitur, hak tanggungan menciptakan tanggung jawab dan risiko lebih besar, namun memberikan kepastian hukum bagi kedua belah pihak.
STRESS AND INADEQUATE FRUIT-VEGETABLE INTAKE AS MODIFIABLE RISK FACTORS FOR TYPE 2 DIABETES IN YOGYAKARTA: Stres dan Konsumsi Buah-Sayur Kurang sebagai Faktor Risiko Modifiable Diabetes Tipe 2 di Yogyakarta Solikhah, Solikhah; Sulistiawan, Dedik; Matahari, Ratu; Rahmawati, Widya; Sarwani Sri Rejeki, Dwi
Jurnal Berkala Epidemiologi Vol. 13 No. 2 (2025): Jurnal Berkala Epidemiologi (Periodic Epidemiology Journal)
Publisher : Universitas Airlangga

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20473/jbe.V13I22025.184-192

Abstract

Background: Type 2 diabetes mellitus (T2DM) remains a significant global public health issue, with rising prevalence, including in Indonesia. At the same time, numerous studies have investigated modifiable risk factors of T2DM. To date, stress, fruit, and green-leafy vegetable consumption as risk factors of T2DM remain limited. Purpose: This study investigated the association between stress, fruit, and green-leafy vegetable consumption with T2DM occurrence among individuals under the supervision of Kalasan Public Health Center, Sleman, Yogyakarta. Methods: A cross-sectional study was conducted among 356 registered outpatients selected through purposive sampling. Stress levels were measured using the WHO Self-Reporting Questionnaire, while fruit and vegetable consumption was assessed using the Indonesia Basic Health Research 2018 questionnaire. T2DM status was determined based on fasting blood sugar levels recorded in medical records and confirmed by a physician's diagnosis. Results: Stress was linked to a higher probability of T2DM (Adjusted Odds Ratio (AOR)=2.61; 95% CI=1.25–5.44). Consuming fruit and green-leafy vegetables 2–3 times per week was associated with a lower likelihood of having T2DM (AOR=0.27; 95%  CI=0.13–0.56 and AOR=0.07; 95%CI=0.03–0.20, respectively). Conclusion: Stress increases the probability of T2DM. Fruit and green-leafy vegetable consumption 2-3 times per week was associated with a reduced likelihood of T2DM. These findings emphasize the need for targeted public health interventions promoting stress management and healthy dietary patterns strategies to mitigate T2DM risk in primary healthcare settings.
PENDAMPINGAN PROSES PANEN DAN PASCAPANEN BENIH KENTANG G-0 KONVENSIONAL PADA KELOMPOK TANI SEJAHTERA NAGARI BATU BAJANJANG KECAMATAN LEMBANG JAYA KABUPATEN SOLOK Rahmawati, Widya; Rafindo, Hadi; Deperiky, Dedet; Yoga, Trio Candra; Halimatuddini, Halimatuddini; Amallia, Chairun; Hidayat, Rahmat; Islami, Syaifuddin
Jurnal Pengabdian kepada Masyarakat DEWANTARA Vol 8 No 2 (2025): Jurnal Pengabdian kepada Masyarakat DEWANTARA
Publisher : Lembaga Penelitian dan Pengabdian Pada Masyarakat Universitas Tamansiswa Padang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31317/jpmd.v8i2.1228

Abstract

Kegiatan Pengabdian Kepada Masyarakat dilakukan di kelompok tani Sejahtera Nagari Batu Bajanjang Kecamatan Lembang Jaya Kabupaten Solok Sumatera Barat pada tanggal 16 Mei 2025. Peserta yang mengikuti kegiatan ini sebanyak 25 orang terdiri dari Balai Pengawasan dan Sertifikasi Benih (BPSB), Kabid Hortikultura Dinas Pertanian Sumatera Barat, Kabid Hortikultura Dinas Pertanian Kabupaten Solok, Penyuluh Pertanian (BPP), Kelompok Tani dan Mahasiswa. Kegiatan ini bertujuan untuk memberikan edukasi kepada seluruh peserta dalam memahami proses panen benih kentang G-0 beserta tahapannya sampai proses dormansi. Berikut ini adalah beberapa manfaat panen benih kentang bermutu: Meningkatkan wawasan kelompok tani tentang proses panen benih kentang sesuai SOP, mengurangi resiko kerusakan pada umbi yang dipanen dan memastikan hasil panen yang berkualitas. Dengan dilakukannya bimbingan teknis ini, menambah pengetahuan para petani bahwa pentingnya mengetahui, memahami dan menerapkan tata kelola panen dan pascapanen benih kentang secara utuh dimana selama ini belum termanfaatkan secara optimal.
Are Students Motivated Enough?: A Study of Students’ Motivation in Online English Course Nurhartanto, Adhi; Wengrum, Tyas Desita; Rahmawati, Widya
IJLHE: International Journal of Language, Humanities, and Education Vol. 6 No. 2 (2023): IJLHE: International Journal of Language, Humanities, and Education
Publisher : Master Program in Indonesian Language Education and The Institute for Research and Community Service STKIP PGRI Bandar Lampung

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

It is still debatable whether distance learning is effective to be implemented fully. In pandemic where classes have been conducted online for more than a year, students’ motivation in attending the lectures fully is questionable. This study aims to determine students’ motivation in attending the lectures gradually. The students’ motivation six months after the face-to-face meeting was forbidden is compared to their motivation a year after the classes were done online. This research is a quantitative study using a quasi-experimental research design with a time-series model. The population of this research is all 1st and 2nd semester students who took English For Business 1 and 2 courses. Data collection was carried out by using questionnaires to gain students’ motivation using Dornyei’s L2MSS questionnaires and additional 10 items from regular face to face class modified into items about the online language learning added to Language Learning section. Data analysis was conducted using the t test for paired samples. The results of the analysis obtained that distance learning is effective to maintain students’ motivation in attending classes in shorter period while it possibly decreases in longer time and teacher possibly needs creativity to maintain the students’ motivation.
The Effectiveness of Team Pair Solo Technique in Teaching Speaking:: An Experimental Study at the First Semester of Madrasah Ibtidaiyah Teacher Training Program in the Academic Year of 2024/2025 Rahmawati, Widya; Permana, Rian Sigit Gesang
Indonesian Research Journal on Education Vol. 4 No. 4 (2024): irje 2024
Publisher : Fakultas Keguruan dan Ilmu Pendidikan, Universitas Pahlawan Tuanku Tambusai

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31004/irje.v4i4.1677

Abstract

Team Pair Solo (TPS) is a method of cooperative learning in which the students do problem first as a team, then with a partner, and finally on their own. It is designed to motivate the students to tackle and succeed at problem which initially were beyond their ability. And then all students take individual quizzes on the material. The purpose in this research is to answer and investigate the effect of Team Pair Solo technique in teaching speaking related to speaking skill. In this research, quasi-experimental design used pre-test and post-test design. The writers given the test of two classes as subject, so there were control class and experimental class as compared. Despite this, the writers used quantitative approaches because the analyzed data was homogeny. The result of homogeneity test is to know the equivalent in capability before the writers give the treatment to the experimental group. Based on the research finding, it is found that the statistic computation from the post-test support the hypothesis and the students taught by using Team Pair Solo technique have better scores in speaking than those taught by using non-Team Pair Solo. This finding means that the alternative hypothesis is accepted. It is proved from the computation where computed F-value (23.196) was higher than the critical F-value (4.098) in significant level 0.05. The t-value shows 4.816, the sig. shows 0.000. The significance level is lower than 0.05 (0.000<0.050). Therefore, it can be concluded that Think Pair Solo technique is effective in teaching speaking.
Building Joyful Learning to Enhance Students Motivation in Studying English Permana, Rian Sigit Gesang; Roni, May; Rahmawati, Widya; H, Ari Fatihatul; Susanto, Susanto
Attractive : Innovative Education Journal Vol. 4 No. 2 (2022): Attractive : Innovative Education Journal
Publisher : CV. Creative Tugu Pena

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.51278/aj.v4i2.382

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Learning is enhanced when it accours within a positive condition where the students fell exitement about what they are learning. Students are the center of learning process. They are forced to be active in reading, doing tasks, and in answering teacher’s question. The article aimed to discuss the characteristics of joyful learning, students’ motivation and the influence of joyful learning in building students’ motivation in studying English. The researchers used library research. For this reason, the researchers have proven it through analytical efforts and in-depth studies in several international publications. In short, the researchers examined each piece of evidence with a phenomenological approach to get answers to research questions that are among other things, involve a data coding system, critical evaluation, and drawing of valid and reliable final results . The result show that teachers can identify the characteristic of their students, so they can choose the kind of the appropriate educative games they can give. So although they come from different background, the students still have a high motivation in studying English. Teacher is demanded to be able to implement a concept that can create a fun learning situation in the class, so that the students feel comfortable and happy during teaching and learning process Keywords: Building Joyful Learning, Students Motivation, Joyful Learning English
Exploring Pedagogical Challenges Faced by EFL Teacher Candidates: A Qualitative Analysis in the English Laboratory Rahmawati, Widya; Puspitasari, Ema; Karim, Samuel; Fahmi, Fahmi
LinguaScopes: International Journal of Language Education Vol. 2 No. 2 (2025): LinguaScopes: International Journal of Language Education
Publisher : Madiha Press

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Abstract

Abstract Teacher candidates play a strategic role in ensuring the quality of future educational systems, yet many continue to encounter significant challenges during their teaching practicum, particularly related to pedagogical competence. This study investigates the pedagogical obstacles faced by EFL teacher candidates during their teaching performance in the English Laboratory of Muhammadiyah University of Metro. Using a descriptive qualitative design, data were collected through observation, interviews, and document analysis involving 12 assistants and 5 key informants. The findings reveal that teacher candidates commonly struggle with selecting appropriate teaching methods, managing students’ diverse learning abilities, and utilizing instructional media effectively. Moreover, the mismatch between chosen teaching strategies and students’ learning conditions often leads to ineffective learning processes. This study highlights the importance of strengthening pedagogical competence, including mastery of teaching methods, classroom management, and instructional media integration, to improve the teaching readiness of future teachers. The implications emphasize the need for more comprehensive pedagogical training and ongoing mentorship during teaching practicum programs.
Household food waste and food security: a review of behavioral, socioeconomic, and educational determinants Aisy, Nabilah Rihadatul; Rahmawati, Widya; Rahmawati, Irma Sarita
Berita Kedokteran Masyarakat Vol 41 No 12 (2025)
Publisher : Universitas Gadjah Mada

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22146/bkm.v41i12.22480

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Purpose: This systematic review examines the relationship between household food waste and food security, exploring key behavioral, socio- economic, and educational determinants that shape this interconnection in domestic settings. Methods: The review adhered to PRISMA guidelines and applied Covidence software to screen items obtained from Scopus, Pub- Med, and Web of Science, from 2015 to 2025. Search terms used included "household", "food waste", "food security", and "waste management". Inclusion criteria were based on the PICOS framework, targeting studies that investigated household food waste and food security outcomes using qualitative or quantitative designs. Results: Out of 263 identified articles, 12 met the eligibility criteria. The findings revealed that higher food waste is generally associated with food-secure and high-income households due to excessive purchasing and poor planning. However, food-insecure house- holds also contributed significantly to food waste due to inadequate storage practices and limited food literacy. Behavioral and educational factors, including purchasing habits and levels of awareness, were significant indicators of food waste. Several studies emphasized the role of food and nutrition literacy, proper storage, and community engagement in minimizing food loss and improving food availability. Register of Systematic Reviews (PROSPERO) under registration number CRD420251271753.Conclusion: Household food waste negatively impacts all four dimensions of food secu- rity. Effective strategies should integrate educational interventions, decen- tralized storage technologies, and community-based initiatives to enhance food system resilience. Reducing food waste is necessary to foster ecological health, economic success, and reliable household food security.
Modifikasi Lemari Sterilisasi Kaleng Ikan Menjadi Mesin Vacuum Dryer Sebagai Sarana Praktikum dan Penelitian di Laboratorium Rekayasa Pangan Ikhwanudin, Angga Herviona; Widadi, Nurul; Guntoro; Zainal Abidin, Ahmad; Oktanuriawan, Jefry; Rahmawati, Widya
Jurnal Pengelolaan Laboratorium Vol 5 No 1 (2026): Februari
Publisher : Politeknik Negeri Jember

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.25047/plp.v5i1.6711

Abstract

Laboratorium TRP merupakan sarana yang digunakan untuk kegiatan pendidikan dan penelitian. Tingginya frekuensi kegiatan pendidikan maupun penelitian di Laboratorium TRP terutama yang berkaitan dengan proses pengeringan, menekankan kebutuhan untuk menyediakan fasilitas yang memadai guna mendukung proses pembelajaran dan penelitian. Opsi terbaik untuk mengtasi permasalahan tersebut yaitu dengan memodifikasi lemari sterilisasi kaleng untuk kemudian dapat dirancang menjadi alat pengering yang belum tersedia di laboratorium TRP, yaitu vacuum dryer dan mesin pengering. Metode penelitian yang digunakan yaitu penelitian dan pengembangan yang terdiri dari perancangan modifikasi alat, instalasi sistem alat, pengujian kinerja alat dan pengujian kualitas produk hasil pengeringan alat. Prinsip kerja Mesin pengering vakum mini yaitu mengeringkan bahan pangan menggunakan energi listrik yang dikonversi menjadi energi panas dalam tekanan vakum. Sedangkan Mesin pengering bahan pangan, mengeringkan bahan pangan menggunakan energi listrik yang dikonversi menjadi energi panas Bahan yang digunakkan untuk uji kinerja mesin adalah cabai rawit dan cabai hijau.. Pengujian kinerja alat yang dilakukan terdiri uji energi, uji suhu pengeringan,uji rendemen, uji kualitas produk yang terdiri dari uji kadar air, uji kadar vitamin C, dan uji warna.
PELATIHAN DAN PENGEMBANGAN SUMBER DAYA MANUSIA DALAM HILIRISASI KOMODITAS TOMAT BERBASIS PEMBERDAYAAN MASYARAKAT KELOMPOK USAHA BERSAMA PEMUDA SOLOK SAIYO SAKATO Rahmawati, Widya; Rafindo, Hadi
Jurnal Pengabdian kepada Masyarakat DEWANTARA Vol 9 No 1 (2026): Jurnal Pengabdian kepada Masyarakat DEWANTARA
Publisher : Lembaga Penelitian dan Pengabdian Pada Masyarakat Universitas Tamansiswa Padang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31317/jpmd.v9i1.1332

Abstract

Hilirisasi komoditas pertanian merupakan upaya strategis untuk meningkatkan nilai tambah melalui pengolahan, pengemasan, dan pemasaran produk. Dalam perspektif SDM, keberhasilan hilirisasi sangat ditentukan oleh kualitas manusia yang mengelola proses tersebut. Pelatihan dan pengembangan SDM berperan sebagai penggerak utama dalam memastikan bahwa masyarakat memiliki kemampuan yang memadai untuk menjalankan seluruh rantai nilai komoditas tomat. Melalui pelatihan yang terarah, masyarakat tidak hanya memahami teknik pengolahan tomat menjadi produk bernilai tambah, tetapi juga mampu mengidentifikasi peluang usaha, mengelola sumber daya secara efisien, serta mengembangkan inovasi produk sesuai dengan kebutuhan pasar. Pengembangan SDM yang berkelanjutan juga mendorong terbentuknya pola pikir adaptif dan inovatif, yang sangat dibutuhkan dalam menghadapi dinamika pasar dan persaingan usaha.
Co-Authors Adhi Nurhartanto, Adhi Agustiana Dwi Indiah Ventyaningsih, Agustiana Dwi Indiah Aisy, Nabilah Rihadatul Amalia Ruhana, Amalia Amallia, Chairun Andi Fauziah Yahya Annisa Rizky Maulidiana Arafah, Andi Asrafiani Asti Melani Astari Ayut Merdikawati, Ayut Candra Irawan Catur Saptaning Wilujeng Cenedy, Robert Chabib, Ircham Nur Dedet Deperiky Dedik Sulistiawan Dian Handayani Diana, Nadiya Novitania Putri Dwijayanti, Felia Emy Sudarwati Endang Astuti Eriza Fadhilah, Eriza Erry Nur Rahmawati Fahmi Fahmi Fajar Ari Nugroho Guntoro H, Ari Fatihatul Hadi Rafindo Haerani, Rosita Putri Rahmi Halimatuddini, Halimatuddini Hanifa Setiyawan, Hanifa Hasan, Lenny Hidayat Sujuti Holipah Holipah Ikhwanudin, Angga Herviona Ilmia Fahmi, Ilmia Inggita Kusumastuty Intan Yusuf Habibie Islami, Syaifuddin Iswandi Iswandi Junaidi Al Hidayah, Dedi Karim, Samuel Karyati, Ambar Kobal, Hardinalis Kurniawan Kurniawan Lenny Hasan, Henny Sjafitri, Nelharosma, Leny Budhi Harti Lukmanul Hakim Mahmud Sahroni Marlina Ekawaty May Roni Mayasari, Hesti Mira Mutiyani Monica, Lala Muhammad Idham Darussalam Mardjan Muhlis Muhlis Mukhlidin, Mukhlidin Muladefi Choiriyah Mustika Dewi Nia Novita Wirawan, Nia Novita Nindy Sabrina Novita Sari Nugroho, Gabryna Auliya Nurrika Azizah, Nurrika Oktanuriawan, Jefry Permana, Rian Sigit Gesang Purwita Sari, Paramitha Puspitasari, Diyah Ayu Puspitasari, Ema Puta, Sapta Eka Putri, Dianita Setya Pradita Putri, Yuliarni R.S. Rakia, A. Sakti Rafindo, Hadi Rahima, Dwira Rahmat Hidayat Rahmawati, Irma Sarita Ramadhania Ramadhania Ratu Matahari Riris Yunita Damanik, Riris Yunita Sapta Eka Putra Saputra, Randika Sarwani Sri Rejeki, Dwi Savira, Anggun Septika, Hety Diana Shanti, Karina Muthia Sigit Gesang Permana , Rian Simanjuntak, Kristi W. Soemar Dini, Soemar Solikhah Solikhah Sri Andarini sukriadi sukriadi Sulistya, Rahmawati Susanto Susanto Suyuti, Nasruddin Swasta Priambada Syentia, Likanopa Titis Sari Kusuma Tri Joko Raharjo Tutik Dwi Wahyuningsih Tyas Desita Wengrum Ulya , Inarotul Ummu Ditya Erliana Wahyu Setyaji Dwiantara Widadi, Nurul Wirawan, Nia N. Yoga, Trio Candra Yosfi Rahmi Yudi Arimba Wani, Yudi Arimba Zainal Abidin, Ahmad Zein, Muhammad Zubir, Zubir