Articles
S3 (SALE SALAM SYSTEM) : OPTIMALISASI AKAD SALAM OLEH PERBANKAN SYARIAH DALAM MENGATASI TALLAQI RUKBAN PADA KOMUDITAS PERTANIAN (STUDI KASUS PETANI DI DESA NGANDONG YOGYAKARTA)
Khurul Aimmatul Umah;
Faisol Luthfi;
Tika Widiastuti
Jurnal MEBIS (Manajemen dan Bisnis) Vol 3 No 1 (2018): July 2018
Publisher : Fakultas Ekonomi dan Bisnis (Gedung B) │UPN "Veteran" Jawa Timur
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DOI: 10.33005/mebis.v3i1.23
Akad salam merupakan salah satu akad jual beli yang saat ini menjadi salah satu produk perbankan syariah untuk sektor pertanian. Namun pada saat ini implementasi akad salam belumlah optimal dibandingkan negara-negara lain seperti Sudan dan Pakistan yang menjadikan akad salam sebagai produk andalan dalam meningkatkan kesejahteraan petani. Pada penelitian ini penulis ingin menganalisis kolerasi positif dalam penerapan akad salam secara optimal, sehingga dapat menagatasi permasalahan tallaqi rukban yang saat ini marak terjadi. Tallaqi rukban tentu sangat menyengsarakan para petani karena para tengkulak (pemasok) biasa memanfaatkan ketidaktahuan petani terhadap harga pasar sehingga dapat membeli dengan harga yang lebih murah demi memperoleh untung yang sangat besar, selain itu dengan adanya pengembangan konsep salam ini dapat meningkatkan perekonomian para petani karena dipermudah dalam proses distribusi hasil panen. Penelitian ini bersifat kualitatif induktif dalam artian menerangkan dari fakta ke teori, dengan jenis penelitian berupa studi kasus. Adapun teknik pengumpulan data dilakukan melalui dua cara yaitu, wawancara kepada pihak perbankan, dan petani padi di desa Ngandong Yogyakarta, serta teknik dokumentasi. Jenis penelitian ini adalah Studi kasus dengan teknik analisis data menggunakan metode Spradley atau ethnograpi, sehingga dapat menyajikan hasil analisis secara deskriptif guna menjawab tujuan penelitian. Berdasarkan analisis yang dilakukan oleh penulis maka dapat disimpulkan bahwa dengan adanya akad salam oleh perbankan syariah yang dapat memasarkan penjualan padi milik para petani di desa ngandong. Hal ini sangat berperan dalam mengatasi tallaqi rukban yang dilarang oleh syariat islam. Optimalisasi akad salam memiliki kolerasi positif dalam peningkatan perekonomian petani padi karena mendorong penaikan harga jual padi oleh petani dan menghindari kecurangan para tengkulak dalam merekayasa harga pasar.
THE EMPOWERMENT MODEL OF CASH WAQF TO IMPROVE EDUCATION QUALITY IN ZAKAT INSTITUTIONS
Sri Herianingrum;
Tika Widiastuti
IJIBE (International Journal of Islamic Business Ethics) Vol 1, No 1 (2016): March 2016
Publisher : UNISSULA
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DOI: 10.30659/ijibe.1.1.53-65
Islam has many solutions in addressing the issue of limitations in education. That is cash waqf. Cash waqf, is expected to narrow the gap between rich and poor society by means of transfering of wealth (the profits from managing cash waqf) from rich to poor. The purpose of this study is to analyze the cash waqf empowerment model in an effort to improve the quality of education. The method is done by in depth-interview with the boards (Leader and Manager program) of Yatim Mandiri, administrators of YKN (Independence Nusantara Foundation), and the staffs of Insan Cendekia Mandiri Boarding School. Limitation of this paper is to investigate the three institutions of zakat mentioned earlier. The results showed that waqfin the form of movable or immovable objects can be utilized and provide benefits to the society. The role of waqf, especially in improving the quality of education, is still limited to the purchase of land. The land is used for institution building of Insan Cendekia Mandiri Boarding School. There is a model of cashwaqf empowerment in the institution of zakat (Yatim Mandiri) that can be replicated in other institutions of zakat. The structure of this paper are: Section 1 describe the development of cash waqfin Indonesia; Section 2 is literature review about cash waqf; Section 3 explain the research model used in this paper; Section 4 is discussion; and the last Section 5 is the authors conclusion and authors recommendation to improve the empowerment of cash waqf.
Efektivitas Promosi Melalui Radio Terhadap Kepatuhan Para Muzakki di Surabaya
Firda Nur Fadillah;
Tika Widiastuti
Jurnal Ekonomi Syariah Teori dan Terapan Vol. 2 No. 7 (2015): Juli-2015
Publisher : Universitas Airlangga
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DOI: 10.20473/vol2iss20157pp542-552
This study aims to determine the effectiveness promotion through radio to obedience of muzakki channelling zakat at the zakat institute in Surabaya. This research is qualitative. The approach in this study using case study strategy. Characteristics of the informants in this study is muzakki distribute their zakat to zakat institutions in Surabaya and ever listen promotion of zakat institutions through radio. Informants in this study amounted to 9 muzakki. Technical data collection is done by using the interview method. After the data collected do data reduction, data presentation and conclusion (verification). The results showed that the promotion through radio by zakat institution in Surabaya improving obedience muzakki said to be effective. Effectiveness is measured by three indicators, there are muzakki understanding of zakat, zakat practice frequency, and amount of donation.
Kondisi Variabel Makro Ekonomi Islam Ditinjau Dari Pengaruh Kebijakan Moneter Studi Kasus : Indonesia Periode Tahun 2010-2014
Bachrotil Ilmiyah;
Tika Widiastuti
Jurnal Ekonomi Syariah Teori dan Terapan Vol. 2 No. 9 (2015): September-2015
Publisher : Universitas Airlangga
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DOI: 10.20473/vol2iss20159pp714-727
This study raised the issue of how Islamic macroeconomic conditions in Indonesia is affected by the role of Bank Indonesia. This study aims to determine whether monetary policy implemented BI is able to influence the Islamic macro-economic conditions. Variables used in this study is inflation and profit sharing ratio as variables describing Islamic macroeconomic conditions.The data used in this research is secondary data taken from the official website of Bank Indonesia in the form of time series from January 2010 until December 2014.This study uses eviews 8 to process the data with Based on the results of IRF and statistical analysis showed that the variables of monetary policy and macroeconomic variables Islam shows long-term relationship. From the results of variance decomposition shows that each variable represents a contribution on other variables with a composition of no more than 35%.
Analisis Pemberdayaan Sosial Ekonomi di Masjid At-Taqwa
Setianto Setianto;
Tika Widiastuti
Jurnal Ekonomi Syariah Teori dan Terapan Vol. 2 No. 10 (2015): Oktober-2015
Publisher : Universitas Airlangga
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DOI: 10.20473/vol2iss201510pp867-880
This research aims to find out the role of At-Taqwa mosque in Simorejo Surabaya towards the community. It uses qualitative approach with descriptive case study methodology. The researcher used purposive technique for data collection to determine the informant. Based on the technique, the researcher obtained seven informants which were the head of takmir, and six mosque jamaah from At-Taqwa Simorejo Surabaya. The data collection was done bydoing observation, documentation, and in-depth interview. The analysis of the data was done by using interactive model which were data reduction, data display and drawing the conclusion.The result is At-Taqwa Simorejo mosque has a big role in social empowerment because the community is involved in productive process which is based on equality and security, sustainability and cooperation which can run simultaneously so that prosperity can be achieved.
PEMBERDAYAAN EKONOMI KARYAWAN PESANTREN OLEH KOPERASI AL-MAWADDAH STUDI KASUS PESANTREN PUTRI AL-MAWADDAH
Danty Safira Dewi;
Tika Widiastuti
Jurnal Ekonomi Syariah Teori dan Terapan Vol. 3 No. 3 (2016): Maret-2016
Publisher : Universitas Airlangga
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DOI: 10.20473/vol3iss20163pp219-234
The research goal is to figure out the role of the Al-Mawaddah Islamic Girl Boarding School or Kiswah against economic empowerment employee of boarding school. The research method used is descriptive qualitative approach with case studies. Data collected by interviews and observations directly to the informant that is in charge of the cooperative and the community surrounding the village of Coper Jetis Ponorogo and secondary data collection is derived from the journal, text books and other literature.Results from this study is a Kiswah role in the economic empowerment of the employees but still less perfect or less than optimal. The employees economic empowerment conducted by the Cooperative Al-Mawaddah Islamic Girl Boarding School or Kiswah by making Kiswah as employment and to increase their income. Going forward, Kiswah will change the shape of this cooperative that previously was business cooperatives into credit unions or other forms of cooperatives.
Faktor Yang Berkontribusi Terhadap Jumlah Penerimaan Dana Zakat Pada Lembaga Zakat Di Kota Surabaya
Farid Nugroho;
Tika Widiastuti
Jurnal Ekonomi Syariah Teori dan Terapan Vol. 3 No. 4 (2016): April-2016
Publisher : Universitas Airlangga
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DOI: 10.20473/vol3iss20164pp295-310
The aim of this study is to determine and analyze the contribution of technological factor, accessibility factor, credibility factor, and programs factor of zakat institutions to the zakat funds revenue received by zakat institutions in Surabaya. This study used a qualitative approach with case study strategy. Data collected through interviews with informants and direct observation to the object of the research. The result of this study is there are several factors that have important contribution to zakat revenue at zakat institution in Surabaya. The researcher found accessibility, credibility and zakat collection program during Ramadhan have important contribution to the revenue of zakat funds, while technology has not been widely used by muzakki to make payment of zakat.
Pengaruh Belanja Daerah Terhadap Indeks Pembangunan Manusia Di Provinsi Papua Periode 2011 Hingga 2013 Dalam Perspektif Ekonomi Islam
Firly Dwitya Kamilia;
Tika Widiastuti
Jurnal Ekonomi Syariah Teori dan Terapan Vol. 3 No. 5 (2016): Mei-2016
Publisher : Universitas Airlangga
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DOI: 10.20473/vol3iss20165pp359-374
The aim of this study was to determine the effect of education spending and healthspending on the Human Development Index (HDI) in Papua Province period 2011-2013. Themethod used is quantitative method with panel data regression techniques. The data used issecondary data by collecting data annual financial statements Papua Province in theperiod 2011-2013 which includes education and health spending data across district in theprovince of Papua.Panel data regression conducted showed that spending on education (X1) positive andsignificant impact on the human development index in province of Papua and healthspending (X2) has no effect on the human development index in Papua as well as spendingon education and helath spending simultaneously affect the human development index inPapua Province 2011-2013.
Pengaruh SBIS Dan PUAS Terhadap Tingkat Inflasi Melalui Operasi Moneter Syariah Pada Periode 2011-2015
Marisa Ayu Andarini;
Tika Widiastuti
Jurnal Ekonomi Syariah Teori dan Terapan Vol. 3 No. 6 (2016): Juni-2016
Publisher : Universitas Airlangga
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DOI: 10.20473/vol3iss20166pp474-489
This study aims to determine the relationship directly or indirectly between SBIS and PUAS into inflation by Sharia Monetary Operations. The approach used is a quantitative approach using path analysis technique with four variables are SBIS and PUAS as exogenous variable, the inflation rate as an endogenous variable and OMs as an intervening variable.The results show that SBIS and PUAS have a positive direct correlation to inflation. This show that the SBIS and PUAS still did’t able to meet expectations in order to reduce the rate of inflation. In this study may also indicate that the SBIS relate indirectly to inflation through OMs. OMs be able to suppress compared to inflation growth rate of SBIS and PUAS variable, PUAS doesnt have a relation to inflation through OMs. Therefore, from this study is expected the government to reassess the effectiveness of Islamic monetary transmission in suppressing the inflation growth rate.
Pengaruh Indikator Makro Ekonomi: Infasi Dan Nilai Tukar Rupiah Terhadap Jumlah Zakat Terkumpul Di Lembaga Amil Zakat Dompet Dhuafa Periode 1997-2013
Rio Budi Dwitama;
Tika Widiastuti
Jurnal Ekonomi Syariah Teori dan Terapan Vol. 3 No. 7 (2016): Juli-2016
Publisher : Universitas Airlangga
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DOI: 10.20473/vol3iss20167pp584-599
The The purpose of this study was to know the effect of rupiah exchange rate and inflation on the amount of zakah in amil zakah foundation dompet dhuafa period 1997-2013. The approach research that is used is quantitative with multiple linear regression analysis technique. The dependent variable used is the amount of zakah, while the independent variables, rupiah exchange rate and inflation. Determination of the number of samples using non probability sampling with saturated sample method, that all of the population used as sample. Data that being used was secondary data. T test result stated that rupiah exchange rate and inflation has an effect not significant on the amount of zakah. F test result state that simultaneously the rupiah exchange rate and inflation has an effect not significant on the amount of zakah in Amil Zakah Foundation Dompet Dhuafa period 1997-2013.