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All Journal IQTISHODUNA IQTISHADIA JURNAL SOSIAL HUMANIORA (JSH) IJIBE (International Journal of Islamic Business Ethics) Jurnal Ekonomi & Studi Pembangunan Jurnal Ekonomi Syariah Teori dan Terapan JURNAL EKONOMI DAN BISNIS AIRLANGGA Al-Ihkam: Jurnal Hukum dan Pranata Sosial Ziswaf : Jurnal Zakat dan Wakaf Jurnal Pengabdian Kepada Masyarakat (Indonesian Journal of Community Engagement) Jurnal Ekonomi dan Bisnis Islam Falah : Jurnal Ekonomi Syariah Jurnal Ilmiah Ekonomi Islam Hayula: Indonesian Journal of Multidisciplinary Islamic Studies AKSIOLOGIYA : Jurnal Pengabdian Kepada Masyarakat Perisai : Islamic Banking and Finance Journal Economica: Jurnal Ekonomi Islam al-Uqud : Journal of Islamic Economics FITRAH:Jurnal Kajian Ilmu-ilmu Keislaman Jurnal Ekonomi Islam AFEBI Islamic Finance and Economic Review Journal of Islamic Economic Laws Istinbath: Jurnal Hukum dan Ekonomi Islam Iqtishoduna: Jurnal Ekonomi Islam IMANENSI: Jurnal Ekonomi, Manajemen dan Akuntansi Islam Jurnal MEBIS (Manajemen dan Bisnis) CSID Journal of Infrastructure Development (CSID-JID) International Journal of Zakat (IJAZ) Journal of halal product and research (JHPR) Jurnal Layanan Masyarakat (Journal of Public Service) ASIAN JOURNAL OF ISLAMIC MANAGEMENT (AJIM) Al-Awqaf: Jurnal Wakaf dan Ekonomi Islam Jurnal Mu'allim Iqtishadia: Jurnal Kajian Ekonomi dan Bisnis Islam Business Review and Case Studies Jurnal Ekonomika dan Bisnis Islam Islamiconomic: Jurnal Ekonomi Islam Journal of Management and Digital Business Akademika : Jurnal Pemikiran Islam Journal of Halal Science and Research JEBI (Jurnal Ekonomi dan Bisnis Islam) Journal of Accounting Research, Organization and Economics (JAROE) Jurnal Ekonomi Islam Multifinance Review of Islamic Social Finance and Entrepreneurship Journal of Infrastructure Policy and Management (JIPM) Journal of Islamic Economic Laws

Tika Widiastuti

Departemen Ekonomi Syariah - Fakultas Ekonomi Dan Bisnis - Universitas Airlangga

Author-ID : 515179

Religion Agriculture, Biological Sciences & Forestry Arts Humanities Biochemistry, Genetics & Molecular Biology Chemical Engineering, Chemistry & Bioengineering Chemistry Civil Engineering, Building, Construction & Architecture Computer Science & IT Control & Systems Engineering Decision Sciences, Operations Research & Management Dentistry Economics, Econometrics & Finance Education Engineering Environmental Science Immunology & microbiology Industrial & Manufacturing Engineering Law, Crime, Criminology & Criminal Justice Medicine & Pharmacology Public Health Social Sciences Veterinary Other

Published : 134 Documents Claim Missing Document

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Linkage Program of Islamic Institutions and Government Institution for Empowering MSMEs: Evidence from Indonesia Sukmana, Raditya; Mawardi, Imron; Widiastuti, Tika; Insani, Taqiyah Dinda; Rini, Nova
IQTISHADIA Vol 13, No 1 (2020): IQTISHADIA
Publisher : Ekonomi Syariah IAIN Kudus

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21043/iqtishadia.v13i1.5139

The purpose of this study is to analyze how the linkage program of Islamic institutions and government institution in empowering MSMEs and analyze the increase in the range of empowerment. By using a qualitative research approach and descriptive analysis method, the results of this study indicate that there are four parties involved in the empowerment linkage program and each party has their respective roles in the aim of empowering MSMEs. Furthermore, there is also increasing in the range of empowerment in terms of the amount of empowerment program funding and improving the quality of MSME after participating in the empowerment program.

Diversification of Insurance Companies’ Products as Supporting Infrastructure Development Institutions in Indonesia Mas Suroto, Wisudanto; Ramadhan, Bagus Mohamad; Widiastuti, Tika; Andi, Irfan; Al Mustofa, Muhammad Ubaidillah
CSID Journal of Infrastructure Development Vol 2, No 2 (2019)
Publisher : Universitas Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32783/csid-jid.v2i2.76

This paper analyses the product diversifications of insurance companies as supporting facilities for infrastructure development in Indonesia. Infrastructure development requires protection or guarantee and insurance as a medium for risk transfer hinders the implementation of infrastructure development both during the construction process and when the infrastructure is used. Product diversification carried out by insurance companies to support infrastructure development harms the company's financial performance. The more diversified business lines owned by insurance companies, the lower the company's financial performance. This will negatively impact the ability of insurance as a medium for risk transfer. On the other hand, huge ownership of market share and reinsurance will positively affect the financial performance of general insurance companies in Indonesia.

Does Zakat and Non-Zakat Empowerment Affect Mustahiq Welfare Based on Maqashid Shariah? Widiastuti, Tika; Auwalin, Ilmiawan; Rani, Lina Nugraha; Mawardi, Imron; Al Mustofa, Muhammad Ubaidillah; Rosyidah, Norma; Mahmudah, Siti Nur
al-Uqud : Journal of Islamic Economics Vol 5, No 1 (2021): January
Publisher : Universitas Negeri Surabaya

This study explores the effect of zakat and non-zakat empowerment programs on the beneficiaries' welfare (mustahiq). This study focuses on the influence of the intervening variable, namely the mustahiq businesses' growth on mustahiq welfare. This study also examines the role of demographic characteristics, such as age, gender, and years of education on mustahiq business growth. This study employs the Partial Least Square-Structural Equation Model (PLS-SEM) using data from 100 respondents who received empowerment assistance from three different zakat institutions. The sample of mustahiq was selected from three zakat institutions to provide a diversity of respondents. The results indicate that zakat and non-zakat programs' empowerment through business growth has significantly affected mustahiq welfare. With these results, both zakat and non-zakat productive programs should be more developed to assist the community businesses' growth optimally. Previous studies measure the welfare of mustahiq with material aspects. In this study, the indicator of welfare is based on maqashid sharia, which includes the protection of Ad-Din (religion), An-Nafs (Soul), Al-Aql (intellect), Al-Nasl (descendant), and Al-Maal (wealth). Examining the impact of two variables, namely productive empowerment programs through zakat and non-zakat, on mustahiq business growth and welfare is the novelty of this study.

Do Indonesian Islamic Microfinance Institutions Need Lender of the Last Resort? Mawardi, Imron; Widiastuti, Tika; Al Mustofa, Muhammad Ubaidillah; Prasetyo, Ari
al-Uqud : Journal of Islamic Economics Vol 4, No 2 (2020): July
Publisher : Universitas Negeri Surabaya

Liquidity risk is one of significant risk managed by financial intermediaries including Islamic Microfinance Institutions (IMFIs). The financial intermediaries accept short-term deposits and disburse these deposits in the form of long-term loans. This situation makes IMFI desperately need a lender of last resort (LOLR). Nevertheless, there has been no formal LOLR for Indonesian IMFIs. This study intends to construct the LOLR model for IMFI in Indonesia. This qualitative study applies a case study analysis. This study's subjects are IMFIs in East Java Province that was selected purposively with thirty managers as the key informants. Research findings show that the best model of LOLR is developing a secondary cooperative since the majority form of IMFIs in Indonesia are cooperative entities. With all members of a secondary cooperative deposit for reserve requirements, they can place excess liquidity in the secondary cooperative and ask for financial support.

ANALISIS KETIDAKBERHASILAN PROGRAM PEMBIAYAAN USAHA SYARIAH (PUSYAR) DALAM MENINGKATKAN KESEJAHTERAAN MASYARAKAT KOTA MOJOKERTO Pratiwi, Finna Dewi; Widiastuti, Tika
al-Uqud : Journal of Islamic Economics Vol 1, No 2 (2017): July
Publisher : Universitas Negeri Surabaya

The background on this research that there are many people who have not managed a prosperous but has received funding from the program pusyar in Mojokerto. It thus indicates that the program pusyar conducted in Mojokerto experiencing the failure. The purpose of this study was to analyze the failure of programs to improve the welfare pusyar. The method used is a qualitative exploratory methods. The primary data obtained from interviews, observation and documentation of the parties associated with programs such as the SRB pusyar, Baznas, MES and also people who have not managed to prosper. While secondary data in this study were obtained from the print media or internet about pusyar, supporting data from a variety of journals, books that are relevant to the research. The results of the analysis carried out indicates that there are six factors to failure program pusyar in improving the well-being, namely: the level of income of the people that there is no improvement, the length of the process undertaken by the pusyar, funds provided to large businesses more than for small businesses, a guarantee that burden the people , the absence of assistance and facilities of the parties pusyar, and MES is not performing its role to the fullest.

Cash Waqf for Developing Islamic Economy: Case Study in Indonesia Rusydiana, Aam Slamet; Hidayat, Yayat; Widiastuti, Tika; Rahayu, Solihah Sari
al-Uqud : Journal of Islamic Economics Vol 5, No 1 (2021): January
Publisher : Universitas Negeri Surabaya

This study attempts to identify the causes and dominant factors that hinder the development of cash waqf in Indonesia, using the IFE-EFE Matrix and SWOT methods, while offering solutions to solve it. Based on the results of IFE analysis, the highest-rank of strengths is the ability of cash waqf in expanding the base of waqf fund sources followed by the ease and zero cost of funds. In comparison, the top weaknesses are the lack of socialisation to the community and the lack of professional nazhir human resources. The results of EFE analysis imply the highest-rank opportunity is the potential of unlimited cash waqf followed by the emergence of many sharia financial institutions and Islamic economics study programs in universities. Meanwhile, the top threat is a weak political will of authorities, followed by the majority of traditional nazhir. It is expected that there will be a joint commitment from various parties, both from policymakers and academics and practitioners to support and encourage efforts to develop the Islamic (social) finance industry, especially in developing cash waqf in Indonesia.

Efficiency Analysis of Zakat Institutions Based on The Organizational Cluster in Indonesia: Free Disposal Hull (FDH) Approach Ryandono, Muhamad Nafik Hadi; Widiastuti, Tika; Qulub, A. Syifaul; Cahyono, Eko Fajar; Mi'raj, Denizar Abdurrahman; Insani, Taqiyah Dinda
al-Uqud : Journal of Islamic Economics Vol 5, No 2 (2021): July
Publisher : Universitas Negeri Surabaya

This study aims to analyse the level of efficiency of zakat institutions in Indonesia between 2014 and 2018. Zakat institutions are divided into three clusters based on the organisation's nomenclature: the government, public, and private groups. The division of these clusters aims to see differences in the management of zakat funds between each group. This study uses a quantitative research approach through the Free Disposal Hull (FDH) method to produce a more comprehensive average efficiency estimation than the Data Envelopment Analysis (DEA). The sampling technique is purposive, and there are fourteen research objects observed. The government cluster is the cluster with the highest efficiency value. The private set comes in second, and the public group comes in third ranking. The high score that the government cluster earns is due to their primary business purpose, which focuses on managing zakat funds. The results of this study can be used as references for the policy establishment of zakat institutions in Indonesia.

THE COMPARISON ANALYSIS OF THE EMPOWERMENT PRODUCTIVE ZAKAH BETWEEN CITY AND RURAL COMMUNITIES IN WEST KALIMANTAN PROVINCE Kalbarini, Rahmah Yulisa; Widiastuti, Tika; Berkah, Dian
Jurnal Ekonomi & Studi Pembangunan Vol 18, No 2: October 2017
Publisher : Universitas Muhammadiyah Yogyakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.18196/jesp.18.2.4041

This research purpose is to know the comparison empowerment of productive zakah between rural and urban communities in West Kalimantan Province. This research was conducted in two places, namely Lembaga Amil Zakah (LAZ) Rumah Zakah and Lembaga Amil Zakah (LAZ) Dompet Peduli Ummat. The discussion of this research is about how the comparation of productive zakah empowerment performed by LAZ Rumah Zakah to urban and LAZ Dompet Umat to rural communities in West Kalimantan Province. This research was design in the form of a qualitative descriptive research throughout case studies strategy. In this research, the researcher using observation, interview and documentation as the instruments of data collection. The researcher was interested using a pairing pattern, making of explanation and analysis of time series in technique of data analysis. Research result shows that, zakah empowerment that conducted by LAZ Rumah Zakah to urban community has fulfilled in one of the indicators which is the ability to take advantage of future enterprises. Whereas, the empowerment programs which conducted by LAZ Dompet Umat to rural community also fulfilled two indicators: the decision-making ability and economic independence. For overall, the empowerment programs which conducted by LAZ Dompet Umat is better than what LAZ Rumah Zakah did to the urban because there are two indicators achieved

Sistem Ekonomi (Islam) dan Pelarangan Riba dalam Perspektif Historis Risanda Alirastra Budiantoro; Riesanda Najmi Sasmita; Tika Widiastuti
Jurnal Ilmiah Ekonomi Islam Vol 4, No 01 (2018): JIEI, Vol. 04, No. 01, 2018
Publisher : ITB AAS INDONESIA Surakarta

Allah has given the guidance in the form of Islam for Muslim to take and lead all the aspects of life including the economic activity. The Islamic economic system is believed to be the answer of the economic problems that exist at this time. The goal is to achieve falah in kaffah by not doing some economic activities that are in violation as prescribed by Islam. For example is riba. Discourse on riba can be said "classical" both in the development of Islamic thought and in Islamic civilization because riba often occurs in all aspects of public life, especially economic transactions (in Islam called muamalah). Riba is an additional retrieval, either in a sale and purchase transaction or lending in a false or contrary to the principle of muamalah in Islam. Prohibition of riba is obtained from various sources by the Qur'an and Hadith Rasulullah SAW, so the scholars firmly and clearly defined the prohibition of riba because there are exploitative elements that can harm the others. So, this study is aimed to identif yIslamic economic system and the prohibition of riba in historical perspective. From the results of this study is expected to be a good reference for the reader to understand the Islamic economic system and riba in the future.Saran sitasi: Budiantoro, R., Sasmita, R., & Widiastuti, T. (2018). Sistem Ekonomi (Islam) dan Pelarangan Riba dalam Perspektif Historis. Jurnal Ilmiah Ekonomi Islam, 4(01), 1-13. doi: http://dx.doi.org/10.29040/jiei.v4i1.138

KEPATUHAN MUZAKKI DAN HUBUNGANNYA TERHADAP KINERJA LEMBAGA ZAKAT DAN KESEJAHTERAAN MUSTAHIQ Tika Widiastuti
Imanensi: Jurnal Ekonomi, Manajemen, dan Akuntansi Islam Vol 1 No 2 (2014): Imanensi : Jurnal Ekonomi, Manajemen, dan Akuntansi Islam
Publisher : Forum Dosen Ekonomi dan Bisnis Islam (FORDEBI)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.34202/imanensi.1.2.2014.103-110

Penelitian ini bertujuan untuk menganalisis pengaruh kepatuhan berzakat terhadap kinerja lembaga zakat dan pengaruh kinerja lembaga zakat terhadap kesejahteraan mustahiq. Penelitian ini menggunakan pendekatan kuantitatif dengan Partial Least Square sebagai alat analisis. Hasil penelitian menunjukkan bahwa kesejahteraan mustahiq dipengaruhi oleh kepatuhan muzakki dan kinerja dari lembaga zakat BAZ (Badan Amil Zakat) dan LAZ (Lembaga Amil Zakat). Pendidikan yang sistematis dan berkelanjutan dibutuhkan untuk muzakki berdasarkan syariah dan kualitatif intuitif pada kepatuhan distibusi zakat berdasarkan pada instruksi yang ada pada Al-Qur’an dan Hadits terutama di Profinsi Jawa Timur.

Co-Authors A Syifaul Qulub Aam Slamet Rusydiana Aam Slamet Rusydiana, Aam Slamet Aang Kunaifi Aang Kunaifi Ababil, Ryval Abdul Basit Abdul Wahid Al-Faizin Abdullah, Syahidah Ach. Yasin Achmad Rifkih Mansur Achsania Hendratmi Afief El Ashfahany Afifa, Ulfia Nur Ahsan, Muhamad Aini, Zahriya Nurul Al Mustofa, Muhammad Ubaidillah Al Mustofa, Muhammad Ubaidillah Al-Mustofa, Muhammad Ubaidillah Almustofa, Muhammad Ubaidillah Amalia, Hani Khairo Andi Asmarani Husein Andi, Irfan Andika Ramadhanu Anggraini, Rachmasari Anggraini, Rachmasari Anggraini, Rachmasari Anggun Adilah Maharani Anindya, Annisa Sasri Anisa Nur Faizah Annisa, Duta Anwar M. Radiamoda Apriwiliza, Gita Ardiantono, Dewie Saktia Arfiani, Ninda Ari Prasetyo Asya'bani, Nispia Atiya, Nikmatul Aufar Fadlul Hady Aufar Fadlul Hady Azhar Alam Bachrotil Ilmiyah Bachrotil Ilmiyah, Bachrotil Baihaqi, Muhammad Nadif Baitul Hamdi Bin Mohd Dali, Nuradli Ridzwan Shah Boby Ardyan Muhammad Bonang, Dahlia Burhan Djamaluddin Candika, Yossy Imam Cholil, Muhammad Dahlia Bonang Dani Rohmati Danty Safira Dewi Dewi Rionita Dewi, Eka Puspa Dian Berkah Diaz Tulus Anandri Dien Mardhiyah Dimas Kholiliur Rohman Dimas Rizky Syah Putra Dzikri Nurrohman Effendie Eka Puspa Dewi Eko Fajar Cahyono, David Kaluge Ergun, Hüseyin Ersa Dwi Aprilianto Fadhilah Fadhilah Faisal Rusdi Faisol Luthfi Falah, Yusril Farid Nugroho Febrian Tito Zakaria Muchtar Febrianti, Puput Rosita Finna Dewi Pratiwi Firda Nur Fadillah Firda Nur Fadillah, Firda Nur Firdayanti Zahro Firly Dwitya Kamilia FITRIYAH, SAYYIDATUL Hafiz Minhajuel Hakimi, Fifi Hanesti, Elsi Mersilia Hanifiyah Yuliatul Hijriah, Hanifiyah Yuliatul Hanoraga, Tony Hashfi Hizrian Atiqi Hasibuan, Widya Sartika Hikmah, Lailatul Holyness Nurdin Singadimedja Husanaa’, Rizqiyyah Al Ika Yunia Fauzia Ilmiawan Auwalin Imam Wahyudi Indrawan, Imam Wahyudi Imron Mawardi Inayah Rahman Inna Kuswandari Insani, Taqiyah Dinda Insani, Taqiyah Dinda Iskandar Ritonga Ismail, Shafinar Kacung Marijan, Kacung Kamilia, Firly Dwitya Khurul Aimmatul Umah Krisnaningsih, Diah Kusuma, Aditya Lailatul Isfa Maghfiroh Leo Herlambang, Leo Lestari, Nurrizka Puji Luthfi Nur Rosyidi M. Fariz Fadillah Mardianto M. Ubaidillah Al-Mustofa Madani, Adinda Mahmudah, Siti Nur Mahmudah, Siti Nur Majid, Rifaldi Mamduh, Muhammad Faizul Marisa Ayu Andarini Masruroh, Amalia Matsahri, Matsahri Maudy Rizqi Maghfirlana Mi'raj, Denizar Abdurrahman Muhamad Nafik Hadi Ryandono Muhamad Nafik Hadi Ryandono, Muhamad Nafik Muhammad Anis Muhammad Dinullah Muhammad Madyan, Muhammad Muhammad Ubaidillah Al Mustofa Muhammad Ubaidillah Al Mustofa Muhammad Ubaidillah Al Mustofa Muhammad Ubaidillah Al Mustofa Muhammad Ubaidillah Al Mustofa Muhammad Wicaksono Hasdyani Putra Muhammad Wicaksono Hasdyani Putra Muryani Muryani Mustofa, Muhammad Ubaidillah Al Nahdliatul Amalia Najim Nur Fauziah Nanda Lismatiara Zubaid Nico Stenly Yoshua Nikmatul Atiya Ninda Ardiani Nisa, Khairun Nisful Laila Norma Rosyidah Norma Rosyidah, Norma Nova Rini Nova Rini Novitasari Novitasari Nur Shadrina Nadhilah Nur Syam Nurhayati Nurhayati Nurhayati Nurillah, Shinta Lintang Nurulita Ipmawati Oktari, Marina Pertiwi, Soraya Noer Pertiwi, Tanza Dona Pradipta Puspita Larasati Pratiwi, Finna Dewi Puji Sucia Sukmaningrum Puput Aristina Puput Rosita Putra, Muhammad Wicaksono Hasdyani Qulub, A. Syifaul Rachmasari Anggraini Rachmasari Anggraini Rachmasari Anggraini Raditya Sukmana Rahadita Azda Izdihar Rahmah Yulisa Kalbarini, Rahmah Yulisa Ramadhan, Bagus Mohamad Rani, Lina Nugraha Renny Oktafia Riesanda Najmi Sasmita Rio Budi Dwitama Risanda Alirastra Budiantoro Risca Putri Prasinanda Risma Savhira Dwi Lestari Rizqiyyah Al Husanaa' Rohmati, Dani Rokhmah, Fatma Nur Romadhani, Karunia Rosidi, Dinda Oktaviona Rusanti, Ega Ryval Ababil Sadikin, Muhamat Ali Saiful Akhyar Lubis Saptowati, Errin Dwi Saputra, Deky Candra Sayyidatul Fitriyah SAYYIDATUL FITRIYAH Setianto Setianto Setianto Setianto, Setianto Shafinar Ismail Sinulingga, Rizky Amalia Siti Inayatul Faizah, Siti Inayatul Siti Nur Mahmudah Siti Nur Mahmudah Siti Zulaikha Siti Zulaikha Soleh, Mochamad Soleh, Mochammad Solihah Sari Rahayu Sri Hartini Sri Herianingrum Sri Ningsih Sudoto, Sudoto Sulaeman Sulaeman Sunan Fanani, Sunan Suprayitno, Aryadimas Susanto, Arva Athallah Tania Megasari Taqiyah Dinda Insani Taqiyah Dinda Insani Taqiyah Dinda Insani Taqiyah Dinda Insani Wahab, Abd. Wahyu Ario Pratomo Wahyuningsih Wahyuningsih Weni Hawariyuni, Weni Wijaya, Nauval Fadhillah Gusti Wisudanto Wisudanto Yan Putra Timur Yayat Hidayat Yogiswara Karishma W Yuliatul Hijriah, Hanifiyah Zain, Nur Habiba Zainal Abidin Zustika, Anisa Fadilah

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