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Innovation in Islamic Banking Services for Sustainable Development: An Analysis of the Alignment of Islamic Values with SDGs Mardelia Desfrida; Amrin; Obydur Rahman
Profetika: Jurnal Studi Islam Vol. 27 No. 01 (2026): Profetika Jurnal Studi Islam 2026
Publisher : Universitas Muhammadiyah Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.23917/profetika.v27i01.13570

Abstract

Objective: This study aims to analyse the alignment of Islamic banking service innovations with the Sustainable Development Goals (SDGs) through a maqāṣid al-sharī‘ah–based values approach, positioning Islamic finance as a strategic actor in sustainable development. Theoretical framework: Integrates maqāṣid al-sharī‘ah principles, particularly justice (‘adl), public benefit (maṣlaḥah), and balance (tawāzun), with the multidimensional SDG paradigm encompassing economic growth, social equity, and environmental sustainability. Literature review: Conceptualisation of service innovation in Islamic banking, the relationship between Sharia values and the Sustainable Development Goals, and integration of innovation and sustainability in Islamic banking practices. Method: Employing a qualitative research design based on library research, data were analysed through stages of presentation, conceptual development, and conclusion drawing, using a hermeneutic approach to interpret the substantive relationships between maqāṣid principles and SDG targets. Results: the findings reveal a strong conceptual convergence between Islamic ethical values and key SDG dimensions, particularly poverty alleviation, social equality, and environmental protection, leading to the formulation of the Shariah Sustainable Service Framework (SSSF), which comprises three interconnected pillars: spirituality as a moral foundation, social justice as the orientation of benefit distribution, and economic efficiency as an instrument of productive sustainability. Implications: This framework provides normative and strategic guidance for Islamic financial institutions in designing ethically grounded and sustainability-oriented service innovations, while offering regulators and policymakers a reference for strengthening sharia-based governance aligned with global development agendas. Novelty: This study lies in the development of an original integrative framework that systematically bridges maqāṣid al-sharī‘ah values with SDG indicators, advancing Islamic banking from a compliance-driven model toward a value-based paradigm of sustainable development.
Development of a comic interactive-based problem-based learning model to improve the critical thinking skills of elementary students Amrin, Amrin; Mochammad Noeryoko; Muh. Ma’ruf; Khaerunnisa, Khaerunnisa; M. Ibnusaputra; Ibrahim Pandu Ame
Jurnal Inovasi Teknologi Pendidikan Vol. 13 No. 1 (2026): March
Publisher : Universitas Negeri Yogyakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21831/jitp.v13i1.89880

Abstract

The era of the Industrial Revolution 5.0 requires the education sector to adapt to rapid technological developments, particularly through the adoption of innovative learning models. This study aims to develop a feasible, practical, and effective comic-based interactive Problem-Based Learning (PBL) model to improve elementary school students' critical thinking skills. The method used is research and development (R&D) with the ADDIE model, involving a qualitative approach to assess the product's feasibility and practicality, and a quantitative approach to measure its effectiveness through a pretest-posttest design. The research subjects were 30 fifth-grade students at Elementary School 9 Sila, Bima Regency. The instruments used included a feasibility questionnaire, a practicality questionnaire, and a critical thinking skills test. The results showed that the products developed for the PBL model (90.8%), interactive comics (96.5%), and critical thinking skills tests (95.7%) were feasible for use. The practicality level of interactive comics (93.25%) and critical thinking skills tests (97.75%) was very practical for use in elementary school learning. The n-Gain test results showed an increase in critical thinking skills with an average score of 0.74 (high category). This was supported by a significant paired-samples t-test (p < 0.05), which showed a difference between the students' pretest and posttest scores. In general, these results indicate that the application of the comic interactive-based PBL model is effective in improving students' critical thinking skills.
Empowering MSMEs in Indonesia through Sustainable Cash Waqf: Strategic Solutions Aligned with the SDGs Rizal Agus; Enny Segarahati Barus; Amrin; Mukhtasar; Muhamad Noor Baihaqi bin Mokhtar
Profetika: Jurnal Studi Islam Vol. 27 No. 01 (2026): Profetika Jurnal Studi Islam 2026
Publisher : Universitas Muhammadiyah Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.23917/profetika.v27i01.14997

Abstract

Objective: This study investigates the strategic optimization of cash waqf as an alternative Islamic social finance instrument to empower micro, small, and medium enterprises (MSMEs) in Indonesia within the framework of SDGs-oriented sustainable economic development. Theoretical framework: The study is framed within Islamic social finance theory, particularly cash waqf as a productive and sustainable instrument, combined with principles of institutional performance, trust-based governance, and MSME empowerment in a digital economy context supporting SDGs achievement. Literature review: The literature review discusses cash waqf as an Islamic social finance instrument for MSME empowerment, human capital development, and motivation in cash waqf management associated with SDGs implementation and inclusive economic growth. Methods: This research employs the Analytic Network Process (ANP) methodology to analyze interdependencies among strategic factors. Data were obtained from Kedai Wakaf MUI North Sumatra and Dompet Dhuafa Indonesia, supported by expert judgments from seven respondents representing practitioners and scholars in waqf and Islamic economics. Results: The results indicate that human resource development particularly motivation outweighs technical skills as the most critical internal solution. Marketing capabilities, especially product creativity and digital engagement, are also essential. Total sales are prioritized over profit margins as performance indicators. In increasing waqf collection, public awareness raising is slightly more influential than socialization. Externally, trust driven by transparency and accountability emerges as the primary concern, followed by economic factors and government policy support with sustainable funding aligned with SDGs priorities. Implications: These findings suggest that optimizing cash waqf for MSME empowerment requires an integrated, data-driven strategy that strengthens internal capacity, enhances digital marketing, ensures transparent governance, and aligns with supportive public policies for SDGs sustainability. Novelty: This study contributes novelty by empirically applying the ANP approach to prioritize internal and external strategic factors in cash waqf-based MSME empowerment, offering a structured decision-making perspective that integrates human resources, digital marketing, trust, policy dimensions, and SDGs-oriented Islamic social finance development.
Women’s Agency in the Practice of Ampa Sabae: An Analysis of Islamic Law and Social Reality in Bima Ade Irmah Imamah; Syarifah; Amrin; Asfari
Solo International Collaboration and Publication of Social Sciences and Humanities Vol. 4 No. 02 (2026): Solo International Collaboration and Publication of Social Sciences and Humani
Publisher : Walidem Institute and Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61455/sicopus.v4i02.544

Abstract

Objective: This study aims to analyze the practice of ampa sabae in the Mbojo Bima community from the perspectives of Islamic law and social reality, with a particular emphasis on women’s agency as the primary actors in responding to social issues such as premarital pregnancy and male irresponsibility. Theoretical framework: This study is grounded in socio-legal theory, Islamic legal theory, and agency theory, emphasizing the interaction between custom, sharia, and social realities, as well as the framework of maqāṣid al-sharīʿah, particularly ḥifẓ al-nasl (protection of lineage). Literature review: This study reviews key discussions on Islamic marriage law, women’s agency in socio-religious contexts, the relationship between ʿurf (custom) and Islamic law, the concept of fiqh al-ḍarūrah, and the role of local practices in shaping Islamic legal implementation. Method: This study employs a qualitative approach with a case study design. Data were collected through in-depth interviews, observation, and documentation involving perpetrators, community leaders, and religious leaders in Bima Regency. Data analysis was conducted through data reduction, data presentation, and inductive conclusion drawing. Results: The findings reveal that the practice of ampa sabae is a multidimensional phenomenon reflecting the dialectic between custom, sharia, and social reality. From an agency perspective, women are positioned as active actors who initiate marriage, determine partners, and demand responsibility from men. From an Islamic legal perspective, this practice is ambivalent: normatively inconsistent with ideal marriage procedures, yet it can be understood within the framework of fiqh al-ḍarūrah and public interest (maṣlaḥah) as an effort to preserve lineage (ḥifẓ al-nasl). Implications: This study highlights the need for a contextual and responsive approach to Islamic law and emphasizes the importance of the role of ulama and policymakers in ensuring that local practices align with principles of justice, consent, and public interest. Novelty: This study offers a comprehensive analysis through the integration of women’s agency perspectives with a socio-legal and maqāṣid al-sharīʿah approach, positioning women as active subjects in local religious practices.
Reconceptualizing Islamic Calendar Determination: An Integrative Ushul Fiqh and Astronomical Approach Amrin; Muhammad Dwi Fajri; Eman Suherman; Mas’udatul Fitriyah; Ishma Amelia
Al-Ahkam: Jurnal Ilmu Syari’ah dan Hukum Vol. 11 No. 1 (2026): Al-Ahkam: Jurnal Ilmu Syari'ah dan Hukum
Publisher : Faculty of Sharia, Universitas Islam Negeri Raden Mas Said Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22515/alahkam.v11i1.11345

Abstract

The process of determining dates for Islamic lunar calendar, especially the onset of Hijri months, is a crucial yet contentious topic among Muslims around the world due to conflicting approaches, namely hisab and rukyat, which differ in methodology. Apart from the conflict that these differences create in terms of synchronizing religious rituals, other issues such as legal authority, epistemology, and social cohesiveness are implicated. The present study seeks to generate a new methodology by integrating principles of Ushul Fiqh with modern astronomy techniques in order to resolve the conflicts.Using the qualitative literature-based approach, the present study analyzes classical and modern sources on Islamic jurisprudence and astronomy from the perspective of theology and philosophy. The principles of Ushul Fiqh, namely taḥqīq al-manāṭ, maṣlaḥah, and ijtihād, are used to analyze the epistemology and application of the aforementioned methodologies.It was concluded that an integrative methodology based on theprinciples of Ushul Fiqh offersa flexible theoretical and practical framework that is able to legitimize the two approaches while accounting for contemporary problems, including technological advances and international coordination.This study offers both theoretical and practical contributions by proposing a harmonized model for Islamic calendar determination that aligns scientific accuracy with Sharia principles. It further provides strategic insights for scholars, fatwa institutions, and policymakers seeking to advance a more unified and globally relevant Islamic calendar system.
Methods and Values of Prophet Ibrahim’s Child Education in The Qur’an Surah aṣ-Ṣāffāt Verses 85-113 Amrin Amrin; Adi Priyono; Nurrahmaniah Nurrahmaniah; Supriyanto Supriyanto
Jurnal Studi Al-Qur'an Vol 19 No 1 (2023): Jurnal Studi Al-Qur'an
Publisher : Islamic Religious Education Departement

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21009/JSQ.019.1.03

Abstract

The impact of globalization causes various kinds of negative behavior and actions in early childhood, causing a degradation of morality and religiosity. The research objective was to determine the concept of Islamic education and the methods and values developed by the Prophet Ibrahim in the education of children in QS aṣ-Ṣāffāt verses 85-113. This study uses a linguistic (philological/semantic) approach regarding the verses of the al-Qur'an Surah Aṣ-Ṣāffāt Verses 85-113, with the type of library research. The primary source in this research is the al-Qur'an surah aṣ-Ṣāffāt verses 85-113, and the secondary sources include the interpretation books, such as: "Tafsir Al-Azhār", Buya Hamka, Tafsir Al-Mishbāh, Quraish Shihab, Al-Qur’an and its Tafseer, and others. The data collection technique uses a library research technique. With the data collection method using documentation method using content analysis (content analysis).The results of the research show that the methods used by Prophet Ibrahim in surah ash-Shaffat verses 85-113 in children education include the tazkiyah method (purification), the method of choosing the environment, the method of having a vision, mission and goals, communication methods, methods of building a spirit of sacrifice to obtain pleasure, love and help of Allah Most High and methods of giving gifts (reward). The values developed by Prophet Ibrahim in surah ash-Shaffat verses 85-113 in children's education include the value of faith, the value of praying, the value of democratic attitudes, the value of patience, the value of tawakal (surrender) and the value of humanization. The concept of Islamic education as a process of a series of activities to humanize humans (humanization), or efforts to help humans to be able to manifest themselves according to their human dignity, based on divine messages with an attitude and personality totality surrendering to Him in all aspects of life to seek pleasure his.
Adopting Cryptocurrency Apps from a Sharia Perspective: The Readiness of Generation Z Muslims in the Digital Technology Era Hanna, Siti; Masruroh, Siti Ummi; Amrin, Amrin; Ningrum, Dewi Aprilia; Suseno, Hendra Bayu
Samarah: Jurnal Hukum Keluarga dan Hukum Islam Vol. 10 No. 1 (2026): Samarah: Jurnal Hukum Keluarga dan Hukum Islam
Publisher : Islamic Family Law Department, Sharia and Law Faculty, Universitas Islam Negeri Ar-Raniry

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22373/sjhk.v10.i1.29702

Abstract

The development of Web 3.0 technology has driven the birth of various digital innovations, including cryptocurrency and blockchain-based financial applications. This phenomenon affects the pattern of technology adoption by Generation Z Muslims, who are known to be adaptive to technology but still bound by religious values. This study aims to analyze the readiness of Generation Z Muslims to adopt cryptocurrency applications from a Sharia law perspective and to evaluate their understanding of the provisions of fiqh muamalah in a digital context. The methodology used is a qualitative approach with literature study and document analysis. The study results show that although most Generation Z have high digital skills, there is still a gap in understanding regarding the legal status of cryptocurrency in Islam. Based on the 2021 DSN MUI fatwa, cryptocurrency as a currency is considered haram because it contains elements of gharar and dharar. Still, it can be accepted as a digital asset with clear underlying assets and real benefits. This study concludes that Sharia financial literacy and digital literacy need to be improved simultaneously to support adopting financial technology based on Sharia principles. These findings contribute to developing a sustainable, inclusive, and adaptive digital sharia financial ecosystem to the dynamics of Web 3.0 technology.
Pengaruh Penggunaan E-Commerce Food terhadap Perilaku Belanja Berbasis Syariah di Kalangan Mahasiswa Perbankan Syariah Rizal Agus; Nabila Sahputri; Gianisa Gianisa; Najwa Azzahra; Enny Segarahati Barus; Amrin Amrin; Mukhtasar Mukhtasar
Jurnal Ilmiah Mahasiswa Perbankan Syariah (JIMPA) Vol 6 No 1 (2026): Jurnal Ilmiah Mahasiswa Perbankan Syariah (JIMPA) - Maret 2026 (INP RESS)
Publisher : Sekolah Tinggi Ekonomi dan Bisnis Syariah (STEBIS) Indo Global Mandiri Palembang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36908/jimpa.v6i1.850

Abstract

Penelitian ini bertujuan untuk menganalisis pengaruh penggunaan food e-commerce terhadap perilaku belanja mahasiswa dalam perspektif ekonomi syariah. Perkembangan teknologi digital telah mendorong perubahan pola konsumsi masyarakat, khususnya di kalangan mahasiswa yang semakin banyak memanfaatkan layanan pemesanan makanan secara daring.Penelitian ini menggunakan pendekatan kuantitatif dengan desain asosiatif kausal. Populasi penelitian berjumlah 260 mahasiswa Program Studi Keuangan dan Perbankan Syariah Politeknik Negeri Medan, dengan sampel sebanyak 38 responden. Penentuan ukuran sampel mengacu pada pendekatan statistik yang dikemukakan oleh Hair (2019) dan Cohen (1992), di mana Hair merekomendasikan ukuran sampel minimal 5–10 kali jumlah indikator, sedangkan Cohen menyarankan rentang 30–50 responden untuk analisis regresi sederhana.Hasil penelitian menunjukkan bahwa penggunaan food e-commerce berpengaruh positif dan signifikan terhadap perilaku belanja mahasiswa dengan nilai signifikansi sebesar 0,022 (<0,05). Nilai koefisien determinasi sebesar 13,8% menunjukkan bahwa penggunaan food e-commerce memberikan kontribusi terhadap variasi perilaku belanja mahasiswa. Sedangkan sisanya dipengaruhi oleh faktor lain di luar model penelitian.Temuan ini menunjukkan bahwa kemudahan teknologi digital perlu diimbangi dengan penerapan prinsip konsumsi dalam ekonomi syariah, seperti memperhatikan aspek kehalalan, moderasi, dan etika dalam berbelanja
METODE PEMAHAMAN HADIS (KAJIAN PERDEBATAN HADIS TENTANG MAYIT DISIKSA KARENA TANGISAN KELUARGA) Amrin Amrin; Miftahul Huda
Ushuluna: Jurnal Ilmu Ushuluddin Vol. 7 No. 1 (2021)
Publisher : Faculty of Ushuluddin UIN Syarif Hidayatullah Jakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15408/ushuluna.v7i1.20548

Abstract

This research departs from the problem regarding the debate of the scholars about the hadith of the tortured deceased because of the cries of his family, whether it is Saheeh or dhaif. The authors conclude that the results of the scholars’ understanding of the hadith vary: those who based on textual (text), and the other hand, those who understand the hadith with the asbab al-wurūd hadith, the situation, and conditions as well as the purpose, ensuring the meaning of the word in the hadith. With this understanding, there is a difference in opinion of the scholars regarding the hadith about the deceased being tortured because of the crying of the family. Differences occur because of using different approaches, methodologies, and ijtihad. So that some say that the hadith is authentic and some scholars say dhaif on the basis of their respective evidence. Hujjah in the form of narrators, eyes, and an understanding of the hadith eyes and asbabul wurud. The method used by the scholars in arguing about the hadith is by using the textual method, observance of the hadith, and asbab al-wurūd. So that the scholars used an approach to unifying differences with three approaches, namely the al-jam'u, takhyir, and tarjih methods.
Co-Authors Abd Rahim Abdul Wahid Abdurahman Abqorina Ade Irma Imamah Ade Irmah Imamah Adi Priyono Adi Priyono Adi Priyono Adi Priyono Agus, Rizal Ahmad Imam Hambali Ahmad Kholil Ahmad Kholil Aisyah Nurhayatii Aiyub Anshori Al Mumtahanah Al Mumtahanah Alwy Ahmed Mohamed Amelia, Ishma Aminuyati Amirulah, Amirulah Amirullah Amirullah Amirullah M.A. Andi Arif Rifa’i Ardiansyah, Andri Asfari Cahyoginarti Desfrida, Mardelia Devi Sulastri Didin Saepudin Dwi Fajri, Muhammad Dwifajri, Muhammad Eman Suherman Emil Salim Enny Segarahati Barus Enny Segarahati Barus Fitriyah, Mas’udatul Gatot Teguh Arifyanto Gianisa Gianisa Hambali, Ahmad Imam Heldy Ramadhan Putra P Hendra Bayu Suseno Hidayat, Arsad Ibrahim Pandu Ame Ishma Amelia Ishma Amelia Ishma Amelia Ishmah Afiyah John Sihar Manurung - Juryatina Juryatina Juryatina Kaharuddin Kaharuddin Kaharuddin Khaerunnisa Khaerunnisa, Khaerunnisa Khairun Nisa Khairusoalihin Khairusoalihin La Janu M. Ibnusaputra M. Khairul Anwari M. Munawwir Al-Qosimi Ma'muroh Mansur Muhammad Abu Zinah Mas&#039;udatul Fitriyah Mas’udatul Fitriyah Mas’udatul Fitriyah Miftahul Huda Mochammad Noeryoko Mowafg Abrahem Masuwd Muh. Ma’ruf Muhamad Noor Baihaqi bin Mokhtar Muhamad Subhi Apriantoro Muhammad Dwi Fajri Muhammad Dwi Fajri Muhammad Faishal Hidayat Muhammad Riza Nurdin Muhammad Zuardi Muhammad Zuhirsyan Mukhtasar Mukhtasar, Mukhtasar Mustika Utin Rochmawati Mustika Utin RochmawatiI Muthoifin Nabila Sahputri Nailis Shofita Najwa Azzahra Nanda Kurnia Putra Neil C. Cranston Ningrum, Dewi Aprilia Nurdin, Muhammad Riza Nurhayatii, Aisyah Nurhidayah Rahman Nurrahmania Nurrahmania Nurrahmaniah Nurrahmaniah Nurrahmaniah, Nurrahmaniah Obydur Rahman Rahim, Abd Rahmat Rahmat Rahmat Rahmat Ranowan Putra Rismawati Rismawati Rizal Agus Rizal Agus Rozi Irfan Rosyadi Saif Uddin Ahmed Khondoker Shofita, Nailis Siti Asiah Siti Hanna Siti Mutmainah Siti Nur Asia Siti Ummi Masruroh Su&#039;ud Su&#039;ud Su'ud, Su'ud Subhan Subhan Suciyani Suciyani Suciyani Suciyani, Suciyani Sudarno Shobron Sudarno Shobron, Sudarno Sudarsono Sugiyarto Sugiyarto , Sugiyarto Sugiyarto Sugiyarto Sugiyarto Sugiyarto Supaino Supriyanto Supriyanto Supriyanto Supriyanto Sutisna Sutisna Su’ud Su’ud Su’ud, Su’ud Sya'roni Sya'roni Syarifah Vustany, Rovi Octaviano Yessi Kurnia Arjani Manik Yono Yono Yono Yono Yono Yono Yono, Yono Yunus Yunus Zakaria Zakaria Zakaria Zakaria Zamahsari