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All Journal Dinar: Jurnal Ekonomi dan Keuangan Islam Jurnal EMT KITA Jurnal Kajian Peradaban Islam Jurnal Ekonomi Manajemen Sistem Informasi Al Iman: Jurnal Keislaman dan Kemasyarakatan Jurnal Konseling Pendidikan Islam Budapest International Research and Critics Institute-Journal (BIRCI-Journal): Humanities and Social Sciences Jurnal Kajian Peradaban Islam JEMSI (Jurnal Ekonomi, Manajemen, dan Akuntansi) Journal of Artificial Intelligence and Engineering Applications (JAIEA) JURISY: Jurnal Ilmiah Syariah Masyrif : Jurnal Ekonomi, Bisnis dan Manajemen ICO EDUSHA Al-Maqashid: Journal of Economics and Islamic Business Jurnal Ngejha International Journal of Integrative Sciences International Journal of Scientific Multidisciplinary Research (IJSMR) Global Education Journal JPNM : Jurnal Pustaka Nusantara Multidisiplin IIJSE Multifinance Majapahit Journal of Islamic Finance dan Management Jurnal Investasi Islam Majapahit Journal of Islamic Finance dan Management Sahwahita: Community Engagement Journal Jurnal Ekonomi, Bisnis dan Manajemen Prosiding Pengabdian Ekonomi dan Keuangan Syariah Jurnal Riset Multidisiplin Edukasi AT-TAKLIM: Jurnal Pendidikan Multidisiplin Currency Malacca: Journal of Management and Business Development Al Iman: Jurnal Keislaman dan Kemasyarakatan Journal of Smart Education and Learning Ar-Rasyid: Jurnal Publikasi Penelitian Ilmiah
Rahman, Fadali
IAI AL-KHAIRAT PAMEKASAN
Religion Arts Humanities Automotive Engineering Civil Engineering, Building, Construction & Architecture Computer Science & IT Control & Systems Engineering Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Environmental Science Industrial & Manufacturing Engineering Law, Crime, Criminology & Criminal Justice Mathematics Mechanical Engineering Social Sciences Other

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Tantangan Dan Peluang UMKM Dalam Menghadapi Transformasi Digital (Studi Kasus : Kota Pamekasan) Fadali Rahman; Ach. Areadi; Asroful Anam; Enggar Rifaldi; Mohammad Faris
Jurnal Riset Multidisiplin Edukasi Vol. 2 No. 12 (2025): Jurnal Riset Multidisiplin Edukasi (Edisi Desember 2025)
Publisher : PT. Hasba Edukasi Mandiri

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.71282/jurmie.v2i12.1415

Abstract

Digital transformation has become a significant phenomenon in the development of the national economy, including for Micro, Small, and Medium Enterprises (MSMEs). This study aims to identify the challenges and opportunities faced by MSMEs in Pamekasan City in the process of adopting digital technology. The research method employed is descriptive qualitative with a case study approach. Data were collected through in-depth interviews, observations, and documentation involving 10 MSME actors from various business sectors. The findings indicate that the main challenges faced by MSMEs include limited digital literacy, lack of capital for technology investment, and resistance to change. On the other hand, opportunities arise from increased access to digital markets, operational efficiency, and collaboration with e-commerce platforms. This study emphasizes the importance of training support and local government policies to accelerate the digital transformation of MSMEs in Pamekasan.
PERAN SUMBER DAYA MANUSIA DALAM IMPLEMENTASI STRATEGI BRANDING UNTUK PENGUATAN PRODUK UMKM Fredy Apritama Djunaidi; Adam Ahmad; Galang Febriansyah; Fadali Rahman; Wahyu Maulana
Jurnal Riset Multidisiplin Edukasi Vol. 2 No. 12 (2025): Jurnal Riset Multidisiplin Edukasi (Edisi Desember 2025)
Publisher : PT. Hasba Edukasi Mandiri

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.71282/jurmie.v2i12.1443

Abstract

This study aims to analyze the role of human resources (HR) in implementing branding strategies to strengthen the products of Micro, Small, and Medium Enterprises (MSMEs). The development of the digital era requires MSMEs to build strong and competitive brand identities. However, the success of branding is not solely determined by visual elements, but also by the competence, creativity, and digital literacy of the HR who manage the branding process. This research employs a descriptive qualitative approach through a literature study by reviewing eight relevant scientific journals related to HR, branding, digital marketing, and MSME innovation. The findings indicate that HR plays a strategic role in developing brand identity, managing digital content, fostering product innovation, and strengthening customer relationships, which collectively contribute to increased brand awareness and product competitiveness. Digital literacy among HR is proven to be a crucial factor in optimizing branding strategies on social media, while HR-driven innovation enhances product differentiation and brand value. This study concludes that the integration of HR competencies and branding strategies is essential for strengthening MSME products. Therefore, improving HR capabilities through training in branding and digital marketing is strongly recommended to support MSME sustainability.
Implementasi Komunikasi Lintas Budaya pada Perusahaan Multinasional (Studi Literatur) Fadali Rahman; Siti Syafiqotun Nabila; Intan Meivy Fahruddin; Siska Rizkyah Usyatullayli
Jurnal Ekonomi Manajemen Sistem Informasi Vol. 7 No. 1 (2025): Jurnal Ekonomi Manajemen Sistem Informasi (September-Oktober 2025)
Publisher : Dinasti Review

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.38035/jemsi.v7i1.6009

Abstract

Globalisasi mendorong perusahaan multinasional untuk mengelola sumber daya manusia dari latar belakang budaya yang beragam. Perbedaan bahasa, nilai, dan norma budaya seringkali menjadi hambatan dalam proses komunikasi internal perusahaan, sehingga mengganggu efektivitas kerja tim dan pencapaian tujuan organisasi. Penelitian ini bertujuan untuk mengkaji implementasi komunikasi lintas budaya sebagai strategi manajerial dalam perusahaan multinasional. Metode yang digunakan adalah studi literatur dengan pendekatan kualitatif, melalui analisis isi terhadap lima artikel ilmiah relevan yang diterbitkan pada tahun 2019–2025. Hasil kajian menunjukkan bahwa komunikasi lintas budaya memainkan peran penting dalam membangun sinergi kerja, menghindari konflik, dan meningkatkan kinerja organisasi. Strategi seperti pelatihan komunikasi antarbudaya, kepemimpinan yang inklusif, dan kebijakan internal yang mendukung keberagaman terbukti mampu meningkatkan efektivitas komunikasi dalam lingkungan kerja multikultural. Penelitian ini menyimpulkan bahwa komunikasi lintas budaya bukan hanya sebagai alat pertukaran informasi, melainkan sebagai elemen strategis dalam mendukung keberhasilan operasional dan daya saing perusahaan multinasional secara global.
Pengaruh Perilaku Konsumtif dan Literasi Keuangan Terhadap Hedonisme dalam Penggunaan Qris Mahasiswa Universitas Madura: Perspektif Theory of Planned Behavior Rahman, Fadali; Wahyu Maulana; Dhea Aulia Fauziah; Qoribul Lathif; Sofyan Alkarim
JPNM Jurnal Pustaka Nusantara Multidisiplin Vol. 3 No. 4 (2025): December : Jurnal Pustaka Nusantara Multidisiplin (ACCEPTED)
Publisher : SM Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59945/jpnm.v3i4.903

Abstract

Penelitian ini bertujuan untuk menganalisis pengaruh perilaku konsumtif dan literasi keuangan terhadap hedonisme penggunaan QRIS pada mahasiswa Universitas Madura. Penelitian ini menggunakan pendekatan kuantitatif dengan metode survei. Data dikumpulkan melalui kuesioner yang disebarkan kepada mahasiswa sebagai responden dan dianalisis menggunakan regresi linear berganda. Hasil uji parsial (uji t) menunjukkan bahwa perilaku konsumtif berpengaruh positif dan signifikan terhadap hedonisme penggunaan QRIS dengan nilai signifikansi 0,000, sedangkan literasi keuangan berpengaruh negatif dan signifikan dengan nilai signifikansi 0,002. Hasil uji simultan (uji F) menunjukkan bahwa perilaku konsumtif dan literasi keuangan secara bersama-sama berpengaruh signifikan terhadap hedonisme penggunaan QRIS. Nilai koefisien determinasi menunjukkan bahwa variabel perilaku konsumtif dan literasi keuangan mampu menjelaskan sebagian besar variasi hedonisme penggunaan QRIS, sementara sisanya dipengaruhi oleh faktor lain di luar model penelitian. Temuan ini menunjukkan bahwa tingginya perilaku konsumtif mendorong penggunaan QRIS secara hedonis, sedangkan literasi keuangan berperan dalam menekan kecenderungan tersebut. Oleh karena itu, peningkatan literasi keuangan menjadi penting untuk mendorong penggunaan pembayaran digital yang lebih bijak di kalangan mahasiswa.
Investment Policy Analysis Between Generation Z and Millennial Generation Fadali Rahman; Aditya Iskandar Syah; aisyah, Aisyah Safitri; ayu, Ayu Maulidia; subhan, subhan
Journal of Artificial Intelligence and Engineering Applications (JAIEA) Vol. 5 No. 2 (2026): February 2026
Publisher : Yayasan Kita Menulis

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59934/jaiea.v5i2.1847

Abstract

This study aims to analyze and This study uses a quantitative approach with a comparative associative survey method and involves 100 respondents (50 Gen Z and 50 Millennials) who are domiciled in Indonesia and have investment experience, with a purposive sampling technique . comparing investment policies between Generation Z and Millennials in Indonesia. These two demographic groups are "Digital Natives" who are familiar with the development of information technology and investment applications. Primary data were collected through an online questionnaire and analyzed using Multiple Linear Regression and Independent Sample t-test with the help of the SPSS program.The results of the regression analysis show that financial literacy (X1), investment knowledge (X2), and investment risk (X3) simultaneously and partially have a significant effect on investment policy (Y) in both generations. The coefficient of determination (R2) value of 0.652 indicates that 65.2% of the variation in investment policy can be explained by these three variables.The results of the comparative test ( Independent Sample t-test ) with a Sig. (2-tailed) value = 0.018 (<0.05) indicate a significant difference in investment policies between Generation Z and the Millennial Generation.Generation Z (born 1996–2010) tends to be more daring in taking risks and is quicker in adopting digital investment technologies such as applications (Bibit, Bareksa, Ajaib, IPOT), and chooses instruments with medium to high risk (stocks and digital assets).The Millennial generation (born 1981–1995) exhibits more conservative behavior , oriented towards the security and stability of assets , with a preference for relatively low-risk instruments such as mixed mutual funds, deposits, and blue-chip stocks.These findings reinforce Behavioral Finance theory , emphasizing the importance of individual understanding, experience, and risk perception in investment decision-making. The research's implications suggest the need for the government/OJK to expand digital financial literacy programs tailored to each generation, as well as the development of educational and secure features by securities firms.
Co-Authors Aang Kunaifi Abd Rosyid Abdul Bari Abdul Kadir Abdul Kadir Ach Mahfudz Ach. Areadi Achmad Ali Said Achmarul Fajar Adam Ahmad Adinda Nabilla Abdilla Putri Aditya Iskandar Syah Adriani Kusuma Agim Mastiyar Agus Hermawan Agus Hermawan Ahmad Kamil Ahmad Nuruddin Hasbullah Ainurrahman aisyah, Aisyah Safitri Alfian, Nurul Alfin Naila Amanatus Sholehah Amin, Moh. Roqibul Ananda W, Nadia Anisatul Kamilah Aprial Trihandy Arikatul Faradies Arini Nurfaizah Ariska Wulandari, Yeni Ashari, Azis Asroful Anam Aulia Ramadhani Fauzia Aulia Wahyu Ridho, Mohammad ayu, Ayu Maulidia Azis Ashari Badrus Sholeh Bunga Mawar Mira Dain Lestari Dedy Andre Ansyah Zulkarnain Dhea Aulia Fauziah Dhini Febriani DIAN LESTARI Diana Afriliana Dwi Handayani, Shinta Ec. Gazali, Ec. Gazali Efendi, Junaidi Enggar Rifaldi Enjang Tri Fauwas Fajar, Achmarul Fajar, Ainul Fajriah Fajriah, Fajriah Falahuddin, Moh. Arif Fata, Fahrul Fathorrahman Fauzan - Fikni, Nurinda Aulia Firman Auzora A Firmansyah, Nur Alvian Fitriani, Syindina Anansyah Fitrianti, Rani Nur Fredy Apritama Djunaidi Fulgentius Danardana Murwani Galang Febriansyah Galuh Wahono, Ghowina Gilang Aditya Saputra Gymnastiar , Wieldanh Habbibur Rohim Hamid Badri, Abd. Hasibuddin, Hasibuddin Hasymi, Moh Nurul Heni Pujiastuti Heryadi, Ahmad Yudi Idris Yanto Niode Imam Mukhlis Intan Meivy Fahruddin Irsatus Solehah Ismi Fitri Aulia Jefri Wahyudi, Moh Karimah, Karimah Khoiruddin Khozinatul Jannah Lailatus Saadah Legenda, Siti Aisyah Luluk Mukarromah Lutfiadi Lutfidah Mad Yunus Mahrus Afandi Mannan, Abd Martavia As Shafira, Nabila Mas’udi, Ahmad Matnin Maulana , Irfan Maulidi Insan Kamil MIFTAHOL ARIFIN, MIFTAHOL Moh Agung Wahyudi Moh Dimas Dwi Prima Moh Norkholis Moh Sulton Risky Mohamad Toha Mohamad Toha Mohammad Faris Mohammad Herman Djaja, Mohammad Herman Mohammad Herman Djana Mohammad Redy Mubayyanah Mubayyanah Muhammad Herman Djaja Muhammad Sa’ud Muslim, Moh Nabilah, Alvina Naila, Alfin Nauval Khair Nisfatin Auriya Nisrin Nor Azizah Nor Kamiliya Nukma wilfiya Nur Hasan Nur Hidayati Nur Laili Nurfaizah, Arini Nurhalila, Helliya Oktaviana Nurinda Aulia Fikni Nurlatipah, Wita Sri Nurmalina Anastasya Nuruddin Nurul Qomariyah Nurul Toyyibah Pradana, Ferry Puji Handayati Purwanto, M. Adi Putri Fatimah Qoribul Lathif Rahayu, Runik Puji Ramsi, Moh Rani Nur Fitrianti Ria Rachmawati Rifki Riyadi Rifqiyadi, Achmad Risca Dwiaryanti Risca Dwiaryanti Risca Dwiaryanti, Risca Rohmaniyah Rohmaniyah, Rohmaniyah Rohmiyati, Rohmiyati Rysca Alvia Safari, Ikbal Saidi, Ahmad Salehoddin, Salehoddin Salman Al-Farisi Sa’adah, Nurus Sholehuddin, Moh Sholiha, Ulfatus Sholihah, Shofiyatus Siska Rizkyah Usyatullayli Siti Nikmatus Salamah Siti Syafiqotun Nabila Sitti Aisyah Legenda Sofyan Alkarim Soleh, Noris Sonhaji Subahri Subhan Subhan Sudarmiatin Sugisti, Irfani Afrilia Sulaiman, Moch Syarina Jazilatul Mukarromah Syindina Anansyah Fitriani Thabita Nursyamsi, Calista Thabita, Calistha Tirta Mulyadi Tohari Tohari Tohari Tzauri, Achmad UMAR FARUK Umi Wahyuni Ummi Wahyuni Wafi, Abd. Wahyu Maulana Wardatul Jannah, Wardatul Wika Rusmiati Wita Sri Nurlatipah Yuliatin yuliatin Zahid, Moh