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Overshoot Nilai Tukar Rupiah Terhadap Us Dollar pada Masa Pandemi Covid-19 Aji Kristianto, Bima Setyo; Ujang Suherman; Rengga Madya
Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol. 6 No. 7 (2024): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/alkharaj.v6i7.2617

Abstract

This study aims to analyze overshooting exchange rates Rupiah towards US Dollar during the COVID-19 pandemic period. The data used is monthly data from January 2019 to December 2022. Several variabels employed are exchange rate ,interest rate, inflation, Gross Domestic Product and money supply The analysis methods used include unit root test, lag test, stability test, cointegration test, Granger causality test, Vector Error Correction Model (VECM) estimation, Impulse Response Function (IRF), and Variance Decomposition. The results of the research showed that interest rate and JUB affects significant RP/USD in the long term, whereas in the short term JUB had significant, affects on the exchange value of RP/USD. The VECM estimation results show a significant cointegration relationship, and the response of the variables to the shock reveals the presence of overshooting symptoms. The contribution of these variables to the variability of the Rupiah/USD exchange rate is also identified through the Variance Decomposition test. In conclusion, overshooting in Indonesia during pandemic Covid-19 is occur, by characterizing JUB shock in short term.
Pengaruh Literasi Keuangan dan Self Efficacy Terhadap Perilaku Keuangan yang Dimoderasi Gender pada Owner UMKM di Desa Gintung Kerta Abdulloh; Ujang Suherman; Rengga Madya Pranata
Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol. 6 No. 9 (2024): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/alkharaj.v6i9.2627

Abstract

The focus objective this study is to find out The manner in which financial literacy and independence influence the financial behavior of small and medium enterprise (MSME) owners. in Gintung Kerta village which is gender moderated. This research is quantitative. This research involved the owners of 138 MSMEs in Gintung Kerta village, with a sample of 103 of them. Data was collected using a purposive sampling method. Questionnaire via gform and multiple regression analysis were used. The results of the study show that financial literacy significantly influences the financial actions of MSME owners in Gintung Kerta village, while self-efficacy also influences the financial behavior of MSME owners in Gintung Kerta village. Financial literacy and self-efficacy have a significant simultaneous influence on the financial behavior of MSME owners in Gintung Kerta village. Gender is unable to influence The impact of financial conduct on financial literacy among MSME owners in Gintung Kerta village. Gender is unable to influence self-efficacy on financial behavior among MSME owners in Gintung Kerta village
Pengaruh Literasi Keuangan dan Sikap Keuangan Terhadap Pengelolaan Keuangan yang Dimoderasi Gender pada Mahasiswa Manajemen UBP Karawang Renaldi, Aldi; Ujang Suherman; Rengga Madya Pranata
Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol. 6 No. 10 (2024): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/alkharaj.v6i10.2712

Abstract

This research was conducted to see the influence of financial literacy and financial attitudes on the financial management of UBP Karawang management students moderated by gender. This type of research is quantitative research where there is theory testing. The population in this study were 2020-2021 UBP Karawang management students totaling 897 students. The sample was 109 people representing UBP management students. The method used is purposive sampling. Data was collected by distributing questionnaires via Gform. The analysis technique used is moderated regression analysis. The results of this research are that financial literacy has a positive and significant effect on financial management. Financial attitudes can significantly influence the financial management of UBP Karawang management students. Financial literacy and financial attitudes simultaneously influence the financial management of UBP Karawang management students. Gender cannot moderate the influence of financial literacy towards the financial management of UBP Karawang management students, gender is unable to moderate the influence of financial attitudes on the financial management of UBP Karawang management students.
Co-Authors Aam Widiawati ABDULLOH Adam Wahyu Satrio Adila Putri Nuraeni ADITYA NUGRAHA Adjeng Surya Rarashaty Adli Dzil Ikram Aida Rahmah Aji Kristianto, Bima Setyo Akmal Khairi Sudrajat Alfiah Nurfadilah Alfin Raka Pradana Alfiyanti Riziq Alifia Rachma Suhandoko Alya Aulia Abdillah Alya Savira Wahyudi Amalia Amalia Amalia Puspitasari Amanda Augustine Amelia Kartika Amir Paisal Amjad Abdul Majid Ananda Maulidya Andini Fathurohmah Anggi Andriani Anggi Aprilia Cahyani Anggi Noviandra Rahmadanty Anggita Larasati Anis Dara Puspita Anisa Nurlaela Sari Anniesa Brianna Annisa Najwa Muktarom Anzenia Rahmawati Arie Firmansyah Asmia Dwi Ainun Astika Hardianti Aswati Awaludi Hafif Ayu Juwita Azka Nurazizah Berliana Ananda Kutaningtyas Bima Pramana Putra Bintang Try Anastasya Manalu Brilliant Cahyatri Susaningsih Cahya Eko Susilo Cesa Putri Septiningtyas Cherilya Alfara Natasya Cicih Citra Bani Purwaningsih Covery Adi Saputro Dadan Jaelani Daffa Naufal Effendi Darma Karen Yudhsitira Dea Luvina Zahra Deka Putri Lestari Delia Marjania Delia Sri Wahyuni Denanda Alivia Fasha Desi Anggraeni Desniyanti Manik Destiaru Tresna Zafirah Devita Novalia Dexi Triadinda Diah Nurhalizah Dicky Sulistiya Harta Wijaya Difasyah Ananta Dimas Rizki Fadilah Dinah Siti Rubai’ah Adawiyah Diska Meva Wulandari Dita Novia Hidayat Durra Maisuna Hanun Dwi Rahmadia Putri Echa SuryaningTyas Eka Ashri Nurhamidah Eka Nuryani Ela Padilah Elizabeth Margareta Wijaya Epi Nopitasari Ery Rosmawati Evitha Soraya Fadillah Siva Azzahra Fahra Nurarsyifah Fajar Siddiq Fanny Rahmayanty Fany Laelasari Faras Laura Kurnia Farid Hasan Almuhamed Farras Luthfiyyah Zahra Fauz Zaidan Hakiki Feby Diniyanti Fitri Komalasari Fitri Noviola Gadis Fidia Martin Galang Andika Putra Gilang Virgianto M.P Gita Prameshia Wulandari Glenn Sendjaja Habib Wisnu Restuaji Hana Humaeroh Heri Hermansyah Herlina Damayanti Hibban Difa Laudza Hilman Fadlil Fauzan Iffah Durrotu Sya’bana Ilham Mubarok Imas Wulansari Imelda Juniar Citra Ina Ratna Sari Indradewa, Rhian Indriana Rahayu Intan Fuji Nabilla Intan Nur Zakiah Iqbal Maulana Saputra Isnina Julieta Janah, Siti Sabira Azzahra Jimi, Jimi Jinny Wulandari Julia Nursalsabila Kaisha Aulia Zahra Kaka Mutiul Amri Kellie Cornelius Khatmia Putri Meilani Khoerul Ambiya Levia Marva Lia Nur Andini Lilis Fitriyani Marchellina Marsanda Puspa Ayu Maulina Silvia Hermawati Maya Duwi Yanti Mayla Chairunisa Melani Putri Melani Rambue Basae Melgis Garnita Mirah Sekar Arum Muhaemin, Annisa Fitri Muhamad Andriansyah Muhamad Fakhri Abdul Aziz Muhamad Ihsan Alfawaz Muhamad Raihan Muhamad Syehabudin Muhammad Arrizky Ilham As’ad Muhammad Enrico Zulhaq Muhammad Gading Hermawan Muhammad Naufal Rizqi Kusuma Muhammad Rafly Muhammad Syahroni MULYADI Nabila Choirotunnisa Nadhira Salsabila Hawari Nadya Nur Aisyah Nadya Wulansari Nafilatul Hikmah Najwa Hanuni Hapi Nanda Aulia Ramadhani Natalya Puspawangi Nurhanifah Nia Hanifah Nisa Diah Harliana Putri Novita Karomah Nur Awalia Rahmah Nurul Fitri Azzahra Nurul Ma’rifah Palahudin Amarullah Taufik Pebi Pebrianti Pitri Liawati Pramana Purbayaksa Putri Ayu Rukmini Putri Fadilla Putri Finanti Ramadhani Putri Maharani Rafi Firmansyah Rahayu Isa Ias Sadila Ratih Ramadhani Rayi Pranika Sundamanik Refy Febri Pratama Regina Putri Olivia Regita Putri Alwi Cahayani Renaldi, Aldi Renata Mutiara Putri Rengga Madya Rengga Madya Pranata Rengga Pratama Reyfaldy Jumeston Sitorus Riani Wulandari Ridwan, Adhrian Fdla Rifqi Syarif Rika Kartika Riska Amelia Nirmala Riska Ayu Lestari Rizki Ahmad Fahruzi Rizky Maulana Rumsanah Ryan Eka Triana Sabnabila Khairunisa Salma Aulia Mulyawati Salsa Kanaya Tabita Salsabila Ratu Alta Salsabila Sukandar Salvyra Aulia Putri Sarip Maulana Saskia Fatiha Dewanty Satrio Budi Prakoso Sepia Rani Serli Umagapi Setiawan, Firman Shepya Rosta Agustine Shofi Ainun Nisa Siska Nur Agustin Siti Karlina Dewi Siti Santi Skolastika Amanda Cinta S.H Sri Handiyani Suci Aisyah Febriyanti Suhamah, Amah Sulistyaningsih Sulistyaningsih Supadi Syaferrany Muji Destantri Syalma Dahlia Effendi Syifa Nanda Maulani Tantri Tri Astuti Tasya Salsabila Teddy Bachtiar Tegar Abdulah Nurwahid Tepi Muhammad Romdoni Tesalonika Habeahan Thomas Nadeak Tia Madiana Tiara Elza Listama Tiara Rahmawati Tio Akhirudin Tarigan Tita Suherni Upi Yuleni Verawati Via Selfiana Vibra Alto Octafian Daru Vika Fajariyani Vina Lingga Virgita Wildan Firdaus Windi Rahmawati Wulan Dwi Destiani Wulan Juliyanti Yusuf Zulkarnaen Zahira Syifa Nurpatimah Zaira Hanla Diva Zakia Nurahma Zania Nurul Ramadanti Zulfi Nashrullah