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All Journal IJTIHAD Jurnal Pamator : Jurnal Ilmiah Universitas Trunojoyo Madura Dinar: Jurnal Ekonomi dan Keuangan Islam Et-Tijarie: Jurnal Hukum dan Bisnis Syariah JURNAL ILMU PEMERINTAHAN QALAMUNA: Jurnal Pendidikan, Sosial, dan Agama qolamuna : Jurnal studi islam Morality :Jurnal Ilmu Hukum Edukasi Islami: Jurnal Pendidikan Islam Al Qalam: Jurnal Ilmiah Keagamaan dan Kemasyarakatan Jurnal Hukum Samudra Keadilan AT-TURAS: Jurnal Studi Keislaman DOKTRINA: JOURNAL OF LAW Justisia Ekonomika NUKHBATUL 'ULUM : Jurnal Bidang Kajian Islam SCAFFOLDING: Jurnal Pendidikan Islam dan Multikulturalisme JURNAL ILMIAH ADVOKASI Sakina: Journal of Family Studies Al Huquq : Journal of Indonesian Islamic Economic Law BUSTANUL FUQAHA: Jurnal Bidang Hukum Islam Pamulang Law Review Journal of Islamic Law Al-Muamalat: Jurnal Hukum dan Ekonomi Syari'ah YURISDIKSI : Jurnal Wacana Hukum dan Sains Al-Hilal: Journal of Islamic Astronomy Milkiyah: Jurnal Hukum Ekonomi Syariah Edukasia: Jurnal Pendidikan dan Pembelajaran Keris: Journal of Community Engagement Ummul Qura : Jurnal Ilmiah Institut Pesantren Sunan Drajat (INSUD) Lamongan Nuris Journal of Education and Islamic Studies Al-Muzdahir: Jurnal Ekonomi Syariah Fastabiq: Jurnal Studi Islam RechtIdee Mawaddah: Jurnal Hukum Keluarga Islam Jurnal Media Akademik (JMA) Jurnal As-Syar’i: Jurnal Bimbingan & Konseling Keluarga Nomos : Jurnal Penelitian Ilmu Hukum Jurnal Mediasas : Media Ilmu Syari'ah dan Ahwal Al-Syakhsiyyah Pemuliaan Keadilan Journal of Islamic Economic Laws
Ahmad Musadad
Universitas Trunojoyo Madura
Religion Arts Humanities Astronomy Earth & Planetary Sciences Economics, Econometrics & Finance Education Health Professions Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Mathematics Physics Social Sciences Other

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DINAMIKA PENGGUNAAN RESI GUDANG SEBAGAI JAMINAN KREDIT PERBANKAN : ANALISIS TERHADAP FAKTOR PENGHAMBAT DAN SOLUSINYA Ubay, Zubaidil Akbar; Nur, Nur Hayani; sherly, Sherly Dwi Lestari; Ahmad Musadad
Jurnal Hukum Samudra Keadilan Vol 20 No 2 (2025): Jurnal Hukum Samudra Keadilan
Publisher : Fakultas Hukum, Universitas Samudra

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33059/jhsk.v20i2.11223

Abstract

Resi gudang merupakan instrumen keuangan yang dapat dijadikan agunan pinjaman perbankan, khususnya bagi pelaku usaha di sektor pertanian dan perkebunan. Meskipun memiliki potensi besar dalam meningkatkan akses pembiayaan, implementasinya masih menghadapi berbagai kendala. Faktor penghambat utama antara lain kurangnya sosialisasi dan pemahaman pelaku usaha mengenai manfaat resi gudang, keterbatasan infrastruktur penyimpanan, serta rendahnya kepercayaan perbankan terhadap instrumen ini sebagai jaminan yang likuid dan aman. Selain itu, ketidakseimbangan antara nilai agunan dengan jumlah pinjaman serta risiko volatilitas harga komoditas membuat perbankan semakin selektif dalam menerima resi gudang. Belum adanya regulasi yang komprehensif juga menjadi tantangan dalam meningkatkan penerimaan sistem ini di sektor perbankan. Penelitian ini menggunakan pendekatan kualitatif dengan analisis deskriptif-analitis terhadap regulasi dan implementasi resi gudang dalam sistem pembiayaan perbankan. Hasil penelitian menunjukkan bahwa untuk meningkatkan pemanfaatan resi gudang sebagai instrumen penjaminan kredit, diperlukan peningkatan sosialisasi dan edukasi kepada pelaku usaha dan perbankan mengenai manfaat dan mekanismenya, penguatan regulasi dan pengawasan, serta peningkatan infrastruktur dan standarisasi sistem penyimpanan. Digitalisasi resi gudang juga dinilai sebagai langkah strategis dalam meningkatkan transparansi dan efisiensi transaksi. Dengan penerapan solusi tersebut, resi gudang berpotensi dimanfaatkan secara lebih optimal untuk mendukung pertumbuhan ekonomi, khususnya di sektor pertanian dan usaha kecil menengah yang membutuhkan akses pembiayaan yang lebih luas.
Islamic Law and the Management of Qurban Savings: A Case Study of Darul Ihsan Mosque, Tuban Anwar, Moh. Khoirul; Musadad, Ahmad; Karim, Moh.; Fajar, Fajar; Nashrullah, M. Faiz
Al Qalam: Jurnal Ilmiah Keagamaan dan Kemasyarakatan Vol. 20, No. 1 : Al Qalam (In Progress January 2026)
Publisher : Sekolah Tinggi Ilmu Al-Qur'an (STIQ) Amuntai Kalimantan Selatan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35931/aq.v20i1.5646

Abstract

The management of Qurban savings by the Darul Ihsan Mosque in Banjarworo Village, Bangilan District, Tuban Regency, has garnered attention. This is primarily because it originates from a non-financial, socially-oriented institution dedicated to facilitating Qurban participation for underprivileged communities. This study aimed to investigate the operational mechanisms of this Qurban savings program and assess its compliance with Islamic law. The research employed a qualitative approach utilizing field data (field research) with a descriptive-analytical nature, complemented by a normative-empirical perspective. Data collection involved observation, interviews, and documentation. The collected data were then analyzed using the Miles and Huberman model. The findings indicate that the practices of this Qurban savings program align with the principles of wadi>‘ah yad al-ama>nah, Fatwa DSN-MUI Number: 02/DSN-MUI/IV/2000 concerning savings, and the regulations outlined in KHES (Compilation of Islamic Economic Law). However, the study identified instances of default by participants due to delayed payments. Despite these challenges, the program genuinely reflects the objectives of maqa>s}id al-shari>‘ah, particularly concerning the preservation of wealth (h}ifz} al-ma>l) and the preservation of religion (h}ifz} al-di>n). Furthermore, it provides substantial social and spiritual benefits to the community.
Contribution of Fiqh Maslahah Rules in the Formulation of Fatwa DSN MUI Asmoi, Asmoi; Musadad, Ahmad
Al Qalam: Jurnal Ilmiah Keagamaan dan Kemasyarakatan Vol. 20, No. 1 : Al Qalam (In Progress January 2026)
Publisher : Sekolah Tinggi Ilmu Al-Qur'an (STIQ) Amuntai Kalimantan Selatan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35931/aq.v20i1.5670

Abstract

This research is based on the need of Muslims for legal guidance that is responsive to the development of modern Islamic economics and finance. Fatwas have a strategic role in addressing contemporary issues, particularly in Indonesia through the National Sharia Council of the Indonesian Ulema Council (DSN-MUI) as the authoritative institution in issuing fatwas. The purpose of this research is to analyze the role of the principle of maslahat as the main basis in the legal istinbath process carried out by DSN-MUI. The method used is a descriptive qualitative approach with a literature review of DSN-MUI fatwas as well as references to fiqh books and the principles of ushul fiqh. The results show that the principles of maslahat, such as ainama wujidati al-maslahatu fasamma hukmullahi, dar’u al-mafāsid muqaddam ‘alā jalb al-maṣāliḥ, and tasharruful imam ‘ala raiyatihi manutun bi al-maslahah, play an important role in adapting Sharia law to the dynamics of modern finance. In conclusion, the application of the principle of maslahat allows the DSN-MUI fatwa to remain contextual, flexible, and relevant without abandoning the basic principles of Islamic law.
Used Motorcycle Transactions via Facebook: A Comparative Study of Islamic Law and Consumer Protection Fajar, Muhammad; Musadad, Ahmad; Hammam, Hammam; Nasik, Khoirun; Zahro, Umi Indasyah
Al Qalam: Jurnal Ilmiah Keagamaan dan Kemasyarakatan Vol. 20, No. 1 : Al Qalam (In Progress January 2026)
Publisher : Sekolah Tinggi Ilmu Al-Qur'an (STIQ) Amuntai Kalimantan Selatan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35931/aq.v20i1.5645

Abstract

The phenomenon of online buying and selling through social media, particularly Facebook, has experienced significant growth and has become a popular alternative for used motorcycle transactions, including in the Kwanyar area of Bangkalan. However, this buying and selling practice poses several problems, such as a lack of clarity regarding contracts, incomplete or misleading vehicle information, and potential losses for consumers. This study aims to analyze the practice of buying and selling used motorcycles in the Kwanyar Facebook group from the perspective of Islamic law and Indonesian consumer protection law. This study used a qualitative approach with a case study method. Data collection techniques were conducted through observation, interviews with the sellers and buyers, and documentation of transaction activities in the Facebook group. The results indicate that the buying and selling practice is generally valid according to sharia due to the fulfillment of the contract elements and efforts to avoid serious gharar. However, there is still a lot of non-disclosure of information from sellers, which has the potential to violate consumer rights as stipulated in the Consumer Protection Law. Therefore, education and supervision are important to ensure that online buying and selling practices align with the principles of fairness, transparency, and legal protection.
THE CONTRIBUTION OF UNIVERSITY STUDENT DORMITORIES TO THE FORMATION OF STUDENT CHARACTER VALUES Musadad, Ahmad; Nasik, Khoirun; Nahidloh, Shofiyun; Dwi Saputro, Sigit; Rasiman, Iman; Pujiati, Tri
Edukasi Islami: Jurnal Pendidikan Islam Vol. 14 No. 001 (2025): Edukasi Islami: Jurnal Pendidikan Islam (Spesial Issue)
Publisher : Sekolah Tinggi Agama Islam Al Hidayah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30868/ei.v14i001.8133

Abstract

Background: Challenges to character education in higher education are issues that must be resolved in an effort to shape student character. Student dormitories are considered a space for character development outside of academic classes. This study focuses on the contribution of student dormitories in shaping student character education with an emphasis on the aspects of orderly, polite, and caring. Objective: This study was conducted to see the influence of the dormitory environment in shaping student character in higher education holistically. Methods: This study used a mixed method approach. Results: The results showed that the contribution of student dormitories has a significant role in shaping student character, especially in the Faculty of Islamic Studies, through a pesantren-based education model that integrates moral, spiritual, and social values in students' daily lives. The t-test results show that the significance value of the influence of the dormitory contribution on character is below 0.05, this means that there is a significant influence between the dormitory contribution on student character building. The regression equation results show Y = 37.423 + 0.696X. This means that an increase in dormitory contribution by 1% leads to a 0.696% improvement in character development. Conclusion: The results of this study contribute that the implementation of a dormitory curriculum that prioritises character education as a whole is different from the approach generally found in other universities that focus more on academic aspects alone.
Wujud-Based Character Education: Actualisation of The Prophet's Educational Character as Uswatun Hasanah Arista, Hasib; Baihaqi, Baihaqi; Musadad, Ahmad; Syarifah, Ainun; Pujiati, Tri
QALAMUNA: Jurnal Pendidikan, Sosial, dan Agama Vol. 18 No. 1 (2026)
Publisher : Lembaga Penerbitan dan Publikasi Ilmiah Program Pascasarjana IAI Sunan Giri Ponorogo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37680/qalamuna.v18i1.8361

Abstract

This research is motivated by the phenomenon of increasing cases of juvenile delinquency, moral and ethical decline, and various forms of social deviance that still occur among those who have received education. This study aims to identify and evaluate character education methods based on the actualisation of the exemplary values of the Prophet Muhammad as Uswatun Hasanah. The research method used is qualitative, with a descriptive approach, combining literature from various sources, such as journals, books, and holy books, with authentic evidence from the community. The results showed that implementing character education grounded in the values of the Prophet Muhammad changed individual behaviour towards greater moral conduct, as the Prophet succeeded in transforming jahiliyah society into one full of politeness. The conclusion of this study is that character education grounded in the example of the Prophet Muhammad is effective in shaping individuals with faith, devotion, and noble character. Suggestions for further research include deepening the implementation of these values in the modern education system and conducting comparative studies with existing character education approaches.
Maqāṣid al-Sharīʿah as a Governance Framework: Institutionalizing Child Protection in Pontianak Marluwi, Marluwi; Baihaqi, Baihaqi; Musadad, Ahmad; Zahro, Umi Indasyah; Pujiati, Tri
Mawaddah: Jurnal Hukum Keluarga Islam Vol 3 No 2 (2025): November
Publisher : Universitas Muhammadiyah Bandung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.52496/mjhki.v3i2.34

Abstract

The high rate of violence against children in Pontianak City shows that the issue of child protection is not only normative in regulations, but has become a complex social problem. This study aims to analyze the dynamics of children's involvement as victims of crime in Pontianak City and examine the governance of child protection through the perspective of maqāṣid al-syarī'ah. The research method used is qualitative with a socio-legal approach to examine the relationship between positive legal norms and the implementation of child protection at the regional level. The results of the study show that family vulnerability, weak parental supervision, unconducive social environment, and low digital literacy are the main causes of the increased risk of children becoming victims of crime. Field findings also show that the Pontianak City Regional Child Protection Commission has implemented protection governance through integrated assessment SOPs, legal and health assistance, education sustainability supervision, direct and digital complaint services, and preventive programs based on community participation. The analysis based on maqāṣid al-syarī'ah emphasizes the need to reconstruct the fiqh of child protection based on the principles of ḥifẓ al-nafs, ḥifẓ al-'aql, and ḥifẓ al-nasl as a normative foundation in child protection policies. This study recommends a stronger integration between regional regulations, institutional capacity strengthening, and internalization of the values of maqāṣid al-syarī'ah so that the child protection system in Pontianak City becomes more substantive, responsive, and holistically oriented towards the benefit of children.
Reframing Ḥifẓ al-Nasl: Childfree Discourse among Indonesian Celebrities in the Perspective of Maqāṣid al-Usrah Musadad, Ahmad; Fauzi, Alfa Zaidanil; Nahidloh, Shofiyun; Hermawan, Rudi; Choiri, Muttaqin
Mawaddah: Jurnal Hukum Keluarga Islam Vol 3 No 2 (2025): November
Publisher : Universitas Muhammadiyah Bandung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.52496/mjhki.v3i2.35

Abstract

The shifting marriage paradigm toward individual autonomy has triggered the childfree trend, challenging Indonesia’s normative-pronatalist values. This study addresses whether childfree constitutes a betrayal of ḥifẓ al-nasl or a contextual realization of maqāṣid when parenting capacity is compromised. The research gap lies in the polarization between sociological and normative studies that fail to integrate socio-legal analysis with family-specific maqāṣid. This qualitative study employs a socio-legal approach, analyzing the narratives of five Indonesian celebrities via virtual loci and a coding framework based on Jamāluddin ‘Aṭiyyah’s Maqāṣid al-Usrah. Findings indicate that childfree among these celebrities is a contextual maqāṣid realization, not a betrayal of ḥifẓ al-nasl. There is a shift from quantitative regeneration (al-tanāsul) to quality of life (al-injāb). This choice serves as a preventive instrument (sadd al-dhari’ah) to avoid parenting injustice and maintain sakīnah amid mental or financial unreadiness. Reframing ḥifẓ al-nasl as a qualitative commitment to human dignity allows contemporary Islamic law to balance individual autonomy with social stability. Consequently, the government should formulate maqāṣid-based family policies prioritizing parenting quality and mental health over fertility targets.
Co-Authors Abd. Rosid Ach. Iskandar Daul Kurnain Adib Mohammad Zahruddin Adiyono Ainur Rohmah Akmalurrozi, Akmalurrozi Alifah, Wardiati Amin, Sodiqul Andianita Nur Ilahiyah Anisatur Rohmah Anisatur Rohmah Anwar, Moh. Khoirul Ar-Rosyida, Haizah Arista, Hasib Arofa Asisah, Siti Nur Asisah Asmoi, Asmoi Azzahra, Nazwa barok, lana cita devi, adinda rida Dewi Masitoh Dian Agustin Dwi Saputro, Sigit Esa Nurlaili Fadhilah, Aula Nisa'ul Fajar Fajar Fajar Fauzi, Alfa Zaidanil Fazil Mubaarokah Fenni Rahmawati Fina Ainun Jazilah Galuh Widitya Qomaro Hammam, Hammam Hatta, Moh. Holis Holis, Holis Husni Mubarok Ianatus Sholeha Ibnu Soleh Al Mubarok, Muhamad Imron, Yusuf Maulana Jannah, Fina Zharotul Jannah, Zeinaful Khasanah, Maulidatul Khazin, A Mufti Khazin, A. Mufti Khoiril Anam, Khoiril Khoirun Nasik KHOLIFAH Kumala DS, Agustina Kurniawan, Rangga Fajar Lailah, Nur M. Faiz Nashrullah MAIMUNA Mamay Nilam Sari Marluwi, Marluwi MOCHAMAD SYAIFUDIN Mochamad Syaifudin, Mochamad Moh Basri Moh Karim Moh. Hipni Mufidah, Imroatin Muhammad Fajar Muhammad Solikhudin, Muhammad Mustaniroh Mustaniroh, Mustaniroh Muttaqin Choiri Nahidloh, Shofiyun Nazzamuzzaman, Muhammad Nia Amelia Nur Sholikhah, Siti Nur, Nur Hayani Nuzulul Unsiyah Prasetya, Rizky Eka Pujiati , Tri Pujiati, Tri Raharjo, Jovixa Zachmazzick Satrio Ramdlany, Ahmad Agus Rasiman, Iman Risa Umami Rodiyah, Nur ROSYADI ZA, DEDE RR. Ella Evrita Hestiandari Rudi Hermawan Safiqoh, Lailatus Saidah, Nafisatus Septiaji, Satriya Ardhi Dwi Setiawan, Firman Shafwah, Yoeand Nadziifah sherly, Sherly Dwi Lestari Simun, Mahtumridho Ghufron bin Siti Rohmatul Ilahiya Solifah, Siti Sukamto, Ika Sumiyarsi Suris, Nabila Syamsi, Achmad Badarus Syamsi, Ahmad Badarus Syamsuri Syarifah, Ainun Taufiqur Rahman Titik TriwulanTutik Tri Pujiati Ubay, Zubaidil Akbar Vramo, Bagas Novanda Waradatun Nafi’ah Wasilul Arham Widiana, Sri Zahro, Umi Indasyah