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BUDIMAN GINTING
Program Studi Magister Ilmu Hukum Fakultas Hukum Universitas Sumatera Utara
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IMPLEMENTASI GOOD CORPORATE GOVERNANCE TERHADAP KEPATUHAN KARYAWAN PT. SRI PAMELA MEDIKA NUSANTARA DI KOTA TEBING TINGGI Mariana, Dina; Ginting, Budiman; Aflah, Aflah
SIBATIK JOURNAL: Jurnal Ilmiah Bidang Sosial, Ekonomi, Budaya, Teknologi, Dan Pendidikan Vol. 4 No. 8 (2025)
Publisher : Penerbit Lafadz Jaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54443/sibatik.v4i8.3213

Abstract

This study aims to examine the influence of Good Corporate Governance (GCG) implementation on employee compliance at PT. Sri Pamela Medika Nusantara (SPMN) in Tebing Tinggi City. The application of GCG principles is considered crucial for enhancing operational efficiency and effectiveness, particularly in the healthcare sector, which demands high ethical and professional standards. This research adopts an empirical juridical approach with descriptive-analytical methods. Data were collected through interviews, literature reviews, documentation, and questionnaire distribution, followed by qualitative descriptive analysis. The findings indicate that the implementation of GCG principles at PT. SPMN has a significant impact on employee compliance levels. Key supporting factors include employees' strong understanding of GCG principles such as transparency, accountability, and fairnesswhich encourages adherence to company policies. Management commitment also plays a vital role in fostering a work environment conducive to optimal GCG implementation. However, challenges persist, including employees' lack of awareness of applicable regulations and an organizational culture that does not fully align with GCG principles. Non-compliance with GCG may lead to negative consequences for the company, such as reputational damage and legal risks. Persistent violations could result in legal actions, including employee termination or heavier sanctions, ultimately affecting the company’s sustainability and performance.
PERLINDUNGAN HUKUM TERHADAP KONSUMEN DALAM PERDAGANGAN ASET KRIPTO DI BAWAH PENGAWASAN OTORITAS JASA KEUANGAN (OJK) Utama, Rizki Angga; Ginting, Budiman; Robert, Robert
JOURNAL OF SCIENCE AND SOCIAL RESEARCH Vol 8, No 3 (2025): August 2025
Publisher : Smart Education

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54314/jssr.v8i3.4122

Abstract

Abstract: The development of financial technology has encouraged the emergence of crypto assets as digital instruments that are widely traded in Indonesia. Crypto asset transactions, which were initially supervised by the Commodity Futures Trading Supervisory Agency (BAPPEBTI), have now shifted to the Financial Services Authority (OJK) based on the mandate of Law Number 4 of 2023 concerning the Development and Strengthening of the Financial Sector (UU PPSK). This change has important legal implications, especially in terms of consumer protection as a party vulnerable to risks in crypto asset trading. Normative legal research uses research that conceptualizes law as what is written in laws and regulations (law in books). This protection includes preventive protection through transparency obligations, risk disclosure, consumer education, and repressive protection through complaint mechanisms, dispute resolution, and the imposition of administrative sanctions. With this approach, OJK aims to increase public trust in the crypto ecosystem and minimize legal risks that can harm consumers.Keyword: Crypto Assets, Consumer Legal Protection, OJK, PPSK Law Abstrak: Perkembangan teknologi finansial telah mendorong munculnya aset kripto sebagai instrumen digital yang diperjualbelikan secara luas di Indonesia. Transaksi aset kripto yang awalnya diawasi oleh Badan Pengawas Perdagangan Berjangka Komoditi (BAPPEBTI), kini beralih ke Otoritas Jasa Keuangan (OJK) berdasarkan amanat Undang-Undang Nomor 4 Tahun 2023 tentang Pengembangan dan Penguatan Sektor Keuangan (UU PPSK). Perubahan ini menimbulkan implikasi hukum penting, khususnya dalam hal perlindungan konsumen sebagai pihak yang rentan terhadap risiko dalam perdagangan aset kripto. Penelitian hukum normatif menggunakan penelitian yang mengkonsepkan hukum sebagai apa yang tertulis dalam peraturan perundang-undangan (law in books). Perlindungan ini mencakup perlindungan preventif melalui kewajiban transparansi, penyampaian risiko, edukasi kepada konsumen, serta perlindungan represif melalui mekanisme pengaduan, penyelesaian sengketa, hingga pengenaan sanksi administratif. Dengan pendekatan ini, OJK bertujuan untuk meningkatkan kepercayaan publik terhadap ekosistem kripto dan meminimalkan risiko hukum yang dapat merugikan konsumen. Kata Kunci: Aset Kripto, Perlindungan Hukum Konsumen, OJK, UU PPSK
PERLINDUNGAN HUKUM TERHADAP NASABAH TABUNGAN MUDHARABAH ATAS PERBUATAN MELAWAN HUKUM KERYAWAN BANK PEMBIAYAAN RAKYAT SYARIAH YANG MENAHAN DANA SIMPANAN NASABAH (Studi Putusan Nomor: 324 K/Ag/2024) Agsa, Muhammad Panji Autika; Ginting, Budiman; Mulhadi, Mulhadi
JOURNAL OF SCIENCE AND SOCIAL RESEARCH Vol 8, No 3 (2025): August 2025
Publisher : Smart Education

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54314/jssr.v8i3.3903

Abstract

Abstract: The principle of mudharabah savings that runs based on the contract of BPRS (Sharia People's Financing Bank) acting as mudharib (fund manager) and customers as shahibul mal (fund owner). Mudharabah savings can be taken at any time by savers in accordance with the contents of the agreed agreement, but are not allowed to have a negative balance. However, in fact the customer or called shahibul mal (owner of funds) where the deposit funds are held by the Sharia People's Financing Bank (BPRS). Then, the customer sues the court for the act of withholding the deposit funds of the Bank. The research method used in this writing is the type of normative legal research and descriptive research nature. The research approach used is the statute approach and case approach. Data sources in this research include primary, secondary and tertiary legal materials. The data collection technique used in this research is library research. To analyse all legal materials that have been collected, this research uses qualitative data analysis. Thus, as for the comprehensive steps that have been taken by the Customer, namely by suing the Sharia People's Financing Bank (BPRS) in the District Court up to the Cassation Level. Keywords: Islamic People's Financing Bank, Customer, Deposit Fund. Abstrak: Prinsip tabungan mudharabah yang menjalankan berdasarkan akad dari BPRS (Bank Pembiayaan Rakyat Syariah) bertindak sebagai mudharib (pengelola dana) dan nasabah sebagai shahibul mal (pemilik dana). Tabungan mudharabah dapat diambil setiap saat oleh penabung sesuai dengan isi perjanjian yang telah disepakati, namun tidak diperkenankan mengalami saldo negatif. Namun, pada faktanya nasabah atau disebut shahibul mal (pemilik dana) yang mana dana simpanan ditahan oleh Bank Pembiayaan Rakyat Syariah (BPRS). Kemudian, Nasabah tersebut menggugat ke pengadilan atas tindakan penahanan dana simpanan atas Bank tersebut. Metode Penelitian yang dipakai dalam penulisan ini yaitu jenis penelitian hukum normatif dan Sifat Penelitian Deskriptif. Pendekatan penelitian yang digunakan yaitu pendekatan perundang-undangan (statute approach) dan pendekatan kasus (case approach). Sumber data dalam penelitian ini meliputi bahan hukum primer, sekunder dan tersier. Teknik pengumpulan data yang digunakan dalam penelitian ini adalah dengan studi kepustakaan (library research). Untuk menganalisis seluruh bahan hukum yang telah terkumpul, dalam penelitian ini menggunakan analisis data kualitatif. Dengan demikian, adapun langkah komprehensif yang telah dilakukan oleh Nasabah yaitu dengan menggugat Bank Pembiayaan Rakyat Syariah (BPRS) di Pengadilan Negeri sampai dengan Tingkat Kasasi. Kata kunci: Bank Pembiayaan Rakyat Syariah, Nasabah, Dana Simpanan
Co-Authors Abd. Harris Adelina Tarigan Adianto Lumbantobing Aditya Pranata Kaban Affila Aflah Aflah, Aflah Afnila Agsa, Muhammad Panji Autika Agusmidah Agusmidah Alvi Syahrin Alvi Syahrin Andi Nova Bukit Andjelina Panggabean, Lamsumihar Anggreni Atmei Lubis, Anggreni Atmei Angreni Fajrin Dalimunthe Anitha Rosmauli Nainggolan Anwar, Tengku Keizrina Devi Apri Amalia Ardiantha Putera Sembiring Ardo Sirait Arfandi, Muhammad Arnektus Simbolon Aulia, Kevin Ayu Lestari Tanjung Azwar, Tengku Keizerina Devi Barus, Utara Maharany Bastari Bastari, Bastari Bastari Mathon BISMAR NASUTION Bismar Nasution Bobby Kurniawan Bonardo Marbun BONATUA EDYNATA MANIHURUK Budiman, Syarioto Chairina Nopiyanti Sipahutar Chairul Bariah Chairunisa, Siti Charles Anom Cindy Cindy Ciptawan, Ciptawan Citra Valentina Nainggolan Dara Qurratu’ Aini Yusuf Dedi Harianto Deliana Simanjuntak Detania Sukaraja DIAN LESTARI Dila Afifah Dina Karlina Amri Lubis Dina Mariana Dina Mariana Edy Ikhsan Elsharia Tampubolon Endame Suranta Ginting Faisal Akbar Nasution Faisal Akbar Nasution Faisal Ramadhan Harahap Fatimah Islamy Nasution Fauzan Zaki Florence Margareth Hilda Harefa Fransiska Harahap Fuji SM Bako Ganang Pratama Grace Shinta Gusfen Alextron Simangunsong Harahap, Romulhan hasan siahaan Hasim Purba Hasim Purba Henry Sinaga Hiras Afandy Silaban Hutabarat, Sonita. E Indah Chairani Saragih Irfan Fajri Rambe Irwin Djono Ivan Jovi Hutauruk Jamilah Jamilah Jelly Leviza Johannes Mangapul Turnip Juanda Syahputra Juergen K. Marusaha. P. Panjaitan JULIA AGNETHA AGNESTA Br. BARUS Julia Agnetha Br. Barus Juniver Fernando Jusmadi Sikumbang Jusmadi Sikumbang Keizerina Devi Kristi Emelia Pasaribu Lubis, Mayang Sary Br M Budi Hendrawan M. Hamdan Madiasa Ablisar Maha, Rinto Maharani, Utary Maharany Barus, Utary Mahmud Mulyadi MAHMUL SIREGAR Mahmul Siregar Marbun, Liza Dameria Mayanti Mandasari Sitorus Melva Theresia Simamora Mhd Edwin Prananta Surbakti Mirza Nasution Muhammad Ekaputra Muhammad Febriansyah Putra Muhammad Iqbal Muhammad Iqbal Tarigan Muhammad Yamin Mulhadi, Mulhadi Musa Kevin Putratama Banjarnahor Nasution, Mirza Nasution, Muhammad Iqbal Nindya Irma Nur Ulfah O. K Saidin O.K. Saidin Parhorasan Tambunan Pendastaren Tarigan Prawira Kamila Prayogo Hindrawan Puput Dini Lestari Putra Hsb, Ibnu Habib Ryandi Syah Raissa Avila Nasution Ramadhan, M. Citra RAMLI SIREGAR Raymond Adytia Depari Riandy, Novi Rika Jamin Marbun Rita Deliana Manik Robert Robert Roli Harni Yance S. Garingging Rosnidar Sembiring Rudi Hartanto Rudy Haposan Siahaan Rudy Rudy Runtung Runtung Ruth Medika Sahbana Pilihanta Surbakti Saidin Saidin Saragih, Indah Chairani Sheren Murni Utami Siahaan, Gerald Partogi Sidabariba, Burhan Siegfried, Irene Elfira Dewi Sihombing, Harafuddin Sinaga, Oloan Ikhwan Maruli Tua Sinulingga, Tommy Aditia Sirait, Ardo Siregar, Bismar Parlindungan SIREGAR, KHAVIEZA Sitepu, Runtung Siti Chairunisa Siti Hajar SOPHIE DINDA AULIA BRAHMANA Sri Maini Nst STELLA STELLA Suhaidi Suhaidi Suhaidi Suhaidi, Sukarja, Detania Sunarmi Sunarmi Sunarmi Sunarmi Sunarmi Sunarmi, Sunarmi Supandi Suprayitno - SUSPIM GP NAINGGOLAN Sutiarnoto - Syafruddin Kalo T. Keizeirina Devi A - T. Keizerina Devi T. Keizerina Devi Azwar T.K.D. Azwar Tengku Keizerina Devi Ucok Yoantha Utama, Rizki Angga Utari Maharany Barus Utary Maharani Barus Utary Maharany Barus Ventyrina, Ine Virginia Sitepu WINDHA WINDHA Yefrizawati Yuke Dwi Hidayati Zaidar Zaidar, Zaidar Zulfikar Lubis