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Pengaruh Religiusitas, Pelayanan Islami, Kepuasan Kerja terhadap Loyalitas Karyawan PTS di Jawa Tengah Mukaramah, Maya; Sholahuddin, Muhammad
Studi Akuntansi, Keuangan, dan Manajemen Vol. 4 No. 2 (2025): Januari
Publisher : Penerbit Goodwood

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35912/sakman.v4i2.3868

Abstract

Purpose: This study aims to analyze the influence of religiosity and islamic service quality on employee loyalty with job safisfaction as a mediating variable at the muhammadiyah university of surakarta. Methodology: research uses quantitative methods with a survey approach. The sample consisted of 150 empliyees selected randomly. Data was collected through questionnaires and analyzed using structural equation modeling SEM based on Smart PLS. Results: Religiosity and Islamic service quality were proven to have a positive and significant effect on employee loyalty and job satisfaction. Job satisfaction also significantly mediates the influence of religiosity and Islamic service quality on employee loyalty. Conclusions: This study concluded that religiosity and Islamic service quality have a positive and significant effect on employee loyalty at Universitas Muhammadiyah Surakarta. Job satisfaction is also proven to mediate the relationship between religiosity and Islamic service quality to employee loyalty. This means that the higher the value of religiosity and Islamic service quality applied, the higher the employee satisfaction and loyalty to the institution. Limitations: This research is limited to one educational institution with a relatively small sample size, so generalization to other organizations requires caution. Contribution: This research contributes to the development of a human resource management model based on religious values ??and Islamic services in the context of higher education.
Building Financial Awareness and Personal Branding: Strategies to Avoid Riba and High-Risk Online Transactions Sholahuddin, Muhammad; Nasir, Moechamad; Bawono, Andy Dwi Bayu; Permatasari, Qisthoni; Annisa, Widya
Unram Journal of Community Service Vol. 5 No. 4 (2024): December
Publisher : Pascasarjana Universitas Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29303/ujcs.v5i4.756

Abstract

In the face of increasing financial complexities and digital transaction risks, a workshop and mentoring program was conducted by Universitas Muhammadiyah Surakarta (UMS) in collaboration with MSU, PCIM-PCIA Malaysia, and PRIM-PRIA Malaysia to enhance financial literacy, personal branding skills, and awareness of secure online transactions. Engaging 38 participants, the program utilized an interactive learning model—comprising pre-tests, visual presentations, case simulations, group discussions, and post-tests—to cover topics such as professional identity building, Islamic financial principles to avoid riba, and strategies to counter digital fraud. The pre-test results revealed an average score of 53.2, indicating a low-to-moderate understanding, while the post-test results showed significant improvement, with an average score of 82.1. Participants demonstrated improved abilities in identifying online transaction risks, recognizing forms of riba, and applying strategic personal branding techniques. This initiative effectively addressed critical challenges in financial literacy and digital security, while also offering a replicable educational model. The outcomes contribute to fostering financially aware, digitally secure, and professionally resilient individuals, equipping them to thrive in a globalized economic and digital environment
PENGARUH ELECTRONIC WORD OF MOUTH DAN HALAL LABEL TERHADAP KEPUTUSAN PEMBELIAN MIE GACOAN DENGAN KEPUASAN PELANGGAN SEBAGAI MEDIASI Saputro, Nugroho Dwi; Sholahuddin, Muhammad
Journal of Economic, Bussines and Accounting (COSTING) Vol 7 No 6 (2024): COSTING : Journal of Economic, Bussines and Accounting
Publisher : Institut Penelitian Matematika, Komputer, Keperawatan, Pendidikan dan Ekonomi (IPM2KPE)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31539/costing.v7i6.13679

Abstract

Penelitian ini bertujuan untuk menganalisis pengaruh electronic word of mouth (e-WOM) serta label halal terhadap keputusan konsumen dalam membeli produk Mie Gacoan, dengan menempatkan kepuasan pelanggan sebagai variabel mediator. Pengumpulan data dilakukan melalui pendekatan kuantitatif dengan menyebarkan kuesioner secara daring kepada 160 responden yang dipilih menggunakan metode purposive sampling. Responden merupakan konsumen yang pernah membeli produk tersebut di wilayah Soloraya. Data yang terkumpul diolah menggunakan perangkat lunak Smart PLS versi 4.0 guna menguji hipotesis yang telah dirumuskan. Hasil analisis menunjukkan bahwa e-WOM secara signifikan memengaruhi keputusan pembelian, sementara label halal tidak memiliki pengaruh yang signifikan. Selain itu, kepuasan pelanggan berperan sebagai mediator penuh dalam hubungan antara e-WOM dan keputusan pembelian, maupun antara label halal dan keputusan pembelian.
PENGARUH LABELISASI HALAL DAN KUALITAS PRODUK TERHADAP KEPUASAN KONSUMEN MIE LEMONILO DENGAN KEPUTUSAN PEMBELIAN SEBAGAI MEDIASI Sudrajad, Dimas Rama; Sholahuddin, Muhammad
Journal of Economic, Bussines and Accounting (COSTING) Vol 7 No 6 (2024): COSTING : Journal of Economic, Bussines and Accounting
Publisher : Institut Penelitian Matematika, Komputer, Keperawatan, Pendidikan dan Ekonomi (IPM2KPE)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31539/costing.v7i6.13884

Abstract

Riset ini menguji pengaruh labelisasi halal dan kualitas Penelitian ini menganalisis pengaruh label halal dan kualitas produk Mie Lemonilo terhadap kepuasan konsumen dengan keputusan pembelian sebagai variabel mediasi. Metode yang digunakan adalah pendekatan kuantitatif deskriptif, dengan populasi mahasiswa berusia 20-26 tahun yang pernah membeli Mie Lemonilo. Sampel dipilih menggunakan teknik purposive sampling. Pengumpulan data dilakukan melalui kuesioner tertutup dengan skala Likert 1-5 untuk mengukur variabel seperti label halal, kualitas produk, keputusan pembelian, dan kepuasan konsumen. Data dianalisis menggunakan SmartPLS 4.0 dengan metode Partial Least Square (PLS), yang mencakup analisis deskriptif, Structural Equation Modeling (SEM), serta pengujian validitas, reliabilitas, dan multikolinearitas. Hasil penelitian menunjukkan bahwa label halal dan kualitas produk berpengaruh signifikan terhadap keputusan pembelian dan kepuasan konsumen, dengan keputusan pembelian bertindak sebagai mediator. Namun, penelitian ini terbatas pada jumlah responden dan variabel yang digunakan. Penelitian selanjutnya disarankan untuk memperluas jumlah sampel dan variabel untuk hasil yang lebih representatif.
Marketing Strategy for Halal And Healthy Products in Increasing Consumer Purchase Intention (A Case Study on Mie Muhammadiyah) Iswahyuni. S, Zalsa; Sholahuddin, muhammad
Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE) Vol 7 No 1 (2024): Sharia Economics
Publisher : Sharia Economics Department Universitas KH. Abdul Chalim, Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31538/iijse.v8i1.5871

Abstract

This study explores the marketing strategies of halal and healthy products in increasing consumer purchase intention, with a case study on Mie Muhammadiyah. The research employs a quantitative approach using multiple regression and Structural Equation Modeling (SEM) based on Partial Least Square (PLS) to analyze the impact of promotion mix on consumer purchase intention. The sample comprises 150 respondents selected through purposive sampling based on specific criteria such as age, religion, and preference for halal and healthy products. The results show that elements of the promotion mix, such as advertising, sales promotion, online marketing, and personal selling, significantly influence consumer purchase intention and buying decisions. The conclusion highlights the importance of strengthening the promotion mix strategy to increase awareness and purchase intention toward halal and healthy products, particularly Mie Muhammadiyah. The use of digital platforms in promotions is also considered relevant for expanding market reach and increasing product recognition.
Effectiveness of Green Trust as a Mediating Variable in Extending TPB Theory to Electrical Automotive Adoption in Indonesia Asida, Abi Yusuf Nur; Kuswati, Rini; Sholahuddin, Muhammad
Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE) Vol 8 No 1 (2025): Sharia Economics
Publisher : Sharia Economics Department Universitas KH. Abdul Chalim, Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31538/iijse.v8i1.5905

Abstract

This research aims to analyze the effectiveness of Green Trust as a mediating variable in expanding the TPB theory for the adoption of electric vehicles in Indonesia. The study method used is a quantitative method. Sampling in this study used a non-probability sampling technique with a purposive sampling method, where researchers deliberately selected respondents who were considered relevant for research purposes. Data was collected through questionnaires to all Indonesian people who have the intention to adopt automotive electrical. The data collection process was carried out through the use of a questionnaire with a Likert scale. The total number of respondents involved in this study was 425 respondents. The data analysis technique used in this study is the SEM PLS method, which consists of outer model and inner model analysis, with the help of SMARTPLS 4.0 software. The research results show that extensions of the TPB theory such as Attitude, Subjective Norm, and PBC variables have an effect on electrical automotive adoption, but green trust does not mediate the relationship between attitude and subjective norm towards adoption (EAV). This research provides valuable recommendations to increase the widespread adoption of electric automobiles in Indonesia.
SWOT Analysis for Marketing Strategies of Fajar Margiyono's Bag and Luggage Business in Surakarta Fajar, Musa Fatahilah; Sholahuddin, Muhammad
Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE) Vol 8 No 1 (2025): Sharia Economics
Publisher : Sharia Economics Department Universitas KH. Abdul Chalim, Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31538/iijse.v8i1.6229

Abstract

A marketing strategy is an integrated plan that guides businesses in achieving their marketing objectives. Fajar Margiyono Bags and Luggage, a small and medium enterprise (SME) established in Surakarta in 1990, faced intense competition and internal challenges following the owner's departure. This study aims to formulate an effective marketing strategy using SWOT analysis through a qualitative approach involving field studies with data collected via observation, interviews, and documentation. The findings indicate that the most appropriate strategy is the WO (Weaknesses-Opportunities) strategy, leveraging external opportunities to address internal weaknesses. Product innovation includes introducing eco-friendly and multifunctional luggage designs tailored to specific customer segments, such as travelers and professionals. Adopting digital technology entails creating an e-commerce platform, enhancing social media marketing, and utilizing customer relationship management (CRM) software to improve customer interactions. Strengthening distribution networks involves establishing partnerships with online marketplaces and exploring direct-to-customer (DTC) models through a robust website. The study also examines external threats such as economic downturns, market saturation, and rising raw material costs, recommending mitigation strategies like cost management, supplier diversification, and market trend analysis. An implementation roadmap includes short-term goals like launching new product lines and social media campaigns, mid-term goals like integrating CRM software and expanding distribution networks, and long-term goals like building a sustainable supply chain and investing in advanced digital marketing tools. By addressing internal weaknesses, mitigating external threats, and seizing market opportunities, this study contributes to the development of practical marketing strategies for SMEs, enabling improved competitiveness and sustainable growth.
Pengaruh Likuiditas, Non Performing Financing dan Capital Adequacy Ratio terhadap Profitabilitas dengan Credit Risk sebagai Variabel Moderasi pada Bank Umum Syariah Indonesia Dionna, Finna Liana Stela; Sholahuddin, Muhammad
Paradoks : Jurnal Ilmu Ekonomi Vol. 8 No. 1 (2025): November - Januari
Publisher : Fakultas Ekonomi, Universitas Muslim Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.57178/paradoks.v8i1.1091

Abstract

Penelitian ini bertujuan untuk mengkaji pengaruh Likuiditas, Non Performing Fianncing (NPF), Capital Adequacy Ratio (CAR) terhadap Profitabilitas dengan Credit Risk sebagai Moderasi pada Bank Umum Syariah Indonesia periode 2019-2023. Menggunakan pendekatan kuantitatif dengan menggunakan data sekunder yang diperoleh dari laporan keuangan 9 bank syariah periode 2019-2023 yang dapat diakses pada web OJK Indonesia. Pengambilan sampel menggunakan data panel. Penelitia ini menerpakan model Fixed Effect Model (FEM) dan Moderated Regression Analysis (MRA) yang diolah dengan aplikasi Eviews10. Hasil analisis menunjukkan bahwa Likuiditas berpengaruh terhadap profitabilitas, sedangkan Non Performing Financing NPF dan CAR tidak berpengaruh signifikan terhadap profitabilitas. Credit risk mampu memoderasi hubungan antara likuiditas dengan profitabilitas sedangkan Credit Risk tidak mampu memoderasi hubungan antara NPF dan CAR terhadap Profitabilitas. Kebaharuan penelitian ini terletak pada eksplorasi peran risiko kredit sebagai variabel moderasi dalam hubungan antara likuiditas, NPF, dan CAR terhadap profitabilitas pada Bank Umum Syariah di Indonesia. Penelitian sebelumnya belum secara mendalam mengevaluasi dampak risiko kredit dalam konteks sektor perbankan syariah. Studi ini menawarkan wawasan baru terkait strategi manajemen risiko, yang dapat memperkuat pemahaman dalam mengoptimalkan kinerja finansial perbankan syariah.
Analisis Pengaruh Mudharabah Financing, Qardh Financing dan Financing to Deposit Ratio (FDR) terhadap Return on Asset (ROA) dengan Non Performing Financing (NPF) sebagai Variabel Moderasi pada Bank Umum Syariah Indonesia Regianingsih, Sinta Amelia Dwi; Sholahuddin, Muhammad
Paradoks : Jurnal Ilmu Ekonomi Vol. 8 No. 1 (2025): November - Januari
Publisher : Fakultas Ekonomi, Universitas Muslim Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.57178/paradoks.v8i1.1092

Abstract

Tujuan penelitian ini adalah guna menguji bagaimana Mudharabah Financing, Qardh Financing, dan Financing to Deposit Ratio (FDR) mempengaruhi Return on Asset (ROA), dengan Non Performing Financing (NPF) sebagai faktor moderasi pada Bank Umum Syariah di Indonesia. Data yang dipergunakan merupakan data sekunder dari laporan keuangan tahunan 7 Bank Umum Syariah selama periode 2019-2023, yang dipilih menggunakan metode purposive sampling. Penelitian ini mengadopsi regresi data panel dengan model Fixed Effect dan Moderated Regression Analysis (MRA) untuk menganalisis efek moderasi. Hasil analisis menunjukkan bahwa Mudharabah Financing memiliki pengaruh positif signifikan terhadap ROA, sedangkan Qardh Financing dan FDR tidak memiliki pengaruh signifikan. Selain itu, NPF secara signifikan memoderasi hubungan antara FDR dan ROA secara positif, namun tidak memoderasi hubungan antara Mudharabah Financing maupun Qardh Financing dengan ROA. Temuan ini menggarisbawahi pentingnya pengelolaan NPF dalam meningkatkan efektivitas pembiayaan syariah terhadap profitabilitas.
The Effect Of Customer Satisfaction As A Mediating Variable On Muslim Fashion Customers In Surakarta Dinda Wulan Andari; Muhammad Sholahuddin
Jurnal Ekonomi Bisnis Manajemen Prima Vol. 5 No. 1 (2023): Jurnal Ekonomi Bisnis Manajemen Prima
Publisher : JEBIM Prima

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.34012/jebim.v5i1.4027

Abstract

The desire and need for Muslim clothing is increasing, companies engaged in fashion are competing to make the best Muslim products and in accordance with trends. This study generally aims to examine customer satisfaction of Muslim fashion products in Surakarta. Specifically, this study aims to analyze the effect of product quality, price, and promotion on customer loyalty through customer satisfaction as a mediating variable for Muslim fashion customers in Surakarta. Respondents in this study were 180 people through an online survey. The sampling technique used non-probability sampling with purposive sampling method. Validity and reliability tests using smart PLS analysis on the outer model. Hypothesis testing using smartPLS inner model output. The results of data analysis show that this research instrument has good validity and reliability. Product quality, promotion and price and have a direct effect on customer loyalty. Customer satisfaction is able to mediate the relationship between product quality and promotion to customer loyalty, but customer satisfaction is not able to mediate the price relationship to customer loyalty. This article has the potential to make an important contribution to the development of the fashion subsector, especially Muslim fashion in Indonesia, by presenting new and relevant information.
Co-Authors Adinata, Alberta Adirestuty, Fitranty Agus Budiman Agus Supriatman Amrullah, Muhammad Ilham Andy Dwi Bayu Bawono Anindyastri, Ranty Annisa, Widya Anton Agus Setyawan Apsta, Widya Arfatun Arsita, Nurul Cahya Aryakusuma Sumarjoko, Achmad Asida, Abi Yusuf Nur Asri Abdullah, Moha Asyaffa Aulia, Prambawati Atwal Arifin, Atwal Awangrif, Hasna Albana Barom, Mohd. Nizam bistara, Sadewa rama Choirul Amin Conteh, Abdul Damayanti, Intan Dian Rahmawati, Sisca Dinda Wulan Andari Dionna, Finna Liana Stela Dwi Sarbini Edy Purwo Saputro Eko Suryanti Eni Setyowati Erma Setiawati Fajar, Musa Fatahilah Febrianti, Bella Finalta, Adfan Syah Fitriana Mustikaningrum Fristyaningrum, Viciananda Ghazali, Yovanda Alfian Gunawan, Noviandra Hafiizh, Muhammad Esa Hardhianti, Vioreliana Helmy Nurcahyo Wibowo Henri Dwi Wahyudi Hidayat, Rezki Nur Huda, Muhammad Saiful Ida Musofiana, Ida Idris Abas, Novel Ikhbal Septyaji Putranto Trijasa Ikhlas Ramadhan, Teguh Imronuddin Imronudin Imronudin Imronudin Imronudin, I Isti Khoirul Rochmah Iswahyuni. S, Zalsa Jannah, Zainur Miftakhul Juliana Juliana Kussudyarsana Kussudyarsana Kusumastuti, Anestia Retno Lestari, Frisca Ayu M. Faiz Ali Hidayat M. Farid Wajdi M. Farid Wajdi, M. Farid Maharani, Naila Cahya Mahardika, Salwa Bunga Maimun, Muhammad Halim Marwan Effendy Maulina, Reni Ma’ruf, Ma’ruf Mir’atul Hayah Moch. Adi Nur Ikhsan Moechamad Nasir, Moechamad Moechammad Nasir Moha Asri Abdullah, Moha Asri Muhammad Amar Abiyoso Muhammad Amir Anshori Muhammad Arif Muhammad Hasanudin, Muhammad Muhriza, Nurul Muhyidin Muhyidin Mujiyati Mujiyati Mukaramah, Maya Mukhbir , Muhammad Muzakar Isa Nabila Nurhuwaida Nasongko, Noer Ngafwan Nilam Saputri , Iin Normalita Sari, Astri Novel Idris Abas Nugroho Dwi Saputro, Nugroho Dwi Nur Achmad Nur Ahmad Nur ‘Ainie Diena Khanifah Nurdaya, Bastian Nurhaliza, Cut Nurshalihah, Aini Umi Oktandani, Nafania Annisa Permatasari, Qisthoni Poerwadi, Yuniar Belly Pradana, Angga Nur Pradina Putri, Novia Pramesti, Safira Amelia Pramudya Kurnia Priyono Priyono Purnomo, Siddiq Puro, Intan Widia Purwaningtyas, Yani Purwo Saputro, Edy Putri, Widya Nirmala Qonitah Qonitah Rahmawati, Rara Yuni Ramadhani, Dina Mariana Regianingsih, Sinta Amelia Dwi Ridho, M. Ghusni Rini Kuswati Riski Pangestu Rizka Rizka, Rizka Robbani Ridho, Muhammad Salsabila, Annisa Zahra Saputra, Setyawan Adi Kresna Sembiring, Rinawati Septiawan, Gavinda Micko Setia Rini Sigit Haryanto Signori, Muhammad Sisca Dian Rahmawati Siti Fatimah Nurhayati Sri Murwanti Sri Padmantyo Sudrajad, Dimas Rama Supomo Supomo Surono, Arif Susanto, Dimas Audy Tri Nur Wahyudi Ubaidillah, M Burhanuddin Umrotun Umrotun Veriansyah, Satria Wafiatun Mukharomah Wajdi, Muhammad Farid Wiyadi Wiyadi Wiyadi, W Wuryaningsih Dwi Lestari, Wuryaningsih Dwi Yuni Rahmawati, Rara Yusuf Sulistyo Nugroho Yusuf, M Luthfi Azhril Zakariyah Zakariyah Zulfa Irawati, Zulfa