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Analysis of Behavioral Finance Affecting in Investment Decision Wisnu Yuwono; Nurtia Putri Sari; Novita Lasmawati; Ranny Daniel; Arief Maulana
International Journal of Economics, Business and Innovation Research Vol. 2 No. 03 (2023): May, International Journal of Economics, Business and Innovation Research
Publisher : Cita konsultindo

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Abstract

This article is to analyze what factors influence investment decision making. The method used is a systematic review. Information used in scientific articles and reports that are relevant to the research topic. Investment decision making depends on investor behavior factors. Therefore, this study aims to determine the impact of behavioral finance on investment decisions on investment instruments. Herding behavior, market, loss aversion, and overconfidence were selected as behavioral financial factors. It was found that the most influential factors were market and herding. These results can be used by related parties in making investment decisions.
ANALYSIS OF FACTORS INFLUENCING SAVING BEHAVIOR AMONG GENERATION Y IN BATAM CITY Sutini Sutini; Wisnu Yuwono
CoMBInES - Conference on Management, Business, Innovation, Education and Social Sciences Vol. 2 No. 1 (2022): The 2nd Conference on Management, Business, Innovation, Education and Social Sc
Publisher : Universitas Internasional Batam

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Abstract

The purpose of this study is to analyze the effect of the variables on the millennial generation in Batam City. This study covers three independent variables namely peer influence, parental socialization, and financial attitude towards the dependent variable namely saving behavior, with financial literacy as mediating variable. By using purposive sampling and a five-point Likert scale questionnaire, this study collected sample from 400 millennials in Batam City. The SmartPLS application version 3.2.9 is used to investigate the relationship between variables. The empirical results state that peer influence, parental socialization, financial attitude have a significant positive effect on financial literacy, subsequently financial literacy mediates a significant positive effect between peer influence, parental socialization, financial attitude towards saving behavior, and lastly financial literacy has a significant positive effect on saving behavior of the millennial generation in Batam City. All of these findings are very important because they will help the authorized institutions to develop policies for millennials on how to respond and manage money to save wisely.
Analysis of the Attraction of Using e-Money among Indonesian Millennials Wisnu Yuwono; Johny Budiman; Hendriyanto Hendriyanto; Dessy Alliandrina
Asian Journal of Management, Entrepreneurship and Social Science Vol. 4 No. 01 (2024): Pebruary, Asian Journal of Management Entrepreneurship and Social Science ( AJ
Publisher : Cita Konsultindo Research Center

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Abstract

The percentage of e-money users in Indonesia is still low, not comparable to several neighboring countries. Even though the Indonesian government has made regulations regarding e-money security, in terms of digital payments it is still low. This research analyzes the determining factors for the use of e-money for millennials. This research was conducted in Batam City, which is considered representative of Indonesia. The sample size was 400 millennial respondents, using SPSS version 29.0, it was concluded that perceived usefulness, performance expectancy, social influence and trust had a significant positive effect on intention to use e-money. Meanwhile, perceived use and effort expectancy do not have a significant effect. This condition actually indicates that the existence of government regulations regarding payment security has the most significant impact in encouraging the use of e-money.
Business Risk Management Planning at Public Accounting Firm in Batam City Lau, Andy; Yuwono, Wisnu
Conference on Business, Social Sciences and Technology (CoNeScINTech) Vol. 3 No. 1 (2023): Conference on Business, Social Sciences and Technology (CoNeScINTech)
Publisher : Lembaga Penelitian dan Pengabdian kepada Masyarakat

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37253/conescintech.v3i1.8510

Abstract

This research was conducted to find out the business risk management plan at the Public Accounting Firm in Batam City and can take action to prevent for minimize the risks. This study uses a descriptive contextual approach to analysis and data collection techniques in this study are interviews. Respondents who were interviewed must have knowledge and competence in related fields so that the data obtained can reflect the actual conditions. The results of this study indicate that there are 5 risks in the Public Accounting Firm in Batam City which include 4 medium risks and 1 low risk. Most of the risks that occur are caused by a lack of audit planning. Therefore, the Public Accountant Office in Batam City needs to implement a more effective and efficient audit plan to be able to prevent and minimize the risks that will occur.
Business Risk Management Planning for Junior Auditor Positions in Public Accounting Firms Antoni Ang, Meiga Putri; Yuwono, Wisnu
Conference on Business, Social Sciences and Technology (CoNeScINTech) Vol. 3 No. 1 (2023): Conference on Business, Social Sciences and Technology (CoNeScINTech)
Publisher : Lembaga Penelitian dan Pengabdian kepada Masyarakat

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37253/conescintech.v3i1.8511

Abstract

The role and position of public accountants such as auditors are criticized for doubting their professionalism and independence. This condition results in the potential become high risks in KAP, the risks also affect the author who serves as a Junior Auditor at Public Accounting Firm. In this case, the author plans business risk management in the work of the Junior Auditor position to minimize the risk of material errors in doing his work. The research method uses the results of interviews and brainstorming, the results of which are used as events that become the object of research on potential risks that are likely to arise if these risks occur. The results of the event will form a risk register which will be an input in making Qualitative Risk Identification. The results of the study are 5 types of risk events and triggers that occur in Public Accountant, namely; complex transactions (high risk), uncooperative clients (medium risk), high audit schedule (medium risk), final approval audit report (medium risk), and business audit risk (medium risk).
Design and Application of Risk Management in Public Accounting Firm (KAP) Veronica, Veronica; Yuwono, Wisnu
Conference on Business, Social Sciences and Technology (CoNeScINTech) Vol. 3 No. 1 (2023): Conference on Business, Social Sciences and Technology (CoNeScINTech)
Publisher : Lembaga Penelitian dan Pengabdian kepada Masyarakat

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37253/conescintech.v3i1.8512

Abstract

This study aims to design and implement risk management in Public Accounting Firms (KAP). This research combines field research and literature research. This research uses a qualitative approach and utilizes descriptive data from interviews and brainstorming to obtain field data. Literature research uses literature studies and previous research. The process of designing and implementing risk management starts from risk identification, risk analysis, risk evaluation, and risk treatment. The results of risk identification show that KAP has several risks that can result in complaints from clients, audit delays, wrong opinions, and financial losses. Risk analysis shows that 3 events are at the medium priority level and 2 events are at the low priority level. A risk evaluation was conducted and showed that 5 risk events actually at medium priority. Finally, risk response analysis shows that risks can be mitigated by mitigation and avoidance. Researchers recommend KAP and similar companies to consistently apply risk management in the audit process so that companies can reduce the adverse effects of risks or take advantage of risks in a direction that benefits the company.
Business Risk Management Planning for Staff in the Division of Public Relations in a Government Agency Putra, Herman Eka; Yuwono, Wisnu
Conference on Business, Social Sciences and Technology (CoNeScINTech) Vol. 3 No. 1 (2023): Conference on Business, Social Sciences and Technology (CoNeScINTech)
Publisher : Lembaga Penelitian dan Pengabdian kepada Masyarakat

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37253/conescintech.v3i1.8534

Abstract

In today's fast-paced and interconnected world, managing risk has become essential to effective public relations (PR) in government agencies. The public sector is highly vulnerable to a variety of risks, including reputational, legal, financial, and operational risks, which can have significant consequences for the government's ability to serve the public. This research was conducted to determine business risk management plans that might occur in the Public Relations division of a government agency and can take action to prevent and minimize the risks that will occur. This study uses a contextual descriptive analysis approach. Data collection techniques in this study are interviews with staff who have a good understanding of that field. The results of the study show that there are 4 low risks and 1 medium risk, for this reason, the public relations sector must convey to the public the positive performance of the government so that public trust increases.
Analisa Pengaruh Penerapan Enterprise Resource Planning (ERP) terhadap Kinerja Supply Chain Management (SCM) pada PT Toyota Astra Motor Wirren Chang; Agnes Doraresta Khatarina Tokan; Delfina Muthia Sabella; Dewi Dewi; Mardiana Ng; Serina Serina; Wisnu Yuwono; Fitriana Aidnilla Sinambela
Jurnal Kajian dan Penelitian Umum Vol. 1 No. 3 (2023): Juni : Jurnal Kajian dan Penelitian Umum
Publisher : Institut Nalanda

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (109.437 KB) | DOI: 10.47861/jkpu-nalanda.v1i3.185

Abstract

Technological developments in the world have changed companies to participate in using technology as a means of improving company performance. Companies can implement information technology systems that assist in terms of finance, company audits, and supply chain management (SCM) performance which is called enterprise resource planning (ERP). This study will discuss the effect of implementing ERP on SCM performance at the company PT Toyota Astra Motor. The method used is a qualitative approach and also a study of literature. PT Toyota Astra Motor has implemented an ERP application that is used, namely SAP (Standard Application Product in Data Processing) version ECC 6.0 and also has supply chain management which helps in expediting and accelerating the company's production and marketing processes to meet the needs of their consumers.
Maintaining Customer Loyalty: Analysis of Factors that Influencing Customer Loyalty to Local Beauty Mask Yuwono, Wisnu; Naimah, Mutiara Kamilatu; Yulianto, Edy
Jurnal Manajemen Bisnis Vol. 11 No. 1 (2024): March
Publisher : Pusat Penerbitan dan Publikasi Ilmiah, FEB, Universitas Muslim Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33096/jmb.v11i1.687

Abstract

The aim of this research is to identify the effects of customer experience, customer value, price, product quality, and service quality on customer loyalty through customer satisfaction. A quantitative survey methodology was employed, with 405 participants as survey respondents. In this study, we utilized SPSS version 26 for descriptive analysis and employed Partial Least Squares (PLS) to test causal relationships and assess the overall influence of each variable. Findings indicate that customer experience, customer value, product quality, and service quality positively or significantly influence customer loyalty, while price does not impact customer loyalty. Customer satisfaction is highly influenced by the quality of service provided, and customers tend to be more satisfied after regaining trust in the company. Customer satisfaction acts as a positive mediator between customer experience and customer loyalty. Customer satisfaction refers to the overall evaluation of the customer's experience with a product or service and the emotions generated from that experience. When customers are satisfied with their experience, they are likely to have positive emotions and remain loyal to the company.
ANALISIS PENGARUH INFLUENCER CREDIBILITY TERHADAP PURCHASE INTENTION PRODUK SKINCARE LOKAL DENGAN MEDIASI BRAND IMAGE, TRUST, DAN BRAND SATISFACTION Yuwono, Wisnu; Permata, Nadiva Surya; Christiarini, Renny
Jurnal Manajemen Terapan dan Keuangan Vol. 13 No. 02 (2024): Jurnal Manajemen Terapan dan Keuangan
Publisher : Program Studi Manajemen Pemerintahan dan Keuangan Daerah Fakultas Ekonomi dan Bisnis Universitas Jambi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22437/jmk.v13i02.31782

Abstract

Digitalisasi merupakan proses yang membuat segalanya lebih mudah dalam mencari informasi yang di perlukan tentunya karena digitalisasi tidak ada batasan waktu dan jarak sehingga dapat mendapatkan informasi serta berbagi informasi dengan mudah. Tujuan dari penelitian ini yaitu untuk menganalisis pengaruh influencer credibility terhadap purchase intension produk skin care local dengan mediasi brand image, trust, dan brand satisfaction. Metode penelitian yang digunakan yaitu penelitian causal comparative research. Hasil penelitian menunjukkan bahwa brand image, trust, dan brand satisfaction memberikan pengaruh bernilai positif dan signifikan dari variabel independen influencer credibility yang terdiri dari attractiveness, truthworthiness, dan expertise terhadap variabel dependen yakni purchase intention. Sehingga dapat disimpulkan adanya kualitas influencer credibility yang berkualitas dan unggul mampu meningkatkan citra merek, kepercayaan, dan kepuasan merek yang dapat menarik minat pembelian bagi target pelanggan.
Co-Authors Agnes Doraresta Khatarina Tokan Agnes Doraresta Khatarina Tokan Agung Wibowo Agustina Agustina Agustina Agustini Fatmasari Alice Angela Alva Hendi Muhammad Andi Putri Isnayani Kamal Andina Fasha Andina Fasha, Andina Andrea Putri Andrean Andrean Andrianus, Lian Andy Lau Angelin Angelin Angelin Denis Yeo Angelin, Angelin Angeline Angeline Anna Isabella Lau Antoni Ang, Meiga Putri Antonio, Roni Aprilia Chandrawati Arief Maulana Asya Ian Ramadani Baihaqi, Ahmad Azka Bella Febiola Bhuan, Sun Calvin Calvin Candy Candy Carissa, Manda Caroline Angelina Caroline Angelina Chris Tan Christiarini, Renny Cindy Fransiska Cindy Jolinna Cindy, Gracia Coral Aswanti Davin Ewaldo Delfina Muthia Sabella Delvian Yosuky Denny Denny Dennys Ng Desmond Lim Dessy Alliandrina Destiana Safitri Dewi Dewi Dewi Dewi Diavika Febriyanti Dimas Firmansyah Nasution Dita Aurelia Duchovny Young, Hepi Edy Yulianto El Vin Ho Ellen Rusliati Elvy Tan Elzagi, Verliana Emella Kansa Sulthanah Gumay Erika Erika Erika Erika Erilia Kesumahati Erilia Kesumahati Esfandiany, Shelby Estefania Estefania Eva Awaliya, Nindi Suhendri, Tiara Plorist Sibarani Lilian Nurul Wildani, Evi Silvana Muchsinati Eviyani, Estin Rose Ewaldo, Davin Febiana, Anjela Rini Felicia Koo Felix Santono Ferdinand Jason Fortuna, Erica Frendelina N. Nesimnasi Ginting, Dinda Tri Ninta Gladys Christiani Gladys Christiani Glenis Doren Lim Greceila Veronica Tanita Hansend Cristoper Hashim, Hanini Ilyana Che Hendrawan Hendrawan Hendriyanto Hendriyanto Heni Pujiastuti Henly Henly Herman Eka Putra Hesniati, Hesniati Ikhwanul Amri, Muhammad Imas, Latifa Al Rosyidah Inda Meyllya Putri Indramawan Indramawan Iveren Monica Jacksen Lim Jennifer Jennifer Jerry Jerry Jesclin Jesclin Jesni Jesni Jessica Jessica Jessy Valencia Jesty Jesty Jihadhatul Akbar Joey Joey John Christian Tedjo Johny Budiman Jovan Pratama Joycelyn Julia Renaldi, Angelina Juliana Juliana Julyati Julyati Jumbri, Isma Addi Junen Wiwi Juven Gautama Juviyanty Juviyanty, Juviyanty Kalia, Lee Kamilatu Naimah, Mutiara Kelvin Tanudjaja Kendy Setiawan Hartono Kevin Antonio Kevin Leonardo Kevin Lim Kharina, Chintya Khornida, Dewi Lady, Lady Lau, Andy Laulita, Nasar Buntu Leni Mardayanti Leon Agustian Salim Leonard, Rivaldo Leviana Lia Willyanto Lily Indrawati Lim, Glenis Doren Lisa Carline Liu Lu Sudirman Lydia Lestari Lydia Sasmita Maidian Setiawati Manda Carissa Marco, Alysia Callista Mardiana Ng Mardiana Ng Marheni, Dewi Khornida Mariska Ramadana Marthin, Ricko Meiga Putri Antoni Ang Meilita Meilita Melissa Michael Iken Bonar Anju Sibagariang Momongan, Mixci Daniel Momongan Moron, Maria Selvi Muhammad Rivaldy Hisham Muhammad Rivaldy Hisham Mujibah, Mujibah Mulyaningrum Mulyaningrum Munaroh Susanto Nabila Arinov Mey Nadya Altiyane Naimah, Mutiara Kamilatu Nainggolan, Ferdinand Nancy Nancy Nelson Donglas Ng, Mega Augustina Ng, Reny Nicholas Sunaidi Nicolaus Tommy Prasetyo Nimatul Mamuriyah Noveldi Oktovian Noveldi Oktovian Novita Lasmawati Novita Novita Nuraini, Sharfina Intan Nurhayati Balqis Nurtia Putri Sari Nurtia Sari Olinda Viviani Olivia, Ratu Ong, Teddy Pasaribu, Yemima Natasha Pauline Peranginangin, Pulung Permata, Nadiva Surya Piere Ricardo Prabowo, Ilham Pradino Kusumo Pulung Peranginangin Putra, Christian Hadinatan Putra, Herman Eka Putra, Sandy Putri Tazkia Ramadani, Arienda Gitty Ramadhana, Reva Sri Ranny Daniel Rany, Hay Ratih Anggraini, Ratih Reddyson Reddyson Reny NG Ria Bintan Riandi, Rafi Rizky Richie Marlon Ricky Ricky Rido Renando Rince Monica Hutagalung Riskiyanto Riskiyanto Risvi, Hellena Rizky Adi Mahendra Robin Robin Robin Robin Robin Robin, Robin Roni Antonio Rosalina, Shelly Rusdin Rusdin Sanjaya, Kelvin Santo Santo Sari Wahyuni, Lily Sudhartio, Sefryanto Valentinus Selina Ng Selina Selina Selli Selli Serina Serina Serina Serina Sevilla Nadia Amada Shelby Esfandiany Shellyna Shellyna Sherley Angelia Silvia Hainia Silvia Rahayu Silvina Silvina Silvina, Silvina Sinambela, Fitriana Aidnilla Sindy Sindy Siswuri Andari Siti Rohani Sitorus, Winda Fionita Sonata, Vivi Sopyan, Sahda Fatonah Salsabila Stella Stella Suheri, Falda Suprapto, Yandi Supriadi Supriadi Susanti Susanti Susiana, Fendrawati Sutini Sutini Suvia, Honey Suyono Saputra Suyono Saputra Suyono Saputra Sylvia Putri Tata Fransiska Putri Tazkia, Putri Theresia Desilva Thomas Lie Tiara Shinta Tio Sania Rachmi Tjan, Charles Tresia Putri Trio Trio Vanness Kangnanda Veronica Veronica VERONICA VERONICA Vina Kristini Viorilla, Princesscia Vanessa Vivi Sonata Welliam Ali Wesly Wesly Wijaya, Cynthia Anna Wilfi Caroline Willyanto, Lia Winshen Wirren Chang Wirren Chang Xena Amanda Amanda Xian, Andy Chua Eng Yandi Suprapto Yang, Wendy Wiranata Yeronica, Fernanda Yessica Stephanie Lim Yingfanie, Melissa Yogi Rizky Yogi Yohanes Aprialdy Simanungkalit Yulfiswandi Yulfiswandi Yulfiswandi, Yulfiswandi Yuliana Shintia Yuswardi yuswardi, Yuswardi Zoy Beils