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All Journal JURNAL ECONOMIA Jurnal Manajemen Terapan dan Keuangan Jurnal Aplikasi Bisnis dan Manajemen (JABM) E-Journal Equilibrium EKOMBIS REVIEW: Jurnal Ilmiah Ekonomi dan Bisnis MIX : Jurnal Ilmiah Manajemen STRATEGIC Prosiding Seminar Nasional INDOCOMPAC Jurnal Mirai Management Journal of Accounting and Management Innovation Jurnal Obsesi: Jurnal Pendidikan Anak Usia Dini Inovasi : Jurnal Ekonomi, Keuangan, dan Manajemen Jurnal Riset Akuntansi dan Keuangan JURNAL AKUNTANSI, EKONOMI dan MANAJEMEN BISNIS JRMSI - Jurnal Riset Manajemen Sains Indonesia JMBI UNSRAT (Jurnal Ilmiah Manajemen Bisnis dan Inovasi Universitas Sam Ratulangi) Distribusi SEIKO : Journal of Management & Business At-Tadbir : jurnal ilmiah manajemen Sketsa Bisnis Journal of Economic, Management, Accounting and Technology (JEMATech) Jesya (Jurnal Ekonomi dan Ekonomi Syariah) YUME : Journal of Management Jambura Science of Management JURNAL MANAJEMEN BISNIS Jurnal Bisnis dan Kewirausahaan Jurnal Administrasi dan Manajemen JPEK (Jurnal Pendidikan Ekonomi dan Kewirausahaan) Jurnal Ecoment Global: Kajian Bisnis dan Manajemen Organum: Jurnal Saintifik Manajemen dan Akuntansi JURNAL LENTERA BISNIS Dinasti International Journal of Education Management and Social Science Journal of Global Business and Management Review Revitalisasi : Jurnal Ilmu Manajemen Prosiding National Conference for Community Service Project Current : Jurnal Kajian Akuntansi dan Bisnis Terkini JOURNAL OF BUSINESS AND ECONOMICS RESEARCH (JBE) Jurnal Pengabdian kepada Masyarakat Nusantara Jurnal Manajemen dan Organisasi Review (MANOR) Journal of Accounting and Management Innovation ALMUJTAMAE: Jurnal Pengabdian Masyarakat Jurnal Ekonomi, Manajemen Pariwisata dan Perhotelan Jurnal Manajemen Stratejik dan Simulasi Bisnis Jurnal Ekonomi dan Bisnis JWM (JURNAL WAWASAN MANAJEMEN) Jurnal Perspektif Pembiayaan dan Pembangunan Daerah Jurnal Bangkit Indonesia Journal of Business Studies and Management Review Jurnal Kreasi Rakyat Indo-Fintech Intellectuals: Journal of Economics and Business Conference on Management, Business, Innovation, Education and Social Sciences (CoMBInES) Conference on Community Engagement Project (Concept) Conference on Business, Social Sciences and Technology (CoNeScINTech) Social Engagement: Jurnal Pengabdian Kepada Masyarakat Pusat Publikasi Ilmu Manajemen IIJSE Indonesia Bergerak: Jurnal Hasil Kegiatan Pengabdian Masyarakat International Journal of Business and Quality Research International Journal of Economics, Business and Innovation Research Asian Journal of Management, Entrepreneurship and Social Science Asmara Jurnal Dinamika Manajemen Jurnal Ekonomi, Manajemen Pariwisata dan Perhotelan Equilibrium : Journal Of Economics and Development Studies Jurnal Pengabdian Masyarakat Inovasi Indonesia
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Analysis of the Attraction of Using e-Money among Indonesian Millennials Wisnu Yuwono; Johny Budiman; Hendriyanto Hendriyanto; Dessy Alliandrina
Asian Journal of Management, Entrepreneurship and Social Science Vol. 4 No. 01 (2024): Pebruary, Asian Journal of Management Entrepreneurship and Social Science ( AJ
Publisher : Cita Konsultindo Research Center

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

The percentage of e-money users in Indonesia is still low, not comparable to several neighboring countries. Even though the Indonesian government has made regulations regarding e-money security, in terms of digital payments it is still low. This research analyzes the determining factors for the use of e-money for millennials. This research was conducted in Batam City, which is considered representative of Indonesia. The sample size was 400 millennial respondents, using SPSS version 29.0, it was concluded that perceived usefulness, performance expectancy, social influence and trust had a significant positive effect on intention to use e-money. Meanwhile, perceived use and effort expectancy do not have a significant effect. This condition actually indicates that the existence of government regulations regarding payment security has the most significant impact in encouraging the use of e-money.
Business Risk Management Planning at Public Accounting Firm in Batam City Lau, Andy; Yuwono, Wisnu
Conference on Business, Social Sciences and Technology (CoNeScINTech) Vol. 3 No. 1 (2023): Conference on Business, Social Sciences and Technology (CoNeScINTech)
Publisher : Lembaga Penelitian dan Pengabdian kepada Masyarakat

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37253/conescintech.v3i1.8510

Abstract

This research was conducted to find out the business risk management plan at the Public Accounting Firm in Batam City and can take action to prevent for minimize the risks. This study uses a descriptive contextual approach to analysis and data collection techniques in this study are interviews. Respondents who were interviewed must have knowledge and competence in related fields so that the data obtained can reflect the actual conditions. The results of this study indicate that there are 5 risks in the Public Accounting Firm in Batam City which include 4 medium risks and 1 low risk. Most of the risks that occur are caused by a lack of audit planning. Therefore, the Public Accountant Office in Batam City needs to implement a more effective and efficient audit plan to be able to prevent and minimize the risks that will occur.
Maintaining Customer Loyalty: Analysis of Factors that Influencing Customer Loyalty to Local Beauty Mask Yuwono, Wisnu; Naimah, Mutiara Kamilatu; Yulianto, Edy
Jurnal Manajemen Bisnis Vol. 11 No. 1 (2024): March
Publisher : Pusat Penerbitan dan Publikasi Ilmiah, FEB, Universitas Muslim Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33096/jmb.v11i1.687

Abstract

The aim of this research is to identify the effects of customer experience, customer value, price, product quality, and service quality on customer loyalty through customer satisfaction. A quantitative survey methodology was employed, with 405 participants as survey respondents. In this study, we utilized SPSS version 26 for descriptive analysis and employed Partial Least Squares (PLS) to test causal relationships and assess the overall influence of each variable. Findings indicate that customer experience, customer value, product quality, and service quality positively or significantly influence customer loyalty, while price does not impact customer loyalty. Customer satisfaction is highly influenced by the quality of service provided, and customers tend to be more satisfied after regaining trust in the company. Customer satisfaction acts as a positive mediator between customer experience and customer loyalty. Customer satisfaction refers to the overall evaluation of the customer's experience with a product or service and the emotions generated from that experience. When customers are satisfied with their experience, they are likely to have positive emotions and remain loyal to the company.
ANALISIS PENGARUH INFLUENCER CREDIBILITY TERHADAP PURCHASE INTENTION PRODUK SKINCARE LOKAL DENGAN MEDIASI BRAND IMAGE, TRUST, DAN BRAND SATISFACTION Yuwono, Wisnu; Permata, Nadiva Surya; Christiarini, Renny
Jurnal Manajemen Terapan dan Keuangan Vol. 13 No. 02 (2024): Jurnal Manajemen Terapan dan Keuangan
Publisher : Program Studi Manajemen Pemerintahan dan Keuangan Daerah Fakultas Ekonomi dan Bisnis Universitas Jambi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22437/jmk.v13i02.31782

Abstract

Digitalisasi merupakan proses yang membuat segalanya lebih mudah dalam mencari informasi yang di perlukan tentunya karena digitalisasi tidak ada batasan waktu dan jarak sehingga dapat mendapatkan informasi serta berbagi informasi dengan mudah. Tujuan dari penelitian ini yaitu untuk menganalisis pengaruh influencer credibility terhadap purchase intension produk skin care local dengan mediasi brand image, trust, dan brand satisfaction. Metode penelitian yang digunakan yaitu penelitian causal comparative research. Hasil penelitian menunjukkan bahwa brand image, trust, dan brand satisfaction memberikan pengaruh bernilai positif dan signifikan dari variabel independen influencer credibility yang terdiri dari attractiveness, truthworthiness, dan expertise terhadap variabel dependen yakni purchase intention. Sehingga dapat disimpulkan adanya kualitas influencer credibility yang berkualitas dan unggul mampu meningkatkan citra merek, kepercayaan, dan kepuasan merek yang dapat menarik minat pembelian bagi target pelanggan.
DETERMINANTS OF PROFITABILITY IN ENERGY SECTOR COMPANIES LISTED ON IDX Yuwono, Wisnu; Marthin, Ricko; Marheni, Dewi Khornida
Distribusi - Journal of Management and Business Vol. 12 No. 1 (2024): Distribusi, March 2024
Publisher : Fakultas Ekonomi dan Bisnis Universitas Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29303/distribusi.v12i1.439

Abstract

This study aims to determine the effect of liquidity, firm size, working capital, efficiency, leverage and sales growth on profitability due to fluctuations in company performance on the energy index listed on the IDX. The sample used in this study was 240 financial statements of companies listed on the energy index. This study uses several indicators to measure such as the independent variables used, namely current assets, total sales, net working capital, working capital turnover, debt to equity ratio and sales growth. While the dependent variable used is return on assets. The data collection was obtained from the official IDX website and the sampling technique used was purposive sampling. In processing the sample data, this study used the eviews 12 program and the method used was the multiple linear regression method. In addition to obtaining statistical tests, this study uses the SPSS 25 program. Based on the results it can be concluded that liquidity, leverage and sales growth do not have a significant effect on profitability, while firm size and efficiency have a significant positive effect on profitability. In contrast to working capital which has a significant negative effect on profitability.
Apakah Manajemen Risiko Berpengaruh Terhadap Kinerja Bank? Julia Renaldi, Angelina; Candy, Candy; Yuwono, Wisnu
Distribusi - Journal of Management and Business Vol. 12 No. 2 (2024): Distribusi, September 2024
Publisher : Fakultas Ekonomi dan Bisnis Universitas Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29303/distribusi.v12i2.509

Abstract

The objective of this research is to analyze the impact of risk management on bank performance. Risk management is measured through credit risk, liquidity risk, operational risk, leverage, loan growth, and bank capital. Meanwhile, bank performance is measured through ROA (return on assets) and ROE (return on equity). The sample in this study consists of Rural Banks (BPR) in the province of West Kalimantan. Data were collected from the financial statements for the years 2018 until 2022 available on the Financial Services Authority (OJK) website. According to OJK data, there are 21 BPR’s in West Kalimantan resulting in a total of 105 data points used in this study. The analytical method applied is panel regression, tested using the E-Views application. The results show that credit risk, liquidity risk, and operational risk have a negative effect on ROA, while leverage and bank capital have a positive effect on ROA. In contrast, loan growth does not affect ROA. Additionally, credit risk, leverage, operational risk, and bank capital have a negative impact on ROE, whereas liquidity risk and credit growth do not affect ROE.
MEMPENGARUHI ONLINE PURCHASE INTENTION DENGAN TRUST SEBAGAI VARIABEL INTERVENING PADA PELANGGAN MARKETPLACE DI BATAM Zoy Beils; Wisnu Yuwono
JWM (JURNAL WAWASAN MANAJEMEN) Vol. 11 No. 2 (2023)
Publisher : Universitas Lambung Mangkurat

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20527/jwm.v11i2.239

Abstract

Secara global, terjadi kecenderungan meningkat dalam kegiatan belanja secara online, yang dianggap sebagai preferensi kritis karena jangkauan internet yang luas. Penggunaan internet secara global juga terus meningkat selama dua decade terakhir. Pada tahun 2019, dari 7,676 miliar penduduk, 4,388 miliar orang menggunakan internet, di mana 3,484 miliar di antaranya adalah pengguna media sosial aktif dan 3,256 miliar menggunakan internet melalui telepon seluler (Kemp, 2019). Meskipun pertumbuhan di seluruh dunia dalam penggunaan internet dan belanja online, di beberapa negara, masih ada pelanggan yang enggan berbelanja online karena kurangnya kepercayaan dan risiko yang dirasakan. Di sisi lain, faktor motivasi untuk belanja online termasuk penghematan waktu, diskon harga, kenyamanan dan harga yang kompetitif. Risiko yang dirasakan adalah masalah yang signifikan dalam belanja online karena pengaruh langsungnya terhadap sikap dan perilaku niat untuk membeli. Penelitian yang digunakan dalam penelitian ini adalah konsumen yang berbelanja barang-barang secara online di marketplace Shopee dan Tokopedia sebagai platform yang paling banyak dikunjungi konsumen di Indonesia. Sebagai populasinya adalah semua konsumen pembeli online pada marketplace di kota Batam. Penelitian dilakukan dengan menyebarkan kuesioner pada 350 responden. Hasil pengujian menunjukkan bahwa terdapat pengaruh signifikan brand image pada trust. Citra merek berpengaruh pada kepercayaan pelanggan pada marketplace. Namun tidak terdapat pengaruh signifikan E-WoM pada trust. Terdapat pengaruh signifikan service quality, website quality, price perception pada trust. Terdapat pengaruh signifikan dari trust pada online purchase intention serta terdapat pengaruh signifikan brand image pada online purchase intention dengan trust sebagai variabel mediasi. Kata Kunci: Brand Image, E-WoM, Service Quality, Website Quality , Price Perception, Trust, Online Purchase Intention dan Marketplace
Analisis Faktor-Faktor Yang Mempengaruhi Brand Image Terhadap Minat Beli Brand Secondate Suvia, Honey; Yuwono, Wisnu
JURNAL ADMINISTRASI & MANAJEMEN Vol 12, No 4 (2022): Jurnal Administrasi dan Manajemen
Publisher : Universitas Respati Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.52643/jam.v12i4.2533

Abstract

AbstrakTujuan dari penelitian ini yaitu untuk mengetahui pengaruh Social Media Marketing, Online Advertising, E-wom, Trust dan Brand Awareness Terhadap Purchase Intention yang Dimediasi Oleh Brand Image pada Brand Secondate. Penelitian ini memiliki sampel berjumlah 270 responden yang diantaranya yaitu masyarakat kota Batam yang digolongkan generasi Z dan milenial yang sudah pernah membeli produk Secondate. Teknik pengambilan sampel menggunakan metode purposive sampling dan pengolahan data menggunakan program aplikasi SPSS dan Smart-PLS. Penelitian ini memperoleh hasil bahwa variabel social media marketing, E-WOM, dan trust berpengaruh signifikan positif terhadap brand image. Variabel online advertising dan brand awareness tidak berpengaruh signifikan terhadap brand image. Brand image berpengaruh signifikan positif terhadap purchase intention. Brand image sebagai mediasi secara signifikan dapat memediasi hubungan antara social media marketing dan trust terhadap purchase intention. Namun brand image tidak dapat memediasi hubungan antara online advertising, E-WOM, brand awareness terhadap purchase intention.Kata kunci: Pemasaran, E-WOM, Kepercayaan, Merek, Minat Beli AbstractThis study aims to determine the effect of Social Media Marketing, Online Advertising, E-WOM, Trust and Brand Awareness on Purchase Intentions mediated by Brand Image on Brand Secondate. The sample in this study amounted to 270 respondents who are residents of the city of Batam who are classified as generation Z and millennials and have bought Secondate products. The sampling technique used purposive sampling method and the data was processed using SPSS and Smart-PLS application programs. The final result of the study states that the variables of social media marketing, E-WOM, and trust have a significant positive effect on brand image. online advertising and brand awareness variables have no significant effect on brand image. Brand image has a significant positive effect on purchase intention. Brand image as a mediation can significantly mediate the relationship between social media marketing and trust on purchase intention. However, brand image cannot mediate the relationship between online advertising, E-WOM, brand awareness and purchase intention.Keywords: Marketing, E-WOM, Trust, Brand, Purchase Intention
THE PHENOMENON OF COMPULSIVE BUYING BEHAVIOR DUE TO THE RISE OF FINTECH LENDING AMONG INDONESIAN MILLENNIALS Yuwono, Wisnu; Juviyanty, Juviyanty; Nainggolan, Ferdinand
JMBI UNSRAT (Jurnal Ilmiah Manajemen Bisnis dan Inovasi Universitas Sam Ratulangi). Vol 10 No 3 (2023): JMBI UNSRAT Volume 10 Nomor 3
Publisher : FEB Universitas Sam Ratulangi Manado

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35794/jmbi.v10i3.53022

Abstract

Fintech lending is currently growing very rapidly, but has the potential for default by generation Z and millennials. This study aims to determine the effect of financial knowledge, financial attitude, financial management behavior, and self-control on compulsive buying behavior. This research is quantitative research, with a sampling technique using purposive sampling on the millennial generation who use fintech lending in Batam City, totaling 370 respondents. This study uses structural equation modeling (SEM) using SmartPLS software. The results of this study found that financial knowledge has an insignificant effect on compulsive buying behavior, while financial attitude and financial management behavior have a significant positive effect on compulsive buying behavior. Self-control is unable to significantly mediate the effect of financial knowledge on compulsive buying behavior, but self-control can significantly mediate the effect of financial attitude and financial management behavior on compulsive buying behavior. Based on the results of the research above, psychological problems such as stress, and anxiety as well as a high sense of prestige by spending excessive money will increasingly make people fall deeper into compulsive buying. The role of policymakers in regulating the use of FinTech lending and outreach to users through advertisements is suggested so that the public and fintech lending companies can get optimal benefits from using this technological advancement in the financial sector.
PENERAPAN STRATEGI PROMOSI PADA UMKM HOME LAUNDRY Sonata, Vivi; Yuwono, Wisnu
JURNAL KREASI RAKYAT Vol. 1 No. 4 (2023): November - January
Publisher : Lembaga Riset dan Inovasi Kreyat Center

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.64617/kreyat.v1i4.268-278

Abstract

Home Laundry is an SME that operates in the clothing laundry service sector. SME Home Laundry offers clothes washing, dry cleaning, and ironing services, clothes, and washing dolls, shoes, carpets, and others. The income earned by SMEs is considered unstable, therefore this service activity is carried out to help SMEs solve these problems. The data collection methods used in this activity were observation and interviews. This activity produces a digital marketing strategy for SMEs to implement through social media Instagram and the advice that can be given to SME is that SMEs can take advantage of advances in digital technology to carry out promotions and attract customer attention which has a good impact on the development of SME businesses.
Co-Authors Agnes Doraresta Khatarina Tokan Agnes Doraresta Khatarina Tokan Agung Wibowo Agustini Fatmasari Alice Angela Alva Hendi Muhammad Andi Putri Isnayani Kamal Andina Fasha Andina Fasha, Andina Andrea Putri Andrean Andrean Andrianus, Lian Andy Lau Angelin Denis Yeo Angelin, Angelin Angelina, Caroline Angeline Angeline Anna Isabella Lau Antalius, Yosep Deki Antoni Ang, Meiga Putri Antonio, Roni Aprilia Chandrawati Arief Maulana Asya Ian Ramadani Baihaqi, Ahmad Azka Bella Febiola Bhuan, Sun Calvin Calvin Candy, Candy Caroline Angelina Chris Tan Christiarini, Renny Cindy Fransiska Cindy Jolinna Coral Aswanti Delvian Yosuky Denny Denny Dennys Ng Desmond Lim Dessy Alliandrina Destiana Safitri Dewi Dewi Diavika Febriyanti Dimas Firmansyah Nasution Dita Aurelia Edy Yulianto El Vin Ho Ellen Rusliati Elvy Tan Erika Erika Erilia Kesumahati Erilia Kesumahati Estefania Estefania Eva Awaliya, Nindi Suhendri, Tiara Plorist Sibarani Lilian Nurul Wildani, Evi Silvana Muchsinati Ewaldo, Davin Felicia Koo Felix Santono Ferdinand Jason Fortuna, Erica Frendelina N. Nesimnasi Ginting, Dinda Tri Ninta Gladys Christiani Gladys Christiani Glenis Doren Lim Greceila Veronica Tanita Hansend Cristoper Hashim, Hanini Ilyana Che Hendrawan Hendrawan Hendriyanto Hendriyanto Henly Henly Herman Eka Putra Hesniati, Hesniati Ibrahim, Mukdad Imas, Latifa Al Rosyidah Inda Meyllya Putri Indramawan Indramawan Jacksen Lim Jennifer Jennifer Jerry Jerry Jesclin Jesclin Jesni Jesni Jessica Jessica Jessy Valencia Jesty Jesty Jihadhatul Akbar Joey Joey John Christian Tedjo Johny Budiman Jovan Pratama Julia Renaldi, Angelina Juliana Juliana Julyati Julyati Jumbri, Isma Addi Junen Wiwi Juven Gautama Juviyanty Juviyanty, Juviyanty Kelvin Tanudjaja Kendy Setiawan Hartono Kevin Antonio Kevin Leonardo Kevin Lim Kharina, Chintya Khornida, Dewi Lau, Andy Laulita, Nasar Buntu Leni Mardayanti Leon Agustian Salim Leonard, Rivaldo Leviana Lia Willyanto Lily Indrawati Lisa Carline Liu Lu Sudirman Lydia Lestari Lydia Sasmita Maidian Setiawati Mardiana Ng Mardiana Ng Marheni, Dewi Khornida Mariska Ramadana Marthin, Ricko Meiga Putri Antoni Ang Meilita Meilita Michael Iken Bonar Anju Sibagariang Monica, Iveren Moron, Maria Selvi Muhammad Rivaldy Hisham Mujibah, Mujibah Mulyaningrum Mulyaningrum Munaroh Susanto Nabila Arinov Mey Nadya Altiyane Naimah, Mutiara Kamilatu Nainggolan, Ferdinand Nancy Nancy Nelson Donglas Ng, Mega Augustina Nicholas Sunaidi Nicolaus Tommy Prasetyo Nimatul Mamuriyah Noveldi Oktovian Noveldi Oktovian Novita Lasmawati Novita Novita Nuraini, Sharfina Intan Nurhayati Balqis Nurtia Putri Sari Nurtia Sari Olinda Viviani Olivia, Ratu Ong, Teddy Pasaribu, Yemima Natasha Pauline Peranginangin, Pulung Permata, Nadiva Surya Piere Ricardo Prabowo, Ilham Pradino Kusumo Pulung Peranginangin Putra, Christian Hadinatan Putra, Edy Yulianto Putra, Sandy Putri Tazkia Rachmi, Tio Sania Ramadhana, Reva Sri Ranny Daniel Rany, Hay Reddyson Reddyson Reny NG Ria Bintan Riandi, Rafi Rizky Richie Marlon Ricky Ricky Rido Renando Rince Monica Hutagalung Riskiyanto Riskiyanto Rizky Adi Mahendra Robin Robin Robin Robin Robin Robin, Robin Roni Antonio Rusdin Rusdin Santo Santo Sari Wahyuni, Lily Sudhartio, Sefryanto Valentinus Selina Ng Selina Selina selli, Selli Serina Serina Sevilla Nadia Amada Shelby Esfandiany Shellyna Shellyna Sherley Angelia Silvia Hainia Silvia Rahayu Silvina Silvina Silvina, Silvina Sinambela, Fitriana Aidnilla Sindy Sindy Siswuri Andari Siti Rohani Sitorus, Winda Fionita Sonata, Vivi Sopyan, Sahda Fatonah Salsabila STELLA STELLA Suheri, Falda Suprapto, Yandi Supriadi Supriadi Susanti Susanti Sutini Sutini Suvia, Honey Suyono Saputra Sylvia Putri Tata Fransiska Putri Tazkia, Putri Theresia Desilva Thomas Lie Tiara Shinta Tjan, Charles Tresia Putri Trio Trio Vanness Kangnanda Veronica Veronica VERONICA VERONICA Vina Kristini Vivi Sonata Welliam Ali Wesly Wesly Wijaya, Cynthia Anna Wilfi Caroline Willyanto, Lia Winshen Wirren Chang Wirren Chang Xena Amanda Amanda Xian, Andy Chua Eng Yessica Stephanie Lim Yingfanie, Melissa Yogi Rizky Yogi Yohanes Aprialdy Simanungkalit Yulfiswandi, Yulfiswandi Yuliana Shintia Yuswardi yuswardi, Yuswardi Zoy Beils