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All Journal IQTISHODUNA Ziswaf : Jurnal Zakat dan Wakaf Jurnal Ilmiah Ekonomi Islam JPM (Jurnal Pemberdayaan Masyarakat) SYIRKAH Tazkiya: Jurnal Pendidikan Islam Martabe : Jurnal Pengabdian Kepada Masyarakat Tribakti: jurnal pemikiran keIslaman MALIA Journal of Institution And Sharia Finance JPEK (Jurnal Pendidikan Ekonomi dan Kewirausahaan) BISEI: Jurnal Bisnis dan Ekonomi Islam Jurnal Ilmiah Edunomika (JIE) Reswara: Jurnal Pengabdian Kepada Masyarakat MALIA: Journal of Islamic Banking and Finance ABIDUMASY : Jurnal Pengabdian kepada Masyarakat Airlangga International Journal of Islamic Economics and Finance Jurnal Ekonomi, Manajemen dan Perbankan (Journal of Economics, Management and Banking) Jurnal Ekonomi dan Bisnis Istismar : Jurnal Kajian dan Penelitian Ekonomi dan Bisnis Islam Jurnal Akuntansi dan Ekonomi Bisnis Iqtisadie: Journal of Islamic Banking and Shariah Economy Diponegoro Journal of Islamic Economics and Business Jurnal Ekonomi dan Binsis LECTURES: Journal of Islamic and Education Studies Jurnal Al-Wasith : Jurnal Studi Hukum Islam Amal: Jurnal Ekonomi Syariah Jurnal RAK (Riset Akuntansi Keuangan) ARKANA: Jurnal Komunikasi dan Media Dalwa Islamic Economic Studies: Jurnal Ekonomi Syariah At Tahfidz Jurnal Ilmu Al-Qur'an dan Tafsir Al Fikrah: Jurnal Pemikiran dan Pendidikan Islam Jurnal Al Maesarah : Jurnal Pengabdian Kepada Masyarakat Bidang Pendidikan, Sosial, dan Kemasyarakatan Afkaruna: International Journal of Islamic Studies (AIJIS) AHDÃF: Jurnal Pendidikan Agama Islam Pelita: Jurnal Studi Islam Mahasiswa UII Dalwa BIMA : Journal of Business and Innovation Management Revorma: Jurnal Pendidikan dan Pemikiran JURNAL ILMIAH EKONOMI, MANAJEMEN, BISNIS DAN AKUNTANSI Abdurrauf Journal of Islamic Studies Jurnal Ilmiah Nusantara Journal of Economic and Islamic Research LA RIBA: Jurnal Perbankan Syariah Jurnal Pengabdian Masyarakat Darul Ulum TIJAROTANA : Jurnal Ekonomi dan Bisnis Syariah Ekonomipedia: Jurnal Ekonomi Manajemen dan Bisnis JIES : Journal of Islamic Economics Studies Dinamis: Jurnal Pengabdian Kepada Masyarakat Living Sufism: Journal of Sufism and Psychotherapy Journal of Islamic Economics Studies and Practices (JIESP). AL TADIB : Jurnal Ilmu Pendidikan THORIQOTUNA: Jurnal Pendidikan Islam Al-Munawwarah: Journal of Islamic Education
Imam Sopingi
Universitas Hasyim Asy'ari Tebuireng Jombang
Religion Agriculture, Biological Sciences & Forestry Arts Humanities Civil Engineering, Building, Construction & Architecture Computer Science & IT Control & Systems Engineering Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Electrical & Electronics Engineering Energy Engineering Environmental Science Industrial & Manufacturing Engineering Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Mathematics Social Sciences Other

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PENGARUH KECUKUPAN MODAL DAN RISIKO PEMBIAYAAN TERHADAP PERTUMBUHAN NET PROFIT BANK UMUM SYARIAH amalia fitriansyah fitriansyah; imam sopingi sopingi; Kusnul Ciptanila Yuni Kusuma
Journal of Institution and Sharia Finance Vol. 6 No. 2 (2023): DESEMBER
Publisher : Program Studi Perbankan Syariah, IAIN Palopo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24256/joins.v6i2.4714

Abstract

Pergerakan Net profit tergantung dengan Kecukupan Modal (CAR) dan Risiko Pembiayaan (NPF) suatu bank syariah. Penelitian ini bertujuan untuk mengetahui pengaruh variabel kecukupan modal atau Capital Adequacy Ratio (CAR) dan risiko pembiayaan atau Non Perfoming Financing (NPF) terhadap pertumbuhan Net Profit. Objek penelitian ini yaitu Capital Adequacy Ratio (CAR), Non Perfoming Financing (NPF), dan Net Profit. Net Profit merupakan faktor penting dalam mengukur keberhasilan suatu bank. Penelitian ini menggunakan metode kuantitatif. Teknik pengambilan sampel menggunakan metode purposive sampling. Metode analisis yang digunakan dalam peneliti ini adalah regresi linear berganda dengan bantuan program SPPS. Pengambilan data menggunakan data sekunder dengan publikasi dari OJK, yaitu data statistik Capital Adequacy Ratio (CAR), data statistik Non Perfoming Financing (NPF), dan data statistik Net profit. Hasil penelitian menunjukan secara parsial CAR tidak berpengaruh terhadap pertumbuhan Net Profit dan NPF berpengaruh negatif terhadap pertumbuhan Net Profit. Sedangkan secara simultan berpengaruh signifikan terhadap pertumbuhan Net Profit. Implikasi dari temuan ini adalah pentingnya manajemen keuangan yang bijaksana dalam mengelola modal dan risiko. Perusahaan perlu memperhatikan struktur modalnya untuk memastikan kecukupan yang tepat guna mengatasi risiko bisnis. Selain itu, pemahaman yang mendalam terhadap risiko pembiayaan dapat membantu perusahaan dalam pengambilan keputusan investasi yang lebih cerdas.
PENGARUH LABEL HALAL, VARIASI PRODUK, KUALITAS PRODUK DAN HARGA KOMPETITIF TERHADAP MINAT BELI Imam Sopingi; Peni Haryanti; Rohmad Prio Santoso
JURNAL ILMIAH EDUNOMIKA Vol 8, No 1 (2024): EDUNOMIKA
Publisher : ITB AAS Indonesia Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jie.v8i1.11648

Abstract

This study aims to analyze the effect of halal labels, product variety, product quality, and competitive prices on consumer buying interest. In the era of globalization where consumer preferences are increasingly diverse, these factors can be the main attraction for consumers in choosing products. The research method used is a survey through a questionnaire given to 527 respondents who are potential consumers. The collected data were analyzed using multiple linear regression. The results showed that the halal label has a significant positive effect on consumer buying interest. Consumers tend to choose products that have a halal label as a consideration of their halalness. In addition, product variety and product quality also have a significant positive influence on purchase intention. Consumers tend to be more interested in products with a variety of variations and have good quality. In addition, competitive prices also have a significant influence on consumer buying interest. These findings provide insight for producers and marketers to understand the importance of halal labeling, product variety, and product quality as well as competitive prices in increasing consumer buying interest. In addition, this study also provides a basis for further research on other factors that can influence consumer buying interest.
Peningkatan Inklusi Keuangan Syariah melalui Penyaluran Dana Kepaada UMKM: Studi Kasus Pada BWM Tebuireng Jombang Rosidayanti; Imam Sopingi; Peni Haryanti
IQTISADIE: Journal of Islamic Banking and Shariah Economy Vol. 3 No. 2 (2023): September 2023
Publisher : Program Studi Perbankan Syariah Institut Al-Fithrah (IAF) Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36781/iqtisadie.v3i2.474

Abstract

The importance of Islamic financial inclusion in supporting inclusive economic growth has become a major concern in recent years. One sector that plays an important role in economic growth is Micro, Small and Medium Enterprises (MSMEs). MSMEs are the backbone of the economy in many countries, including Indonesia. In addition, MSMEs can be a locomotive for the development of Islamic financial inclusion. The purpose of this study is to determine the increase in sharia financial inclusion through the distribution of funds to MSMEs. This research uses qualitative methods with a case study approach according to Robert K. Yin. The data collection techniques used, namely (1) Interviews with managers, supervisors and customers of BWM Tebuireng, (2) Documentation of BWM Tebuireng, (3) Archive records of BWM Tebuireng customer data, (4) Direct observation on MSMEs, (5) Physical devices at BWM Tebuireng, such as handphones and computers, were then analyzed using Ozil's theory related to financial inclusion and compared with several previous studies. The results of this study, namely increasing Islamic financial inclusion carried out by BWM Tebuireng through the distribution of funds to MSMEs have had a good impact on the surrounding community and especially MSME players as well as increasing Islamic financial inclusion.
Waste to Masterpiece: Community Service in Wood Waste Management at Mojowarno Jombang Akhsan, Miftakhul; Sari, Vivin Indah; Sopingi, Imam; Rahmawati, Siti
Jurnal Al Maesarah Vol 3 No 1 (2024): Education, Social, and Community
Publisher : LPPM STAI Darul Falah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58988/jam.v3i1.371

Abstract

Wood waste management is an important issue in the Mojowarno Jombang area, due to the high production of waste from the wood processing industry while its utilisation is only for firewood. This service aims to increase community awareness about the utilisation of wood waste into economically valuable products, while reducing negative impacts on the environment. The service partners include small and medium enterprise (SME) groups and local communities active in the handicraft industry. The method used is socialisation and technical training on processing wood waste into creative products such as handicrafts and economic goods. The training covers basic processing techniques, product design, and marketing. The results showed an increase in community skills and understanding in managing wood waste, as well as an increase in income through the sale of processed products. In conclusion, this service successfully created a circular economy model in Mojowarno by utilising wood waste into value-added products. This result is important because it shows that a community-based approach to waste management can be an effective solution to environmental and local economic problems. This service is expected to be an example for other areas with similar problems.
THE INFLUENCE OF INTERNAL AND EXTERNAL FACTORS ON THE PROFITABILITY OF ISLAMIC COMMERCIAL BANKS IN INDONESIA Sopingi, Imam; Tjiptohadi Sawarjuwono; Imron Mawardi; Kusnul Ciptanila Yuni K.
Jurnal RAK (Riset Akuntansi Keuangan) Vol. 8 No. 2 (2023): October 2023
Publisher : Universitas Tidar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31002/rak.v8i2.1136

Abstract

This study aims to investigate the influence of internal and external factors on the Islamic Commercial Banks' Profitability in Indonesia. The internal factors consist of Capital Adequacy Ratio (CAR), Financing to-Deposits (FDR), Non-Performing Loan (NPF), Cost Inefficiency (BOPO), and Net Operating Profit Margin (NPM) meanwhile the external factors consist of Third-Party Deposits (DPK) and Interest rate. Profitability is one of the important factors in the success and continuity of a company's operations. The method used is regression analysis using monthly data from June 2018 to June 2023. The data used include CAR, FDR, NPF, BOPO, NOM, DPK, and ROA from the Financial Services Authority (OJK) meanwhile the interest rate through the Central Bureau of Statistics (BPS) website. The results showed that CAR, FDR, and Interest Rate did not affect profitability. NPF and NOM have a positive effect on profitability meanwhile BOPO and DPK have a negative effect on profitability.
UPAYA PENGEMBANGAN KEMANDIRIAN EKONOMI PESANTREN (Studi Kasus Di Pondok Tahfidz Qur'an Al-Hasanah Bandung) Denur Azharudin; Imam Sopingi
JURNAL ILMIAH NUSANTARA Vol. 1 No. 5 (2024): Jurnal Ilmiah Nusantara
Publisher : CV. KAMPUS AKADEMIK PUBLISING

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61722/jinu.v1i5.2543

Abstract

Whether we realize it or not, financial problems often threaten the existence of pesantren. The purpose of this study was to determine the efforts of Pondok Tahfidz Qur'an Al-Hasanah Bandung in utilizing its potential for economic development and to find out the efforts made in realizing the economic independence of Islamic Boarding Schools. This study uses a qualitative method with a case study approach according to Robet K. Yin, with data analysis using the Al-Qur'an and Al-Hadith. The results of this study indicate that the development process is carried out by analyzing the potential possessed by Islamic boarding schools, strengthening the resources they have, and involving students and local communities to participate in the development process. Processing agricultural products to meet the daily needs of students, forming business entities and other supporting media for marketing the products produced so that the results of these efforts can meet the operational costs of Islamic boarding schools.
DIMENSI KEILMUAN USHUL FIQH DALAM INTELERASI WAHYU DAN LOGIKA: KAIDAH DAN PENERAPANNYA Harimawan, Dwi; Sopingi, Imam
Jurnal Al-Wasith : Jurnal Studi Hukum Islam Vol. 9 No. 2 (2024): Jurnal Al-Wasith: Jurnal Studi Hukum Islam
Publisher : Universitas Nahdlatul Ulama Al Ghazali Cilacap

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Penelitian ini mengeksplorasi dimensi keilmuan Ushul Fiqh dalam integrasi wahyu dan logika untuk menetapkan kaidah hukum Islam yang relevan dengan tantangan kontemporer. Kajian ini menggunakan metode kualitatif dengan analisis terhadap literatur klasik dan kontemporer serta wawancara ahli. Hasil penelitian menunjukkan bahwa integrasi wahyu dan logika memainkan peran penting dalam pengambilan keputusan hukum Islam, terutama melalui kaidah seperti qiyas, istihsan, dan prinsip al-Maqasid al-Shariah. Meskipun wahyu menjadi pedoman utama, pendekatan logis diperlukan untuk menghadapi realitas modern. Penelitian ini juga mengidentifikasi tantangan dalam mencapai keseimbangan antara wahyu dan logika serta merekomendasikan pendekatan holistik untuk memastikan relevansi hukum Islam di era modern.
Pembiayaan Usaha Mikro (KUR) Pada Bank Syariah Indonesia KCP Pare Kediri: Prosedur dan Tantangannya Maslachah, Dewi; Sopingi, Imam
Journal of Economic and Islamic Research Vol. 3 No. 1 (2024): November
Publisher : Prodi Ekonomi Syariah STAI Syaichona Moh. Cholil Bangkalan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62730/journalofeconomicandislamicresearch.v3i1.136

Abstract

Penelitian ini bertujuan untuk menganalisis prosedur dan tantangan dalam pembiayaan usaha mikro melalui Kredit Usaha Rakyat (KUR) pada Bank Syariah Indonesia (BSI) KCP Pare Kediri. Penelitian ini menggunakan Metode Pendekatan deskriptif kualitatif digunakan dengan data yang diperoleh melalui wawancara mendalam, observasi, dan penelitian di kantor. Hasil penelitian menunjukkan bahwa prosedur pembiayaan KUR di BSI meliputi pengumpulan dokumen, analisis kelayakan usaha, kontrak pembiayaan sesuai prinsip syariah dan pencairan modal. Proses ini mengutamakan penghormatan terhadap nilai-nilai syariah dengan program seperti murabahah dan ijarah. Namun terdapat berbagai tantangan yang dihadapi seperti rendahnya tingkat literasi keuangan syariah di kalangan nasabah, keterbatasan akses terhadap dokumen usaha mikro dan dampak ketidakstabilan perekonomian terhadap kelangsungan operasional usaha. Studi ini merekomendasikan penguatan literasi keuangan syariah, peningkatan efisiensi prosedur, dan pengembangan strategi mitigasi risiko untuk mendukung keberlanjutan pembiayaan KUR berbasis syariah. Menunjukkan perlunya program pendidikan keuangan, prosedur administrasi yang inovatif, dan peningkatan strategi mitigasi risiko untuk meningkatkan kinerja keuangan. Hasil ini diharapkan dapat berkontribusi dalam optimalisasi penerapan KUR berbasis syariah.
Nasikh Mansukh Menurut Jalaluddin Al Mahalli: Telaah Kitab Al Itqon Ulum Al Qur'an Sania Rahma Melani; Imam Sopigi; Anita Musfiroh
At-Tahfidz: Jurnal Ilmu Al-Qur'an dan Tafsir Vol. 6 No. 1 (2024): Desember 2024
Publisher : Program Studi Ilmu Al-Qur'an dan Tafsir

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53649/at-tahfidz.v6i1.959

Abstract

Penelitian ini bertujuan untuk mendalami konsep nasikh-mansukh menurut Jalaluddin Al-Mahali melalui analisis kitab Al-Itqan fi Ulum Al-Qur'an karya Al-Suyuti. Fokus utama penelitian ini adalah pandangan Jalaluddin Al-Mahali mengenai kriteria, mekanisme, dan penerapan nasikh-mansukh dalam memahami ayat-ayat Al-Qur'an. Tujuan tersebut diharapkan dapat memberikan gambaran yang lebih mendalam tentang metode beliau dalam membahas tema ini, yang sangat relevan dalam diskursus ilmu Al-Qur'an. Metode yang digunakan dalam penelitian ini adalah studi literatur dengan pendekatan analisis isi, di mana data dikumpulkan dari berbagai kitab tafsir dan literatur terkait. Hasil penelitian menunjukkan bahwa Jalaluddin Al-Mahali mengadopsi pendekatan yang selektif dan berhati-hati dalam menentukan ayat yang dianggap mansukh. Beliau menekankan pentingnya bukti yang kuat dan valid sebelum menyimpulkan tentang adanya naskh. Pendekatan ini lebih ketat dibandingkan dengan pandangan beberapa ulama lain yang cenderung lebih longgar dalam menetapkan status nasikh-mansukh. Selain itu, Jalaluddin Al-Mahali berupaya menjaga harmonisasi antara ayat-ayat Al-Qur'an, sehingga konsep nasikh-mansukh digunakan secara terbatas dan tidak diterapkan secara luas pada semua perbedaan hukum. Terdapat keterbatasan dalam penelitian ini terkait dengan minimnya akses terhadap karya asli Jalaluddin Al-Mahali, sehingga sebagian besar data berasal dari analisis dalam kitab Al-Itqan. Penelitian lanjutan disarankan untuk mengeksplorasi lebih dalam melalui manuskrip langsung atau membandingkan dengan karya tafsir lainnya. Keunikan penelitian ini terletak pada penekanan terhadap kehati-hatian dalam memahami nasikh-mansukh, yang memberikan implikasi berbeda dalam studi ilmu Al-Qur'an. Pendekatan ini relevan untuk menciptakan pemahaman yang lebih inklusif dan kontekstual dalam kajian Al-Qur'an di era modern.
PENGARUH BOPO, NON PERFOMING FINANCING, INFLASI TERHADAP RETURN ON ASSET PADA PERBANKAN SYARIAH DI INDONESIA Nurhayati, Dede; Sopingi, Imam; Musfiroh, Anita
AMAL: Jurnal Ekonomi Syariah Vol. 6 No. 02 (2024): Desember
Publisher : IAIN Ambon

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33477/eksy.v6i02.8175

Abstract

Operasional (BOPO), Non-Performing Financing (NPF), dan inflasi terhadap Return on Assets (ROA) pada perbankan syariah di indonesia. Analisis regresi linier berganda digunakan untuk menganalis data bulanan dari Juli 2019 hingga Juni 2022. Hasil penelitian menunjukkan bahwa BOPO dan Inflasi memiliki pengaruh negatif terhadap ROA, mencerminkan bahwa inefisiensi operasional dan inflasi tinggi menurunkan profitabilitas. Sedangkan NPF tidak berpengaruh terhadap ROA karena pembiayaan bermasalah tidak selalu berdampak langsung pada profitabilitas. Sementara dalam uji simultan BOPO, NPF, dan Inflasi secara bersamaan memiliki pengaruh signifikan terhadap ROA.
Co-Authors Adim, Fauzan Agustina, Rachma Ahmad Ajib Ridlwan Ahmad, Anang Wiro Atmojo Nur Aini, Intan Nur Aisyah Aizillalaa, Chicha Aji , Tony Seno Akhsan, Miftakhul Ali, Mohammad Haidar Ali, Muhammad Haidar Alif, M. Wildan Alkhafidhoh, Faizah Almujadidi, Muhammad Alvi Dzikri Mubarrok Alwani, Muhammad Zakiyus Syaroni amalia fitriansyah fitriansyah Amalia Nuril Hidayati Amalia Nuril Hidayati Amrulli, Danang Rifqi Ana Musta’anah Anisa, Siti Nur Ardiana, Meta Arif Nur Kholbi arsyad, dani Asmawati, Lilik Asri, Muhammad Rizal Assajdah, Kaifa Anhar Athi' Hidayati Athi’ Hidayati Ayu Amalia Azis , Nopa Abdul Azzayatul Rahma Mumtazah Baskara, Renaldi Habib Basuki Brilian, Khoiruman Ahmad Choiriyah, Siti Khusnatul Cholifah, Siti Nur Cholilah, Aprilinda Ummi Ciptanila Yuni K, Kusnul Daristin, Pipit Erika Dede Nurhayati Denur Azharudin Dewi Fitriana DEWI MASLACHAH Dian Anisa Rokhmah Wati Dwi Ari Pertiwi Efendi, Mohamad Nur Ergi Diana, Erika Falah, Fajrul Garneta Nur Ramadhina Hanif Hidayat Haqiqotus Sa’adah Harimawan, Dwi Haryanti, Peni Hasan Basri Hasan Basri Hermanzah, Lutfi Agus Hidayat, Hanif Hidayati , Athi’ Hidayati, Athi' Hidayati, Athi’ Humaidi Humaidi Humaidi Ikhsanudin, Wahid Imron Mawardi Irawati, Winaika Irham Zaki Iswahyudi, Levi Izzatun Nadzivah Julaiha, Julaiha K., Kusnul Ciptanila Yuni Khoirotun Nisa Kurnia , Ade Kusnul Ciptanila Yuni K Lailatul Maghfiroh Putri Rifardi Laili, Choirun Nisful Laily, Diva Fibrianti Dwi Nur Lidia, Fika Sofiatul Lidia, Fika Sofiatul Lik Anah Lilik Asmawati Lutfan, Luis Ahmad Lutfi Agus Hermanzah Lutfi, Muhammad Fatah Masalingi, Abdurrahman Mohamad Nur Efendi Mubarrok, Alvi Dzikri Mujianto, Ahmad Heru Mukaromah, Faidatul Mumtazah, Azzayatul Rahma Musfiroh, Anita Musta’anah, Ana Nadzivah, Izzatun Najma Fadhila Ningsih, Lilis Sugi Rahayu Nisa, Khoirotun Nur Hanifah, Erma Nurhayati, Dede Nurianti, Erizka Peni Haryanti Peni Haryanti Peni Haryanti Prastyo, Alfin Putri, Nurdiana Qur`ani, Indah Raissa Rahman, Kamil Fatur Rahman, Suad Nur Ramadhan, M. Syahru Ramadhina, Garneta Nur Ramadlan, Syahru Riansyah, Arya Galih Faiq rifardi, lailatul maghfiroh putri Ririn Tri Ratnasari Riris Yulia Roman Rochmania, Desty Dwi Rohmad Prio Santoso Rohman, Ibadur Rohman, Riris Yulia Roshief, Muhammad 'Imaduddin Rosidayanti Sa’adah, Haqiqotus safira, anggun Salsabila , Nisrina Dania Sania Rahma Melani Santoso, Auliya Elvansa Santoso, Rohmad Prio Sari, Vivin Indah Septiana, Rahma Alisa Setiawati, Viola Septi Ryan Shiddiq, Ja’far Shodiq, Jafar Siti Fauziah Siti Fauziyah Siti Nur Cholifah Siti Rahmawati Sobaroh, Lutfia Sumarmi Sumarmi Sumarmi Suryani, Ika Syahiroh, Rima Syifaurrohman, Ahmad Tjiptohadi Sawarjuwono Tri Sudarwanto Tri Sudarwanto Ummah, Faza Faizatul Ummah, Kholifatul Vandhira, Via Wahyunitasari, Eka Dita Wakhidah, Alfina Rahmaniyah Yasin , Ali Wafa Yulia Roman, Riris Yumna, Hanin Yunanto Tri Laksono, Yunanto Tri Yuni K, Kusnul Cipta Nila Yuni K., Kusnul Ciptanila Yuni, Kusnul Zamani, M. Awfi Zaki Zeffa , Ahmad Zenita Rohmah